XML 58 R47.htm IDEA: XBRL DOCUMENT v3.23.1
Loans Held for Investment and Allowance for Credit Losses - Credit Quality by ITACs Score (Details) - USD ($)
$ in Thousands
Mar. 31, 2023
Jun. 30, 2022
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 $ 3,452,231 $ 2,288,907
2022 227,004 158,318
2021 51,360 37,607
2020 10,796 618
2019 307 82
Prior 18 2
Loans held for investment 3,741,716 2,485,534
2023 Current period charge-offs (59,228)  
2022 Current period charge-offs (161,934)  
2021 Current period charge-offs (6,115)  
2020 Current period charge-offs (509)  
2019 Current period charge-offs (74)  
Prior current period charge-offs (26)  
Total current period charge-offs (227,886)  
2023 Current period recoveries 2,956  
2022 Current period recoveries 13,447  
2021 Current period recoveries 4,000  
2020 Current period recoveries 1,158  
2019 Current period recoveries 753  
Prior current period recoveries 554  
Total current period recoveries 22,868  
2023 Current period net charge-offs (56,272)  
2022 Current period net charge-offs (148,487)  
2021 Current period net charge-offs (2,115)  
2020 Current period net charge-offs 649  
2019 Current period net charge-offs 679  
Prior current period net charge-offs 528  
Total current period net charge-offs (205,018)  
96+    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 2,185,767 1,218,104
2022 94,353 122,503
2021 33,450 33,458
2020 9,085 157
2019 9 1
Prior 1 0
Loans held for investment 2,322,665 1,374,223
94-96    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 865,503 620,403
2022 38,625 11,240
2021 933 773
2020 189 13
2019 6 2
Prior 2 0
Loans held for investment 905,258 632,431
90-94    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 95,252 220,056
2022 12,391 3,886
2021 136 6
2020 2 4
2019 4 0
Prior 0 0
Loans held for investment 107,785 223,952
Less than 90    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 16,786 44,300
2022 2,795 135
2021 6 2
2020 2 0
2019 0 0
Prior 0 0
Loans held for investment 19,589 44,437
No score    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 288,923 186,044
2022 78,840 20,554
2021 16,835 3,368
2020 1,518 444
2019 288 79
Prior 15 2
Loans held for investment $ 386,419 $ 210,491