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Debt - Additional Information (Details)
$ / shares in Units, $ in Thousands
 12 Months Ended
Feb. 04, 2022
USD ($)
Nov. 23, 2021
USD ($)
tradingDay
segment
$ / shares
Jun. 30, 2023
USD ($)
Jun. 30, 2022
USD ($)
Jun. 30, 2021
USD ($)
Jun. 07, 2023
USD ($)
May 16, 2022
USD ($)
Line of Credit Facility [Line Items]              
Loans held for investment     $ 4,361,965 $ 2,485,534      
Extinguishment of convertible debt     206,567 0 $ 0    
Extinguishment of convertible debt     $ 89,841 0 $ 0    
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]     Other (expense) income, net        
Remaining life     41 months        
Funding debt     $ 1,764,812 672,577      
Repurchase Agreement              
Line of Credit Facility [Line Items]              
Long-term debt     11,000 27,000      
Warehouse Credit Facilities | Funding debt | Asset Pledged as Collateral              
Line of Credit Facility [Line Items]              
Loans held for investment     $ 1,700,000 500,000      
2022-X1 | Senior Pledged Securities              
Line of Credit Facility [Line Items]              
Investment interest rate     7.23%        
2021-Z1 | Senior Pledged Securities              
Line of Credit Facility [Line Items]              
Investment interest rate     7.23%        
2021-Z2 | Senior Pledged Securities              
Line of Credit Facility [Line Items]              
Investment interest rate     7.23%        
2021-Z1 and 2021-Z2 | Repurchase Agreement | Other Receivables              
Line of Credit Facility [Line Items]              
Pledged securities     $ 18,900 32,400      
Convertible Senior Notes              
Line of Credit Facility [Line Items]              
Conversion ratio   0.0046371          
Debt instrument, authorized repurchase amount           $ 800,000  
Funding costs     3,900 2,400      
Convertible Senior Notes | Conversion Period One              
Line of Credit Facility [Line Items]              
Threshold trading days | tradingDay   20          
Threshold consecutive trading days | segment   30          
Threshold percentage of stock price trigger   130.00%          
Debt instrument, redemption price, percentage   100.00%          
Convertible Senior Notes | Conversion Period Two              
Line of Credit Facility [Line Items]              
Threshold consecutive trading days | tradingDay   5          
Minimum percentage of common stock price trigger   98.00%          
Convertible Senior Notes | Convertible Debt              
Line of Credit Facility [Line Items]              
Borrowings outstanding     296,400        
Long-term debt     1,414,208        
Securitization issued   $ 1,725,000 1,425,900        
Proceeds from debt   $ 1,704,000          
Conversion price of redeemable convertible preferred stock (in USD per share) | $ / shares   $ 215.65          
Extinguishment of convertible debt     206,600        
Debt instrument, repurchased face amount     299,100        
Extinguishment of convertible debt     89,800        
PayBright Funding Facilities | Funding debt | Asset Pledged as Collateral              
Line of Credit Facility [Line Items]              
Loans held for investment     412,800 $ 210,100      
Revolving facilities              
Line of Credit Facility [Line Items]              
Aggregate commitment amount of credit facility $ 165,000           $ 205,000
Unused commitment fee percentage 0.20%            
Funding debt     0        
Revolving facilities | Fed Funds Effective Rate Overnight Index Swap Rate              
Line of Credit Facility [Line Items]              
Basis spread 0.50%            
Revolving facilities | One Month London Interbank Offered Rate (LIBOR)              
Line of Credit Facility [Line Items]              
Basis spread 1.00%            
Revolving facilities | Base Rate              
Line of Credit Facility [Line Items]              
Basis spread 0.85%            
Revolving facilities | LIBOR              
Line of Credit Facility [Line Items]              
Basis spread 1.85%            
Revolving facilities | Funding debt              
Line of Credit Facility [Line Items]              
Borrowings outstanding     1,775,698        
Long-term debt     $ 1,764,812        
Revolving facilities | Warehouse Credit Facilities | Funding debt              
Line of Credit Facility [Line Items]              
Covenant, period prior to final maturity date borrowings can occur     12 months        
Aggregate commitment amount of credit facility     $ 3,300,000        
Borrowings outstanding     1,400,000        
Remaining amount available of credit facility     1,900,000        
Revolving facilities | PayBright Funding Facilities | Funding debt              
Line of Credit Facility [Line Items]              
Aggregate commitment amount of credit facility     548,400        
Borrowings outstanding     349,600        
Remaining amount available of credit facility     $ 198,800        
Minimum | Revolving facilities | Warehouse Credit Facilities              
Line of Credit Facility [Line Items]              
Unused commitment fee percentage     0.00%        
Minimum | Revolving facilities | Warehouse Credit Facilities | Funding debt              
Line of Credit Facility [Line Items]              
Advance rate percentage     82.00%        
Minimum | Revolving facilities | Warehouse Credit Facilities | Funding debt | LIBOR              
Line of Credit Facility [Line Items]              
Basis spread     1.75%        
Minimum | Revolving facilities | PayBright Funding Facilities | Funding debt | Commercial paper rate              
Line of Credit Facility [Line Items]              
Basis spread     1.25%        
Maximum | Revolving facilities | Warehouse Credit Facilities              
Line of Credit Facility [Line Items]              
Unused commitment fee percentage     0.75%        
Maximum | Revolving facilities | Warehouse Credit Facilities | Funding debt              
Line of Credit Facility [Line Items]              
Advance rate percentage     86.00%        
Maximum | Revolving facilities | Warehouse Credit Facilities | Funding debt | LIBOR              
Line of Credit Facility [Line Items]              
Basis spread     2.20%        
Maximum | Revolving facilities | PayBright Funding Facilities | Funding debt | Commercial paper rate              
Line of Credit Facility [Line Items]              
Basis spread     4.25%