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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Mar. 31, 2023
Mar. 31, 2022
Revenue        
Revenue $ 148,482 $ 144,223 $ 451,475 $ 409,507
Interest income 178,270 134,599 470,393 390,256
Gain on sales of loans 32,813 52,484 156,015 141,153
Servicing income 21,413 23,456 64,277 44,242
Total Revenue, net 380,978 354,762 1,142,160 985,158
Operating Expenses        
Loss on loan purchase commitment 31,224 46,853 105,256 163,796
Provision for credit losses 66,438 66,294 237,377 182,581
Funding costs 51,188 15,824 120,005 50,277
Processing and servicing 65,229 43,371 186,096 110,421
Technology and data analytics 161,792 110,291 463,500 283,293
Sales and marketing 140,942 156,214 493,149 363,650
General and administrative 139,266 142,466 458,877 419,962
Restructuring Charges 34,934 0 34,934 0
Total Operating Expenses 691,013 581,313 2,099,194 1,573,980
Operating Loss (310,035) (226,551) (957,034) (588,822)
Other income, net 103,522 172,139 175,067 68,507
Loss Before Income Taxes (206,513) (54,412) (781,967) (520,315)
Income tax (benefit) expense (836) 259 (2,584) 706
Net Loss (205,677) (54,671) (779,383) (521,021)
Other Comprehensive Income (Loss)        
Foreign currency translation adjustments 31 5,406 (16,993) 3,945
Unrealized gain (loss) on securities available for sale, net 4,520 (2,105) 2,061 (3,041)
Net Other Comprehensive Income (Loss) 4,294 3,301 (15,189) 904
Comprehensive Loss $ (201,383) $ (51,370) $ (794,572) $ (520,117)
Net loss per share attributable to common stockholders for Class A and Class B        
Basic (in USD per share) $ (0.69) $ (0.19) $ (2.65) $ (1.86)
Diluted (in USD per share) $ (0.69) $ (0.19) $ (2.65) $ (1.86)
Weighted average common shares outstanding        
Basic (in shares) 297,204,715 285,641,820 293,915,268 279,570,015
Diluted (in shares) 297,204,715 285,641,820 293,915,268 279,570,015
Unrealized gain (loss) on cash flow hedges $ (257) $ 0 $ (257) $ 0
Merchant network revenue        
Revenue        
Revenue 119,013 121,054 366,181 340,385
Virtual card network revenue        
Revenue        
Revenue $ 29,469 $ 23,169 $ 85,294 $ 69,122