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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Operating activities:      
Net income $ 2,245 $ 2,521 $ 1,094
Adjustments to reconcile net income to net cash from operating activities:      
Provision (credit) for credit losses 271 (524) 1,330
Depreciation, amortization and accretion, net 353 371 421
Securities (gains) losses, net 1 3 (4)
Deferred income tax expense (benefit) 22 165 (158)
Originations and purchases of loans held for sale (4,630) (6,747) (6,634)
Proceeds from sales of loans held for sale 5,221 7,728 5,865
(Gain) loss on sale of loans, net (30) (273) (241)
Loss on early extinguishment of debt 0 20 22
Net change in operating assets and liabilities:      
Other earning assets (124) 13 313
Interest receivable and other assets (2,242) (231) (246)
Other liabilities 2,092 (76) 459
Other (77) 66 103
Net cash from operating activities 3,102 3,030 2,324
Investing activities:      
Proceeds from maturities of debt securities held to maturity 98 222 209
Proceeds from sales of debt securities available for sale 1,309 83 304
Proceeds from maturities of debt securities available for sale 4,433 5,848 4,921
Payments to Acquire Debt Securities, Available-for-sale 8,991 8,360 8,956
Net (payments for) proceeds from bank-owned life insurance (4) (2) (1)
Proceeds from sales of loans 1,793 522 256
Purchases of loans (876) (1,314) (1,558)
Net change in loans (10,325) 1,481 546
Payments to Acquire Mortgage Servicing Rights (MSR) (288) (72) (59)
Net purchases of other assets (90) (91) (134)
Payment for acquisition of businesses, net of cash received 0 (1,182) (381)
Net cash from investing activities (12,941) (2,865) (4,853)
Financing activities:      
Net change in deposits (7,329) 13,836 25,004
Net change in short-term borrowings 0 (102) (2,050)
Proceeds from long-term borrowings 0 647 4,698
Payments on long-term borrowings 0 (1,779) (10,918)
Cash dividends on common stock (663) (608) (595)
Cash dividends on preferred stock (99) (108) (103)
Net proceeds from issuance of preferred stock 0 390 346
Stock Redeemed or Called During Period, Value 0 (500) 0
Repurchases of common stock (230) (467) 0
Taxes paid related to net share settlement of equity awards (24) (22) (8)
Other 0 3 (3)
Net cash from financing activities (8,345) 11,290 16,371
Net change in cash and cash equivalents (18,184) 11,455 13,842
Cash and cash equivalents at beginning of year 29,411 17,956 4,114
Cash and cash equivalents at end of year $ 11,227 $ 29,411 $ 17,956