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  <xs:element id="phm_SeriesAJuniorParticipatingPreferredSharePurchaseRightsMember" abstract="true" name="SeriesAJuniorParticipatingPreferredSharePurchaseRightsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_StockCompensationPlanPriceFloor" abstract="false" name="StockCompensationPlanPriceFloor" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="phm_SuretyBondsOutstanding" abstract="false" name="SuretyBondsOutstanding" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_LandOptionContractsMember" abstract="true" name="LandOptionContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_HomebuildingAbstract" abstract="true" name="HomebuildingAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="phm_FieldLongTermCompensationPlanMember" abstract="true" name="FieldLongTermCompensationPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_NortheastMember" abstract="true" name="NortheastMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_TotalHomebuildingMember" abstract="true" name="TotalHomebuildingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
