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Deferred Policy Acquisition Costs (Tables) | 9 Months Ended
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Sep. 30, 2025
Deferred Costs [Abstract] |
Deferred Policy Acquisition Costs And Asset Reconciliation, Including the Amortized Deferred Policy Acquisition Costs | The table below shows the deferred policy acquisition costs and asset reconciliation.
(Dollars in millions) | Three months ended September 30, |  | Nine months ended September 30,
| 2025 |  | 2024 |  | 2025 |  | 2024
Property casualty: |  |  |  |  |  |  |
Deferred policy acquisition costs asset, beginning of period | $ | 1,005 |  |  | $ | 878 |  |  | $ | 886 |  |  | $ | 749 |
Capitalized deferred policy acquisition costs | 458 |  |  | 436 |  |  | 1,456 |  |  | 1,318 |
Amortized deferred policy acquisition costs | (469) |  |  | (427) |  |  | (1,348) |  |  | (1,180) |
Deferred policy acquisition costs asset, end of period | $ | 994 |  |  | $ | 887 |  |  | $ | 994 |  |  | $ | 887 |
Life: |  |  |  |  |  |  |
Deferred policy acquisition costs asset, beginning of period | $ | 362 |  |  | $ | 351 |  |  | $ | 356 |  |  | $ | 344 |
Capitalized deferred policy acquisition costs | 11 |  |  | 11 |  |  | 33 |  |  | 33 |
Amortized deferred policy acquisition costs | (7) |  |  | (8) |  |  | (23) |  |  | (23) |
Deferred policy acquisition costs asset, end of period | $ | 366 |  |  | $ | 354 |  |  | $ | 366 |  |  | $ | 354 |
Consolidated: |  |  |  |  |  |  |
Deferred policy acquisition costs asset, beginning of period | $ | 1,367 |  |  | $ | 1,229 |  |  | $ | 1,242 |  |  | $ | 1,093 |
Capitalized deferred policy acquisition costs | 469 |  |  | 447 |  |  | 1,489 |  |  | 1,351 |
Amortized deferred policy acquisition costs | (476) |  |  | (435) |  |  | (1,371) |  |  | (1,203) |
Deferred policy acquisition costs asset, end of period | $ | 1,360 |  |  | $ | 1,241 |  |  | $ | 1,360 |  |  | $ | 1,241 |
Life Deferred Policy Acquisition Costs by Product | The table below shows the life deferred policy acquisition costs asset by product:
(Dollars in millions) |  |  |  |  |  |  |  |  |  |  |  |
Three months ended September 30, 2025 |  | Term |  | Whole life |  | Deferred annuity |  | Universal life |  |  |  | Total
Balance, beginning of period |  | $ | 251 |  |  | $ | 53 |  |  | $ | 7 |  |  | $ | 51 |  |  |  |  | $ | 362 |
Capitalized deferred policy acquisition costs |  | 9 |  |  | 1 |  |  | 1 |  |  | — |  |  |  |  | 11 |
Amortized deferred policy acquisition costs |  | (6) |  |  | — |  |  | — |  |  | (1) |  |  |  |  | (7) |
Balance, end of period |  | $ | 254 |  |  | $ | 54 |  |  | $ | 8 |  |  | $ | 50 |  |  |  |  | $ | 366 |
Three months ended September 30, 2024 |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 241 |  |  | $ | 50 |  |  | $ | 8 |  |  | $ | 52 |  |  |  |  | $ | 351 |
Capitalized deferred policy acquisition costs |  | 9 |  |  | 1 |  |  | — |  |  | 1 |  |  |  |  | 11 |
Amortized deferred policy acquisition costs |  | (7) |  |  | — |  |  | — |  |  | (1) |  |  |  |  | (8) |
Balance, end of period |  | $ | 243 |  |  | $ | 51 |  |  | $ | 8 |  |  | $ | 52 |  |  |  |  | $ | 354 |
(Dollars in millions) |  |  |  |  |  |  |  |  |  |  |  |
Nine months ended September 30, 2025 |  | Term |  | Whole life |  | Deferred annuity |  | Universal life |  |  |  | Total
Balance, beginning of period |  | $ | 245 |  |  | $ | 52 |  |  | $ | 8 |  |  | $ | 51 |  |  |  |  | $ | 356 |
Capitalized deferred policy acquisition costs |  | 27 |  |  | 4 |  |  | 1 |  |  | 1 |  |  |  |  | 33 |
Amortized deferred policy acquisition costs |  | (18) |  |  | (2) |  |  | (1) |  |  | (2) |  |  |  |  | (23) |
Balance, end of period |  | $ | 254 |  |  | $ | 54 |  |  | $ | 8 |  |  | $ | 50 |  |  |  |  | $ | 366 |
Nine months ended September 30, 2024 |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 236 |  |  | $ | 48 |  |  | $ | 8 |  |  | $ | 52 |  |  |  |  | $ | 344 |
Capitalized deferred policy acquisition costs |  | 25 |  |  | 5 |  |  | 1 |  |  | 2 |  |  |  |  | 33 |
Amortized deferred policy acquisition costs |  | (18) |  |  | (2) |  |  | (1) |  |  | (2) |  |  |  |  | (23) |
Balance, end of period |  | $ | 243 |  |  | $ | 51 |  |  | $ | 8 |  |  | $ | 52 |  |  |  |  | $ | 354 |

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