v3.25.4

Equity Incentive Plans - Schedule of Components and Classification of Stock-Based Compensation (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2025 | Dec. 31, 2024
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items] |  |  |  |
Total stock-based compensation in operating expenses | $ 77,800 | $ 86,098 | $ 163,653 | $ 180,331
Capitalized into property, equipment and software, net | 46,636 | 44,708 | 99,521 | 94,186
Total stock-based compensation | 124,436 | 130,806 | 263,174 | 274,517
General and administrative |  |  |  |
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items] |  |  |  |
Total stock-based compensation in operating expenses | 50,588 | 57,719 | 106,362 | 120,524
Technology and data analytics |  |  |  |
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items] |  |  |  |
Total stock-based compensation in operating expenses | 23,012 | 23,677 | 47,776 | 49,648
Sales and marketing |  |  |  |
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items] |  |  |  |
Total stock-based compensation in operating expenses | 3,984 | 4,482 | 9,060 | 9,677
Processing and servicing |  |  |  |
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items] |  |  |  |
Total stock-based compensation in operating expenses | $ 215 | $ 220 | $ 455 | $ 482

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