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NON-INTEREST COST AND EXPENSES BY NATURE | 12 Months Ended
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Dec. 31, 2025
NON-INTEREST COST AND EXPENSES BY NATURE |
NON-INTEREST COST AND EXPENSES BY NATURE | 22.NON-INTEREST COST AND EXPENSES BY NATURE ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ ​ ​ | Year ended December 31,
​ | ​ ​ ​ | 2023 | ​ ​ ​ | 2024 | ​ ​ ​ | 2025
​ | ​ | (HK$ in thousands)
Employee compensation and benefits | ​ | 2,539,858 | ​ | 2,934,035 | ​ | 3,505,373
Marketing and branding | ​ | 461,594 | ​ | 1,032,197 | ​ | 1,616,640
Brokerage commission and handling charge expenses (Note 19) | ​ | 249,567 | ​ | 341,238 | ​ | 606,044
Processing and servicing costs (Note 21) | ​ | 375,904 | ​ | 486,783 | ​ | 578,459
Rental and other related expenses | ​ | 157,898 | ​ | 175,802 | ​ | 211,374
Depreciation and amortization | ​ | 60,849 | ​ | 69,917 | ​ | 72,313
Professional services | ​ | 69,324 | ​ | 79,218 | ​ | 68,898
Others | ​ | 175,182 | ​ | 231,781 | ​ | 349,338
Total | ​ | 4,090,176 | ​ | 5,350,971 | ​ | 7,008,439
​

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