Restructuring

We periodically take actions to reduce ongoing operating costs and improve operating efficiencies. As a result of these actions, we incurred total restructuring charges as summarized below ($000’s omitted):



	Total Restructuring Actions
	2012		2011		2010
Employee severance benefits	$	4,481	$	10,841	$	24,850
Lease exit costs	5,702		5,923		27,356
Other	2,057		4,089		3,929
	$	12,240	$	20,853	$	56,135

Of the total restructuring costs reflected in the above table, $0.5 million in 2012, $1.2 million in 2011, and $5.4 million in 2010 are classified within Financial Services expenses. All other employee severance benefits are included within selling, general and administrative expense while lease exit and other costs are included in other expense (income), net. The remaining liability for employee severance benefits and exited leases totaled $1.0 million and $23.0 million, respectively, at December 31, 2012 and $2.6 million and $29.7 million, respectively, at December 31, 2011. Substantially all of the remaining liability for employee severance benefits will be paid within the next year, while cash expenditures related to the remaining liability for lease exit costs will be incurred over the remaining terms of the applicable office leases, which generally extend several years.