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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000950152-00-001024.txt : 20000215
<SEC-HEADER>0000950152-00-001024.hdr.sgml : 20000215
ACCESSION NUMBER:		0000950152-00-001024
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20000214

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRSTMERIT CORP /OH/
		CENTRAL INDEX KEY:			0000354869
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				341339938
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		
		SEC FILE NUMBER:	005-33256
		FILM NUMBER:		538929

	BUSINESS ADDRESS:	
		STREET 1:		111 CASCADE PLAZA
		STREET 2:		7TH FLOOR
		CITY:			AKRON
		STATE:			OH
		ZIP:			44308
		BUSINESS PHONE:		3309966300

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRSTMERIT CORP
		DATE OF NAME CHANGE:	19941219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST BANCORPORATION OF OHIO /OH/
		DATE OF NAME CHANGE:	19941219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST BANCORPORATION OF OHIO
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CINCINNATI FINANCIAL CORP
		CENTRAL INDEX KEY:			0000020286
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				310746871
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		6200 S GILMORE RD
		CITY:			FAIRFIELD
		STATE:			OH
		ZIP:			45014
		BUSINESS PHONE:		5138702000

	MAIL ADDRESS:	
		STREET 1:		6200 SOUTH GILMORE ROAD
		CITY:			FAIRFIELD
		STATE:			OH
		ZIP:			45014-5141
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<DESCRIPTION>CINCINNATI FINANCIAL/FIRSTMERIT CORP--SC 13G/A
<TEXT>

<PAGE>   1

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                  SCHEDULE 13G


                    Under the Securities Exchange Act of 1934
                               (Amendment No.11)*


                             FIRSTMERIT CORPORATION
               --------------------------------------------------
                                (Name of Issuer)


                           COMMON STOCK, no par value
          -------------------------------------------------------------
                         (Title of Class of Securities)


                                    318677101
               ---------------------------------------------------
                                 (CUSIP Number)



*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
<PAGE>   2

CUSIP      318677101                                             13G page 2 of 6


- --------------------------------------------------------------------------------
[1]  Name of Reporting Persons S.S. or I.R.S. Identification Nos.

                   Cincinnati Financial Corporation 31-0746871
- --------------------------------------------------------------------------------
[2]  Check the Appropriate Box if a Member of a Group

                   (a) __________

                   (b) __________
- --------------------------------------------------------------------------------
[3]  SEC Use Only


- --------------------------------------------------------------------------------
[4]  Citizenship or Place of Organization

                                 Fairfield, Ohio
- --------------------------------------------------------------------------------
Number of                           [5] Sole Voting Power             6,764,384*
Shares                              --------------------------------------------
                                    [6] Shared Voting Power                  -0-
Beneficially
Owned By
                                    --------------------------------------------
Each                                [7] Sole Dispositive Power
Reporting                                                              6,764,384
Person                              --------------------------------------------
With                                [8] Shared Dispositive Power             -0-
- --------------------------------------------------------------------------------
[9]  Aggregate Amount Beneficially Owned By Each Reporting Person

                                    6,764,384
- --------------------------------------------------------------------------------
[10] Check Box
If the Aggregate Amount in Row [9] Excludes Certain Shares

                                       N/A
- --------------------------------------------------------------------------------
[11]  Percent of Class Represented by Amount in Row 9

                                      7.5%
- --------------------------------------------------------------------------------
[12]  Type of Reporting Person*

                                     PH, IC
- --------------------------------------------------------------------------------
<PAGE>   3

                                                                 13G Page 3 of 6



Item 1 (a) Name of Issuer: FirstMerit Corporation


Item 1 (b) Address of issuer's Principal Executive Offices:
                           111 Cascade Plaza
                           7th Floor
                           Akron, Ohio 44308


Item 2 (a) Name of Person Filing: Cincinnati Financial Corporation


Item 2 (b) Address of Principal Business Office:
                           P.O. Box 145496
                           Cincinnati, Ohio 45250-5496


Item 2 (c) Citizenship: OHIO


Item 2 (d) Title of Class of Securities:
                           Common stock, no par value


Item 2 (e) CUSIP Number: 318677101


                        Item 3. Type of Reporting Person

(a) [ ] Broker or Dealer registered under Section 15 of the Act
(b) [ ] Bank as defined in section 3(a) (6) of the Act
(c) [X] Insurance Company as defined in sections 3(a) (19) of the Act
(d) [ ] Investment Company registered under section 8 of the Investment
          Company Act
(e) [ ] Investment Adviser registered under section 203 of the Investment
          Advisers Act of 1940
(f) [ ] Employees Benefit Plan, Pension Fund which is subject to the provisions
          of the Employee Retirement Income Security Act of 1947 or Endowment
          Fund
(g) [X] Parent Holding Company, in accordance with 240.13d-b (ii) (G)
(h) [ ] Group, in accordance with 240.13d-1 (b) (1) (ii) (H)
<PAGE>   4

                                                                 13G page 4 of 6



               Item 4 Ownership:


(a) Amount Beneficially Owned: 6,764,384


(b) Percent of Class: 7.5%


(c) Number of Shares as to which CFC has:


    (i)   sole power to vote or to direct the vote
          ..........................................................   6,764,384


    (ii)  shared power to vote or to direct the vote
          ..........................................................         -0-


    (iii) sole power to dispose or to direct the disposition of.....   6,764,384

    (iv)  shared power to dispose or to direct the disposition of...         -0-



              Item 5. Ownership of Five Percent or less of A Class:

                                       N/A

              Item 6. Ownership of More than Five Percent on
                            Behalf of Another person.

                                       N/A
<PAGE>   5

                                                                 13G page 5 of 6



Item 7. Identification and Classification of the Subsidiary which Acquired the
        Security Being Reported on by the parent Holding Company:


This Schedule 13G is being filed by the Cincinnati Financial Corporation for
itself or, if item 3(g) has been checked, as a parent holding company with
respect to the holding of its following subsidiaries:

        [X] Cincinnati Financial Corporation (31-0746871), a parent holding
              company, in accordance with 240.13d-(b) (ii) (G)

        [X] Cincinnati Insurance Company (31-0542366), an insurance company as
              defined in sections 9 (a) (19) of the Act

        [ ] Cincinnati Casualty Company (31-0826946), an insurance company as
              defined in sections 3 (a) (19) of the Act

        [X] Cincinnati Indemnity Company (31-1241793), an insurance company as
              defined in sections 3 (a) (19) of the Act

        [ ] Cincinnati Life Insurance Company (31-1213778), an insurance
              company as defined in sections 3 (a) (19) of the Act

        [ ] Cincinnati Financial Retirement Plan Trust (31-0746871), an
              employee benefit plan, pension fund which is subject to the
              provisions of the Employee Retirement Income Security Act of 1947
              or Endowment Fund
<PAGE>   6

                                                                 13G Page 6 of 6



Item 8.  Identification and Classification of Members of the Group:


Item 9.  Notice of Dissolution of Group:


Item 10. Certification:

         By signing below I certify that to the best of my knowledge and belief,
         the securities referred to above were acquired in the ordinary course
         of business and were not acquired for the purpose of and do not have
         the effect of changing or influencing the control of the issuer of such
         securities and were not acquired in connection with or as a participant
         in any transaction having such purposes or effect.


         Signature


         After reasonable inquiry and to the best of my knowledge and belief, I
         certify that the information set forth in this statement is true,
         complete and correct.


         Date: February 7, 2000


         The Cincinnati Financial Corporation


         By:   /s/ Kenneth W. Stecher

                   Kenneth W. Stecher
                   Secretary


         *This stock is held in custody by the Fifth Third Bank.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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