XML 31 R22.htm IDEA: XBRL DOCUMENT v3.22.2

Loans and the Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2022

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income:

			June 30, 2022						December 31, 2021
			(In millions)
Commercial and industrial			$	48,492					$	43,758
Commercial real estate mortgage—owner-occupied			5,218						5,287
Commercial real estate construction—owner-occupied			266						264
Total commercial			53,976						49,309
Commercial investor real estate mortgage			5,892						5,441
Commercial investor real estate construction			1,720						1,586
Total investor real estate			7,612						7,027
Residential first mortgage			17,892						17,512
Home equity lines			3,550						3,744
Home equity loans			2,524						2,510
Consumer credit card			1,172						1,184
Other consumer-exit portfolio			775						1,071
Other consumer			5,957						5,427
Total consumer			31,870						31,448
Total loans, net of unearned income			$	93,458					$	87,784

Analysis of the Allowance for Credit Losses by Portfolio Segment

The following tables present analyses of the allowance by portfolio segment for the three and six months ended June 30, 2022 and 2021.

			Three Months Ended June 30, 2022
			Commercial						Investor Real Estate						Consumer						Total
			(In millions)
Allowance for loan losses, April 1, 2022			$	620					$	75					$	721					$	1,416
Provision for (benefit from) loan losses			(14)						15						46						47
Loan losses:
Charge-offs			(22)						—						(48)						(70)
Recoveries			13						1						18						32
Net loan (losses) recoveries			(9)						1						(30)						(38)
Allowance for loan losses, June 30, 2022			597						91						737						1,425
Reserve for unfunded credit commitments, April 1, 2022			52						8						16						76
Provision for (benefit from) unfunded credit commitments			5						2						6						13
Reserve for unfunded credit commitments, June 30, 2022			57						10						22						89
Allowance for credit losses, June 30, 2022			$	654					$	101					$	759					$	1,514

			Three Months Ended June 30, 2021
			Commercial						Investor Real Estate						Consumer						Total
			(In millions)
Allowance for loan losses, April 1, 2021			$	1,082					$	150					$	744					$	1,976
Provision for (benefit from) loan losses			(203)						(57)						(72)						(332)
Loan losses:
Charge-offs			(36)						(4)						(43)						(83)
Recoveries			15						2						19						36
Net loan (losses) recoveries			(21)						(2)						(24)						(47)
Allowance for loan losses, June 30, 2021			858						91						648						1,597
Reserve for unfunded credit commitments, April 1, 2021			67						11						14						92
Provision for (benefit from) unfunded credit commitments			(6)						2						(1)						(5)
Reserve for unfunded credit commitments, June 30, 2021			61						13						13						87
Allowance for credit losses, June 30, 2021			$	919					$	104					$	661					$	1,684

			Six Months Ended June 30, 2022
			Commercial						Investor Real Estate						Consumer						Total
			(In millions)
Allowance for loan losses, January 1, 2022			$	682					$	79					$	718					$	1,479
Provision for (benefit from) loan losses			(63)						11						82						30
Loan losses:
Charge-offs			(48)						—						(99)						(147)
Recoveries			26						1						36						63
Net loan (losses) recoveries			(22)						1						(63)						(84)
Allowance for loan losses, June 30, 2022			597						91						737						1,425
Reserve for unfunded credit commitments, January 1, 2022			58						8						29						95
Provision for (benefit from) unfunded credit commitments			(1)						2						(7)						(6)
Reserve for unfunded credit commitments, June 30, 2022			57						10						22						89
Allowance for credit losses, June 30, 2022			$	654					$	101					$	759					$	1,514

			Six Months Ended June 30, 2021
			Commercial						Investor Real Estate						Consumer						Total
			(In millions)
Allowance for loan losses, January 1, 2021			$	1,196					$	183					$	788					$	2,167
Provision for (benefit from) loan losses			(286)						(75)						(79)						(440)
Loan losses:
Charge-offs			(83)						(19)						(95)						(197)
Recoveries			31						2						34						67
Net loan (losses) recoveries			(52)						(17)						(61)						(130)
Allowance for loan losses, June 30, 2021			858						91						648						1,597
Reserve for unfunded credit commitments, January 1, 2021			97						14						15						126
Provision for (benefit from) unfunded commitments			(36)						(1)						(2)						(39)
Reserve for unfunded credit commitments, June 30, 2021			61						13						13						87
Allowance for credit losses, June 30, 2021			$	919					$	104					$	661					$	1,684

Financing Receivable Credit Quality Indicators

The following tables present applicable credit quality indicators for the loan portfolio segments and classes, excluding loans held for sale, by vintage year as of June 30, 2022 and December 31, 2021. Classes in the commercial and investor real estate portfolio segments are disclosed by risk rating. Classes in the consumer portfolio segment are disclosed by current FICO scores. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for more information regarding Regions' credit quality indicators.

			June 30, 2022
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2022			2021			2020			2019			2018			Prior
			(In millions)
Commercial and industrial:
Risk Rating:
Pass(2)			$	6,558		$	8,826		$	4,065		$	3,009		$	1,634		$	3,760					$	19,053					$	—					$	51					$	46,956
Special Mention			14			73			11			87			2			35						352						—						—						574
Substandard Accrual			5			59			139			45			44			17						396						—						—						705
Non-accrual			9			43			11			35			42			16						101						—						—						257
Total commercial and industrial			$	6,586		$	9,001		$	4,226		$	3,176		$	1,722		$	3,828					$	19,902					$	—					$	51					$	48,492
Commercial real estate mortgage—owner-occupied:
Risk Rating:
Pass			$	690		$	1,266		$	985		$	557		$	590		$	814					$	114					$	—					$	(5)					$	5,011
Special Mention			2			19			41			10			14			20						1						—						—						107
Substandard Accrual			—			2			9			47			3			9						1						—						—						71
Non-accrual			1			—			4			2			6			15						1						—						—						29
Total commercial real estate mortgage—owner-occupied:			$	693		$	1,287		$	1,039		$	616		$	613		$	858					$	117					$	—					$	(5)					$	5,218

			June 30, 2022
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2022			2021			2020			2019			2018			Prior
			(In millions)
Commercial real estate construction—owner-occupied:
Risk Rating:
Pass			$	54		$	84		$	34		$	17		$	19		$	43					$	2					$	—					$	—					$	253
Special Mention			—			—			—			—			2			—						—						—						—						2
Substandard Accrual			—			—			—			—			—			1						—						—						—						1
Non-accrual			—			—			1			1			—			8						—						—						—						10
Total commercial real estate construction—owner-occupied:			$	54		$	84		$	35		$	18		$	21		$	52					$	2					$	—					$	—					$	266
Total commercial			$	7,333		$	10,372		$	5,300		$	3,810		$	2,356		$	4,738					$	20,021					$	—					$	46					$	53,976
Commercial investor real estate mortgage:
Risk Rating:
Pass			$	1,196		$	1,444		$	821		$	799		$	407		$	178					$	550					$	—					$	(7)					$	5,388
Special Mention			65			13			7			—			2			5						—						—						—						92
Substandard Accrual			17			27			69			201			65			23						7						—						—						409
Non-accrual			—			—			—			—			—			3						—						—						—						3
Total commercial investor real estate mortgage			$	1,278		$	1,484		$	897		$	1,000		$	474		$	209					$	557					$	—					$	(7)					$	5,892
Commercial investor real estate construction:
Risk Rating:
Pass			$	170		$	339		$	254		$	257		$	29		$	2					$	632					$	—					$	(13)					$	1,670
Special Mention			—			—			17			33			—			—						—						—						—						50
Substandard Accrual			—			—			—			—			—			—						—						—						—						—
Non-accrual			—			—			—			—			—			—						—						—						—						—
Total commercial investor real estate construction			$	170		$	339		$	271		$	290		$	29		$	2					$	632					$	—					$	(13)					$	1,720
Total investor real estate			$	1,448		$	1,823		$	1,168		$	1,290		$	503		$	211					$	1,189					$	—					$	(20)					$	7,612
Residential first mortgage:
FICO scores:
Above 720			$	1,309		$	4,294		$	4,984		$	961		$	359		$	2,683					$	—					$	—					$	—					$	14,590
681-720			174			441			327			98			46			326						—						—						—						1,412
620-680			95			199			145			53			36			320						—						—						—						848
Below 620			12			67			62			49			41			403						—						—						—						634
Data not available			16			47			46			19			5			103						10						—						162						408
Total residential first mortgage			$	1,606		$	5,048		$	5,564		$	1,180		$	487		$	3,835					$	10					$	—					$	162					$	17,892
Home equity lines:
FICO scores:
Above 720			$	—		$	—		$	—		$	—		$	—		$	—					$	2,626					$	48					$	—					$	2,674
681-720			—			—			—			—			—			—						369						10						—						379
620-680			—			—			—			—			—			—						232						12						—						244
Below 620			—			—			—			—			—			—						112						7						—						119
Data not available			—			—			—			—			—			—						98						6						30						134
Total home equity lines			$	—		$	—		$	—		$	—		$	—		$	—					$	3,437					$	83					$	30					$	3,550

			June 30, 2022
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2022			2021			2020			2019			2018			Prior
			(In millions)
Home equity loans
FICO scores:
Above 720			$	278		$	504		$	275		$	132		$	120		$	670					$	—					$	—					$	—					$	1,979
681-720			50			71			31			18			18			81						—						—						—						269
620-680			20			30			13			11			10			64						—						—						—						148
Below 620			3			7			3			7			7			45						—						—						—						72
Data not available			1			2			3			2			4			26						—						—						18						56
Total home equity loans			$	352		$	614		$	325		$	170		$	159		$	886					$	—					$	—					$	18					$	2,524
Consumer credit card:
FICO scores:
Above 720			$	—		$	—		$	—		$	—		$	—		$	—					$	677					$	—					$	—					$	677
681-720			—			—			—			—			—			—						235						—						—						235
620-680			—			—			—			—			—			—						190						—						—						190
Below 620			—			—			—			—			—			—						77						—						—						77
Data not available			—			—			—			—			—			—						9						—						(16)						(7)
Total consumer credit card			$	—		$	—		$	—		$	—		$	—		$	—					$	1,188					$	—					$	(16)					$	1,172
Other consumer—exit portfolios
FICO scores:
Above 720			$	—		$	—		$	—		$	126		$	236		$	143					$	—					$	—					$	—					$	505
681-720			—			—			—			37			53			33						—						—						—						123
620-680			—			—			—			22			38			26						—						—						—						86
Below 620			—			—			—			7			22			17						—						—						—						46
Data not available			—			—			—			2			3			5						—						—						5						15
Total Other consumer—exit portfolios			$	—		$	—		$	—		$	194		$	352		$	224					$	—					$	—					$	5					$	775
Other consumer:
FICO scores:
Above 720			$	1,054		$	1,388		$	624		$	393		$	162		$	108					$	118					$	—					$	—					$	3,847
681-720			214			368			150			90			41			27						59						—						—						949
620-680			133			220			96			54			26			20						47						—						—						596
Below 620			29			75			44			26			16			12						18						—						—						220
Data not available			80			29			6			140			80			6						4						—						—						345
Total other consumer			$	1,510		$	2,080		$	920		$	703		$	325		$	173					$	246					$	—					$	—					$	5,957
Total consumer loans			$	3,468		$	7,742		$	6,809		$	2,247		$	1,323		$	5,118					$	4,881					$	83					$	199					$	31,870
Total Loans			$	12,249		$	19,937		$	13,277		$	7,347		$	4,182		$	10,067					$	26,091					$	83					$	225					$	93,458

			December 31, 2021
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2021			2020			2019			2018			2017			Prior
			(In millions)
Commercial and industrial:
Risk Rating:
Pass(2)			$	11,098		$	5,231		$	3,711		$	1,781		$	1,625		$	2,611					$	15,794					$	—					$	(60)					$	41,791
Special Mention			54			43			177			147			25			77						383						—						—						906
Substandard Accrual			83			76			57			90			17			12						421						—						—						756
Non-accrual			70			22			45			9			11			15						133						—						—						305
Total commercial and industrial			$	11,305		$	5,372		$	3,990		$	2,027		$	1,678		$	2,715					$	16,731					$	—					$	(60)					$	43,758
Commercial real estate mortgage—owner-occupied:
Risk Rating:
Pass			$	1,404		$	1,095		$	671		$	663		$	381		$	724					$	122					$	—					$	(7)					$	5,053
Special Mention			7			48			12			11			12			16						1						—						—						107
Substandard Accrual			3			8			34			11			6			12						1						—						—						75
Non-accrual			3			6			7			10			12			14						—						—						—						52
Total commercial real estate mortgage—owner-occupied:			$	1,417		$	1,157		$	724		$	695		$	411		$	766					$	124					$	—					$	(7)					$	5,287
Commercial real estate construction—owner-occupied:
Risk Rating:
Pass			$	68		$	61		$	24		$	30		$	20		$	42					$	1					$	—					$	—					$	246
Special Mention			—			—			—			2			1			2						—						—						—						5
Substandard Accrual			—			—			—			2			—			—						—						—						—						2
Non-accrual			1			1			—			—			1			8						—						—						—						11
Total commercial real estate construction—owner-occupied:			$	69		$	62		$	24		$	34		$	22		$	52					$	1					$	—					$	—					$	264
Total commercial			$	12,791		$	6,591		$	4,738		$	2,756		$	2,111		$	3,533					$	16,856					$	—					$	(67)					$	49,309
Commercial investor real estate mortgage:
Risk Rating:
Pass			$	1,783		$	808		$	900		$	580		$	144		$	95					$	487					$	—					$	(4)					$	4,793
Special Mention			23			84			223			21			1			9						—						—						—						361
Substandard Accrual			52			85			94			31			15			—						7						—						—						284
Non-accrual			—			—			—			1			—			2						—						—						—						3
Total commercial investor real estate mortgage			$	1,858		$	977		$	1,217		$	633		$	160		$	106					$	494					$	—					$	(4)					$	5,441
Commercial investor real estate construction:
Risk Rating:
Pass			$	135		$	343		$	404		$	82		$	1		$	1					$	593					$	—					$	(11)					$	1,548
Special Mention			—			12			26			—			—			—						—						—						—						38
Substandard Accrual			—			—			—			—			—			—						—						—						—						—
Non-accrual			—			—			—			—			—			—						—						—						—						—
Total commercial investor real estate construction			$	135		$	355		$	430		$	82		$	1		$	1					$	593					$	—					$	(11)					$	1,586
Total investor real estate			$	1,993		$	1,332		$	1,647		$	715		$	161		$	107					$	1,087					$	—					$	(15)					$	7,027

			December 31, 2021
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2021			2020			2019			2018			2017			Prior
			(In millions)
Residential first mortgage:
FICO scores:
Above 720			$	4,020		$	5,280		$	1,106		$	426		$	612		$	2,601					$	—					$	—					$	—					$	14,045
681-720			449			366			108			57			69			353						—						—						—						1,402
620-680			246			161			78			50			44			378						—						—						—						957
Below 620			39			58			49			47			47			451						—						—						—						691
Data not available			56			46			20			7			11			111						9						—						157						417
Total residential first mortgage			$	4,810		$	5,911		$	1,361		$	587		$	783		$	3,894					$	9					$	—					$	157					$	17,512
Home equity lines:
FICO scores:
Above 720			$	—		$	—		$	—		$	—		$	—		$	—					$	2,761					$	49					$	—					$	2,810
681-720			—			—			—			—			—			—						380						12						—						392
620-680			—			—			—			—			—			—						254						11						—						265
Below 620			—			—			—			—			—			—						132						8						—						140
Data not available			—			—			—			—			—			—						105						5						27						137
Total home equity lines			$	—		$	—		$	—		$	—		$	—		$	—					$	3,632					$	85					$	27					$	3,744
Home equity loans
FICO scores:
Above 720			$	544		$	320		$	155		$	144		$	217		$	588					$	—					$	—					$	—					$	1,968
681-720			82			35			26			22			23			71						—						—						—						259
620-680			34			14			13			12			15			59						—						—						—						147
Below 620			6			3			6			7			11			46						—						—						—						79
Data not available			2			3			3			4			5			22						—						—						18						57
Total home equity loans			$	668		$	375		$	203		$	189		$	271		$	786					$	—					$	—					$	18					$	2,510
Consumer Credit Card
FICO scores:
Above 720			$	—		$	—		$	—		$	—		$	—		$	—					$	675					$	—					$	—					$	675
681-720			—			—			—			—			—			—						240						—						—						240
620-680			—			—			—			—			—			—						194						—						—						194
Below 620			—			—			—			—			—			—						81						—						—						81
Data not available			—			—			—			—			—			—						8						—						(14)						(6)
Total consumer credit card			$	—		$	—		$	—		$	—		$	—		$	—					$	1,198					$	—					$	(14)					$	1,184
Other consumer—exit portfolios
FICO scores:
Above 720			$	—		$	—		$	157		$	318		$	135		$	81					$	—					$	—					$	—					$	691
681-720			—			—			47			71			32			20						—						—						—						170
620-680			—			—			28			50			24			17						—						—						—						119
Below 620			—			—			10			31			16			13						—						—						—						70
Data not available			—			—			2			5			4			3						—						—						7						21
Total other consumer—exit portfolios			$	—		$	—		$	244		$	475		$	211		$	134					$	—					$	—					$	7					$	1,071

			December 31, 2021
			Term Loans																					Revolving Loans						Revolving Loans Converted to Amortizing						Unallocated (1)						Total
			Origination Year
			2021			2020			2019			2018			2017			Prior
			(In millions)
Other consumer:
FICO scores:
Above 720			$	1,555		$	844		$	543		$	222		$	66		$	76					$	116					$	—					$	—					$	3,422
681-720			381			203			131			58			19			18						56						—						—						866
620-680			232			125			72			37			15			13						40						—						—						534
Below 620			66			50			33			20			8			7						17						—						—						201
Data not available			62			7			156			91			4			4						2						—						78						404
Total other consumer			$	2,296		$	1,229		$	935		$	428		$	112		$	118					$	231					$	—					$	78					$	5,427
Total consumer loans			$	7,774		$	7,515		$	2,743		$	1,679		$	1,377		$	4,932					$	5,070					$	85					$	273					$	31,448
Total Loans			$	22,558		$	15,438		$	9,128		$	5,150		$	3,649		$	8,572					$	23,013					$	85					$	191					$	87,784

_________

(1)These amounts consist of fees that are not allocated at the loan level and loans serviced by third parties wherein Regions does not receive FICO or vintage information.

(2)Commercial and industrial lending includes PPP lending in the 2021 and 2020 vintage years.

Past Due Financing Receivables

The following tables include an aging analysis of DPD and loans on non-accrual status for each portfolio segment and class as of June 30, 2022 and December 31, 2021. Loans on non-accrual status with no related allowance are comprised of commercial loans and totaled $156 million and $127 million as of June 30, 2022 and December 31, 2021, respectively. Non–accrual loans with no related allowance typically include loans where the underlying collateral is deemed sufficient to recover all remaining principal. Loans that have been fully charged-off do not appear in the tables below.

			June 30, 2022
			Accrual Loans
			30-59 DPD						60-89 DPD						90+ DPD						Total 30+ DPD						Total Accrual						Non-accrual						Total
			(In millions)
Commercial and industrial			$	27					$	10					$	4					$	41					$	48,235					$	257					$	48,492
Commercial real estate mortgage—owner-occupied			3						2						1						6						5,189						29						5,218
Commercial real estate construction—owner-occupied			—						—						—						—						256						10						266
Total commercial			30						12						5						47						53,680						296						53,976
Commercial investor real estate mortgage			—						—						—						—						5,889						3						5,892
Commercial investor real estate construction			—						—						—						—						1,720						—						1,720
Total investor real estate			—						—						—						—						7,609						3						7,612
Residential first mortgage			79						34						78						191						17,865						27						17,892
Home equity lines			11						5						16						32						3,514						36						3,550
Home equity loans			8						3						9						20						2,517						7						2,524
Consumer credit card			8						5						11						24						1,172						—						1,172
Other consumer—exit portfolios			7						3						2						12						775						—						775
Other consumer			32						16						14						62						5,957						—						5,957
Total consumer			145						66						130						341						31,800						70						31,870
			$	175					$	78					$	135					$	388					$	93,089					$	369					$	93,458

			December 31, 2021
			Accrual Loans
			30-59 DPD						60-89 DPD						90+ DPD						Total 30+ DPD						Total Accrual						Non-accrual						Total
			(In millions)
Commercial and industrial			$	35					$	29					$	5					$	69					$	43,453					$	305					$	43,758
Commercial real estate mortgage—owner-occupied			3						1						1						5						5,235						52						5,287
Commercial real estate construction—owner-occupied			—						—						—						—						253						11						264
Total commercial			38						30						6						74						48,941						368						49,309
Commercial investor real estate mortgage			—						—						—						—						5,438						3						5,441
Commercial investor real estate construction			—						—						—						—						1,586						—						1,586
Total investor real estate			—						—						—						—						7,024						3						7,027
Residential first mortgage			73						31						123						227						17,479						33						17,512
Home equity lines			15						6						21						42						3,704						40						3,744
Home equity loans			7						4						12						23						2,503						7						2,510
Consumer credit card			9						6						12						27						1,184						—						1,184
Other consumer—exit portfolios			10						4						2						16						1,071						—						1,071
Other consumer			31						15						13						59						5,427						—						5,427
Total consumer			145						66						183						394						31,368						80						31,448
			$	183					$	96					$	189					$	468					$	87,333					$	451					$	87,784

Troubled Debt Restructurings on Financing Receivables

The following tables present the end of period balance for loans modified in a TDR during the periods presented by portfolio segment and class, and the financial impact of those modifications. The tables include modifications made to new TDRs, as well as renewals of existing TDRs.

			Three Months Ended June 30, 2022
															Financial Impact of Modifications Considered TDRs
			Number of Obligors						Recorded Investment						Increase in Allowance at Modification
			(Dollars in millions)
Commercial and industrial			10						$	23					$	—
Commercial real estate mortgage—owner-occupied			6						1						—
Commercial real estate construction—owner-occupied			—						—						—
Total commercial			16						24						—
Commercial investor real estate mortgage			1						27						—
Commercial investor real estate construction			—						—						—
Total investor real estate			1						27						—
Residential first mortgage			368						48						1
Home equity lines			32						2						1
Home equity loans			68						5						—
Consumer credit card			—						—						—
Other consumer—exit portfolios			—						—						—
Other consumer			2						—						—
Total consumer			470						55						2
			487						$	106					$	2

			Three Months Ended June 30, 2021
															Financial Impact of Modifications Considered TDRs
			Number of Obligors						Recorded Investment						Increase in Allowance at Modification
			(Dollars in millions)
Commercial and industrial			15						$	20					$	—
Commercial real estate mortgage—owner-occupied			8						2						—
Commercial real estate construction—owner-occupied			1						1						—
Total commercial			24						23						—
Commercial investor real estate mortgage			4						69						—
Commercial investor real estate construction			—						—						—
Total investor real estate			4						69						—
Residential first mortgage			161						26						2
Home equity lines			3						1						—
Home equity loans			6						1						—
Consumer credit card			—						—						—
Other consumer—exit portfolios			—						—						—
Other consumer			4						—						—
Total consumer			174						28						2
			202						$	120					$	2

			Six Months Ended June 30, 2022
															Financial Impact of Modifications Considered TDRs
			Number of Obligors						Recorded Investment						Increase in Allowance at Modification
			(Dollars in millions)
Commercial and industrial			20						$	60					$	—
Commercial real estate mortgage—owner-occupied			9						3						—
Commercial real estate construction—owner-occupied			—						—						—
Total commercial			29						63						—
Commercial investor real estate mortgage			2						35						—
Commercial investor real estate construction			—						—						—
Total investor real estate			2						35						—
Residential first mortgage			725						100						4
Home equity lines			54						4						2
Home equity loans			110						8						—
Consumer credit card			2						—						—
Other consumer-exit portfolios			—						—						—
Other consumer			4						—						—
Total consumer			895						112						6
			926						$	210					$	6

			Six Months Ended June 30, 2021
															Financial Impact of Modifications Considered TDRs
			Number of Obligors						Recorded Investment						Increase in Allowance at Modification
			(Dollars in millions)
Commercial and industrial			41						$	50					$	—
Commercial real estate mortgage—owner-occupied			14						3						—
Commercial real estate construction—owner-occupied			1						1						—
Total commercial			56						54						—
Commercial investor real estate mortgage			6						76						—
Commercial investor real estate construction			—						—						—
Total investor real estate			6						76						—
Residential first mortgage			336						61						5
Home equity lines			5						1						—
Home equity loans			7						1						—
Consumer credit card			—						—						—
Other consumer-exit portfolios			—						—						—
Other consumer			52						1						—
Total consumer			400						64						5
			462						$	194					$	5

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 14
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 55
-Paragraph 80
-URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified as troubled debt restructuring.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration