Short-term borrowings

Bank loans mainly represented unsecured revolving loans

letters of credit

nd bank overdrafts.


	December 31
	2020		2021
	NT$		NT$		US$ (Note 4)

Secured bank loans, annual interest rates both were 0.90%-1.87% as of December 31, 2020 and 2021	$	300,495	$	203,127	$	7,322
Unsecured bank loans, annual interest rates were 0.58%-3.38% and 0.40%-3.75% as of December 31, 2020 and 2021, respectively		34,297,362		40,833,302		1,472,001

		34,597,857		41,036,429		1,479,323
Less: financial liabilities for hedging - current (Note 34)		3,307,018		6,716,965		242,140


	$	31,290,839	$	34,319,464	$	1,237,183

Long-term borrowings

Bank loans


	December 31
	2020		2021
	NT$		NT$		US$ (Note 4)

Revolving bank loans
Syndicated bank loans - repayable through January 2022, annual interest rates were 1.15%-1.17% and 1.08% as of December 31, 2020 and 2021, respectively (Note 36)	$	12,536,424	$	2,562,926	$	92,391
Others - repayable through January 2022 to July 2029, annual interest rates were 0.56%-4.15% and 0.40%-4.00% as of December 31, 2020 and 2021, respectively		84,146,125		107,383,417		3,871,068
Mortgage loans
Repayable through March 2022 to December 2033, annual interest rates were 1.90%-4.90% and 2.32%-4.55% as of December 31, 2020 and 2021, respectively		10,813,997		8,031,142		289,515

		107,496,546		117,977,485		4,252,974
Less: unamortized discounts		104,323		3,642		131

		107,392,223		117,973,843		4,252,843
Less: current portion		2,250,121		4,526,683		163,183
financial liabilities for hedging - current (Note 34)		1,970,307		—		—
financial liabilities for hedging - non-current (Note 34)		5,910,919		4,780,931		172,348


	$	97,260,876	$	108,666,229	$	3,917,312

Pursuant to some of the above revolving bank loans agreements, the Company’s subsidiaries should meet certain financial covenants which are calculated based on each of their annual audited consolidated financial statements or semi-annual reviewed consolidated financial statements. The Company’s subsidiaries were in compliance with all of the financial covenants.

Long-term bills payable


	December 31
	2020		2021
	NT$		NT$		US$ (Note 4)

China Bills Finance Corporation, repayable through March 2023 to December 2023, annual interest rates were 0.65%-0.90% and 0.65% as of December 31, 2020 and 2021, respectively	$	2,000,000	$	2,500,000	$	90,123


	December 31
	2020		2021
	NT$		NT$		US$ (Note 4)

Ta Ching Bills Finance Corporation, repayable through January 2023 to March 2023, annual interest rates were 0.91% and 0.65% as of December 31, 2020 and 2021, respectively	$	1,000,000	$	2,500,000	$	90,123
Mega Bills Finance Corporation, repayable in March 2023, annual interest rates were 0.92%-0.93% and 0.65% as of December 31, 2020 and 2021, respectively		2,000,000		2,000,000		72,098
International Bills Finance Corporation, early repaid in March 2023, annual interest rate was 0.65% as of December 31, 2021		—		1,500,000		54,073

		5,000,000		8,500,000		306,417
Less: unamortized discounts		1,498		1,353		49


	$	4,998,502	$	8,498,647	$	306,368