EX-99.2 3 ef20057752_ex99-2.htm EXHIBIT 99.2

Exhibit 99.2

Customers & Communities Teammates & Culture A Better World Awards won by Cadence in 2025

NC

Cadence is a deposit market share leader with low funding costs Huntington will acquire and deepen customer relationships with additional product and service offerings Cadence has an attractive position in higher growth markets with rapid business and household formation Huntington will invest in capabilities and people to accelerate growth

DFW Austin San Antonio

• • • • • • • • • • • • • •

PF

39% 28% 32% 1% 26% 7% 47% 21%

Earnings Estimates • Synergies • - - • • Merger Expenses • Loan Credit Mark • • Interest Rate & Fair Value Marks • • • • • Core Deposit Intangible • • Other Items • • Capitalization •

• • • • • • • • • >500 professionals, including advisors and consultants ~80% review of loan portfolio by balances

18% 31% 39% 12% 44% 3% 14% 20% 19% 46% 17% 23% 17% 27% 47% 9% 39% 28% 32% 1% 21% 47% 7% 26% CRE 4% 10% Lease Financing CRE

23% 16% 10% 10% 9% 7% 7% 4% 4% 10% 13% 10% 8% 7% 6% 6% 5% 6% 5% 4% 29%