v3.25.4
Fair Value of Financial Assets and Liabilities - Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Sep. 30, 2025
Jun. 30, 2025
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: $ 723,375   $ 892,477      
Servicing assets 965   906      
Interest rate derivatives 40,214   45,823      
Risk sharing asset 38,992   43,179      
Total assets 827,736   1,010,126      
Servicing liabilities 2 $ 13 41 $ 237 $ 438 $ 743
Performance fee liability 2,377   1,870      
Profit share liability 4,713   9,323      
Risk sharing liability     90      
Interest rate derivatives 389   105      
Total liabilities 7,481   11,339      
Interest rate contracts            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Interest rate derivatives 1,222   2,644      
Interest rate derivatives 389   15      
Certificates of deposit            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 36,552   39,008      
Corporate bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 242,177   264,199      
Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 63,943   126,761      
Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,051   7,854      
Municipal bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 8,435   6,076      
Government bonds - Non-US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 2,181   5,340      
Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 274,274   344,434      
Securitization notes receivable and residual trust certificates            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 80,080   75,469      
Residual interests in structured transactions            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,436   2,284      
Other            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,246          
Money market funds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents 63,182   70,920      
Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     12,564      
Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     3,493      
Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     4,995      
Level 1            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Servicing assets 0   0      
Risk sharing asset 0   0      
Total assets 63,182   70,920      
Servicing liabilities 0   0      
Performance fee liability 0   0      
Profit share liability 0   0      
Risk sharing liability     0      
Total liabilities 0   0      
Level 1 | Interest rate contracts            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Interest rate derivatives 0   0      
Interest rate derivatives 0   0      
Level 1 | Certificates of deposit            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Corporate bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Municipal bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Government bonds - Non-US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Securitization notes receivable and residual trust certificates            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Residual interests in structured transactions            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 1 | Other            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0          
Level 1 | Money market funds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents 63,182   70,920      
Level 1 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     0      
Level 1 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     0      
Level 1 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     0      
Level 2            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Servicing assets 0   0      
Risk sharing asset 0   0      
Total assets 633,835   817,368      
Servicing liabilities 0   0      
Performance fee liability 0   0      
Profit share liability 0   0      
Risk sharing liability     0      
Total liabilities 389   15      
Level 2 | Interest rate contracts            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Interest rate derivatives 1,222   2,644      
Interest rate derivatives 389   15      
Level 2 | Certificates of deposit            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 36,552   39,008      
Level 2 | Corporate bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 242,177   264,199      
Level 2 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 63,943   126,761      
Level 2 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,051   7,854      
Level 2 | Municipal bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 8,435   6,076      
Level 2 | Government bonds - Non-US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 2,181   5,340      
Level 2 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 274,274   344,434      
Level 2 | Securitization notes receivable and residual trust certificates            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 2 | Residual interests in structured transactions            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 2 | Other            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0          
Level 2 | Money market funds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents 0   0      
Level 2 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     12,564      
Level 2 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     3,493      
Level 2 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     4,995      
Level 3            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Servicing assets 965   906      
Risk sharing asset 38,992   43,179      
Total assets 130,719   121,838      
Servicing liabilities 2   41      
Performance fee liability 2,377   1,870      
Profit share liability 4,713   9,323      
Risk sharing liability     90      
Total liabilities 7,092   11,324      
Level 3 | Interest rate contracts            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Interest rate derivatives 0   0      
Interest rate derivatives 0   0      
Level 3 | Certificates of deposit            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Corporate bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Municipal bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Government bonds - Non-US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 0   0      
Level 3 | Securitization notes receivable and residual trust certificates            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 80,080   75,469      
Level 3 | Residual interests in structured transactions            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,436   2,284      
Level 3 | Other            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Securities, available for sale: 5,246          
Level 3 | Money market funds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents $ 0   0      
Level 3 | Commercial paper            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     0      
Level 3 | Agency bonds            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     0      
Level 3 | Government bonds - US            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Cash and cash equivalents     $ 0