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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Operating activities:    
Net income $ 612 $ 548
Adjustments to reconcile net income to net cash from operating activities:    
Provision (credit) for credit losses 135 (36)
Depreciation, amortization and accretion, net 63 105
Securities (gains) losses, net 2 0
Deferred income tax expense (benefit) 43 73
Originations and purchases of loans held for sale (826) (1,292)
Proceeds from sales of loans held for sale 622 1,564
(Gain) loss on sale of loans, net (8) (20)
Net change in operating assets and liabilities:    
Other earning assets (27) (319)
Interest receivable and other assets 297 (163)
Other liabilities (742) 132
Other 25 (8)
Net cash from operating activities 196 584
Investing activities:    
Proceeds from maturities of debt securities held to maturity 11 35
Proceeds from sales of debt securities available for sale 28 1,085
Proceeds from maturities of debt securities available for sale 729 1,283
Payments to Acquire Debt Securities, Available-for-sale 662 4,359
Net (payments for) proceeds from bank-owned life insurance 2 0
Proceeds from sales of loans 43 366
Purchases of loans (66) (267)
Net change in loans (1,130) (1,641)
Payments to Acquire Mortgage Servicing Rights (MSR) (18) (69)
Net purchases of other assets (33) (32)
Net cash from investing activities (1,096) (3,599)
Financing activities:    
Net change in deposits (3,283) 1,950
Net change in short-term borrowings 2,000 0
Cash dividends on common stock (187) (161)
Cash dividends on preferred stock (24) (24)
Repurchases of common stock 0 (215)
Taxes paid related to net share settlement of equity awards 0 (1)
Other 0 0
Net cash from financing activities (1,494) 1,549
Net change in cash and cash equivalents (2,394) (1,466)
Cash and cash equivalents at beginning of year 11,227 29,411
Cash and cash equivalents at end of year $ 8,833 $ 27,945