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Loans Held for Investment and Allowance for Credit Losses - Credit Quality by ITACs Score (Details) - USD ($) $ in Thousands | Jun. 30, 2022 | Jun. 30, 2021
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | $ 2,288,907 |
2021 | 158,318 |
2020 | 37,607 |
2019 | 618 |
2018 | 82 |
Prior | 2 |
Loans held for investment | 2,485,534 | $ 2,019,884
2022 Current period charge-offs | (133,338) |
2021 Current period charge-offs | (89,960) |
2020 Current period charge-offs | (3,783) |
2019 Current period charge-offs | (548) |
2018 Current period charge-offs | (120) |
Prior current period charge-offs | (21) |
Total current period charge-offs | (227,770) |
2022 Current period recoveries | 5,288 |
2021 Current period recoveries | 9,802 |
2020 Current period recoveries | 4,417 |
2019 Current period recoveries | 2,952 |
2018 Current period recoveries | 1,242 |
Prior current period recoveries | 897 |
Total current period recoveries | 24,598 |
2022 Current period net charge-offs | (128,050) |
2021 Current period net charge-offs | (80,158) |
2020 Current period net charge-offs | 634 |
2019 Current period net charge-offs | 2,404 |
2018 Current period net charge-offs | 1,122 |
Prior current period net charge-offs | 876 |
Total current period net charge-offs | (203,172) |
96+ |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | 1,218,104 |
2021 | 122,503 |
2020 | 33,458 |
2019 | 157 |
2018 | 1 |
Prior | 0 |
Loans held for investment | 1,374,223 |
94 – 96 |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | 620,403 |
2021 | 11,240 |
2020 | 773 |
2019 | 13 |
2018 | 2 |
Prior | 0 |
Loans held for investment | 632,431 |
90 – 94 |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | 220,056 |
2021 | 3,886 |
2020 | 6 |
2019 | 4 |
2018 | 0 |
Prior | 0 |
Loans held for investment | 223,952 |
Less than 90 |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | 44,300 |
2021 | 135 |
2020 | 2 |
2019 | 0 |
2018 | 0 |
Prior | 0 |
Loans held for investment | 44,437 |
No score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2022 | 186,044 |
2021 | 20,554 |
2020 | 3,368 |
2019 | 444 |
2018 | 79 |
Prior | 2 |
Loans held for investment | $ 210,491 |

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