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Debt - Additional Information (Details)
$ / shares in Units, $ in Thousands
 12 Months Ended
Feb. 04, 2022
USD ($)
Dec. 15, 2021
USD ($)
Nov. 23, 2021
USD ($)
segment
d
$ / shares
Jun. 30, 2022
USD ($)
Jun. 30, 2021
USD ($)
Jun. 30, 2020
USD ($)
May 16, 2022
USD ($)
Jan. 19, 2021
USD ($)
Line of Credit Facility [Line Items]                
Loans held for investment       $ 2,503,561 $ 2,022,320      
Remaining life       53 months        
Amortization of debt issuance costs       $ 16,152 6,416 $ 2,313    
Funding debt       672,577 680,602      
Repurchase Agreement                
Line of Credit Facility [Line Items]                
Total funding debt, net of deferred debt issuance costs       27,000 13,900      
Warehouse Credit Facilities | Funding debt | Asset Pledged as Collateral                
Line of Credit Facility [Line Items]                
Loans held for investment       549,600 664,100      
PayBright Funding Facilities | Funding debt | Asset Pledged as Collateral                
Line of Credit Facility [Line Items]                
Loans held for investment       $ 210,100 74,100      
2022-X1 | Senior Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       2.68%        
2022-X1 | Residual Certificate Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       4.33%        
2021-Z1 | Senior Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       2.68%        
2021-Z1 | Residual Certificate Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       4.33%        
2021-Z2 | Senior Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       2.68%        
2021-Z2 | Residual Certificate Pledged Securities                
Line of Credit Facility [Line Items]                
Investment interest rate       4.33%        
2021-Z1 and 2021-Z2 | Repurchase Agreement | Other Receivables                
Line of Credit Facility [Line Items]                
Pledged securities       $ 32,400 16,200      
Convertible Senior Notes                
Line of Credit Facility [Line Items]                
Conversion ratio     0.0046371          
Funding costs       2,400        
Convertible Senior Notes | Conversion Period One                
Line of Credit Facility [Line Items]                
Threshold trading days | d     20          
Threshold consecutive trading days | segment     30          
Threshold percentage of stock price trigger     130.00%          
Convertible Senior Notes | Conversion Period Two                
Line of Credit Facility [Line Items]                
Threshold consecutive trading days | d     5          
Minimum percentage of common stock price trigger     98.00%          
Convertible Senior Notes | Convertible Debt                
Line of Credit Facility [Line Items]                
Total funding debt, net of deferred debt issuance costs       1,706,668        
Securitization issued     $ 1,725,000 1,725,000        
Proceeds from debt     $ 1,704,000          
Conversion price of redeemable convertible preferred stock (in USD per share) | $ / shares     $ 215.65          
Revolving facilities                
Line of Credit Facility [Line Items]                
Aggregate commitment amount of credit facility $ 165,000           $ 205,000 $ 185,000
Unused commitment fee percentage 0.20%              
Amortization of debt issuance costs   $ 1,200            
Funding debt       0        
Revolving facilities | Fed Funds Effective Rate Overnight Index Swap Rate                
Line of Credit Facility [Line Items]                
Basis spread 0.50%              
Revolving facilities | One Month London Interbank Offered Rate (LIBOR)                
Line of Credit Facility [Line Items]                
Basis spread 1.00%              
Revolving facilities | Base Rate                
Line of Credit Facility [Line Items]                
Basis spread 0.85%              
Revolving facilities | LIBOR                
Line of Credit Facility [Line Items]                
Basis spread 1.85%              
Revolving facilities | Funding debt                
Line of Credit Facility [Line Items]                
Borrowings outstanding       683,395 689,356      
Total funding debt, net of deferred debt issuance costs       $ 672,577 $ 680,602      
Revolving facilities | Warehouse Credit Facilities | Funding debt                
Line of Credit Facility [Line Items]                
Covenant, period prior to final maturity date borrowings can occur       12 months        
Aggregate commitment amount of credit facility       $ 2,450,000        
Borrowings outstanding       473,300        
Remaining amount available of credit facility       1,976,700        
Revolving facilities | PayBright Funding Facilities | Funding debt                
Line of Credit Facility [Line Items]                
Aggregate commitment amount of credit facility       484,000        
Borrowings outstanding       183,100        
Remaining amount available of credit facility       $ 300,900        
Minimum | Revolving facilities | Warehouse Credit Facilities                
Line of Credit Facility [Line Items]                
Unused commitment fee percentage       0.00%        
Minimum | Revolving facilities | Warehouse Credit Facilities | Funding debt                
Line of Credit Facility [Line Items]                
Advance rate percentage       83.00%        
Minimum | Revolving facilities | Warehouse Credit Facilities | Funding debt | LIBOR                
Line of Credit Facility [Line Items]                
Basis spread       1.65%        
Minimum | Revolving facilities | PayBright Funding Facilities | Funding debt | Commercial paper rate                
Line of Credit Facility [Line Items]                
Basis spread       1.25%        
Maximum | Revolving facilities | Warehouse Credit Facilities                
Line of Credit Facility [Line Items]                
Unused commitment fee percentage       0.75%        
Maximum | Revolving facilities | Warehouse Credit Facilities | Funding debt                
Line of Credit Facility [Line Items]                
Advance rate percentage       88.00%        
Maximum | Revolving facilities | Warehouse Credit Facilities | Funding debt | LIBOR                
Line of Credit Facility [Line Items]                
Basis spread       4.00%        
Maximum | Revolving facilities | PayBright Funding Facilities | Funding debt | Commercial paper rate                
Line of Credit Facility [Line Items]                
Basis spread       4.25%