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Loans Held for Investment and Allowance for Credit Losses - Schedule of Credit Quality by ITACs Score (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year $ 5,246,747   $ 5,246,747   $ 5,300,448
Fiscal year before current fiscal year 1,346,806   1,346,806   282,738
Two years before current fiscal year 114,951   114,951   23,452
Three years before current fiscal year 11,196   11,196   416
Four years before current fiscal year 326   326   108
Prior 45   45   134
Total 6,720,071   6,720,071   5,607,296
Charge-offs          
2025     (14,524)    
2024     (231,104)    
2023     (17,470)    
2022     (951)    
2021     (171)    
Prior     (140)    
Total (142,912) $ (91,633) (264,360) $ (162,476)  
Recoveries          
2025     199    
2024     7,829    
2023     6,300    
2022     2,289    
2021     466    
Prior     137    
Total 9,068 $ 5,609 17,220 $ 11,161  
Net charge-offs          
2025     (14,325)    
2024     (223,275)    
2023     (11,170)    
2022     1,338    
2021     295    
Prior     (3)    
Total     (247,140)    
96+          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year 3,468,048   3,468,048   3,438,135
Fiscal year before current fiscal year 907,243   907,243   183,210
Two years before current fiscal year 85,925   85,925   10,026
Three years before current fiscal year 6,645   6,645   186
Four years before current fiscal year 203   203   10
Prior 11   11   5
Total 4,468,075   4,468,075   3,631,572
94 – 96          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year 1,381,171   1,381,171   1,509,125
Fiscal year before current fiscal year 366,485   366,485   29,227
Two years before current fiscal year 5,615   5,615   463
Three years before current fiscal year 475   475   8
Four years before current fiscal year 7   7   2
Prior 5   5   4
Total 1,753,758   1,753,758   1,538,829
90 – 94          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year 329,415   329,415   287,499
Fiscal year before current fiscal year 59,203   59,203   3,575
Two years before current fiscal year 891   891   263
Three years before current fiscal year 289   289   3
Four years before current fiscal year 4   4   1
Prior 1   1   1
Total 389,803   389,803   291,342
Less than 90          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year 65,999   65,999   45,009
Fiscal year before current fiscal year 8,168   8,168   46
Two years before current fiscal year 11   11   309
Three years before current fiscal year 112   112   2
Four years before current fiscal year 2   2   1
Prior 1   1   0
Total 74,293   74,293   45,367
No score          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current fiscal year 2,114   2,114   20,680
Fiscal year before current fiscal year 5,707   5,707   66,680
Two years before current fiscal year 22,509   22,509   12,391
Three years before current fiscal year 3,675   3,675   217
Four years before current fiscal year 110   110   94
Prior 27   27   124
Total $ 34,142   $ 34,142   $ 100,186