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CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2020
Revenue      
Revenue $ 559,207 $ 429,402 $ 276,092
Interest income 527,880 326,417 186,730
Gain on sales of loans 196,435 89,926 31,907
Servicing income 65,770 24,719 14,799
Total Revenue, net 1,349,292 870,464 509,528
Operating Expenses      
Loss on loan purchase commitment 204,081 246,700 161,452
Provision for credit losses 255,272 65,878 105,067
Funding costs 69,694 52,700 32,316
Processing and servicing 157,814 73,578 49,831
Technology and data analytics 418,643 249,336 122,378
Sales and marketing 532,343 182,190 25,044
General and administrative 577,493 383,749 121,230
Total Operating Expenses 2,215,340 1,254,131 617,318
Operating Loss (866,048) (383,667) (107,790)
Other (expense) income, net 141,217 (59,703) (4,432)
Loss Before Income Taxes (724,831) (443,370) (112,222)
Income tax expense (benefit) (17,414) (2,343) 376
Net Loss (707,417) (441,027) (112,598)
Excess return to preferred stockholders on repurchase 0 0 (13,205)
Net Loss Attributable to Common Stockholders (707,417) (441,027) (125,803)
Other Comprehensive Income (Loss)      
Foreign currency translation adjustments (5,900) 7,046 (302)
Unrealized gain (loss) on securities available for sale, net (8,022) 29 0
Net Other Comprehensive Income (Loss) (13,922) 7,075 (302)
Comprehensive Loss $ (721,339) $ (433,952) $ (112,900)
Net loss per share attributable to common stockholders for Class A and Class B      
Basic (in USD per share) $ (2.51) $ (2.78) $ (2.63)
Diluted (in USD per share) $ (2.51) $ (2.94) $ (2.63)
Denominator:      
Basic (in shares) 281,704,041 158,367,923 47,856,720
Diluted (in shares) 281,704,041 159,244,611 47,856,720
Merchant network revenue      
Revenue      
Revenue $ 458,511 $ 379,551 $ 256,752
Virtual card network revenue      
Revenue      
Revenue $ 100,696 $ 49,851 $ 19,340