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CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2021
Revenue      
Revenue $ 626,938 $ 559,207 $ 429,402
Interest income 685,217 527,880 326,417
Gain on sales of loans 188,341 196,435 89,926
Servicing income 87,489 65,770 24,719
Total revenue, net 1,587,985 1,349,292 870,464
Operating expenses      
Loss on loan purchase commitment 140,265 204,081 246,700
Provision for credit losses 331,860 255,272 65,878
Funding costs 183,013 69,694 52,700
Processing and servicing 257,343 157,814 73,578
Technology and data analytics 615,818 418,643 249,336
Sales and marketing 638,280 532,343 182,190
General and administrative 586,398 577,493 383,749
Restructuring and other 35,870 0 0
Total operating expenses 2,788,847 2,215,340 1,254,131
Operating loss (1,200,862) (866,048) (383,667)
Other (expense) income, net 211,617 141,217 (59,703)
Loss before income taxes (989,245) (724,831) (443,370)
Income tax benefit (3,900) (17,414) (2,343)
Net loss (985,345) (707,417) (441,027)
Other comprehensive income (loss)      
Foreign currency translation adjustments (8,143) (5,900) 7,046
Unrealized gain (loss) on securities available for sale, net (882) (8,022) 29
Unrealized gain on cash flow hedges 751 0 0
Net other comprehensive income (loss) (8,274) (13,922) 7,075
Comprehensive loss $ (993,619) $ (721,339) $ (433,952)
Net loss per share attributable to common stockholders for Class A and Class B      
Basic (in USD per share) $ (3.34) $ (2.51) $ (2.78)
Diluted (in USD per share) $ (3.34) $ (2.51) $ (2.94)
Denominator:      
Basic (in shares) 295,343,466 281,704,041 158,367,923
Diluted (in shares) 295,343,466 281,704,041 159,244,611
Merchant network revenue      
Revenue      
Revenue $ 507,600 $ 458,511 $ 379,551
Card network revenue      
Revenue      
Revenue $ 119,338 $ 100,696 $ 49,851