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Premiums and Reinsurance Related Information
 9 Months Ended
Sep. 30, 2022
Insurance [Abstract]  
Premiums and Reinsurance Related Information Premiums and Reinsurance Related Information
The following is a summary of insurance and reinsurance financial information:
For the Three Months
Ended September 30,		For the Nine Months
Ended September 30,
(In thousands)2022202120222021
Written premiums:
Direct$2,775,236 $2,490,875 $8,075,311 $7,063,151 
Assumed306,702 296,623 918,864 870,295 
Ceded(504,664)(462,360)(1,418,012)(1,346,089)
Total net premiums written$2,577,274 $2,325,138 $7,576,163 $6,587,357 
Earned premiums:
Direct$2,617,680 $2,276,173 $7,533,856 $6,430,957 
Assumed318,962 273,808 903,882 792,515 
Ceded(494,681)(468,963)(1,389,533)(1,320,874)
Total net premiums earned$2,441,961 $2,081,018 $7,048,205 $5,902,598 
Ceded losses and loss expenses incurred$347,439 $318,283 $905,667 $872,186 
Ceded commissions earned$121,721 $113,523 $356,157 $322,037 
    The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the nine months ended September 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$25,218 $22,883 
Change in expected credit losses5,360 793 
Allowance for expected credit losses, end of period$30,578 $23,676 
The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the three months ended September 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$30,557 $24,808 
Change in expected credit losses21 (1,132)
Allowance for expected credit losses, end of period$30,578 $23,676 
The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of an allowance for expected credit losses.
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the nine months ended September 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$7,713 $7,801 
Change in expected credit losses286 (524)
Allowance for expected credit losses, end of period$7,999 $7,277 
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the three months ended September 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$7,744 $7,283 
Change in expected credit losses255 (6)
Allowance for expected credit losses, end of period$7,999 $7,277