<SEC-DOCUMENT>0001281761-24-000074.txt : 20240903
<SEC-HEADER>0001281761-24-000074.hdr.sgml : 20240903
<ACCEPTANCE-DATETIME>20240903094741
ACCESSION NUMBER:		0001281761-24-000074
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20240903
DATE AS OF CHANGE:		20240903

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			REGIONS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001281761
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				630589368
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-262964
		FILM NUMBER:		241272453

	BUSINESS ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203
		BUSINESS PHONE:		800-734-4667

	MAIL ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW REGIONS FINANCIAL CORP
		DATE OF NAME CHANGE:	20040225
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>debt_prelimprospectusissue.htm
<DESCRIPTION>424B2
<TEXT>
<html><head><title>Debt_Prelim Prospectus Issued September 2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 783pt;"><div style="width: 594pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 594pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_1" style="position: absolute; top: 9pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 464.75pt; position: absolute; text-decoration: none; white-space: pre;">Filed Pursuant to Rule 424(b)(2)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 482.22pt; position: absolute; text-decoration: none; white-space: pre;">Registration No. 333-262964<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 31.95pt; width: 612pt;"><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 10pt; position: absolute; text-decoration: none; white-space: pre; width: 13.98pt;">The<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 23.98pt; letter-spacing: 0.05em; position: absolute; text-decoration: none; white-space: pre; width: 3.06pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27.04pt; position: absolute; text-decoration: none; white-space: pre; width: 42.47pt;">information<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.50999999999999pt; letter-spacing: 0.155em; position: absolute; text-decoration: none; white-space: pre; width: 4pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.50999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 7pt;">in<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.51pt; letter-spacing: 0.075em; position: absolute; text-decoration: none; white-space: pre; width: 3.28pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.79pt; position: absolute; text-decoration: none; white-space: pre; width: 13pt;">this<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.79pt; letter-spacing: 0.055em; position: absolute; text-decoration: none; white-space: pre; width: 3.1pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.89pt; position: absolute; text-decoration: none; white-space: pre; width: 44.57pt;">preliminary <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.46pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre; width: 2.88pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.34pt; position: absolute; text-decoration: none; white-space: pre; width: 38.47pt;">prospectus<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.81pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.52pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.33pt; position: absolute; text-decoration: none; white-space: pre; width: 41.48pt;">supplement<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.81pt; letter-spacing: 0.155em; position: absolute; text-decoration: none; white-space: pre; width: 4pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.81pt; position: absolute; text-decoration: none; white-space: pre; width: 6pt;">is<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.81pt; letter-spacing: 0.06em; position: absolute; text-decoration: none; white-space: pre; width: 3.15pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.96pt; position: absolute; text-decoration: none; white-space: pre; width: 11.5pt;">not<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.46pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre; width: 2.79pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.25pt; position: absolute; text-decoration: none; white-space: pre; width: 32.97pt;">complete<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.22pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre; width: 4.18pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.4pt; position: absolute; text-decoration: none; white-space: pre; width: 12.99pt;">and<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.39pt; letter-spacing: 0.05em; position: absolute; text-decoration: none; white-space: pre; width: 3.06pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.45pt; position: absolute; text-decoration: none; white-space: pre; width: 15.49pt;">may<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.94pt; letter-spacing: 0.095em; position: absolute; text-decoration: none; white-space: pre; width: 3.46pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.4pt; position: absolute; text-decoration: none; white-space: pre; width: 8.49pt;">be<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.89pt; letter-spacing: 0.055em; position: absolute; text-decoration: none; white-space: pre; width: 3.1pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.99pt; position: absolute; text-decoration: none; white-space: pre; width: 32.22pt;">changed.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.21pt; letter-spacing: 0.17em; position: absolute; text-decoration: none; white-space: pre; width: 4.14pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.35pt; position: absolute; text-decoration: none; white-space: pre; width: 6.49pt;">A<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.84pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.52pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.36pt; position: absolute; text-decoration: none; white-space: pre; width: 40.96pt;">registration<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.32pt; letter-spacing: 0.155em; position: absolute; text-decoration: none; white-space: pre; width: 4pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.32pt; position: absolute; text-decoration: none; white-space: pre; width: 34.47pt;">statement<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.79pt; letter-spacing: 0.135em; position: absolute; text-decoration: none; white-space: pre; width: 3.82pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.61pt; position: absolute; text-decoration: none; white-space: pre; width: 27.47pt;">relating<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.08pt; letter-spacing: 0.185em; position: absolute; text-decoration: none; white-space: pre; width: 4.27pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.35pt; position: absolute; text-decoration: none; white-space: pre; width: 7pt;">to<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.35pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre; width: 2.88pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.23pt; position: absolute; text-decoration: none; white-space: pre; width: 18.48pt;">these<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 529.71pt; letter-spacing: 0.09em; position: absolute; text-decoration: none; white-space: pre; width: 3.42pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 533.13pt; position: absolute; text-decoration: none; white-space: pre; width: 33.96pt;">securities<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 567.09pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre; width: 3.87pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 570.96pt; position: absolute; text-decoration: none; white-space: pre; width: 11.99pt;">has<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 582.95pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre; width: 2.88pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 585.83pt; position: absolute; text-decoration: none; white-space: pre; width: 16.98pt;">been<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 602.81pt; letter-spacing: 0.075em; position: absolute; text-decoration: none; white-space: pre; width: 2.92pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 41.95pt; width: 612pt;"><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 10pt; position: absolute; text-decoration: none; white-space: pre; width: 35.27pt;">filed with<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45.27pt; letter-spacing: 0.105em; position: absolute; text-decoration: none; white-space: pre; width: 3.74pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.01pt; position: absolute; text-decoration: none; white-space: pre; width: 10.99pt;">the<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60pt; letter-spacing: 0.08em; position: absolute; text-decoration: none; white-space: pre; width: 3.52pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63.52pt; position: absolute; text-decoration: none; white-space: pre; width: 35.46pt;">Securities<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.98pt; letter-spacing: 0.165em; position: absolute; text-decoration: none; white-space: pre; width: 4.28pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.26pt; position: absolute; text-decoration: none; white-space: pre; width: 12.99pt;">and<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.25pt; letter-spacing: 0.06em; position: absolute; text-decoration: none; white-space: pre; width: 3.34pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 119.59pt; position: absolute; text-decoration: none; white-space: pre; width: 35.46pt;">Exchange<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.05pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre; width: 2.53pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.58pt; position: absolute; text-decoration: none; white-space: pre; width: 47.75pt;">Commission.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.33pt; letter-spacing: 0.135em; position: absolute; text-decoration: none; white-space: pre; width: 4.01pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.34pt; position: absolute; text-decoration: none; white-space: pre; width: 15.99pt;">This<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.33pt; letter-spacing: 0.045em; position: absolute; text-decoration: none; white-space: pre; width: 3.2pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.53pt; position: absolute; text-decoration: none; white-space: pre; width: 44.76pt;">preliminary <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.84pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.13pt; position: absolute; text-decoration: none; white-space: pre; width: 38.47pt;">prospectus<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.6pt; letter-spacing: -0.04em; position: absolute; text-decoration: none; white-space: pre; width: 2.44pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.04pt; position: absolute; text-decoration: none; white-space: pre; width: 41.48pt;">supplement<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.52pt; letter-spacing: 0.125em; position: absolute; text-decoration: none; white-space: pre; width: 3.92pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.44pt; position: absolute; text-decoration: none; white-space: pre; width: 12.99pt;">and<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.43pt; letter-spacing: 0.055em; position: absolute; text-decoration: none; white-space: pre; width: 3.29pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.72pt; position: absolute; text-decoration: none; white-space: pre; width: 10.99pt;">the<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.71pt; letter-spacing: 0.075em; position: absolute; text-decoration: none; white-space: pre; width: 3.47pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.18pt; position: absolute; text-decoration: none; white-space: pre; width: 52.46pt;">accompanying<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.64pt; letter-spacing: 0.065em; position: absolute; text-decoration: none; white-space: pre; width: 3.38pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.02pt; position: absolute; text-decoration: none; white-space: pre; width: 38.47pt;">prospectus<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.49pt; letter-spacing: -0.045em; position: absolute; text-decoration: none; white-space: pre; width: 2.4pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.89pt; position: absolute; text-decoration: none; white-space: pre; width: 10.97pt;">are<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.86pt; letter-spacing: 0.12em; position: absolute; text-decoration: none; white-space: pre; width: 3.88pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.74pt; position: absolute; text-decoration: none; white-space: pre; width: 11.5pt;">not<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.24pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre; width: 3.07pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.31pt; position: absolute; text-decoration: none; white-space: pre; width: 8.49pt;">an<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.8pt; letter-spacing: 0.065em; position: absolute; text-decoration: none; white-space: pre; width: 3.38pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 531.18pt; position: absolute; text-decoration: none; white-space: pre; width: 17.46pt;">offer<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 548.64pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre; width: 3.56pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 552.2pt; position: absolute; text-decoration: none; white-space: pre; width: 7pt;">to<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 559.2pt; letter-spacing: 0.04em; position: absolute; text-decoration: none; white-space: pre; width: 3.16pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 562.36pt; position: absolute; text-decoration: none; white-space: pre; width: 12.49pt;">sell<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 574.85pt; letter-spacing: 0.145em; position: absolute; text-decoration: none; white-space: pre; width: 4.1pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 578.95pt; position: absolute; text-decoration: none; white-space: pre; width: 11.99pt;">nor<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 590.94pt; letter-spacing: 0.025em; position: absolute; text-decoration: none; white-space: pre; width: 3.02pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 593.96pt; position: absolute; text-decoration: none; white-space: pre; width: 9pt;">do<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 602.96pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre; width: 2.43pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 51.95pt; width: 612pt;"><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 10pt; position: absolute; text-decoration: none; white-space: pre; width: 15.49pt;">they<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 25.490000000000002pt; letter-spacing: 0.04em; position: absolute; text-decoration: none; white-space: pre; width: 2.61pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 28.1pt; position: absolute; text-decoration: none; white-space: pre; width: 26.72pt;">seek an<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54.82pt; letter-spacing: 0.025em; position: absolute; text-decoration: none; white-space: pre; width: 2.47pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 57.29pt; position: absolute; text-decoration: none; white-space: pre; width: 17.46pt;">offer<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.75pt; letter-spacing: 0.045em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.4pt; position: absolute; text-decoration: none; white-space: pre; width: 22.75pt;">to buy<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.15pt; letter-spacing: -0.035em; position: absolute; text-decoration: none; white-space: pre; width: 1.94pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.09pt; position: absolute; text-decoration: none; white-space: pre; width: 18.48pt;">these<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.57pt; letter-spacing: 0.045em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.22pt; position: absolute; text-decoration: none; white-space: pre; width: 33.96pt;">securities<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.18pt; letter-spacing: 0.075em; position: absolute; text-decoration: none; white-space: pre; width: 2.92pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.1pt; position: absolute; text-decoration: none; white-space: pre; width: 7pt;">in<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.1pt; letter-spacing: 0.045em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.75pt; position: absolute; text-decoration: none; white-space: pre; width: 56.22pt;">any jurisdiction<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.97pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre; width: 3.01pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.98pt; position: absolute; text-decoration: none; white-space: pre; width: 21.96pt;">where<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.94pt; letter-spacing: 0.07em; position: absolute; text-decoration: none; white-space: pre; width: 2.88pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.82pt; position: absolute; text-decoration: none; white-space: pre; width: 10.99pt;">the<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.81pt; letter-spacing: 0.035em; position: absolute; text-decoration: none; white-space: pre; width: 2.56pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.37pt; position: absolute; text-decoration: none; white-space: pre; width: 17.46pt;">offer<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.83pt; letter-spacing: 0.045em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.48pt; position: absolute; text-decoration: none; white-space: pre; width: 7.49pt;">or<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.34pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.31pt; position: absolute; text-decoration: none; white-space: pre; width: 13.98pt;">sale<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.29pt; letter-spacing: 0.095em; position: absolute; text-decoration: none; white-space: pre; width: 3.1pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.39pt; position: absolute; text-decoration: none; white-space: pre; width: 6pt;">is<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.39pt; letter-spacing: 0.035em; position: absolute; text-decoration: none; white-space: pre; width: 2.56pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.95pt; position: absolute; text-decoration: none; white-space: pre; width: 11.5pt;">not<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.45pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.16pt;"> <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.61pt; position: absolute; text-decoration: none; white-space: pre; width: 36.72pt;">permitted.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 64.95pt; width: 612pt;"><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 210.29pt; position: absolute; text-decoration: none; white-space: pre;">Subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 239.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 241.54pt; position: absolute; text-decoration: none; white-space: pre;">to Completion,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 298.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> Dated <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #ff0000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.24pt; position: absolute; text-decoration: none; white-space: pre;">September 3, <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #ef473e; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 381.46pt; position: absolute; text-decoration: none; white-space: pre;"> 2024<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.77pt; position: absolute; top: 76.15pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">PRELIMINARY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 81.73pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 84.13pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 150.2pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 152.6pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.77pt; position: absolute; top: 87.15pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">(To Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 73.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 75.66pt; position: absolute; text-decoration: none; white-space: pre;">Dated February 24, 2022)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 100.45pt; width: 612pt;"><div style="left: 241.2pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 21.64pt; width: 129.6pt;" src="regionslogo.jpg" alt="regionslogo.jpg"></div></div></div><div style="line-height: 8.12pt; position: absolute; top: 127.09pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 226.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 8.12pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 318.34000000000003pt; letter-spacing: -0.002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.12pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 321.32pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 153.05pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 179.65pt; position: absolute;">$<font style="display: inline-block; height: 6.77pt; width: 35.95pt;"></font></font><font style="left: 220.60000000000002pt; position: absolute;">% Fixed<font style="display: inline-block; height: 6.77pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 256.96000000000004pt; letter-spacing: -0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.42pt; position: absolute; text-decoration: none; white-space: pre;">Rate &#47; Floating<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 322.70000000000005pt; letter-spacing: -0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 325.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Rate Senior Notes<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 401.76pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 404.3pt; position: absolute; text-decoration: none; white-space: pre;">due 20<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 174.5pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.24pt; position: absolute; top: 192.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">We are offering by this prospectus supplement $&#160; &#160; &#160; &#160; &#160;  principal amount of our&#160; &#160; &#160; &#160; &#160;  % Fixed Rate &#47; Floating Rate Senior Notes due 20&#160; &#160; (the &#8220;Notes&#8221;). The <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 202.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">Notes will initially bear interest at&#160; &#160; &#160; &#160; &#160;  % per annum, payable semi-annually in arrears on <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ffffff; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.47pt; position: absolute; text-decoration: none; white-space: pre;">&#91;_____&#93;<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.95pt; position: absolute; white-space: pre;"> and&#160; &#160; &#160; &#160; &#160; &#160; of each year, beginning on the issue date to, but <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 212.66pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">excluding,&#160; &#160; &#160; &#160; &#160;  , 20&#160;  . Commencing on&#160; &#160; &#160; &#160; &#160;  , 20&#160;  , the Notes will bear interest at a floating rate per annum equal to Compounded SOFR (determined with respect <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 222.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">to each quarterly interest period using the SOFR Index as described herein under &#8220;Description of the Notes&#8212;Compounded SOFR&#8221;) plus&#160; &#160; &#160; &#160; %, payable quarterly in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 232.82pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">arrears on&#160; &#160; &#160; &#160; &#160;  , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160;  , 20&#160;  and at the maturity date.&#160; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 248.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">On or after&#160; &#160; &#160; &#160; &#160; , 2025 (or, if additional Notes are issued after the original issue date, on or after the date that is 181 days after the issue date of such additional <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 258.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">Notes) and prior to&#160; &#160; &#160; &#160; &#160;  , 20&#160; , we may redeem the Notes, in whole or in part, at any time or from time to time, by paying the aggregate principal amount of the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 269.06pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">Notes to be redeemed plus a &#8220;make-whole&#8221; premium (as described herein under &#8220;Description of the Notes&#8212;Redemption&#8221;) plus accrued and unpaid interest thereon, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 279.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">if any, to, but excluding, the redemption date. On <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ffffff; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.64pt; position: absolute; text-decoration: none; white-space: pre;">_____<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.14pt; position: absolute; white-space: pre;">, 20&#160;  , we may redeem the Notes, in whole, but not in part, by paying the aggregate principal amount of the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 289.22pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">Notes to be redeemed plus accrued and unpaid interest thereon, if any, to, but excluding, the redemption date. At any time or from time to time on or after <font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ffffff; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 565.06pt; position: absolute; text-decoration: none; white-space: pre;">&#91;_____&#93;<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 593.54pt; position: absolute; white-space: pre;">, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 299.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">20&#160;  , we may redeem the Notes in whole or in part by paying the aggregate principal amount of the Notes to be redeemed plus accrued and unpaid interest thereon, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 309.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">if any, to, but excluding, the redemption date. The Notes will not be subject to repayment at the option of the holder at any time prior to maturity and will not be <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 319.46pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">entitled to any sinking fund.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 335.54pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will be senior unsecured obligations of Regions Financial Corporation and will rank equally among themselves and with all of our other unsecured <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 345.62pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">and unsubordinated indebtedness. The Notes will not be guaranteed by any of our subsidiaries.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 361.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will be issued only in registered book-entry form, in minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 377.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will not be listed on any securities exchange. Currently there is no public market for the Notes.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="position: absolute; top: 393.86pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.94pt; position: absolute; top: 404.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 35pt; position: absolute; text-decoration: none; white-space: pre;">Investing<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 71.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 74.22pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 96.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 99.24pt; position: absolute; text-decoration: none; white-space: pre;">Notes involves<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 157.20999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 159.81pt; position: absolute; text-decoration: none; white-space: pre;">risks.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 181.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 183.73pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 205.65pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19">Risk</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 222.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19"> </a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 225.39pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19">Factors</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 256.47pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; beginning<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 304.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 307.05pt; position: absolute; text-decoration: none; white-space: pre;">on page<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.98pt; position: absolute; text-decoration: none; white-space: pre;"> S-<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.37pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19">5</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.37pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 357.87pt; position: absolute; text-decoration: none; white-space: pre;">of this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 382.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 385.12pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 476.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 478.98pt; position: absolute; text-decoration: none; white-space: pre;">and in our Annual Report<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 581.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 584.25pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 415.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 15pt; position: absolute; text-decoration: none; white-space: pre;">Form 10-K for<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 73.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 76.41pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 88.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 91.16pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 108.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 111.46pt; position: absolute; text-decoration: none; white-space: pre;">ended December 31, 2023 to read about factors you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 349.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 351.62pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 386.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 388.58pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 414.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 416.65pt; position: absolute; text-decoration: none; white-space: pre;">investing<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 452.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 455.31pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 477.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 480.33pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="position: absolute; top: 431.06pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="position: absolute; top: 449.06pt; width: 612pt;"><div style="font-size: 0pt; left: 9pt; position: absolute; top: 0pt; width: 570pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 384pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 9pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 53.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 11.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 71.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 33pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 41.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.42pt; position: absolute; white-space: pre;">Price to <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 41.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.09pt; position: absolute; white-space: pre;">Public(1)<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 0pt; width: 53.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.32pt; position: absolute; text-decoration: none; white-space: pre;">Underwriting <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 11.53pt; position: absolute; text-decoration: none; white-space: pre;">Discount<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 498.75pt; position: absolute; top: 0pt; width: 71.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 3.09pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 6.99pt; position: absolute; text-decoration: none; white-space: pre;">Proceeds, Before <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 14.53pt; position: absolute; text-decoration: none; white-space: pre;">Expenses, to <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 17.42pt; position: absolute; text-decoration: none; white-space: pre;">Regions(1)<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 384pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 4.57pt; width: 384pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.63pt; position: absolute; text-decoration: none; white-space: pre;">Per Note<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 33pt; width: 41.25pt;"><div><div style="line-height: 6.75pt; position: absolute; top: 3.75pt; width: 41.25pt;"><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.19pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.75pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 33pt; width: 53.25pt;"><div><div style="line-height: 6.75pt; position: absolute; top: 3.75pt; width: 53.25pt;"><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 44.19pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.75pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 498.75pt; position: absolute; top: 33pt; width: 71.25pt;"><div><div style="line-height: 6.75pt; position: absolute; top: 3.75pt; width: 71.25pt;"><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.07pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.75pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 47.25pt; width: 384pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 384pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Notes<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 47.25pt; width: 41.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 41.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 47.25pt; width: 53.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 498.75pt; position: absolute; top: 47.25pt; width: 71.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8.32pt; position: absolute; top: 524.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 15pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 29.98pt; letter-spacing: 0.083em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">Plus accrued interest, if any, from <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.85pt; position: absolute; white-space: pre;">September<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 199.57pt; position: absolute; white-space: pre;">&#160; &#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.57pt; position: absolute; white-space: pre;">, 2024<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.57pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="position: absolute; top: 537.5pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.09pt; position: absolute; top: 555.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 33pt; position: absolute; white-space: pre;">Neither the Securities and Exchange Commission, any state securities commission, the Federal Deposit Insurance Corporation, the Board of <font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 565.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 15pt; position: absolute; white-space: pre;">Governors of the Federal Reserve System nor any other regulatory body has approved or disapproved of these securities or determined if this prospectus <font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 575.66pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 15pt; position: absolute; white-space: pre;">supplement or the accompanying prospectus is accurate or complete. Any representation to the contrary is a criminal offense.<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 591.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes are not savings accounts, deposits or other obligations of a bank and are not insured by the Federal Deposit Insurance Corporation or any other <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 601.82pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">governmental agency or instrumentality.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 617.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The underwriters expect to deliver the Notes in book-entry form only through the facilities of The Depository Trust Company for the accounts of its <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 627.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">participants, including Clearstream Banking, S.A., and Euroclear Bank SA&#47;NV, against payment in New York, New York on or about September<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 532.06pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 547.06pt; position: absolute; white-space: pre;">, 2024.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 647.42pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">Our affiliates may use this prospectus supplement and the accompanying prospectus in connection with offers and sales of the Notes in the secondary market. <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 657.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">These affiliates may act as principal or agent in those transactions. Secondary market sales will be made at prices related to market prices at the time of sale.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 673.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 241.29pt; position: absolute; text-decoration: none; white-space: pre;">Joint<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 262.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 264.94pt; position: absolute; text-decoration: none; white-space: pre;">Book-Running<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 326.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 329.05pt; position: absolute; text-decoration: none; white-space: pre;">Managers<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 695.58pt; width: 612pt;"><div style="font-size: 0pt; left: 70.5pt; position: absolute; top: 0pt; width: 471pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 54pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 123.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 104.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 113.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 45.75pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 45.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 53.25pt; position: absolute; top: 0pt; width: 54pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 54pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 6.18pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 114.75pt; position: absolute; top: 0pt; width: 123.75pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 123.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 7.76pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 246pt; position: absolute; top: 0pt; width: 104.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 104.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS Investment Bank<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 0pt; width: 113.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 113.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 6.12pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 718.53pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.09pt; position: absolute; top: 738.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 204.75pt; position: absolute;">Prospectus Supplement dated September<font style="display: inline-block; height: 6.09pt; width: 22.42pt;"></font></font><font style="left: 384.75pt; position: absolute;">, 2024<font style="display: inline-block; height: 6.09pt;"></font></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.17pt; position: absolute; text-decoration: none; white-space: pre;">S-i<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_4" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 252.2pt; position: absolute; text-decoration: none; white-space: pre;">TABLE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.06pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.46pt; position: absolute; text-decoration: none; white-space: pre;">OF CONTENTS <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 255.87pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 302.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.04pt; position: absolute; text-decoration: none; white-space: pre;">Supplement<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 125.79pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 428.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 0pt; width: 38.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 6.37pt; width: 38.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 10.91pt; position: absolute; text-decoration: underline; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_7">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.67999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_7"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 96.22999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_7">Supplement</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 143.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 145.12pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 145.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 145.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.47pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 15pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 11.91pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.8pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_7">ii</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 29.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 31.8pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10">You Can Find More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.58999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.14pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 162.87pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 165.18pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 165.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 30pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 12.4pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 20.810000000000002pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_10">ii</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13">Special</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 32.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 34.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13">Note Regarding</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.66pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13">Forward-Looking</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.28pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13">Statements</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 218.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 219.26pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 219.84pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 220.13pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 220.28pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 220.35999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.4pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 45pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 11.18pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 19.59pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_13">iv</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_16">Summary</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 41.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 43.800000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 44.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 45.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 45.190000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 45.230000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45.24pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 60pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 12.13pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 20.54pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_16">1</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 52.86pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 55.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 55.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 55.36pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 75pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 12.13pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 20.54pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_19">5</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_22">Capitalization</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 58.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 59.79pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 60.370000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 60.410000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 60.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 60.440000000000005pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 90pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_22">12</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_25">Use of Proceeds</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 67.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 70.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 70.33pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 105pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_25">13</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_28">Description</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 49.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_28"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 51.84pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_28">of Notes</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 85.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 88.28999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 89.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 90.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.17999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 120pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_28">14</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31">Book-Entry,</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 52.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 54.870000000000005pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31">Delivery</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.36999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31">and Form</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 130.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 133.26999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 134.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 135.01pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 135.16pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.18pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 135pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_31">31</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">Material</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.050000000000004pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">United</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 66.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 68.78999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">States</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.19pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">Federal</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">Income</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.2pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">Tax Consequences</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 235.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 235.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 235.57999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 235.6pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 150pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_34">35</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37">Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 32.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 34.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37">ERISA</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 63.440000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 65.89pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37">Considerations</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 125.83pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 128.14000000000001pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 129.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 129.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 130.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 130.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 130.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 130.17000000000002pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.18pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 165pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_37">39</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 180pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40">Underwriting</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 56.470000000000006pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 59.02pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40">(Conflicts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40">of Interest)</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 145.68pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 147.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 149.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 149.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 150.01999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 150.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 150.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.16pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 180pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_40">41</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 35.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 37.910000000000004pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43">of the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 60.940000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 63.49pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43">Notes</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 86.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 89.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 89.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 89.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 90.13pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 90.21pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 90.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.27pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 195pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_43">46</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 210pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_437">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 33.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 34.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 34.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 35.18pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 35.330000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 35.370000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 35.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 35.400000000000006pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 210pt; width: 38.25pt;"><div><div style="line-height: 8.25pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.35pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 8.25pt;"></font></font><font style="color: #000000; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 17.759999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_437">46</a><font style="display: inline-block; height: 8.25pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.77pt; position: absolute; top: 365.79pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.69pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 388.14pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 517.85pt; position: absolute; text-decoration: underline; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.67000000000002pt; letter-spacing: 0.09em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 178.07pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.3pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 415.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.74000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.29pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">You Can Find More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.86pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 248.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 427.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">Incorporation</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">of Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.88pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.26pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">by Reference</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.23pt; letter-spacing: 0.12em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 287.93pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.44pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_61">The Company </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 143.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_64">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 138.1pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.27pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;">Use of Proceeds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.20500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 153.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.4pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">of the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.98000000000002pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">Securities</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.86pt; letter-spacing: 0.165em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 188.01pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.36pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 490.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 80.58pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_73">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.1pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.6pt; letter-spacing: 0.15em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.6pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.23pt;"></font></font><font style="left: 525.33pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.78pt; position: absolute; text-decoration: none; white-space: pre;">S-ii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_7" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 205.45pt; position: absolute; text-decoration: none; white-space: pre;">ABOUT<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.98pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 243.42999999999998pt; position: absolute; text-decoration: none; white-space: pre;">THIS PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 335.88pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 338.28pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 102.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This document consists of two parts. The first part is the prospectus supplement, which describes the specific <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 114.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">terms of this offering. The second part is the prospectus, which describes more general information, some of which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 126.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may not apply to this offering. You should read both this prospectus supplement and the accompanying prospectus, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 138.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">together with additional information described below under the heading &#8220;Where You Can Find More Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Unless otherwise mentioned or unless the context requires otherwise, all references in this prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8221; or similar references mean Regions Financial Corporation and not its subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and references to &#8220;Regions&#8221; mean Regions Financial Corporation and its subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If the information set forth in this prospectus supplement differs in any way from the information set forth in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus, you should rely on the information set forth in this prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the underwriters have not authorized anyone to provide you with any information other than that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 249.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">contained in this prospectus supplement, the accompanying prospectus, and any related free writing prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 261.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prepared by us or on our behalf. When you make a decision about whether to invest in the Notes, you should not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 273.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rely upon any information other than the information in this prospectus supplement, the accompanying prospectus, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 285.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any related free writing prospectus prepared by us or on our behalf and the documents incorporated by reference. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the underwriters take no responsibility for, and can provide no assurances as to the reliability of, any other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information that others may give you. You should assume that information contained in this prospectus supplement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus, any related free writing prospectus prepared by us or on our behalf and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">documents incorporated by reference herein is accurate only as of their respective dates. Our business, financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">condition, results of operations and prospects may have changed since those dates. This prospectus supplement and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus are not an offer to sell or solicitation of an offer to buy Notes in any circumstances <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under which the offer or solicitation is unlawful.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_10" style="position: absolute; top: 390.38pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 390.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.78pt; position: absolute; text-decoration: none; white-space: pre;">WHERE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.09pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.54pt; position: absolute; text-decoration: none; white-space: pre;">YOU CAN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.90999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 283.36pt; position: absolute; text-decoration: none; white-space: pre;">FIND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 307.79pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 310.24pt; position: absolute; text-decoration: none; white-space: pre;">MORE INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We file annual, quarterly and current reports, proxy statements and other information with the Securities and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Commission (the &#8220;SEC&#8221;). Our SEC filings are available to the public over the Internet at the SEC&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 436.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 115.43pt; position: absolute; text-decoration: none; white-space: pre;">www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.59pt; position: absolute; text-decoration: none; white-space: pre;"> and on the investor relations page of our website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 376.53pt; position: absolute; text-decoration: none; white-space: pre;">www.regions.com<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.14pt; position: absolute; text-decoration: none; white-space: pre;">. Except for SEC <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">filings incorporated by reference in this prospectus supplement and the accompanying prospectus, none of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 460.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information on or that can be accessed through our website is part of this prospectus supplement or the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 472.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 493.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The SEC allows us to &#8220;incorporate by reference&#8221; into this prospectus supplement the information we file with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 505.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">it, which means that we can disclose important information to you by referring you to those documents. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 517.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information incorporated by reference is an important part of this prospectus supplement and information that we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsequently file with the SEC will automatically update and supersede the information in this prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 541.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement and in our other filings with the SEC. We incorporate by reference the documents listed below, which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 553.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we have already filed with the SEC, and any future filings we make with the SEC under Section 13(a), 13(c), 14 or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 565.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), until we sell all the Notes offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by this prosp<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.37pt; position: absolute; white-space: pre;">ectus supplement (in each case, other than information that is deemed, under SEC rules, not to have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 589.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">been filed)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 100.94pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.25pt;"></font></font><font style="left: 115.69pt; position: absolute;">Our Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.12pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.86pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.81pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.66pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.29pt; position: absolute; text-decoration: none; white-space: pre;">23, 2024&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 100.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Our Proxy Statement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.69pt; position: absolute; text-decoration: none; white-space: pre;">on Schedule<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.36pt; position: absolute; text-decoration: none; white-space: pre;">14A for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">our Annual Meeting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.88pt; position: absolute; text-decoration: none; white-space: pre;">of Shareholders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.48pt; position: absolute; text-decoration: none; white-space: pre;">held<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.23pt; position: absolute; text-decoration: none; white-space: pre;">on April<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; position: absolute; text-decoration: none; white-space: pre;">17, 2024, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.57pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.2pt; position: absolute; text-decoration: none; white-space: pre;">4, 2024&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 657.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 99.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 113.22pt; position: absolute;">Our Quarterly<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.15pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.89pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.6pt; position: absolute; text-decoration: none; white-space: pre;">10-Q for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.61pt; position: absolute; text-decoration: none; white-space: pre;">quarters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.39pt; position: absolute; text-decoration: none; white-space: pre;">ended March<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.38pt; position: absolute; text-decoration: none; white-space: pre;">31, 2024 and June 30, 2024, filed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 669.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.22pt; position: absolute; text-decoration: none; white-space: pre;">May 7, 2024 and August 6, 2024, respectively&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 687.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 99.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 113.22pt; position: absolute;">Our Current<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.34pt; position: absolute; text-decoration: none; white-space: pre;">Reports on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.63pt; position: absolute; text-decoration: none; white-space: pre;">8-K, filed <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.98pt; position: absolute; white-space: pre;">February 14, 2024, April 18, 2024, June 6, 2024, July 23, 2024, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.22pt; position: absolute; white-space: pre;">July 29, 2024, and August 13, 2024.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.4pt; position: absolute; text-decoration: none; white-space: pre;">S-iii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">You may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.19pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.59pt; position: absolute; text-decoration: none; white-space: pre;">a copy of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.35pt; position: absolute; text-decoration: none; white-space: pre;">filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.48pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.89pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.64pt; position: absolute; text-decoration: none; white-space: pre;">an exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.86pt; position: absolute; text-decoration: none; white-space: pre;">to a filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.35pt; position: absolute; text-decoration: none; white-space: pre;">exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.64pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.85pt; position: absolute; text-decoration: none; white-space: pre;">specifically <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.81pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.05pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.14pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.10999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.66pt; position: absolute; text-decoration: none; white-space: pre;">filing)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.23pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.98pt; position: absolute; text-decoration: none; white-space: pre;">no cost,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.62pt; position: absolute; text-decoration: none; white-space: pre;">by writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.53pt; position: absolute; text-decoration: none; white-space: pre;">or calling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.13pt; position: absolute; text-decoration: none; white-space: pre;">us at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.02pt; position: absolute; text-decoration: none; white-space: pre;">following<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">address&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.35pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.46pt; position: absolute; text-decoration: none; white-space: pre;">Investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.81pt; position: absolute; text-decoration: none; white-space: pre;">Relations<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.31pt; position: absolute; text-decoration: none; white-space: pre;">1900 Fifth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.79pt; position: absolute; text-decoration: none; white-space: pre;">Avenue North<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 147.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.4pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.6pt; position: absolute; text-decoration: none; white-space: pre;">35203<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.99pt; position: absolute; text-decoration: none; white-space: pre;">Telephone&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.47pt; position: absolute; text-decoration: none; white-space: pre;">(205)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.68pt; position: absolute; text-decoration: none; white-space: pre;">264-7040<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.59pt; position: absolute; text-decoration: none; white-space: pre;">S-iv<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_13" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 147.27pt; position: absolute; text-decoration: none; white-space: pre;">SPECIAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 190.58pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 192.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">NOTE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 221.29000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 223.74pt; position: absolute; text-decoration: none; white-space: pre;">REGARDING<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 285.93pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.38pt; position: absolute; text-decoration: none; white-space: pre;">FORWARD-LOOKING STATEMENTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.96pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.61pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.56pt; position: absolute; text-decoration: none; white-space: pre;">or incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.48pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.72pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.97pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.31pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.09999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.65pt; position: absolute; text-decoration: none; white-space: pre;">accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.10000000000001pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;">include<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.8pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.06pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.71pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.04pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.06pt; position: absolute; text-decoration: none; white-space: pre;">Private<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.9pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; white-space: pre;">Litigation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.86pt; position: absolute; text-decoration: none; white-space: pre;">Reform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.93pt; position: absolute; text-decoration: none; white-space: pre;">Act of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">1995. The words &#8220;future,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.55pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;anticipates,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.60000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;assumes,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.51pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;intends,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.33pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;plans,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.33pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;seeks,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.88pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;believes,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.56pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;predicts,&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;potential,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.66pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;objectives,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.11pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;estimates,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.62pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;expects,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.18pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;targets,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;projects,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.34pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;outlook,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;forecast,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.36pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;would,&#8221; &#8220;will,&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 146.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;may,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.32000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.87pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;might,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.54000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.14pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;could,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;should,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.82pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;can,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.85pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.64pt; position: absolute; text-decoration: none; white-space: pre;">and expressions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.8pt; position: absolute; text-decoration: none; white-space: pre;">often<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.88pt; position: absolute; text-decoration: none; white-space: pre;">signify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.19pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 158.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.06pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.4pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.2pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.94pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.8pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.61pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.99pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.59999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.2pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.95pt; position: absolute; text-decoration: none; white-space: pre;">differ,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.24pt; position: absolute; text-decoration: none; white-space: pre;">possibly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 170.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">materially,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.73pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.38pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.36pt; position: absolute; text-decoration: none; white-space: pre;">what is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.49pt; position: absolute; text-decoration: none; white-space: pre;">reflected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.41000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.01pt; position: absolute; text-decoration: none; white-space: pre;">in those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.18pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.83pt; position: absolute; text-decoration: none; white-space: pre;">due to factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.81pt; position: absolute; text-decoration: none; white-space: pre;">and future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.59999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.15pt; position: absolute; text-decoration: none; white-space: pre;">developments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.02000000000001pt; position: absolute; text-decoration: none; white-space: pre;">uncertain,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.28pt; position: absolute; text-decoration: none; white-space: pre;">unpredictable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.24pt; position: absolute; text-decoration: none; white-space: pre;">and in many<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.19pt; position: absolute; text-decoration: none; white-space: pre;">cases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.81pt; position: absolute; text-decoration: none; white-space: pre;">beyond our control.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.92pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.26pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.40999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.06pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.8pt; position: absolute; text-decoration: none; white-space: pre;">not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 103.06pt; position: absolute; text-decoration: none; white-space: pre;">on historical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.72pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.37pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.04000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.69pt; position: absolute; text-decoration: none; white-space: pre;">but rather<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.35pt; position: absolute; text-decoration: none; white-space: pre;">to future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">operations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.75pt; position: absolute; text-decoration: none; white-space: pre;">strategies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.96pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.61pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.14pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.21999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.82pt; position: absolute; text-decoration: none; white-space: pre;">or other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">developments.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.69pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.49pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.23pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">on management&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.28pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.93pt; position: absolute; text-decoration: none; white-space: pre;">current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.21999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.82pt; position: absolute; text-decoration: none; white-space: pre;">expectations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.34pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.9pt; position: absolute; text-decoration: none; white-space: pre;">as certain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 218.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">assumptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.77pt; position: absolute; text-decoration: none; white-space: pre;">and estimates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.85000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.5pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.68pt; position: absolute; text-decoration: none; white-space: pre;">by, and information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.43pt; position: absolute; text-decoration: none; white-space: pre;">available<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.06pt; position: absolute; text-decoration: none; white-space: pre;">to, management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.46pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.21pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.96pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.25pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.15pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.8pt; position: absolute; text-decoration: none; white-space: pre;">are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 230.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">made.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.44pt; position: absolute; text-decoration: none; white-space: pre;">Those statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.9pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.64999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.2pt; position: absolute; text-decoration: none; white-space: pre;">on general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.64pt; position: absolute; text-decoration: none; white-space: pre;">assumptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.65pt; position: absolute; text-decoration: none; white-space: pre;">and are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.32pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to various<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.84999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.4pt; position: absolute; text-decoration: none; white-space: pre;">risks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.33pt; position: absolute; text-decoration: none; white-space: pre;">and because<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.42pt; position: absolute; text-decoration: none; white-space: pre;">they<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.1700000000001pt; position: absolute; text-decoration: none; white-space: pre;">also <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">relate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.92pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 102.52000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.99000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.54pt; position: absolute; text-decoration: none; white-space: pre;">future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.95pt; position: absolute; text-decoration: none; white-space: pre;">they<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.7pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.44pt; position: absolute; text-decoration: none; white-space: pre;">likewise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.72000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.11pt; position: absolute; text-decoration: none; white-space: pre;">to inherent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.71pt; position: absolute; text-decoration: none; white-space: pre;">uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.73pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.38pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.39pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.17pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.69pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.44pt; position: absolute; text-decoration: none; white-space: pre;">cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.17pt; position: absolute; text-decoration: none; white-space: pre;">actual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 103.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.44pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.5pt; position: absolute; text-decoration: none; white-space: pre;">materially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.97pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.62pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.60000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">views, beliefs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.28000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.88pt; position: absolute; text-decoration: none; white-space: pre;">and projections<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.8pt; position: absolute; text-decoration: none; white-space: pre;">expressed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; position: absolute; text-decoration: none; white-space: pre;">in such statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.49pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.14pt; position: absolute; text-decoration: none; white-space: pre;">Therefore,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.62pt; position: absolute; text-decoration: none; white-space: pre;">we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">caution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">you against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.05pt; position: absolute; text-decoration: none; white-space: pre;">relying<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.9pt; position: absolute; text-decoration: none; white-space: pre;">on any of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.64pt; position: absolute; text-decoration: none; white-space: pre;">These risks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.92pt; position: absolute; text-decoration: none; white-space: pre;">uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.59pt; position: absolute; text-decoration: none; white-space: pre;">and other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.54pt; position: absolute; text-decoration: none; white-space: pre;">include,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.99pt; position: absolute; text-decoration: none; white-space: pre;">but are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172pt; position: absolute; text-decoration: none; white-space: pre;">not limited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to, those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.56pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.44pt; position: absolute; text-decoration: none; white-space: pre;">below&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Current<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.79pt; position: absolute; text-decoration: none; white-space: pre;">and future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.13pt; position: absolute; text-decoration: none; white-space: pre;">economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.51pt; position: absolute; text-decoration: none; white-space: pre;">and market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.77pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.02pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.76pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">generally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">communities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.32pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.97pt; position: absolute; text-decoration: none; white-space: pre;">Regions serves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.74pt; position: absolute; text-decoration: none; white-space: pre;">(in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.39pt; position: absolute; text-decoration: none; white-space: pre;">particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.65pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.3pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.05pt; position: absolute; text-decoration: none; white-space: pre;">Southeastern<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.26pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388pt; position: absolute; text-decoration: none; white-space: pre;">States),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.28pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.53pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">declines<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.34pt; position: absolute; text-decoration: none; white-space: pre;">in property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">values,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">increases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.05pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.45pt; position: absolute; text-decoration: none; white-space: pre;">and unemployment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">rates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">inflation, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.25pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">disruptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.6pt; position: absolute; text-decoration: none; white-space: pre;">and potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.07pt; position: absolute; text-decoration: none; white-space: pre;">reductions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.5pt; position: absolute; text-decoration: none; white-space: pre;">growth, which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.49pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.37pt; position: absolute; text-decoration: none; white-space: pre;">affect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">lending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.87pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.88pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.23pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.76pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in trade,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.59pt; position: absolute; text-decoration: none; white-space: pre;">monetary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and fiscal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.07pt; position: absolute; text-decoration: none; white-space: pre;">policies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.73pt; position: absolute; text-decoration: none; white-space: pre;">of, and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">activities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.1pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.75pt; position: absolute; text-decoration: none; white-space: pre;">undertaken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">governments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.44pt; position: absolute; text-decoration: none; white-space: pre;">agencies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.87pt; position: absolute; text-decoration: none; white-space: pre;">central<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; position: absolute; text-decoration: none; white-space: pre;">banks and similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">organizations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.63pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">have a material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.28999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">adverse <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.52pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.05pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.73pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in market<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.22pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.62pt; position: absolute; text-decoration: none; white-space: pre;">or capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65pt; position: absolute; text-decoration: none; white-space: pre;">markets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.87pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.62pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.5pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">revenue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.62pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">expense,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.95pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.7pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.88pt; position: absolute; text-decoration: none; white-space: pre;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.56pt; position: absolute; text-decoration: none; white-space: pre;">(such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.76pt; position: absolute; text-decoration: none; white-space: pre;">as Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">portfolio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.78pt; position: absolute; text-decoration: none; white-space: pre;">of investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.08000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.73pt; position: absolute; text-decoration: none; white-space: pre;">and obligations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.55999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.46pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.03pt; position: absolute; text-decoration: none; white-space: pre;">availability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.59pt; position: absolute; text-decoration: none; white-space: pre;">and cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.16pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.19pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Volatility<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.59pt; position: absolute; text-decoration: none; white-space: pre;">and uncertainty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.05pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.8pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.55pt; position: absolute; text-decoration: none; white-space: pre;">direction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.65pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.47pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.87pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">timing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.23pt; position: absolute; text-decoration: none; white-space: pre;">of any changes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.22pt; position: absolute; text-decoration: none; white-space: pre;">which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.47pt; position: absolute; text-decoration: none; white-space: pre;">lead<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.65pt; position: absolute; text-decoration: none; white-space: pre;">to increased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.76pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.97pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.76pt; position: absolute; text-decoration: none; white-space: pre;">and consumers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.03pt; position: absolute; text-decoration: none; white-space: pre;">and potentially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.27pt; position: absolute; text-decoration: none; white-space: pre;">contribute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.37pt; position: absolute; text-decoration: none; white-space: pre;">to poor business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.03pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.26pt; position: absolute; text-decoration: none; white-space: pre;">generally.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">creditworthiness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.01pt; position: absolute; text-decoration: none; white-space: pre;">of customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.95pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.63pt; position: absolute; text-decoration: none; white-space: pre;">possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">impairment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.97pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.62pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">collectability of loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.8pt; position: absolute; text-decoration: none; white-space: pre;">and leases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.62pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.24pt; position: absolute; text-decoration: none; white-space: pre;">leases.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.65pt; position: absolute; text-decoration: none; white-space: pre;">speed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95pt; position: absolute; text-decoration: none; white-space: pre;">of loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.53pt; position: absolute; text-decoration: none; white-space: pre;">prepayments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.68pt; position: absolute; text-decoration: none; white-space: pre;">loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.43pt; position: absolute; text-decoration: none; white-space: pre;">origination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.87pt; position: absolute; text-decoration: none; white-space: pre;">and sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.87pt; position: absolute; text-decoration: none; white-space: pre;">volumes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.78pt; position: absolute; text-decoration: none; white-space: pre;">charge-offs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.38pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">loss <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.97pt; position: absolute; text-decoration: none; white-space: pre;">or actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.18pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.51pt; position: absolute; text-decoration: none; white-space: pre;">losses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.93pt; position: absolute; text-decoration: none; white-space: pre;">where Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.47pt; position: absolute; text-decoration: none; white-space: pre;">allowance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.5pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">losses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">not be adequate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 549.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">cover<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.46pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.09pt; position: absolute; text-decoration: none; white-space: pre;">eventual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.47pt; position: absolute; text-decoration: none; white-space: pre;">losses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 568.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.8pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.45pt; position: absolute; text-decoration: none; white-space: pre;">of prepayments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.93pt; position: absolute; text-decoration: none; white-space: pre;">on mortgage-backed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.43pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">due to declining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.76pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.75pt; position: absolute; text-decoration: none; white-space: pre;">rates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 580.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.16pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.03pt; position: absolute; text-decoration: none; white-space: pre;">of premium<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.53pt; position: absolute; text-decoration: none; white-space: pre;">amortization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.65pt; position: absolute; text-decoration: none; white-space: pre;">on those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in consumer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.98pt; position: absolute; text-decoration: none; white-space: pre;">and business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">spending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.97pt; position: absolute; text-decoration: none; white-space: pre;">and saving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">habits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.63pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.39pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.04pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.89pt; position: absolute; text-decoration: none; white-space: pre;">and to attract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.62pt; position: absolute; text-decoration: none; white-space: pre;">deposits,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.97pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">income.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Loss of customer<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">checking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.76pt; position: absolute; text-decoration: none; white-space: pre;">and savings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.22pt; position: absolute; text-decoration: none; white-space: pre;">account<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.13pt; position: absolute; text-decoration: none; white-space: pre;">as customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">pursue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.26pt; position: absolute; text-decoration: none; white-space: pre;">other,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">higher-yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">investments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.54pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.12pt; position: absolute; text-decoration: none; white-space: pre;">need to price<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.26pt; position: absolute; text-decoration: none; white-space: pre;">interest-bearing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.94pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.94pt; position: absolute; text-decoration: none; white-space: pre;">higher<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.02pt; position: absolute; text-decoration: none; white-space: pre;">due to competitive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.01pt; position: absolute; text-decoration: none; white-space: pre;">forces.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.47pt; position: absolute; text-decoration: none; white-space: pre;">Either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.42pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.79pt; position: absolute; text-decoration: none; white-space: pre;">activities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.47pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.22pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">funding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.81pt; position: absolute; text-decoration: none; white-space: pre;">costs.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">downgrades<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.43pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.33pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">ratings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.45pt; position: absolute; text-decoration: none; white-space: pre;">or outlook<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.37pt; position: absolute; text-decoration: none; white-space: pre;">could,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.62pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.37pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">impacts, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.78pt; position: absolute; text-decoration: none; white-space: pre;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.31pt; position: absolute; text-decoration: none; white-space: pre;">of funding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.79pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.77pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.97pt; position: absolute; text-decoration: none; white-space: pre;">markets.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.97pt; position: absolute; text-decoration: none; white-space: pre;">S-v<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The loss<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.85pt; position: absolute; text-decoration: none; white-space: pre;">of value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.86pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.32pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.75pt; position: absolute; text-decoration: none; white-space: pre;">portfolio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.32pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.07pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.37pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.02pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to manage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.34pt; position: absolute; text-decoration: none; white-space: pre;">fluctuations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.15pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.35pt; position: absolute; text-decoration: none; white-space: pre;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.03pt; position: absolute; text-decoration: none; white-space: pre;">and liabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.1pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.75pt; position: absolute; text-decoration: none; white-space: pre;">and off-balance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.76pt; position: absolute; text-decoration: none; white-space: pre;">sheet <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">exposure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">so as to maintain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.37pt; position: absolute; text-decoration: none; white-space: pre;">sufficient<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.09pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.74pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.94pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.32pt; position: absolute; text-decoration: none; white-space: pre;">to support<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.13pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.76pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 136.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of social<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.63pt; position: absolute; text-decoration: none; white-space: pre;">media<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.06pt; position: absolute; text-decoration: none; white-space: pre;">of Regions and banks generally.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 157.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Market<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.12pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.91pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.56pt; position: absolute; text-decoration: none; white-space: pre;">of LIBOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.35999999999999pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.81pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.49pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.25pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.57pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> legacy <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.61pt; position: absolute; text-decoration: none; white-space: pre;">LIBOR-based financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 169.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and contracts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.8pt; position: absolute; text-decoration: none; white-space: pre;">including,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.59pt; position: absolute; text-decoration: none; white-space: pre;">but not limited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.01pt; position: absolute; text-decoration: none; white-space: pre;">to, derivative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.31pt; position: absolute; text-decoration: none; white-space: pre;">products,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.53pt; position: absolute; text-decoration: none; white-space: pre;">obligations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.03pt; position: absolute; text-decoration: none; white-space: pre;">deposits,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">investments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 181.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and loans.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 201.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute; width: 45.84pt;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.36pt; position: absolute; text-decoration: none; white-space: pre; width: 49.22pt;">of problems<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.38pt; position: absolute; text-decoration: none; white-space: pre; width: 48.82pt;">encountered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260pt; position: absolute; text-decoration: none; white-space: pre; width: 34.23pt;">by other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.98pt; position: absolute; text-decoration: none; white-space: pre; width: 34.93pt;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.71000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 44.4pt;">institutions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 3.85pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.96000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 14.97pt;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.67999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 38.28pt;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.76pt; position: absolute; text-decoration: none; white-space: pre; width: 22.72pt;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.28pt; position: absolute; text-decoration: none; white-space: pre; width: 60.68pt;">Regions or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.96pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 213.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre; width: 32.2pt;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.68pt; position: absolute; text-decoration: none; white-space: pre; width: 32.76pt;">industry<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.2pt; position: absolute; text-decoration: none; white-space: pre; width: 37.16pt;">generally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.17000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 22.2pt;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.13pt; position: absolute; text-decoration: none; white-space: pre; width: 28.29pt;">require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.23pt; position: absolute; text-decoration: none; white-space: pre; width: 76.23pt;">Regions to change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.22pt; position: absolute; text-decoration: none; white-space: pre; width: 27.16pt;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.19000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 33.87pt;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.82000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 37.98pt;">practices,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.61pt; position: absolute; text-decoration: none; white-space: pre; width: 26.62pt;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.99pt; position: absolute; text-decoration: none; white-space: pre; width: 36.08pt;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.07pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre; width: 34.12pt;">revenue,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.39pt; position: absolute; text-decoration: none; white-space: pre; width: 28.86pt;">impose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.8pt; position: absolute; text-decoration: none; white-space: pre; width: 39.94pt;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.34pt; position: absolute; text-decoration: none; white-space: pre; width: 19.98pt;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.87pt; position: absolute; text-decoration: none; white-space: pre; width: 99.92pt;">on Regions, or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.34000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 41.6pt;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.53999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 22.72pt;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.86pt; position: absolute; text-decoration: none; white-space: pre; width: 36.08pt;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.49pt; position: absolute; text-decoration: none; white-space: pre; width: 44.69pt;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Volatility<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.59pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.61pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.14pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.91pt; position: absolute; text-decoration: none; white-space: pre;">industry<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.22pt; position: absolute; text-decoration: none; white-space: pre;">(including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.89pt; position: absolute; text-decoration: none; white-space: pre;">failures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or rumors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.14pt; position: absolute; text-decoration: none; white-space: pre;">of failures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.52pt; position: absolute; text-decoration: none; white-space: pre;">of other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">depository <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">institutions),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.6pt; position: absolute; text-decoration: none; white-space: pre;">along<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.35pt; position: absolute; text-decoration: none; white-space: pre;">with actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.45pt; position: absolute; text-decoration: none; white-space: pre;">taken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; position: absolute; text-decoration: none; white-space: pre;">by governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">agencies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.38pt; position: absolute; text-decoration: none; white-space: pre;">such turmoil,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">affect the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of depository<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.45pt; position: absolute; text-decoration: none; white-space: pre;">institutions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions, to attract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and retain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.1pt; position: absolute; text-decoration: none; white-space: pre;">depositors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.78pt; position: absolute; text-decoration: none; white-space: pre;">and to borrow or raise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">capital.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to effectively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.42pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.07pt; position: absolute; text-decoration: none; white-space: pre;">compete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.45pt; position: absolute; text-decoration: none; white-space: pre;">with other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">traditional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.83000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.48pt; position: absolute; text-decoration: none; white-space: pre;">and non-traditional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 313.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">companies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.54pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">fintechs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.55pt; position: absolute; text-decoration: none; white-space: pre;">some<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.19pt; position: absolute; text-decoration: none; white-space: pre;">of which possess<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.48pt; position: absolute; text-decoration: none; white-space: pre;">greater<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.8pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">resources<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Regions does or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 325.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.46pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.3pt; position: absolute; text-decoration: none; white-space: pre;">to different<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.95999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.56pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.22pt; position: absolute; text-decoration: none; white-space: pre;">standards<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.56pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.31pt; position: absolute; text-decoration: none; white-space: pre;">Regions is.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to develop<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.68pt; position: absolute; text-decoration: none; white-space: pre;">and gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.36pt; position: absolute; text-decoration: none; white-space: pre;">acceptance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.74pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.72pt; position: absolute; text-decoration: none; white-space: pre;">current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.61pt; position: absolute; text-decoration: none; white-space: pre;">and prospective<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.51pt; position: absolute; text-decoration: none; white-space: pre;">new <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.69pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.39pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.07pt; position: absolute; text-decoration: none; white-space: pre;">enhancement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.36pt; position: absolute; text-decoration: none; white-space: pre;">of existing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.39pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to meet<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">customers&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.75pt; position: absolute; text-decoration: none; white-space: pre;">needs <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and respond<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.85pt; position: absolute; text-decoration: none; white-space: pre;">to emerging<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.45pt; position: absolute; text-decoration: none; white-space: pre;">technological<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.85pt; position: absolute; text-decoration: none; white-space: pre;">trends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.82pt; position: absolute; text-decoration: none; white-space: pre;">in a timely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.13pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.64pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.39pt; position: absolute; text-decoration: none; white-space: pre;">have a negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">revenue.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to keep pace<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.7pt; position: absolute; text-decoration: none; white-space: pre;">with technological<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; text-decoration: none; white-space: pre;">changes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.88pt; position: absolute; text-decoration: none; white-space: pre;">those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.52pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.28pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">digital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.04pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.31pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.06pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.85pt; position: absolute; text-decoration: none; white-space: pre;">in losing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.1pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.52pt; position: absolute; text-decoration: none; white-space: pre;">to competitors.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to execute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.9pt; position: absolute; text-decoration: none; white-space: pre;">strategic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.32pt; position: absolute; text-decoration: none; white-space: pre;">and operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.78pt; position: absolute; text-decoration: none; white-space: pre;">plans,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 445.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">fully<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.14pt; position: absolute; text-decoration: none; white-space: pre;">realize<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.61pt; position: absolute; text-decoration: none; white-space: pre;">and nonfinancial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.07pt; position: absolute; text-decoration: none; white-space: pre;">benefits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.39pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">strategic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">initiatives.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The risks<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.18pt; position: absolute; text-decoration: none; white-space: pre;">and uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.13pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.78pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.44pt; position: absolute; text-decoration: none; white-space: pre;">acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.87pt; position: absolute; text-decoration: none; white-space: pre;">or divestiture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.86pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.51pt; position: absolute; text-decoration: none; white-space: pre;">of businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.13pt; position: absolute; text-decoration: none; white-space: pre;">and risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.49pt; position: absolute; text-decoration: none; white-space: pre;">related to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">such acquisitions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.36pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.65pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.17pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.92pt; position: absolute; text-decoration: none; white-space: pre;">expected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">synergies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.8pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.44pt; position: absolute; text-decoration: none; white-space: pre;">savings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.97pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.42999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.98pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.51pt; position: absolute; text-decoration: none; white-space: pre;">or other benefits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 489.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.47pt; position: absolute; text-decoration: none; white-space: pre;">not be realized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.86pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.94pt; position: absolute; text-decoration: none; white-space: pre;">expected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; position: absolute; text-decoration: none; white-space: pre;">timeframes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.05pt; position: absolute; text-decoration: none; white-space: pre;">or might<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.74pt; position: absolute; text-decoration: none; white-space: pre;">be less<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">projected&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.48pt; position: absolute; text-decoration: none; white-space: pre;">and difficulties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">integrating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.59pt; position: absolute; text-decoration: none; white-space: pre;">acquired<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.53pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The success<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.26pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; position: absolute; text-decoration: none; white-space: pre;">marketing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.82pt; position: absolute; text-decoration: none; white-space: pre;">efforts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.5pt; position: absolute; text-decoration: none; white-space: pre;">in attracting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.47pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.12pt; position: absolute; text-decoration: none; white-space: pre;">and retaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.15pt; position: absolute; text-decoration: none; white-space: pre;">customers.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 542.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to achieve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.4pt; position: absolute; text-decoration: none; white-space: pre;">expense<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.13pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.76pt; position: absolute; text-decoration: none; white-space: pre;">initiatives.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 562.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Changes in commodity<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.01pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.34pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.74pt; position: absolute; text-decoration: none; white-space: pre;">and conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.9pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.65pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.53pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.6pt; position: absolute; text-decoration: none; white-space: pre;">cash<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.9pt; position: absolute; text-decoration: none; white-space: pre;">flows<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 574.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.8pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.13pt; position: absolute; text-decoration: none; white-space: pre;">in industries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.37pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.11pt; position: absolute; text-decoration: none; white-space: pre;">impacted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.31pt; position: absolute; text-decoration: none; white-space: pre;">by changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in commodity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">(including businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 529.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 586.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">indirectly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.59pt; position: absolute; text-decoration: none; white-space: pre;">impacted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.79pt; position: absolute; text-decoration: none; white-space: pre;">by commodities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.54pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.94pt; position: absolute; text-decoration: none; white-space: pre;">such as businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.37pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.89pt; position: absolute; text-decoration: none; white-space: pre;">transport<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.01pt; position: absolute; text-decoration: none; white-space: pre;">commodities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.26pt; position: absolute; text-decoration: none; white-space: pre;">or manufacture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">equipment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.49pt; position: absolute; text-decoration: none; white-space: pre;">used in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">production<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.18pt; position: absolute; text-decoration: none; white-space: pre;">of commodities),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.44pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.76pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of those borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.79pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.6pt; position: absolute; text-decoration: none; white-space: pre;">any loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.4pt; position: absolute; text-decoration: none; white-space: pre;">to them<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.19pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.27pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.44pt; position: absolute; text-decoration: none; white-space: pre;">demand<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.62pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.47pt; position: absolute; text-decoration: none; white-space: pre;">in those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.38pt; position: absolute; text-decoration: none; white-space: pre;">industries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 630.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of geopolitical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">instability,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">wars, conflicts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">civil<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.61pt; position: absolute; text-decoration: none; white-space: pre;">unrest,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and terrorist<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.28pt; position: absolute; text-decoration: none; white-space: pre;">attacks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.6pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.47pt; position: absolute; text-decoration: none; white-space: pre;">potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.01pt; position: absolute; text-decoration: none; white-space: pre;">impact,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.28pt; position: absolute; text-decoration: none; white-space: pre;">directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.38pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Fraud, theft<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.89pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.8pt; position: absolute; text-decoration: none; white-space: pre;">misconduct<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.85999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.46pt; position: absolute; text-decoration: none; white-space: pre;">conducted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.07pt; position: absolute; text-decoration: none; white-space: pre;">by external<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">parties,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.97pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.14pt; position: absolute; text-decoration: none; white-space: pre;">partners,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.38pt; position: absolute; text-decoration: none; white-space: pre;">employees.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.59pt; position: absolute; text-decoration: none; white-space: pre;">S-vi<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Any inaccurate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.06pt; position: absolute; text-decoration: none; white-space: pre;">or incomplete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.68pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.76pt; position: absolute; text-decoration: none; white-space: pre;">to Regions by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.52pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">counterparties.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 86.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.16pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.62pt; position: absolute; text-decoration: none; white-space: pre;">framework<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.06pt; position: absolute; text-decoration: none; white-space: pre;">to manage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.94pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.37pt; position: absolute; text-decoration: none; white-space: pre;">associated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.01pt; position: absolute; text-decoration: none; white-space: pre;">with Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.9pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such as credit <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;">and operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.72pt; position: absolute; text-decoration: none; white-space: pre;">risk,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.76pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.05pt; position: absolute; text-decoration: none; white-space: pre;">third-party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.43pt; position: absolute; text-decoration: none; white-space: pre;">vendors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.63pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.64pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.52pt; position: absolute; text-decoration: none; white-space: pre;">providers,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.37pt; position: absolute; text-decoration: none; white-space: pre;">which inability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">could,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.97pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.72pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.8pt; position: absolute; text-decoration: none; white-space: pre;">things,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.28pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.07pt; position: absolute; text-decoration: none; white-space: pre;">in a breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.44pt; position: absolute; text-decoration: none; white-space: pre;">of operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.6pt; position: absolute; text-decoration: none; white-space: pre;">or security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.65pt; position: absolute; text-decoration: none; white-space: pre;">systems<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.89pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of a cyber- <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">attack<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.1pt; position: absolute; text-decoration: none; white-space: pre;">or similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.26pt; position: absolute; text-decoration: none; white-space: pre;">act<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.44pt; position: absolute; text-decoration: none; white-space: pre;">or failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.93pt; position: absolute; text-decoration: none; white-space: pre;">to deliver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.93pt; position: absolute; text-decoration: none; white-space: pre;">effectively.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to identify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.4pt; position: absolute; text-decoration: none; white-space: pre;">and address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.85pt; position: absolute; text-decoration: none; white-space: pre;">operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.38pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.81pt; position: absolute; text-decoration: none; white-space: pre;">associated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">introduction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.9pt; position: absolute; text-decoration: none; white-space: pre;">of or changes to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">products,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.19pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.62pt; position: absolute; text-decoration: none; white-space: pre;">platforms.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 186.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Dependence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.64pt; position: absolute; text-decoration: none; white-space: pre;">on key suppliers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.75pt; position: absolute; text-decoration: none; white-space: pre;">or vendors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.78pt; position: absolute; text-decoration: none; white-space: pre;">to obtain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.57pt; position: absolute; text-decoration: none; white-space: pre;">equipment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.35pt; position: absolute; text-decoration: none; white-space: pre;">supplies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.65pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.86pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 199.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.51pt; position: absolute; text-decoration: none; white-space: pre;">on acceptable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">terms.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The inability<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.63pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.09pt; position: absolute; text-decoration: none; white-space: pre;">internal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.59pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.19pt; position: absolute; text-decoration: none; white-space: pre;">controls<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.98pt; position: absolute; text-decoration: none; white-space: pre;">and procedures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.35pt; position: absolute; text-decoration: none; white-space: pre;">to prevent,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.63pt; position: absolute; text-decoration: none; white-space: pre;">detect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.01pt; position: absolute; text-decoration: none; white-space: pre;">or mitigate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.15pt; position: absolute; text-decoration: none; white-space: pre;">any material <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">errors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.63pt; position: absolute; text-decoration: none; white-space: pre;">or fraudulent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.12pt; position: absolute; text-decoration: none; white-space: pre;">acts.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to identify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.4pt; position: absolute; text-decoration: none; white-space: pre;">and address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.85pt; position: absolute; text-decoration: none; white-space: pre;">cyber-security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.64pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such as data<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.89pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.11pt; position: absolute; text-decoration: none; white-space: pre;">breaches,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.54999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.1pt; position: absolute; text-decoration: none; white-space: pre;">malware, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">ransomware,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.65pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;denial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.03pt; position: absolute; text-decoration: none; white-space: pre;">of service&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.17pt; position: absolute; text-decoration: none; white-space: pre;">attacks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.99pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;hacking&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.03pt; position: absolute; text-decoration: none; white-space: pre;">and identity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">theft,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">account<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">take-overs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.03pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.38pt; position: absolute; text-decoration: none; white-space: pre;">of which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.88pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.19pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.82pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.61pt; position: absolute; text-decoration: none; white-space: pre;">and result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.35pt; position: absolute; text-decoration: none; white-space: pre;">disclosure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.37pt; position: absolute; text-decoration: none; white-space: pre;">misuse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">misappropriation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.98000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.63pt; position: absolute; text-decoration: none; white-space: pre;">of confidential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.16pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.81pt; position: absolute; text-decoration: none; white-space: pre;">or proprietary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.63pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.95pt; position: absolute; text-decoration: none; white-space: pre;">disruption<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.52pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">systems, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.03pt; position: absolute; text-decoration: none; white-space: pre;">costs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.06pt; position: absolute; text-decoration: none; white-space: pre;">losses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.87pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.98pt; position: absolute; text-decoration: none; white-space: pre;">reputation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 319.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.54pt; position: absolute; text-decoration: none; white-space: pre;">failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.2pt; position: absolute; text-decoration: none; white-space: pre;">of any component<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.37pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">infrastructure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.6pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.38pt; position: absolute; text-decoration: none; white-space: pre;">by a third party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.47pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.78pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.41pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.7pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.49pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.51pt; position: absolute; text-decoration: none; white-space: pre;">disclosure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.62pt; position: absolute; text-decoration: none; white-space: pre;">of and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53pt; position: absolute; text-decoration: none; white-space: pre;">misuse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of confidential information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.68pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 343.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">proprietary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.71pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.03pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.34pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.97pt; position: absolute; text-decoration: none; white-space: pre;">costs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.2pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.52pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.15pt; position: absolute; text-decoration: none; white-space: pre;">reputation, and cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">losses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of any developments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to any litigation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.05999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">proceedings <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">brought<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.37pt; position: absolute; text-decoration: none; white-space: pre;">against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Regions or any of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.68pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 394.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The costs,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.78pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07pt; position: absolute; text-decoration: none; white-space: pre;">possibly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.94pt; position: absolute; text-decoration: none; white-space: pre;">incurring<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">fines,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.64pt; position: absolute; text-decoration: none; white-space: pre;">penalties,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.23pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.14pt; position: absolute; text-decoration: none; white-space: pre;">negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.52pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.73pt; position: absolute; text-decoration: none; white-space: pre;">(including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.4pt; position: absolute; text-decoration: none; white-space: pre;">reputational <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 406.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">harm)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.13pt; position: absolute; text-decoration: none; white-space: pre;">of any adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.95pt; position: absolute; text-decoration: none; white-space: pre;">judicial,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.99pt; position: absolute; text-decoration: none; white-space: pre;">administrative,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.62pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.32pt; position: absolute; text-decoration: none; white-space: pre;">or arbitral<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">rulings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.89pt; position: absolute; text-decoration: none; white-space: pre;">or proceedings,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.1pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.76pt; position: absolute; text-decoration: none; white-space: pre;">enforcement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 418.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.56pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.47pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.26pt; position: absolute; text-decoration: none; white-space: pre;">to which Regions or any of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.74pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.48pt; position: absolute; text-decoration: none; white-space: pre;">a party,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.99pt; position: absolute; text-decoration: none; white-space: pre;">and which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 530.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 430.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.6pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.55pt; position: absolute; text-decoration: none; white-space: pre;">results.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Changes in laws and regulations<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.63pt; position: absolute; text-decoration: none; white-space: pre;">affecting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.35pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.64pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">legislation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and regulations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.82pt; position: absolute; text-decoration: none; white-space: pre;">to bank products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.99pt; position: absolute; text-decoration: none; white-space: pre;">and services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.19pt; position: absolute; text-decoration: none; white-space: pre;">such as changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.56pt; position: absolute; text-decoration: none; white-space: pre;">to debit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.35pt; position: absolute; text-decoration: none; white-space: pre;">card<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">interchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.28pt; position: absolute; text-decoration: none; white-space: pre;">fees,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">special<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.73pt; position: absolute; text-decoration: none; white-space: pre;">FDIC <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">assessments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.1pt; position: absolute; text-decoration: none; white-space: pre;">any new long-term<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.18pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.93pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.58000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.23pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.36pt; position: absolute; text-decoration: none; white-space: pre;">enforcement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.88pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 486.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">interpretation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of such laws and regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.55pt; position: absolute; text-decoration: none; white-space: pre;">by applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.68pt; position: absolute; text-decoration: none; white-space: pre;">governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and self-regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.95000000000005pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.65pt; position: absolute; text-decoration: none; white-space: pre;">agencies, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 498.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.01pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.13pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">in U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.90999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.36pt; position: absolute; text-decoration: none; white-space: pre;">presidential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.6pt; position: absolute; text-decoration: none; white-space: pre;">administration,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.79999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.88pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.65999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.11pt; position: absolute; text-decoration: none; white-space: pre;">Congress, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.45pt; position: absolute; text-decoration: none; white-space: pre;">in personnel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.12pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.87pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.62pt; position: absolute; text-decoration: none; white-space: pre;">bank regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">agencies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.64pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Regions to change certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 522.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.14pt; position: absolute; text-decoration: none; white-space: pre;">practices,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.72pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.03pt; position: absolute; text-decoration: none; white-space: pre;">compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">risk,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.7pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.87pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.5pt; position: absolute; text-decoration: none; white-space: pre;">revenue,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">impose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.12pt; position: absolute; text-decoration: none; white-space: pre;">costs on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 534.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions, or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.69pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.89pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 554.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.55pt; position: absolute; text-decoration: none; white-space: pre;">actions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.89pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.18pt; position: absolute; text-decoration: none; white-space: pre;">dividend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.7pt; position: absolute; text-decoration: none; white-space: pre;">payments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">repurchases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or redemptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.28pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.93pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.07pt; position: absolute; text-decoration: none; white-space: pre;">must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.05pt; position: absolute; text-decoration: none; white-space: pre;">not cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.05pt; position: absolute; text-decoration: none; white-space: pre;">Regions to fall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">below minimum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.99pt; position: absolute; text-decoration: none; white-space: pre;">ratio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.49pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.14pt; position: absolute; text-decoration: none; white-space: pre;">with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 578.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; white-space: pre;">buffers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.26pt; position: absolute; text-decoration: none; white-space: pre;">taken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.44pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.53pt; position: absolute; text-decoration: none; white-space: pre;">account,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.64pt; position: absolute; text-decoration: none; white-space: pre;">and must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.55pt; position: absolute; text-decoration: none; white-space: pre;">comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.07pt; position: absolute; text-decoration: none; white-space: pre;">with other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.55999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and restrictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.52pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">law or imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.88pt; position: absolute; text-decoration: none; white-space: pre;">by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.01pt; position: absolute; text-decoration: none; white-space: pre;">regulators,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.06pt; position: absolute; text-decoration: none; white-space: pre;">which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.5pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.13pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.24pt; position: absolute; text-decoration: none; white-space: pre;">to return<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.12pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 622.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.25pt; position: absolute; text-decoration: none; white-space: pre;">with stress<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.31pt; position: absolute; text-decoration: none; white-space: pre;">testing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">planning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.34000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.99pt; position: absolute; text-decoration: none; white-space: pre;">(as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.27pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 634.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Comprehensive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.03pt; position: absolute; text-decoration: none; white-space: pre;">Capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.41pt; position: absolute; text-decoration: none; white-space: pre;">Analysis<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.93pt; position: absolute; text-decoration: none; white-space: pre;">and Review process<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.39pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.99pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.74pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.85pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 646.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">significant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.88pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.53pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.42pt; position: absolute; text-decoration: none; white-space: pre;">managerial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.38pt; position: absolute; text-decoration: none; white-space: pre;">resources<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">due to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">importance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of such tests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.14pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 658.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">requirements.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.25pt; position: absolute; text-decoration: none; white-space: pre;">with applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.14pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.72pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.87pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.52pt; position: absolute; text-decoration: none; white-space: pre;">(including,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">things,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.2pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.95pt; position: absolute; text-decoration: none; white-space: pre;">Basel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.68pt; position: absolute; text-decoration: none; white-space: pre;">III<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.22pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">standards),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.88pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.51pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.62pt; position: absolute; text-decoration: none; white-space: pre;">to generate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.51pt; position: absolute; text-decoration: none; white-space: pre;">internally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.38pt; position: absolute; text-decoration: none; white-space: pre;">or raise <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.2pt; position: absolute; text-decoration: none; white-space: pre;">S-vii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.92pt; position: absolute; text-decoration: none; white-space: pre;">on favorable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.74pt; position: absolute; text-decoration: none; white-space: pre;">terms,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.03pt; position: absolute; text-decoration: none; white-space: pre;">and if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;">Regions fails<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.65pt; position: absolute; text-decoration: none; white-space: pre;">to meet<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.87pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.52pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">condition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.62pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.05pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.7pt; position: absolute; text-decoration: none; white-space: pre;">of Regions could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.53pt; position: absolute; text-decoration: none; white-space: pre;">be negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">impacted.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 102.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to recruit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.39pt; position: absolute; text-decoration: none; white-space: pre;">and retain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.65pt; position: absolute; text-decoration: none; white-space: pre;">talented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.85pt; position: absolute; text-decoration: none; white-space: pre;">and experienced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.63pt; position: absolute; text-decoration: none; white-space: pre;">personnel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.03pt; position: absolute; text-decoration: none; white-space: pre;">to assist<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">development, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 111.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.35pt; position: absolute; text-decoration: none; white-space: pre;">and operation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.07pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.74pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.49pt; position: absolute; text-decoration: none; white-space: pre;">be affected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.4pt; position: absolute; text-decoration: none; white-space: pre;">in laws and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 123.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.71pt; position: absolute; text-decoration: none; white-space: pre;">in effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.3pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.28pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.57pt; position: absolute; text-decoration: none; white-space: pre;">to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 141.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.15pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.56pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.49pt; position: absolute; text-decoration: none; white-space: pre;">in particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank, could <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 153.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.12pt; position: absolute; text-decoration: none; white-space: pre;">and ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to pay dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.77pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Fluctuations<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">price<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.24pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.7pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.22pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.86pt; position: absolute; text-decoration: none; white-space: pre;">and inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to complete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.14pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.78pt; position: absolute; text-decoration: none; white-space: pre;">repurchases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.01pt; position: absolute; text-decoration: none; white-space: pre;">frame<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.9pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.42000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">anticipated.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 201.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of anti-takeover<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.48000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.13pt; position: absolute; text-decoration: none; white-space: pre;">laws and exclusive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.19pt; position: absolute; text-decoration: none; white-space: pre;">forum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">provision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.48pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.38pt; position: absolute; text-decoration: none; white-space: pre;">certificate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.27pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of incorporation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 213.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and bylaws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effect<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.07pt; position: absolute; text-decoration: none; white-space: pre;">of new tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.8pt; position: absolute; text-decoration: none; white-space: pre;">legislation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.05pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.13pt; position: absolute; text-decoration: none; white-space: pre;">interpretation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of existing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.64pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.39pt; position: absolute; text-decoration: none; white-space: pre;">law, which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.48pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.25pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">earnings,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.62pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.82pt; position: absolute; text-decoration: none; white-space: pre;">ratios<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.61pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.28pt; position: absolute; text-decoration: none; white-space: pre;">to return<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 262.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in accounting<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.28pt; position: absolute; text-decoration: none; white-space: pre;">policies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.94pt; position: absolute; text-decoration: none; white-space: pre;">or procedures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.78pt; position: absolute; text-decoration: none; white-space: pre;">be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.6pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.85pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.61pt; position: absolute; text-decoration: none; white-space: pre;">Accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.78pt; position: absolute; text-decoration: none; white-space: pre;">Standard <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 274.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Board or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.55pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">agencies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.14pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.89pt; position: absolute; text-decoration: none; white-space: pre;">materially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.01pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.49pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.64pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and how <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.32pt; position: absolute; text-decoration: none; white-space: pre;">those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">results,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.14pt; position: absolute; text-decoration: none; white-space: pre;">and expectations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and preliminary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.77pt; position: absolute; text-decoration: none; white-space: pre;">analyses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.26pt; position: absolute; text-decoration: none; white-space: pre;">to how such changes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.12pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.75pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.28pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">prove<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.02pt; position: absolute; text-decoration: none; white-space: pre;">incorrect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute; width: 65.86pt;">Any impairment<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.57999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 2.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.32999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 47.01pt;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.99pt; position: absolute; text-decoration: none; white-space: pre; width: 35.53pt;">goodwill<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.16999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 31.46pt;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.28pt; position: absolute; text-decoration: none; white-space: pre; width: 46.33pt;">intangibles,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.31pt; position: absolute; text-decoration: none; white-space: pre; width: 53.09pt;">any repricing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.1pt; position: absolute; text-decoration: none; white-space: pre; width: 34.23pt;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.98pt; position: absolute; text-decoration: none; white-space: pre; width: 71.79pt;">or any adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.47pt; position: absolute; text-decoration: none; white-space: pre; width: 8.33pt;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.8pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 329.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre; width: 37.17pt;">valuation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.86pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.75pt; position: absolute; text-decoration: none; white-space: pre; width: 44.37pt;">allowances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; position: absolute; text-decoration: none; white-space: pre; width: 48.84pt;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.58000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 33.28pt;">deferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.86pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.72pt; position: absolute; text-decoration: none; white-space: pre; width: 12.2pt;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.73pt; position: absolute; text-decoration: none; white-space: pre; width: 23.3pt;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.84000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 59.9pt;">due to changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.54999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 22.73pt;">in tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 50.19pt;">law, adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 32.18pt;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.08000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 22.73pt;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.81pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 341.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre; width: 38.83pt;">economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.1pt; position: absolute; text-decoration: none; white-space: pre; width: 50.5pt;">environment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.2pt; position: absolute; text-decoration: none; white-space: pre; width: 37.17pt;">declining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.97pt; position: absolute; text-decoration: none; white-space: pre; width: 41.62pt;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.19pt; position: absolute; text-decoration: none; white-space: pre; width: 23.03pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.77pt; position: absolute; text-decoration: none; white-space: pre; width: 36.63pt;">reporting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361pt; position: absolute; text-decoration: none; white-space: pre; width: 15.54pt;">unit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 31.36pt;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413pt; position: absolute; text-decoration: none; white-space: pre; width: 29.68pt;">factors.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of man-made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.55pt; position: absolute; text-decoration: none; white-space: pre;">and natural<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.81pt; position: absolute; text-decoration: none; white-space: pre;">disasters,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.6pt; position: absolute; text-decoration: none; white-space: pre;">fires,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">floods,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.49pt; position: absolute; text-decoration: none; white-space: pre;">droughts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53pt; position: absolute; text-decoration: none; white-space: pre;">tornadoes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">hurricanes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and environmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195pt; position: absolute; text-decoration: none; white-space: pre;">damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">(especially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.86pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.51pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.53pt; position: absolute; text-decoration: none; white-space: pre;">Southeastern<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.74pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.48pt; position: absolute; text-decoration: none; white-space: pre;">States),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.76pt; position: absolute; text-decoration: none; white-space: pre;">which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.63pt; position: absolute; text-decoration: none; white-space: pre;">affect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.57pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.65pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.28pt; position: absolute; text-decoration: none; white-space: pre;">loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.03pt; position: absolute; text-decoration: none; white-space: pre;">portfolios<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.49pt; position: absolute; text-decoration: none; white-space: pre;">and increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.73pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.36pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438pt; position: absolute; text-decoration: none; white-space: pre;">of conducting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.78pt; position: absolute; text-decoration: none; white-space: pre;">business. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">The severity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.97pt; position: absolute; text-decoration: none; white-space: pre;">and frequency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.4pt; position: absolute; text-decoration: none; white-space: pre;">of future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.64pt; position: absolute; text-decoration: none; white-space: pre;">earthquakes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.45pt; position: absolute; text-decoration: none; white-space: pre;">fires,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.3pt; position: absolute; text-decoration: none; white-space: pre;">hurricanes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.01pt; position: absolute; text-decoration: none; white-space: pre;">tornadoes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">droughts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">floods<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.49pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; position: absolute; text-decoration: none; white-space: pre;">weather-related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.9pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.55pt; position: absolute; text-decoration: none; white-space: pre;">events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.62pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">difficult<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.18pt; position: absolute; text-decoration: none; white-space: pre;">to predict<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.78pt; position: absolute; text-decoration: none; white-space: pre;">and may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be exacerbated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">climate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">change.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 426.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The impact<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of pandemics<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.8pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.77pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.11pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">duration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57pt; position: absolute; text-decoration: none; white-space: pre;">and severity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; position: absolute; text-decoration: none; white-space: pre;">of any pandemic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.86pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as government<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.57pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">restrictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.70000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.35pt; position: absolute; text-decoration: none; white-space: pre;">in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">with such events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.87pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.62pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.68pt; position: absolute; text-decoration: none; white-space: pre;">global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.2pt; position: absolute; text-decoration: none; white-space: pre;">economy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.88pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.76pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.30999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">position,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.39pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.5pt; position: absolute; text-decoration: none; white-space: pre;">of borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to repay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.65pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">allowance<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.93pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; position: absolute; text-decoration: none; white-space: pre;">losses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.18pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.85pt; position: absolute; text-decoration: none; white-space: pre;">collateral<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.63pt; position: absolute; text-decoration: none; white-space: pre;">values<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.7pt; position: absolute; text-decoration: none; white-space: pre;">and result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in lost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">revenue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">expenses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 492.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of any damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.23pt; position: absolute; text-decoration: none; white-space: pre;">reputation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">resulting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.89pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.87pt; position: absolute; text-decoration: none; white-space: pre;">developments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.72pt; position: absolute; text-decoration: none; white-space: pre;">to any of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 505.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">items<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.95pt; position: absolute; text-decoration: none; white-space: pre;">identified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.82pt; position: absolute; text-decoration: none; white-space: pre;">above.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">You should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.69pt; position: absolute; text-decoration: none; white-space: pre;">not place<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57pt; position: absolute; text-decoration: none; white-space: pre;">undue reliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.69pt; position: absolute; text-decoration: none; white-space: pre;">on any forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.23pt; position: absolute; text-decoration: none; white-space: pre;">statements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.88pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.53pt; position: absolute; text-decoration: none; white-space: pre;">which speak<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.75pt; position: absolute; text-decoration: none; white-space: pre;">only as of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.42pt; position: absolute; text-decoration: none; white-space: pre;">date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 541.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">made.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.44pt; position: absolute; text-decoration: none; white-space: pre;">Factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.4pt; position: absolute; text-decoration: none; white-space: pre;">or events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.3pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.82pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.57pt; position: absolute; text-decoration: none; white-space: pre;">cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.3pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.93pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.99pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.05pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.8pt; position: absolute; text-decoration: none; white-space: pre;">emerge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.74pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.01pt; position: absolute; text-decoration: none; white-space: pre;">to time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.07pt; position: absolute; text-decoration: none; white-space: pre;">and it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 523.09pt; position: absolute; text-decoration: none; white-space: pre;">is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 553.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">not possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.33pt; position: absolute; text-decoration: none; white-space: pre;">to predict<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.93pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.45pt; position: absolute; text-decoration: none; white-space: pre;">of them.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.3pt; position: absolute; text-decoration: none; white-space: pre;">We assume<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.62pt; position: absolute; text-decoration: none; white-space: pre;">no obligation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.23pt; position: absolute; text-decoration: none; white-space: pre;">to update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.68pt; position: absolute; text-decoration: none; white-space: pre;">or revise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">any forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.95pt; position: absolute; text-decoration: none; white-space: pre;">statements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 565.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.02000000000001pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.2pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.18pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.47pt; position: absolute; text-decoration: none; white-space: pre;">to time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.86pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.4pt; position: absolute; text-decoration: none; white-space: pre;">of future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.64pt; position: absolute; text-decoration: none; white-space: pre;">developments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.23pt; position: absolute; text-decoration: none; white-space: pre;">new information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.2pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.92pt; position: absolute; text-decoration: none; white-space: pre;">except <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">as may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 105.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.33000000000001pt; position: absolute; text-decoration: none; white-space: pre;">be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.15pt; position: absolute; text-decoration: none; white-space: pre;">by law.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 601.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.2pt; position: absolute; text-decoration: none; white-space: pre;">list<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.95pt; position: absolute; text-decoration: none; white-space: pre;">of factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.56pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.77pt; position: absolute; text-decoration: none; white-space: pre;">not exhaustive.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.86pt; position: absolute; text-decoration: none; white-space: pre;">For discussion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.49pt; position: absolute; text-decoration: none; white-space: pre;">of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.39pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.84999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.4pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.18pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.7pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.45pt; position: absolute; text-decoration: none; white-space: pre;">cause <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 613.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.14pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.88pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.86pt; position: absolute; text-decoration: none; white-space: pre;">expectations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.28000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.88pt; position: absolute; text-decoration: none; white-space: pre;">look under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.46pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.21pt; position: absolute; text-decoration: none; white-space: pre;">captions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.05pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Forward-Looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Statements&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.95pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 625.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.13pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.14pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.88pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.28000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.83pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023 and Quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.14pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.88pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.59pt; position: absolute; text-decoration: none; white-space: pre;">10-Q for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.3000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.85pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 637.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.05000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.65pt; position: absolute; text-decoration: none; white-space: pre;">ended June 30, 2024, as filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.5pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.51pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and &#8220;Risk Factors&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.25pt; position: absolute; text-decoration: none; white-space: pre;">Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.97pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.72pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, as filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.67pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; position: absolute; text-decoration: none; white-space: pre;">and available<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.68pt; position: absolute; text-decoration: none; white-space: pre;">on its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">website<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.21999999999997pt; position: absolute; text-decoration: none; white-space: pre;">at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 662.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-1<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_16" style="position: absolute; top: 74.16pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 85.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.35pt; position: absolute; text-decoration: none; white-space: pre;">SUMMARY<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 110.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 97.72pt; position: absolute; white-space: pre;">This summary highlights selected information contained or incorporated by reference in this prospectus <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 122.51pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">supplement and the accompanying prospectus and does not contain all the information that you need to consider <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 134.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">in making your investment decision. You should carefully read this entire prospectus supplement and the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 146.71pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">accompanying prospectus, as well as the information incorporated by reference herein and therein, before <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 158.81pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">deciding whether to invest in the Notes. You should pay special attention to the &#8220;Risk Factors&#8221; section of this <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 170.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">prospectus supplement and contained in our Annual Report on Form 10-K for the year ended December 31, 2023 <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 183.01pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">to determine whether an investment in the notes is appropriate for you.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 204.11pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 239.91pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 318.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 225.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">R<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.38pt; position: absolute; text-decoration: none; white-space: pre;">egions Financial Corporation is a Delaware corporation (NYSE symbol&#58; RF) and financial holding company <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 237.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. In addition, Regions operates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 249.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">several offices delivering specialty capabilities in New York, Washington D.C., Chicago and other locations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 261.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">nationwide. Regions provides financial solutions for a wide range of clients including retail and mortgage banking <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 273.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">services, commercial banking services and wealth and investment services. Further, Regions and its subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 285.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">deliver specialty capabilities including merger and acquisition advisory services, capital market solutions, home <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 297.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">improvement lending and others. Through its subsidiary Regions Bank, Regions operated <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.23pt; position: absolute; text-decoration: none; white-space: pre;">1,262<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.73pt; position: absolute; text-decoration: none; white-space: pre;"> total branch outlets <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 309.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as of June 30, 2024. At June 30, 2024, Regions had total consolidated assets of approximately $<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.74pt; position: absolute; text-decoration: none; white-space: pre;">154.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">, total <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 321.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidated deposits of approximately $<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.99pt; position: absolute; text-decoration: none; white-space: pre;">126.6 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.07pt; position: absolute; text-decoration: none; white-space: pre;"> and total consolidated shareholders&#8217; equity of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 333.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">17.2 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.8pt; position: absolute; text-decoration: none; white-space: pre;">. Additional information about us and our subsidiaries is included in the documents incorporated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 345.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference in this prospectus under the heading &#8220;Where You Can Find More Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 366.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; white-space: pre;">Regions is a separate and distinct legal entity from our banking and other subsidiaries. A significant source <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 378.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">of funds to pay dividends on our common and preferred stock and service our debt is dividends from our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 390.31pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">subsidiaries. Various federal and state statutes and regulations limit the amount of dividends that our banking and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">other subsidiaries may pay to us without regulatory approval.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 423.51pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; white-space: pre;">Our principal executive offices are located at 1900 Fifth Avenue North, Birmingham, Alabama 35203, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 435.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">the telephone number is (800) 734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-2<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 89.11pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 251.98pt; position: absolute; text-decoration: none; white-space: pre;">Summary<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 294.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.74pt; position: absolute; text-decoration: none; white-space: pre;">of the Offering<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 112.71pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">The following<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 153.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 156.5pt; position: absolute; text-decoration: none; white-space: pre;">summary contains<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 229.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 232.06pt; position: absolute; text-decoration: none; white-space: pre;">basic<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 253.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 255.7pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 302.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 305.44pt; position: absolute; text-decoration: none; white-space: pre;">about the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 342.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 345.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Notes and this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 402.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 405.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 436.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 439.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and is<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 463.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 466.13pt; position: absolute; text-decoration: none; white-space: pre;">not intended<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 515.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 518.35pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 124.81pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">be complete.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 129.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 131.75pt; position: absolute; text-decoration: none; white-space: pre;">It<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 137.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 140.4pt; position: absolute; text-decoration: none; white-space: pre;">does not contain<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 206.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 209.01pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 219.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 222.1pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 234.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 236.85pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 284.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 286.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 302.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 304.68pt; position: absolute; text-decoration: none; white-space: pre;">you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 348.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 350.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 385.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 387.78pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 413.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 415.85pt; position: absolute; text-decoration: none; white-space: pre;">deciding<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 450.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 452.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">whether<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 484.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 487.53pt; position: absolute; text-decoration: none; white-space: pre;">to invest<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 521.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 523.64pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 136.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 93.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes. For a complete<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 182.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 184.81pt; position: absolute; text-decoration: none; white-space: pre;">understanding<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 242.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 245.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 267.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 270.13pt; position: absolute; text-decoration: none; white-space: pre;">Notes, you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 341.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 344.02pt; position: absolute; text-decoration: none; white-space: pre;">read the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 377.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 379.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">section<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 407.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 410.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 435.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 437.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 480.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 483.53pt; position: absolute; text-decoration: none; white-space: pre;">supplement <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 149.01pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">entitled<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 108.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 111.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 163.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 166.54pt; position: absolute; text-decoration: none; white-space: pre;">of Notes.&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="position: absolute; top: 185.74pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Issuer<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 28.72pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 29.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 29.959999999999997pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 30pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 0pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation, a Delaware corporation and a financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">holding company.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes Offered<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$&#160; &#160; &#160; aggregate principal amount of&#160; &#160;  % Fixed Rate &#47; Floating Rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Senior Notes due 20&#160; , which we refer to as the &#8220;Notes.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including, the issue date to, but excluding,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; 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font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Every&#160; &#160; &#160; &#160; &#160;  and&#160; &#160; &#160; &#160; &#160; &#160; , commencing on&#160; &#160; &#160; &#160; &#160; &#160; , 2025 and ending <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">on&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160;  . <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 66.75pt;"><td style="font-size: 0; text-align: left; 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font-size: 0.6pt; font-style: normal; font-weight: normal; left: 97.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 97.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 97.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 97.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 97.52pt; position: absolute; text-decoration: none; white-space: pre;">............................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 159pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR, determined as set forth under &#8220;Description of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#8212;Compounded SOFR,&#8221; plus&#160; &#160; %. 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top: 56.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">application and will in no event be lower than zero.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 228.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Rate Period<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 91.42999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 92.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 92.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 92.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 92.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 92.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 92.52pt; position: absolute; text-decoration: none; white-space: pre;">..............................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 228.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160;  to, but excluding, the maturity date.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Interest Payment Dates<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 140.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 141.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 142.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 142.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 142.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 142.44pt; position: absolute; text-decoration: none; white-space: pre;">..........<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 246pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160;  , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160;  , 20&#160;  and at the maturity date, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">further described under &#8220;Description of Notes&#8212;Interest on the Notes.&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Day Count Convention<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 100.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 102.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 102.39999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 102.44pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 102.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 102.47pt; position: absolute; text-decoration: none; white-space: pre;">..........................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 276pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">During the fixed rate period, interest will be computed on the basis of a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">360-day year consisting of twelve 30-day months.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">During the floating rate period, interest will be computed on the basis of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">actual number of days in each interest period (or any other relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">period) and a 360-day year.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 359.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Record Dates<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 60.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 60.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 60.120000000000005pt; position: absolute; text-decoration: none; white-space: pre;">...........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 359.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">15 days prior to each interest payment date (whether or not a business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">day), provided that if the Notes are global notes held by DTC, the record <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">date for such Notes will be the close of business on the business day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">preceding the applicable interest payment date, and provided further that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">interest payable at the maturity date or upon earlier redemption will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">paid to the person to whom principal is payable.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 41.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 442.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">No Guarantees<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 66.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 67.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 67.47999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 67.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 67.53999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 67.55pt; position: absolute; text-decoration: none; white-space: pre;">........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 442.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not guaranteed by any of our subsidiaries. As a result, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 17.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes will be structurally subordinated to the liabilities of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 30.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries as discussed below under &#8220;Ranking.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-3<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="position: absolute; top: 74.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 200.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 3pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Ranking<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 39.300000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 39.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 40.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 40.050000000000004pt; position: absolute; text-decoration: none; white-space: pre;">...................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 3pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.47pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">The Notes will be senior unsecured obligations and will rank equally <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">with all of our other unsecured and unsubordinated indebtedness and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 30.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">will be effectively subordinated to our existing and future secured <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness, to the extent of the value of the collateral securing such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness, and structurally subordinated to the existing and future <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.97pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness of our subsidiaries. As of June 30, 2024, our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.27pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">had, in the aggregate, outstanding debt and other liabilities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 96.57pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">deposits, of approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.41pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.49pt; position: absolute; white-space: pre;">. All of such debt and other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.87pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">liabilities would rank structurally senior to the Notes in case of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 123.17pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">liquidation or otherwise. As of June 30, 2024, Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 136.47pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Corporation (parent company only) had an aggregate of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 149.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.71pt; position: absolute; white-space: pre;"> of outstanding senior debt and approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.92pt; position: absolute; text-decoration: none; white-space: pre;">$549 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.27pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 163.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">of outstanding subordinated and junior subordinated debt. The indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">pursuant to which we will issue the Notes does not limit the amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">additional indebtedness we or our subsidiaries may incur.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 213pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 206.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Redemption&#47;Repayment<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 106.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 107.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 107.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 107.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 107.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 107.52pt; position: absolute; text-decoration: none; white-space: pre;">........................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 206.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.92pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">On or after&#160; &#160; &#160; &#160; &#160; , 2025&#160;  (or, if additional Notes are issued after the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.22pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">original issue date, on or after the date that is 181 days after the issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.52pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">date of such additional Notes) and prior to&#160; &#160; &#160; &#160; &#160;  , 20&#160;  , we may redeem <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.82pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">the Notes, in whole or in part, at any time or from time to time, by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">paying the aggregate principal amount of&#160; Notes to be redeemed plus a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#8220;make-whole&#8221; premium (as described herein under &#8220;Description of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.72pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes&#8212;Redemption&#8221;) plus accrued and unpaid interest thereon, if any, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 96.02pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">to, but excluding, the redemption date. On&#160; &#160; &#160; &#160; , 20&#160;  , we may redeem <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.32pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">the Notes, in whole, but not in part, by paying the aggregate principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.62pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">amount of the Notes to be redeemed plus accrued and unpaid interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.92pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">thereon, if any, to, but excluding, the redemption date. At any time or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.22pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">from time to time on or after&#160; &#160; &#160;  , 20&#160;  , we may redeem the Notes in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.52pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">whole or in part by paying the aggregate principal amount of the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 175.82pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">to be redeemed plus accrued and unpaid interest thereon, if any, to, but <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">excluding, the redemption date. See &#8220;Description of Notes&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Redemption.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 432pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Sinking Fund<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 60.690000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 61.85pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 62.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 62.440000000000005pt; position: absolute; text-decoration: none; white-space: pre;">..........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 432pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">There is no sinking fund for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 146.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Further Issuances<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 79.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 79.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 79.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 80.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 80.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 80.08pt; position: absolute; text-decoration: none; white-space: pre;">...................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 447.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will initially be limited to an aggregate principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 15.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$&#160; &#160; &#160; . We may, without your consent, increase the principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">the Notes by issuing an unlimited principal amount of additional notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.57pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">in the future on the same terms and conditions as the Notes offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 55.87pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">hereby, except for any differences in the issue date, issue price and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">interest accrued prior to the date thereof, and with the same CUSIP <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">number as the Notes offered hereby&#59; provided that if any additional <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">notes are not fungible with the Notes offered hereby for U.S. federal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">income tax purposes, such additional notes will be issued under a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">separate CUSIP number, and such additional notes will constitute and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">form a single series with the Notes offered hereby.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-4<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="position: absolute; top: 74.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 53.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Use of Proceeds<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.77pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 70.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.08pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 70.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 0pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The net proceeds to us from the sale of the Notes, after deduction of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">estimated underwriting discount and estimated expenses payable by us, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">will be approximately $&#160; &#160; &#160;  , and will be used by us for general <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">corporate purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 93.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Form and Denomination<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 108.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 109.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 109.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 109.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 109.94pt; position: absolute; text-decoration: none; white-space: pre;">.......................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 56.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be offered in book-entry form through the facilities of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Depository Trust Company in minimum denominations of $2,000 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">and integral multiples of $1,000 in excess thereof. Investors may elect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">hold interests in the Notes through Clearstream Banking, S.A., or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.57pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Bank SA&#47;NV, as operator of the Euroclear System, if they are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.87pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">participants in these systems, or indirectly through organizations that are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">participants in these systems.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Listing<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 32.61pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 32.62pt; position: absolute; text-decoration: none; white-space: pre;">......................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 153pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will not be listed on any securities exchange.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 170.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Governing Law<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.53pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 69.82pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 69.97pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 70.05pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 70.08pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 170.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes and the indenture pursuant to which we will issue the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">will be governed by the laws of the State of New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Risk Factors<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 56.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 57.330000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 57.480000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 57.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 57.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 57.550000000000004pt; position: absolute; text-decoration: none; white-space: pre;">............................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 200.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Risk Factors&#8221; beginning on page S-5 of this prospectus supplement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">and in our Annual Report on Form 10-K for the year ended December <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, as well as the other information included or incorporated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">reference in this prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">prospectus for a discussion of factors you should consider carefully <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">before deciding to invest in the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 283.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Trustee<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 35.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 36.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 37.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 37.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 37.410000000000004pt; position: absolute; text-decoration: none; white-space: pre;">....................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 283.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 93.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Conflicts of Interest<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 87.55pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 87.58999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 87.61pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 87.61999999999999pt; position: absolute; text-decoration: none; white-space: pre;">................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 300.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC, our subsidiary, is participating in this offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">of Notes as an underwriter. Accordingly, this offering is being <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">conducted in compliance with the provisions of FINRA Rule 5121. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC is not permitted to sell the Notes in this offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.57pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">to an account over which it exercises discretionary authority without the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.87pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">prior specific written approval of the customer to which the account <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">relates.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-5<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_19" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.65pt; position: absolute; text-decoration: none; white-space: pre;">RISK FACTORS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">An investment in our Notes involves certain risks. You should carefully consider (i) the risks described below, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii) the risk factors included in our Annual Report on Form 10-K for the year ended December 31, 2023, as well as <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 119.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other disclosures in the Quarterly Report on Form 10-Q for the quarter ended June 30, 2024 and (iii) the other <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 131.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information included or incorporated by reference in this prospectus supplement and the accompanying prospectus, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 143.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">before making an investment decision. Our business, financial condition or results of operations could be materially <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 155.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affected by any of these risks. This prospectus supplement also contains forward-looking statements that <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 167.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">involve risks and uncertainties. Our actual results could differ materially from those anticipated in any forward- <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 179.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">looking statements as a result of certain factors, including the risks faced by us described below and elsewhere in <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 191.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement and the accompanying prospectus.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 212.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are our obligations and not obligations of our subsidiaries and will be structurally subordinated to the <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 224.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">claims of our subsidiaries&#8217; creditors.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are exclusively our obligations and not those of our subsidiaries. We are a holding company that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conducts substantially all of our operations through our bank and non-bank subsidiaries. As a result, our ability to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">make payments on the Notes will depend primarily upon the receipt of dividends and other distributions from our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries. If we do not receive sufficient cash dividends and other distributions from our subsidiaries, it is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unlikely that we will have sufficient funds to make payments on the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Our subsidiaries are separate and distinct legal entities. Our subsidiaries have no obligation to pay any amounts <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">due on the Notes or to provide us with funds to pay our obligations, whether by dividends, distributions, loans or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other payments. In addition, any dividend payments, distributions, loans or advances to us by our subsidiaries in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future will require the generation of future earnings by our subsidiaries and may require regulatory approval. There <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are statutory and regulatory limitations on the payment of dividends by Regions Bank to us, as well as by us to our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">shareholders. Regulations of both the Board of Governors of the Federal Reserve System (the &#8220;FRB&#8221;) and the State <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Alabama Banking Department affect the ability of Regions Bank to pay dividends and other distributions to us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and to make loans to us. If Regions Bank is unable to make dividend payments to us and sufficient capital is not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise available, we may not be able to make principal and interest payments on our debt, including the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, our right to participate in any distribution of assets of any of our subsidiaries upon the subsidiary&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liquidation or otherwise will generally be subject to the prior claims of creditors of that subsidiary. Your ability as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder of the Notes to benefit indirectly from that distribution also will be subject to these prior claims. The Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are not guaranteed by any of our subsidiaries. As a result, the Notes will be structurally subordinated to all existing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and future liabilities and obligations of our subsidiaries, including deposits, which means that our subsidiaries&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditors will be paid from our subsidiaries&#8217; assets before holders of the Notes would have any claims to those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets. Therefore, you should look only to our assets for payments on the Notes. At June 30, 2024, the aggregate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 515.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of all debt and other liabilities of our subsidiaries, including deposits, was approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.85pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.93pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Our subsidiaries may incur additional debt and liabilities in the future, all of which would rank structurally senior to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 560.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be effectively junior to all of our and our subsidiaries&#8217; secured indebtedness.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be effectively subordinated to any of the existing and future secured debt we or our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 593.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may incur, to the extent of the value of the assets securing such debt. In the event that we are declared bankrupt, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 605.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become insolvent or are liquidated or reorganized, any debt that ranks ahead of the Notes will be entitled to be paid <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in full from our assets before any payment may be made with respect to the Notes. Holders of the Notes will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participate ratably with all holders of our unsecured indebtedness that is deemed to be of the same ranking as the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes, and potentially with all of our other general creditors, based upon the respective amounts owed to each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder or creditor, in our remaining assets. In any of the foregoing events, we may not have sufficient assets to pay <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amounts due on the Notes. As a result, if holders of the Notes receive any payments, they may receive less, ratably, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">than holders of secured indebtedness.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-6<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">There are limited covenants in the indenture pursuant to which we will issue the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither we nor any of our subsidiaries is restricted from incurring additional debt or other liabilities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">additional senior debt, under the indenture pursuant to which we will issue the Notes. If we incur additional debt or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liabilities, our ability to pay our obligations on the Notes could be adversely affected. We expect to incur, from time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to time, additional debt and other liabilities. In addition, we are not restricted under the indenture from granting <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">security interests over our assets, except to the extent described under &#8220;Description of Notes&#8212;Merger, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation or Sale of Assets&#8221; and &#8220;Description of Notes&#8212;Certain Covenants&#8221; in this prospectus supplement, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from paying dividends or issuing or repurchasing our securities.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, there are no financial covenants in the indenture. You are not protected under the indenture in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">event of a highly leveraged transaction, reorganization, a default under our existing indebtedness, restructuring, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">merger or similar transaction that may adversely affect you, except to the extent described under &#8220;Description of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#8212;Merger, Consolidation or Sale of Assets&#8221; and &#8220;Description of Notes&#8212;Certain Covenants&#8221; included in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not insured or guaranteed by the Federal Deposit Insurance Corporation.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not savings accounts, deposits or other obligations of a bank and are not insured by the Federal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Deposit Insurance Corporation or any other governmental agency or instrumentality.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">You may be unable to sell the Notes because there is no public trading market for the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are a new issue of securities with no established trading market. The Notes will not be listed on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities exchange or included in any automated quotation system. Consequently, the Notes will be relatively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">illiquid and you may be unable to sell your Notes. Although the representatives of the underwriters have advised us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that, following completion of the offering of the Notes, one or more of the underwriters currently intend to make a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">secondary market in the Notes, they are not obligated to do so and may discontinue any market-making activities at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any time without notice. Accordingly, a trading market for the Notes may not develop or any such market may not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have sufficient liquidity.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">If a trading market for the Notes develops, changes in our credit ratings or the debt markets could adversely <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affect the liquidity and market price of the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a trading market develops, the liquidity and prices of the Notes will depend on many factors, including&#58; (i) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">our credit ratings with major credit rating agencies&#59; (ii) the prevailing interest rates being paid by other companies <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">similar to us&#59; (iii) our financial condition, financial performance and future prospects&#59; and (iv) the overall condition <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the financial markets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The condition of the financial markets and prevailing interest rates have fluctuated significantly in the past and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may fluctuate in the future. Such fluctuations could have an adverse effect on the liquidity and price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, credit rating agencies periodically review their ratings and ratings methodologies for the companies <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that they follow, including Regions, the issuer of the Notes, and Regions Bank, our depository institution subsidiary. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">However, our ratings may not reflect the potential impact of risks related to market or other factors. A negative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">change in ratings could have an adverse effect on the liquidity and price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">A credit rating is not a recommendation to buy, sell or hold securities and may be revised, suspended or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">withdrawn by the credit rating agency at any time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 635.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Holders of our debt, including the debt securities may absorb losses if we were to enter into a resolution. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">FRB rules require that certain global systemically important banks (&#8220;GSIBs&#8221;) maintain minimum levels of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unsecured external long-term debt and other loss-absorbing capacity with specific terms (&#8220;Eligible LTD&#8221;) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes of recapitalizing such GSIBs&#8217; operating subsidiaries if such GSIBs were to enter into a resolution either&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; in a bankruptcy proceeding under Chapter 11 of the U.S. Bankruptcy Code, or <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-7<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; in a receivership administered by the Federal Deposit Insurance Corporation under Title II of the Dodd-Frank <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Wall Street Reform and Consumer Protection Act of 2010 (the &#8220;Dodd-Frank Act&#8221;). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On August 29, 2023, the FRB, the Office of the Comptroller of the Currency and the Federal Deposit Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation issued a notice of proposed rulemaking (the &#8220;LTD NPR&#8221;), that proposed long-term debt requirements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that, if adopted as proposed, would require covered bank holding companies who are not GSIBs, such as us, to issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and maintain minimum amounts of Eligible LTD with specific terms for purposes of absorbing losses or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">recapitalizing the covered bank holding company and its operating subsidiaries. The LTD NPR also proposed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">requiring minimum amounts of Eligible LTD to be maintained by insured depositary institutions (&#8220;IDIs&#8221;), such as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank, that are not consolidated subsidiaries of U.S. GSIBs and that have at least $100 billion in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidated assets or are affiliated with IDIs that have at least $100 billion in consolidated assets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">While we are not currently subject to the Eligible LTD requirements applicable to GSIBs, if final rules are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adopted pursuant to the LTD NPR, we may be subject to the long-term debt requirements of such rules. Unless <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise specified in an accompanying supplement, we intend to qualify the Notes offered by this prospectus as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Eligible LTD for purposes of the FRB&#8217;s rules as currently in effect and the final rules, if any, adopted pursuant to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the LTD NPR. If we were to enter into a resolution, holders of our Eligible LTD and other debt and equity securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will absorb our losses and the losses of our subsidiaries. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As a result, our losses and any losses incurred by our subsidiaries would be imposed first on holders of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">equity securities and thereafter on our unsecured creditors, including holders of Eligible LTD (such as the Notes) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and other debt securities. Claims of holders of those securities would have a junior position to the claims of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditors of our subsidiaries and to the claims of priority (as determined by statute) and secured creditors of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Accordingly, in a resolution of Regions Financial Corporation in bankruptcy, holders of our Eligible LTD and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other debt securities, including the Notes, would realize value only to the extent available to us as a shareholder of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank and our other subsidiaries, and only after any claims of priority and secured creditors of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation have been fully repaid.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 416.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We may redeem the Notes prior to their maturity date and you may not be able to reinvest the proceeds in a <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">comparable security.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may, at our option, redeem the Notes at the applicable times and at the applicable redemption price <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described herein under &#8220;Description of Notes&#8212;Redemption.&#8221; In the event we redeem the Notes, you may not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">able to reinvest the redemption proceeds in a comparable security at an effective interest rate as high as the interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate on your Notes being redeemed. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 506.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate on the Notes will reset from fixed to floating rates.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, the issue date to, but excluding,&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; , the Notes will bear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest at a fixed rate of&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  % per annum. However, during the period from, and including&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; , <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to, but excluding, the maturity date, the Notes will bear interest at a floating rate per annum in accordance with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">formula set forth under &#8220;Description of Notes&#8212;Compounded SOFR,&#8221; plus&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  %. As a result, the interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate in any floating rate period may be less than the initial interest rate or the interest rate that applies in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding interest period, which would affect the amount of any interest payments under the Notes and, therefore, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">could affect their market value.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 620.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The amount of interest payable with respect to each interest period during the floating rate period will be <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 632.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined near the end of such interest period for the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate with respect to any interest period during the floating rate period will only be capable of being <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined near the end of such interest period in relation to the Notes. Consequently, it may be difficult for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors in the Notes to estimate reliably the amount of interest that will be payable on the Notes. In addition, some <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors may be unwilling or unable to trade the Notes without changes to their information technology systems, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">both of which could adversely impact the liquidity and trading price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-8<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">In determining the rate for the final floating rate interest payment period, the level of SOFR for any day from <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and including the second U.S. Government Securities Business Day prior to the maturity date or, if applicable, <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the redemption date to, but excluding, the maturity date or, if applicable, the redemption date, will be the level of <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR in respect of such second U.S. Government Securities Business Day prior to the maturity date or, if <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable, the redemption date.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the final floating rate interest payment period, because the level of SOFR for any day from and including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the second U.S. Government Securities Business Day prior to the maturity date or, if applicable, the redemption date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to, but excluding, the applicable maturity date or redemption date will be the level of SOFR in respect of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">second U.S. Government Securities Business Day prior to the maturity date or, if applicable, the redemption date, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors in the Notes will not receive the benefit of any increase in the level in respect of SOFR beyond the level <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for such date in connection with the determination of the interest payable with respect to such floating rate interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment period, which could adversely impact the amount of interest payable with respect to that floating rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest payment period.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate on the Notes during the floating rate period will be based on a compounded SOFR, which will <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be determined by reference to the SOFR Index, a relatively new market index. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For each interest period during the floating rate period, the interest rate on the Notes will be based on a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounded SOFR rate calculated by reference to the SOFR Index (as defined below) using the specific formula <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described in this prospectus supplement, not the SOFR rate published on or in respect of a particular date during <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such period or an average of SOFR rates during such period. The SOFR Index measures the cumulative impact of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounding the daily secured overnight financing rate (&#8220;SOFR&#8221;) as provided by the Federal Reserve Bank of New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York (the &#8220;FRBNY&#8221;). The value of the SOFR Index on a particular business day reflects the effect of compounding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR on such business day and allows the calculation of compounded SOFR averages over custom time periods. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">For this and other reasons, the interest rate during any Observation Period (as defined below) will not be the same as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the interest rate on other SOFR-linked investments that use an alternative basis to determine the applicable interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate. Further, if the SOFR rate in respect of a particular date during the Observation Period for an interest period is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">negative, its contribution to the SOFR Index will be less than one, resulting in a reduction in the Compounded <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR (as defined below) used to calculate the interest rate on the Notes during the relevant interest period. In <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">addition, the method for calculating an interest rate based upon SOFR in market precedents varies. If the market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">predominantly adopts a different calculation method, the liquidity and market value of the Notes may be adversely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affected.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR has a limited history and its historical performance is not indicative of future performance. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY began to publish SOFR in April 2018. Although the FRBNY has also begun publishing historical <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indicative SOFR going back to 2014, such historical indicative data inherently involves assumptions, estimates and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximations. Therefore, SOFR has limited performance history and no actual investment based on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">performance of SOFR was possible before April 2018. The level of SOFR during the floating rate period for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes may bear little or no relation to the historical level of SOFR. The future performance of SOFR is impossible <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to predict and, therefore, no future performance of SOFR or the Notes may be inferred from any of the hypothetical <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or actual historical performance data. Hypothetical or actual historical performance data are not indicative of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future performance of SOFR or the Notes. Changes in the levels of SOFR will affect Compounded SOFR and, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therefore, the return on the Notes and the trading price of such Notes, but it is impossible to predict whether such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">levels will rise or fall. There can be no assurance that SOFR or Compounded SOFR will be positive. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 617.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The composition and characteristics of SOFR are not the same as those of U.S. dollar LIBOR and any failure of <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR to maintain market acceptance could adversely affect the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR was developed for use in certain U.S. dollar derivatives and other financial contracts as an alternative to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the U.S. dollar London interbank offered rate (&#8220;U.S. dollar LIBOR&#8221;) in part because it is considered representative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of general funding conditions in the overnight Treasury repo market. However, as a rate based on transactions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">secured by U.S. Treasury securities, SOFR does not measure bank-specific credit risk and, as a result, is less likely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to correlate with the unsecured short-term funding costs of banks. In addition, SOFR is an overnight rate, while U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-9<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">dollar LIBOR represented interbank funding over different maturities. As a result, SOFR will likely not perform in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the same way as U.S. dollar LIBOR would have at any time, including, without limitation, as a result of changes in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest and yield rates in the market, market volatility, or global or regional economic, financial, political, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory, judicial or other events. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The differences between SOFR and U.S. dollar LIBOR may mean that market participants would not consider <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR a suitable substitute, replacement or successor for all of the purposes for which U.S. dollar LIBOR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">historically has been used (including, without limitation, as a representation of the unsecured short-term funding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">costs of banks), which may, in turn, lessen market acceptance of SOFR. Any failure of SOFR to maintain market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">acceptance could adversely affect the return on and value of the Notes and the price at which you can sell the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Further, other index providers are developing products that are perceived as competing with SOFR. It is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">possible that market participants will prefer one of these competing products and that such competing products may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become more widely accepted in the marketplace than SOFR. To the extent market acceptance for SOFR as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benchmark for floating rate notes declines, the return on and value of the Notes and the price at which investors can <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sell their Notes in the secondary market could be adversely affected. In addition, investors in the Notes may not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">able to sell their Notes at all or may not be able to sell their Notes at prices that will provide them with a yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">comparable to similar investments that have a developed secondary market, and may consequently suffer from <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">increased pricing volatility and market risk. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As of the date of this prospectus supplement, there are multiple market conventions with respect to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">implementation of SOFR as a base rate for floating rate notes or other securities. The manner of calculation and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">related conventions with respect to the determination of interest rates based on SOFR in floating rate notes markets <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may differ materially compared with the manner of calculation and related conventions with respect to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determination of interest rates based on SOFR in other markets, such as the derivatives and loan markets. Investors <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">should consider carefully how any potential inconsistencies between the manner of calculation and related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conventions with respect to the determination of interest or other payment rates based on SOFR across these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">markets may impact any hedging or other financial arrangements that they may put in place in connection with any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">acquisition, holding or disposition of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The price at which the Notes may be sold prior to maturity will depend on a number of factors and may be <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 431.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">substantially less than the amount for which they were originally purchased. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Some of these factors include, but are not limited to&#58; (i) actual or anticipated changes in the level of SOFR, (ii) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">volatility of the level of SOFR, (iii) changes in interest and yield rates, (iv) any actual or anticipated changes in our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">credit ratings or credit spreads and (v) the time remaining to maturity of such Notes. Generally, the longer the time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">remaining to maturity and the more tailored the exposure, the more the market price of the Notes will be affected by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the other factors described in the preceding sentence. This can lead to significant adverse changes in the market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">price of securities like the Notes. Depending on the actual or anticipated level of SOFR, the market value of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes may decrease and you may receive substantially less than 100% of the issue price if you are able to sell your <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes prior to maturity. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The administrator of SOFR may make changes that could change the value of SOFR or discontinue SOFR and <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">has no obligation to consider the interests of the investors in the Notes in doing so. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY, as administrator of SOFR, may make methodological or other changes that could change the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">value of SOFR, including changes related to the method by which SOFR is calculated, eligibility criteria applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the transactions used to calculate SOFR, or timing related to the publication of SOFR. In addition, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">administrator may alter, discontinue or suspend calculation or dissemination of SOFR (in which case a fallback <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">method of determining the interest rate on the Notes as further described under &#8220;Description of Notes&#8212;Effect of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Transition Event&#8221; will apply). The administrator has no obligation to consider the interests of investors <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in the Notes in calculating, adjusting, converting, revising or discontinuing SOFR.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-10<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">If SOFR is discontinued, the Notes will bear interest during the floating rate period by reference to a different <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">base rate, which could adversely affect the value of the Notes, the return on the Notes and the trading price of the <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#894; there can be no guarantee that any Benchmark Replacement will be a comparable substitute for SOFR.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If we or our designee determines that a Benchmark Transition Event (as defined below) and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date (as defined below) have occurred with respect to the Notes, then the interest rate on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes during the floating rate period will no longer be determined by reference to the SOFR Index, but instead <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be determined by reference to a different rate, plus a spread adjustment, which we refer to as a &#8220;Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement,&#8221; as described herein under &#8220;Description of Notes&#8212;Effect of Benchmark Transition Event.&#8221; The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">selection of a Benchmark Replacement, and any decisions, determinations or elections made by us or our designee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in connection with implementing a Benchmark Replacement with respect to the Notes in accordance with this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement could result in adverse consequences to the applicable interest rate on the Notes, which could <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affect the return on, value of and market for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a particular Benchmark Replacement (as defined below) or Benchmark Replacement Adjustment (as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">below) cannot be determined, then the next-available Benchmark Replacement or Benchmark Replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment will apply. These replacement rates and adjustments may be selected, recommended or formulated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(i) the Relevant Governmental Body (as defined below) (such as the Alternative Reference Rates Committee), (ii) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the International Swaps and Derivatives Association, Inc. (&#8220;ISDA&#8221;) or (iii) in certain circumstances, us or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, the terms of the Notes expressly authorize us or our designee to make Benchmark Replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conforming Changes (as defined below) with respect to, among other things, the determination of interest payment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">periods and the timing and frequency of determining rates and making payments of interest and other administrative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">matters. The application of a Benchmark Replacement and Benchmark Replacement Adjustment, and any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">implementation of Benchmark Replacement Conforming Changes, could result in adverse consequences to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of interest payable on the Notes, which could adversely affect the return on, value of and market for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes. Further, there is no assurance that the characteristics of any Benchmark Replacement will be similar to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">then-current Benchmark that it is replacing, that any Benchmark Replacement will produce the economic equivalent <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the then-current Benchmark that it is replacing, that securities linked to any Benchmark Replacement will gain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">market acceptance, or that the administrator for any Benchmark Replacement (or any reference rate underlying a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement) will not make changes to the reference rate or discontinue administration of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement (or any underlying reference rate), all of which could adversely affect the value of and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 458.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">market for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR may be more volatile than other benchmark or market rates. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Since the initial publication of SOFR, daily changes in the rate have, on occasion, been more volatile than daily <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">changes in other benchmark or market rates, such as U.S. dollar LIBOR, during corresponding periods, and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">return on, value of and market for the Notes may fluctuate more than floating rate debt securities with interest rates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">based on less volatile rates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We or our designee may make certain determinations with respect to the Notes, which determinations may <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affect the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We or our designee may make certain determinations with respect to the Notes as described herein under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description of Notes&#8212;Compounded SOFR.&#8221; For example, if a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have occurred, we or our designee will make certain determinations with respect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes in our or our designee&#8217;s sole discretion as described herein under &#8220;Description of Notes&#8212;Compounded <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR.&#8221; In addition, we or an affiliate of ours may assume the duties of the Calculation Agent (as defined below) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes during the floating rate period. In making any required determinations, potential conflicts of interest may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exist between us, or our designee (which may be our affiliate), and you. Any of these determinations may adversely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affect the value of the Notes, the return on the Notes and the price at which you can sell the Notes. Moreover, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certain determinations may require the exercise of discretion and the making of subjective judgments, such as with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">respect to the base rate or the occurrence or non-occurrence of a Benchmark Transition Event and any Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-11<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Conforming Changes. These potentially subjective determinations will be made by us or our designee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">These potentially subjective determinations may adversely affect the value of the Notes, the return on the Notes and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the price at which you can sell the Notes. For further information regarding these types of determinations, see <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description of Notes&#8212;Compounded SOFR.&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-12<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_22" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 80.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.78pt; position: absolute; text-decoration: none; white-space: pre;">CAPITALIZATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 94.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The following table sets forth the consolidated capitalization of Regions as of June 30, 2024 (1) on an actual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 106.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">basis and (2) as adjusted to give effect to (i) the issuance and sale of the Notes offered by this offering and (ii) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 118.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">issuance and sale of Regions&#8217; Series F Preferred Stock on July 29, 2024, and assuming redemption in full of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 130.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217; Series B Preferred Stock, which is scheduled to occur on September 16, 2024. The information presented <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 142.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">here is only a summary and should be read together with the financial information incorporated by reference in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and the accompanying prospectus. See &#8220;Where You Can Find More Information&#8221; in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 187.63pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 465pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 326.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 69pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 69.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 326.25pt; position: absolute; top: 0pt; width: 138.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 138.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 42.13pt; position: absolute; text-decoration: none; white-space: pre;">June 30 , 2024<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 12.75pt; width: 69pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 21.76pt; position: absolute; text-decoration: none; white-space: pre;">Actual<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 12.75pt; width: 69.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 11.27pt; position: absolute; text-decoration: none; white-space: pre;">As Adjusted<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 326.25pt; position: absolute; top: 25.5pt; width: 138.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 138.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 30.65pt; position: absolute; text-decoration: none; white-space: pre;">(Dollars in Millions)<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Long-term debt <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 75.33pt; position: absolute; text-decoration: none; top: -2.3694999999999995pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.4005pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 82.89999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#58;<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Senior Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">&#160; &#160; &#160;  % senior notes due 20&#160;  offered hereby<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 195.19pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 196.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 196.93pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 196.94pt; position: absolute; text-decoration: none; white-space: pre;">..............................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 76.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 76.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 58.6pt;"></font></font><font style="left: 66.23pt; position: absolute;"><font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.4pt; position: absolute; text-decoration: none; white-space: pre;">2.25% senior notes due May 2025<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 159.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 160.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 160.86pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 161.01000000000002pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 89.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">749<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 89.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">749<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;"> 1.80% senior notes due August 2028<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 170.85999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 171.01pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.04999999999998pt; position: absolute; text-decoration: none; white-space: pre;">.............................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 102pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">647<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 102pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">647<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;"> 5.722% senior notes due June 2030<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 164.72pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 165.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 165.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166pt; position: absolute; text-decoration: none; white-space: pre;">...............................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 114.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">746<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 114.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">746<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">7.75% subordinated notes due September 2024<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 211.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 212.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 213.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 213.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 213.44pt; position: absolute; text-decoration: none; white-space: pre;">........................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 140.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">100<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 140.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">100<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">6.75% subordinated debentures due November 2025<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 233.22pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 234.38pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 234.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 235.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 235.4pt; position: absolute; text-decoration: none; white-space: pre;">................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 153pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">151<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 153pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">151<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">7.375% subordinated notes due December 2037<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 214.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 216.04999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 216.2pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 216.24pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 165.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">298<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 165.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">298<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Valuation adjustments on hedged long-term debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 209.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 210.60999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 210.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 210.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 210.75pt; position: absolute; text-decoration: none; white-space: pre;">.........................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 178.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.19pt;"></font></font><font style="left: 43.82pt; position: absolute;">(106)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 178.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.94pt;"></font></font><font style="left: 44.57pt; position: absolute;">(106)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 191.25pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 67.03pt; position: absolute; text-decoration: none; top: -2.3694999999999995pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 4.4005pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 204pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 216.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">6.45% subordinated notes due June 2037<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 187.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 188.32999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 188.62pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 188.7pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 188.72pt; position: absolute; text-decoration: none; white-space: pre;">.................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 216.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">496<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 216.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">496<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 229.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">FHLB advances<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 79.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 81.33999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 81.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 81.36999999999999pt; position: absolute; text-decoration: none; white-space: pre;">........................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 229.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 40.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">2,000<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 229.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">2,000<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 242.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Other long-term debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 98.72999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 99.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 100.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 100.61999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 100.66pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 100.67999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 242.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 57.85pt;"></font></font><font style="left: 60.480000000000004pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 242.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 58.6pt;"></font></font><font style="left: 61.230000000000004pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 255pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total Long-Term Debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 96.92999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 97.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 97.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 97.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 97.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 98.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 98.02pt; position: absolute; text-decoration: none; white-space: pre;">..................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 255pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 35.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">5,083<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 255pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 58.6pt;"></font></font><font style="left: 66.23pt; position: absolute;"><font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders&#8217; Equity&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 280.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series B Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 123.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 280.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 42.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">433<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 280.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 56.230000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 293.25pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series C Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 123.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 293.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">490<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 293.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">490<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 306pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series D Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 122.44pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.02pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 123.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.52pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 306pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">346<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 306pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">346<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 318.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series E Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 122.47999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 318.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">390<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 318.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">390<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 331.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series F Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 120.78pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 121.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 331.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 52.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 331.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">488<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 344.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Common stock<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 84.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 84.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 84.36pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 344.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 52.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">10<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 344.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 53.6pt;"></font></font><font style="left: 56.230000000000004pt; position: absolute;">10<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Additional paid-in capital<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 126.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 127.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 127.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 128.04pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 128.12pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 128.16pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 357pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 35.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">11,575<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 357pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 36.1pt;"></font></font><font style="left: 38.730000000000004pt; position: absolute;">11,575<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Retained earnings<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 95.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 95.33999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 95.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 95.36999999999999pt; position: absolute; text-decoration: none; white-space: pre;">...................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 369.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 40.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">8,561<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 369.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">8,561<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 382.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Treasury stock, at cost<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 113.27pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 114.42999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 114.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 114.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 114.5pt; position: absolute; text-decoration: none; white-space: pre;">............................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 382.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 33.69pt;"></font></font><font style="left: 36.32pt; position: absolute;">(1,371)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 382.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 34.44pt;"></font></font><font style="left: 37.07pt; position: absolute;">(1,371)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 395.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Accumulated other comprehensive income (loss), net<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 236.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 237.60999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 238.19pt; position: absolute; text-decoration: none; white-space: pre;">...............................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 395.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 33.69pt;"></font></font><font style="left: 36.32pt; position: absolute;">(3,265)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 395.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 34.44pt;"></font></font><font style="left: 37.07pt; position: absolute;">(3,265)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Total shareholders&#8217; equity<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 119.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 119.83pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 119.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 120.02pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 120.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 120.05pt; position: absolute; text-decoration: none; white-space: pre;">..........................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 408pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 30.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">17,169<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 408pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 31.1pt;"></font></font><font style="left: 38.730000000000004pt; position: absolute;">17,224<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 420.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total Capitalization<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 84.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 86.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 86.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 86.83999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 86.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 86.92999999999999pt; position: absolute; text-decoration: none; white-space: pre;">......................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 420.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 30.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">22,252<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 420.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 58.6pt;"></font></font><font style="left: 66.23pt; position: absolute;"><font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8.25pt; position: absolute; top: 626.13pt; width: 612pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">_________<font style="display: inline-block; height: 8.25pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.46pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.73pt; position: absolute; text-decoration: none; white-space: pre;">Long-term<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.06pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.81pt; position: absolute; text-decoration: none; white-space: pre;">consists<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.05pt; position: absolute; text-decoration: none; white-space: pre;">of debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.63pt; position: absolute; text-decoration: none; white-space: pre;">with a maturity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; position: absolute; text-decoration: none; white-space: pre;">of one year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.76pt; position: absolute; text-decoration: none; white-space: pre;">or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.76pt; position: absolute; text-decoration: none; white-space: pre;">incurred.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 654.96pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">(2)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.73pt; position: absolute; text-decoration: none; white-space: pre;">As of June 30, 2024, Regions Bank had total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.05pt; position: absolute; text-decoration: none; white-space: pre;">liabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.19pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$133.9&#160;billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.75pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.85pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.14pt; position: absolute; text-decoration: none; white-space: pre;">$126.6&#160;billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 667.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">deposit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.13pt; position: absolute; text-decoration: none; white-space: pre;">liabilities.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-13<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_25" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.66pt; position: absolute; text-decoration: none; white-space: pre;">USE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.1pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">OF PROCEEDS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The net proceeds to us from the sale of the Notes, after deduction of estimated underwriting discount and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72.72pt; position: absolute;">estimated expenses payable by us, will be approximately $<font style="display: inline-block; height: 6.93pt; width: 17.56pt;"></font></font><font style="left: 324.72pt; position: absolute;">, and will be used by us for general corporate <font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-14<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_28" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 244.25pt; position: absolute; text-decoration: none; white-space: pre;">DESCRIPTION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 313.65999999999997pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.06pt; position: absolute; text-decoration: none; white-space: pre;">OF NOTES <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 93.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.08pt; position: absolute; text-decoration: none; white-space: pre;">General<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be a series of our senior debt securities issued under a senior indenture, dated as of August 8, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">2005, as amended and supplemented by a supplemental indenture, to be dated as of September&#160; &#160; , 2024, between us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Deutsche Bank Trust Company Americas, a New York banking corporation, as trustee. The senior indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">has been filed as an exhibit to the registration statement and as an exhibit to our Current Report on Form 8-K filed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on August 9, 2005. Throughout this summary, we refer to both the senior indenture and supplemental indenture for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes together as the indenture. The trustee&#8217;s main role is to enforce your rights against us if we default. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">following description of the Notes may not be complete and is subject to and qualified in its entirety by reference to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the indenture. Wherever we refer to particular sections or defined terms of the indenture, it is our intent that those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sections or defined terms will be incorporated by reference in this prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will mature at 100% of their principal amount on&#160; &#160; &#160; &#160; &#160; , 20&#160; &#160;  (the &#8220;maturity date&#8221;), unless earlier <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redeemed. The Notes will be issued in fully registered book-entry form without coupons and in minimum <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">denominations of $2,000 and integral multiples of $1,000 in excess thereof. We do not intend to apply for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">listing of the Notes on any securities exchange. The Notes will be unsecured and will rank equally among <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">themselves and with all of our other unsecured and unsubordinated indebtedness. The Notes will not be guaranteed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by any of our subsidiaries. Our subsidiaries may, without notice or consent of the holders of the Notes, incur <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">additional debt or liabilities in the future, all of which would rank structurally senior to the Notes. Regions may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from time to time, without notice or consent of the holders of the Notes, incur additional senior indebtedness <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ranking equally with the Notes, as well as additional subordinated indebtedness ranking junior to the Notes. As of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024, the aggregate amount of all debt and other liabilities of our subsidiaries, including deposits, was <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 353.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because we are a holding company, our rights and the rights of our creditors, including holders of the Notes, to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participate in the assets of any of our subsidiaries upon the liquidation or reorganization of any of our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be subject to prior claims of the creditors of any such subsidiary, including, in the case of Regions Bank, its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depositors, except to the extent that we are a creditor of such subsidiary with recognized claims against the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary. Claims on our subsidiaries by creditors other than us may include claims with respect to long-term debt <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and substantial obligations with respect to deposit liabilities, federal funds purchased, securities sold under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">repurchase agreements, other short-term borrowings and various other financial obligations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be subject to defeasance under the conditions described below in &#8220;&#8212;Discharge, Defeasance and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Covenant Defeasance.&#8221; Except in connection with certain optional redemption circumstances for the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described under &#8220;&#8212;Redemption,&#8221; no additional amounts or make-whole amounts, as those terms are defined in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indenture, will be payable with respect to the Notes. The Notes are not savings accounts, deposits or other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 515.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">obligations of any of our bank or non-bank subsidiaries and are not insured by the Federal Deposit Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation, the FRB or any other governmental agency or instrumentality.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will initially be limited to an aggregate principal amount of $&#160; &#160; &#160; &#160; &#160; . We may, without the consent of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the holders of the Notes, increase the principal amount of the Notes by issuing additional notes in the future on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">same terms and conditions, except for any differences in the issue date, the issue price and interest accrued prior to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the date of issuance of the additional notes, and with the same CUSIP number as the Notes offered by this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement&#59; provided that if any additional notes are not fungible with the Notes offered by this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 608.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement for U.S. federal income tax purposes, such additional notes will be issued under a separate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 620.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">CUSIP number. The series of Notes offered by this prospectus supplement and any additional notes of such series <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 632.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">would rank equally and ratably and would be treated as a single series for all purposes under the indenture for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">series of Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The principal of the Notes will be payable on the maturity date or such earlier date set for redemption of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes (together with any interest then payable), as applicable. If the maturity date or such earlier redemption date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">falls on a day that is not a &#8220;business day&#8221; (as defined below), any payment in relation to such date will be postponed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the next day that is a business day, and no interest shall accrue on the amount payable for the period from and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-15<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">after such maturity date or earlier redemption date. Payments of principal and interest to owners of the book-entry <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests described below are expected to be made in accordance with the procedures of The Depository Trust <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Company (&#8220;DTC&#8221;) and its participants, including Clearstream Banking, S.A., and Euroclear Bank SA&#47;NV, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">operator of the Euroclear System. When we refer to a &#8220;business day&#8221; with respect to the Notes, we mean any day, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other than a Saturday or Sunday, that is neither a legal holiday nor a day on which banking institutions in The City <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of New York are authorized or required by law, regulation or executive order to close.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.96pt; position: absolute; text-decoration: none; white-space: pre;">Interest<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 294.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the Notes<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Interest on the Notes will accrue from, and including, September&#160; &#160; , 2024 (the issue date) to, but excluding, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">first interest payment date and then from, and including, the immediately preceding interest payment date to which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest has been paid or duly provided for to, but excluding, the next interest payment date (or if the Notes are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redeemed during the period, the redemption date) or the maturity date, as the case may be. Each of these periods is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">referred to as an &#8220;interest period&#8221; for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, September&#160; &#160; , 2024, to, but excluding,&#160; &#160; &#160; &#160; &#160; &#160;  , 20&#160;  (the &#8220;fixed rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period&#8221;), the Notes will bear interest at the rate of&#160; &#160; % per annum. Such interest will be payable semi-annually in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">arrears on&#160; &#160; &#160; &#160; &#160;  and&#160; &#160; &#160; &#160; &#160; &#160; of each year, beginning on&#160; &#160; &#160; &#160; &#160; , 2025 and ending on&#160; &#160; &#160; &#160; &#160;  , 20&#160;  (each such date, a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;fixed interest payment date&#8221;). During the period from, and including,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; , to, but excluding, the maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">date (the &#8220;floating rate period&#8221;), the Notes will bear interest at a floating rate per annum equal to Compounded <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR plus&#160; &#160; &#160; &#160;  %, as determined by the Calculation Agent in the manner described below. Such interest will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payable quarterly in arrears on&#160; &#160; &#160; &#160; &#160;  , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160; ,&#160; &#160; &#160; &#160; &#160; &#160;  , 20&#160;  and at the maturity date (each such date, a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;floating interest payment date&#8221;). Compounded SOFR for each interest period in the floating rate period will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">calculated by the Calculation Agent in accordance with the formula set forth below with respect to the Observation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Period relating to such interest period.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Interest will be paid to the person in whose name such note is registered at the close of business 15 days <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding the related interest payment date (whether or not a business day), provided that if the Notes are global <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes held by DTC, the record date for such Notes will be the close of business on the business day preceding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable interest payment date, and provided further that interest payable at the maturity date or upon earlier <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption will be paid to the person to whom principal is payable. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the fixed rate period, interest will be computed on the basis of a 360-day year consisting of twelve 30 day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">months. For the fixed rate period, if any fixed interest payment date or redemption date of the Notes falls on a day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that is not a business day, the related payment of interest will be made on the next day that is a business day with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the same force and effect as if made on the applicable interest payment date, and no interest shall accrue on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount payable for the period from and after such applicable interest payment date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the floating rate period, interest will be computed on the basis of the actual number of days in each interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period (or any other relevant period) and a 360-day year. The amount of accrued interest payable on the Notes for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">each interest period during the floating rate period will be computed by multiplying (i) the outstanding principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes by (ii) the product of (a) the interest rate for the relevant interest period multiplied by (b) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">quotient of the actual number of days in the applicable interest period divided by 360. The interest rate on the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will in no event be higher than the maximum rate permitted by New York law as the same may be modified by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States law of general application and will in no event be lower than zero. For the floating rate period, if any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 593.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating interest payment date of the Notes (other than the maturity date) falls on a day which is not a business day, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 605.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that floating interest payment date will be postponed and the related payment of interest on the Notes will be made <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the next day which is a business day, except that if the next succeeding business day falls in the next calendar <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">month, then such floating interest payment date will be advanced to the immediately preceding day that is a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day, and in each case, the related interest periods will also be adjusted for such non-business days. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Calculation Agent will determine Compounded SOFR, the interest rate and accrued interest for each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest period in the floating rate period in arrears as soon as reasonably practicable on or after the Interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment Determination Date (as defined below) for such interest period and prior to the relevant floating interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment date and will notify us (if we are not the Calculation Agent) of Compounded SOFR, such interest rate and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-16<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accrued interest for each interest period in the floating rate period as soon as reasonably practicable after such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determination, but in any event by the business day immediately prior to the relevant floating interest payment date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">At the request of a holder of the Notes, we will provide Compounded SOFR, the interest rate and the amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest accrued with respect to any interest period in the floating rate period, after Compounded SOFR, such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest rate and accrued interest have been determined. The Calculation Agent&#8217;s determination of any interest rate, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and its calculation of interest payments for any interest period in the floating rate period, will be maintained on file <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">at the Calculation Agent&#8217;s principal offices and will be provided in writing to the trustee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 185.75pt; position: absolute; text-decoration: none; white-space: pre;">Secured Overnight<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 266.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 269.05pt; position: absolute; text-decoration: none; white-space: pre;">Financing Rate and the SOFR Index<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR is published by the FRBNY and is intended to be a broad measure of the cost of borrowing cash <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">overnight collateralized by U.S. Treasury securities. The FRBNY reports that SOFR includes all trades in the Broad <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">General Collateral Rate and bilateral Treasury repurchase agreement (repo) transactions cleared through the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">delivery-versus-payment service offered by the Fixed Income Clearing Corporation, a subsidiary of The Depository <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Trust and Clearing Corporation (&#8220;DTCC&#8221;), and SOFR is filtered by the FRBNY to remove some (but not all) of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">foregoing transactions considered to be &#8220;specials.&#8221; According to the FRBNY, &#8220;specials&#8221; are repos for specific-issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">collateral, which take place at cash-lending rates below those for general collateral repos because cash providers are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">willing to accept a lesser return on their cash in order to obtain a particular security.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The SOFR Index is published by the FRBNY and measures the cumulative impact of compounding SOFR on a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unit of investment over time, with the initial value set to 1.00000000 on April 2, 2018, the first value date of SOFR. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The SOFR Index value reflects the effect of compounding SOFR each business day and allows the calculation of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounded SOFR averages over custom time periods. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY notes on its publication page for the SOFR Index that use of the SOFR Index is subject to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">important limitations, indemnification obligations and disclaimers, including that the FRBNY may alter the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">methods of calculation, publication schedule, rate revision practices or availability of the SOFR Index at any time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">without notice. The interest rate for any interest period during the floating rate period will not be adjusted for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">modifications or amendments to the SOFR Index or SOFR data that the FRBNY may publish after the interest rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for that interest period has been determined. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because SOFR is published by the FRBNY based on data received from other sources, we have no control over <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">its determination, calculation or publication. The information contained in this section is based upon the New York <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Federal Reserve&#8217;s Website and other U.S. government sources.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 473.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 261.84pt; position: absolute; text-decoration: none; white-space: pre;">Compounded<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 319.62pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 322.07pt; position: absolute; text-decoration: none; white-space: pre;">SOFR<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">With respect to any interest period during the floating rate period, &#8220;Compounded SOFR&#8221; will be determined by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Calculation Agent in accordance with the following formula (and the resulting percentage will be rounded, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">necessary, to the nearest one hundred-thousandth of a percentage point)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 548.28pt; width: 612pt;"><div style="left: 97.72pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 33.5pt; width: 132.3pt;" src="image_1.jpg" alt="image_1.jpg"></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 599.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">where&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 620.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexStart&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#61; For periods other than the initial interest period during the floating rate period, the SOFR <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 632.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Index value on the preceding Interest Payment Determination Date, and, for the initial interest period during the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating rate period, the SOFR Index value on the date that is two U.S. Government Securities Business Days before <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the first day of such initial interest period (such first day expected for the Notes to be&#160; &#160; &#160; &#160; &#160; , 20&#160; )&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 677.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexEnd&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.55pt; position: absolute; text-decoration: none; white-space: pre;">&#61; The SOFR Index value on the Interest Payment Determination Date relating to the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable floating interest payment date (or in the final interest period, relating to the maturity date, or, in the case <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the redemption of the Notes, relating to the applicable redemption date)&#59; and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-17<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;d&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.84pt; position: absolute; text-decoration: none; white-space: pre;"> is the number of days in the relevant Observation Period. <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For purposes of determining Compounded SOFR, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 113.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Interest Payment Determination Date&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.49pt; position: absolute; text-decoration: none; white-space: pre;"> means the date two U.S. Government Securities Business Days before <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">each floating interest payment date (or, in the case of the redemption of the Notes, preceding the applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption date). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 158.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Observation Period&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.43pt; position: absolute; text-decoration: none; white-space: pre;">means, in respect of each interest period during the floating rate period, the period from, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 170.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and including, the date two U.S. Government Securities Business Days preceding the first date in such interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period to, but excluding, the date two U.S. Government Securities Business Days preceding the floating interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment date for such interest period (or in the final interest period during the floating rate period, preceding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date or, in the case of the redemption of the Notes, preceding the applicable redemption date). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 103.15pt; position: absolute; text-decoration: none; white-space: pre;">SOFR<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 127.57pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 130.02pt; position: absolute; text-decoration: none; white-space: pre;">Inde<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 147.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;">x<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.26pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.76pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.9pt; position: absolute; text-decoration: none; white-space: pre;">to any U.S.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Government<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Business<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.89pt; position: absolute; text-decoration: none; white-space: pre;">Day&#58;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 98.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">the SOFR Index value as published by the SOFR Administrator as such index appears on the SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.43pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Administrator&#8217;s Website at 3&#58;00 p.m. (New York time) on such U.S. Government Securities Business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 267.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Day (the &#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 160.32999999999998pt; position: absolute; white-space: pre;">SOFR Index Determination Time<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.69pt; position: absolute; white-space: pre;">&#8221;)&#59; or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 98.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">if a SOFR Index value does not so appear as specified in (1) above at the SOFR Index Determination <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 295.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Time, then&#58; (i) if a Benchmark Transition Event and its related Benchmark Replacement Date have not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 306.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">occurred with respect to SOFR, Compounded SOFR shall be the rate determined pursuant to the &#8220;SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Index unavailable provisions&#8221; described below&#59; or (ii) if a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Benchmark Replacement Date have occurred with respect to SOFR, Compounded SOFR shall be the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 340.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">rate determined pursuant to the &#8220;&#8212;Effect of Benchmark Transition Event&#8221; provisions described below. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 360.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> means the daily secured overnight financing rate as provided by the SOFR Administrator on the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 372.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Administrator&#8217;s Website. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 393.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> means the FRBNY (or a successor administrator of SOFR). <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 414.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8217;s Website&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.67pt; position: absolute; text-decoration: none; white-space: pre;">means the website of the FRBNY, currently at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 416.51pt; position: absolute; text-decoration: none; white-space: pre;">http&#58;&#47;&#47;apps.newyorkfed.org&#47;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 426.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">marets&#47;autorates&#47;sofr-avg-ind,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.12pt; position: absolute; text-decoration: none; white-space: pre;"> or any successor source. The information contained on such website is not part of <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement and is not incorporated in this prospectus supplement by reference. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 459.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;U.S. Government Securities Business Day&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.45pt; position: absolute; text-decoration: none; white-space: pre;"> means any day except for a Saturday, a Sunday or a day on which <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 471.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities Industry and Financial Markets Association or any successor organization recommends that the fixed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 483.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">income departments of its members be closed for the entire day for purposes of trading in U.S. government <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 516.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Notwithstanding anything to the contrary in the indenture or the Notes, if we or our designee determines on or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 528.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prior to the relevant Reference Time (as defined below) that a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have occurred with respect to determining SOFR, then the benchmark replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 552.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provisions set forth below under &#8220;&#8212;Effect of Benchmark Transition Event&#8221; will thereafter apply to all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 564.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determinations of the rate of interest payable on the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 585.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, in accordance with the benchmark replacement provisions, after a Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 597.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Transition Event and its related Benchmark Replacement Date have occurred, the interest rate for each interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 609.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period during the floating rate period will be an annual rate equal to the sum of the Benchmark Replacement plus&#160; &#160;  <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 621.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">% for the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 642.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 228.57pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Index Unavailable<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 335.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 338.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Provisions<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 663.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a SOFR IndexStart or SOFR IndexEnd is not published on the associated Interest Payment Determination <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 675.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Date and a Benchmark Transition Event and its related Benchmark Replacement Date have not occurred with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 687.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">respect to SOFR, &#8220;Compounded SOFR&#8221; means, for the applicable interest period in the floating rate period for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 699.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which such index is not available, the rate of return on a daily compounded interest investment calculated in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-18<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the formula for SOFR Averages, and definitions required for such formula, published on the SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Administrator&#8217;s Website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 183.41pt; position: absolute; text-decoration: none; white-space: pre;">https&#58;&#47;&#47;www.newyorkfed.org&#47;markets&#47;reference-rates&#47;additional-information-about-<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference-rates<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.73pt; position: absolute; text-decoration: none; white-space: pre;">, or any successor source. For the purposes of this provision, references in the SOFR Averages <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounding formula and related definitions to &#8220;calculation period&#8221; shall be replaced with &#8220;Observation Period&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and the words &#8220;that is, 30-, 90-, or 180- calendar days&#8221; shall be removed. If SOFR (&#8220;SOFRi&#8221;) does not so appear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for any day, &#8220;i&#8221; in the Observation Period, SOFRi for such day &#8220;i&#8221; shall be SOFR published in respect of the first <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding U.S. Government Securities Business Day for which SOFR was published on the SOFR Administrator&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Website.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 223.72pt; position: absolute; text-decoration: none; white-space: pre;">Effect<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 249.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 251.78pt; position: absolute; text-decoration: none; white-space: pre;">of Benchmark Transition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 360.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 362.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Event<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.39pt; position: absolute; white-space: pre;">. If we or our designee determines that a Benchmark Transition Event and its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 213.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">related Benchmark Replacement Date have occurred on or prior to the Reference Time in respect of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination of the Benchmark (as defined below) on any date, the Benchmark Replacement will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 235.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">replace the then-current Benchmark for all purposes relating to the Notes in respect of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 247.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination on such date and all determinations on all subsequent dates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement Conforming Changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.65999999999997pt; position: absolute; white-space: pre;">. In connection with the implementation of a Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 276.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">Replacement, we or our designee will have the right to make Benchmark Replacement Conforming <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.43pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">Changes from time to time. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Decisions and Determinations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.13pt; position: absolute; white-space: pre;">. Any determination, decision or election that may be made by us or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">designee pursuant to the benchmark replacement provisions described herein, including any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 327.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination with respect to tenor, rate or adjustment, or the occurrence or non-occurrence of an event, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">circumstance or date and any decision to take or refrain from taking any action or any selection&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.8pt; position: absolute; text-decoration: none; white-space: pre;">be conclusive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.05pt; position: absolute; text-decoration: none; white-space: pre;">and binding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.32pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; position: absolute; text-decoration: none; white-space: pre;">owners and holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.13pt; position: absolute; text-decoration: none; white-space: pre;">Notes and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.62pt; position: absolute; text-decoration: none; white-space: pre;">trustee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">absent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.79pt; position: absolute; text-decoration: none; white-space: pre;">manifest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.78pt; position: absolute; text-decoration: none; white-space: pre;">error&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.37pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">by us as Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.89pt; position: absolute; text-decoration: none; white-space: pre;">Agent, will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.39pt; position: absolute; text-decoration: none; white-space: pre;">be made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.5pt; position: absolute; text-decoration: none; white-space: pre;">in our sole<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.24pt; position: absolute; text-decoration: none; white-space: pre;">discretion&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 406.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.37pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">by a Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.61pt; position: absolute; text-decoration: none; white-space: pre;">Agent other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.61pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; text-decoration: none; white-space: pre;">us or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be our affiliate),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.58000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.23pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.31pt; position: absolute; text-decoration: none; white-space: pre;">be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.9pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.79pt; position: absolute; text-decoration: none; white-space: pre;">consultation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.22pt; position: absolute; text-decoration: none; white-space: pre;">with us, and such Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.75pt; position: absolute; text-decoration: none; white-space: pre;">Agent or designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">be our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">affiliate)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.07999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.73pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.81pt; position: absolute; text-decoration: none; white-space: pre;">not make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; position: absolute; text-decoration: none; white-space: pre;">any such determination,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.63pt; position: absolute; text-decoration: none; white-space: pre;">decision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.47pt; position: absolute; text-decoration: none; white-space: pre;">or election<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.5pt; position: absolute; text-decoration: none; white-space: pre;">to which we reasonably <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">object&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.49pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">notwithstanding<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">anything<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.25pt; position: absolute; text-decoration: none; white-space: pre;">contrary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.14pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.49pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Notes, shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.4pt; position: absolute; text-decoration: none; white-space: pre;">effective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.8pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.87pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.6pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.15pt; position: absolute; text-decoration: none; white-space: pre;">Notes, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.43pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.27pt; position: absolute; text-decoration: none; white-space: pre;">party.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any determination, decision or election pursuant to the benchmark replacement provisions shall be made by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee (which may be our affiliate) on the basis as described above, and in no event shall the Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent be responsible for making any such determination, decision or election. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Under no circumstances will the trustee (in any capacity in which it may act, including, without limitation, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 552.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant, as Calculation Agent) be responsible for selecting or determining any Benchmark Replacement if the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 564.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark will no longer be available following a Benchmark Transaction Event and its related Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 576.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Date. In the case of a Benchmark Transition Event, we will select the Benchmark Replacement prior <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 588.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the Benchmark Replacement Date and in consultation with the Calculation Agent, ensuring that the Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 600.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent will be able to meet its obligations and requirements under the indenture with respect to the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 612.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement. No such replacement (including any conforming changes to the indenture) shall affect the trustee&#8217;s or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the calculation agent&#8217;s own rights, duties or immunities under the indenture or otherwise. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 645.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, the Trustee (in any capacity in which it may act, including, without limitation, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 657.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant, as Calculation Agent) shall be under no obligation (i) to monitor, determine or verify the unavailability or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 669.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cessation of any index or interest rate, Compounded SOFR or SOFR Index or SOFR, (ii) to select, determine or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 681.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designate any successor or replacement index, or whether the conditions to the designation of such an index or rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 693.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for the Notes have been satisfied, or (iii) to determine whether or what changes are necessary or advisable, if any, in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-19<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connection with any of the foregoing. The Trustee (in any capacity in which it may act, including, without <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">limitation, if relevant, as Calculation Agent) shall not be liable for any inability, failure or delay on the part of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Trustee (or Calculation Agent) in performing any of its duties set forth in the Indenture as a result of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unavailability of SOFR or any index and designation of a replacement rate or replacement index, including as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">result of any inability, delay, error or inaccuracy on our part or the part of our designee in providing any direction, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">instruction, notice, or information required or contemplated by the terms of the Indenture and reasonably required <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for the performance of such duties. The Trustee (in any capacity in which it may act, including, without limitation, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">if relevant, as Calculation Agent) shall not have any duty to succeed to, assume or otherwise perform any of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">duties or the duties of our designee in the event of a default, breach or failure of performance on our part or the part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of our designee, as applicable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Trustee (in any capacity in which it may act, including, without limitation, if relevant, as Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent (unless specifically agreed otherwise in writing in its capacity as Calculation Agent)) will not be responsible <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for (i) determining SOFR, the SOFR rate, any rate related to, or based on, SOFR or any other rate or any successor <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or replacement rate or any changes related to SOFR in connection with any of the foregoing, (ii) monitoring, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determining or verifying the unavailability or cessation of SOFR, the SOFR rate, any rate related to, or based on, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR and shall not have any liability for the failure of any party to set such rate or provide notice related thereto.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 123.46000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 126.00999999999999pt; position: absolute; text-decoration: none; white-space: pre;">defined<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 157.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 160.2pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As used herein&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.34pt; position: absolute; text-decoration: none; white-space: pre;"> means, initially, Compounded SOFR, as such term is defined above&#59; provided that if a <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR (or the published SOFR Index used in the calculation thereof) or the then-current Benchmark, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">then &#8220;Benchmark&#8221; means the applicable Benchmark Replacement. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 383.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> means the first alternative set forth in the order below that can be determined by us <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee as of the Benchmark Replacement Date&#59; provided that if the Benchmark Replacement cannot be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined in accordance with clause (1) below as of the Benchmark Replacement Date and we or our designee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">shall have determined that the ISDA Fallback Rate determined in accordance with clause (2) below is not an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">industry-accepted rate of interest as a replacement for the then-current Benchmark for U.S. dollar-denominated <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating rate notes at such time, then clause (2) below shall be disregarded, and the Benchmark Replacement shall <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be determined in accordance with clause (3) below&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">an alternate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.19pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.64pt; position: absolute; text-decoration: none; white-space: pre;">or recommended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.47pt; position: absolute; text-decoration: none; white-space: pre;">Body as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.2pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.64pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.6pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.07pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.44pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 517.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.72pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.05pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.5pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.44pt; position: absolute; text-decoration: none; white-space: pre;">Rate and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.12pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 534.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.72pt; position: absolute; text-decoration: none; white-space: pre;">alternate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.68pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.19pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.01pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.53pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by us or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.51pt; position: absolute; text-decoration: none; white-space: pre;">as the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.16pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.12pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.59pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.19pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.28pt; position: absolute; text-decoration: none; white-space: pre;">due consideration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.63pt; position: absolute; text-decoration: none; white-space: pre;">to any industry-accepted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.49pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.71pt; position: absolute; text-decoration: none; white-space: pre;">as a replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.25pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.9pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.11pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.68pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.93pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.14pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.91999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.37pt; position: absolute; text-decoration: none; white-space: pre;">dollar-denominated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.6pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">floating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.97pt; position: absolute; text-decoration: none; white-space: pre;">rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">notes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.36pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.11pt; position: absolute; text-decoration: none; white-space: pre;">such time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.22pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.36pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.11pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.43pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 591.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Adjustment&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.87pt; position: absolute; text-decoration: none; white-space: pre;"> means the first alternative set forth in the order below that can be <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined by us or our designee as of the Benchmark Replacement Date&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be a positive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.88pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or zero),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.02pt; position: absolute; text-decoration: none; white-space: pre;">calculating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.42pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 636.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">determining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.59pt; position: absolute; text-decoration: none; white-space: pre;">such spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.04pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.97pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.49pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or recommended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 648.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.47pt; position: absolute; text-decoration: none; white-space: pre;">Body for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.84pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.59pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.22pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.28pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.88pt; position: absolute; text-decoration: none; white-space: pre;">Replacement&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 664.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.12pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.75pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.81pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.13pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">equivalent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.89pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.28pt; position: absolute; text-decoration: none; white-space: pre;">Rate, the<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 676.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.05pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.5pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.44pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.43pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-20<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be a positive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.88pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or zero)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.48pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.80999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.88pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.97pt; position: absolute; text-decoration: none; white-space: pre;">due consideration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.32pt; position: absolute; text-decoration: none; white-space: pre;">to any industry-accepted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; position: absolute; text-decoration: none; white-space: pre;">or method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">calculating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.12pt; position: absolute; text-decoration: none; white-space: pre;">or determining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.82pt; position: absolute; text-decoration: none; white-space: pre;">such spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.27pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.2pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.95000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.6pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.65pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.73pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.36pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.74pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.95pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.73pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">dollar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.03pt; position: absolute; text-decoration: none; white-space: pre;">denominated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.23pt; position: absolute; text-decoration: none; white-space: pre;">floating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.9pt; position: absolute; text-decoration: none; white-space: pre;">rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">notes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.36pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.11pt; position: absolute; text-decoration: none; white-space: pre;">such time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 140.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Conforming Changes&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> means, with respect to any Benchmark Replacement, any <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">technical, administrative or operational changes (including changes to the definitions or interpretations of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period, the timing and frequency of determining rates and making payments of interest, the rounding of amounts or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tenors, and other administrative matters) that we or our designee decides may be appropriate to reflect the adoption <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of such Benchmark Replacement in a manner substantially consistent with market practice (or, if we or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee decides that adoption of any portion of such market practice is not administratively feasible or if we or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee determines that no market practice for use of the Benchmark Replacement exists, in such other manner as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we or our designee determines is reasonably practicable).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 245.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Date&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.34pt; position: absolute; text-decoration: none; white-space: pre;"> means the earliest to occur of the following events with respect to the then- <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">current Benchmark (including any daily published component used in the calculation thereof)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.47pt; position: absolute; text-decoration: none; white-space: pre;">of clause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.8pt; position: absolute; text-decoration: none; white-space: pre;">(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01pt; position: absolute; text-decoration: none; white-space: pre;">or (2)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.05pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.63pt; position: absolute; text-decoration: none; white-space: pre;">definition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.07pt; position: absolute; text-decoration: none; white-space: pre;">of &#8220;Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Transition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Event,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.57000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.12pt; position: absolute; text-decoration: none; white-space: pre;">later<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of (a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.9pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.48pt; position: absolute; text-decoration: none; white-space: pre;">public<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.86pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.23pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.23pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.88pt; position: absolute; text-decoration: none; white-space: pre;">referenced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.62pt; position: absolute; text-decoration: none; white-space: pre;">therein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.02pt; position: absolute; text-decoration: none; white-space: pre;">on which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.73000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.38pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.56pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.96000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.61pt; position: absolute; text-decoration: none; white-space: pre;">ceases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.76pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.36pt; position: absolute; text-decoration: none; white-space: pre;">(or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.64pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 330.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.47pt; position: absolute; text-decoration: none; white-space: pre;">of clause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.8pt; position: absolute; text-decoration: none; white-space: pre;">(3)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.59pt; position: absolute; text-decoration: none; white-space: pre;">definition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.03pt; position: absolute; text-decoration: none; white-space: pre;">of &#8220;Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.89pt; position: absolute; text-decoration: none; white-space: pre;">Transition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Event,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.26pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">public <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 342.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.95pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.6pt; position: absolute; text-decoration: none; white-space: pre;">referenced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">therein.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 363.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, if the event giving rise to the Benchmark Replacement Date occurs on the same <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 375.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">day as, but earlier than, the Reference Time in respect of any determination, the Benchmark Replacement Date will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be deemed to have occurred prior to the Reference Time for such determination.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 408.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Transition Event&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.72pt; position: absolute; text-decoration: none; white-space: pre;"> means the occurrence of one or more of the following events with respect to <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 420.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the then-current Benchmark (including the daily published component used in the calculation thereof)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 441.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by or on behalf<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.39pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.97pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.23pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.88pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 453.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.18pt; position: absolute; text-decoration: none; white-space: pre;">such component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">announcing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.51pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.03pt; position: absolute; text-decoration: none; white-space: pre;">such administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.76pt; position: absolute; text-decoration: none; white-space: pre;">has ceased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.74pt; position: absolute; text-decoration: none; white-space: pre;">or will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.65pt; position: absolute; text-decoration: none; white-space: pre;">cease<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.57pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.78pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.83pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.43pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.33000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.98pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">that,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.87pt; position: absolute; text-decoration: none; white-space: pre;">of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or publication,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.7pt; position: absolute; text-decoration: none; white-space: pre;">there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.42pt; position: absolute; text-decoration: none; white-space: pre;">no successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.07pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.72pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.24pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.27pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.62pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 489.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.57pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.78pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.3pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">supervisor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.07pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.07pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.28pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.93pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.68pt; position: absolute; text-decoration: none; white-space: pre;">central<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.44pt; position: absolute; text-decoration: none; white-space: pre;">bank for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.01pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.22pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 531.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">an insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.32pt; position: absolute; text-decoration: none; white-space: pre;">official<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.75pt; position: absolute; text-decoration: none; white-space: pre;">with jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.47pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.22pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.48pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.13pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.9pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 543.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">a resolution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.04pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.47pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.12pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.43pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.18pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.44000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.65pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.86pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 555.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">or a court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.89pt; position: absolute; text-decoration: none; white-space: pre;">or an entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.94pt; position: absolute; text-decoration: none; white-space: pre;">with similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.53pt; position: absolute; text-decoration: none; white-space: pre;">insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.37pt; position: absolute; text-decoration: none; white-space: pre;">or resolution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.76pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.74pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.63pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.84pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.59pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.19pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.4pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.05pt; position: absolute; text-decoration: none; white-space: pre;">which states<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.75pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.02pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.28pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 579.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.53pt; position: absolute; text-decoration: none; white-space: pre;">such component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.68pt; position: absolute; text-decoration: none; white-space: pre;">has ceased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.57pt; position: absolute; text-decoration: none; white-space: pre;">cease<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.73pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.64pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.6pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.68pt; position: absolute; text-decoration: none; white-space: pre;">that,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.7pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.45pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.2pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.49pt; position: absolute; text-decoration: none; white-space: pre;">of such statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458pt; position: absolute; text-decoration: none; white-space: pre;">or publication, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.23pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.44pt; position: absolute; text-decoration: none; white-space: pre;">no successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.23000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.74pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.26pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.39pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.99pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 615.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 633.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.3pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">supervisor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.07pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 645.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.07pt; position: absolute; text-decoration: none; white-space: pre;">announcing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.25pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.77pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.52pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.12pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">no longer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">representative.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 669.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Calculation Agent&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.81pt; position: absolute; text-decoration: none; white-space: pre;"> means the firm appointed by us prior to the commencement of the floating rate period. <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 681.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We or an affiliate of ours may assume the duties of the Calculation Agent.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-21<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Definitions&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.38pt; position: absolute; text-decoration: none; white-space: pre;"> means the 2006 ISDA Definitions published by ISDA, or any successor thereto, as <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">published from time to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Fallback Adjustment&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.44pt; position: absolute; text-decoration: none; white-space: pre;">means the spread adjustment (which may be a positive or negative value or zero) <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that would apply for derivatives transactions referencing the ISDA Definitions to be determined upon the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">occurrence of an index cessation event with respect to the Benchmark for the applicable tenor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Fallback Rate&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.79pt; position: absolute; text-decoration: none; white-space: pre;">means the rate that would apply for derivatives transactions referencing the ISDA <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Definitions to be effective upon the occurrence of an index cessation date with respect to the Benchmark for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable tenor excluding the applicable ISDA Fallback Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Reference Time&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> with respect to any determination of the Benchmark means (1) if the Benchmark is <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 218.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR, the SOFR Index Determination Time, as such time is defined above, and (2) if the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 230.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is not Compounded SOFR, the time determined by us or our designee in accordance with the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Conforming Changes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 263.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Relevant Governmental Body&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.46pt; position: absolute; text-decoration: none; white-space: pre;"> means the FRB and&#47;or the FRBNY, or a committee officially endorsed or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">convened by the FRB and&#47;or the FRBNY or any successor thereto.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 296.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Unadjusted Benchmark Replacement&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250pt; position: absolute; text-decoration: none; white-space: pre;"> means the Benchmark Replacement excluding the Benchmark <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.94pt; position: absolute; text-decoration: none; white-space: pre;">Ranking<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be senior unsecured obligations and will rank equally with all of our other unsecured and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unsubordinated indebtedness and will be effectively subordinated to our existing and future secured indebtedness, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the extent of the value of the collateral securing such indebtedness, and structurally subordinated to the existing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and future indebtedness of our subsidiaries. Because we are a holding company, our right to participate in any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distribution of the assets of our banking or nonbanking subsidiaries upon a subsidiary&#8217;s dissolution, winding-up, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liquidation or reorganization or otherwise, and thus the ability of a holder of Notes to benefit indirectly from such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distribution, is subject to prior claims of creditors of any such subsidiary, except to the extent that we may be a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditor of that subsidiary and our claims are recognized. There are legal limitations on the extent to which some of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">our subsidiaries, including Regions Bank, may extend credit, pay dividends or otherwise supply funds to, or engage <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in transactions with, us or some of our other subsidiaries. Our subsidiaries are separate and distinct legal entities and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have no obligation, contingent or otherwise, to pay amounts due under our contracts or otherwise to make any funds <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to us. Our subsidiaries may, without notice or consent of the holders of the Notes, incur additional debt <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 497.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and liabilities in the future, all of which would rank structurally senior to the Notes. As of June 30, 2024, our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries had, in the aggregate, outstanding debt and other liabilities, including deposits, of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 521.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.8pt; position: absolute; text-decoration: none; white-space: pre;">. All of such debt and other liabilities would rank structurally senior to the Notes in case of liquidation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise. As of June 30, 2024, Regions Financial Corporation (parent company only) had an aggregate of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 545.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179pt; position: absolute; text-decoration: none; white-space: pre;"> of outstanding senior debt and approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">$549 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;"> of outstanding subordinated <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and junior subordinated debt.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 578.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.18pt; position: absolute; text-decoration: none; white-space: pre;">Redemption<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On or after&#160; &#160; &#160; &#160; &#160; , 2025 (or, if additional Notes are issued after the original issue date, on or after the date that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is 181 days after the issue date of such additional Notes) and prior to&#160; &#160; &#160; &#160; &#160;  , 20&#160;  , we may redeem the Notes at our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">option, in whole or in part, at any time or from time to time, at a redemption price (expressed as a percentage of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">principal amount and rounded to three decimal places) equal to the greater of&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 647.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">1. (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72.72pt; position: absolute;">discounted to the redemption date (assuming the Notes to be redeemed matured on<font style="display: inline-block; height: 6.93pt; width: 29.27pt;"></font></font><font style="left: 432.72pt; position: absolute;">, 20<font style="display: inline-block; height: 6.93pt; width: 21pt;"></font></font><font style="left: 468.72pt; position: absolute;">) on a semi- <font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72.72pt; position: absolute;">annual basis (assuming a 360-day year consisting of twelve 30-day months) at the treasury rate plus<font style="display: inline-block; height: 6.93pt; width: 33.24pt;"></font></font><font style="left: 504.72pt; position: absolute;">basis <font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 683.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">points, less (b) interest accrued to the redemption date&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-22<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">2. 100% of the principal amount of the Notes to be redeemed&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">plus, in either case, accrued and unpaid interest thereon to, but excluding, the redemption date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 113.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, we may redeem the Notes at our option , in whole, but not in part, on&#160; &#160; &#160; &#160; &#160; &#160; &#160; , 20&#160;  at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption price equal to 100% of the aggregate principal amount of the Notes, plus accrued and unpaid interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereon, if any, to but excluding, the redemption date. Additionally, we may redeem the Notes at our option, in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">whole or in part, at any time or from time to time on or after&#160; &#160; &#160; &#160; &#160; &#160; , 20&#160;  at a redemption price equal to 100% of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">aggregate principal amount of the Notes being redeemed, plus accrued and unpaid interest thereon, if any, to, but <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">excluding, the redemption date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Treasury rate&#8221; means, with respect to any redemption date, the yield determined by us in accordance with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">following two paragraphs. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The treasury rate shall be determined by us after 4&#58;15 p.m., New York City time (or after such time as yields on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 239.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day preceding the redemption date based upon the yield or yields for the most recent day that appear after <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such time on such day in the most recent statistical release published by the Board of Governors of the Federal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Reserve System designated as &#8220;Selected Interest Rates (Daily) &#8211; H.15&#8221; (or any successor designation or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">publication) (&#8220;H.15&#8221;) under the caption &#8220;U.S. government securities&#8212;Treasury constant maturities&#8212;Nominal&#8221; (or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any successor caption or heading) (&#8220;H.15 TCM&#8221;). In determining the treasury rate, we shall select, as applicable&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(1) the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to&#160; &#160; &#160; &#160; &#160; &#160; &#160; , 20&#160;  (the &#8220;reset date&#8221;) (the &#8220;remaining life&#8221;)&#59; or (2) if there is no such Treasury constant maturity on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">H.15 exactly equal to the remaining life, the two yields&#8212;one yield corresponding to the Treasury constant maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on H.15 immediately shorter than and one yield corresponding to the Treasury constant maturity on H.15 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">immediately longer than the remaining life&#8212;and shall interpolate to the reset date on a straight-line basis (using the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">actual number of days) using such yields and rounding the result to three decimal places&#59; or (3) if there is no such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Treasury constant maturity on H.15 shorter than or longer than the remaining life, the yield for the single Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity on H.15 closest to the remaining life. For purposes of this paragraph, the applicable Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">months or years, as applicable, of such Treasury constant maturity from the redemption date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If on the third business day preceding the redemption date H.15 TCM is no longer published, we shall calculate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the treasury rate based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11&#58;00 a.m., <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">New York City time, on the second business day preceding such redemption date of the United States Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">security maturing on, or with a maturity that is closest to, the reset date, as applicable. If there is no United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Treasury security maturing on the reset date but there are two or more United States Treasury securities with a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date equally distant from the reset date, one with a maturity date preceding the reset date and one with a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date following the reset date, we shall select the United States Treasury security with a maturity date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding the reset date. If there are two or more United States Treasury securities maturing on the reset date or two <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or more United States Treasury securities meeting the criteria of the preceding sentence, we shall select from among <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">these two or more United States Treasury securities the United States Treasury security that is trading closest to par <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">based upon the average of the bid and asked prices for such United States Treasury securities at 11&#58;00 a.m., New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York City time. In determining the treasury rate in accordance with the terms of this paragraph, the semi-annual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">asked prices (expressed as a percentage of principal amount) at 11&#58;00 a.m., New York City time, of such United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 608.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States Treasury security, and rounded to three decimal places. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Our actions and determinations in determining the redemption price shall be conclusive and binding for all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes absent manifest error. Calculations and selections in the foregoing will be made by us or on our behalf by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">a person designated by us. The trustee shall have no obligation to confirm or verify any such calculation. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Notice of redemption will be sent by us or at our request in an officer&#8217;s certificate delivered to the trustee at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">least five business days before the requested date of delivery (or such shorter period of time as is satisfactory to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trustee) by the trustee by first class mail, by electronic transmission or, with respect to any global note, in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-23<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the applicable procedures of DTC, in the name and at the expense of Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation, to holders whose Notes are to be redeemed, at least 10 days, but not more than 60 days, before the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption date. The principal amount of any note remaining outstanding after redemption in part shall be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">minimum denominations of $2,000 or any integral multiple of $1,000 in excess thereof. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On and after the applicable redemption date, interest will cease to accrue on the Notes or any portion of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes called for redemption unless we default in the payment of the redemption price. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, we may at any time purchase Notes by tender, in the open market or by private agreement, subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to applicable law. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will not be subject to repayment at the option of the holder at any time prior to maturity and will not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be entitled to any sinking fund.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 221.17pt; position: absolute; text-decoration: none; white-space: pre;">Merger,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 255.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 258.37pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 317.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 320.35pt; position: absolute; text-decoration: none; white-space: pre;">or Sale of Assets<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may consolidate with, or sell, lease or otherwise transfer all or substantially all of our assets to, or merge <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with or into, any other corporation, trust or other entity provided that&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">we are<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.36pt; position: absolute; text-decoration: none; white-space: pre;">survivor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.25pt; position: absolute; text-decoration: none; white-space: pre;">merger,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.64pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.22pt; position: absolute; text-decoration: none; white-space: pre;">survivor,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.24pt; position: absolute; text-decoration: none; white-space: pre;">not us, is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">an entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">organized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.77pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">laws of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.46pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.86pt; position: absolute; text-decoration: none; white-space: pre;">or a state<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.04pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.78pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.18pt; position: absolute; text-decoration: none; white-space: pre;">and expressly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.45pt; position: absolute; text-decoration: none; white-space: pre;">assumes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">by supplemental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.99pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.74pt; position: absolute; text-decoration: none; white-space: pre;">due <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and punctual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.6pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.13pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.23pt; position: absolute; text-decoration: none; white-space: pre;">of and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.98pt; position: absolute; text-decoration: none; white-space: pre;">on all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">punctual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">performance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.75pt; position: absolute; text-decoration: none; white-space: pre;">and observance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.52pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.1pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.6pt; position: absolute; text-decoration: none; white-space: pre;">and conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.76pt; position: absolute; text-decoration: none; white-space: pre;">to be performed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.1pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">immediately<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.26pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.58pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.6pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.02pt; position: absolute; text-decoration: none; white-space: pre;">and treating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">any indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">becomes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of ours<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.43pt; position: absolute; text-decoration: none; white-space: pre;">or one of our subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as having<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.28pt; position: absolute; text-decoration: none; white-space: pre;">been incurred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.53pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.3pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.35pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.27pt; position: absolute; text-decoration: none; white-space: pre;">no event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.95pt; position: absolute; text-decoration: none; white-space: pre;">of default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.11pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467pt; position: absolute; text-decoration: none; white-space: pre;">and no event <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">which, after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.03pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.56pt; position: absolute; text-decoration: none; white-space: pre;">lapse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; position: absolute; text-decoration: none; white-space: pre;">of time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.25pt; position: absolute; text-decoration: none; white-space: pre;">or both, would become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.95pt; position: absolute; text-decoration: none; white-space: pre;">an event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.72pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.13pt; position: absolute; text-decoration: none; white-space: pre;">have occurred <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and be continuing&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.87pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.41pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.99pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.91pt; position: absolute; text-decoration: none; white-space: pre;">our property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.15pt; position: absolute; text-decoration: none; white-space: pre;">or assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">would be subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to a mortgage,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.12pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">lien, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.94pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.93pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.84pt; position: absolute; text-decoration: none; white-space: pre;">encumbrance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.69pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">would not be permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.77pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">we or such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.61pt; position: absolute; text-decoration: none; white-space: pre;">person,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.31pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.88pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.61pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">be, shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.2pt; position: absolute; text-decoration: none; white-space: pre;">take<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.38pt; position: absolute; text-decoration: none; white-space: pre;">steps<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.24pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.99pt; position: absolute; text-decoration: none; white-space: pre;">Notes equally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.75pt; position: absolute; text-decoration: none; white-space: pre;">and ratably<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.01pt; position: absolute; text-decoration: none; white-space: pre;">with all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.93pt; position: absolute; text-decoration: none; white-space: pre;">secured<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.99pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.01pt; position: absolute; text-decoration: none; white-space: pre;">transaction&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.6pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.25pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 469.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">certain<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.56pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.79pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.31pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.05pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.93pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.95pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.02pt; position: absolute; text-decoration: none; white-space: pre;">met.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 490.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Upon any such consolidation, merger, or sale, the successor corporation formed, or into which we are merged <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 502.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or to which we are sold, shall succeed to, and be substituted for, us under the indenture.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 523.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This covenant would not apply to any recapitalization transaction, change of control of us or a transaction in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 535.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which we incur a large amount of additional debt unless the transactions or change of control included a merger or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 547.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidation or transfer of all or substantially all of our assets. There are no covenants or other provisions in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 559.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indenture providing for a put or increased interest or that would otherwise afford holders of the Notes additional <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 571.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">protection in the event of a recapitalization transaction, a change of control of us or a transaction in which we incur <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 583.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or acquire a large amount of additional debt.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 604.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Although there is a limited body of case law interpreting the phrase &#8220;substantially all,&#8221; there is no precise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 616.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">established definition of the phrase under applicable law. Accordingly, in certain circumstances there may be a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">degree of uncertainty as to whether a particular transaction would involve &#8220;all or substantially all&#8221; of the property or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets of a person.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 661.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.14pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 300.43pt; position: absolute; text-decoration: none; white-space: pre;">Covenants<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 682.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Existence.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.47pt; position: absolute; text-decoration: none; white-space: pre;"> Except as permitted under &#8220;&#8212;Merger, Consolidation or Sale of Assets&#8221; above, we will do or cause <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 694.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to be done all things necessary to preserve and keep our and our subsidiaries&#8217; legal existence, rights and franchises <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-24<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in full force and effect&#59; provided, however, that we will not be required to preserve any right or franchise if we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determine that the preservation of that right or franchise is no longer desirable in the conduct of our and our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries&#8217; business as a whole and that its loss is not disadvantageous in any material respect to the holders of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Maintenance of Properties. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.82pt; position: absolute; text-decoration: none; white-space: pre;">We will cause all of our material properties used or useful in the conduct of our <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business or the business of any of our subsidiaries to be maintained and kept in good condition, repair and working <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">order and supplied with all necessary equipment and we will cause to be made all necessary repairs, renewals, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">replacements, betterments and improvements for those properties, as we in our judgment believe is necessary so <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that we may carry on the business related to those properties properly and advantageously at all times&#59; provided, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">however, that we will not be prevented from selling or otherwise disposing of our properties or the properties of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries in the ordinary course of business.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment of Taxes and Other Claims. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.87pt; position: absolute; text-decoration: none; white-space: pre;">We will pay or discharge, or cause to be paid or discharged, before they <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become delinquent&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 259.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">taxes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.81pt; position: absolute; text-decoration: none; white-space: pre;">assessments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.69pt; position: absolute; text-decoration: none; white-space: pre;">and governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15pt; position: absolute; text-decoration: none; white-space: pre;">charges<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">levied<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.4pt; position: absolute; text-decoration: none; white-space: pre;">upon us or any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.73pt; position: absolute; text-decoration: none; white-space: pre;">of ours<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.33pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 271.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">upon our income,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.5pt; position: absolute; text-decoration: none; white-space: pre;">profits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.59pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.19pt; position: absolute; text-decoration: none; white-space: pre;">or property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.43pt; position: absolute; text-decoration: none; white-space: pre;">or that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.78pt; position: absolute; text-decoration: none; white-space: pre;">of any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.22pt; position: absolute; text-decoration: none; white-space: pre;">of ours&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 288.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">lawful<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.31pt; position: absolute; text-decoration: none; white-space: pre;">claims<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.97pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.18pt; position: absolute; text-decoration: none; white-space: pre;">labor,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.76pt; position: absolute; text-decoration: none; white-space: pre;">materials<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266pt; position: absolute; text-decoration: none; white-space: pre;">and supplies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.23pt; position: absolute; text-decoration: none; white-space: pre;">which, if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.3pt; position: absolute; text-decoration: none; white-space: pre;">unpaid,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">might<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by law become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">a lien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.89pt; position: absolute; text-decoration: none; white-space: pre;">upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 300.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">our property<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.96pt; position: absolute; text-decoration: none; white-space: pre;">or any subsidiary<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.4pt; position: absolute; text-decoration: none; white-space: pre;">of ours&#59;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 274.77pt; position: absolute; text-decoration: none; white-space: pre;">provided,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 312.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">however, <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.18pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.7pt; position: absolute; text-decoration: none; white-space: pre;">we will<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">not be required<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.02pt; position: absolute; text-decoration: none; white-space: pre;">to pay or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 312.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">or cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.16pt; position: absolute; text-decoration: none; white-space: pre;">to be paid<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.11pt; position: absolute; text-decoration: none; white-space: pre;">or discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.82pt; position: absolute; text-decoration: none; white-space: pre;">any tax,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327pt; position: absolute; text-decoration: none; white-space: pre;">assessment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.49pt; position: absolute; text-decoration: none; white-space: pre;">charge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or claim<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.26pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.01pt; position: absolute; text-decoration: none; white-space: pre;">amount, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 324.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">applicability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; text-decoration: none; white-space: pre;">or validity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.22pt; position: absolute; text-decoration: none; white-space: pre;">of which is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.18pt; position: absolute; text-decoration: none; white-space: pre;">being<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.93pt; position: absolute; text-decoration: none; white-space: pre;">contested<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.25pt; position: absolute; text-decoration: none; white-space: pre;">in good faith<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.87pt; position: absolute; text-decoration: none; white-space: pre;">by appropriate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">proceedings.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 351.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Provision of Financial Information.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.93pt; position: absolute; text-decoration: none; white-space: pre;"> Whether or not we are subject to Section 13 or 15(d) of the Exchange Act, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 363.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we will cause to be filed with the SEC the annual reports, quarterly reports and other documents which we would be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 375.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">required to file pursuant to Section 13 or 15(d) of the Exchange Act on or prior to the respective dates by which we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are or would be required to file such documents if we were so subject. We will also&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 408.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">file<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.57pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.8pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.87pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.45pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.63pt; position: absolute; text-decoration: none; white-space: pre;">reports,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.48pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.14pt; position: absolute; text-decoration: none; white-space: pre;">reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.49pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.5pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.86pt; position: absolute; text-decoration: none; white-space: pre;">we are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.75pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 420.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">would be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">to file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.15pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.60999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.16pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.93pt; position: absolute; text-decoration: none; white-space: pre;">pursuant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.9pt; position: absolute; text-decoration: none; white-space: pre;">to Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.68pt; position: absolute; text-decoration: none; white-space: pre;">13 or 15(d)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.22pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Act within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.69pt; position: absolute; text-decoration: none; white-space: pre;">15 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 432.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">days of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.12pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.3pt; position: absolute; text-decoration: none; white-space: pre;">by which such documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.38pt; position: absolute; text-decoration: none; white-space: pre;">would have been required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.48pt; position: absolute; text-decoration: none; white-space: pre;">to be filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.53pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">SEC&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 444.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">provided,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 155.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 158.29pt; position: absolute; text-decoration: none; white-space: pre;">however, <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.13pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.65pt; position: absolute; text-decoration: none; white-space: pre;">a failure<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.24pt; position: absolute; text-decoration: none; white-space: pre;">to file<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.36pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.43pt; position: absolute; text-decoration: none; white-space: pre;">of any such reports<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.36pt; position: absolute; text-decoration: none; white-space: pre;">or documents<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.03pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.26pt; position: absolute; text-decoration: none; white-space: pre;">shall <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 456.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">not give<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.74pt; position: absolute; text-decoration: none; white-space: pre;">rise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.71pt; position: absolute; text-decoration: none; white-space: pre;">to any right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to accelerate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.48pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.13pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.88pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.76pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.80999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes as described <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 468.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">in &#8220;&#8212;Events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.16pt; position: absolute; text-decoration: none; white-space: pre;">of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.99pt; position: absolute; text-decoration: none; white-space: pre;">Notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.16pt; position: absolute; text-decoration: none; white-space: pre;">and Waiver&#59;&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.28pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 486.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.37pt; position: absolute; text-decoration: none; white-space: pre;">filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.61pt; position: absolute; text-decoration: none; white-space: pre;">such documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.28pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.05pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; position: absolute; text-decoration: none; white-space: pre;">not permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.4pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Act, promptly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.01pt; position: absolute; text-decoration: none; white-space: pre;">upon written <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 498.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.12pt; position: absolute; text-decoration: none; white-space: pre;">and payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">reasonable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.89pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.53pt; position: absolute; text-decoration: none; white-space: pre;">of duplication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.9pt; position: absolute; text-decoration: none; white-space: pre;">and delivery,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">supply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.87pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.56pt; position: absolute; text-decoration: none; white-space: pre;">to any holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.84pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 534.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Waiver of Certain Covenants.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.04pt; position: absolute; text-decoration: none; white-space: pre;"> We may choose not to comply with any term, provision or condition of the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">foregoing covenants, or with certain other terms, provisions or conditions with respect to the Notes (except any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such term, provision or condition which could not be amended without the consent of all holders of the Notes), if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">before or after the time for compliance with the covenant, term, provision or condition, the holders of at least a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 582.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">majority in principal amount of the Notes either waive compliance in that instance or generally waive compliance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with that covenant or condition. Unless the holders of the Notes expressly waive compliance with a covenant and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 606.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the waiver has become effective, our obligations and the duties of the trustee in respect of the term, provision, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 618.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">condition will remain in full force and effect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 639.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Sale or Issuance of Capital Stock in Principal Subsidiary Bank. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">We will not be permitted, pursuant to the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 651.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">covenants in the indenture, directly or indirectly, to do any of the following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 77.22pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 95.22pt; position: absolute;">sell,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.13pt; position: absolute; text-decoration: none; white-space: pre;">assign,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.16pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.84pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.95pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">dispose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.7pt; position: absolute; text-decoration: none; white-space: pre;">of or permit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.03pt; position: absolute; text-decoration: none; white-space: pre;">to be issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.76pt; position: absolute; text-decoration: none; white-space: pre;">any shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.24pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.88pt; position: absolute; text-decoration: none; white-space: pre;">of a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.32pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177pt; position: absolute; text-decoration: none; white-space: pre;">bank or any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.05pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to such capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">stock, unless,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 702.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.50999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.11pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.2pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.31pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.73pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.93pt; position: absolute; text-decoration: none; white-space: pre;">to be issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">upon conversion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of such securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.91999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-25<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">exercise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.53pt; position: absolute; text-decoration: none; white-space: pre;">of such rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.49pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.1pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.3pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.44pt; position: absolute; text-decoration: none; white-space: pre;">we will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.99pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">least 80% of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.45pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.97pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.64pt; position: absolute; text-decoration: none; white-space: pre;">of each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.31pt; position: absolute; text-decoration: none; white-space: pre;">class<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.27pt; position: absolute; text-decoration: none; white-space: pre;">of that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.62pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.4pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.15pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 101.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 77.22pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 95.22pt; position: absolute; width: 70.17pt;">pay any dividend<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.61pt; position: absolute; text-decoration: none; white-space: pre; width: 33.13pt;">or make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 38.13pt;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.31pt; position: absolute; text-decoration: none; white-space: pre; width: 46.07pt;">distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 3.32pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.7pt; position: absolute; text-decoration: none; white-space: pre; width: 37.54pt;">in capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.51pt; position: absolute; text-decoration: none; white-space: pre; width: 21.09pt;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.82000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 54.6pt;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.69000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.03999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 65.45pt;">bank, unless the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.61pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.57999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 81.19pt;">bank to which the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 5.84pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.61pt; position: absolute; text-decoration: none; white-space: pre; width: 43.82pt;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.32pt; position: absolute; text-decoration: none; white-space: pre; width: 28.55pt;">relates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.76pt; position: absolute; text-decoration: none; white-space: pre; width: 18.29pt;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.94000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 37.74pt;">obtaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 5.84pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.52pt; position: absolute; text-decoration: none; white-space: pre; width: 59.05pt;">any necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.46000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 41.06pt;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.52pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 125.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre; width: 41.35pt;">approvals,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.12pt; position: absolute; text-decoration: none; white-space: pre; width: 62.71pt;">unconditionally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.43pt; position: absolute; text-decoration: none; white-space: pre; width: 42.71pt;">guarantees<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.74pt; position: absolute; text-decoration: none; white-space: pre; width: 34.4pt;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.69pt; position: absolute; text-decoration: none; white-space: pre; width: 23.03pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.27pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.37pt; position: absolute; text-decoration: none; white-space: pre; width: 46.32pt;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.28999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 24.7pt;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.53999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 25.81pt;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The term &#8220;principal subsidiary bank&#8221; means any subsidiary bank, the consolidated assets of which constitute <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">50% or more of our consolidated assets. As of the date of this prospectus supplement, our principal subsidiary bank <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is Regions Bank. The indenture does not restrict the ability of the principal subsidiary bank to sell or dispose of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.16pt; position: absolute; text-decoration: none; white-space: pre;">covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.79pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; position: absolute; text-decoration: none; white-space: pre;">however, does not prohibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.36pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.87pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 225.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">any dispositions<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185pt; position: absolute; text-decoration: none; white-space: pre;">or dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.24pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.85pt; position: absolute; text-decoration: none; white-space: pre;">bank acting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.73pt; position: absolute; text-decoration: none; white-space: pre;">in a fiduciary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">capacity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.93pt; position: absolute; text-decoration: none; white-space: pre;">any person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.06pt; position: absolute; text-decoration: none; white-space: pre;">or entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.18pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.26pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.01pt; position: absolute; text-decoration: none; white-space: pre;">us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.26pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">bank or to us or any of our wholly- <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 249.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">owned subsidiaries&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 267.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">merger<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.36pt; position: absolute; text-decoration: none; white-space: pre;">or consolidation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.62pt; position: absolute; text-decoration: none; white-space: pre;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.48pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">bank with and into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.37pt; position: absolute; text-decoration: none; white-space: pre;">another<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.88pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.98pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 279.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">of shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.6pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.52pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of a principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.4pt; position: absolute; text-decoration: none; white-space: pre;">bank made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.51pt; position: absolute; text-decoration: none; white-space: pre;">by us or any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">where&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 324.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">made,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.14pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">minimum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.61pt; position: absolute; text-decoration: none; white-space: pre;">amount <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 336.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.61pt; position: absolute; text-decoration: none; white-space: pre;">by law, to any person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.14pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.89pt; position: absolute; text-decoration: none; white-space: pre;">purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">qualification<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of such person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.64pt; position: absolute; text-decoration: none; white-space: pre;">to serve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 348.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">director&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 367.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.64pt; position: absolute; text-decoration: none; white-space: pre;">in compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">with an order<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; position: absolute; text-decoration: none; white-space: pre;">of a court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 534.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 379.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.21pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.88pt; position: absolute; text-decoration: none; white-space: pre;">of competent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.40999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.06pt; position: absolute; text-decoration: none; white-space: pre;">or as a condition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by any such court or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.38pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.05pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.07pt; position: absolute; text-decoration: none; white-space: pre;">acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.5pt; position: absolute; text-decoration: none; white-space: pre;">by us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.25pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">bank, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.66pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.73pt; position: absolute; text-decoration: none; white-space: pre;">corporation,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.89pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.2pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.11pt; position: absolute; text-decoration: none; white-space: pre;">entity&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 421.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.65pt; position: absolute; text-decoration: none; white-space: pre;">securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.25pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.34pt; position: absolute; text-decoration: none; white-space: pre;">or rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.45pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.63pt; position: absolute; text-decoration: none; white-space: pre;">bank, so long as&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 451.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute; width: 83.43pt;">any such transaction<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.18pt; position: absolute; text-decoration: none; white-space: pre; width: 6.66pt;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.32pt; position: absolute; text-decoration: none; white-space: pre; width: 21.63pt;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.43pt; position: absolute; text-decoration: none; white-space: pre; width: 11.66pt;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.57pt; position: absolute; text-decoration: none; white-space: pre; width: 13.86pt;">fair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.90999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 27.73pt;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.16999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 21.63pt;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.28pt; position: absolute; text-decoration: none; white-space: pre; width: 56.68pt;">as determined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.49pt; position: absolute; text-decoration: none; white-space: pre; width: 52.95pt;">by our board<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.91999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 46.71pt;">of directors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.15999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 23.96pt;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 463.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre; width: 22.76pt;">board<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.74pt; position: absolute; text-decoration: none; white-space: pre; width: 45.99pt;">of directors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; position: absolute; text-decoration: none; white-space: pre; width: 23.24pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.54pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.85pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.74pt; position: absolute; text-decoration: none; white-space: pre; width: 60.46pt;">bank disposing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.96000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 57.61pt;">of such voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.57000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 21.09pt;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.17999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 71.99pt;">or other securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.17pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 475.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre; width: 36.09pt;">or rights,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.86pt; position: absolute; text-decoration: none; white-space: pre; width: 14.43pt;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">after<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.11pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.2pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to such transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.03pt; position: absolute; text-decoration: none; white-space: pre;">and to any potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.7pt; position: absolute; text-decoration: none; white-space: pre;">dilution,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.88pt; position: absolute; text-decoration: none; white-space: pre;">we and our directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.89pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">indirectly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.09pt; position: absolute; text-decoration: none; white-space: pre;">wholly-owned<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.38pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.2pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.28pt; position: absolute; text-decoration: none; white-space: pre;">own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.6pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.39pt; position: absolute; text-decoration: none; white-space: pre;">80% of the voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.86pt; position: absolute; text-decoration: none; white-space: pre;">of such principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.61pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">any of our principal<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.91pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">banks selling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.64pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.18pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.62pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.26pt; position: absolute; text-decoration: none; white-space: pre;">to its shareholders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.97pt; position: absolute; text-decoration: none; white-space: pre;">any price,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.91pt; position: absolute; text-decoration: none; white-space: pre;">so long as immediately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.95pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">such sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; position: absolute; text-decoration: none; white-space: pre;">we own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.9pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.65pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.49pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">great<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.73pt; position: absolute; text-decoration: none; white-space: pre;">a percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.51pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.09pt; position: absolute; text-decoration: none; white-space: pre;">voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.18pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.82pt; position: absolute; text-decoration: none; white-space: pre;">of such subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.15pt; position: absolute; text-decoration: none; white-space: pre;">bank as we owned prior<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to such sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.76pt; position: absolute; text-decoration: none; white-space: pre;">shares&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.1pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">a pledge<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.51pt; position: absolute; text-decoration: none; white-space: pre;">or a lien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.79pt; position: absolute; text-decoration: none; white-space: pre;">created<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.60999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.18pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">extensions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.87pt; position: absolute; text-decoration: none; white-space: pre;">of credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.03pt; position: absolute; text-decoration: none; white-space: pre;">by a principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.9pt; position: absolute; text-decoration: none; white-space: pre;">bank subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.45pt; position: absolute; text-decoration: none; white-space: pre;">23A of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.75pt; position: absolute; text-decoration: none; white-space: pre;">Federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">Reserve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.97pt; position: absolute; text-decoration: none; white-space: pre;">Act.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 627.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 226.22pt; position: absolute; text-decoration: none; white-space: pre;">Events of Default,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 302.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.11pt; position: absolute; text-decoration: none; white-space: pre;">Notice<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 332.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 334.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and Waiver<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Each of the following &#8220;Events of Default&#8221; set forth in the indenture will be applicable to the Notes&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 673.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160;  we fail for 30 days to pay any installment of interest payable on the Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 694.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(2)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">we fail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.73pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.68pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.78pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">Notes when due&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-26<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 77.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(3)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">we default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">performance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.31pt; position: absolute; text-decoration: none; white-space: pre;">of or breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.14pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.15pt; position: absolute; text-decoration: none; white-space: pre;">covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.76pt; position: absolute; text-decoration: none; white-space: pre;">or agreement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.78pt; position: absolute; text-decoration: none; white-space: pre;">we made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.11pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.13pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 89.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.86pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.88pt; position: absolute; text-decoration: none; white-space: pre;">Notes, which has continued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.88pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">60 days after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.14pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">as provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.99pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 101.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.23pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.24pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.57pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.82pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.62pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.01pt; position: absolute; text-decoration: none; white-space: pre;">25% in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.73pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 113.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 88.72pt; position: absolute; text-decoration: none; white-space: pre;">(4)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 105.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.73pt; position: absolute; text-decoration: none; white-space: pre;">we default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">a bond, debenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.89pt; position: absolute; text-decoration: none; white-space: pre;">note<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.64pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.55pt; position: absolute; text-decoration: none; white-space: pre;">evidence<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.63pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">money<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">borrowed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.24pt; position: absolute; text-decoration: none; white-space: pre;">has a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.09pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.61pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.36pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.57pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.65pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.4pt; position: absolute; text-decoration: none; white-space: pre;">$50 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.35pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.76pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.51pt; position: absolute; text-decoration: none; white-space: pre;">non-recourse <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 156.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.26pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.57pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.11pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.69pt; position: absolute; text-decoration: none; white-space: pre;">instrument<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.02pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">which the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or secured, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 168.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">which default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.97pt; position: absolute; text-decoration: none; white-space: pre;">has caused<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.48pt; position: absolute; text-decoration: none; white-space: pre;">to become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.36pt; position: absolute; text-decoration: none; white-space: pre;">due and payable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">earlier<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.76pt; position: absolute; text-decoration: none; white-space: pre;">would otherwise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 180.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">have become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.69pt; position: absolute; text-decoration: none; white-space: pre;">due and payable,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.66pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has not been rescinded<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or annulled,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 192.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.93pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.14pt; position: absolute; text-decoration: none; white-space: pre;">discharged,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; position: absolute; text-decoration: none; white-space: pre;">deposited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.49pt; position: absolute; text-decoration: none; white-space: pre;">enough money<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.8pt; position: absolute; text-decoration: none; white-space: pre;">30 days after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.01pt; position: absolute; text-decoration: none; white-space: pre;">written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.85pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; position: absolute; text-decoration: none; white-space: pre;">was provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to us by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.63pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.6pt; position: absolute; text-decoration: none; white-space: pre;">of at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.02pt; position: absolute; text-decoration: none; white-space: pre;">25% in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.82pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.34pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes in accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.51pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.52pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.62pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 234.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(5)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.49pt; position: absolute; text-decoration: none; white-space: pre;">events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.56pt; position: absolute; text-decoration: none; white-space: pre;">of bankruptcy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.4pt; position: absolute; text-decoration: none; white-space: pre;">insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.24pt; position: absolute; text-decoration: none; white-space: pre;">or reorganization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of us or our principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.39pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">bank occur.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 259.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">If<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.93pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.7pt; position: absolute; text-decoration: none; white-space: pre;">ere is a continuing Event of Default under the indenture with respect to the Notes (except for an Event <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 271.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">of Default described in clause (3) above triggered by a failure on our part to file with the trustee copies of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 283.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">annual reports, quarterly reports and other documents that we are or would be required to file with the SEC <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 295.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">pursuant to Section 13 or 15(d) of the Exchange Act), then the trustee or the holders of not less than 25% of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 307.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">total principal amount of the Notes may declare immediately due and payable the principal amount of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 328.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">However, at any time after a declaration of acceleration with respect to the Notes then outstanding has been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 340.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">made, but before a judgment or decree for payment of the money due has been obtained by the trustee, the holders <font style="display: inline-block; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.28pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.29pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.51pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.03pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">payments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; 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text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.06pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">lawful,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; 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white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">fees,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">expenses, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">disbursements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.54pt; position: absolute; text-decoration: none; white-space: pre;">and advances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.63pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 421.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">Events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.98pt; position: absolute; text-decoration: none; white-space: pre;">of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.81pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.89pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.39pt; position: absolute; text-decoration: none; white-space: pre;">nonpayment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of accelerated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.04999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.38pt; position: absolute; text-decoration: none; white-space: pre;">Notes, have been cured <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or waived as provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.8pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.82pt; position: absolute; text-decoration: none; white-space: pre;">indenture.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 454.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture also provides that the holders of not less than a majority in principal amount of the Notes may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 466.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">waive any past default with respect to the Notes and its consequences, except a default consisting of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 487.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">our failure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.21pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.16pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.26pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a default<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.98pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.48000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to a covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.89pt; position: absolute; text-decoration: none; white-space: pre;">or provision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.03pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; position: absolute; text-decoration: none; white-space: pre;">cannot<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be modified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">amended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.41pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.16pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.81pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.78pt; position: absolute; text-decoration: none; white-space: pre;">of each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.45pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Note.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The trustee is generally required to give notice to the holders of the Notes within 90 days of a default of which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the trustee has actual knowledge under the indenture unless the default has been cured or waived.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture provides that no holder of the Notes may institute a proceeding with respect to the indenture or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for any remedy under the indenture, unless such holder has previously given notice to the trustee of an Event of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Default and the trustee fails to act for 60 days after&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">it<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.81pt; position: absolute; text-decoration: none; white-space: pre;">has received<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.05pt; position: absolute; text-decoration: none; white-space: pre;">a written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.82pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.22pt; position: absolute; text-decoration: none; white-space: pre;">to institute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; position: absolute; text-decoration: none; white-space: pre;">proceedings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.14pt; position: absolute; text-decoration: none; white-space: pre;">in respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of an Event of Default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.69pt; position: absolute; text-decoration: none; white-space: pre;">of not less<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07pt; position: absolute; text-decoration: none; white-space: pre;">25% in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.27pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.37pt; position: absolute; text-decoration: none; white-space: pre;">Notes, as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.24pt; position: absolute; text-decoration: none; white-space: pre;">as an offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of indemnity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">satisfactory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.41pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.43pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">no direction<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.32pt; position: absolute; text-decoration: none; white-space: pre;">inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.64pt; position: absolute; text-decoration: none; white-space: pre;">with such written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.56pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has been given<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.89pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.13pt; position: absolute; text-decoration: none; white-space: pre;">during<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.78pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">60-day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">period<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.8pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.05pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of a majority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.22pt; position: absolute; text-decoration: none; white-space: pre;">in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.11pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.69pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-27<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Subject to provisions in the indenture relating to the trustee&#8217;s duties in case of default, the trustee is not under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an obligation to exercise any of its rights or powers under the indenture at the request or direction of any holders of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, unless the holders of the Notes have offered to the trustee security or indemnity satisfactory to it. Subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to these provisions for the indemnification of the trustee, the holders of not less than a majority in principal amount <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the Notes will have the right to direct the time, method and place of conducting any proceeding for any remedy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to the trustee, or of exercising any trust or power conferred upon the trustee. However, the trustee may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">refuse to follow any direction which is in conflict with any law or the indenture, which may involve the trustee in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">personal liability or which may be unduly prejudicial to the holders of the Notes not joining in the direction.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Within 120 days after the close of each fiscal year, we must deliver to the trustee a certificate, signed by one of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">several specified officers, stating such officer&#8217;s knowledge of our compliance with all the conditions and covenants <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under the indenture and, in the event of any noncompliance, specifying such noncompliance and the nature and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">status of the noncompliance.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 241.8pt; position: absolute; text-decoration: none; white-space: pre;">Modification<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 299.35pt; position: absolute; text-decoration: none; white-space: pre;">of the Indenture<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Modification and amendment of the indenture may be made only with the consent of the holders of not less <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">than a majority in principal amount of the Notes. However, no modification or amendment may, without the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consent of each holder affected thereby, do any of the following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 304.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">change<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.31pt; position: absolute; text-decoration: none; white-space: pre;">stated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">maturity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.59pt; position: absolute; text-decoration: none; white-space: pre;">or due date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.53pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.11pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.86pt; position: absolute; text-decoration: none; white-space: pre;">payable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.47pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes or change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.2pt; position: absolute; text-decoration: none; white-space: pre;">any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">place<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.11pt; position: absolute; text-decoration: none; white-space: pre;">where or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.6pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.1pt; position: absolute; text-decoration: none; white-space: pre;">in which such principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.13pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">payable&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.74pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; position: absolute; text-decoration: none; white-space: pre;">of or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.18pt; position: absolute; text-decoration: none; white-space: pre;">or amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.53pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.35pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.6pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">impair<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.14pt; position: absolute; text-decoration: none; white-space: pre;">right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.56pt; position: absolute; text-decoration: none; white-space: pre;">to institute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.6pt; position: absolute; text-decoration: none; white-space: pre;">suit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.58pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">enforcement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.06pt; position: absolute; text-decoration: none; white-space: pre;">of any payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.77pt; position: absolute; text-decoration: none; white-space: pre;">on or with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.24pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.26pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.49pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.07pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.62pt; position: absolute; text-decoration: none; white-space: pre;">Notes necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.86pt; position: absolute; text-decoration: none; white-space: pre;">to modify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or amend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.14pt; position: absolute; text-decoration: none; white-space: pre;">to waive <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.35pt; position: absolute; text-decoration: none; white-space: pre;">with certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.37pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.62pt; position: absolute; text-decoration: none; white-space: pre;">thereof<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.51pt; position: absolute; text-decoration: none; white-space: pre;">or certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.1pt; position: absolute; text-decoration: none; white-space: pre;">defaults<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.32pt; position: absolute; text-decoration: none; white-space: pre;">and consequences<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.73pt; position: absolute; text-decoration: none; white-space: pre;">thereunder,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 393.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">quorum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.29pt; position: absolute; text-decoration: none; white-space: pre;">or voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.01pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.39pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.51pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">modify<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.14pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.65pt; position: absolute; text-decoration: none; white-space: pre;">foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.31pt; position: absolute; text-decoration: none; white-space: pre;">or any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.65pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.9pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.02pt; position: absolute; text-decoration: none; white-space: pre;">waiver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.75pt; position: absolute; text-decoration: none; white-space: pre;">of certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">past <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">defaults<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.94pt; position: absolute; text-decoration: none; white-space: pre;">or certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.53pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.03pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.19pt; position: absolute; text-decoration: none; white-space: pre;">Notes, except<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.11pt; position: absolute; text-decoration: none; white-space: pre;">to increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">such action<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.81pt; position: absolute; text-decoration: none; white-space: pre;">or to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.99pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.51pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.27pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.35pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.6pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.35pt; position: absolute; text-decoration: none; white-space: pre;">not be modified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.22pt; position: absolute; text-decoration: none; white-space: pre;">or waived without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.48pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.79pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.37pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.34pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 470.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the trustee may modify or amend the indenture, without the consent of any holder of the Notes for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the following purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to evidence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.78pt; position: absolute; text-decoration: none; white-space: pre;">succession<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.11pt; position: absolute; text-decoration: none; white-space: pre;">of another<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.45pt; position: absolute; text-decoration: none; white-space: pre;">person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.65pt; position: absolute; text-decoration: none; white-space: pre;">to us as obligor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.61pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 528.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add to the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.94pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.44pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.4pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.73pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.31pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.28pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.86pt; position: absolute; text-decoration: none; white-space: pre;">Notes or to surrender<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.11pt; position: absolute; text-decoration: none; white-space: pre;">any right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or power <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">conferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">upon us in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.51pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add Events<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.66pt; position: absolute; text-decoration: none; white-space: pre;">of Default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.99pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.2pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.95pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.86pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add or change<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.59pt; position: absolute; text-decoration: none; white-space: pre;">any provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.77pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.35pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.68pt; position: absolute; text-decoration: none; white-space: pre;">to facilitate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.85pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.5pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.25pt; position: absolute; text-decoration: none; white-space: pre;">issuance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.64pt; position: absolute; text-decoration: none; white-space: pre;">of Notes in bearer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">form,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.53pt; position: absolute; text-decoration: none; white-space: pre;">or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 589.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">permit<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.39pt; position: absolute; text-decoration: none; white-space: pre;">or facilitate<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.12pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">issuance<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.91pt; position: absolute; text-decoration: none; white-space: pre;">of Notes in uncertificated<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.71000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.36pt; position: absolute; text-decoration: none; white-space: pre;">form,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 374.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 410.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">such action<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.61pt; position: absolute; text-decoration: none; white-space: pre;">not <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 601.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.13pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.1pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.68pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">respect.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">For the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">avoidance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.6pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 613.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">doubt, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.24pt; position: absolute; text-decoration: none; white-space: pre;">Notes will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.13pt; position: absolute; text-decoration: none; white-space: pre;">not be exchangeable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.28pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.49pt; position: absolute; text-decoration: none; white-space: pre;">any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.13pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.78pt; position: absolute; text-decoration: none; white-space: pre;">in bearer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.53pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.75pt; position: absolute; text-decoration: none; white-space: pre;">not registered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 625.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">as to principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.91pt; position: absolute; text-decoration: none; white-space: pre;">or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.94pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.72pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.17pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">purposes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 644.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.94pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add, change<font style="display: inline-block; height: 6.94pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.26pt; position: absolute; text-decoration: none; white-space: pre;">or eliminate<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.23000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.88pt; position: absolute; text-decoration: none; white-space: pre;">any provisions<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.06pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 358.47pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 393.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">any such addition,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.6pt; position: absolute; text-decoration: none; white-space: pre;">change<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.44pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">elimination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.2pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.85pt; position: absolute; text-decoration: none; white-space: pre;">shall&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">neither<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.69pt; position: absolute; text-decoration: none; white-space: pre;">apply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.44pt; position: absolute; text-decoration: none; white-space: pre;">to any Note created<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.98pt; position: absolute; text-decoration: none; white-space: pre;">prior<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.98pt; position: absolute; text-decoration: none; white-space: pre;">execution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.36pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">supplemental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">effectuating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.06pt; position: absolute; text-decoration: none; white-space: pre;">such addition,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.51pt; position: absolute; text-decoration: none; white-space: pre;">or elimination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.47pt; position: absolute; text-decoration: none; white-space: pre;">and entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.94pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of such provision,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.75pt; position: absolute; text-decoration: none; white-space: pre;">nor <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-28<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.93pt; position: absolute; text-decoration: none; white-space: pre;">modify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.35pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.1pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.41pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.99pt; position: absolute; text-decoration: none; white-space: pre;">holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.07pt; position: absolute; text-decoration: none; white-space: pre;">of such Note with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.78pt; position: absolute; text-decoration: none; white-space: pre;">to such provision,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or become <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">effective<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.24pt; position: absolute; text-decoration: none; white-space: pre;">only when there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">no Notes outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.45pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.51pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 101.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.05pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.8pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 120.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to evidence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.03pt; position: absolute; text-decoration: none; white-space: pre;">and provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.04pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.25pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265pt; position: absolute; text-decoration: none; white-space: pre;">acceptance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.38pt; position: absolute; text-decoration: none; white-space: pre;">or appointment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.75pt; position: absolute; text-decoration: none; white-space: pre;">of a successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.4pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.62pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.76pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes or facilitate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.66pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.41pt; position: absolute; text-decoration: none; white-space: pre;">administration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.76pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">trusts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.9pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.65pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.98pt; position: absolute; text-decoration: none; white-space: pre;">by more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">one <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to cure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.73pt; position: absolute; text-decoration: none; white-space: pre;">any ambiguity,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">defect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or inconsistency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.02pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 181.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to make<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.18pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.83pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.43pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.57pt; position: absolute; text-decoration: none; white-space: pre;">to matters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or questions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">arising<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.75pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 193.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">which shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.05pt; position: absolute; text-decoration: none; white-space: pre;">not be inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.57pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.74pt; position: absolute; text-decoration: none; white-space: pre;">or to make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.02pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.03pt; position: absolute; text-decoration: none; white-space: pre;">changes, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 205.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.8pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32pt; position: absolute; text-decoration: none; white-space: pre;">in each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.43pt; position: absolute; text-decoration: none; white-space: pre;">case,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.66pt; position: absolute; text-decoration: none; white-space: pre;">such provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.14pt; position: absolute; text-decoration: none; white-space: pre;">not adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.36pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.24pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.79pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 217.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.18pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">respect&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 235.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.74pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.69pt; position: absolute; text-decoration: none; white-space: pre;">not otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.35pt; position: absolute; text-decoration: none; white-space: pre;">inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.68pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.51pt; position: absolute; text-decoration: none; white-space: pre;">to conform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.73pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 247.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.8pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.81pt; position: absolute; text-decoration: none; white-space: pre;">description<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.8pt; position: absolute; text-decoration: none; white-space: pre;">set<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.44pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.01pt; position: absolute; text-decoration: none; white-space: pre;">supplement&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to close<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.81pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.14pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.3pt; position: absolute; text-decoration: none; white-space: pre;">authentication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.87pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.52pt; position: absolute; text-decoration: none; white-space: pre;">and delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.78pt; position: absolute; text-decoration: none; white-space: pre;">of additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.15pt; position: absolute; text-decoration: none; white-space: pre;">Notes or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">qualify,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07pt; position: absolute; text-decoration: none; white-space: pre;">or maintain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.44pt; position: absolute; text-decoration: none; white-space: pre;">qualification<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.90999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.56pt; position: absolute; text-decoration: none; white-space: pre;">of, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.64pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.97pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.28pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.03pt; position: absolute; text-decoration: none; white-space: pre;">Trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Act of 1939, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">amended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.41pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.37pt; position: absolute; text-decoration: none; white-space: pre;">Act&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.87pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 307.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to supplement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.65pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.16pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.99pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.32pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.72pt; position: absolute; text-decoration: none; white-space: pre;">to permit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 319.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">and discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.51pt; position: absolute; text-decoration: none; white-space: pre;">Notes pursuant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.31pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.1pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.78pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.86pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.38pt; position: absolute; text-decoration: none; white-space: pre;">in each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.45pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.97pt; position: absolute; text-decoration: none; white-space: pre;">any such action<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.08pt; position: absolute; text-decoration: none; white-space: pre;">not adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.23pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.55pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.3pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.27pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.85pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 343.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">respect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 359.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 201.67pt; position: absolute; text-decoration: none; white-space: pre;">Discharge,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 246.89999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 249.45pt; position: absolute; text-decoration: none; white-space: pre;">Defeasance<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 299.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and Covenant Defeasance<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Under the indenture, we may discharge certain obligations to holders of the Notes that have not already been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 392.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">delivered to the trustee for cancellation and that either have become due and payable or will become due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 404.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payable within one year. We can discharge these obligations by irrevocably depositing with the trustee funds in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States dollars in an amount sufficient to pay the entire indebtedness on the Notes, including the principal of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and interest payable on the notes to the date of the deposit, if the Notes have become due and payable, or to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date, if the Notes have not yet become due and payable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">We may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">elect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.85pt; position: absolute; text-decoration: none; white-space: pre;">either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.18pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.76pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 480.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to be defeased<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.41pt; position: absolute; text-decoration: none; white-space: pre;">and discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.22pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.2pt; position: absolute; text-decoration: none; white-space: pre;">any and all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.72pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.74pt; position: absolute; text-decoration: none; white-space: pre;">Notes (&#8220;legal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 492.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">defeasance&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.05pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.7pt; position: absolute; text-decoration: none; white-space: pre;">except<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.31pt; position: absolute; text-decoration: none; white-space: pre;">our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.14pt; position: absolute; text-decoration: none; white-space: pre;">to&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">register<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.13pt; position: absolute; text-decoration: none; white-space: pre;">or exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.23pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">replace<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.14pt; position: absolute; text-decoration: none; white-space: pre;">temporary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; position: absolute; text-decoration: none; white-space: pre;">or mutilated,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.44pt; position: absolute; text-decoration: none; white-space: pre;">destroyed,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">lost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.32pt; position: absolute; text-decoration: none; white-space: pre;">or stolen<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.56pt; position: absolute; text-decoration: none; white-space: pre;">Notes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">maintain<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.26pt; position: absolute; text-decoration: none; white-space: pre;">an office<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.48000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or agency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.75pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Notes, and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to hold moneys<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.9pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.11pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.06pt; position: absolute; text-decoration: none; white-space: pre;">in trust&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 586.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to be defeased<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.41pt; position: absolute; text-decoration: none; white-space: pre;">and discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.22pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.2pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.62pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Covenants,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.09pt; position: absolute; text-decoration: none; white-space: pre;">Covenants&#8212;Sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.01pt; position: absolute; text-decoration: none; white-space: pre;">or Issuance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326pt; position: absolute; text-decoration: none; white-space: pre;">Stock in Principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.49pt; position: absolute; text-decoration: none; white-space: pre;">Bank,&#8221; with respect<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">Notes and our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.70999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.31pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.19pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Merger,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.44pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.1pt; position: absolute; text-decoration: none; white-space: pre;">or Sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Assets&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or, to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.67pt; position: absolute; text-decoration: none; white-space: pre;">permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.54pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes, our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.3pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.72pt; position: absolute; text-decoration: none; white-space: pre;">covenant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.14pt; position: absolute; text-decoration: none; white-space: pre;">defeasance&#8221;).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If we choose to defease and discharge our obligations under the covenants with respect to the Notes, any failure <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to comply with the obligations imposed on us by the covenants will not constitute a default or an Event of Default <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 683.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to the Notes. However, to make either election, we must irrevocably deposit with the trustee, in trust, <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-29<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an amount, in United States dollars, in United States government obligations or both, that will provide sufficient <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">funds to pay the principal of (and premium, if any) and interest on the Notes on the relevant scheduled due dates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may defease and discharge our obligations as described in the preceding paragraphs only if, among other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">things&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">we have delivered<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.99pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.01pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.23pt; position: absolute; text-decoration: none; white-space: pre;">an opinion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.25pt; position: absolute; text-decoration: none; white-space: pre;">of counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.15pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.49pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.76pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.72pt; position: absolute; text-decoration: none; white-space: pre;">owners of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.61pt; position: absolute; text-decoration: none; white-space: pre;">not recognize<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.3pt; position: absolute; text-decoration: none; white-space: pre;">income,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.75pt; position: absolute; text-decoration: none; white-space: pre;">gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.5pt; position: absolute; text-decoration: none; white-space: pre;">or loss<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.43pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.38pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.78pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.1pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.89pt; position: absolute; text-decoration: none; white-space: pre;">as a result <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.3pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.25pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.65pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.49pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.37pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.39pt; position: absolute; text-decoration: none; white-space: pre;">previous<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.36pt; position: absolute; text-decoration: none; white-space: pre;">paragraphs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">be subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">to United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.73pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.13pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.45pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.4pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.15pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.4pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.47pt; position: absolute; text-decoration: none; white-space: pre;">amounts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.38pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.4pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.47pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.42999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.98pt; position: absolute; text-decoration: none; white-space: pre;">and at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.48pt; position: absolute; text-decoration: none; white-space: pre;">times<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.71pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">would have been the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.68pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.41pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.81pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.65pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">had not occurred.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.25pt; position: absolute; text-decoration: none; white-space: pre;">In the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.67pt; position: absolute; text-decoration: none; white-space: pre;">defeasance,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.32pt; position: absolute; text-decoration: none; white-space: pre;">opinion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.41pt; position: absolute; text-decoration: none; white-space: pre;">of counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.31pt; position: absolute; text-decoration: none; white-space: pre;">must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.74pt; position: absolute; text-decoration: none; white-space: pre;">to and be based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">upon a ruling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.02pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.6pt; position: absolute; text-decoration: none; white-space: pre;">Internal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Revenue Service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;IRS&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.29pt; position: absolute; text-decoration: none; white-space: pre;">or a change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.89pt; position: absolute; text-decoration: none; white-space: pre;">in applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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font-weight: normal; left: 377.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.25pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; 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left: 138.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.36pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.54pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.12pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 239.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">after<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.36pt; position: absolute; text-decoration: none; white-space: pre;">91st<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57pt; position: absolute; text-decoration: none; white-space: pre;">day following<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 245.66pt; position: absolute; text-decoration: none; white-space: pre;">deposit,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.57pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.32pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.63pt; position: absolute; text-decoration: none; white-space: pre;">funds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.4pt; position: absolute; text-decoration: none; white-space: pre;">deposited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.24pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 444.47pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.92pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.52pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.64pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.89pt; position: absolute; text-decoration: none; white-space: pre;">Notes on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.95pt; position: absolute; text-decoration: none; white-space: pre;">relevant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">scheduled<font style="display: inline-block; 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font-size: 10pt; font-style: normal; font-weight: normal; left: 364.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">not be subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.35pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.35pt; position: absolute; text-decoration: none; white-space: pre;">bankruptcy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.36pt; position: absolute; text-decoration: none; white-space: pre;">insolvency,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.7pt; position: absolute; text-decoration: none; white-space: pre;">reorganization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.2pt; position: absolute; text-decoration: none; white-space: pre;">laws affecting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.1pt; position: absolute; text-decoration: none; white-space: pre;">creditors&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.03pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">generally <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.59pt; position: absolute; text-decoration: none; white-space: pre;">principles<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of equity&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 292.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">any such legal<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.82pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.26pt; position: absolute; text-decoration: none; white-space: pre;">defeasance,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.73pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be, does not result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.52pt; position: absolute; text-decoration: none; white-space: pre;">in, or constitute, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 304.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">a breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.82pt; position: absolute; text-decoration: none; white-space: pre;">or violation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.76pt; position: absolute; text-decoration: none; white-space: pre;">of an indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.85pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.69pt; position: absolute; text-decoration: none; white-space: pre;">material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">agreement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.23pt; position: absolute; text-decoration: none; white-space: pre;">which we are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">a party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.49pt; position: absolute; text-decoration: none; white-space: pre;">under&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 334.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">no Event of Default,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.85pt; position: absolute; text-decoration: none; white-space: pre;">or event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.38pt; position: absolute; text-decoration: none; white-space: pre;">with notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or lapse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.49pt; position: absolute; text-decoration: none; white-space: pre;">of time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">or both will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">be an Event of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.28pt; position: absolute; text-decoration: none; white-space: pre;">has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 346.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">occurred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.22pt; position: absolute; text-decoration: none; white-space: pre;">and is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.36pt; position: absolute; text-decoration: none; white-space: pre;">continuing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 367.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the event we effect covenant defeasance with respect to the Notes and the Notes are declared due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 379.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payable because of the occurrence of any Event of Default, the amount on deposit with the trustee will still be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sufficient to pay amounts due on the Notes on the maturity date but may not be sufficient to pay amounts due on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes at the time of the acceleration resulting from the Event of Default. In this case, we would remain liable to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 415.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">make payment of such amounts due at the time of acceleration.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 436.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 229.86pt; position: absolute; text-decoration: none; white-space: pre;">Same-Day Settlement<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 321.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 324.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and Payment<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 457.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Initial settlement for the Notes will be made in immediately available funds. Secondary market trading between <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 469.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC participants will occur in the ordinary way in accordance with DTC rules and will be settled in immediately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 481.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available funds using DTC&#8217;s Same-Day Funds Settlement System.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 502.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.91pt; position: absolute; text-decoration: none; white-space: pre;">Trustee<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 523.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas will act as trustee for the Notes. Deutsche Bank Securities Inc., an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 535.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affiliate of Deutsche Bank Trust Company Americas, is one of the underwriters in the offering. From time to time, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 547.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we and some of our subsidiaries may maintain deposit accounts and conduct other banking transactions, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 559.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">lending transactions, with Deutsche Bank Trust Company Americas in the ordinary course of business. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 571.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, we maintain banking relationships with Deutsche Bank Trust Company Americas and its affiliates in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 583.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the ordinary course of business. These banking relationships include Deutsche Bank Trust Company Americas <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 595.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">serving as trustee under the indenture involving our existing debt securities, serving as trustee in connection with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 607.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trust preferred securities that were issued by our financing trusts, and providing us with general banking services. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 619.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Upon the occurrence of an Event of Default or an event which, after notice or lapse of time or both, would become <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 631.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an Event of Default under the Notes, or upon the occurrence of a default under another indenture under which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 643.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas serves as trustee, the trustee may be deemed to have a conflicting interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 655.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to the other debt securities as to which we are not in default for purposes of the Trust Indenture Act <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 667.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and, accordingly, may be required to resign as trustee under the indenture. In that event, we would be required to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 679.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">appoint a successor trustee.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-30<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.31pt; position: absolute; text-decoration: none; white-space: pre;">Miscellaneous<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We, or our affiliates, may from time to time purchase any of the Notes that are then outstanding, by tender in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the open market or by private agreement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 128.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 289.74pt; position: absolute; text-decoration: none; white-space: pre;">Notices<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 153.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any notices required to be given to the holders of the Notes will be given to DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 174.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 271.8pt; position: absolute; text-decoration: none; white-space: pre;">Governing<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 317.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 319.87pt; position: absolute; text-decoration: none; white-space: pre;">Law<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 198.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture and the Notes are governed by and will be construed in accordance with the laws of the State of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 210.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-31<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_31" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 214.17pt; position: absolute; text-decoration: none; white-space: pre;">BOOK-ENTRY,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 284.95pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 287.4pt; position: absolute; text-decoration: none; white-space: pre;">DELIVERY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 340.15pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 342.5pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 364.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">FORM<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Depository Trust Company, which we refer to along with its successors in this capacity as &#8220;DTC&#8221;, will act <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as securities depository for the Notes. The Notes will be issued only as fully registered securities registered in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">name of Cede &#38; Co. (DTC&#8217;s partnership nominee) or such other name as may be requested by an authorized <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representative of DTC. One or more fully registered global security certificates, representing the total aggregate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">number of Notes, will be issued for the Notes and will be deposited with DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Investors may elect to hold beneficial interests in the global security certificates representing the Notes through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">either DTC, in the United States, Clearstream Banking, S.A. (&#8220;Clearstream&#8221;), and Euroclear Bank SA&#47;NV, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">operator of the Euroclear System (&#8220;Euroclear&#8221;), if they are participants in these systems, or indirectly through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">organizations that are participants in these systems.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;banking organization&#8221; within the meaning of the New York Banking Law, a member of the Federal Reserve <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">System, a &#8220;clearing corporation&#8221; within the meaning of the New York Uniform Commercial Code and a &#8220;clearing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">agency&#8221; registered pursuant to the provisions of Section 17A of the Exchange Act. DTC holds securities that DTC&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participants (&#8220;Direct Participants&#8221;) deposit with DTC. DTC also facilitates the post-trade settlement among Direct <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants of sales and other securities transactions in deposited securities, through electronic computerized book-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">entry transfers and pledges between Direct Participants&#8217; accounts. This eliminates the need for physical movement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTCC. DTCC, in turn, is owned by a number of Direct Participants of DTC and members of the National Securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearing Corporation, Fixed Income Clearing Corporation and Emerging Markets Clearing Corporation (also <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange LLC, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Financial Industry Regulatory Authority (&#8220;FINRA&#8221;). Access to the depository system is also available to others, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Indirect Participants&#8221;). The DTC rules applicable to DTC&#8217;s participants are on file with the SEC. More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 425.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information about DTC can be found at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 233.39pt; position: absolute; text-decoration: none; white-space: pre;">www.dtcc.com<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.65pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; white-space: pre;">P<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 96.28pt; position: absolute; text-decoration: none; white-space: pre;">urchase of Notes under the DTC system must be made by or through Direct Participants, which will receive a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 457.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">credit for the Notes on DTC&#8217;s records. The ownership interest of each actual purchaser (which we refer to as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 468.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;beneficial owners&#8221;) of the Notes will be recorded on the Direct or Indirect Participants&#8217; records. Beneficial owners <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will not receive written confirmation from DTC of their purchase. Beneficial owners are, however, expected to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 490.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 502.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from the Direct or Indirect Participant through which the beneficial owner entered into the transaction. Transfers of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ownership interests in the Notes are to be accomplished by entries made on the books of Direct and Indirect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants acting on behalf of beneficial owners. Beneficial owners will not receive certificates representing their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 535.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ownership interests in the Notes except in the event that use of the book-entry system for the Notes is discontinued.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 555.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">To facilitate subsequent transfers, all global security certificates deposited by Direct Participants with DTC are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">registered in the name of DTC&#8217;s partnership nominee, Cede &#38; Co., or such other name as may be requested by an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 579.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">authorized representative of DTC. The deposit of the Notes with DTC and their registration in the name of Cede &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">actual beneficial owners of the Notes&#59; DTC&#8217;s records reflect only the identity of the Direct Participants to whose <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 615.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accounts the Notes are credited, which may or may not be the beneficial owners. The Direct and Indirect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 627.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants will remain responsible for keeping account of their holdings on behalf of their customers.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 648.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 660.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Indirect Participants, and by Direct and Indirect Participants to beneficial owners will be governed by arrangements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 672.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">among them, subject to any statutory or regulatory requirements as may be in effect from time to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-32<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption notices shall be sent to DTC. If less than all of the securities within an issue are being redeemed, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC&#8217;s practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redeemed.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither DTC nor Cede &#38; Co. (nor any other DTC nominee) will consent or vote with respect to any securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unless authorized by a Direct Participant in accordance with DTC&#8217;s procedures. Under its usual procedures, DTC <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">mails an omnibus proxy to the issuer as soon as possible after the record date. The omnibus proxy assigns Cede &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Co.&#8217;s consenting or voting rights to those Direct Participants to whose accounts the Notes are credited on the record <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">date (identified in a listing attached to the omnibus proxy).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If DTC notifies us that it is unwilling or unable to continue as depository for the global securities relating to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes or if at any time DTC ceases to be a clearing agency registered under the Securities Exchange Act, if so <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">required by applicable law or regulation, we will appoint a successor depository. If we do not appoint such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">successor depository within 90 days after we receive such notice or become aware of such unwillingness, inability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or ineligibility, or an event of default under the indenture with respect to the Notes has occurred and is continuing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and the beneficial owners representing a majority in principal amount of the Notes advise DTC to cease acting as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depository for the Notes, we will issue Notes in certificated form (the &#8220;Certificated Notes&#8221;) in exchange for that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global security. In addition, we may at any time and in our sole discretion decide not to have the Notes represented <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by global securities. In such event, we will issue Certificated Notes in exchange for all of the Notes represented by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global securities. The Certificated Notes issued in exchange for those global securities will be in the same minimum <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">denominations and be of the same aggregate principal amount and tenor as the portion of each global security to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exchanged. Except as provided above, owners of beneficial interests in a global security will not be entitled to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">receive physical delivery of Certificated Notes and will not be considered the registered holders of the Notes for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purpose, including receiving payments of principal or interest.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As long as DTC or its nominee is the registered owner of the global security certificates, DTC or its nominee, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as the case may be, will be considered the sole owner and holder of the global security certificates and all Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">represented by these certificates for all purposes under the instruments governing the rights and obligations of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holders of such Notes. Except in the limited circumstances referred to above, owners of beneficial interests in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global security certificates&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not be entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.54pt; position: absolute; text-decoration: none; white-space: pre;">to have such global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.51pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.73pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.51pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Notes represented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.24pt; position: absolute; text-decoration: none; white-space: pre;">by these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.5pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.2pt; position: absolute; text-decoration: none; white-space: pre;">registered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.18pt; position: absolute; text-decoration: none; white-space: pre;">in their<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.3pt; position: absolute; text-decoration: none; white-space: pre;">names&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 470.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.49pt; position: absolute; text-decoration: none; white-space: pre;">or be entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.79pt; position: absolute; text-decoration: none; white-space: pre;">to receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.48pt; position: absolute; text-decoration: none; white-space: pre;">physical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.32pt; position: absolute; text-decoration: none; white-space: pre;">delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.65pt; position: absolute; text-decoration: none; white-space: pre;">of securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.19000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.62pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.86pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.68pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.95999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.56pt; position: absolute; text-decoration: none; white-space: pre;">in global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.35pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.57pt; position: absolute; text-decoration: none; white-space: pre;">certificates&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.12pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.82pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not be considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.88pt; position: absolute; text-decoration: none; white-space: pre;">to be owners or holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.25pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.35pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.35pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or any Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">represented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.36pt; position: absolute; text-decoration: none; white-space: pre;">by these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.93pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.70999999999998pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.41pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.62pt; position: absolute; text-decoration: none; white-space: pre;">any purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.75pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.81pt; position: absolute; text-decoration: none; white-space: pre;">instruments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.42999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">governing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.22pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.72pt; position: absolute; text-decoration: none; white-space: pre;">of holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of such Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">All redemption proceeds, distributions and interest payments on the Notes and all transfers and deliveries of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such Notes will be made to Cede &#38; Co., or such other nominee, as may be requested by an authorized <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representative of DTC. DTC&#8217;s practice is to credit Direct Participants&#8217; accounts upon DTC&#8217;s receipt of funds and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 582.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">corresponding detail information from the issuer or its agent, on the payable date in accordance with their respective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holdings shown on DTC&#8217;s records. Payments by participants to beneficial owners will be governed by standing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 606.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 618.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or registered in &#8220;street name,&#8221; and will be the responsibility of that participant and not of DTC, the trustee, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 630.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">issuer or any affiliate thereof, or any of their agents, subject to any statutory or regulatory requirements as may be in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">effect from time to time. Payment of principal and interest to Cede &#38; Co. (or such other nominee as may be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">requested by an authorized representative of DTC) is the responsibility of the issuer or its agent, disbursement of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial owners will be the responsibility of Direct and Indirect Participants.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-33<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Ownership of beneficial interests in the global security certificates will be limited to participants or persons that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may hold beneficial interests through institutions that have accounts with DTC or its nominee. Ownership of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial interests in global security certificates will be shown only on, and the transfer of those ownership <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests will be effected only through, records maintained by DTC or its nominee, with respect to participants&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests, or any participant, with respect to interests of persons held by the participant on their behalf. Payments, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfers, deliveries, exchanges, redemptions and other matters relating to beneficial interests in global security <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certificates may be subject to various policies and procedures adopted by DTC from time to time. Regions will not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have any responsibility or liability for any aspect of DTC&#8217;s or any Direct or Indirect Participant&#8217;s records relating <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to, or for payments made on account of, beneficial interests in global security certificates, or for maintaining, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supervising or reviewing any of DTC&#8217;s records or any Direct or Indirect Participant&#8217;s records relating to these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial ownership interests.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither Regions, nor any of the underwriters or the trustee, will have any responsibility for the performance by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC or its Direct Participants or Indirect Participants of their respective obligations under the rules and procedures <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">governing DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The information in this section concerning DTC and its book-entry system has been obtained from sources that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions believes to be accurate, but we assume no responsibility for the accuracy thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream and Euroclear. Clearstream and Euroclear will hold interests on behalf of their participants through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">customers&#8217; securities accounts in Clearstream&#8217;s and Euroclear&#8217;s names on the books of their respective depositaries, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which in turn will hold interests in customers&#8217; securities accounts in the depositaries&#8217; names on the books of DTC. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Beneficial interests in the global securities representing the Notes will be held in denominations of $2,000 and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">integral multiples of $1,000 in excess thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream holds securities for its participating organizations (&#8220;Clearstream Participants&#8221;) and facilitates the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">clearance and settlement of securities transactions between Clearstream Participants through electronic book-entry <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">changes in accounts of Clearstream Participants, thereby eliminating the need for physical movement of certificates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream provides to Clearstream Participants, among other things, services for safekeeping, administration, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">clearance and settlement of internationally traded securities and securities lending and borrowing. Clearstream <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interfaces with domestic markets in several countries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream is registered as a bank in Luxembourg, and as such is subject to regulation by the Commission de <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Surveillance du Secteur Financier and the Banque Centrale du Luxembourg, which supervise and oversee the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">activities of Luxembourg banks. Clearstream Participants are world-wide financial institutions including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters, securities brokers and dealers, banks, trust companies and clearing corporations, and may include the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters or their affiliates. Indirect access to Clearstream is available to other institutions that clear through or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maintain a custodial relationship with a Clearstream Participant. Clearstream has established an electronic bridge <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with Euroclear as the operator of the Euroclear System (the &#8220;Euroclear Operator&#8221;) in Brussels to facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">settlement of trades between Clearstream and the Euroclear Operator.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Distributions with respect to the Notes held beneficially through Clearstream will be credited to cash accounts <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Clearstream Participants in accordance with its rules and procedures, to the extent received by the U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depositary for Clearstream.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear holds securities and book-entry interests in securities for participating organizations (&#8220;Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants&#8221;) and facilitates the clearance and settlement of securities transactions between Euroclear Participants, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and between Euroclear Participants and participants of certain other securities intermediaries through electronic <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">book-entry changes in accounts of such participants or other securities intermediaries. Euroclear provides Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants, among other things, with safekeeping, administration, clearance and settlement, securities lending and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">borrowing, and related services. Euroclear Participants are investment banks, securities brokers and dealers, banks, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">central banks, supranationals, custodians, investment managers, corporations, trust companies and certain other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">organizations, and may include the underwriters or their affiliates. Non-participants in Euroclear may hold and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfer beneficial interests in a global security through accounts with a Euroclear Participant or any other securities <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-34<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">intermediary that holds a book-entry interest in a global security through one or more securities intermediaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">standing between such other securities intermediary and Euroclear.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities clearance accounts and cash accounts with the Euroclear Operator are governed by the Terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conditions Governing Use of Euroclear and the related Operating Procedures of the Euroclear System, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable Belgian law (collectively, the &#8220;Terms and Conditions&#8221;). The Terms and Conditions govern transfers of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities and cash within Euroclear, withdrawals of securities and cash from Euroclear and receipts of payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to securities in Euroclear. All securities in Euroclear are held on a fungible basis without attribution of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">specific certificates to specific securities clearance accounts. The Euroclear Operator acts under the Terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conditions only on behalf of Euroclear Participants, and has no record of or relationship with persons holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">through Euroclear Participants.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Distributions with respect to Notes held beneficially through Euroclear will be credited to the cash accounts of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Participants in accordance with the Terms and Conditions, to the extent received by the U.S. depositary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for Euroclear.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Transfers between Euroclear Participants and Clearstream Participants will be effected in the ordinary way in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with their respective rules and operating procedures.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Cross-market transfers between DTC&#8217;s participating organizations (&#8220;DTC Participants&#8221;), on the one hand, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Participants or Clearstream Participants, on the other hand, will be effected through DTC in accordance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with DTC&#8217;s rules on behalf of Euroclear or Clearstream, as the case may be, by its U.S. depositary&#59; however, such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cross-market transactions will require delivery of instructions to Euroclear or Clearstream, as the case may be, by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the counterparty in such system in accordance with the rules and procedures and within the established deadlines <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(European time) of such system. Euroclear or Clearstream, as the case may be, will, if the transaction meets its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">settlement requirements, deliver instructions to its U.S. depositary to take action to effect final settlement on its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">behalf by delivering or receiving interests in the global security in DTC, and making or receiving payment in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with normal procedures for same-day fund settlement applicable to DTC. Euroclear Participants and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream Participants may not deliver instructions directly to their respective U.S. depositaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Due to time zone differences, the securities accounts of a Euroclear Participant or Clearstream Participant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasing an interest in a global security from a DTC Participant in DTC will be credited, and any such crediting <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be reported to the relevant Euroclear Participant or Clearstream Participant, during the securities settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">processing day (which must be a business day for Euroclear or Clearstream) immediately following the settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">date of DTC. Cash received in Euroclear or Clearstream as a result of sales of interests in a global security related to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes by or through a Euroclear Participant or Clearstream Participant to a DTC Participant will be received <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with value on the settlement date of DTC but will be available in the relevant Euroclear or Clearstream cash <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">account only as of the business day for Euroclear or Clearstream following the DTC&#8217;s settlement date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The information in this section concerning Euroclear and Clearstream and their book-entry systems has been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">obtained from sources that we believe to be reliable, but we take no responsibility for the accuracy of that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">None of us, any of the underwriters or the trustee will have any responsibility for the performance by Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 578.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or Clearstream or their respective participants of their respective obligations under the rules and procedures <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">governing their operations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Although DTC, Clearstream and Euroclear have agreed to the foregoing procedures in order to facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfers of securities among participants of DTC, Clearstream and Euroclear, they are under no obligation to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">perform or continue to perform such procedures and they may discontinue the procedures at any time.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-35<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_34" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 135.79pt; position: absolute; text-decoration: none; white-space: pre;">MATERIAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 190.75pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">UNITED<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.01999999999998pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.42pt; position: absolute; text-decoration: none; white-space: pre;">STATES<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 272.74pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.14pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 322.88pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 325.23pt; position: absolute; text-decoration: none; white-space: pre;">INCOME TAX<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 391.02pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 393.47pt; position: absolute; text-decoration: none; white-space: pre;">CONSEQUENCES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This section describes the material United States federal income tax consequences of owning the Notes we are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">offering. It applies to you only if you acquire Notes in the initial offering at the offering price and you hold your <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes as capital assets for tax purposes. This section addresses only United States federal income taxation and does <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">not discuss all of the tax consequences that may be relevant to you in light of your individual circumstances, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">including foreign, state or local tax consequences, and tax consequences arising under any alternative minimum tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or the Medicare contribution tax on net investment income. This section does not apply to you if you are a member <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of a class of holders subject to special rules, such as&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 190.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a dealer<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.59pt; position: absolute; text-decoration: none; white-space: pre;">in securities,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 208.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a trader<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.54pt; position: absolute; text-decoration: none; white-space: pre;">in securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.51999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.69pt; position: absolute; text-decoration: none; white-space: pre;">elects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01pt; position: absolute; text-decoration: none; white-space: pre;">to use a mark-to-market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.72pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.15pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.36pt; position: absolute; text-decoration: none; white-space: pre;">your securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 220.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">holdings,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a bank,<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an insurance<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.53pt; position: absolute; text-decoration: none; white-space: pre;">company,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 273.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a tax-exempt<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.18pt; position: absolute; text-decoration: none; white-space: pre;">organization,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; 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letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">owns Notes that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.31pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.05pt; position: absolute; text-decoration: none; white-space: pre;">a hedge or that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.69pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.43pt; position: absolute; text-decoration: none; white-space: pre;">hedged against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.63pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.62pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.13pt; position: absolute; text-decoration: none; white-space: pre;">risks,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a person<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">owns Notes as part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.69pt; position: absolute; text-decoration: none; white-space: pre;">of a straddle<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or conversion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.9pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.53pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.28pt; position: absolute; text-decoration: none; white-space: pre;">purposes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a person<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">purchases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32pt; position: absolute; text-decoration: none; white-space: pre;">or sells<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.45pt; position: absolute; text-decoration: none; white-space: pre;">Notes as part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of a wash sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.03pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.24pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.99pt; position: absolute; text-decoration: none; white-space: pre;">purposes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 344.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a United<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.39pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.79pt; position: absolute; text-decoration: none; white-space: pre;">holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.87pt; position: absolute; text-decoration: none; white-space: pre;">(as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.07pt; position: absolute; text-decoration: none; white-space: pre;">defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.58pt; position: absolute; text-decoration: none; white-space: pre;">below)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.88pt; position: absolute; text-decoration: none; white-space: pre;">whose functional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.02pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.52pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.73pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.48pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.78pt; position: absolute; text-decoration: none; white-space: pre;">not the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.12pt; position: absolute; text-decoration: none; white-space: pre;">dollar.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This section is based on the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), its legislative history, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 392.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">existing and proposed regulations under the Code, published rulings and court decisions, all as currently in effect. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 404.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">These authorities are subject to change, possibly on a retroactive basis.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If an entity or arrangement that is treated as a partnership for United States federal income tax purposes holds <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, the United States federal income tax treatment of a partner will generally depend on the status of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">partner and the tax treatment of the partnership. A partner in a partnership holding the Notes should consult its tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">advisor with regard to the United States federal income tax treatment of an investment in the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Please consult your own tax advisor concerning the consequences of owning these Notes in your particular <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">circumstances under the Code and the laws of any other taxing jurisdiction.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 515.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.34pt; position: absolute; text-decoration: none; white-space: pre;">United States<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 318.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Holders<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 538.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This subsection describes the tax consequences to a United States holder. You are a United States holder if you <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 550.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are a beneficial owner of a Note and you are for United States federal income tax purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 576.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a citizen<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 207.79pt; position: absolute; text-decoration: none; white-space: pre;">resident<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.01pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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position: absolute; top: 611.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an estate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">whose income<font style="display: inline-block; 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white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">regardless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.35pt; position: absolute; text-decoration: none; white-space: pre;">source,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.48pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a trust<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.96pt; position: absolute; text-decoration: none; white-space: pre;">(A) if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.99pt; position: absolute; text-decoration: none; white-space: pre;">a United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.66pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; position: absolute; text-decoration: none; white-space: pre;">court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.14pt; position: absolute; text-decoration: none; white-space: pre;">can exercise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.81pt; position: absolute; text-decoration: none; white-space: pre;">primary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">supervision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.72pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.78pt; position: absolute; text-decoration: none; white-space: pre;">trust&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.36pt; position: absolute; text-decoration: none; white-space: pre;">administration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.05999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.71pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">one or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.56pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.3pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.7pt; position: absolute; text-decoration: none; white-space: pre;">persons<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.53pt; position: absolute; text-decoration: none; white-space: pre;">authorized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.93pt; position: absolute; text-decoration: none; white-space: pre;">substantial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.25pt; position: absolute; text-decoration: none; white-space: pre;">decisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.03pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.61pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(B) that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.06pt; position: absolute; text-decoration: none; white-space: pre;">has a valid<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">election<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.53pt; position: absolute; text-decoration: none; white-space: pre;">in effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.12pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.43pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.06pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.84000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Treasury<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.35pt; position: absolute; text-decoration: none; white-space: pre;">Regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.62pt; position: absolute; text-decoration: none; white-space: pre;">to be treated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as a U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">person.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 688.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are not a United States holder, this subsection does not apply to you and you should refer to &#8220;Non-United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 700.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States Holders&#8221; below.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-36<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 85.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of Interest. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.84pt; position: absolute; text-decoration: none; white-space: pre;">You will be taxed on interest on your Note as ordinary income at the time you actually or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 97.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constructively receive the interest or when it accrues, depending on your method of accounting for tax purposes. It <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is expected, and this discussion assumes, that the Notes will be issued without original issue discount (&#8220;OID&#8221;) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 121.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. federal income tax purposes. In general, however, if the Notes are issued with OID at or above a de minimis <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 133.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">threshold, you will be required to include OID in gross income, as ordinary income, under a &#8220;constant-yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 145.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">method&#8221; before the receipt of cash attributable to such income, regardless of your regular method of accounting for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 157.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. federal income tax purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 178.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Purchase, Sale and Retirement of the Notes. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.69pt; position: absolute; text-decoration: none; white-space: pre;">Your tax basis in your Note generally will be its cost. You will <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 190.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">generally recognize capital gain or loss on the sale or retirement of your Note equal to the difference between the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount you realize on the sale or retirement, excluding any amounts attributable to accrued but unpaid interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 214.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(which will be treated as interest payments), and your tax basis in your Note. Capital gain of a non-corporate United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 226.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States holder is generally taxed at preferential rates where the property is held for more than one year. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 238.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">deduction of capital losses is subject to limitations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 259.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 248.79pt; position: absolute; text-decoration: none; white-space: pre;">Non-United States<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 326.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 329.36pt; position: absolute; text-decoration: none; white-space: pre;">Holders<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This subsection describes the tax consequences to a non-United States holder. You are a non-United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder if you are the beneficial owner of a Note and are, for United States federal income tax purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.41pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a non-resident<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.2pt; position: absolute; text-decoration: none; white-space: pre;">alien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.15pt; position: absolute; text-decoration: none; white-space: pre;">individual,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a foreign<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.06pt; position: absolute; text-decoration: none; white-space: pre;">corporation,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.22pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 354.41pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an estate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">or trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.11pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.63pt; position: absolute; text-decoration: none; white-space: pre;">in either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.23pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">not subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.28pt; position: absolute; text-decoration: none; white-space: pre;">to United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.01pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on a net<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.89pt; position: absolute; text-decoration: none; white-space: pre;">income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 366.51pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.25pt; position: absolute; text-decoration: none; white-space: pre;">on income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.7pt; position: absolute; text-decoration: none; white-space: pre;">or gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.28pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.26pt; position: absolute; text-decoration: none; white-space: pre;">a Note.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 390.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are a United States holder, this subsection does not apply to you.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 411.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of Interest. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.84pt; position: absolute; text-decoration: none; white-space: pre;">Subject to the discussions bellow under &#8220;FATCA withholding&#8221; and &#8220;Backup Withholding <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 423.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Information Reporting&#8221;, interest on a Note that is not effectively connected with your conduct of a trade or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 435.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business in the United States will generally be exempt from United States federal income and withholding tax under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 447.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the &#8220;portfolio interest exemption,&#8221; provided that (i) you do not, actually or constructively, own stock possessing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 459.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">10% or more of the total voting power of our outstanding stock, (ii) you are not a controlled foreign corporation that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 471.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is related to us, actually or constructively and (iii) either (a) you provide to the applicable withholding agent an IRS <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 483.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Form W-8BEN or W-8BEN-E (or other applicable form), signed under penalties of perjury, that includes your name <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and address and that certifies your non-United States status in compliance with applicable law and regulations, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(b) a securities clearing organization, bank or other financial institution that holds customers&#8217; securities in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ordinary course of its trade or business provides a statement to the applicable withholding agent under penalties of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 531.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">perjury on which it certifies that an applicable IRS Form W-8BEN or W-8BEN-E (or other applicable form) has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 543.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">been received by it from you or a qualifying intermediary and furnishes a copy to the applicable withholding agent. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 555.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">This certification requirement may be satisfied with other documentary evidence in the case of a Note held in an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">offshore account or through certain foreign intermediaries. The applicable withholding agent for purposes of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 579.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certification requirement described above is generally the last U.S. payor (or a non-U.S. payor that is a qualified <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">intermediary or a U.S. branch of a foreign person) in the chain of payment before payment to you.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 612.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you cannot satisfy the requirements of the portfolio interest exemption described above, payments of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the Notes made to you generally will be subject to United States federal withholding tax at the rate of 30%, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 636.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unless either (i) you provide your withholding agent with a properly executed IRS Form W-8BEN or W-8BEN-E <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 648.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">establishing an exemption from or reduction of withholding under the benefit of an applicable income tax treaty&#59; or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 660.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii) the interest is effectively connected with your conduct of a trade or business in the United States and you satisfy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 672.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the certification requirements described below.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-37<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are engaged in a trade or business in the United States and the interest on the Notes is effectively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connected with the conduct of that trade or business, you will be subject to United States federal income tax on such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest on a net income basis in generally the same manner as a United States holder, unless an applicable income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tax treaty provides otherwise. Unless exempt from net income tax under an applicable income tax treaty, effectively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connected interest income generally will not be subject to United States federal withholding tax if you satisfy certain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certification requirements by providing the applicable withholding agent with a properly executed IRS Form <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">W-8ECI or applicable successor form. If you are a non-United States holder that is treated as a foreign corporation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for United States federal income tax purposes, you may be subject to a branch profits tax at a 30% rate (or lower <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable treaty rate) on your effectively connected earnings and profits, subject to adjustments.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Purchase, Sale and Retirement of the Notes<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.69pt; position: absolute; text-decoration: none; white-space: pre;">. Subject to the discussion below under &#8220;Backup Withholding and <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Information Reporting,&#8221; you generally will not be subject to United States federal income or withholding tax on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">gain realized on a sale, exchange, redemption, retirement or other taxable disposition of a Note unless&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">you are<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.96pt; position: absolute; text-decoration: none; white-space: pre;">an individual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205pt; position: absolute; text-decoration: none; white-space: pre;">who is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.93pt; position: absolute; text-decoration: none; white-space: pre;">present<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.35pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.49pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">183 days or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">taxable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.18pt; position: absolute; text-decoration: none; white-space: pre;">and certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.26999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.87pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 278.18pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">met&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; 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white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of a trade<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.35pt; position: absolute; text-decoration: none; white-space: pre;">or business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.6pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.62pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.36pt; position: absolute; text-decoration: none; white-space: pre;">States.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are described in the first bullet point above, you generally will be subject to United States federal income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tax at a flat rate of 30% (unless a lower treaty rate applies) on your gain from the disposition, which may be offset <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by certain United States-source capital losses. If you are described in the second bullet point above, you will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 320.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subject to United States federal income tax on such gain on a net income basis in generally the same manner as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 332.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States holder, unless an applicable income tax treaty provides otherwise. If you are a non-United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 344.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder that is treated as a foreign corporation for United States federal income tax purposes, you may also be subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to a branch profits tax at a 30% rate (or lower applicable treaty rate) on your effectively connected earnings and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">profits, subject to adjustments.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 389.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.65pt; position: absolute; text-decoration: none; white-space: pre;">FATCA<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 295.07pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Withholding<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to sections 1471 through 1474 of the Code, commonly known as the Foreign Account Tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compliance Act (&#8220;FATCA&#8221;), a 30% withholding tax (&#8220;FATCA withholding&#8221;) may be imposed on certain payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to you or to certain foreign financial institutions, investment funds and other non-United States persons receiving <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payments on your behalf if you or such persons fail to comply with certain information reporting requirements. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of interest that you receive in respect of the Notes could be affected by this withholding if you are subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the FATCA information reporting requirements and fail to comply with them or if you hold Notes through a non-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States person (e.g., a foreign bank or broker) that fails to comply with these requirements (even if payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 497.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to you would not otherwise have been subject to FATCA withholding). These requirements may be modified by the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adoption or implementation of an intergovernmental agreement between the United States and another country or by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future U.S. Treasury Regulations. Documentation that you provide in order to be treated as FATCA compliant may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be reported to the IRS and other tax authorities including information about a holder&#8217;s identity, its FATCA status, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and if applicable, its direct and indirect U.S. owners. You should consult your own tax advisors regarding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant U.S. law and other official guidance on FATCA withholding.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 578.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 201.81pt; position: absolute; text-decoration: none; white-space: pre;">Backup<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.58pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">Withholding<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 290.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 293.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and Information<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 364.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 366.88pt; position: absolute; text-decoration: none; white-space: pre;">Reporting<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In general, if you are a United States holder, the applicable withholding agent will be required to report to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 615.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">IRS all payments of principal, premium, if any, and interest on your Note (unless you are an exempt recipient). In <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 627.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">addition, the applicable withholding agent will be required to report to the IRS any payment of proceeds from the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 639.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">disposition of a Note by you before maturity within the United States (unless you are an exempt recipient). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 651.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, backup withholding may apply to any such payments if you fail to provide an accurate taxpayer <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 663.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">identification number, or (in the case of interest payments) you are notified by the IRS that you have failed to report <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 675.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">all interest and dividends required to be shown on your United States federal income tax returns.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-38<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are a Non-United States holder, you are generally exempt from backup withholding and information <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting requirements with respect to payments of principal and interest made to you outside the United States by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">us or another non-United States payor. You are also generally exempt from backup withholding and information <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting requirements in respect of payments of principal and interest made within the United States and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment of the proceeds from the sale of a Note effected at a United States office of a broker, as long as either (i) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">you have furnished a valid IRS Form W-8 or other documentation upon which the payor or broker may rely to treat <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the payments as made to a non-United States person, or (ii) you otherwise establish an exemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment of the proceeds from the sale of a Note effected at a foreign office of a broker generally will not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subject to information reporting or backup withholding. However, a sale effected at a foreign office of a broker <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">could be subject to information reporting in the same manner as a sale within the United States (and in certain cases <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may be subject to backup withholding as well) if (i) the broker has certain connections to the United States, (ii) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">proceeds or confirmation are sent to the United States or (iii) the sale has certain other specified connections with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the United States.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">You generally may obtain a refund of any amounts withheld under the backup withholding rules that exceed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">your income tax liability by filing a refund claim with the IRS.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-39<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_37" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 219.47pt; position: absolute; text-decoration: none; white-space: pre;">CERTAIN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.56pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 267.96pt; position: absolute; text-decoration: none; white-space: pre;">ERISA<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 298.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 300.96pt; position: absolute; text-decoration: none; white-space: pre;">CONSIDERATIONS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 104.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain considerations associated with the purchase of our Notes by employee <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 116.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benefit plans (as defined in Section 3(3) of ERISA) that are subject to Title I of the U.S. Employee Retirement <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 128.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Income Security Act of 1974, as amended (&#8220;ERISA&#8221;), plans described in Section 4975 of the Code, including <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 140.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">individual retirement accounts (each, an &#8220;IRA&#8221;) or Keogh Plans, plans subject to any other federal, state, local, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 152.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">non-U.S. or other laws or regulations that are similar to such provisions of the Code or ERISA (collectively, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 164.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Similar Laws&#8221;), and entities whose underlying assets are considered to be &#8220;plan assets&#8221; of any such plan, account <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 176.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or arrangement.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA and the Code impose certain duties on persons who are fiduciaries of a Plan subject to Title I of ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or Section 4975 of the Code (an &#8220;ERISA Plan&#8221;) and prohibit certain transactions involving the assets of an ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan and its fiduciaries or other interested parties. A fiduciary of a Plan should consider the fiduciary standards of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA or other applicable Similar Laws in the context of the Plan&#8217;s particular circumstances before authorizing an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment in our Notes. Among other factors, the fiduciary should consider whether the investment would satisfy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the prudence and diversification requirements of ERISA, if applicable, and any applicable Similar Laws and would <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be consistent with the documents and instruments governing the Plan, and whether the investment would involve a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prohibited transaction under ERISA, the Code or any applicable Similar Laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Section 406 of ERISA and Section 4975 of the Code prohibit ERISA Plans, as well as IRAs or Keogh Plans <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Plans&#8221;), from engaging in certain transactions involving &#8220;plan assets&#8221; with persons who are &#8220;parties in interest&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under ERISA or &#8220;disqualified persons&#8221; under the Code with respect to the Plan, unless an exemption is available. A <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">party in interest or disqualified person who engages in a non-exempt prohibited transaction may be subject to excise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">taxes and other penalties and liabilities under ERISA or Section 4975 of the Code for those persons, unless <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exemptive relief is available under an applicable statutory, regulatory or administrative exemption. In addition, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">fiduciary of the Plan that engaged in such non-exempt prohibited transaction may be subject to penalties under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA and the Code. Employee benefit plans that are governmental plans (as defined in Section 3(32) of ERISA), <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certain church plans (as defined in Section 3(33) of ERISA) and non-U.S. plans (as described in Section 4(b)(4) of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA) (&#8220;Non-ERISA Arrangements&#8221;) are not subject to the requirements of Section 406 of ERISA or Section <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">4975 of the Code, but may be subject to Similar Laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The acquisition or holding of our Notes by an Plan or any entity whose underlying assets include &#8220;plan assets&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by reason of any Plan&#8217;s investment in the entity (a &#8220;Plan Asset Entity&#8221;) with respect to which we, the underwriters, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">dealers or agents or any of our or their respective affiliates is a party in interest or disqualified person may result in a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prohibited transaction under Section 406 of ERISA or Section 4975 of the Code, unless our Notes are acquired and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">held (and to the extent applicable, disposed of) pursuant to an applicable statutory, class or prohibited transaction <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exemption. In this regard, the U.S. Department of Labor has issued prohibited transaction class exemptions, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 515.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;PTCEs,&#8221; that may provide exemptive relief if required for direct or indirect prohibited transactions that may arise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from the purchase or holding of our Notes. These exemptions include PTCE 84-14 (for certain transactions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined by independent qualified professional asset managers), PTCE 90-1 (for certain transactions involving <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">insurance company pooled separate accounts), PTCE 91-38 (for certain transactions involving bank collective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment funds), PTCE 95-60 (for transactions involving certain insurance company general accounts), and PTCE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">96-23 (for transactions managed by in-house asset managers). In addition, Section 408(b)(17) of ERISA and Section <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">4975(d)(20) of the Code provide an exemption for the purchase and sale of certain securities like our Notes, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provided that neither we nor any of our affiliates (directly or indirectly) have or exercise any discretionary authority <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or control or render any investment advice with respect to the assets of the Plan involved in the transaction, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provided further that the Plan pays no more than, and receives no less than &#8220;adequate consideration&#8221; in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with the transaction. There can be no assurance that all of the conditions of any such exemptions will be satisfied.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because of the foregoing, our Notes should not be acquired or held by any person investing &#8220;plan assets&#8221; of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, unless such acquisition and holding will not constitute (i) a non-exempt prohibited transaction under ERISA or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Section 4975 of the Code or (ii) a similar violation of any applicable Similar Laws for which there is no applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 692.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">statutory, regulatory or administrative exemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-40<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any purchaser, holder or subsequent transferee of our Notes or any interest therein will be deemed to have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">represented by its purchase and holding of our Notes or any interest therein that either (1) it is not a Plan, a Plan <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Asset Entity or a Non-ERISA Arrangement and is not purchasing our Notes on behalf of or with the assets of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, Plan Asset Entity or Non-ERISA Arrangement or (2) the purchase and holding of our Notes will not constitute <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or result in a non-exempt prohibited transaction under ERISA or the Code or a similar violation under any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable Similar Laws. Neither this discussion nor anything in this prospectus supplement is or is intended to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment advice directed at any potential purchaser that is a Plan, Plan Asset Entity, or Non-ERISA Arrangement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or at such purchasers and holders generally, and such purchasers and holders should consult and rely on their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">counsel and advisors as to whether an investment in our Notes is suitable and consistent with ERISA, the Code and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any Similar Laws, as applicable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing discussion is general in nature and is not intended to be all-inclusive. Due to the complexity of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">these rules and the penalties that may be imposed upon persons involved in non-exempt prohibited transactions, it is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">important that fiduciaries or other persons considering purchasing our Notes on behalf of or with the assets of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, Plan Asset Entity or Non-ERISA Arrangement consult with their counsel regarding the potential applicability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of ERISA and Section 4975 of the Code and the availability of exemptive relief under any of the PTCEs described <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">above, or the potential consequences of any purchase under Similar Laws, as applicable. The acquisition, holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 272.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and, to the extent relevant, disposition of our Notes by or to a Plan, Plan Asset Entity or Non-ERISA Arrangement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is in no respect a representation by us, the underwriters, dealers or agents or any of our or their affiliates or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representatives that such an investment meets all relevant legal requirements with respect to investments by any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such Plan, Plan Asset Entity or Non-ERISA Arrangement generally or any particular Plan, Plan Asset Entity or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 320.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Non-ERISA Arrangement or that such investment is appropriate for any such Plan, Plan Asset Entity or Non-ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 332.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Arrangement generally or any particular Plan, Plan Asset Entity or Non-ERISA Arrangement.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-41<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_40" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 196.27pt; position: absolute; text-decoration: none; white-space: pre;">UNDERWRITING<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 278.46000000000004pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.86pt; position: absolute; text-decoration: none; white-space: pre;">(CONFLICTS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 342.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 344.94pt; position: absolute; text-decoration: none; white-space: pre;">OF INTEREST)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We are offering the Notes described in this prospectus supplement through a number of underwriters. We have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">entered into an underwriting agreement with the underwriters listed below for whom Barclays Capital Inc., <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup Global Markets Inc., Deutsche Bank Securities Inc., UBS Securities LLC and Regions Securities LLC&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are acting as representatives of the several underwriters named in Schedule I thereto. Subject to the terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conditions of the underwriting agreement, we have agreed to sell to the underwriters, and each underwriter has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">severally agreed to purchase, at the public offering price less the underwriting discounts and commissions set forth <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the cover page of this prospectus supplement, the principal amount of Notes listed next to its name below&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 176.28pt; width: 612pt;"><div style="font-size: 0pt; left: 140.62pt; position: absolute; top: 0pt; width: 330.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 273pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 33pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 273pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">Underwriters<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 0pt; width: 57.75pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 3.09pt; width: 57.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 14.05pt; position: absolute; text-decoration: none; white-space: pre;">Principal <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 57.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 11.5pt; position: absolute; text-decoration: none; white-space: pre;">Amount of <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 57.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 20.27pt; position: absolute; text-decoration: none; white-space: pre;">Notes<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 33pt; width: 57.75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 57.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 47.25pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Citigroup Global Markets Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 61.5pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Deutsche Bank Securities Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75.75pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 3pt double #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 104.25pt; width: 57.75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 57.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 309.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriting agreement provides that the underwriters are obligated to purchase all of the Notes if any are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchased.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 342.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters propose to offer the Notes initially at the public offering price on the cover page of this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 354.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and to selling group members at that price less a selling concession of&#160; &#160; &#160; &#160; % of the principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 366.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes. The underwriters and the selling group members may allow a discount of&#160; &#160; &#160;  % of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 378.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">principal amount of the Notes on sales to other brokers&#47;dealers. After the initial offering of the Notes, the price to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 390.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">public and other selling terms may from time to time be varied by the underwriters. The offering of the Notes by the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters is subject to receipt and acceptance and subject to the underwriters&#8217; right to reject, cancel or modify <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 414.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any order in whole or in part.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 435.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The aggregate proceeds to us are set forth on the cover page of this prospectus supplement before deducting our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 447.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">expenses in offering the Notes. We estimate that we will spend approximately $&#160; &#160; &#160;  for expenses, excluding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 459.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriting discount, allocable to the offering.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 480.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We have agreed to indemnify the several underwriters against certain liabilities, including liabilities under the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 492.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities Act of 1933, or to contribute to payments that the underwriters may be required to make in respect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 504.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters have informed us that they expect that delivery of the Notes will be made against payment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therefor on or about the date specified on the cover page of this prospectus supplement, which will be the&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 549.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day following the date of pricing of the Notes (this settlement cycle being referred to as &#8220;T+&#160; &#160; &#160; &#8221;). Under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 561.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Rule 15c6-1 of the Exchange Act, trades in the secondary market generally are required to settle in one business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 573.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 585.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes on the date of this prospectus supplement or the next&#160; &#160; &#160; &#160; &#160; business days will be required, by virtue of the fact <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 597.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that the Notes initially will settle in T+&#160; &#160; &#160; &#160; to specify an alternate settlement cycle at the time of any such trade to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 609.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prevent a failed settlement. Purchasers of the Notes who wish to make such trades should consult their own advisor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 630.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are new issues of securities with no established trading market. One or more underwriters have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indicated that they intend to make a secondary market for the Notes. However, they are not obligated to do so and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may discontinue making a secondary market for the Notes at any time without notice. No assurance can be given as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to how liquid the trading market for the Notes will be.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 687.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In connection with the offering, the underwriters may engage in transactions that stabilize the market price of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 699.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes. Such transactions consist of bids or purchases to peg, fix or maintain the price of the Notes. If the <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-42<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters create a short position in the Notes in connection with the offering, i.e., if they sell more Notes than are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">listed on the cover page of this prospectus supplement, the underwriters may reduce that short position by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasing Notes in the open market. Purchases of a security to stabilize the price or to reduce a short position may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cause the price of the security to be higher than it might be in the absence of these purchases.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters also may impose a penalty bid. This occurs when a particular underwriter repays to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters a portion of the underwriting discount received by it because the representatives have repurchased <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes sold by or for the account of such underwriter in stabilizing or short covering transactions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither we nor the underwriters make any representation or prediction as to the direction or magnitude of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">effect that the transactions described above may have on the price of the Notes. In addition, neither we nor the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters make any representation that the underwriters will engage in these transactions or that these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transactions, once commenced, will not be discontinued without notice.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 230.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 263.09pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.60999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 291.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Relationships<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters and their respective affiliates are full service financial institutions engaged in various <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">activities, which may include securities trading, commercial and investment banking, financial advisory, investment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">management, investment research, principal investment, hedging, financing and brokerage activities. Certain of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters and their respective affiliates have provided, and may in the future provide, a variety of these services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the issuer and to persons and entities with relationships with the issuer, for which they received or will receive <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">customary fees and expenses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 344.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the ordinary course of their various business activities, the underwriters and their respective affiliates, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">officers, directors and employees may purchase, sell or hold a broad array of investments and actively trade <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities, derivatives, loans, commodities, currencies, credit default swaps and other financial instruments for their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">own account and for the accounts of their customers, and such investment and trading activities may involve or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 392.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relate to assets, securities and&#47;or instruments of the issuer (directly, as collateral securing other obligations or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 404.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise) and&#47;or persons and entities with relationships with the issuer. If any of the underwriters or their affiliates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have a lending relationship with us, certain of those underwriters or their affiliates routinely hedge, and certain other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of those underwriters may hedge, their credit exposure to us consistent with their customary risk management <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">policies.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Typically, these underwriters and their affiliates would hedge such exposure by entering into transactions which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consist of either the purchase of credit default swaps or the creation of short positions in our securities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">potentially the Notes offered hereby. The underwriters and their respective affiliates may also communicate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 497.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">independent investment recommendations, market color or trading ideas and&#47;or publish or express independent <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">research views in respect of such assets, securities or instruments and may at any time hold, or recommend.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 530.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 263.51pt; position: absolute; text-decoration: none; white-space: pre;">Conflicts<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 301.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 304.36pt; position: absolute; text-decoration: none; white-space: pre;">of Interest<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC, our subsidiary, is participating in this offering of Notes as an underwriter. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Accordingly, this offering is being conducted in compliance with the provisions of FINRA Rule 5121. Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities LLC is not permitted to sell the Notes in this offering to an account over which it exercises discretionary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">authority without the prior specific written approval of the customer to which the account relates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 608.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the future, Regions Securities LLC or our other affiliates may repurchase and resell the Notes in market-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 620.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">making transactions, with resales being made at prices related to prevailing market prices at the time of the resale or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 632.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">at negotiated prices.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-43<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 264.77pt; position: absolute; text-decoration: none; white-space: pre;">Selling<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 293.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.18pt; position: absolute; text-decoration: none; white-space: pre;">Restrictions<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 94.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 115.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes may be sold in Canada only to purchasers purchasing, or deemed to be purchasing, as principal that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 127.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are accredited investors, as defined in National Instrument 45-106 Prospectus Exemptions or subsection 73.3(1) of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 139.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities Act (Ontario), and are permitted clients, as defined in National Instrument 31-103 Registration <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 151.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Requirements, Exemptions and Ongoing Registrant Obligations. Any resale of the Notes must be made in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 163.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with an exemption from, or in a transaction not subject to, the prospectus requirements of applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 175.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 196.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities legislation in certain provinces or territories of Canada may provide a purchaser with remedies for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 208.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rescission or damages if this prospectus supplement and the accompanying prospectus (including any amendment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 220.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereto) contains a misrepresentation, provided that the remedies for rescission or damages are exercised by the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 232.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchaser within the time limit prescribed by the securities legislation of the purchaser&#8217;s province or territory. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchaser should refer to any applicable provisions of the securities legislation of the purchaser&#8217;s province or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">territory for particulars of these rights or consult with a legal advisor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to section 3A.3 of National Instrument 33-105 Underwriting Conflicts (NI 33-105), the underwriters <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 289.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are not required to comply with the disclosure requirements of NI 33-105 regarding underwriter conflicts of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in connection with this offering.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 322.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Prohibition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 124.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; 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text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.46pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.36pt; position: absolute; text-decoration: none; white-space: pre;">2014&#47;65&#47;EU (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">amended, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; 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height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 453.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">Distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; position: absolute; text-decoration: none; white-space: pre;">Directive&#8221;,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.29pt; position: absolute; text-decoration: none; white-space: pre;">where that<font style="display: inline-block; 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white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; position: absolute; text-decoration: none; white-space: pre;">client<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.51pt; position: absolute; text-decoration: none; white-space: pre;">as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; 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font-style: normal; font-weight: normal; left: 187.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.29pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.44pt; position: absolute; text-decoration: none; white-space: pre;">4(1)<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 303.73pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(iii)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.69pt; letter-spacing: 0.25em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.69pt; position: absolute; text-decoration: none; white-space: pre;">not a qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.99pt; position: absolute; text-decoration: none; white-space: pre;">investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.76pt; position: absolute; text-decoration: none; white-space: pre;">(EU) 2017&#47;1129 (the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Prospectus<font style="display: inline-block; 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font-weight: normal; left: 164.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.54pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.13pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes to be offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">so as to enable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.36pt; position: absolute; text-decoration: none; white-space: pre;">an investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to decide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.96pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.78pt; position: absolute; text-decoration: none; white-space: pre;">or subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.16pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.91pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 568.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Consequently, no key information document required by Regulation (EU) No 1286&#47;2014 (as amended, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 580.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;PRIIPs Regulation&#8221;) for offering or selling the Notes or otherwise making them available to retail investors in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 592.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">EEA has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 604.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investor in the EEA may be unlawful under the PRIIPs Regulation. This prospectus supplement and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 616.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus have been prepared on the basis that any offer of the Notes in any Member State of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">EEA will be made pursuant to an exemption under the Prospectus Regulation from the requirement to publish a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus or supplement a prospectus for offers of the Notes. This prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus are not a prospectus for the purposes of the Prospectus Regulation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 673.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Prohibition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 124.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 127.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">of Sales<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 159.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 162.49pt; position: absolute; text-decoration: none; white-space: pre;">to United Kingdom Retail<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 267.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 270.22pt; position: absolute; text-decoration: none; white-space: pre;">Investors<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In relation to the United Kingdom (&#8220;UK&#8221;), no Notes have been offered, sold or otherwise made available or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 702.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be offered, sold or otherwise made available to any retail investor in the UK. 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width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(a)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.81pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.46pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.8pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;retail<font style="display: inline-block; 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white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">(i)<font style="display: inline-block; height: 6.93pt; width: 10.57pt;"></font></font><font style="left: 137.72pt; position: absolute;">a retail<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.75pt; position: absolute; text-decoration: none; white-space: pre;">client<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.85pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.57pt; position: absolute; text-decoration: none; white-space: pre;">2 of Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28pt; position: absolute; text-decoration: none; white-space: pre;">(EU) No 2017&#47;565 as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.53pt; position: absolute; text-decoration: none; white-space: pre;">part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.21pt; position: absolute; text-decoration: none; white-space: pre;">law by virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.06pt; position: absolute; text-decoration: none; white-space: pre;">European<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.9pt; position: absolute; text-decoration: none; white-space: pre;">Union (Withdrawal)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.2pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.85pt; position: absolute; text-decoration: none; white-space: pre;">Act 2018 (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.47pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;EUWA&#8221;)&#59; or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 138.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.92pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">a customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.26999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.87pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.95pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.7pt; position: absolute; text-decoration: none; white-space: pre;">meaning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.65pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.23pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.99pt; position: absolute; text-decoration: none; white-space: pre;">Services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.38pt; position: absolute; text-decoration: none; white-space: pre;">and Markets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.65pt; position: absolute; text-decoration: none; white-space: pre;">Act 2000 (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.27pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.38pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 150.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;FSMA&#8221;) and any rules<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.47pt; position: absolute; text-decoration: none; white-space: pre;">or regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.47pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.78pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.53pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.76pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to implement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.19000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">Distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; position: absolute; text-decoration: none; white-space: pre;">Directive,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.86pt; position: absolute; text-decoration: none; white-space: pre;">where that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.51pt; position: absolute; text-decoration: none; white-space: pre;">would not qualify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.12pt; position: absolute; text-decoration: none; white-space: pre;">as a professional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">client,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 174.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.29pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.44pt; position: absolute; text-decoration: none; white-space: pre;">2(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.65pt; position: absolute; text-decoration: none; white-space: pre;">of Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.86pt; position: absolute; text-decoration: none; white-space: pre;">(EU) No 600&#47;2014 as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.24pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.11pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">law by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 186.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">EUWA&#59; or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 203.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(iii)&#160; not a qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.99pt; position: absolute; text-decoration: none; white-space: pre;">investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.78pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.11pt; position: absolute; text-decoration: none; white-space: pre;">in Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.23pt; position: absolute; text-decoration: none; white-space: pre;">Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.61pt; position: absolute; text-decoration: none; white-space: pre;">as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.52pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.39pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.47pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">law by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 215.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">EUWA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.12pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.57pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.65pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;UK<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.52pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.97pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.82pt; position: absolute; text-decoration: none; white-space: pre;">Regulation&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.78pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 232.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.73pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.48pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.82pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;offer&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.7pt; position: absolute; text-decoration: none; white-space: pre;">includes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">communication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in any form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.26pt; position: absolute; text-decoration: none; white-space: pre;">and by any means<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of sufficient <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.54pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.13pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes to be offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">so as to enable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.36pt; position: absolute; text-decoration: none; white-space: pre;">an investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to decide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.96pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.78pt; position: absolute; text-decoration: none; white-space: pre;">or subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.16pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.91pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Consequently, no key information document required by the PRIIPs Regulation as it forms part of domestic law <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by virtue of the EUWA (the &#8220;UK PRIIPs Regulation&#8221;) for offering or selling the Notes or otherwise making them <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to retail investors in the UK has been prepared and therefore offering or selling the Notes or otherwise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">making them available to any retail investor in the UK may be unlawful under the UK PRIIPs Regulation. This <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in the UK will be made pursuant to an exemption under the UK Prospectus Regulation from the requirement to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">publish a prospectus or supplement a prospectus for offers of the Notes. This prospectus supplement and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus are not a prospectus for the purposes of the UK Prospectus Regulation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the UK, this prospectus supplement and the accompanying prospectus are only being distributed to, and are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">only directed at persons (a) who are &#8220;qualified investors&#8221; (as defined in the UK Prospectus Regulation), (b) who <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Markets Act 2000 (Financial Promotion) Order 2005 (the &#8220;Order&#8221;), or (c) who are high net worth companies (or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">persons to whom it may otherwise be lawfully communicated) falling within Article 49(2)(a) to (d) of the Order (all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such persons together being referred to as &#8220;relevant persons&#8221;). Accordingly, such documents and&#47;or materials are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">not being distributed to, and must not be passed on to, the general public in the UK. This prospectus supplement and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus must not be acted on or relied on in the UK by persons who are not relevant persons. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">In the UK, any investment or investment activity to which this prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus relates is only available to, and will be engaged in with, relevant persons only.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Each underwriter has represented and agreed that&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(a)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.81pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.8pt; position: absolute; text-decoration: none; white-space: pre;">has only communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.29pt; position: absolute; text-decoration: none; white-space: pre;">or caused<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.85pt; position: absolute; text-decoration: none; white-space: pre;">to be communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.45pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">only communicate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.13pt; position: absolute; text-decoration: none; white-space: pre;">or cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; position: absolute; text-decoration: none; white-space: pre;">an invitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.93pt; position: absolute; text-decoration: none; white-space: pre;">or inducement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to engage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.07pt; position: absolute; text-decoration: none; white-space: pre;">in investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.77pt; position: absolute; text-decoration: none; white-space: pre;">activity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">(within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.47pt; position: absolute; text-decoration: none; white-space: pre;">meaning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.23pt; position: absolute; text-decoration: none; white-space: pre;">21 of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">FSMA) received<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.38pt; position: absolute; text-decoration: none; white-space: pre;">in connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.03pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">issue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.47pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes which are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.52pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.14pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.93pt; position: absolute; text-decoration: none; white-space: pre;">contemplated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.81pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.15pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.49pt; position: absolute; text-decoration: none; white-space: pre;">accompanying<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.35pt; position: absolute; text-decoration: none; white-space: pre;">prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">in circumstances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in which Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.35999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">21(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.12pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.7pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.93pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.38pt; position: absolute; text-decoration: none; white-space: pre;">does not apply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.22pt; position: absolute; text-decoration: none; white-space: pre;">to us&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.73pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.82pt; position: absolute; text-decoration: none; white-space: pre;">has complied<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.94pt; position: absolute; text-decoration: none; white-space: pre;">with all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.35pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.6pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.40999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.86pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476pt; position: absolute; text-decoration: none; white-space: pre;">to anything <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">done by it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.24pt; position: absolute; text-decoration: none; white-space: pre;">in relation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.61pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes in, from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.19pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">involving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.02pt; position: absolute; text-decoration: none; white-space: pre;">UK.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 625.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes have not been and will not be registered under the Financial Instruments and Exchange Act of Japan <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(Act No. 25 of 1948 as amended, the &#8220;FIEA&#8221;). Each underwriter has represented and agreed that it has not offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or sold, and will not offer or sell, any Notes, directly or indirectly, in Japan or to, or for the benefit of, any resident <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Japan (as defined under Item 5, Paragraph 1, Article 6 of the Foreign Exchange and Foreign Trade Act (Act No. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 692.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">228 of 1949, as amended)), or to others for re-offering or resale, directly or indirectly, in Japan or to, or for the <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-45<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benefit of, a resident of Japan, except in each case pursuant to an exemption from the registration requirements of, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and otherwise in compliance with, the FIEA and any other applicable laws, regulations and ministerial guidelines of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Japan.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes (i) have not been offered or sold and will not be offered or sold in Hong Kong, by means of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 147.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">document, other than (a) to &#8220;professional investors&#8221; as defined in the Securities and Futures Ordinance (Cap. 571 of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the laws of Hong Kong) (the &#8220;SFO&#8221;) and any rules made thereunder&#59; or (b) in other circumstances which do not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">result in the document being a &#8220;prospectus&#8221; as defined in the Companies (Winding Up and Miscellaneous <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Provisions) Ordinance (Cap. 32 of the Laws of Hong Kong) (the &#8220;CO&#8221;) or which do not constitute an offer to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 195.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">public within the meaning of the CO&#59; and (ii) has not issued or had in its possession for the purposes of issue, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 207.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will not issue or have in its possession for the purposes of issue, whether in Hong Kong or elsewhere, any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">advertisement, invitation or document relating to the Notes, which is directed at, or the contents of which are likely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to be accessed or read by, the public of Hong Kong (except if permitted to do so under the securities laws of Hong <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 243.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Kong) other than with respect to the Notes which are or are intended to be disposed of only to persons outside Hong <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Kong or only to &#8220;professional investors&#8221; as defined in the SFO and any rules made thereunder.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 276.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus supplement and the accompanying prospectus have not been registered as a prospectus with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Monetary Authority of Singapore. Accordingly, this prospectus and any other document or material in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with the offer or sale, or invitation for subscription or purchase, of the Notes may not be circulated or distributed, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">nor may the Notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">directly or indirectly, to persons in Singapore other than (i) to an institutional investor (as defined in Section 4A of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities and Futures Act 2001 of Singapore, as modified or amended from time to time (the &#8220;SFA&#8221;)) pursuant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to Section 274 of the SFA, (ii) to an accredited investor (as defined in Section 4A of the SFA) pursuant to and in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the conditions specified in Section 275 of the SFA.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Singapore SFA Product Classification &#8211; Solely for the purposes of its obligations pursuant to sections 309B of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 414.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the SFA and the Securities and Futures (Capital Markets Products) Regulations 2018 (&#8220;CMP&#8221;), the Issuer has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 426.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined, and hereby notifies all relevant persons (as defined in Section 309A(1) of the SFA), that the senior <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes are &#8220;prescribed capital markets products&#8221; (as defined in the CMP) and Excluded Investment Products (as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">defined in MAS Notice SFA 04-N12&#58; Notice on the Sale of Investment Products and MAS Notice FAA-N16&#58; Notice <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on Recommendations on Investment Products).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 483.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Switzerland<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 502.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus supplement is not intended to constitute an offer or solicitation to purchase or invest in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 514.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes. The Notes may not be publicly offered, directly or indirectly, in Switzerland within the meaning of the Swiss <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 526.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Services Act (&#8220;FinSA&#8221;) and no application has or will be made to admit the Notes to trading on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 538.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trading venue (exchange or multilateral trading facility) in Switzerland. Neither this prospectus supplement nor any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 550.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other offering or marketing material relating to the Notes constitutes a prospectus pursuant to the FinSA, and neither <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 562.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement nor any other offering or marketing material relating to the Notes may be publicly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 574.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distributed or otherwise made publicly available in Switzerland.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-46<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_43" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 242.89pt; position: absolute; text-decoration: none; white-space: pre;">VALIDITY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 292.87pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 295.27pt; position: absolute; text-decoration: none; white-space: pre;">OF THE NOTES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The validity of the Notes offered hereby will be passed upon for Regions by Sullivan &#38; Cromwell LLP, New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York, New York, and certain legal matters will be passed upon on behalf of Regions by Andrew S. Nix, Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Executive Vice President, Assistant Corporate Secretary, Chief Governance Officer and Deputy General Counsel. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The validity of the Notes offered hereby will be passed upon for the underwriters by Cleary Gottlieb Steen &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Hamilton LLP, New York, New York. Sullivan &#38; Cromwell LLP has performed, and may in the future perform, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">legal services for Regions and its affiliates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_437" style="position: absolute; top: 183.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 196.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.96pt; position: absolute; text-decoration: none; white-space: pre;">EXPERTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 217.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The consolidated financial statements of Regions Financial Corporation appearing in Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 229.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s Annual Report (Form 10-K) for the year ended December 31, 2023, and the effectiveness of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 241.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation&#8217;s internal control over financial reporting as of December 31, 2023, have been audited by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 253.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Ernst &#38; Young LLP, independent registered public accounting firm, as set forth in their reports thereon, included <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therein, and incorporated herein by reference. Such consolidated financial statements are incorporated herein by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference in reliance upon such reports given on the authority of such firm as experts in accounting and auditing.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_46" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 88.23pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 12.19pt; position: absolute; top: 96.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 18pt; font-style: normal; font-weight: bold; left: 140.56pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 12.19pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 120.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 246.63pt; position: absolute; text-decoration: none; white-space: pre;">Senior<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 281.33pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 284.5pt; position: absolute; text-decoration: none; white-space: pre;">Debt<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 310.17pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 313.34pt; position: absolute; text-decoration: none; white-space: pre;">Securities <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 132.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 227.53pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 300.44pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 303.61pt; position: absolute; text-decoration: none; white-space: pre;">Debt<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 329.28pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 332.45pt; position: absolute; text-decoration: none; white-space: pre;">Securities <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 145.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 263.52pt; position: absolute; text-decoration: none; white-space: pre;">Preferred Stock<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 157.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 257.22pt; position: absolute; text-decoration: none; white-space: pre;">Depositary<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 315.51000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 318.68pt; position: absolute; text-decoration: none; white-space: pre;">Shares <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 170.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 264.87pt; position: absolute; text-decoration: none; white-space: pre;">Common Stock <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 182.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 279.97pt; position: absolute; text-decoration: none; white-space: pre;">Warrants<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 195.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 236.96pt; position: absolute; text-decoration: none; white-space: pre;">Stock Purchase Contracts<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 207.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 291.77pt; position: absolute; text-decoration: none; white-space: pre;">Units<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="position: absolute; top: 220.28pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.58pt; position: absolute; top: 230.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The securities listed above may be offered<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 258.41999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 260.75pt; position: absolute; text-decoration: none; white-space: pre;">by us and&#47;or may be offered<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 367.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 369.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and sold,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 404.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 406.5pt; position: absolute; text-decoration: none; white-space: pre;">from time to time,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 475.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 477.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by one or <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 241.62pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">more selling security holders to be identified in the future. We will provide the specific terms of these securities in <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 253.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">supplements<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 126.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 128.57pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 135.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 138.36pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 152.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 154.47pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 197.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 199.84pt; position: absolute; text-decoration: none; white-space: pre;">You<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 216.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 218.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 243.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 246.34pt; position: absolute; text-decoration: none; white-space: pre;">read this<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 278.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 281.15pt; position: absolute; text-decoration: none; white-space: pre;">prospectus and<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 337.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 340.23pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 351.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 354.23pt; position: absolute; text-decoration: none; white-space: pre;">applicable prospectus supplement<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 482.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 484.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">carefully <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 264.8pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 102.96pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 105.28999999999999pt; position: absolute; text-decoration: none; white-space: pre;">you invest in the securities described<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 245.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 247.52pt; position: absolute; text-decoration: none; white-space: pre;">in the applicable prospectus supplement. Our common stock, depositary <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 276.39pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">shares representing a 1&#47;40th interest in a share of our 6.375% Non-Cumulative Perpetual Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 452.9pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 455.23pt; position: absolute; text-decoration: none; white-space: pre;">Stock,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 479.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 481.63pt; position: absolute; text-decoration: none; white-space: pre;">Series B, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 287.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">depositary shares representing a 1&#47;40<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 219.43pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 224.09pt; letter-spacing: 0.166em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 226.58pt; position: absolute; text-decoration: none; white-space: pre;">interest in a share of our 5.700% Non-Cumulative Perpetual Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 492.20000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 494.53pt; position: absolute; text-decoration: none; white-space: pre;">Stock, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 299.57pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Series C and depositary shares representing a 1&#47;40<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 269.76pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 274.41999999999996pt; letter-spacing: 0.166em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 276.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">interest in a share of our 4.45% Non-Cumulative Perpetual <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 311.16pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 114.02pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 116.35pt; position: absolute; text-decoration: none; white-space: pre;">Stock,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 140.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 142.75pt; position: absolute; text-decoration: none; white-space: pre;">Series E, are listed on The New York Stock Exchange and trade under the ticker symbols<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 481.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 484.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;RF&#8221;, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 322.75pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;RFPrB&#8221;,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 115.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 118.3pt; position: absolute; text-decoration: none; white-space: pre;">RFPrC<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 144.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 147.09pt; position: absolute; text-decoration: none; white-space: pre;">and &#8220;RFPrE&#8221;,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 199.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 202.22pt; position: absolute; text-decoration: none; white-space: pre;">respectively.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 337.54pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">We may offer and sell these securities to or through one or more underwriters, dealers and agents, directly to <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 349.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasers<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 119.3pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 121.63pt; position: absolute; text-decoration: none; white-space: pre;">or through a combination of these methods, on a continuous or delayed basis from time to time. Regions <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 360.72pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities LLC (&#8220;Regions Securities&#8221;) is a member of the Financial Industry Regulatory Authority, Inc. (&#8220;FINRA&#8221;) and <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 372.31pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">may participate in distributions of the securities referred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 291.82pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 294.1pt; position: absolute; text-decoration: none; white-space: pre;">to above. Accordingly, because<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 413.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 415.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities has a <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 383.9pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">conflict of interest pursuant to FINRA Rule 5121, such participation in the offerings of such securities will conform<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 395.49pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">with the requirements addressing conflicts of interest when distributing<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 349.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 351.47pt; position: absolute; text-decoration: none; white-space: pre;">the securities of an affiliate set forth in FINRA <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 407.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Rule<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 96.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 99.05pt; position: absolute; text-decoration: none; white-space: pre;">5121.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 421.87pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus may not be used to sell securities unless accompanied<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 363.84000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 366.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by the applicable prospectus supplement. <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 433.27pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">Unless the context requires otherwise, references<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 283.71000000000004pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 285.99pt; position: absolute; text-decoration: none; white-space: pre;">to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our,&#8221; &#8220;Regions&#8221; or similar terms are to Regions<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 444.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation and its subsidiaries.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="position: absolute; top: 456.07pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 7.78pt; position: absolute; top: 467.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">Investing in the securities involves certain risks. See &#8220;Risk Factors&#8221; beginning on page 2 <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 478.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 88.28999999999999pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 91.2pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 109.07pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 111.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 164.95999999999998pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 167.87pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 186.4pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 189.31pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 237.19pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 240.1pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 249.68pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 252.59pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 269.83000000000004pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 272.74pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 306.6pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 309.51pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 340.77pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 343.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 355.82000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 358.73pt; position: absolute; text-decoration: none; white-space: pre;">Form<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 386.16999999999996pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 389.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">10-K<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 413.34000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 416.25pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 430.91999999999996pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 433.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 449.14pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 452.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 473.75pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 476.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">ended <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 490.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2021, which is incorporated herein by reference, as well as any risk factors <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 501.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 120.86pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 123.77pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 136.22pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 139.13pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 149.98000000000002pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 152.89pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 216.72pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 219.63pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 231.77pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 234.68pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 280.59000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 283.5pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 305.52pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 308.43pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 323.74pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 326.65pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 377.09000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 380pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 432.98pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 435.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 495.57000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 498.48pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 508.04999999999995pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 510.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">read <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 513.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">about factors you should consider before buying any securities issued by us.<font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="position: absolute; top: 524.67pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.43pt; position: absolute; top: 534.47pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 117.75999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 120.17pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 177.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 180.09pt; position: absolute; text-decoration: none; white-space: pre;">WILL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 205.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 208.35pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 221.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 223.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">EQUITY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 260.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 263.28pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 323.2pt; position: absolute; text-decoration: none; white-space: pre;">IN OR UNSECURED OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 481.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 484.12pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 497.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 499.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">THE <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 546.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY AND WILL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 179.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 181.88pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 202.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 204.86pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 217.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 219.93pt; position: absolute; text-decoration: none; white-space: pre;">SAVINGS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 262.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 264.55pt; position: absolute; text-decoration: none; white-space: pre;">ACCOUNTS,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 322.62pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 369.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 372.03pt; position: absolute; text-decoration: none; white-space: pre;">OR OTHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 422.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 425.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 492.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 495.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 508.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 510.89pt; position: absolute; text-decoration: none; white-space: pre;">ANY <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 557.65pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">BANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 106.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 108.56pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 122.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 125.21000000000001pt; position: absolute; text-decoration: none; white-space: pre;">NONBANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 173.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 176.15pt; position: absolute; text-decoration: none; white-space: pre;">SUBSIDIARY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 234.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 237.13pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 250.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 252.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 272.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 275.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY AND<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 347.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 350.11pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 370.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 372.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 393.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 395.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">INSURED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 438.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 440.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 453.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 456.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 476.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 478.75pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 569.24pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 120.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 122.8pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE CORPORATION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 258.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 278.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 281.12pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 322.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 325.2pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE FUND OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 427.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 429.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ANY OTHER <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 580.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENTAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">AGENCY.<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 210.4pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 230.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 232.85pt; position: absolute; text-decoration: none; white-space: pre;">DEBT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 258.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 261.11pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 318.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 321.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 341.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 343.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 364.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 366.52pt; position: absolute; text-decoration: none; white-space: pre;">BANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 393.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 396.36pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 443.30999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 445.77pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 466.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 468.76pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 488.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 491.22pt; position: absolute; text-decoration: none; white-space: pre;">NOT <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 592.42pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">INSURED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 121.46000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 123.87pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 137.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 139.47pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 159.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 209.7pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 251.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.78pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 310.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 312.65pt; position: absolute; text-decoration: none; white-space: pre;">CORPORATION<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 384.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 387.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 401.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 403.97pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 424.54999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 426.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OTHER <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 604.01pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENTAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">AGENCY,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 210.4pt; position: absolute; text-decoration: none; white-space: pre;">NOR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 231.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 233.91pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.37pt; position: absolute; text-decoration: none; white-space: pre;">THEY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 283.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 285.68pt; position: absolute; text-decoration: none; white-space: pre;">OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 353.19000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 355.65pt; position: absolute; text-decoration: none; white-space: pre;">OF,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 371.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 373.61pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 387.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 390.26pt; position: absolute; text-decoration: none; white-space: pre;">GUARANTEED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 457.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 460.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BY,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 475.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 478.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 485.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 487.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BANK.<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 618.8pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">NEITHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 141.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 143.91pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 163.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 166.36pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 223.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 226.28pt; position: absolute; text-decoration: none; white-space: pre;">AND EXCHANGE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 304.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 306.5pt; position: absolute; text-decoration: none; white-space: pre;">COMMISSION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 373.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 375.62pt; position: absolute; text-decoration: none; white-space: pre;">ANY STATE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 429.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 432.11pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 630.39pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">COMMISSION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 145.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 147.84pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 167.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 170.29pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 215.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 218.07pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 259.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 262.15pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE CORPORATION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 395.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 398.02pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 418.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 420.47pt; position: absolute; text-decoration: none; white-space: pre;">BOARD<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 454.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 457.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 470.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 472.76pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNORS <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 641.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 91.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 94.31pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 114.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 116.75999999999999pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.54pt; position: absolute; text-decoration: none; white-space: pre;">RESERVE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 209.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 211.8pt; position: absolute; text-decoration: none; white-space: pre;">SYSTEM<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 250.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.25pt; position: absolute; text-decoration: none; white-space: pre;">NOR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 274.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 276.76pt; position: absolute; text-decoration: none; white-space: pre;">ANY OTHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 333.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 336.4pt; position: absolute; text-decoration: none; white-space: pre;">REGULATORY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 404.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 406.86pt; position: absolute; text-decoration: none; white-space: pre;">BODY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 434.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 436.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">HAS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 456.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 458.63pt; position: absolute; text-decoration: none; white-space: pre;">APPROVED OR <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 653.57pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">DISAPPROVED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 147.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 149.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 165.3pt; position: absolute; text-decoration: none; white-space: pre;">THESE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 196.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 199.41pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 259.38pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 273.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 276.03pt; position: absolute; text-decoration: none; white-space: pre;">PASSED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 312.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 314.85pt; position: absolute; text-decoration: none; white-space: pre;">UPON<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 341.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 344.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 364.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">ADEQUACY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 421.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 423.89pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 438.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 440.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ACCURACY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 495.41999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 497.75pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 665.16pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 101.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 103.81pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS.<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 168.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">ANY REPRESENTATION<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 282.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 284.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 298.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 300.95pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 323.4pt; position: absolute; text-decoration: none; white-space: pre;">CONTRARY IS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 389.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 392.02pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 398.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 401.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">CRIMINAL OFFENSE.<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="position: absolute; top: 675.81pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 685.51pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.17pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.46999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.02pt; position: absolute; text-decoration: none; white-space: pre;">dated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.2pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83pt; position: absolute; text-decoration: none; white-space: pre;">24, 2022<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 697.51pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 719.28pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_49" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 252.2pt; position: absolute; text-decoration: none; white-space: pre;">TABLE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.06pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.46pt; position: absolute; text-decoration: none; white-space: pre;">OF CONTENTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 93.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 518.85pt; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_52">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.67000000000002pt; letter-spacing: 0.09em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 178.07pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.3pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.74000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.29pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55">You Can Find</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.48000000000002pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55">More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.68pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_55">Information </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.91pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 248.16pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.21pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 129.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58">Incorporation</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.16pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58">of Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.93pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.66pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.31pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_58">by Reference</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.28pt; letter-spacing: 0.12em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 287.98pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.39pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 141.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_61">The Company</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.01pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 143.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_64">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 138.1pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.27pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_67">Use of Proceeds</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.2em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 153.06pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.31pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.4pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">of</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.28pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.03pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_70">Securities</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.91000000000003pt; letter-spacing: 0.165em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 188.06pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.31pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia52a5dc69d354c36bc7e41fcd20d79b5_73">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.14000000000001pt; letter-spacing: 0.145em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 118.09pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.28pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="position: absolute; top: 212.93pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 230.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">WE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.25pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.7pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.68pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.13pt; position: absolute; text-decoration: none; white-space: pre;">RESPONSIBLE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.2pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.6pt; position: absolute; text-decoration: none; white-space: pre;">FOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.04pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.49pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.91pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.33000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.78pt; position: absolute; text-decoration: none; white-space: pre;">CONTAINED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.07000000000005pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.47pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.13pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.75pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.1pt; position: absolute; text-decoration: none; white-space: pre;">BY <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 243.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">REFERENCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.88pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.23pt; position: absolute; text-decoration: none; white-space: pre;">IN THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.94pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.14pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.49pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.15pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.6pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.26pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">ACCOMPANYING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.35pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.9pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.25pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.61pt; position: absolute; text-decoration: none; white-space: pre;">AND <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">IN ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.43pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.88pt; position: absolute; text-decoration: none; white-space: pre;">FREE WRITING PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.79pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.14pt; position: absolute; text-decoration: none; white-space: pre;">THAT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.78pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.23pt; position: absolute; text-decoration: none; white-space: pre;">WE PREPARE.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.62pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.02pt; position: absolute; text-decoration: none; white-space: pre;">WE HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.80999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.26pt; position: absolute; text-decoration: none; white-space: pre;">NOT AUTHORIZED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.69000000000005pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ANYONE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 267.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 91.03999999999999pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.49pt; position: absolute; text-decoration: none; white-space: pre;">GIVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.81pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.47pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.57999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.03pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.78pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.25pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.7pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">WE TAKE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">NO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.37pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">RESPONSIBILITY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.77pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.22pt; position: absolute; text-decoration: none; white-space: pre;">FOR,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.61pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.27pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.72pt; position: absolute; text-decoration: none; white-space: pre;">CAN <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 279.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">PROVIDE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.03pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">NO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.92000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.37pt; position: absolute; text-decoration: none; white-space: pre;">ASSURANCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.79pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.14pt; position: absolute; text-decoration: none; white-space: pre;">AS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.92pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.37pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.69pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.14pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.56pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.01pt; position: absolute; text-decoration: none; white-space: pre;">RELIABILITY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.61pt; position: absolute; text-decoration: none; white-space: pre;">OF,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.89pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.75pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.16999999999996pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THAT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 291.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">OTHERS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.58pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.76pt; position: absolute; text-decoration: none; white-space: pre;">GIVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.63pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">YOU.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.69pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.9pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.35pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.05pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.4pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.06pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.51pt; position: absolute; text-decoration: none; white-space: pre;">ACCOMPANYING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.15pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.5pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.70000000000005pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 303.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.38pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.83pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.49000000000001pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.94pt; position: absolute; text-decoration: none; white-space: pre;">SUCH<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.05pt; position: absolute; text-decoration: none; white-space: pre;">FREE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.47pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">WRITING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.21pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.66pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.86pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.53999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.99pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.75pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.2pt; position: absolute; text-decoration: none; white-space: pre;">USED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.29999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.75pt; position: absolute; text-decoration: none; white-space: pre;">ONLY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">FOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.4pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.85pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.27pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.72pt; position: absolute; text-decoration: none; white-space: pre;">PURPOSES<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.61pt; position: absolute; text-decoration: none; white-space: pre;">FOR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 315.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">WHICH<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.03pt; position: absolute; text-decoration: none; white-space: pre;">THEY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.67000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.12pt; position: absolute; text-decoration: none; white-space: pre;">HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">BEEN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.41pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.86pt; position: absolute; text-decoration: none; white-space: pre;">PREPARED.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.44pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.5pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.95pt; position: absolute; text-decoration: none; white-space: pre;">SHOULD<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.94pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ASSUME<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">THAT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.57000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.02pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.44000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.89pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 327.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">CONTAINED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.01pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.41pt; position: absolute; text-decoration: none; white-space: pre;">OR INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.96pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.31pt; position: absolute; text-decoration: none; white-space: pre;">BY REFERENCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.85pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.2pt; position: absolute; text-decoration: none; white-space: pre;">IN THIS PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.15999999999997pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.51pt; position: absolute; text-decoration: none; white-space: pre;">IS ACCURATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.74pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">AS OF ANY <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 339.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.81pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.11pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.56pt; position: absolute; text-decoration: none; white-space: pre;">THAN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.32pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.64pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.28pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.73pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.96pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.16999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.82pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.04999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.5pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.91999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.37pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.01pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.11pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">RELEVANT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 351.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.24pt; position: absolute; text-decoration: none; white-space: pre;">DOCUMENT,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.37pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.77pt; position: absolute; text-decoration: none; white-space: pre;">AS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.55pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234pt; position: absolute; text-decoration: none; white-space: pre;">APPLICABLE.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.01pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.83000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.28pt; position: absolute; text-decoration: none; white-space: pre;">FINANCIAL<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.14pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">CONDITION,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.55999999999995pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">RESULTS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.26pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">OF <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">OPERATIONS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.91pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.31pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.64pt; position: absolute; text-decoration: none; white-space: pre;">BUSINESS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.85pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.3pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.28pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.46000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.33000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.78pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.77pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.5pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.71000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">CHANGED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.02pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.37pt; position: absolute; text-decoration: none; white-space: pre;">SINCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THOSE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">DATES.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.87pt; position: absolute; text-decoration: none; white-space: pre;">WE ARE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.87pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.32pt; position: absolute; text-decoration: none; white-space: pre;">MAKING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.87pt; position: absolute; text-decoration: none; white-space: pre;">AN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.76pt; position: absolute; text-decoration: none; white-space: pre;">OFFER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.86pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.31pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.09000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">THESE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.62pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.07pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.69000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.14pt; position: absolute; text-decoration: none; white-space: pre;">IN ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.85pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">JURISDICTION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.03999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.49pt; position: absolute; text-decoration: none; white-space: pre;">WHERE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.14pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.59pt; position: absolute; text-decoration: none; white-space: pre;">OFFER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.69pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.14pt; position: absolute; text-decoration: none; white-space: pre;">IS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.03pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.01999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.47pt; position: absolute; text-decoration: none; white-space: pre;">PERMITTED.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 410.33pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_52" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.78pt; position: absolute; text-decoration: none; white-space: pre;">ABOUT<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 276.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 278.76pt; position: absolute; text-decoration: none; white-space: pre;">THIS PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.03pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.37pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.66pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.54pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.52pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.24pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.4pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.15pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.13pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.11pt; position: absolute; text-decoration: none; white-space: pre;">Exchange <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Commission<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.84pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;SEC&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">using<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.44pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;shelf&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.3pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.78999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.44pt; position: absolute; text-decoration: none; white-space: pre;">process.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.99pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.97pt; position: absolute; text-decoration: none; white-space: pre;">shelf<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.42999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">statement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.64pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.39pt; position: absolute; text-decoration: none; white-space: pre;">offer <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.7pt; position: absolute; text-decoration: none; white-space: pre;">sell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.11pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.09pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.38pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.7pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.99pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.97pt; position: absolute; text-decoration: none; white-space: pre;">combination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.51pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.14pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.85pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.5pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.38pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.02pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">one<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.28pt; position: absolute; text-decoration: none; white-space: pre;">offerings. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.8pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.55pt; position: absolute; text-decoration: none; white-space: pre;">securities,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.41pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.62pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.76pt; position: absolute; text-decoration: none; white-space: pre;">warrants,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.85pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">contracts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">units<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.52pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.27pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.25pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.78pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.87pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">exercisable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.22999999999999pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.11pt; position: absolute; text-decoration: none; white-space: pre;">exchangeable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.45999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.06pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.27pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.79pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.67pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.88pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.52pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.4pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.48pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.19000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.37pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.36pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.24pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.99pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.87pt; position: absolute; text-decoration: none; white-space: pre;">equity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 156.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.61pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.16pt; position: absolute; text-decoration: none; white-space: pre;">one<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.14pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.1pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.18pt; position: absolute; text-decoration: none; white-space: pre;">entities.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.11pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.76pt; position: absolute; text-decoration: none; white-space: pre;">provides<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.73pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.28pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.51pt; position: absolute; text-decoration: none; white-space: pre;">description<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.5pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.38pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 168.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">we or any selling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.22pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.44pt; position: absolute; text-decoration: none; white-space: pre;">holders to be named in a prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.23pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.89pt; position: absolute; text-decoration: none; white-space: pre;">may offer.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 192.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">Each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.23pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.72pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.69pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">sell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">securities,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.29pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.94pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.14pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.22pt; position: absolute; text-decoration: none; white-space: pre;">provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.3pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.28pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.62pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.88pt; position: absolute; text-decoration: none; white-space: pre;">contain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">specific <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53999999999999pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.29pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.04pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.78pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.66pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.18pt; position: absolute; text-decoration: none; white-space: pre;">offering.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.47pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.55pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">add,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.6pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.48pt; position: absolute; text-decoration: none; white-space: pre;">change <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53999999999999pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.24pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.22pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01pt; position: absolute; text-decoration: none; white-space: pre;">You should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.94pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.68pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 228.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.38pt; position: absolute; text-decoration: none; white-space: pre;">together<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.60999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.21pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.03pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">under the heading &#8220;Where You Can Find More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 240.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.03pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.44pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.19pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">prepare<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.33pt; position: absolute; text-decoration: none; white-space: pre;">free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.4pt; position: absolute; text-decoration: none; white-space: pre;">writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.81pt; position: absolute; text-decoration: none; white-space: pre;">prospectuses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">describe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.77pt; position: absolute; text-decoration: none; white-space: pre;">particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">securities.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Any free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">writing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 252.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.46000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.91pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.89pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.63pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.95pt; position: absolute; text-decoration: none; white-space: pre;">connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.64pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.62pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.25pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.23pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.23pt; position: absolute; text-decoration: none; white-space: pre;">referred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.44pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">therein.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.55pt; position: absolute; text-decoration: none; white-space: pre;">For<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.94pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.78pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.76pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.5pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.82pt; position: absolute; text-decoration: none; white-space: pre;">an<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.8pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.77pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.67pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.27pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 527.59pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.78999999999999pt; position: absolute; text-decoration: none; white-space: pre;">writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.19999999999999pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.99pt; position: absolute; text-decoration: none; white-space: pre;">unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.27pt; position: absolute; text-decoration: none; white-space: pre;">context<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.22pt; position: absolute; text-decoration: none; white-space: pre;">otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.61pt; position: absolute; text-decoration: none; white-space: pre;">requires.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.8pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.29pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.94pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.8pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.32pt; position: absolute; text-decoration: none; white-space: pre;">contains<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.60999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.14pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.93pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.22pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.97pt; position: absolute; text-decoration: none; white-space: pre;">exhibits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.15pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.47pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.22pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.71000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.36pt; position: absolute; text-decoration: none; white-space: pre;">statement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 313.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">contains<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.00999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.56pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.1pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.26999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.92pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.67pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.2pt; position: absolute; text-decoration: none; white-space: pre;">offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.6pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.89pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.73pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">registration <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 325.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.58pt; position: absolute; text-decoration: none; white-space: pre;">can be read at the SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.28pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.73pt; position: absolute; text-decoration: none; white-space: pre;">web site mentioned<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.01pt; position: absolute; text-decoration: none; white-space: pre;">under the heading &#8220;Where You Can Find More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 337.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 361.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">of this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.57pt; position: absolute; text-decoration: none; white-space: pre;">and any applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.06pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.4pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and the offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.48pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 373.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">in certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.11pt; position: absolute; text-decoration: none; white-space: pre;">jurisdictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.15pt; position: absolute; text-decoration: none; white-space: pre;">may be restricted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by law. Persons into whose possession<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.49pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.76pt; position: absolute; text-decoration: none; white-space: pre;">and any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 385.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.35pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.69pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.35pt; position: absolute; text-decoration: none; white-space: pre;">come<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.74pt; position: absolute; text-decoration: none; white-space: pre;">inform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.49pt; position: absolute; text-decoration: none; white-space: pre;">themselves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.47pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.22pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">observe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">restrictions.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.55999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">This <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 397.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.46000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; text-decoration: none; white-space: pre;">and any applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.55pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.55pt; position: absolute; text-decoration: none; white-space: pre;">do not constitute,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.25pt; position: absolute; text-decoration: none; white-space: pre;">and may not be used in connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">with, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">an offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.76999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">by anyone in any jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.63pt; position: absolute; text-decoration: none; white-space: pre;">in which such offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">is not authorized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.6pt; position: absolute; text-decoration: none; white-space: pre;">or in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">which the person making such offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.9pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">is not qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to do so or to any person to whom it is<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">unlawful<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.24000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.78999999999999pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.11pt; position: absolute; text-decoration: none; white-space: pre;">make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.29pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.13pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.01pt; position: absolute; text-decoration: none; white-space: pre;">solicitation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_55" style="position: absolute; top: 446.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 470.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.83pt; position: absolute; text-decoration: none; white-space: pre;">WHERE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.14000000000001pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.59pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 256.8pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.25pt; position: absolute; text-decoration: none; white-space: pre;">CAN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.91pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 283.36pt; position: absolute; text-decoration: none; white-space: pre;">FIND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 307.79pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 310.24pt; position: absolute; text-decoration: none; white-space: pre;">MORE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 341.32000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 343.77pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 496.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.12pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.53pt; position: absolute; text-decoration: none; white-space: pre;">file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.83000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; position: absolute; text-decoration: none; white-space: pre;">annual,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.06pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.72pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.1pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.18pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.78pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 330.53pt; position: absolute; text-decoration: none; white-space: pre;">http&#58;&#47;&#47;www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.1pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">We have filed with the SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.56pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.01pt; position: absolute; text-decoration: none; white-space: pre;">a registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.08pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.94pt; position: absolute; text-decoration: none; white-space: pre;">on Form S-3 relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.09pt; position: absolute; text-decoration: none; white-space: pre;">to the securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.77pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.42pt; position: absolute; text-decoration: none; white-space: pre;">covered by this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.60000000000001pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.91000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.46pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.44pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.97000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.85000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.39999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.60000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.64pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.29pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.15pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.13pt; position: absolute; text-decoration: none; white-space: pre;">does<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378pt; position: absolute; text-decoration: none; white-space: pre;">not<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.32pt; position: absolute; text-decoration: none; white-space: pre;">contain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.71999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.27pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.67pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.42pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.59pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.24pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.96000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.51pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.65pt; position: absolute; text-decoration: none; white-space: pre;">statement.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.01pt; position: absolute; text-decoration: none; white-space: pre;">Whenever<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.61pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.33pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.54pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.02pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.68pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">contract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.42pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.3pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.38pt; position: absolute; text-decoration: none; white-space: pre;">document<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.33pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">ours,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.03pt; position: absolute; text-decoration: none; white-space: pre;">please<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.51pt; position: absolute; text-decoration: none; white-space: pre;">aware<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.9pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.12pt; position: absolute; text-decoration: none; white-space: pre;">only<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.44pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.42pt; position: absolute; text-decoration: none; white-space: pre;">summary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.19pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.71pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.26pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.87pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.19pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.94pt; position: absolute; text-decoration: none; white-space: pre;">exhibits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.12pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.64pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.38pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.8100000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.36pt; position: absolute; text-decoration: none; white-space: pre;">part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">of the registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.43pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.29000000000002pt; position: absolute; text-decoration: none; white-space: pre;">for a copy of the contract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; position: absolute; text-decoration: none; white-space: pre;">or other document.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">You may review a copy of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.9pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.16000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.76pt; position: absolute; text-decoration: none; white-space: pre;">through the SEC&#8217;s web site.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_58" style="position: absolute; top: 606.18pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 630.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 151.34pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 238.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.96pt; position: absolute; text-decoration: none; white-space: pre;">OF CERTAIN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 303.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.87pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 380.26pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 382.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 396.59000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">REFERENCE<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.92pt; position: absolute; text-decoration: none; white-space: pre;">The SEC allows us to &#8220;incorporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by reference&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.2pt; position: absolute; text-decoration: none; white-space: pre;">into this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.51pt; position: absolute; text-decoration: none; white-space: pre;">the information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">we file <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.54000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.99pt; position: absolute; text-decoration: none; white-space: pre;">which means that we can disclose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.69pt; position: absolute; text-decoration: none; white-space: pre;">important<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.13pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.95pt; position: absolute; text-decoration: none; white-space: pre;">to you by referring<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.77pt; position: absolute; text-decoration: none; white-space: pre;">you to those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">documents.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.55000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.10000000000001pt; position: absolute; text-decoration: none; white-space: pre;">The information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.95pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.04000000000002pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.71999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.32pt; position: absolute; text-decoration: none; white-space: pre;">to be a part of this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.58pt; position: absolute; text-decoration: none; white-space: pre;">and should be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.5pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.81pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.56pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.63pt; position: absolute; text-decoration: none; white-space: pre;">care.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.3pt; position: absolute; text-decoration: none; white-space: pre;">When<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.16000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.71pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.66pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.36pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.2pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">have<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.13pt; position: absolute; text-decoration: none; white-space: pre;">been<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.63pt; position: absolute; text-decoration: none; white-space: pre;">by <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">reference,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.72pt; position: absolute; text-decoration: none; white-space: pre;">by making<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.74pt; position: absolute; text-decoration: none; white-space: pre;">future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.60000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.2pt; position: absolute; text-decoration: none; white-space: pre;">filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.79000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.16pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.36pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.13pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.22pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.05pt; position: absolute; text-decoration: none; white-space: pre;">is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.36000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.68pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.66000000000003pt; position: absolute; text-decoration: none; white-space: pre;">automatically<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.65pt; position: absolute; text-decoration: none; white-space: pre;">updated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.81pt; position: absolute; text-decoration: none; white-space: pre;">superseded.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.26pt; position: absolute; text-decoration: none; white-space: pre;">In<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.14pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.22pt; position: absolute; text-decoration: none; white-space: pre;">words,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.55pt; position: absolute; text-decoration: none; white-space: pre;">cases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.77000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.32pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.87pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.61pt; position: absolute; text-decoration: none; white-space: pre;">considering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">whether<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.21000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.53pt; position: absolute; text-decoration: none; white-space: pre;">rely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.61pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.36pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.68pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.66pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.88pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.05pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.79pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.17pt; position: absolute; text-decoration: none; white-space: pre;">this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.32000000000001pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.87pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">rely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.16000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.91000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.66pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.98pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.73pt; position: absolute; text-decoration: none; white-space: pre;">document<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.68pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.65000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">was<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.29pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">later.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.92pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.78000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">incorporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.8199999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.42pt; position: absolute; text-decoration: none; white-space: pre;">by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.22pt; position: absolute; text-decoration: none; white-space: pre;">the documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.76pt; position: absolute; text-decoration: none; white-space: pre;">listed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.99pt; position: absolute; text-decoration: none; white-space: pre;">below and any additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.31pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">we file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC in the future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.31pt; position: absolute; text-decoration: none; white-space: pre;">under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Sections<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.33000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.88pt; position: absolute; text-decoration: none; white-space: pre;">13(a),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.02pt; position: absolute; text-decoration: none; white-space: pre;">13(c),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">14,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.66000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.21pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.09pt; position: absolute; text-decoration: none; white-space: pre;">15(d)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.3pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.18pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.93pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.91pt; position: absolute; text-decoration: none; white-space: pre;">Exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.85pt; position: absolute; text-decoration: none; white-space: pre;">Act<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.27000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.82pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">1934<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.25pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.78000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.15000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Act&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.43pt; position: absolute; text-decoration: none; white-space: pre;">until<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.29pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.67pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.27000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.48pt; position: absolute; text-decoration: none; white-space: pre;">completed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.68pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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left: 212.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.66pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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font-weight: normal; left: 333.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.39000000000004pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.23pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.75pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.49pt; position: absolute; text-decoration: none; white-space: pre;">deemed,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.6pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.91pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66pt; position: absolute; text-decoration: none; white-space: pre;">Exchange <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Act, in accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.68pt; position: absolute; text-decoration: none; white-space: pre;">with the Exchange Act and SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.7pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.15pt; position: absolute; text-decoration: none; white-space: pre;">rules, not to have been filed)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 172.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Annual Report on Form 10-K for the year ended December 31, 2021&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Proxy Statement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.64pt; position: absolute; text-decoration: none; white-space: pre;">on Schedule 14A filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">March 5, 2021&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 207.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">The description<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.74pt; position: absolute; text-decoration: none; white-space: pre;">of our common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.92pt; position: absolute; text-decoration: none; white-space: pre;">stock contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.89pt; position: absolute; text-decoration: none; white-space: pre;">in our current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.88pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">on Form 8-K filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.85pt; position: absolute; text-decoration: none; white-space: pre;">on July 1, 2004 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.78pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.05pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.34pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.32pt; position: absolute; text-decoration: none; white-space: pre;">amendment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.52pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.4pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.81pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.87pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.62pt; position: absolute; text-decoration: none; white-space: pre;">purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">updating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.22pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">description.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 240.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">You may request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.3pt; position: absolute; text-decoration: none; white-space: pre;">a copy of these filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.14pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.55pt; position: absolute; text-decoration: none; white-space: pre;">than an exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.47pt; position: absolute; text-decoration: none; white-space: pre;">to a filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.91pt; position: absolute; text-decoration: none; white-space: pre;">unless that exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is specifically <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 252.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.57pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.81pt; position: absolute; text-decoration: none; white-space: pre;">into that filing)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.29000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.89pt; position: absolute; text-decoration: none; white-space: pre;">at no cost, by writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to or telephoning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">us at the following<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.16pt; position: absolute; text-decoration: none; white-space: pre;">address&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 274.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.35pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 286.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.46pt; position: absolute; text-decoration: none; white-space: pre;">Investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.81pt; position: absolute; text-decoration: none; white-space: pre;">Relations<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.33pt; position: absolute; text-decoration: none; white-space: pre;">1900 Fifth Avenue North<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.42pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.57pt; position: absolute; text-decoration: none; white-space: pre;">35203<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.67pt; position: absolute; text-decoration: none; white-space: pre;">205-264-7040<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_61" style="position: absolute; top: 335.78pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 354.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.11pt; position: absolute; text-decoration: none; white-space: pre;">THE COMPANY<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.49pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">is a Delaware corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">(NYSE symbol&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.52000000000004pt; position: absolute; text-decoration: none; white-space: pre;">RF) and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">company<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.11000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.66pt; position: absolute; text-decoration: none; white-space: pre;">headquartered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.84pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.16000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.76pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.36pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.69pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.76pt; position: absolute; text-decoration: none; white-space: pre;">South,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Midwest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.66pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.64000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Texas.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.54pt; position: absolute; text-decoration: none; white-space: pre;">In<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.42pt; position: absolute; text-decoration: none; white-space: pre;">addition, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 400.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions operates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.61pt; position: absolute; text-decoration: none; white-space: pre;">several<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.49pt; position: absolute; text-decoration: none; white-space: pre;">offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">delivering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.37pt; position: absolute; text-decoration: none; white-space: pre;">specialty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.46pt; position: absolute; text-decoration: none; white-space: pre;">capabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.92pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.57pt; position: absolute; text-decoration: none; white-space: pre;">in New<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.71000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.16pt; position: absolute; text-decoration: none; white-space: pre;">York, Washington<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.6pt; position: absolute; text-decoration: none; white-space: pre;">D.C.,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.98pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.43pt; position: absolute; text-decoration: none; white-space: pre;">Chicago and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.56pt; position: absolute; text-decoration: none; white-space: pre;">locations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">nationwide.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.61pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">provides<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.88pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.36pt; position: absolute; text-decoration: none; white-space: pre;">solutions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">a wide range<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.8pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.68pt; position: absolute; text-decoration: none; white-space: pre;">clients<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.29pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">retail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.63pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">mortgage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.21000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.76pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.51pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.78pt; position: absolute; text-decoration: none; white-space: pre;">commercial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.91000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.56pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.31pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.08pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.06pt; position: absolute; text-decoration: none; white-space: pre;">wealth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.23pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.64000000000004pt; position: absolute; text-decoration: none; white-space: pre;">services.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.91pt; position: absolute; text-decoration: none; white-space: pre;">Further,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">and its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.44pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; position: absolute; text-decoration: none; white-space: pre;">deliver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.59pt; position: absolute; text-decoration: none; white-space: pre;">specialty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.68pt; position: absolute; text-decoration: none; white-space: pre;">capabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.79pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.13pt; position: absolute; text-decoration: none; white-space: pre;">merger<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.42pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.02000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.78000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.38pt; position: absolute; text-decoration: none; white-space: pre;">advisory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.40000000000003pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.67pt; position: absolute; text-decoration: none; white-space: pre;">capital <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.21000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.76pt; position: absolute; text-decoration: none; white-space: pre;">solutions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.9pt; position: absolute; text-decoration: none; white-space: pre;">home<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.10000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.65pt; position: absolute; text-decoration: none; white-space: pre;">improvement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">lending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.04pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.02pt; position: absolute; text-decoration: none; white-space: pre;">others.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.49pt; position: absolute; text-decoration: none; white-space: pre;">Through<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.47pt; position: absolute; text-decoration: none; white-space: pre;">its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.90000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.88pt; position: absolute; text-decoration: none; white-space: pre;">Bank, Regions<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 460.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">operates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.36000000000001pt; position: absolute; text-decoration: none; white-space: pre;">1,302 banking offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.84pt; position: absolute; text-decoration: none; white-space: pre;">and 2,068 ATMs (as of December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.39000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.94pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021). At December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.35pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021, Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 472.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">had total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.7pt; position: absolute; text-decoration: none; white-space: pre;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.74pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.59pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.47pt; position: absolute; text-decoration: none; white-space: pre;">approximately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.17pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.82pt; position: absolute; text-decoration: none; white-space: pre;">$162.9 billion,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.95pt; position: absolute; text-decoration: none; white-space: pre;">total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.24pt; position: absolute; text-decoration: none; white-space: pre;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">approximately<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 484.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 60.22pt;">$139.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre; width: 38.81pt;">and total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 6.69pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.94pt; position: absolute; text-decoration: none; white-space: pre; width: 50.49pt;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.17000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 53.83pt;">shareholders&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.74pt; position: absolute; text-decoration: none; white-space: pre; width: 104.28pt;">equity of approximately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.02000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 6.79pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.81pt; position: absolute; text-decoration: none; white-space: pre; width: 57.72pt;">$18.3 billion.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.27000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 42.73pt;">Additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 527pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 496.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 176.84pt;">information about us and our subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 4.83pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.15pt; position: absolute; text-decoration: none; white-space: pre; width: 178.46pt;">is included in the documents incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 4.78pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.39000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 51.87pt;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 4.78pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.04pt; position: absolute; text-decoration: none; white-space: pre; width: 26.93pt;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 526.97pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 508.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 42.74pt;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.77000000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 71.59pt;">under the heading<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.91000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 31.05pt;">&#8220;Where<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.51pt; position: absolute; text-decoration: none; white-space: pre; width: 35.81pt;">You Can<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.87pt; position: absolute; text-decoration: none; white-space: pre; width: 18.33pt;">Find<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.75pt; position: absolute; text-decoration: none; white-space: pre; width: 21.65pt;">More<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.95pt; position: absolute; text-decoration: none; white-space: pre; width: 54.66pt;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 530.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.78pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.97pt; position: absolute; text-decoration: none; white-space: pre;">separate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.28pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.26pt; position: absolute; text-decoration: none; white-space: pre;">distinct<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.66000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.26pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.66000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.21pt; position: absolute; text-decoration: none; white-space: pre;">entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.5pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.11pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.17pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.49pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.26pt; position: absolute; text-decoration: none; white-space: pre;">significant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.42pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.07pt; position: absolute; text-decoration: none; white-space: pre;">source <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 542.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 86.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.36pt; position: absolute; text-decoration: none; white-space: pre;">funds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.13pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.45pt; position: absolute; text-decoration: none; white-space: pre;">pay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.43pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.84pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.72000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.77pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.98pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.62pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.6pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.36pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.11pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.77000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.32pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.73pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 554.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.15pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.8pt; position: absolute; text-decoration: none; white-space: pre;">Various<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.99pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.31pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.29000000000002pt; position: absolute; text-decoration: none; white-space: pre;">state<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.13pt; position: absolute; text-decoration: none; white-space: pre;">statutes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.66pt; position: absolute; text-decoration: none; white-space: pre;">regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.65pt; position: absolute; text-decoration: none; white-space: pre;">limit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.1pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.85pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.37pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.25pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.66pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.18pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.06pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.81pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.56pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.73000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.38pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.13pt; position: absolute; text-decoration: none; white-space: pre;">pay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.11pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.43pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.87pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.39999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.95pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.61pt; position: absolute; text-decoration: none; white-space: pre;">approval.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Our principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.63pt; position: absolute; text-decoration: none; white-space: pre;">executive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.49pt; position: absolute; text-decoration: none; white-space: pre;">offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.27pt; position: absolute; text-decoration: none; white-space: pre;">are located<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">at 1900 Fifth Avenue North, Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.97pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.02000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.57pt; position: absolute; text-decoration: none; white-space: pre;">35203, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 91.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.36pt; position: absolute; text-decoration: none; white-space: pre;">telephone<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.74pt; position: absolute; text-decoration: none; white-space: pre;">number<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.57pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.09pt; position: absolute; text-decoration: none; white-space: pre;">address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.82pt; position: absolute; text-decoration: none; white-space: pre;">(800)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_64" style="position: absolute; top: 620.23pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 630.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.65pt; position: absolute; text-decoration: none; white-space: pre;">RISK FACTORS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.64pt; position: absolute; text-decoration: none; white-space: pre;">Investing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;">in securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.06pt; position: absolute; text-decoration: none; white-space: pre;">issued by us involves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.84pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.6pt; position: absolute; text-decoration: none; white-space: pre;">risks.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.53pt; position: absolute; text-decoration: none; white-space: pre;">Before you invest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.12pt; position: absolute; text-decoration: none; white-space: pre;">in any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.68pt; position: absolute; text-decoration: none; white-space: pre;">issued by us, in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 664.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">addition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.77000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.09pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.84pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.74pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.69pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.51pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.39pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.48pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.77000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.36pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.18pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.73pt; position: absolute; text-decoration: none; white-space: pre;">should <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 676.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">carefully<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.57000000000001pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.72pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.26pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.04000000000002pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.42pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.74pt; position: absolute; text-decoration: none; white-space: pre;">Item<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">1A<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.36pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.67pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.42pt; position: absolute; text-decoration: none; white-space: pre;">caption<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.37pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.67pt; position: absolute; text-decoration: none; white-space: pre;">Factors&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.06pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.04pt; position: absolute; text-decoration: none; white-space: pre;">elsewhere<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.52000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 688.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">annual report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.02pt; position: absolute; text-decoration: none; white-space: pre;">on Form 10-K for the fiscal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.20999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.81pt; position: absolute; text-decoration: none; white-space: pre;">year ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021, which is incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.02000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.62pt; position: absolute; text-decoration: none; white-space: pre;">into this <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 120.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.5pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 133.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.5pt; position: absolute; text-decoration: none; white-space: pre;">reference,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 176.14pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.14pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 187.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.46pt; position: absolute; text-decoration: none; white-space: pre;">updated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 222.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 235.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 251.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 281.05pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.05pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 292.38pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.38pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 331.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.44pt; position: absolute; text-decoration: none; white-space: pre;">reports<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 362.19pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.19pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 376.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">subsequent<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 424.26pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.26pt; position: absolute; text-decoration: none; white-space: pre;">fiscal<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 448.88pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.88pt; position: absolute; text-decoration: none; white-space: pre;">years<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 472.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.96pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 484.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">fiscal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 83.76pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">quarters<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 109.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.94pt; position: absolute; text-decoration: none; white-space: pre;">that we file<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 157.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.86pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC and that are so incorporated.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 330.11pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.11pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Where You Can Find More Information&#8221;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 519.03pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.03pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 96.24pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 124.93pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.93pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 150.13pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.13pt; position: absolute; text-decoration: none; white-space: pre;">how<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 170.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 181.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">obtain<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 209.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">copy<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 238.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.95pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 250.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">these<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 273.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.8pt; position: absolute; text-decoration: none; white-space: pre;">documents.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 322.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">You<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 342.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.81pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 372.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 391.56pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.56pt; position: absolute; text-decoration: none; white-space: pre;">carefully<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 430.05pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.05pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 466.9pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.9pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 482.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 503.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.98pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 108.72pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 98.29pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.29pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 148.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.46pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 166.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.43pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 186.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.63pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 199.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.06pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 240.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.89pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 254.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.16pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 265.49pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.49pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 318.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.98pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 331.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.98pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 372.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.12pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 393.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 410.59pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.59pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 456.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.33pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 505.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 121.2pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">relating to specific<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 152.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">offerings<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 191.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_67" style="position: absolute; top: 144.58pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 154.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.66pt; position: absolute; text-decoration: none; white-space: pre;">USE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.1pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">OF PROCEEDS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.17pt; position: absolute; text-decoration: none; white-space: pre;">intend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.69pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.01pt; position: absolute; text-decoration: none; white-space: pre;">use<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.88pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.63pt; position: absolute; text-decoration: none; white-space: pre;">net<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.38pt; position: absolute; text-decoration: none; white-space: pre;">proceeds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.44pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.42pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.17pt; position: absolute; text-decoration: none; white-space: pre;">sales<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.13pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.76pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.12pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.44pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.19pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.7pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.68pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.64pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.73pt; position: absolute; text-decoration: none; white-space: pre;">set <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.74000000000001pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.81pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.44pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.94pt; position: absolute; text-decoration: none; white-space: pre;">which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.91pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.66pt; position: absolute; text-decoration: none; white-space: pre;">include<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.61pt; position: absolute; text-decoration: none; white-space: pre;">general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.55pt; position: absolute; text-decoration: none; white-space: pre;">corporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.87pt; position: absolute; text-decoration: none; white-space: pre;">purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_70" style="position: absolute; top: 203.08pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 217.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 229.56pt; position: absolute; text-decoration: none; white-space: pre;">VALIDITY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.54pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.94pt; position: absolute; text-decoration: none; white-space: pre;">OF THE SECURITIES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 241.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">Unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.96000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.51pt; position: absolute; text-decoration: none; white-space: pre;">otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.9pt; position: absolute; text-decoration: none; white-space: pre;">indicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.10000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.8pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.14pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.3pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.05pt; position: absolute; text-decoration: none; white-space: pre;">validity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.15pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.9pt; position: absolute; text-decoration: none; white-space: pre;">be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 253.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">passed upon for us by Andrew S. Nix, our Executive Vice President<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.09pt; position: absolute; text-decoration: none; white-space: pre;">and Chief Governance Officer,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.42pt; position: absolute; text-decoration: none; white-space: pre;">or such other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">officer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.33000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.88pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.75pt; position: absolute; text-decoration: none; white-space: pre;">we may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.10000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.65pt; position: absolute; text-decoration: none; white-space: pre;">designate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.89999999999998pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.19pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.51pt; position: absolute; text-decoration: none; white-space: pre;">time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.3pt; position: absolute; text-decoration: none; white-space: pre;">and Sullivan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.08pt; position: absolute; text-decoration: none; white-space: pre;">&#38; Cromwell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">LLP, New York, New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Mr. Nix beneficially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.60000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.25pt; position: absolute; text-decoration: none; white-space: pre;">owns shares of our common stock and Sullivan &#38; Cromwell LLP regularly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.42pt; position: absolute; text-decoration: none; white-space: pre;">performs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">legal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 289.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.48pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.69pt; position: absolute; text-decoration: none; white-space: pre;">us.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.63pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.52pt; position: absolute; text-decoration: none; white-space: pre;">matters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.91000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.51pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.57pt; position: absolute; text-decoration: none; white-space: pre;">passed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.76pt; position: absolute; text-decoration: none; white-space: pre;">upon<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.31pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.52pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.5pt; position: absolute; text-decoration: none; white-space: pre;">underwriters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.59999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.15pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.9pt; position: absolute; text-decoration: none; white-space: pre;">counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">underwriters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.86pt; position: absolute; text-decoration: none; white-space: pre;">specified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.91000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.51pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.53pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.5pt; position: absolute; text-decoration: none; white-space: pre;">supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_73" style="position: absolute; top: 313.58pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 327.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.96pt; position: absolute; text-decoration: none; white-space: pre;">EXPERTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 352.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.88pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.05pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.89pt; position: absolute; text-decoration: none; white-space: pre;">appearing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.83pt; position: absolute; text-decoration: none; white-space: pre;">in Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.87pt; position: absolute; text-decoration: none; white-space: pre;">Annual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.84pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.12pt; position: absolute; text-decoration: none; white-space: pre;">10-K)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.55pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.51pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.25pt; position: absolute; text-decoration: none; white-space: pre;">ended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.66pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.25pt; position: absolute; text-decoration: none; white-space: pre;">31,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.3pt; position: absolute; text-decoration: none; white-space: pre;">2021,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.33pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.08pt; position: absolute; text-decoration: none; white-space: pre;">effectiveness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.21pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.86pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.06pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.82pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.93pt; position: absolute; text-decoration: none; white-space: pre;">internal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.88pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.19pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.95pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.82pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.7pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">31,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.34pt; position: absolute; text-decoration: none; white-space: pre;">2021,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.39pt; position: absolute; text-decoration: none; white-space: pre;">have<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.8pt; position: absolute; text-decoration: none; white-space: pre;">been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">audited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.71000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.26pt; position: absolute; text-decoration: none; white-space: pre;">Ernst<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.9pt; position: absolute; text-decoration: none; white-space: pre;">&#38;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.22pt; position: absolute; text-decoration: none; white-space: pre;">Young<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.99pt; position: absolute; text-decoration: none; white-space: pre;">LLP,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.8pt; position: absolute; text-decoration: none; white-space: pre;">independent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.18pt; position: absolute; text-decoration: none; white-space: pre;">registered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.16pt; position: absolute; text-decoration: none; white-space: pre;">public<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; position: absolute; text-decoration: none; white-space: pre;">accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.06pt; position: absolute; text-decoration: none; white-space: pre;">firm,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.36pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.23pt; position: absolute; text-decoration: none; white-space: pre;">set<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.87pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.17pt; position: absolute; text-decoration: none; white-space: pre;">their<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.46999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.02pt; position: absolute; text-decoration: none; white-space: pre;">reports <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 400.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">thereon<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.27000000000001pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.27pt; position: absolute; text-decoration: none; white-space: pre;">therein,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.10000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.12pt; position: absolute; text-decoration: none; white-space: pre;">herein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.63pt; position: absolute; text-decoration: none; white-space: pre;">by reference.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.37pt; position: absolute; text-decoration: none; white-space: pre;">Such financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.39pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.14pt; position: absolute; text-decoration: none; white-space: pre;">are,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.38pt; position: absolute; text-decoration: none; white-space: pre;">and audited <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.29pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.44pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.09pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.39pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.79000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.66000000000003pt; position: absolute; text-decoration: none; white-space: pre;">subsequently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.44pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.29pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.13pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.21pt; position: absolute; text-decoration: none; white-space: pre;">be,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.69pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.78pt; position: absolute; text-decoration: none; white-space: pre;">herein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.61pt; position: absolute; text-decoration: none; white-space: pre;">reliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.8pt; position: absolute; text-decoration: none; white-space: pre;">upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">the reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.21000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.81pt; position: absolute; text-decoration: none; white-space: pre;">of Ernst &#38; Young LLP pertaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.58pt; position: absolute; text-decoration: none; white-space: pre;">to such financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.2pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.34999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374pt; position: absolute; text-decoration: none; white-space: pre;">and the effectiveness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of our internal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.61000000000001pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.85000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.45pt; position: absolute; text-decoration: none; white-space: pre;">reporting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.68pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.55pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.43pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.18pt; position: absolute; text-decoration: none; white-space: pre;">respective<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.26pt; position: absolute; text-decoration: none; white-space: pre;">dates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.78000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.33pt; position: absolute; text-decoration: none; white-space: pre;">(to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.98pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.73pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.68pt; position: absolute; text-decoration: none; white-space: pre;">covered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.84999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.4pt; position: absolute; text-decoration: none; white-space: pre;">consents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.36pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.21pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.96999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.52pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.14000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.74000000000001pt; position: absolute; text-decoration: none; white-space: pre;">and Exchange Commission)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.41000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.01pt; position: absolute; text-decoration: none; white-space: pre;">given on the authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.58pt; position: absolute; text-decoration: none; white-space: pre;">of such firm<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.03pt; position: absolute; text-decoration: none; white-space: pre;">as experts in accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and auditing.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 440pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 440pt;"></div></div><div><div id="ia52a5dc69d354c36bc7e41fcd20d79b5_76" style="position: absolute; top: 74.16pt;"></div><div style="position: absolute; top: 81.16pt; width: 612pt;"><div style="font-size: 0pt; left: 85.68pt; position: absolute; top: 0pt; width: 438.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 87.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 87.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 87.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 87.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; 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position: absolute;">September<font style="display: inline-block; height: 8.12pt; width: 12.73pt;"></font></font><font style="left: 325pt; position: absolute;">, 2024<font style="display: inline-block; height: 8.12pt;"></font></font></font></div><div style="position: absolute; top: 327.26pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 10.83pt; position: absolute; top: 440.36pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 276.23pt; position: absolute; text-decoration: none; white-space: pre;">Barclays<font style="display: inline-block; height: 10.83pt;"></font></font></div><div style="line-height: 10.83pt; position: absolute; top: 462.56pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 272.68pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup<font style="display: inline-block; height: 10.83pt;"></font></font></div><div style="line-height: 10.83pt; position: absolute; top: 486.84pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 219.39pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities<font style="display: inline-block; height: 10.83pt;"></font></font></div><div style="line-height: 10.83pt; position: absolute; top: 511.12pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; 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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
