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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Operating activities:    
Net income $ 1,683 $ 1,560
Adjustments to reconcile net income to net cash from operating activities:    
Provision (credit) for credit losses 398 159
Depreciation, amortization and accretion, net 183 284
Securities (gains) losses, net 3 (1)
Deferred income tax expense (benefit) 24 42
Originations and purchases of loans held for sale (3,591) (3,852)
Proceeds from sales of loans held for sale 3,489 4,078
(Gain) loss on sale of loans, net (25) (25)
Net change in operating assets and liabilities:    
Other earning assets (244) (157)
Interest receivable and other assets (225) (2,024)
Other liabilities (270) 1,810
Other 28 (50)
Net cash from operating activities 1,453 1,826
Investing activities:    
Proceeds from maturities of debt securities held to maturity 37 81
Proceeds from sales of debt securities available for sale 49 1,135
Proceeds from maturities of debt securities available for sale 2,245 3,588
Payments to Acquire Debt Securities, Available-for-sale 1,346 8,470
Net (payments for) proceeds from bank-owned life insurance 0 (1)
Proceeds from sales of loans 184 1,718
Purchases of loans (327) (816)
Net change in loans (2,042) (7,983)
Payments to Acquire Mortgage Servicing Rights (MSR) (136) (262)
Net purchases of other assets (115) (62)
Net cash from investing activities (1,451) (11,072)
Financing activities:    
Net change in deposits (5,544) (3,694)
Net change in short-term borrowings 2,000 0
Proceeds from long-term borrowings 2,000 0
Cash dividends on common stock (561) (478)
Cash dividends on preferred stock (74) (74)
Repurchases of common stock 0 (230)
Taxes paid related to net share settlement of equity awards (34) (23)
Net cash from financing activities (2,213) (4,499)
Net change in cash and cash equivalents (2,211) (13,745)
Cash and cash equivalents at beginning of year 11,227 29,411
Cash and cash equivalents at end of year $ 9,016 $ 15,666