v3.25.4
Loans Held for Investment and Allowance for Credit Losses - Schedule of Net Charge Offs (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2025
Dec. 31, 2024
Current period charge-offs        
2026     $ (26,440)  
2025     (271,232)  
2024     (17,039)  
2023     (1,321)  
2022     (394)  
Prior     (33)  
Total $ (171,864) $ (142,912) (316,459) $ (264,360)
Current period recoveries        
2026     411  
2025     15,630  
2024     10,730  
2023     4,061  
2022     1,768  
Prior     454  
Total $ 15,991 $ 9,068 33,054 $ 17,220
Current period net charge-offs        
2026     (26,029)  
2025     (255,602)  
2024     (6,309)  
2023     2,740  
2022     1,374  
Prior     421  
Total     $ (283,405)