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Revenue (Tables)

12 Months Ended

Jun. 30, 2023

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents the company’s revenue disaggregated by revenue source (in thousands):

						Year ended June 30,
						2023						2022						2021
Merchant network revenue						$	507,600					458,511						379,551
Card network revenue						119,338						100,696						49,851
Interest income						685,217						527,880						326,417
Gain on sales of loans						188,341						196,435						89,926
Servicing income						87,489						65,770						24,719
Total revenue, net						$	1,587,985					$	1,349,292					$	870,464

Schedule of Interest Income

Interest income consisted of the following components (in thousands):

						Year ended June 30,
						2023						2022						2021
Contractual interest income on unpaid principal balance						$	561,192					365,993						237,526
Amortization of discount on loans						158,703						185,050						101,078
Amortization of premiums on loans						(17,628)						(13,085)						(9,018)
Interest receivable charged-off, net of recoveries						(17,050)						(10,078)						(3,169)
Total interest income						$	685,217					$	527,880					$	326,417

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- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479806/606-10-50-5

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- Definition

Tabular disclosure of interest income and expense, including, but not limited to, interest income and expense from investments, loans, and securities.

+ References

No definition available.

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- References

No definition available.

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