<SEC-DOCUMENT>0001281761-24-000084.txt : 20240905
<SEC-HEADER>0001281761-24-000084.hdr.sgml : 20240905
<ACCEPTANCE-DATETIME>20240905093001
ACCESSION NUMBER:		0001281761-24-000084
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		16
FILED AS OF DATE:		20240905
DATE AS OF CHANGE:		20240905

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			REGIONS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001281761
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				630589368
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-262964
		FILM NUMBER:		241280149

	BUSINESS ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203
		BUSINESS PHONE:		800-734-4667

	MAIL ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW REGIONS FINANCIAL CORP
		DATE OF NAME CHANGE:	20040225
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>seniordebt_finalprospectus.htm
<DESCRIPTION>424B2
<TEXT>
<html><head><title>Senior Debt_Final Prospectus Issued 9.5.2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 783pt;"><div style="width: 594pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 594pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_1" style="position: absolute; top: 9pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 464.75pt; position: absolute; text-decoration: none; white-space: pre;">Filed Pursuant to Rule 424(b)(2)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 482.22pt; position: absolute; text-decoration: none; white-space: pre;">Registration No. 333-262964<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 44.95pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 75.07pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 77.47pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 55.95pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">(To Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 73.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 75.66pt; position: absolute; text-decoration: none; white-space: pre;">Dated February 24, 2022)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 69.25pt; width: 612pt;"><div style="left: 241.2pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 21.64pt; width: 129.6pt;" src="regionslogoa.jpg" alt="regionslogoa.jpg"></div></div></div><div style="line-height: 8.12pt; position: absolute; top: 95.89pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 226.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 8.12pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 318.34000000000003pt; letter-spacing: -0.002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.12pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 321.32pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 121.85pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 151.37pt; position: absolute; text-decoration: none; white-space: pre;">$1,000,000,000 5.502% Fixed<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.23pt; letter-spacing: -0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 277.69pt; position: absolute; text-decoration: none; white-space: pre;">Rate &#47; Floating<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 340.97pt; letter-spacing: -0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 343.43pt; position: absolute; text-decoration: none; white-space: pre;">Rate Senior Notes<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 420.03000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 422.57pt; position: absolute; text-decoration: none; white-space: pre;">due 2035<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 143.3pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.24pt; position: absolute; top: 161.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">We are offering by this prospectus supplement $1,000,000,000 principal amount of our 5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035 (the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 171.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">&#8220;Notes&#8221;). The Notes will initially bear interest at 5.502% per annum, payable semi-annually in arrears on March 6<font style="display: inline-block; height: 6.24pt;"></font></font><font style="color: #ffffff; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.12pt; position: absolute; text-decoration: none; white-space: pre;">&#93;<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.11pt; position: absolute; white-space: pre;">and September 6 of each year, beginning on the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 181.46pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">issue date to, but excluding, September 6, 2034. Commencing on September 6, 2034, the Notes will bear interest at a floating rate per annum equal to Compounded <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 191.54pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">SOFR (determined with respect to each quarterly interest period using the SOFR Index as described herein under &#8220;Description of the Notes&#8212;Compounded SOFR&#8221;) <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 201.62pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">plus 2.060%, payable quarterly in arrears on December 6, 2034, March 6, 2035, June 6, 2035 and at the maturity date.&#160; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 217.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">On or after March 6, 2025 (or, if additional Notes are issued after the original issue date, on or after the date that is 181 days after the issue date of such <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 227.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">additional Notes) and prior to September 6, 2034, we may redeem the Notes, in whole or in part, at any time or from time to time, by paying the aggregate principal <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 237.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">amount of the Notes to be redeemed plus a &#8220;make-whole&#8221; premium (as described herein under &#8220;Description of the Notes&#8212;Redemption&#8221;) plus accrued and unpaid <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.24pt; position: absolute; top: 247.94pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">interest thereon, if any, to, but excluding, the redemption date. <font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.59pt; position: absolute; text-decoration: none; white-space: pre;">On September 6, 2034, we may redeem the Notes, in whole, but not in part, by paying the aggregate <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.24pt; position: absolute; top: 258.02pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">principal amount of the Notes to be redeemed plus accrued and unpaid interest thereon, if any, to, but excluding, the redemption date. At any time or from time to <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.24pt; position: absolute; top: 268.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; text-decoration: none; white-space: pre;">time on or after June 6, 2035, w<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.67pt; position: absolute; white-space: pre;">e may redeem the Notes in whole or in part by paying the aggregate principal amount of the Notes to be redeemed plus accrued and <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 278.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">unpaid interest thereon, if any, to, but excluding, the redemption date. The Notes will not be subject to repayment at the option of the holder at any time prior to <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 288.26pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">maturity and will not be entitled to any sinking fund.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 304.34pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will be senior unsecured obligations of Regions Financial Corporation and will rank equally among themselves and with all of our other unsecured <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 314.42pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">and unsubordinated indebtedness. The Notes will not be guaranteed by any of our subsidiaries.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 330.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will be issued only in registered book-entry form, in minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 346.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes will not be listed on any securities exchange. Currently there is no public market for the Notes.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="position: absolute; top: 362.66pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.94pt; position: absolute; top: 372.86pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 35pt; position: absolute; text-decoration: none; white-space: pre;">Investing<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 71.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 74.22pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 96.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 99.24pt; position: absolute; text-decoration: none; white-space: pre;">Notes involves<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 157.20999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 159.81pt; position: absolute; text-decoration: none; white-space: pre;">risks.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 181.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 183.73pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 205.65pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19">Risk</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 222.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19"> </a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 225.39pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19">Factors</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 256.47pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; beginning<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 304.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 307.05pt; position: absolute; text-decoration: none; white-space: pre;">on page<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.98pt; position: absolute; text-decoration: none; white-space: pre;"> S-<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.37pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19">5</a><font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.37pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 357.87pt; position: absolute; text-decoration: none; white-space: pre;">of this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 382.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 385.12pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 476.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 478.98pt; position: absolute; text-decoration: none; white-space: pre;">and in our Annual Report<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 581.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 584.25pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 383.86pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 15pt; position: absolute; text-decoration: none; white-space: pre;">Form 10-K for<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 73.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 76.41pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 88.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 91.16pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 108.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 111.46pt; position: absolute; text-decoration: none; white-space: pre;">ended December 31, 2023 to read about factors you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 349.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 351.62pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 386.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 388.58pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 414.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 416.65pt; position: absolute; text-decoration: none; white-space: pre;">investing<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 452.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 455.31pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 477.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 480.33pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="position: absolute; top: 399.86pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="position: absolute; top: 417.86pt; width: 612pt;"><div style="font-size: 0pt; left: 9pt; position: absolute; top: 0pt; width: 593.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 374.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 74.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 9pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 53.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 11.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 71.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 33pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 0pt; width: 74.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 74.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.38pt; position: absolute; white-space: pre;">Price to Public(1)<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 0pt; width: 53.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.32pt; position: absolute; text-decoration: none; white-space: pre;">Underwriting <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 11.53pt; position: absolute; text-decoration: none; white-space: pre;">Discount<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 522pt; position: absolute; top: 0pt; width: 71.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 3.09pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 6.99pt; position: absolute; text-decoration: none; white-space: pre;">Proceeds, Before <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 13.73pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 14.53pt; position: absolute; text-decoration: none; white-space: pre;">Expenses, to <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 24.37pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 17.42pt; position: absolute; text-decoration: none; white-space: pre;">Regions(1)<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 374.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 374.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.63pt; position: absolute; text-decoration: none; white-space: pre;">Per Note<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 33pt; width: 74.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 74.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.77pt; position: absolute;"><font style="display: inline-block; height: 6.24pt;"></font></font><font style="left: 33.77pt; position: absolute;">100.000<font style="display: inline-block; height: 6.24pt; width: 2.99pt;"></font></font><font style="left: 66.01pt; position: absolute;">%<font style="display: inline-block; height: 6.24pt;"></font></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 33pt; width: 53.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 21.77pt; position: absolute;"><font style="display: inline-block; height: 6.24pt;"></font></font><font style="left: 21.77pt; position: absolute;">0.400<font style="display: inline-block; height: 6.24pt; width: 2.99pt;"></font></font><font style="left: 45.01pt; position: absolute;">%<font style="display: inline-block; height: 6.24pt;"></font></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 522pt; position: absolute; top: 33pt; width: 71.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 35.27pt; position: absolute;"><font style="display: inline-block; height: 6.24pt;"></font></font><font style="left: 35.27pt; position: absolute;">99.600<font style="display: inline-block; height: 6.24pt; width: 2.99pt;"></font></font><font style="left: 63.010000000000005pt; position: absolute;">%<font style="display: inline-block; height: 6.24pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45.75pt; width: 374.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 374.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Notes<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 45.75pt; width: 74.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 74.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.24pt; width: 4.14pt;"></font></font><font style="left: 11.27pt; position: absolute;">1,000,000,000<font style="display: inline-block; height: 6.24pt; width: 10.48pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12.75pt; left: 457.5pt; overflow: hidden; position: absolute; top: 45.75pt; width: 53.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 53.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.24pt;"></font></font><font style="left: 7.13pt; position: absolute;">4,000,000<font style="display: inline-block; height: 6.24pt; width: 10.48pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 522pt; position: absolute; top: 45.75pt; width: 71.25pt;"><div><div style="line-height: 6.24pt; position: absolute; top: 3.07pt; width: 71.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.24pt; width: 7.89pt;"></font></font><font style="left: 15.02pt; position: absolute;">996,000,000<font style="display: inline-block; height: 6.24pt; width: 10.48pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8.32pt; position: absolute; top: 491.36pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 15pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 29.98pt; letter-spacing: 0.083em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">Plus accrued interest, if any, from <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.85pt; position: absolute; white-space: pre;">September<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 199.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.57pt; position: absolute; white-space: pre;">6, 2024<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.57pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="position: absolute; top: 504.8pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.09pt; position: absolute; top: 522.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 33pt; position: absolute; white-space: pre;">Neither the Securities and Exchange Commission, any state securities commission, the Federal Deposit Insurance Corporation, the Board of <font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 532.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 15pt; position: absolute; white-space: pre;">Governors of the Federal Reserve System nor any other regulatory body has approved or disapproved of these securities or determined if this prospectus <font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 542.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 15pt; position: absolute; white-space: pre;">supplement or the accompanying prospectus is accurate or complete. Any representation to the contrary is a criminal offense.<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 559.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The Notes are not savings accounts, deposits or other obligations of a bank and are not insured by the Federal Deposit Insurance Corporation or any other <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 569.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">governmental agency or instrumentality.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 585.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">The underwriters expect to deliver the Notes in book-entry form only through the facilities of The Depository Trust Company for the accounts of its <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 595.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">participants, including Clearstream Banking, S.A., and Euroclear Bank SA&#47;NV, against payment in New York, New York on or about September 6, 2024.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 611.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 27pt; position: absolute; white-space: pre;">Our affiliates may use this prospectus supplement and the accompanying prospectus in connection with offers and sales of the Notes in the secondary market. <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 621.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 9pt; position: absolute; white-space: pre;">These affiliates may act as principal or agent in those transactions. Secondary market sales will be made at prices related to market prices at the time of sale.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 637.52pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 241.29pt; position: absolute; text-decoration: none; white-space: pre;">Joint<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 262.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 264.94pt; position: absolute; text-decoration: none; white-space: pre;">Book-Running<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 326.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 329.05pt; position: absolute; text-decoration: none; white-space: pre;">Managers<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 659.52pt; width: 612pt;"><div style="font-size: 0pt; left: 70.5pt; position: absolute; top: 0pt; width: 471pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 54pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 123.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 104.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 7.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 113.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 45.75pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 45.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 53.25pt; position: absolute; top: 0pt; width: 54pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 54pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 6.18pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 114.75pt; position: absolute; top: 0pt; width: 123.75pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 123.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 7.76pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 246pt; position: absolute; top: 0pt; width: 104.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 104.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS Investment Bank<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 0pt; width: 113.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 3.83pt; width: 113.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 6.12pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.77pt; position: absolute; top: 682.47pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 277.67pt; position: absolute; white-space: pre;">Co-Managers<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 699.57pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 72.59pt; position: absolute; white-space: pre;">Academy Securities, Inc.&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; MFR Securities, Inc.<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="position: absolute; top: 713.37pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.09pt; position: absolute; top: 733.82pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 212.58pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus Supplement dated September 3, 2024<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.17pt; position: absolute; text-decoration: none; white-space: pre;">S-i<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_4" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 252.2pt; position: absolute; text-decoration: none; white-space: pre;">TABLE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.06pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.46pt; position: absolute; text-decoration: none; white-space: pre;">OF CONTENTS <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 255.87pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 302.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.04pt; position: absolute; text-decoration: none; white-space: pre;">Supplement<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 125.79pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 428.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 0pt; width: 38.25pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 6.37pt; width: 38.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 10.91pt; position: absolute; text-decoration: underline; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_7">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.67999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_7"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 96.22999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_7">Supplement</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 143.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 145.12pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 145.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 145.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.47pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 15pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 11.91pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.8pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_7">ii</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_10">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 29.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_10"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 31.8pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_10">You Can Find More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.58999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; 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height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 165.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 30pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 11.91pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.8pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_10">ii</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13">Special</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 32.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 34.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13">Note Regarding</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.66pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13">Forward-Looking</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.28pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13">Statements</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 218.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 219.26pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 219.84pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 220.13pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 220.28pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 220.35999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.4pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 45pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 10.79pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 19.68pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_13">iv</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_16">Summary</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 41.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 43.800000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 44.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 45.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 45.190000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 45.230000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45.24pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 60pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 12.18pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 21.07pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_16">1</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 52.86pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 55.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 55.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 55.36pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 75pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 12.18pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 21.07pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_19">5</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_22">Capitalization</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 58.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 59.79pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 60.370000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 60.410000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 60.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 60.440000000000005pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 90pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_22">12</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_28">Use of Proceeds</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 67.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 70.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 70.33pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 105pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_28">13</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_31">Description</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 49.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_31"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 51.84pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_31">of Notes</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 85.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 88.28999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 89.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 90.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.17999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 120pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_31">14</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34">Book-Entry,</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 52.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 54.870000000000005pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34">Delivery</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.36999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34">and Form</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 130.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 133.26999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 134.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 135.01pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 135.16pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.18pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 135pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_34">31</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">Material</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.050000000000004pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">United</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 66.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 68.78999999999999pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">States</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.19pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">Federal</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">Income</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.2pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">Tax Consequences</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 235.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 235.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 235.57999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 235.6pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 150pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_37">35</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40">Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 32.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 34.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40">ERISA</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 63.440000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 65.89pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40">Considerations</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 125.83pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 128.14000000000001pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 129.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 129.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 130.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 130.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 130.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 130.17000000000002pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.18pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 165pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_40">39</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 180pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43">Underwriting</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 56.470000000000006pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 59.02pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43">(Conflicts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.57pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43">of Interest)</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 145.68pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 147.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 149.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 149.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 150.01999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 150.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 150.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.16pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 180pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_43">41</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 35.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 37.910000000000004pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46">of the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 60.940000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 63.49pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46">Notes</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 86.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 89.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 89.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 89.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 90.13pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 90.21pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 90.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.27pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 195pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_46">46</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 210pt; width: 428.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 428.25pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_49">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 33.15pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 34.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 34.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 35.18pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 35.330000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 35.370000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 35.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 35.400000000000006pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 428.25pt; position: absolute; top: 210pt; width: 38.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.42pt; width: 38.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 9.68pt; position: absolute; white-space: pre;">S-<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 18.57pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_49">46</a><font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.77pt; position: absolute; top: 365.79pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.69pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 388.14pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 517.85pt; position: absolute; text-decoration: underline; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.67000000000002pt; letter-spacing: 0.09em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 178.07pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.3pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 415.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.74000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.29pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">You Can Find More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.86pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 248.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 427.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">Incorporation</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">of Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.88pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.26pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">by Reference</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.23pt; letter-spacing: 0.12em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 287.93pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.44pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_67">The Company </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 143.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_70">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 138.1pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.27pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;">Use of Proceeds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.20500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 153.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.64pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.4pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">of the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.98000000000002pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">Securities</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.86pt; letter-spacing: 0.165em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 188.01pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.36pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 490.14pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 80.58pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_79">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.1pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.6pt; letter-spacing: 0.15em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.6pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.23pt;"></font></font><font style="left: 525.33pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.78pt; position: absolute; text-decoration: none; white-space: pre;">S-ii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_7" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 205.45pt; position: absolute; text-decoration: none; white-space: pre;">ABOUT<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.98pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 243.42999999999998pt; position: absolute; text-decoration: none; white-space: pre;">THIS PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 335.88pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 338.28pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 102.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This document consists of two parts. The first part is the prospectus supplement, which describes the specific <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 114.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">terms of this offering. The second part is the prospectus, which describes more general information, some of which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 126.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may not apply to this offering. You should read both this prospectus supplement and the accompanying prospectus, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 138.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">together with additional information described below under the heading &#8220;Where You Can Find More Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Unless otherwise mentioned or unless the context requires otherwise, all references in this prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8221; or similar references mean Regions Financial Corporation and not its subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and references to &#8220;Regions&#8221; mean Regions Financial Corporation and its subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If the information set forth in this prospectus supplement differs in any way from the information set forth in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus, you should rely on the information set forth in this prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the underwriters have not authorized anyone to provide you with any information other than that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 249.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">contained in this prospectus supplement, the accompanying prospectus, and any related free writing prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 261.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prepared by us or on our behalf. When you make a decision about whether to invest in the Notes, you should not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 273.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rely upon any information other than the information in this prospectus supplement, the accompanying prospectus, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 285.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any related free writing prospectus prepared by us or on our behalf and the documents incorporated by reference. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the underwriters take no responsibility for, and can provide no assurances as to the reliability of, any other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information that others may give you. You should assume that information contained in this prospectus supplement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus, any related free writing prospectus prepared by us or on our behalf and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">documents incorporated by reference herein is accurate only as of their respective dates. Our business, financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">condition, results of operations and prospects may have changed since those dates. This prospectus supplement and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus are not an offer to sell or solicitation of an offer to buy Notes in any circumstances <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under which the offer or solicitation is unlawful.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_10" style="position: absolute; top: 390.38pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 390.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.78pt; position: absolute; text-decoration: none; white-space: pre;">WHERE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.09pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.54pt; position: absolute; text-decoration: none; white-space: pre;">YOU CAN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.90999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 283.36pt; position: absolute; text-decoration: none; white-space: pre;">FIND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 307.79pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 310.24pt; position: absolute; text-decoration: none; white-space: pre;">MORE INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We file annual, quarterly and current reports, proxy statements and other information with the Securities and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Commission (the &#8220;SEC&#8221;). Our SEC filings are available to the public over the Internet at the SEC&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 436.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 115.43pt; position: absolute; text-decoration: none; white-space: pre;">www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.59pt; position: absolute; text-decoration: none; white-space: pre;"> and on the investor relations page of our website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 376.53pt; position: absolute; text-decoration: none; white-space: pre;">www.regions.com<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.14pt; position: absolute; text-decoration: none; white-space: pre;">. Except for SEC <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">filings incorporated by reference in this prospectus supplement and the accompanying prospectus, none of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 460.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information on or that can be accessed through our website is part of this prospectus supplement or the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 472.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 493.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The SEC allows us to &#8220;incorporate by reference&#8221; into this prospectus supplement the information we file with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 505.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">it, which means that we can disclose important information to you by referring you to those documents. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 517.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information incorporated by reference is an important part of this prospectus supplement and information that we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsequently file with the SEC will automatically update and supersede the information in this prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 541.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement and in our other filings with the SEC. We incorporate by reference the documents listed below, which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 553.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we have already filed with the SEC, and any future filings we make with the SEC under Section 13(a), 13(c), 14 or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 565.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), until we sell all the Notes offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by this prosp<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.37pt; position: absolute; white-space: pre;">ectus supplement (in each case, other than information that is deemed, under SEC rules, not to have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 589.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">been filed)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 100.94pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.25pt;"></font></font><font style="left: 115.69pt; position: absolute;">Our Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.12pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.86pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.81pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.66pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.29pt; position: absolute; text-decoration: none; white-space: pre;">23, 2024&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 100.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Our Proxy Statement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.69pt; position: absolute; text-decoration: none; white-space: pre;">on Schedule<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.36pt; position: absolute; text-decoration: none; white-space: pre;">14A for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">our Annual Meeting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.88pt; position: absolute; text-decoration: none; white-space: pre;">of Shareholders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.48pt; position: absolute; text-decoration: none; white-space: pre;">held<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.23pt; position: absolute; text-decoration: none; white-space: pre;">on April<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; position: absolute; text-decoration: none; white-space: pre;">17, 2024, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.57pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.2pt; position: absolute; text-decoration: none; white-space: pre;">4, 2024&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 657.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 99.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 113.22pt; position: absolute;">Our Quarterly<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.15pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.89pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.6pt; position: absolute; text-decoration: none; white-space: pre;">10-Q for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.61pt; position: absolute; text-decoration: none; white-space: pre;">quarters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.39pt; position: absolute; text-decoration: none; white-space: pre;">ended March<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.38pt; position: absolute; text-decoration: none; white-space: pre;">31, 2024 and June 30, 2024, filed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 669.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.22pt; position: absolute; text-decoration: none; white-space: pre;">May 7, 2024 and August 6, 2024, respectively&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 687.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 99.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 113.22pt; position: absolute;">Our Current<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.34pt; position: absolute; text-decoration: none; white-space: pre;">Reports on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.63pt; position: absolute; text-decoration: none; white-space: pre;">8-K, filed <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.98pt; position: absolute; white-space: pre;">February 14, 2024, April 18, 2024, June 6, 2024, July 23, 2024, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.22pt; position: absolute; white-space: pre;">July 29, 2024, and August 13, 2024.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.4pt; position: absolute; text-decoration: none; white-space: pre;">S-iii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">You may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.19pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.59pt; position: absolute; text-decoration: none; white-space: pre;">a copy of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.35pt; position: absolute; text-decoration: none; white-space: pre;">filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.48pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.89pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.64pt; position: absolute; text-decoration: none; white-space: pre;">an exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.86pt; position: absolute; text-decoration: none; white-space: pre;">to a filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.35pt; position: absolute; text-decoration: none; white-space: pre;">exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.64pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.85pt; position: absolute; text-decoration: none; white-space: pre;">specifically <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.81pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.05pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.14pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.10999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.66pt; position: absolute; text-decoration: none; white-space: pre;">filing)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.23pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.98pt; position: absolute; text-decoration: none; white-space: pre;">no cost,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.62pt; position: absolute; text-decoration: none; white-space: pre;">by writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.53pt; position: absolute; text-decoration: none; white-space: pre;">or calling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.13pt; position: absolute; text-decoration: none; white-space: pre;">us at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.02pt; position: absolute; text-decoration: none; white-space: pre;">following<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">address&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.35pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.46pt; position: absolute; text-decoration: none; white-space: pre;">Investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.81pt; position: absolute; text-decoration: none; white-space: pre;">Relations<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.31pt; position: absolute; text-decoration: none; white-space: pre;">1900 Fifth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.79pt; position: absolute; text-decoration: none; white-space: pre;">Avenue North<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 147.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.4pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.6pt; position: absolute; text-decoration: none; white-space: pre;">35203<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.99pt; position: absolute; text-decoration: none; white-space: pre;">Telephone&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.47pt; position: absolute; text-decoration: none; white-space: pre;">(205)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.68pt; position: absolute; text-decoration: none; white-space: pre;">264-7040<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.59pt; position: absolute; text-decoration: none; white-space: pre;">S-iv<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_13" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 147.27pt; position: absolute; text-decoration: none; white-space: pre;">SPECIAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 190.58pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 192.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">NOTE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 221.29000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 223.74pt; position: absolute; text-decoration: none; white-space: pre;">REGARDING<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 285.93pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.38pt; position: absolute; text-decoration: none; white-space: pre;">FORWARD-LOOKING STATEMENTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.96pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.61pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.56pt; position: absolute; text-decoration: none; white-space: pre;">or incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.48pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.72pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.97pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.31pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.09999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.65pt; position: absolute; text-decoration: none; white-space: pre;">accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.10000000000001pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;">include<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.8pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.06pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.71pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.04pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.06pt; position: absolute; text-decoration: none; white-space: pre;">Private<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.9pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; white-space: pre;">Litigation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.86pt; position: absolute; text-decoration: none; white-space: pre;">Reform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.93pt; position: absolute; text-decoration: none; white-space: pre;">Act of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">1995. The words &#8220;future,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.55pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;anticipates,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.60000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;assumes,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.51pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;intends,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.33pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;plans,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.33pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;seeks,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.88pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;believes,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.56pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;predicts,&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;potential,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.66pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;objectives,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.11pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;estimates,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.62pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;expects,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.18pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;targets,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;projects,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.34pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;outlook,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;forecast,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.36pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;would,&#8221; &#8220;will,&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 146.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;may,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.32000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.87pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;might,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.54000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.14pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;could,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;should,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.82pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;can,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.85pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.64pt; position: absolute; text-decoration: none; white-space: pre;">and expressions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.8pt; position: absolute; text-decoration: none; white-space: pre;">often<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.88pt; position: absolute; text-decoration: none; white-space: pre;">signify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.19pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 158.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.06pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.4pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.2pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.94pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.8pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.61pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.99pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.59999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.2pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.95pt; position: absolute; text-decoration: none; white-space: pre;">differ,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.24pt; position: absolute; text-decoration: none; white-space: pre;">possibly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 170.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">materially,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.73pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.38pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.36pt; position: absolute; text-decoration: none; white-space: pre;">what is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.49pt; position: absolute; text-decoration: none; white-space: pre;">reflected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.41000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.01pt; position: absolute; text-decoration: none; white-space: pre;">in those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.18pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.83pt; position: absolute; text-decoration: none; white-space: pre;">due to factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.81pt; position: absolute; text-decoration: none; white-space: pre;">and future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.59999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.15pt; position: absolute; text-decoration: none; white-space: pre;">developments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.02000000000001pt; position: absolute; text-decoration: none; white-space: pre;">uncertain,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.28pt; position: absolute; text-decoration: none; white-space: pre;">unpredictable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.24pt; position: absolute; text-decoration: none; white-space: pre;">and in many<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.19pt; position: absolute; text-decoration: none; white-space: pre;">cases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.81pt; position: absolute; text-decoration: none; white-space: pre;">beyond our control.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.92pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.26pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.40999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.06pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.8pt; position: absolute; text-decoration: none; white-space: pre;">not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 103.06pt; position: absolute; text-decoration: none; white-space: pre;">on historical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.72pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.37pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.04000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.69pt; position: absolute; text-decoration: none; white-space: pre;">but rather<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.35pt; position: absolute; text-decoration: none; white-space: pre;">to future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">operations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.75pt; position: absolute; text-decoration: none; white-space: pre;">strategies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.96pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.61pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.14pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.21999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.82pt; position: absolute; text-decoration: none; white-space: pre;">or other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">developments.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.69pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.49pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.23pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">on management&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.28pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.93pt; position: absolute; text-decoration: none; white-space: pre;">current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.21999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.82pt; position: absolute; text-decoration: none; white-space: pre;">expectations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.34pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.9pt; position: absolute; text-decoration: none; white-space: pre;">as certain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 218.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">assumptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.77pt; position: absolute; text-decoration: none; white-space: pre;">and estimates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.85000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.5pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.68pt; position: absolute; text-decoration: none; white-space: pre;">by, and information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.43pt; position: absolute; text-decoration: none; white-space: pre;">available<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.06pt; position: absolute; text-decoration: none; white-space: pre;">to, management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.46pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.21pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.96pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.25pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.15pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.8pt; position: absolute; text-decoration: none; white-space: pre;">are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 230.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">made.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.44pt; position: absolute; text-decoration: none; white-space: pre;">Those statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.9pt; position: absolute; text-decoration: none; white-space: pre;">based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.64999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.2pt; position: absolute; text-decoration: none; white-space: pre;">on general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.64pt; position: absolute; text-decoration: none; white-space: pre;">assumptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.65pt; position: absolute; text-decoration: none; white-space: pre;">and are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.32pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to various<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.84999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.4pt; position: absolute; text-decoration: none; white-space: pre;">risks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.33pt; position: absolute; text-decoration: none; white-space: pre;">and because<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.42pt; position: absolute; text-decoration: none; white-space: pre;">they<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.1700000000001pt; position: absolute; text-decoration: none; white-space: pre;">also <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">relate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.92pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 102.52000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.99000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.54pt; position: absolute; text-decoration: none; white-space: pre;">future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.95pt; position: absolute; text-decoration: none; white-space: pre;">they<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.7pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.44pt; position: absolute; text-decoration: none; white-space: pre;">likewise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.72000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.11pt; position: absolute; text-decoration: none; white-space: pre;">to inherent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.71pt; position: absolute; text-decoration: none; white-space: pre;">uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.73pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.38pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.39pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.17pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.69pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.44pt; position: absolute; text-decoration: none; white-space: pre;">cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.17pt; position: absolute; text-decoration: none; white-space: pre;">actual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 103.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.44pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.5pt; position: absolute; text-decoration: none; white-space: pre;">materially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.97pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.62pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.60000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">views, beliefs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.28000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.88pt; position: absolute; text-decoration: none; white-space: pre;">and projections<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.8pt; position: absolute; text-decoration: none; white-space: pre;">expressed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; position: absolute; text-decoration: none; white-space: pre;">in such statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.49pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.14pt; position: absolute; text-decoration: none; white-space: pre;">Therefore,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.62pt; position: absolute; text-decoration: none; white-space: pre;">we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">caution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">you against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.05pt; position: absolute; text-decoration: none; white-space: pre;">relying<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.9pt; position: absolute; text-decoration: none; white-space: pre;">on any of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.64pt; position: absolute; text-decoration: none; white-space: pre;">These risks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.92pt; position: absolute; text-decoration: none; white-space: pre;">uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.59pt; position: absolute; text-decoration: none; white-space: pre;">and other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.54pt; position: absolute; text-decoration: none; white-space: pre;">include,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.99pt; position: absolute; text-decoration: none; white-space: pre;">but are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172pt; position: absolute; text-decoration: none; white-space: pre;">not limited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to, those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.56pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.44pt; position: absolute; text-decoration: none; white-space: pre;">below&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Current<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.79pt; position: absolute; text-decoration: none; white-space: pre;">and future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.13pt; position: absolute; text-decoration: none; white-space: pre;">economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.51pt; position: absolute; text-decoration: none; white-space: pre;">and market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.77pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.02pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.76pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">generally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">communities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.32pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.97pt; position: absolute; text-decoration: none; white-space: pre;">Regions serves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.74pt; position: absolute; text-decoration: none; white-space: pre;">(in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.39pt; position: absolute; text-decoration: none; white-space: pre;">particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.65pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.3pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.05pt; position: absolute; text-decoration: none; white-space: pre;">Southeastern<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.26pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388pt; position: absolute; text-decoration: none; white-space: pre;">States),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.28pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.53pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">declines<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.34pt; position: absolute; text-decoration: none; white-space: pre;">in property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">values,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">increases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.05pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.45pt; position: absolute; text-decoration: none; white-space: pre;">and unemployment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">rates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">inflation, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.25pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">disruptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.6pt; position: absolute; text-decoration: none; white-space: pre;">and potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.07pt; position: absolute; text-decoration: none; white-space: pre;">reductions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.5pt; position: absolute; text-decoration: none; white-space: pre;">growth, which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.49pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.37pt; position: absolute; text-decoration: none; white-space: pre;">affect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">lending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.87pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.88pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.23pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.76pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in trade,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.59pt; position: absolute; text-decoration: none; white-space: pre;">monetary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and fiscal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.07pt; position: absolute; text-decoration: none; white-space: pre;">policies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.73pt; position: absolute; text-decoration: none; white-space: pre;">of, and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">activities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.1pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.75pt; position: absolute; text-decoration: none; white-space: pre;">undertaken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">governments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.44pt; position: absolute; text-decoration: none; white-space: pre;">agencies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.87pt; position: absolute; text-decoration: none; white-space: pre;">central<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; position: absolute; text-decoration: none; white-space: pre;">banks and similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">organizations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.63pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">have a material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.28999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">adverse <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.52pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.05pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.73pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in market<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.22pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.62pt; position: absolute; text-decoration: none; white-space: pre;">or capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65pt; position: absolute; text-decoration: none; white-space: pre;">markets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.87pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.62pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.5pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">revenue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.62pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">expense,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.95pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.7pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.88pt; position: absolute; text-decoration: none; white-space: pre;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.56pt; position: absolute; text-decoration: none; white-space: pre;">(such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.76pt; position: absolute; text-decoration: none; white-space: pre;">as Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">portfolio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.78pt; position: absolute; text-decoration: none; white-space: pre;">of investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.08000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.73pt; position: absolute; text-decoration: none; white-space: pre;">and obligations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.55999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.46pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.03pt; position: absolute; text-decoration: none; white-space: pre;">availability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.59pt; position: absolute; text-decoration: none; white-space: pre;">and cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.16pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.19pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Volatility<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.59pt; position: absolute; text-decoration: none; white-space: pre;">and uncertainty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.05pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.8pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.55pt; position: absolute; text-decoration: none; white-space: pre;">direction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.65pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.47pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.87pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">timing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.23pt; position: absolute; text-decoration: none; white-space: pre;">of any changes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.22pt; position: absolute; text-decoration: none; white-space: pre;">which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.47pt; position: absolute; text-decoration: none; white-space: pre;">lead<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.65pt; position: absolute; text-decoration: none; white-space: pre;">to increased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.76pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.97pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.76pt; position: absolute; text-decoration: none; white-space: pre;">and consumers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.03pt; position: absolute; text-decoration: none; white-space: pre;">and potentially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.27pt; position: absolute; text-decoration: none; white-space: pre;">contribute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.37pt; position: absolute; text-decoration: none; white-space: pre;">to poor business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.03pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.26pt; position: absolute; text-decoration: none; white-space: pre;">generally.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">creditworthiness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.01pt; position: absolute; text-decoration: none; white-space: pre;">of customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.95pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.63pt; position: absolute; text-decoration: none; white-space: pre;">possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">impairment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.97pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.62pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">collectability of loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.8pt; position: absolute; text-decoration: none; white-space: pre;">and leases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.62pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.24pt; position: absolute; text-decoration: none; white-space: pre;">leases.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.65pt; position: absolute; text-decoration: none; white-space: pre;">speed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95pt; position: absolute; text-decoration: none; white-space: pre;">of loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.53pt; position: absolute; text-decoration: none; white-space: pre;">prepayments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.68pt; position: absolute; text-decoration: none; white-space: pre;">loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.43pt; position: absolute; text-decoration: none; white-space: pre;">origination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.87pt; position: absolute; text-decoration: none; white-space: pre;">and sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.87pt; position: absolute; text-decoration: none; white-space: pre;">volumes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.78pt; position: absolute; text-decoration: none; white-space: pre;">charge-offs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.38pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">loss <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.97pt; position: absolute; text-decoration: none; white-space: pre;">or actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.18pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.51pt; position: absolute; text-decoration: none; white-space: pre;">losses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.93pt; position: absolute; text-decoration: none; white-space: pre;">where Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.47pt; position: absolute; text-decoration: none; white-space: pre;">allowance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.5pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">losses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">not be adequate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 549.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">cover<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.46pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.09pt; position: absolute; text-decoration: none; white-space: pre;">eventual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.47pt; position: absolute; text-decoration: none; white-space: pre;">losses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 568.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.8pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.45pt; position: absolute; text-decoration: none; white-space: pre;">of prepayments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.93pt; position: absolute; text-decoration: none; white-space: pre;">on mortgage-backed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.43pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">due to declining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.76pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.75pt; position: absolute; text-decoration: none; white-space: pre;">rates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 580.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.16pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.03pt; position: absolute; text-decoration: none; white-space: pre;">of premium<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.53pt; position: absolute; text-decoration: none; white-space: pre;">amortization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.65pt; position: absolute; text-decoration: none; white-space: pre;">on those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">in consumer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.98pt; position: absolute; text-decoration: none; white-space: pre;">and business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">spending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.97pt; position: absolute; text-decoration: none; white-space: pre;">and saving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">habits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.63pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.39pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.04pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.89pt; position: absolute; text-decoration: none; white-space: pre;">and to attract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.62pt; position: absolute; text-decoration: none; white-space: pre;">deposits,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.97pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">income.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Loss of customer<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">checking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.76pt; position: absolute; text-decoration: none; white-space: pre;">and savings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.22pt; position: absolute; text-decoration: none; white-space: pre;">account<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.13pt; position: absolute; text-decoration: none; white-space: pre;">as customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">pursue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.26pt; position: absolute; text-decoration: none; white-space: pre;">other,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">higher-yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">investments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.54pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.12pt; position: absolute; text-decoration: none; white-space: pre;">need to price<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.26pt; position: absolute; text-decoration: none; white-space: pre;">interest-bearing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.94pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.94pt; position: absolute; text-decoration: none; white-space: pre;">higher<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.02pt; position: absolute; text-decoration: none; white-space: pre;">due to competitive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.01pt; position: absolute; text-decoration: none; white-space: pre;">forces.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.47pt; position: absolute; text-decoration: none; white-space: pre;">Either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.42pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.79pt; position: absolute; text-decoration: none; white-space: pre;">activities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.47pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.22pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">funding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.81pt; position: absolute; text-decoration: none; white-space: pre;">costs.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Possible<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">downgrades<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.43pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.33pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">ratings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.45pt; position: absolute; text-decoration: none; white-space: pre;">or outlook<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.37pt; position: absolute; text-decoration: none; white-space: pre;">could,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.62pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.37pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">impacts, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.78pt; position: absolute; text-decoration: none; white-space: pre;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.31pt; position: absolute; text-decoration: none; white-space: pre;">of funding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.79pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.77pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.97pt; position: absolute; text-decoration: none; white-space: pre;">markets.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.97pt; position: absolute; text-decoration: none; white-space: pre;">S-v<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The loss<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.85pt; position: absolute; text-decoration: none; white-space: pre;">of value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.86pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.32pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.75pt; position: absolute; text-decoration: none; white-space: pre;">portfolio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.32pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.07pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.44000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.37pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.02pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to manage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.34pt; position: absolute; text-decoration: none; white-space: pre;">fluctuations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.15pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.35pt; position: absolute; text-decoration: none; white-space: pre;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.03pt; position: absolute; text-decoration: none; white-space: pre;">and liabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.1pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.75pt; position: absolute; text-decoration: none; white-space: pre;">and off-balance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.76pt; position: absolute; text-decoration: none; white-space: pre;">sheet <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">exposure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">so as to maintain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.37pt; position: absolute; text-decoration: none; white-space: pre;">sufficient<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.09pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.74pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.94pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.32pt; position: absolute; text-decoration: none; white-space: pre;">to support<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.13pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.76pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 136.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of social<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.63pt; position: absolute; text-decoration: none; white-space: pre;">media<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.06pt; position: absolute; text-decoration: none; white-space: pre;">of Regions and banks generally.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 157.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Market<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.12pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.91pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.56pt; position: absolute; text-decoration: none; white-space: pre;">of LIBOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.35999999999999pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.81pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.49pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.25pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.57pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> legacy <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.61pt; position: absolute; text-decoration: none; white-space: pre;">LIBOR-based financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 169.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and contracts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.8pt; position: absolute; text-decoration: none; white-space: pre;">including,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.59pt; position: absolute; text-decoration: none; white-space: pre;">but not limited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.01pt; position: absolute; text-decoration: none; white-space: pre;">to, derivative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.31pt; position: absolute; text-decoration: none; white-space: pre;">products,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.53pt; position: absolute; text-decoration: none; white-space: pre;">obligations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.03pt; position: absolute; text-decoration: none; white-space: pre;">deposits,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">investments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 181.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and loans.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 201.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute; width: 45.84pt;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.36pt; position: absolute; text-decoration: none; white-space: pre; width: 49.22pt;">of problems<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.38pt; position: absolute; text-decoration: none; white-space: pre; width: 48.82pt;">encountered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260pt; position: absolute; text-decoration: none; white-space: pre; width: 34.23pt;">by other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.98pt; position: absolute; text-decoration: none; white-space: pre; width: 34.93pt;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.71000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 44.4pt;">institutions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 3.85pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.96000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 14.97pt;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.67999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 38.28pt;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.76pt; position: absolute; text-decoration: none; white-space: pre; width: 22.72pt;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.8pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.28pt; position: absolute; text-decoration: none; white-space: pre; width: 60.68pt;">Regions or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.96pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 213.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre; width: 32.2pt;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.68pt; position: absolute; text-decoration: none; white-space: pre; width: 32.76pt;">industry<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.2pt; position: absolute; text-decoration: none; white-space: pre; width: 37.16pt;">generally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.17000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 22.2pt;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.13pt; position: absolute; text-decoration: none; white-space: pre; width: 28.29pt;">require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.23pt; position: absolute; text-decoration: none; white-space: pre; width: 76.23pt;">Regions to change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.22pt; position: absolute; text-decoration: none; white-space: pre; width: 27.16pt;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.19000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 33.87pt;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.82000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 37.98pt;">practices,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.61pt; position: absolute; text-decoration: none; white-space: pre; width: 26.62pt;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.99pt; position: absolute; text-decoration: none; white-space: pre; width: 36.08pt;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.07pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre; width: 34.12pt;">revenue,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.39pt; position: absolute; text-decoration: none; white-space: pre; width: 28.86pt;">impose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.8pt; position: absolute; text-decoration: none; white-space: pre; width: 39.94pt;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.34pt; position: absolute; text-decoration: none; white-space: pre; width: 19.98pt;">costs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.87pt; position: absolute; text-decoration: none; white-space: pre; width: 99.92pt;">on Regions, or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.34000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 41.6pt;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.53999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 22.72pt;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.86pt; position: absolute; text-decoration: none; white-space: pre; width: 36.08pt;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.49pt; position: absolute; text-decoration: none; white-space: pre; width: 44.69pt;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Volatility<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.59pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.61pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.14pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.91pt; position: absolute; text-decoration: none; white-space: pre;">industry<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.22pt; position: absolute; text-decoration: none; white-space: pre;">(including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.89pt; position: absolute; text-decoration: none; white-space: pre;">failures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or rumors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.14pt; position: absolute; text-decoration: none; white-space: pre;">of failures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.52pt; position: absolute; text-decoration: none; white-space: pre;">of other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">depository <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">institutions),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.6pt; position: absolute; text-decoration: none; white-space: pre;">along<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.35pt; position: absolute; text-decoration: none; white-space: pre;">with actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.45pt; position: absolute; text-decoration: none; white-space: pre;">taken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; position: absolute; text-decoration: none; white-space: pre;">by governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">agencies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.38pt; position: absolute; text-decoration: none; white-space: pre;">such turmoil,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">affect the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of depository<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.45pt; position: absolute; text-decoration: none; white-space: pre;">institutions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions, to attract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and retain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.1pt; position: absolute; text-decoration: none; white-space: pre;">depositors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.78pt; position: absolute; text-decoration: none; white-space: pre;">and to borrow or raise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">capital.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to effectively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.42pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.07pt; position: absolute; text-decoration: none; white-space: pre;">compete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.45pt; position: absolute; text-decoration: none; white-space: pre;">with other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">traditional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.83000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.48pt; position: absolute; text-decoration: none; white-space: pre;">and non-traditional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 313.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">companies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.54pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">fintechs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.55pt; position: absolute; text-decoration: none; white-space: pre;">some<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.19pt; position: absolute; text-decoration: none; white-space: pre;">of which possess<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.48pt; position: absolute; text-decoration: none; white-space: pre;">greater<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.8pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">resources<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Regions does or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 325.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.46pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.3pt; position: absolute; text-decoration: none; white-space: pre;">to different<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.95999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.56pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.22pt; position: absolute; text-decoration: none; white-space: pre;">standards<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.56pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.31pt; position: absolute; text-decoration: none; white-space: pre;">Regions is.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to develop<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.68pt; position: absolute; text-decoration: none; white-space: pre;">and gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.36pt; position: absolute; text-decoration: none; white-space: pre;">acceptance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.74pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.72pt; position: absolute; text-decoration: none; white-space: pre;">current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.61pt; position: absolute; text-decoration: none; white-space: pre;">and prospective<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.51pt; position: absolute; text-decoration: none; white-space: pre;">new <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.69pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.39pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.07pt; position: absolute; text-decoration: none; white-space: pre;">enhancement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.36pt; position: absolute; text-decoration: none; white-space: pre;">of existing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.39pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to meet<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">customers&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.75pt; position: absolute; text-decoration: none; white-space: pre;">needs <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">and respond<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.85pt; position: absolute; text-decoration: none; white-space: pre;">to emerging<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.45pt; position: absolute; text-decoration: none; white-space: pre;">technological<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.85pt; position: absolute; text-decoration: none; white-space: pre;">trends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.82pt; position: absolute; text-decoration: none; white-space: pre;">in a timely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.13pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.64pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.39pt; position: absolute; text-decoration: none; white-space: pre;">have a negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">revenue.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to keep pace<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.7pt; position: absolute; text-decoration: none; white-space: pre;">with technological<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; text-decoration: none; white-space: pre;">changes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.88pt; position: absolute; text-decoration: none; white-space: pre;">those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.52pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.28pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">digital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.04pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.31pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.06pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.85pt; position: absolute; text-decoration: none; white-space: pre;">in losing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.1pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.52pt; position: absolute; text-decoration: none; white-space: pre;">to competitors.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to execute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.9pt; position: absolute; text-decoration: none; white-space: pre;">strategic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.32pt; position: absolute; text-decoration: none; white-space: pre;">and operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.78pt; position: absolute; text-decoration: none; white-space: pre;">plans,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 445.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">fully<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.14pt; position: absolute; text-decoration: none; white-space: pre;">realize<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.61pt; position: absolute; text-decoration: none; white-space: pre;">and nonfinancial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.07pt; position: absolute; text-decoration: none; white-space: pre;">benefits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.39pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">strategic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">initiatives.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The risks<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.18pt; position: absolute; text-decoration: none; white-space: pre;">and uncertainties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.13pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.78pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.44pt; position: absolute; text-decoration: none; white-space: pre;">acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.87pt; position: absolute; text-decoration: none; white-space: pre;">or divestiture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.86pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.51pt; position: absolute; text-decoration: none; white-space: pre;">of businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.13pt; position: absolute; text-decoration: none; white-space: pre;">and risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.49pt; position: absolute; text-decoration: none; white-space: pre;">related to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">such acquisitions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.36pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.65pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.17pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.92pt; position: absolute; text-decoration: none; white-space: pre;">expected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">synergies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.8pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.44pt; position: absolute; text-decoration: none; white-space: pre;">savings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.97pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.42999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.98pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.51pt; position: absolute; text-decoration: none; white-space: pre;">or other benefits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 489.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.47pt; position: absolute; text-decoration: none; white-space: pre;">not be realized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.86pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.94pt; position: absolute; text-decoration: none; white-space: pre;">expected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; position: absolute; text-decoration: none; white-space: pre;">timeframes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.05pt; position: absolute; text-decoration: none; white-space: pre;">or might<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.74pt; position: absolute; text-decoration: none; white-space: pre;">be less<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">projected&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.48pt; position: absolute; text-decoration: none; white-space: pre;">and difficulties<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">integrating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.59pt; position: absolute; text-decoration: none; white-space: pre;">acquired<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.53pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The success<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.26pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; position: absolute; text-decoration: none; white-space: pre;">marketing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.82pt; position: absolute; text-decoration: none; white-space: pre;">efforts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.5pt; position: absolute; text-decoration: none; white-space: pre;">in attracting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.47pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.12pt; position: absolute; text-decoration: none; white-space: pre;">and retaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.15pt; position: absolute; text-decoration: none; white-space: pre;">customers.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 542.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to achieve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.4pt; position: absolute; text-decoration: none; white-space: pre;">expense<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.13pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.76pt; position: absolute; text-decoration: none; white-space: pre;">initiatives.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 562.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Changes in commodity<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.01pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.34pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.74pt; position: absolute; text-decoration: none; white-space: pre;">and conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.9pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.65pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.53pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.6pt; position: absolute; text-decoration: none; white-space: pre;">cash<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.9pt; position: absolute; text-decoration: none; white-space: pre;">flows<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 574.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.8pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.13pt; position: absolute; text-decoration: none; white-space: pre;">in industries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.37pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.11pt; position: absolute; text-decoration: none; white-space: pre;">impacted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.31pt; position: absolute; text-decoration: none; white-space: pre;">by changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in commodity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">(including businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 529.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 586.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">indirectly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.59pt; position: absolute; text-decoration: none; white-space: pre;">impacted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.79pt; position: absolute; text-decoration: none; white-space: pre;">by commodities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.54pt; position: absolute; text-decoration: none; white-space: pre;">prices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.94pt; position: absolute; text-decoration: none; white-space: pre;">such as businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.37pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.89pt; position: absolute; text-decoration: none; white-space: pre;">transport<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.01pt; position: absolute; text-decoration: none; white-space: pre;">commodities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.26pt; position: absolute; text-decoration: none; white-space: pre;">or manufacture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">equipment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.49pt; position: absolute; text-decoration: none; white-space: pre;">used in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">production<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.18pt; position: absolute; text-decoration: none; white-space: pre;">of commodities),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.44pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.76pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of those borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.79pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.6pt; position: absolute; text-decoration: none; white-space: pre;">any loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.4pt; position: absolute; text-decoration: none; white-space: pre;">to them<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.19pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.27pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.44pt; position: absolute; text-decoration: none; white-space: pre;">demand<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.62pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.47pt; position: absolute; text-decoration: none; white-space: pre;">in those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.38pt; position: absolute; text-decoration: none; white-space: pre;">industries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 630.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of geopolitical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">instability,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">wars, conflicts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">civil<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.61pt; position: absolute; text-decoration: none; white-space: pre;">unrest,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and terrorist<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.28pt; position: absolute; text-decoration: none; white-space: pre;">attacks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.6pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.47pt; position: absolute; text-decoration: none; white-space: pre;">potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.01pt; position: absolute; text-decoration: none; white-space: pre;">impact,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.28pt; position: absolute; text-decoration: none; white-space: pre;">directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.38pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Fraud, theft<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.89pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.8pt; position: absolute; text-decoration: none; white-space: pre;">misconduct<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.85999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.46pt; position: absolute; text-decoration: none; white-space: pre;">conducted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.07pt; position: absolute; text-decoration: none; white-space: pre;">by external<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">parties,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.97pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.14pt; position: absolute; text-decoration: none; white-space: pre;">partners,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.38pt; position: absolute; text-decoration: none; white-space: pre;">employees.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.59pt; position: absolute; text-decoration: none; white-space: pre;">S-vi<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Any inaccurate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.06pt; position: absolute; text-decoration: none; white-space: pre;">or incomplete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.68pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.76pt; position: absolute; text-decoration: none; white-space: pre;">to Regions by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">customers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.52pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">counterparties.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 86.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.16pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.62pt; position: absolute; text-decoration: none; white-space: pre;">framework<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.06pt; position: absolute; text-decoration: none; white-space: pre;">to manage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.94pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.37pt; position: absolute; text-decoration: none; white-space: pre;">associated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.01pt; position: absolute; text-decoration: none; white-space: pre;">with Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.9pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such as credit <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;">and operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.72pt; position: absolute; text-decoration: none; white-space: pre;">risk,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.76pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.05pt; position: absolute; text-decoration: none; white-space: pre;">third-party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.43pt; position: absolute; text-decoration: none; white-space: pre;">vendors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.63pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.64pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.52pt; position: absolute; text-decoration: none; white-space: pre;">providers,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.37pt; position: absolute; text-decoration: none; white-space: pre;">which inability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">could,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.97pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.72pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.8pt; position: absolute; text-decoration: none; white-space: pre;">things,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.28pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.07pt; position: absolute; text-decoration: none; white-space: pre;">in a breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.44pt; position: absolute; text-decoration: none; white-space: pre;">of operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.6pt; position: absolute; text-decoration: none; white-space: pre;">or security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.65pt; position: absolute; text-decoration: none; white-space: pre;">systems<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.89pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of a cyber- <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 134.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">attack<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.1pt; position: absolute; text-decoration: none; white-space: pre;">or similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.26pt; position: absolute; text-decoration: none; white-space: pre;">act<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.44pt; position: absolute; text-decoration: none; white-space: pre;">or failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.93pt; position: absolute; text-decoration: none; white-space: pre;">to deliver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.93pt; position: absolute; text-decoration: none; white-space: pre;">effectively.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to identify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.4pt; position: absolute; text-decoration: none; white-space: pre;">and address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.85pt; position: absolute; text-decoration: none; white-space: pre;">operational<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.38pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.81pt; position: absolute; text-decoration: none; white-space: pre;">associated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">introduction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.9pt; position: absolute; text-decoration: none; white-space: pre;">of or changes to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">products,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.19pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.62pt; position: absolute; text-decoration: none; white-space: pre;">platforms.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 186.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Dependence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.64pt; position: absolute; text-decoration: none; white-space: pre;">on key suppliers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.75pt; position: absolute; text-decoration: none; white-space: pre;">or vendors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.78pt; position: absolute; text-decoration: none; white-space: pre;">to obtain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.57pt; position: absolute; text-decoration: none; white-space: pre;">equipment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.35pt; position: absolute; text-decoration: none; white-space: pre;">supplies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.65pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.86pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 199.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.51pt; position: absolute; text-decoration: none; white-space: pre;">on acceptable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">terms.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The inability<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.63pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.09pt; position: absolute; text-decoration: none; white-space: pre;">internal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.59pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.19pt; position: absolute; text-decoration: none; white-space: pre;">controls<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.98pt; position: absolute; text-decoration: none; white-space: pre;">and procedures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.35pt; position: absolute; text-decoration: none; white-space: pre;">to prevent,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.63pt; position: absolute; text-decoration: none; white-space: pre;">detect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.01pt; position: absolute; text-decoration: none; white-space: pre;">or mitigate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.15pt; position: absolute; text-decoration: none; white-space: pre;">any material <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">errors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.63pt; position: absolute; text-decoration: none; white-space: pre;">or fraudulent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.12pt; position: absolute; text-decoration: none; white-space: pre;">acts.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to identify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.4pt; position: absolute; text-decoration: none; white-space: pre;">and address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.85pt; position: absolute; text-decoration: none; white-space: pre;">cyber-security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.64pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such as data<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.89pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.11pt; position: absolute; text-decoration: none; white-space: pre;">breaches,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.54999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.1pt; position: absolute; text-decoration: none; white-space: pre;">malware, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">ransomware,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.65pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;denial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.03pt; position: absolute; text-decoration: none; white-space: pre;">of service&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.17pt; position: absolute; text-decoration: none; white-space: pre;">attacks,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.99pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;hacking&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.03pt; position: absolute; text-decoration: none; white-space: pre;">and identity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">theft,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">account<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">take-overs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.03pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.38pt; position: absolute; text-decoration: none; white-space: pre;">of which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.88pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.19pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.82pt; position: absolute; text-decoration: none; white-space: pre;">businesses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.61pt; position: absolute; text-decoration: none; white-space: pre;">and result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.35pt; position: absolute; text-decoration: none; white-space: pre;">disclosure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.37pt; position: absolute; text-decoration: none; white-space: pre;">misuse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">misappropriation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.98000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.63pt; position: absolute; text-decoration: none; white-space: pre;">of confidential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.16pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.81pt; position: absolute; text-decoration: none; white-space: pre;">or proprietary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.63pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.95pt; position: absolute; text-decoration: none; white-space: pre;">disruption<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.52pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">systems, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.03pt; position: absolute; text-decoration: none; white-space: pre;">costs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.06pt; position: absolute; text-decoration: none; white-space: pre;">losses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.87pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.98pt; position: absolute; text-decoration: none; white-space: pre;">reputation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 319.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.54pt; position: absolute; text-decoration: none; white-space: pre;">failure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.2pt; position: absolute; text-decoration: none; white-space: pre;">of any component<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.37pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">infrastructure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.6pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.38pt; position: absolute; text-decoration: none; white-space: pre;">by a third party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.47pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.78pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.41pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.7pt; position: absolute; text-decoration: none; white-space: pre;">result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.49pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.51pt; position: absolute; text-decoration: none; white-space: pre;">disclosure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.62pt; position: absolute; text-decoration: none; white-space: pre;">of and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53pt; position: absolute; text-decoration: none; white-space: pre;">misuse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of confidential information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.68pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 343.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">proprietary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.71pt; position: absolute; text-decoration: none; white-space: pre;">information,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.03pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.34pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.97pt; position: absolute; text-decoration: none; white-space: pre;">costs,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.2pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.52pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.15pt; position: absolute; text-decoration: none; white-space: pre;">reputation, and cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">losses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.96pt; position: absolute; text-decoration: none; white-space: pre;">of any developments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.31pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to any litigation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.05999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">proceedings <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">brought<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.37pt; position: absolute; text-decoration: none; white-space: pre;">against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Regions or any of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.68pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 394.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">The costs,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.78pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07pt; position: absolute; text-decoration: none; white-space: pre;">possibly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.94pt; position: absolute; text-decoration: none; white-space: pre;">incurring<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">fines,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.64pt; position: absolute; text-decoration: none; white-space: pre;">penalties,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.23pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.14pt; position: absolute; text-decoration: none; white-space: pre;">negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.52pt; position: absolute; text-decoration: none; white-space: pre;">effects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.73pt; position: absolute; text-decoration: none; white-space: pre;">(including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.4pt; position: absolute; text-decoration: none; white-space: pre;">reputational <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 406.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">harm)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.13pt; position: absolute; text-decoration: none; white-space: pre;">of any adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.95pt; position: absolute; text-decoration: none; white-space: pre;">judicial,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.99pt; position: absolute; text-decoration: none; white-space: pre;">administrative,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.62pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.32pt; position: absolute; text-decoration: none; white-space: pre;">or arbitral<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">rulings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.89pt; position: absolute; text-decoration: none; white-space: pre;">or proceedings,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.1pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.76pt; position: absolute; text-decoration: none; white-space: pre;">enforcement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 418.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.56pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.47pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.26pt; position: absolute; text-decoration: none; white-space: pre;">to which Regions or any of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.74pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.48pt; position: absolute; text-decoration: none; white-space: pre;">a party,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.99pt; position: absolute; text-decoration: none; white-space: pre;">and which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 530.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 430.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.6pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.55pt; position: absolute; text-decoration: none; white-space: pre;">results.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Changes in laws and regulations<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.63pt; position: absolute; text-decoration: none; white-space: pre;">affecting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.35pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.64pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">legislation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and regulations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.82pt; position: absolute; text-decoration: none; white-space: pre;">to bank products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.99pt; position: absolute; text-decoration: none; white-space: pre;">and services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.19pt; position: absolute; text-decoration: none; white-space: pre;">such as changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.56pt; position: absolute; text-decoration: none; white-space: pre;">to debit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.35pt; position: absolute; text-decoration: none; white-space: pre;">card<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">interchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.28pt; position: absolute; text-decoration: none; white-space: pre;">fees,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">special<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.73pt; position: absolute; text-decoration: none; white-space: pre;">FDIC <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">assessments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.1pt; position: absolute; text-decoration: none; white-space: pre;">any new long-term<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.18pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.93pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.58000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.23pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.36pt; position: absolute; text-decoration: none; white-space: pre;">enforcement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.88pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 486.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">interpretation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of such laws and regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.55pt; position: absolute; text-decoration: none; white-space: pre;">by applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.68pt; position: absolute; text-decoration: none; white-space: pre;">governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and self-regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.95000000000005pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.65pt; position: absolute; text-decoration: none; white-space: pre;">agencies, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 498.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.01pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.13pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">in U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.90999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.36pt; position: absolute; text-decoration: none; white-space: pre;">presidential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.6pt; position: absolute; text-decoration: none; white-space: pre;">administration,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.79999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.88pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.65999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.11pt; position: absolute; text-decoration: none; white-space: pre;">Congress, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.45pt; position: absolute; text-decoration: none; white-space: pre;">in personnel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.12pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.87pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.62pt; position: absolute; text-decoration: none; white-space: pre;">bank regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">agencies,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.64pt; position: absolute; text-decoration: none; white-space: pre;">which could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Regions to change certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 522.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.14pt; position: absolute; text-decoration: none; white-space: pre;">practices,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.72pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.03pt; position: absolute; text-decoration: none; white-space: pre;">compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">risk,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.7pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.87pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.5pt; position: absolute; text-decoration: none; white-space: pre;">revenue,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">impose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.12pt; position: absolute; text-decoration: none; white-space: pre;">costs on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 534.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions, or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.69pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.89pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 554.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.55pt; position: absolute; text-decoration: none; white-space: pre;">actions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.89pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.18pt; position: absolute; text-decoration: none; white-space: pre;">dividend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.7pt; position: absolute; text-decoration: none; white-space: pre;">payments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">repurchases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or redemptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.28pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.93pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.07pt; position: absolute; text-decoration: none; white-space: pre;">must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.05pt; position: absolute; text-decoration: none; white-space: pre;">not cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.05pt; position: absolute; text-decoration: none; white-space: pre;">Regions to fall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">below minimum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.99pt; position: absolute; text-decoration: none; white-space: pre;">ratio<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.49pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.14pt; position: absolute; text-decoration: none; white-space: pre;">with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 578.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; white-space: pre;">buffers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.26pt; position: absolute; text-decoration: none; white-space: pre;">taken<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.44pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.53pt; position: absolute; text-decoration: none; white-space: pre;">account,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.64pt; position: absolute; text-decoration: none; white-space: pre;">and must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.55pt; position: absolute; text-decoration: none; white-space: pre;">comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.07pt; position: absolute; text-decoration: none; white-space: pre;">with other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.55999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and restrictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.52pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">law or imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.88pt; position: absolute; text-decoration: none; white-space: pre;">by Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.01pt; position: absolute; text-decoration: none; white-space: pre;">regulators,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.06pt; position: absolute; text-decoration: none; white-space: pre;">which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.5pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.13pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.24pt; position: absolute; text-decoration: none; white-space: pre;">to return<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.12pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 622.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.25pt; position: absolute; text-decoration: none; white-space: pre;">with stress<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.31pt; position: absolute; text-decoration: none; white-space: pre;">testing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">planning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.34000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.99pt; position: absolute; text-decoration: none; white-space: pre;">(as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.27pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 634.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">Comprehensive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.03pt; position: absolute; text-decoration: none; white-space: pre;">Capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.41pt; position: absolute; text-decoration: none; white-space: pre;">Analysis<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.93pt; position: absolute; text-decoration: none; white-space: pre;">and Review process<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.39pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.99pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.74pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to require<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.85pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 646.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">significant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.88pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.53pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.42pt; position: absolute; text-decoration: none; white-space: pre;">managerial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.38pt; position: absolute; text-decoration: none; white-space: pre;">resources<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">due to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">importance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of such tests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.14pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 658.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">requirements.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 89.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 104.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.25pt; position: absolute; text-decoration: none; white-space: pre;">with applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.14pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.72pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.87pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.52pt; position: absolute; text-decoration: none; white-space: pre;">(including,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">among<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">things,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.2pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.95pt; position: absolute; text-decoration: none; white-space: pre;">Basel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.68pt; position: absolute; text-decoration: none; white-space: pre;">III<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.22pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">standards),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.88pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.51pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.62pt; position: absolute; text-decoration: none; white-space: pre;">to generate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.51pt; position: absolute; text-decoration: none; white-space: pre;">internally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.38pt; position: absolute; text-decoration: none; white-space: pre;">or raise <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 464pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.2pt; position: absolute; text-decoration: none; white-space: pre;">S-vii<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.92pt; position: absolute; text-decoration: none; white-space: pre;">on favorable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.74pt; position: absolute; text-decoration: none; white-space: pre;">terms,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.03pt; position: absolute; text-decoration: none; white-space: pre;">and if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;">Regions fails<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.65pt; position: absolute; text-decoration: none; white-space: pre;">to meet<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.87pt; position: absolute; text-decoration: none; white-space: pre;">requirements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.52pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">condition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.62pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.72pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.05pt; position: absolute; text-decoration: none; white-space: pre;">perceptions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.7pt; position: absolute; text-decoration: none; white-space: pre;">of Regions could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.53pt; position: absolute; text-decoration: none; white-space: pre;">be negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">impacted.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 102.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to recruit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.39pt; position: absolute; text-decoration: none; white-space: pre;">and retain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.65pt; position: absolute; text-decoration: none; white-space: pre;">talented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.85pt; position: absolute; text-decoration: none; white-space: pre;">and experienced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.63pt; position: absolute; text-decoration: none; white-space: pre;">personnel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.03pt; position: absolute; text-decoration: none; white-space: pre;">to assist<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">development, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 111.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.35pt; position: absolute; text-decoration: none; white-space: pre;">and operation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.07pt; position: absolute; text-decoration: none; white-space: pre;">products<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.74pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.49pt; position: absolute; text-decoration: none; white-space: pre;">be affected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.4pt; position: absolute; text-decoration: none; white-space: pre;">in laws and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 123.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.71pt; position: absolute; text-decoration: none; white-space: pre;">in effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.3pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.28pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.57pt; position: absolute; text-decoration: none; white-space: pre;">to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 141.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.15pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.56pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.49pt; position: absolute; text-decoration: none; white-space: pre;">in particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank, could <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 153.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">liquidity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.12pt; position: absolute; text-decoration: none; white-space: pre;">and ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to pay dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.77pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Fluctuations<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">price<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.24pt; position: absolute; text-decoration: none; white-space: pre;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.7pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.22pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.86pt; position: absolute; text-decoration: none; white-space: pre;">and inability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to complete<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.14pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.78pt; position: absolute; text-decoration: none; white-space: pre;">repurchases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.01pt; position: absolute; text-decoration: none; white-space: pre;">frame<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.9pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.42000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">anticipated.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 201.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of anti-takeover<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.48000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.13pt; position: absolute; text-decoration: none; white-space: pre;">laws and exclusive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.19pt; position: absolute; text-decoration: none; white-space: pre;">forum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">provision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.48pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.38pt; position: absolute; text-decoration: none; white-space: pre;">certificate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.27pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of incorporation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 213.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and bylaws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effect<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.07pt; position: absolute; text-decoration: none; white-space: pre;">of new tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.8pt; position: absolute; text-decoration: none; white-space: pre;">legislation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.05pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.13pt; position: absolute; text-decoration: none; white-space: pre;">interpretation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of existing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.64pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.39pt; position: absolute; text-decoration: none; white-space: pre;">law, which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.48pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.25pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">earnings,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.62pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.82pt; position: absolute; text-decoration: none; white-space: pre;">ratios<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.61pt; position: absolute; text-decoration: none; white-space: pre;">and Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.28pt; position: absolute; text-decoration: none; white-space: pre;">to return<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 262.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">Changes in accounting<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.28pt; position: absolute; text-decoration: none; white-space: pre;">policies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.94pt; position: absolute; text-decoration: none; white-space: pre;">or procedures<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.78pt; position: absolute; text-decoration: none; white-space: pre;">be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.6pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.85pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.61pt; position: absolute; text-decoration: none; white-space: pre;">Accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.78pt; position: absolute; text-decoration: none; white-space: pre;">Standard <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 274.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Board or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.55pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">agencies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.14pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.89pt; position: absolute; text-decoration: none; white-space: pre;">materially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.01pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.49pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.64pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and how <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.32pt; position: absolute; text-decoration: none; white-space: pre;">those<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">results,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.14pt; position: absolute; text-decoration: none; white-space: pre;">and expectations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and preliminary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.77pt; position: absolute; text-decoration: none; white-space: pre;">analyses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.26pt; position: absolute; text-decoration: none; white-space: pre;">to how such changes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.12pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.75pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.28pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">prove<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.02pt; position: absolute; text-decoration: none; white-space: pre;">incorrect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute; width: 65.86pt;">Any impairment<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.57999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 2.75pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.32999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 47.01pt;">of Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.99pt; position: absolute; text-decoration: none; white-space: pre; width: 35.53pt;">goodwill<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.16999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 31.46pt;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.28pt; position: absolute; text-decoration: none; white-space: pre; width: 46.33pt;">intangibles,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.31pt; position: absolute; text-decoration: none; white-space: pre; width: 53.09pt;">any repricing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.1pt; position: absolute; text-decoration: none; white-space: pre; width: 34.23pt;">of assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.98pt; position: absolute; text-decoration: none; white-space: pre; width: 71.79pt;">or any adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.47pt; position: absolute; text-decoration: none; white-space: pre; width: 8.33pt;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.8pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 329.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre; width: 37.17pt;">valuation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.86pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.75pt; position: absolute; text-decoration: none; white-space: pre; width: 44.37pt;">allowances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; position: absolute; text-decoration: none; white-space: pre; width: 48.84pt;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.58000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 33.28pt;">deferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.86pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.72pt; position: absolute; text-decoration: none; white-space: pre; width: 12.2pt;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.73pt; position: absolute; text-decoration: none; white-space: pre; width: 23.3pt;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.84000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 59.9pt;">due to changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.54999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 22.73pt;">in tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 50.19pt;">law, adverse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 32.18pt;">changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.08000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 22.73pt;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 532.81pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 341.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre; width: 38.83pt;">economic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.1pt; position: absolute; text-decoration: none; white-space: pre; width: 50.5pt;">environment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.2pt; position: absolute; text-decoration: none; white-space: pre; width: 37.17pt;">declining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.97pt; position: absolute; text-decoration: none; white-space: pre; width: 41.62pt;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.19pt; position: absolute; text-decoration: none; white-space: pre; width: 23.03pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.77pt; position: absolute; text-decoration: none; white-space: pre; width: 36.63pt;">reporting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361pt; position: absolute; text-decoration: none; white-space: pre; width: 15.54pt;">unit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.09000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 31.36pt;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413pt; position: absolute; text-decoration: none; white-space: pre; width: 29.68pt;">factors.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of man-made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.55pt; position: absolute; text-decoration: none; white-space: pre;">and natural<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.81pt; position: absolute; text-decoration: none; white-space: pre;">disasters,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.6pt; position: absolute; text-decoration: none; white-space: pre;">fires,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">floods,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.49pt; position: absolute; text-decoration: none; white-space: pre;">droughts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53pt; position: absolute; text-decoration: none; white-space: pre;">tornadoes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">hurricanes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and environmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195pt; position: absolute; text-decoration: none; white-space: pre;">damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">(especially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.86pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.51pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.53pt; position: absolute; text-decoration: none; white-space: pre;">Southeastern<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.74pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.48pt; position: absolute; text-decoration: none; white-space: pre;">States),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.76pt; position: absolute; text-decoration: none; white-space: pre;">which may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">negatively<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.63pt; position: absolute; text-decoration: none; white-space: pre;">affect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.57pt; position: absolute; text-decoration: none; white-space: pre;">and&#47;or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.65pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.28pt; position: absolute; text-decoration: none; white-space: pre;">loan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.03pt; position: absolute; text-decoration: none; white-space: pre;">portfolios<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.49pt; position: absolute; text-decoration: none; white-space: pre;">and increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.73pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.36pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438pt; position: absolute; text-decoration: none; white-space: pre;">of conducting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.78pt; position: absolute; text-decoration: none; white-space: pre;">business. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">The severity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.97pt; position: absolute; text-decoration: none; white-space: pre;">and frequency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.4pt; position: absolute; text-decoration: none; white-space: pre;">of future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.64pt; position: absolute; text-decoration: none; white-space: pre;">earthquakes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.45pt; position: absolute; text-decoration: none; white-space: pre;">fires,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.3pt; position: absolute; text-decoration: none; white-space: pre;">hurricanes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.01pt; position: absolute; text-decoration: none; white-space: pre;">tornadoes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">droughts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">floods<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.49pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.8pt; position: absolute; text-decoration: none; white-space: pre;">weather-related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.9pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.55pt; position: absolute; text-decoration: none; white-space: pre;">events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.62pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">difficult<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.18pt; position: absolute; text-decoration: none; white-space: pre;">to predict<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.78pt; position: absolute; text-decoration: none; white-space: pre;">and may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be exacerbated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">climate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">change.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 426.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The impact<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of pandemics<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.8pt; position: absolute; text-decoration: none; white-space: pre;">businesses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">operations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.77pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and conditions.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.11pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">duration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.57pt; position: absolute; text-decoration: none; white-space: pre;">and severity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; position: absolute; text-decoration: none; white-space: pre;">of any pandemic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.86pt; position: absolute; text-decoration: none; white-space: pre;">as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as government<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.57pt; position: absolute; text-decoration: none; white-space: pre;">actions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">restrictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.70000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.35pt; position: absolute; text-decoration: none; white-space: pre;">in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">with such events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.87pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.62pt; position: absolute; text-decoration: none; white-space: pre;">disrupt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.68pt; position: absolute; text-decoration: none; white-space: pre;">global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.2pt; position: absolute; text-decoration: none; white-space: pre;">economy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.88pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.76pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.30999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and liquidity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">position,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.39pt; position: absolute; text-decoration: none; white-space: pre;">ability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.5pt; position: absolute; text-decoration: none; white-space: pre;">of borrowers<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to repay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.65pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">allowance<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.93pt; position: absolute; text-decoration: none; white-space: pre;">credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; position: absolute; text-decoration: none; white-space: pre;">losses,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.18pt; position: absolute; text-decoration: none; white-space: pre;">impair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.85pt; position: absolute; text-decoration: none; white-space: pre;">collateral<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.63pt; position: absolute; text-decoration: none; white-space: pre;">values<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.7pt; position: absolute; text-decoration: none; white-space: pre;">and result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in lost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">revenue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">expenses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 492.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">The effects<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.96pt; position: absolute; text-decoration: none; white-space: pre;">of any damage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.23pt; position: absolute; text-decoration: none; white-space: pre;">reputation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">resulting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.89pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.87pt; position: absolute; text-decoration: none; white-space: pre;">developments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">related<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.72pt; position: absolute; text-decoration: none; white-space: pre;">to any of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 505.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">items<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.95pt; position: absolute; text-decoration: none; white-space: pre;">identified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.82pt; position: absolute; text-decoration: none; white-space: pre;">above.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">You should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.69pt; position: absolute; text-decoration: none; white-space: pre;">not place<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57pt; position: absolute; text-decoration: none; white-space: pre;">undue reliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.69pt; position: absolute; text-decoration: none; white-space: pre;">on any forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.23pt; position: absolute; text-decoration: none; white-space: pre;">statements,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.88pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.53pt; position: absolute; text-decoration: none; white-space: pre;">which speak<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.75pt; position: absolute; text-decoration: none; white-space: pre;">only as of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.42pt; position: absolute; text-decoration: none; white-space: pre;">date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 541.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">made.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.44pt; position: absolute; text-decoration: none; white-space: pre;">Factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.4pt; position: absolute; text-decoration: none; white-space: pre;">or events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.3pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.82pt; position: absolute; text-decoration: none; white-space: pre;">could<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.57pt; position: absolute; text-decoration: none; white-space: pre;">cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.3pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.93pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.99pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.05pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.8pt; position: absolute; text-decoration: none; white-space: pre;">emerge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.74pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.01pt; position: absolute; text-decoration: none; white-space: pre;">to time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.07pt; position: absolute; text-decoration: none; white-space: pre;">and it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 523.09pt; position: absolute; text-decoration: none; white-space: pre;">is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 553.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">not possible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.33pt; position: absolute; text-decoration: none; white-space: pre;">to predict<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.93pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.45pt; position: absolute; text-decoration: none; white-space: pre;">of them.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.3pt; position: absolute; text-decoration: none; white-space: pre;">We assume<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.62pt; position: absolute; text-decoration: none; white-space: pre;">no obligation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.23pt; position: absolute; text-decoration: none; white-space: pre;">to update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.68pt; position: absolute; text-decoration: none; white-space: pre;">or revise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">any forward-looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.95pt; position: absolute; text-decoration: none; white-space: pre;">statements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 565.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.02000000000001pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.2pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.18pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.47pt; position: absolute; text-decoration: none; white-space: pre;">to time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.86pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.4pt; position: absolute; text-decoration: none; white-space: pre;">of future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.64pt; position: absolute; text-decoration: none; white-space: pre;">developments,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.23pt; position: absolute; text-decoration: none; white-space: pre;">new information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.2pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.92pt; position: absolute; text-decoration: none; white-space: pre;">except <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">as may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 105.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.33000000000001pt; position: absolute; text-decoration: none; white-space: pre;">be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.15pt; position: absolute; text-decoration: none; white-space: pre;">by law.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 601.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.2pt; position: absolute; text-decoration: none; white-space: pre;">list<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.95pt; position: absolute; text-decoration: none; white-space: pre;">of factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.56pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.77pt; position: absolute; text-decoration: none; white-space: pre;">not exhaustive.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.86pt; position: absolute; text-decoration: none; white-space: pre;">For discussion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.49pt; position: absolute; text-decoration: none; white-space: pre;">of these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.39pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.84999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.4pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.58pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.18pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.7pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.45pt; position: absolute; text-decoration: none; white-space: pre;">cause <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 613.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">actual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.14pt; position: absolute; text-decoration: none; white-space: pre;">results<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.82pt; position: absolute; text-decoration: none; white-space: pre;">to differ<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.88pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.86pt; position: absolute; text-decoration: none; white-space: pre;">expectations,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.28000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.88pt; position: absolute; text-decoration: none; white-space: pre;">look under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.46pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.21pt; position: absolute; text-decoration: none; white-space: pre;">captions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.05pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Forward-Looking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Statements&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.95pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 625.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.13pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.14pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.88pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.28000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.83pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023 and Quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.14pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.88pt; position: absolute; text-decoration: none; white-space: pre;">on Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.59pt; position: absolute; text-decoration: none; white-space: pre;">10-Q for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.3000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.85pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 637.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.05000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.65pt; position: absolute; text-decoration: none; white-space: pre;">ended June 30, 2024, as filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.5pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.51pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and &#8220;Risk Factors&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in Regions&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.25pt; position: absolute; text-decoration: none; white-space: pre;">Annual Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.97pt; position: absolute; text-decoration: none; white-space: pre;">10-K for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.72pt; position: absolute; text-decoration: none; white-space: pre;">ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, as filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.67pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; position: absolute; text-decoration: none; white-space: pre;">and available<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.68pt; position: absolute; text-decoration: none; white-space: pre;">on its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">website<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.21999999999997pt; position: absolute; text-decoration: none; white-space: pre;">at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 662.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-1<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_16" style="position: absolute; top: 74.16pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 85.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.35pt; position: absolute; text-decoration: none; white-space: pre;">SUMMARY<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 110.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 97.72pt; position: absolute; white-space: pre;">This summary highlights selected information contained or incorporated by reference in this prospectus <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 122.51pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">supplement and the accompanying prospectus and does not contain all the information that you need to consider <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 134.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">in making your investment decision. You should carefully read this entire prospectus supplement and the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 146.71pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">accompanying prospectus, as well as the information incorporated by reference herein and therein, before <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 158.81pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">deciding whether to invest in the Notes. You should pay special attention to the &#8220;Risk Factors&#8221; section of this <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 170.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">prospectus supplement and contained in our Annual Report on Form 10-K for the year ended December 31, 2023 <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 183.01pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 77.72pt; position: absolute; white-space: pre;">to determine whether an investment in the notes is appropriate for you.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 204.11pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 239.91pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 318.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 225.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation is a Delaware corporation (NYSE symbol&#58; RF) and financial holding company <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. In addition, Regions operates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 249.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">several offices delivering specialty capabilities in New York, Washington D.C., Chicago and other locations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 261.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">nationwide. Regions provides financial solutions for a wide range of clients including retail and mortgage banking <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 273.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">services, commercial banking services and wealth and investment services. Further, Regions and its subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 285.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">deliver specialty capabilities including merger and acquisition advisory services, capital market solutions, home <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 297.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">improvement lending and others. Through its subsidiary Regions Bank, Regions operated <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.23pt; position: absolute; text-decoration: none; white-space: pre;">1,262<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.73pt; position: absolute; text-decoration: none; white-space: pre;"> total branch outlets <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 309.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as of June 30, 2024. At June 30, 2024, Regions had total consolidated assets of approximately $<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.74pt; position: absolute; text-decoration: none; white-space: pre;">154.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">, total <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 321.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidated deposits of approximately $<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.99pt; position: absolute; text-decoration: none; white-space: pre;">126.6 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.07pt; position: absolute; text-decoration: none; white-space: pre;"> and total consolidated shareholders&#8217; equity of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 333.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">17.2 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.8pt; position: absolute; text-decoration: none; white-space: pre;">. Additional information about us and our subsidiaries is included in the documents incorporated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference in this prospectus under the heading &#8220;Where You Can Find More Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 366.11pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; white-space: pre;">Regions is a separate and distinct legal entity from our banking and other subsidiaries. A significant source <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 378.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">of funds to pay dividends on our common and preferred stock and service our debt is dividends from our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 390.31pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">subsidiaries. Various federal and state statutes and regulations limit the amount of dividends that our banking and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">other subsidiaries may pay to us without regulatory approval.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 423.51pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; white-space: pre;">Our principal executive offices are located at 1900 Fifth Avenue North, Birmingham, Alabama 35203, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 435.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">the telephone number is (800) 734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-2<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 89.11pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 251.98pt; position: absolute; text-decoration: none; white-space: pre;">Summary<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 294.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.74pt; position: absolute; text-decoration: none; white-space: pre;">of the Offering<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 112.71pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">The following<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 153.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 156.5pt; position: absolute; text-decoration: none; white-space: pre;">summary contains<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 229.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 232.06pt; position: absolute; text-decoration: none; white-space: pre;">basic<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 253.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 255.7pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 302.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 305.44pt; position: absolute; text-decoration: none; white-space: pre;">about the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 342.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 345.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Notes and this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 402.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 405.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 436.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 439.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and is<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 463.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 466.13pt; position: absolute; text-decoration: none; white-space: pre;">not intended<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 515.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 518.35pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 124.81pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">be complete.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 129.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 131.75pt; position: absolute; text-decoration: none; white-space: pre;">It<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 137.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 140.4pt; position: absolute; text-decoration: none; white-space: pre;">does not contain<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 206.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 209.01pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 219.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 222.1pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 234.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 236.85pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 284.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 286.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 302.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 304.68pt; position: absolute; text-decoration: none; white-space: pre;">you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 348.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 350.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 385.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 387.78pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 413.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 415.85pt; position: absolute; text-decoration: none; white-space: pre;">deciding<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 450.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 452.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">whether<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 484.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 487.53pt; position: absolute; text-decoration: none; white-space: pre;">to invest<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 521.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 523.64pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 136.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 93.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes. For a complete<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 182.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 184.81pt; position: absolute; text-decoration: none; white-space: pre;">understanding<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 242.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 245.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 267.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 270.13pt; position: absolute; text-decoration: none; white-space: pre;">Notes, you should<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 341.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 344.02pt; position: absolute; text-decoration: none; white-space: pre;">read the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 377.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 379.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">section<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 407.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 410.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of this<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 435.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 437.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 480.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 483.53pt; position: absolute; text-decoration: none; white-space: pre;">supplement <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 149.01pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">entitled<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 108.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 111.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 163.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 166.54pt; position: absolute; text-decoration: none; white-space: pre;">of Notes.&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="position: absolute; top: 185.74pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Issuer<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 28.72pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 29.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 29.959999999999997pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 30pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 0pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation, a Delaware corporation and a financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">holding company.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes Offered<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 62.28pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 62.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 62.59pt; position: absolute; text-decoration: none; white-space: pre;">..........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 30pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">$1,000,000,000 aggregate principal amount of 5.502% Fixed Rate &#47; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Senior Notes due 2035, which we refer to as the &#8220;Notes.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Issue Date<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 46.77pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 47.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 47.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 47.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 47.550000000000004pt; position: absolute; text-decoration: none; white-space: pre;">................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 60pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">September 6, 2024.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Maturity<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 41.480000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 42.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 42.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 42.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 42.52pt; position: absolute; text-decoration: none; white-space: pre;">..................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 77.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">September 6, 2035.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Fixed Interest Rate<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 84.75999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 85.05pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 85.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 94.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5.502% per annum.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 111.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Fixed Rate Period<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 79.75999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 80.05pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 80.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">...................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 111.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">From, and including, the issue date to, but excluding, September 6, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">2034.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Fixed Interest Payment Dates<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 128.9pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 129.48pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 129.77pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 130pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 130.02pt; position: absolute; text-decoration: none; white-space: pre;">...............<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 141.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Every March 6 and September 6, commencing on March 6, 2025 and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">ending on September 6, 2034. <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 66.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Interest Rate<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 96.42999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 97.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 97.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 97.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 97.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 97.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 97.52pt; position: absolute; text-decoration: none; white-space: pre;">............................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 171.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.97pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Compounded SOFR, determined as set forth under &#8220;Description of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.27pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes&#8212;Compounded SOFR,&#8221; plus 2.060%. The interest rate on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.57pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes will in no event be higher than the maximum rate permitted by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.87pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">New York law as the same may be modified by United States law of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.17pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">general application and will in no event be lower than zero.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 241.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Rate Period<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 91.42999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 92.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 92.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 92.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 92.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 92.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 92.52pt; position: absolute; text-decoration: none; white-space: pre;">..............................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 241.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">From, and including, September 6, 2034 to, but excluding, the maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">date.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 41.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 271.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Interest Payment Dates<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 140.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 141.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 142.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 142.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 142.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 142.44pt; position: absolute; text-decoration: none; white-space: pre;">..........<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 271.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">December 6, 2034, March 6, 2035, June 6, 2035 and at the maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 17.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">date, as further described under &#8220;Description of Notes&#8212;Interest on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 30.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes.&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 315.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Day Count Convention<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 100.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 102.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 102.39999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 102.44pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 102.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 102.47pt; position: absolute; text-decoration: none; white-space: pre;">..........................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 315.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">During the fixed rate period, interest will be computed on the basis of a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">360-day year consisting of twelve 30-day months.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">During the floating rate period, interest will be computed on the basis of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">actual number of days in each interest period (or any other relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">period) and a 360-day year.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 399pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Record Dates<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 60.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 60.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 60.120000000000005pt; position: absolute; text-decoration: none; white-space: pre;">...........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 399pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">15 days prior to each interest payment date (whether or not a business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">day), provided that if the Notes are global notes held by DTC, the record <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">date for such Notes will be the close of business on the business day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">preceding the applicable interest payment date, and provided further that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">interest payable at the maturity date or upon earlier redemption will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">paid to the person to whom principal is payable.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 41.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 482.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">No Guarantees<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 66.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 67.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 67.47999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 67.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 67.53999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 67.55pt; position: absolute; text-decoration: none; white-space: pre;">........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 482.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 4.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not guaranteed by any of our subsidiaries. As a result, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 17.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes will be structurally subordinated to the liabilities of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 30.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries as discussed below under &#8220;Ranking.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-3<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="position: absolute; top: 74.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 200.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 3pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Ranking<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 39.300000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 39.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 40.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 40.050000000000004pt; position: absolute; text-decoration: none; white-space: pre;">...................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 3pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.47pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">The Notes will be senior unsecured obligations and will rank equally <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">with all of our other unsecured and unsubordinated indebtedness and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 30.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">will be effectively subordinated to our existing and future secured <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness, to the extent of the value of the collateral securing such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness, and structurally subordinated to the existing and future <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.97pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">indebtedness of our subsidiaries. As of June 30, 2024, our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.27pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">had, in the aggregate, outstanding debt and other liabilities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 96.57pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">deposits, of approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.41pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.49pt; position: absolute; white-space: pre;">. All of such debt and other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.87pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">liabilities would rank structurally senior to the Notes in case of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 123.17pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">liquidation or otherwise. As of June 30, 2024, Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 136.47pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Corporation (parent company only) had an aggregate of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 149.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.71pt; position: absolute; white-space: pre;"> of outstanding senior debt and approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.92pt; position: absolute; text-decoration: none; white-space: pre;">$549 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.27pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 163.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">of outstanding subordinated and junior subordinated debt. The indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">pursuant to which we will issue the Notes does not limit the amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">additional indebtedness we or our subsidiaries may incur.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 213pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 206.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Redemption&#47;Repayment<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 106.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 107.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 107.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 107.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 107.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 107.52pt; position: absolute; text-decoration: none; white-space: pre;">........................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 206.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.92pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">On or after March 6, 2025 (or, if additional Notes are issued after the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.22pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">original issue date, on or after the date that is 181 days after the issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.52pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">date of such additional Notes) and prior to September 6, 2034, we may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.82pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">redeem the Notes, in whole or in part, at any time or from time to time, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">by paying the aggregate principal amount of&#160; Notes to be redeemed plus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">a &#8220;make-whole&#8221; premium (as described herein under &#8220;Description of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.72pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes&#8212;Redemption&#8221;) plus accrued and unpaid interest thereon, if any, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 96.02pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">to, but excluding, the redemption date. On September 6, 2034, we may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.32pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">redeem the Notes, in whole, but not in part, by paying the aggregate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.62pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">principal amount of the Notes to be redeemed plus accrued and unpaid <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.92pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">interest thereon, if any, to, but excluding, the redemption date. At any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.22pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">time or from time to time on or after June 6, 2035, we may redeem the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.52pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes in whole or in part by paying the aggregate principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 175.82pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">the Notes to be redeemed plus accrued and unpaid interest thereon, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.12pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">any, to, but excluding, the redemption date. See &#8220;Description of Notes&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.42pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Redemption.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 432pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Sinking Fund<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 60.690000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 61.85pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 62.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 62.440000000000005pt; position: absolute; text-decoration: none; white-space: pre;">..........................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 432pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">There is no sinking fund for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 146.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Further Issuances<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 79.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 79.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 79.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 80.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 80.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 80.08pt; position: absolute; text-decoration: none; white-space: pre;">...................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 447.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">The Notes will initially be limited to an aggregate principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 15.97pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">$1,000,000,000. We may, without your consent, increase the principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.27pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">amount of the Notes by issuing an unlimited principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.57pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">additional notes in the future on the same terms and conditions as the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 55.87pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Notes offered hereby, except for any differences in the issue date, issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.17pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">price and interest accrued prior to the date thereof, and with the same <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.47pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">CUSIP number as the Notes offered hereby&#59; provided that if any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">additional notes are not fungible with the Notes offered hereby for U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">federal income tax purposes, such additional notes will be issued under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">a separate CUSIP number, and such additional notes will constitute and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">form a single series with the Notes offered hereby.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2UtbGluZWNhcDogc3F1YXJlOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguNjcgNDguNjcgViAxMDA3LjMzIEggNzY3LjMzIFYgNDguNjcgSCA0OC42NyI+PC9wYXRoPjwvc3ZnPg==&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-4<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="position: absolute; top: 74.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 466.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 170.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 296.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 53.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Use of Proceeds<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.77pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 70.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.08pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 70.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 0pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.77pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">The net proceeds to us from the sale of the Notes, after deduction of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.07pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">estimated underwriting discount and estimated expenses payable by us, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.37pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">will be approximately $993,300,000, and will be used by us for general <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.67pt; width: 296.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">corporate purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 93.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Form and Denomination<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 108.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 109.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 109.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 109.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 109.94pt; position: absolute; text-decoration: none; white-space: pre;">.......................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 56.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be offered in book-entry form through the facilities of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Depository Trust Company in minimum denominations of $2,000 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">and integral multiples of $1,000 in excess thereof. Investors may elect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">hold interests in the Notes through Clearstream Banking, S.A., or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.57pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Bank SA&#47;NV, as operator of the Euroclear System, if they are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.87pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">participants in these systems, or indirectly through organizations that are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">participants in these systems.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Listing<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 32.61pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 32.62pt; position: absolute; text-decoration: none; white-space: pre;">......................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 153pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will not be listed on any securities exchange.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 170.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Governing Law<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 69.53pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 69.82pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 69.97pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 70.05pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 70.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 70.08pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 170.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.12pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">The Notes and the indenture pursuant to which we will issue the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.42pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">will be governed by the laws of the State of New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 80.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Risk Factors<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 56.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 57.330000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 57.480000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 57.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 57.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 57.550000000000004pt; position: absolute; text-decoration: none; white-space: pre;">............................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 200.25pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Risk Factors&#8221; beginning on page S-5 of this prospectus supplement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.47pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">and in our Annual Report on Form 10-K for the year ended December <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.77pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023, as well as the other information included or incorporated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.07pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">reference in this prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">prospectus for a discussion of factors you should consider carefully <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">before deciding to invest in the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 283.5pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Trustee<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 35.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 36.52pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 37.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 37.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 37.410000000000004pt; position: absolute; text-decoration: none; white-space: pre;">....................................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 283.5pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 93.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 170.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 170.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Conflicts of Interest<font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 87.55pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 87.58999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 87.61pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 87.61999999999999pt; position: absolute; text-decoration: none; white-space: pre;">................................<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 170.25pt; position: absolute; top: 300.75pt; width: 296.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 3.37pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC, our subsidiary, is participating in this offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 16.67pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">of Notes as an underwriter. Accordingly, this offering is being <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 29.97pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">conducted in compliance with the provisions of FINRA Rule 5121. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 43.27pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC is not permitted to sell the Notes in this offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 56.57pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">to an account over which it exercises discretionary authority without the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 69.87pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">prior specific written approval of the customer to which the account <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.17pt; width: 296.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">relates.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-5<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_19" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.65pt; position: absolute; text-decoration: none; white-space: pre;">RISK FACTORS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">An investment in our Notes involves certain risks. You should carefully consider (i) the risks described below, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii) the risk factors included in our Annual Report on Form 10-K for the year ended December 31, 2023, as well as <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 119.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other disclosures in the Quarterly Report on Form 10-Q for the quarter ended June 30, 2024 and (iii) the other <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 131.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information included or incorporated by reference in this prospectus supplement and the accompanying prospectus, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 143.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">before making an investment decision. Our business, financial condition or results of operations could be materially <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 155.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affected by any of these risks. This prospectus supplement also contains forward-looking statements that <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 167.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">involve risks and uncertainties. Our actual results could differ materially from those anticipated in any forward- <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 179.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">looking statements as a result of certain factors, including the risks faced by us described below and elsewhere in <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 191.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement and the accompanying prospectus.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 212.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are our obligations and not obligations of our subsidiaries and will be structurally subordinated to the <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 224.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">claims of our subsidiaries&#8217; creditors.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are exclusively our obligations and not those of our subsidiaries. We are a holding company that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conducts substantially all of our operations through our bank and non-bank subsidiaries. As a result, our ability to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">make payments on the Notes will depend primarily upon the receipt of dividends and other distributions from our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries. If we do not receive sufficient cash dividends and other distributions from our subsidiaries, it is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unlikely that we will have sufficient funds to make payments on the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Our subsidiaries are separate and distinct legal entities. Our subsidiaries have no obligation to pay any amounts <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">due on the Notes or to provide us with funds to pay our obligations, whether by dividends, distributions, loans or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other payments. In addition, any dividend payments, distributions, loans or advances to us by our subsidiaries in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future will require the generation of future earnings by our subsidiaries and may require regulatory approval. There <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are statutory and regulatory limitations on the payment of dividends by Regions Bank to us, as well as by us to our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">shareholders. Regulations of both the Board of Governors of the Federal Reserve System (the &#8220;FRB&#8221;) and the State <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Alabama Banking Department affect the ability of Regions Bank to pay dividends and other distributions to us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and to make loans to us. If Regions Bank is unable to make dividend payments to us and sufficient capital is not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise available, we may not be able to make principal and interest payments on our debt, including the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, our right to participate in any distribution of assets of any of our subsidiaries upon the subsidiary&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liquidation or otherwise will generally be subject to the prior claims of creditors of that subsidiary. Your ability as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder of the Notes to benefit indirectly from that distribution also will be subject to these prior claims. The Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are not guaranteed by any of our subsidiaries. As a result, the Notes will be structurally subordinated to all existing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and future liabilities and obligations of our subsidiaries, including deposits, which means that our subsidiaries&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditors will be paid from our subsidiaries&#8217; assets before holders of the Notes would have any claims to those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets. Therefore, you should look only to our assets for payments on the Notes. At June 30, 2024, the aggregate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 515.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of all debt and other liabilities of our subsidiaries, including deposits, was approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.85pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.93pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Our subsidiaries may incur additional debt and liabilities in the future, all of which would rank structurally senior to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 560.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be effectively junior to all of our and our subsidiaries&#8217; secured indebtedness.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be effectively subordinated to any of the existing and future secured debt we or our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 593.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may incur, to the extent of the value of the assets securing such debt. In the event that we are declared bankrupt, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 605.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become insolvent or are liquidated or reorganized, any debt that ranks ahead of the Notes will be entitled to be paid <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in full from our assets before any payment may be made with respect to the Notes. Holders of the Notes will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participate ratably with all holders of our unsecured indebtedness that is deemed to be of the same ranking as the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes, and potentially with all of our other general creditors, based upon the respective amounts owed to each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder or creditor, in our remaining assets. In any of the foregoing events, we may not have sufficient assets to pay <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amounts due on the Notes. As a result, if holders of the Notes receive any payments, they may receive less, ratably, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">than holders of secured indebtedness.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-6<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">There are limited covenants in the indenture pursuant to which we will issue the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither we nor any of our subsidiaries is restricted from incurring additional debt or other liabilities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">additional senior debt, under the indenture pursuant to which we will issue the Notes. If we incur additional debt or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liabilities, our ability to pay our obligations on the Notes could be adversely affected. We expect to incur, from time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to time, additional debt and other liabilities. In addition, we are not restricted under the indenture from granting <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">security interests over our assets, except to the extent described under &#8220;Description of Notes&#8212;Merger, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation or Sale of Assets&#8221; and &#8220;Description of Notes&#8212;Certain Covenants&#8221; in this prospectus supplement, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from paying dividends or issuing or repurchasing our securities.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, there are no financial covenants in the indenture. You are not protected under the indenture in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">event of a highly leveraged transaction, reorganization, a default under our existing indebtedness, restructuring, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">merger or similar transaction that may adversely affect you, except to the extent described under &#8220;Description of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#8212;Merger, Consolidation or Sale of Assets&#8221; and &#8220;Description of Notes&#8212;Certain Covenants&#8221; included in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not insured or guaranteed by the Federal Deposit Insurance Corporation.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are not savings accounts, deposits or other obligations of a bank and are not insured by the Federal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Deposit Insurance Corporation or any other governmental agency or instrumentality.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">You may be unable to sell the Notes because there is no public trading market for the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are a new issue of securities with no established trading market. The Notes will not be listed on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities exchange or included in any automated quotation system. Consequently, the Notes will be relatively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">illiquid and you may be unable to sell your Notes. Although the representatives of the underwriters have advised us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that, following completion of the offering of the Notes, one or more of the underwriters currently intend to make a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">secondary market in the Notes, they are not obligated to do so and may discontinue any market-making activities at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any time without notice. Accordingly, a trading market for the Notes may not develop or any such market may not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have sufficient liquidity.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">If a trading market for the Notes develops, changes in our credit ratings or the debt markets could adversely <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affect the liquidity and market price of the Notes.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a trading market develops, the liquidity and prices of the Notes will depend on many factors, including&#58; (i) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">our credit ratings with major credit rating agencies&#59; (ii) the prevailing interest rates being paid by other companies <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">similar to us&#59; (iii) our financial condition, financial performance and future prospects&#59; and (iv) the overall condition <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the financial markets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The condition of the financial markets and prevailing interest rates have fluctuated significantly in the past and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may fluctuate in the future. Such fluctuations could have an adverse effect on the liquidity and price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, credit rating agencies periodically review their ratings and ratings methodologies for the companies <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that they follow, including Regions, the issuer of the Notes, and Regions Bank, our depository institution subsidiary. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">However, our ratings may not reflect the potential impact of risks related to market or other factors. A negative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">change in ratings could have an adverse effect on the liquidity and price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">A credit rating is not a recommendation to buy, sell or hold securities and may be revised, suspended or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">withdrawn by the credit rating agency at any time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 635.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Holders of our debt, including the debt securities may absorb losses if we were to enter into a resolution. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">FRB rules require that certain global systemically important banks (&#8220;GSIBs&#8221;) maintain minimum levels of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unsecured external long-term debt and other loss-absorbing capacity with specific terms (&#8220;Eligible LTD&#8221;) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes of recapitalizing such GSIBs&#8217; operating subsidiaries if such GSIBs were to enter into a resolution either&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; in a bankruptcy proceeding under Chapter 11 of the U.S. Bankruptcy Code, or <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-7<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; in a receivership administered by the Federal Deposit Insurance Corporation under Title II of the Dodd-Frank <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Wall Street Reform and Consumer Protection Act of 2010 (the &#8220;Dodd-Frank Act&#8221;). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On August 29, 2023, the FRB, the Office of the Comptroller of the Currency and the Federal Deposit Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation issued a notice of proposed rulemaking (the &#8220;LTD NPR&#8221;), that proposed long-term debt requirements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that, if adopted as proposed, would require covered bank holding companies who are not GSIBs, such as us, to issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and maintain minimum amounts of Eligible LTD with specific terms for purposes of absorbing losses or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">recapitalizing the covered bank holding company and its operating subsidiaries. The LTD NPR also proposed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">requiring minimum amounts of Eligible LTD to be maintained by insured depositary institutions (&#8220;IDIs&#8221;), such as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank, that are not consolidated subsidiaries of U.S. GSIBs and that have at least $100 billion in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidated assets or are affiliated with IDIs that have at least $100 billion in consolidated assets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">While we are not currently subject to the Eligible LTD requirements applicable to GSIBs, if final rules are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adopted pursuant to the LTD NPR, we may be subject to the long-term debt requirements of such rules. Unless <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise specified in an accompanying supplement, we intend to qualify the Notes offered by this prospectus as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Eligible LTD for purposes of the FRB&#8217;s rules as currently in effect and the final rules, if any, adopted pursuant to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the LTD NPR. If we were to enter into a resolution, holders of our Eligible LTD and other debt and equity securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will absorb our losses and the losses of our subsidiaries. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As a result, our losses and any losses incurred by our subsidiaries would be imposed first on holders of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">equity securities and thereafter on our unsecured creditors, including holders of Eligible LTD (such as the Notes) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and other debt securities. Claims of holders of those securities would have a junior position to the claims of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditors of our subsidiaries and to the claims of priority (as determined by statute) and secured creditors of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Accordingly, in a resolution of Regions Financial Corporation in bankruptcy, holders of our Eligible LTD and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other debt securities, including the Notes, would realize value only to the extent available to us as a shareholder of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank and our other subsidiaries, and only after any claims of priority and secured creditors of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation have been fully repaid.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 416.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We may redeem the Notes prior to their maturity date and you may not be able to reinvest the proceeds in a <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">comparable security.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may, at our option, redeem the Notes at the applicable times and at the applicable redemption price <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described herein under &#8220;Description of Notes&#8212;Redemption.&#8221; In the event we redeem the Notes, you may not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">able to reinvest the redemption proceeds in a comparable security at an effective interest rate as high as the interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate on your Notes being redeemed. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 506.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate on the Notes will reset from fixed to floating rates.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, the issue date to, but excluding, September 6, 2034, the Notes will bear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest at a fixed rate of 5.502% per annum. However, during the period from, and including September 6, 2034, to, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">but excluding, the maturity date, the Notes will bear interest at a floating rate per annum in accordance with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">formula set forth under &#8220;Description of Notes&#8212;Compounded SOFR,&#8221; plus 2.060%. As a result, the interest rate in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any floating rate period may be less than the initial interest rate or the interest rate that applies in the preceding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest period, which would affect the amount of any interest payments under the Notes and, therefore, could affect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">their market value.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 620.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The amount of interest payable with respect to each interest period during the floating rate period will be <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 632.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined near the end of such interest period for the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate with respect to any interest period during the floating rate period will only be capable of being <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined near the end of such interest period in relation to the Notes. Consequently, it may be difficult for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors in the Notes to estimate reliably the amount of interest that will be payable on the Notes. In addition, some <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors may be unwilling or unable to trade the Notes without changes to their information technology systems, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">both of which could adversely impact the liquidity and trading price of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-8<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">In determining the rate for the final floating rate interest payment period, the level of SOFR for any day from <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and including the second U.S. Government Securities Business Day prior to the maturity date or, if applicable, <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the redemption date to, but excluding, the maturity date or, if applicable, the redemption date, will be the level of <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR in respect of such second U.S. Government Securities Business Day prior to the maturity date or, if <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable, the redemption date.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the final floating rate interest payment period, because the level of SOFR for any day from and including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the second U.S. Government Securities Business Day prior to the maturity date or, if applicable, the redemption date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to, but excluding, the applicable maturity date or redemption date will be the level of SOFR in respect of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">second U.S. Government Securities Business Day prior to the maturity date or, if applicable, the redemption date, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investors in the Notes will not receive the benefit of any increase in the level in respect of SOFR beyond the level <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for such date in connection with the determination of the interest payable with respect to such floating rate interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment period, which could adversely impact the amount of interest payable with respect to that floating rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest payment period.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate on the Notes during the floating rate period will be based on a compounded SOFR, which will <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be determined by reference to the SOFR Index, a relatively new market index. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For each interest period during the floating rate period, the interest rate on the Notes will be based on a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounded SOFR rate calculated by reference to the SOFR Index (as defined below) using the specific formula <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described in this prospectus supplement, not the SOFR rate published on or in respect of a particular date during <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such period or an average of SOFR rates during such period. The SOFR Index measures the cumulative impact of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounding the daily secured overnight financing rate (&#8220;SOFR&#8221;) as provided by the Federal Reserve Bank of New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York (the &#8220;FRBNY&#8221;). The value of the SOFR Index on a particular business day reflects the effect of compounding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR on such business day and allows the calculation of compounded SOFR averages over custom time periods. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">For this and other reasons, the interest rate during any Observation Period (as defined below) will not be the same as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the interest rate on other SOFR-linked investments that use an alternative basis to determine the applicable interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate. Further, if the SOFR rate in respect of a particular date during the Observation Period for an interest period is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">negative, its contribution to the SOFR Index will be less than one, resulting in a reduction in the Compounded <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR (as defined below) used to calculate the interest rate on the Notes during the relevant interest period. In <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">addition, the method for calculating an interest rate based upon SOFR in market precedents varies. If the market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">predominantly adopts a different calculation method, the liquidity and market value of the Notes may be adversely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affected.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR has a limited history and its historical performance is not indicative of future performance. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY began to publish SOFR in April 2018. Although the FRBNY has also begun publishing historical <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indicative SOFR going back to 2014, such historical indicative data inherently involves assumptions, estimates and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximations. Therefore, SOFR has limited performance history and no actual investment based on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">performance of SOFR was possible before April 2018. The level of SOFR during the floating rate period for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes may bear little or no relation to the historical level of SOFR. The future performance of SOFR is impossible <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to predict and, therefore, no future performance of SOFR or the Notes may be inferred from any of the hypothetical <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or actual historical performance data. Hypothetical or actual historical performance data are not indicative of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future performance of SOFR or the Notes. Changes in the levels of SOFR will affect Compounded SOFR and, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therefore, the return on the Notes and the trading price of such Notes, but it is impossible to predict whether such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">levels will rise or fall. There can be no assurance that SOFR or Compounded SOFR will be positive. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 617.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The composition and characteristics of SOFR are not the same as those of U.S. dollar LIBOR and any failure of <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR to maintain market acceptance could adversely affect the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR was developed for use in certain U.S. dollar derivatives and other financial contracts as an alternative to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the U.S. dollar London interbank offered rate (&#8220;U.S. dollar LIBOR&#8221;) in part because it is considered representative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of general funding conditions in the overnight Treasury repo market. However, as a rate based on transactions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">secured by U.S. Treasury securities, SOFR does not measure bank-specific credit risk and, as a result, is less likely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to correlate with the unsecured short-term funding costs of banks. In addition, SOFR is an overnight rate, while U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-9<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">dollar LIBOR represented interbank funding over different maturities. As a result, SOFR will likely not perform in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the same way as U.S. dollar LIBOR would have at any time, including, without limitation, as a result of changes in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest and yield rates in the market, market volatility, or global or regional economic, financial, political, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory, judicial or other events. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The differences between SOFR and U.S. dollar LIBOR may mean that market participants would not consider <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR a suitable substitute, replacement or successor for all of the purposes for which U.S. dollar LIBOR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">historically has been used (including, without limitation, as a representation of the unsecured short-term funding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">costs of banks), which may, in turn, lessen market acceptance of SOFR. Any failure of SOFR to maintain market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">acceptance could adversely affect the return on and value of the Notes and the price at which you can sell the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Further, other index providers are developing products that are perceived as competing with SOFR. It is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">possible that market participants will prefer one of these competing products and that such competing products may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become more widely accepted in the marketplace than SOFR. To the extent market acceptance for SOFR as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benchmark for floating rate notes declines, the return on and value of the Notes and the price at which investors can <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sell their Notes in the secondary market could be adversely affected. In addition, investors in the Notes may not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">able to sell their Notes at all or may not be able to sell their Notes at prices that will provide them with a yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">comparable to similar investments that have a developed secondary market, and may consequently suffer from <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">increased pricing volatility and market risk. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As of the date of this prospectus supplement, there are multiple market conventions with respect to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">implementation of SOFR as a base rate for floating rate notes or other securities. The manner of calculation and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">related conventions with respect to the determination of interest rates based on SOFR in floating rate notes markets <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may differ materially compared with the manner of calculation and related conventions with respect to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determination of interest rates based on SOFR in other markets, such as the derivatives and loan markets. Investors <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">should consider carefully how any potential inconsistencies between the manner of calculation and related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conventions with respect to the determination of interest or other payment rates based on SOFR across these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">markets may impact any hedging or other financial arrangements that they may put in place in connection with any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">acquisition, holding or disposition of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The price at which the Notes may be sold prior to maturity will depend on a number of factors and may be <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 431.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">substantially less than the amount for which they were originally purchased. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Some of these factors include, but are not limited to&#58; (i) actual or anticipated changes in the level of SOFR, (ii) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">volatility of the level of SOFR, (iii) changes in interest and yield rates, (iv) any actual or anticipated changes in our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">credit ratings or credit spreads and (v) the time remaining to maturity of such Notes. Generally, the longer the time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">remaining to maturity and the more tailored the exposure, the more the market price of the Notes will be affected by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the other factors described in the preceding sentence. This can lead to significant adverse changes in the market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">price of securities like the Notes. Depending on the actual or anticipated level of SOFR, the market value of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes may decrease and you may receive substantially less than 100% of the issue price if you are able to sell your <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes prior to maturity. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The administrator of SOFR may make changes that could change the value of SOFR or discontinue SOFR and <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">has no obligation to consider the interests of the investors in the Notes in doing so. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY, as administrator of SOFR, may make methodological or other changes that could change the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">value of SOFR, including changes related to the method by which SOFR is calculated, eligibility criteria applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the transactions used to calculate SOFR, or timing related to the publication of SOFR. In addition, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">administrator may alter, discontinue or suspend calculation or dissemination of SOFR (in which case a fallback <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">method of determining the interest rate on the Notes as further described under &#8220;Description of Notes&#8212;Effect of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Transition Event&#8221; will apply). The administrator has no obligation to consider the interests of investors <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in the Notes in calculating, adjusting, converting, revising or discontinuing SOFR.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-10<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">If SOFR is discontinued, the Notes will bear interest during the floating rate period by reference to a different <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">base rate, which could adversely affect the value of the Notes, the return on the Notes and the trading price of the <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#894; there can be no guarantee that any Benchmark Replacement will be a comparable substitute for SOFR.<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If we or our designee determines that a Benchmark Transition Event (as defined below) and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date (as defined below) have occurred with respect to the Notes, then the interest rate on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes during the floating rate period will no longer be determined by reference to the SOFR Index, but instead <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be determined by reference to a different rate, plus a spread adjustment, which we refer to as a &#8220;Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement,&#8221; as described herein under &#8220;Description of Notes&#8212;Effect of Benchmark Transition Event.&#8221; The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">selection of a Benchmark Replacement, and any decisions, determinations or elections made by us or our designee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in connection with implementing a Benchmark Replacement with respect to the Notes in accordance with this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement could result in adverse consequences to the applicable interest rate on the Notes, which could <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affect the return on, value of and market for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a particular Benchmark Replacement (as defined below) or Benchmark Replacement Adjustment (as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">below) cannot be determined, then the next-available Benchmark Replacement or Benchmark Replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment will apply. These replacement rates and adjustments may be selected, recommended or formulated by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(i) the Relevant Governmental Body (as defined below) (such as the Alternative Reference Rates Committee), (ii) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the International Swaps and Derivatives Association, Inc. (&#8220;ISDA&#8221;) or (iii) in certain circumstances, us or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, the terms of the Notes expressly authorize us or our designee to make Benchmark Replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conforming Changes (as defined below) with respect to, among other things, the determination of interest payment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">periods and the timing and frequency of determining rates and making payments of interest and other administrative <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">matters. The application of a Benchmark Replacement and Benchmark Replacement Adjustment, and any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">implementation of Benchmark Replacement Conforming Changes, could result in adverse consequences to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of interest payable on the Notes, which could adversely affect the return on, value of and market for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes. Further, there is no assurance that the characteristics of any Benchmark Replacement will be similar to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">then-current Benchmark that it is replacing, that any Benchmark Replacement will produce the economic equivalent <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the then-current Benchmark that it is replacing, that securities linked to any Benchmark Replacement will gain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">market acceptance, or that the administrator for any Benchmark Replacement (or any reference rate underlying a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement) will not make changes to the reference rate or discontinue administration of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement (or any underlying reference rate), all of which could adversely affect the value of and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 458.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">market for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR may be more volatile than other benchmark or market rates. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Since the initial publication of SOFR, daily changes in the rate have, on occasion, been more volatile than daily <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">changes in other benchmark or market rates, such as U.S. dollar LIBOR, during corresponding periods, and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">return on, value of and market for the Notes may fluctuate more than floating rate debt securities with interest rates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">based on less volatile rates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We or our designee may make certain determinations with respect to the Notes, which determinations may <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely affect the Notes. <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We or our designee may make certain determinations with respect to the Notes as described herein under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description of Notes&#8212;Compounded SOFR.&#8221; For example, if a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have occurred, we or our designee will make certain determinations with respect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes in our or our designee&#8217;s sole discretion as described herein under &#8220;Description of Notes&#8212;Compounded <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR.&#8221; In addition, we or an affiliate of ours may assume the duties of the Calculation Agent (as defined below) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes during the floating rate period. In making any required determinations, potential conflicts of interest may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exist between us, or our designee (which may be our affiliate), and you. Any of these determinations may adversely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affect the value of the Notes, the return on the Notes and the price at which you can sell the Notes. Moreover, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certain determinations may require the exercise of discretion and the making of subjective judgments, such as with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">respect to the base rate or the occurrence or non-occurrence of a Benchmark Transition Event and any Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-11<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Conforming Changes. These potentially subjective determinations will be made by us or our designee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">These potentially subjective determinations may adversely affect the value of the Notes, the return on the Notes and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the price at which you can sell the Notes. For further information regarding these types of determinations, see <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Description of Notes&#8212;Compounded SOFR.&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-12<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 464pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_22" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 80.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.78pt; position: absolute; text-decoration: none; white-space: pre;">CAPITALIZATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 94.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The following table sets forth the consolidated capitalization of Regions as of June 30, 2024 (1) on an actual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 106.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">basis and (2) as adjusted to give effect to (i) the issuance and sale of the Notes offered by this offering and (ii) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 118.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">issuance and sale of Regions&#8217; Series F Preferred Stock on July 29, 2024, and assuming redemption in full of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 130.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions&#8217; Series B Preferred Stock, which is scheduled to occur on September 16, 2024. The information presented <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 142.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">here is only a summary and should be read together with the financial information incorporated by reference in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and the accompanying prospectus. See &#8220;Where You Can Find More Information&#8221; in this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 187.63pt; width: 612pt;"><div style="font-size: 0pt; left: 72.72pt; position: absolute; top: 0pt; width: 465pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 326.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 69pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 69.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 326.25pt; position: absolute; top: 0pt; width: 138.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 138.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 42.13pt; position: absolute; text-decoration: none; white-space: pre;">June 30 , 2024<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 12.75pt; width: 69pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 21.76pt; position: absolute; text-decoration: none; white-space: pre;">Actual<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 12.75pt; width: 69.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 11.27pt; position: absolute; text-decoration: none; white-space: pre;">As Adjusted<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 326.25pt; position: absolute; top: 25.5pt; width: 138.75pt;"><div><div style="line-height: 6.09pt; position: absolute; top: 3.22pt; width: 138.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 30.65pt; position: absolute; text-decoration: none; white-space: pre;">(Dollars in Millions)<font style="display: inline-block; height: 6.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Long-term debt <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 75.33pt; position: absolute; text-decoration: none; top: -2.3694999999999995pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.4005pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 82.89999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#58;<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Senior Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">5.502% senior notes due 2035 offered hereby<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 205.19pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 205.76999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 205.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 206pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 206.04pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.04999999999998pt; position: absolute; text-decoration: none; white-space: pre;">...............................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 76.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 76.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 36.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">1,000<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.4pt; position: absolute; text-decoration: none; white-space: pre;">2.25% senior notes due May 2025<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 159.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 160.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 160.86pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 161.01000000000002pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 89.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">749<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 89.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">749<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;"> 1.80% senior notes due August 2028<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 170.85999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 171.01pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.04999999999998pt; position: absolute; text-decoration: none; white-space: pre;">.............................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 102pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">647<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 102pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">647<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;"> 5.722% senior notes due June 2030<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 164.72pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 165.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 165.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166pt; position: absolute; text-decoration: none; white-space: pre;">...............................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 114.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">746<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 114.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">746<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">7.75% subordinated notes due September 2024<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 211.57pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 212.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 213.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 213.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 213.44pt; position: absolute; text-decoration: none; white-space: pre;">........................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 140.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">100<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 140.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">100<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">6.75% subordinated debentures due November 2025<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 233.22pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 234.38pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 234.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 235.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 235.4pt; position: absolute; text-decoration: none; white-space: pre;">................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 153pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">151<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 153pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">151<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">7.375% subordinated notes due December 2037<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 214.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 216.04999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 216.2pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 216.24pt; position: absolute; text-decoration: none; white-space: pre;">.......................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 165.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">298<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 165.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">298<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Valuation adjustments on hedged long-term debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 209.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 210.60999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 210.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 210.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 210.75pt; position: absolute; text-decoration: none; white-space: pre;">.........................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 178.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.19pt;"></font></font><font style="left: 43.82pt; position: absolute;">(106)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 178.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.94pt;"></font></font><font style="left: 44.57pt; position: absolute;">(106)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 191.25pt; width: 326.25pt;"><div><div style="line-height: 6.77pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions Bank <font style="display: inline-block; height: 6.77pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 67.03pt; position: absolute; text-decoration: none; top: -2.3694999999999995pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 4.4005pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 204pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated Notes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 216.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">6.45% subordinated notes due June 2037<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 187.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 188.32999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 188.62pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 188.7pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 188.72pt; position: absolute; text-decoration: none; white-space: pre;">.................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 216.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">496<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 216.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">496<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 229.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">FHLB advances<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 79.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 81.33999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 81.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 81.36999999999999pt; position: absolute; text-decoration: none; white-space: pre;">........................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 229.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 40.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">2,000<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 229.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">2,000<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 242.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Other long-term debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 98.72999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 99.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 100.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 100.61999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 100.66pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 100.67999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 242.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 57.85pt;"></font></font><font style="left: 60.480000000000004pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 242.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 58.6pt;"></font></font><font style="left: 61.230000000000004pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 255pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total Long-Term Debt<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 96.92999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 97.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 97.8pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 97.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 97.99pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 98.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 98.02pt; position: absolute; text-decoration: none; white-space: pre;">..................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 255pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 35.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">5,083<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 255pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 36.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">6,083<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders&#8217; Equity&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 280.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series B Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 123.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 280.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 42.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">433<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 280.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 56.230000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 293.25pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series C Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.88pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 123.33pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.44999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 293.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">490<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 293.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">490<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 306pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series D Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 122.44pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.02pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 123.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.52pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 306pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">346<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 306pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">346<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 318.75pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series E Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 121.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 122.47999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 123.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.41pt; position: absolute; text-decoration: none; white-space: pre;">................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 318.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 47.85pt;"></font></font><font style="left: 50.480000000000004pt; position: absolute;">390<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 318.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">390<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 331.5pt; width: 326.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Series F Preferred Stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 120.78pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 121.07pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.08999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................................<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 331.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 52.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">&#8212;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 331.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 48.6pt;"></font></font><font style="left: 51.230000000000004pt; position: absolute;">488<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 344.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Common stock<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 84.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 84.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 84.36pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 344.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 52.85pt;"></font></font><font style="left: 55.480000000000004pt; position: absolute;">10<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 344.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 53.6pt;"></font></font><font style="left: 56.230000000000004pt; position: absolute;">10<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Additional paid-in capital<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 126.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 127.17pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 127.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 128.04pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 128.12pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 128.16pt; position: absolute; text-decoration: none; white-space: pre;">.......................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 357pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 35.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">11,575<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 357pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 36.1pt;"></font></font><font style="left: 38.730000000000004pt; position: absolute;">11,575<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Retained earnings<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 95.3pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 95.33999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 95.36pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 95.36999999999999pt; position: absolute; text-decoration: none; white-space: pre;">...................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 369.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 40.35pt;"></font></font><font style="left: 42.980000000000004pt; position: absolute;">8,561<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 369.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 41.1pt;"></font></font><font style="left: 43.730000000000004pt; position: absolute;">8,561<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 382.5pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Treasury stock, at cost<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 113.27pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 114.42999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 114.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 114.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 114.5pt; position: absolute; text-decoration: none; white-space: pre;">............................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 382.5pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 33.69pt;"></font></font><font style="left: 36.32pt; position: absolute;">(1,371)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 382.5pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 34.44pt;"></font></font><font style="left: 37.07pt; position: absolute;">(1,371)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 395.25pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 23.38pt; position: absolute; text-decoration: none; white-space: pre;">Accumulated other comprehensive income (loss), net<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 236.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 237.60999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 238.19pt; position: absolute; text-decoration: none; white-space: pre;">...............................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 395.25pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 33.69pt;"></font></font><font style="left: 36.32pt; position: absolute;">(3,265)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 395.25pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.93pt; width: 34.44pt;"></font></font><font style="left: 37.07pt; position: absolute;">(3,265)<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 14.38pt; position: absolute; text-decoration: none; white-space: pre;">Total shareholders&#8217; equity<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 119.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 119.83pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 119.97999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 120.02pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 120.03999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 120.05pt; position: absolute; text-decoration: none; white-space: pre;">..........................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 408pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 30.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">17,169<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 408pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 31.1pt;"></font></font><font style="left: 38.730000000000004pt; position: absolute;">17,224<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 420.75pt; width: 326.25pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.63pt; width: 326.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total Capitalization<font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 84.94999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 86.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 86.69pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 86.83999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 86.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.62pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 86.92999999999999pt; position: absolute; text-decoration: none; white-space: pre;">......................................................................................<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 326.25pt; position: absolute; top: 420.75pt; width: 69pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 30.35pt;"></font></font><font style="left: 37.980000000000004pt; position: absolute;">22,252<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td><td style="border-bottom: 3pt double #000000; border-top: 3pt double #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 395.25pt; position: absolute; top: 420.75pt; width: 69.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.17pt; width: 69.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 6.93pt; width: 31.1pt;"></font></font><font style="left: 38.730000000000004pt; position: absolute;">23,307<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8.25pt; position: absolute; top: 626.13pt; width: 612pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; white-space: pre;">_________<font style="display: inline-block; height: 8.25pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.46pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.73pt; position: absolute; text-decoration: none; white-space: pre;">Long-term<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.46pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.06pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.81pt; position: absolute; text-decoration: none; white-space: pre;">consists<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.05pt; position: absolute; text-decoration: none; white-space: pre;">of debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.63pt; position: absolute; text-decoration: none; white-space: pre;">with a maturity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; position: absolute; text-decoration: none; white-space: pre;">of one year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.76pt; position: absolute; text-decoration: none; white-space: pre;">or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.76pt; position: absolute; text-decoration: none; white-space: pre;">incurred.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 654.96pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">(2)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.73pt; position: absolute; text-decoration: none; white-space: pre;">As of June 30, 2024, Regions Bank had total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.05pt; position: absolute; text-decoration: none; white-space: pre;">liabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.19pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$133.9&#160;billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.75pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.85pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.14pt; position: absolute; text-decoration: none; white-space: pre;">$126.6&#160;billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 667.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">deposit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.13pt; position: absolute; text-decoration: none; white-space: pre;">liabilities.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-13<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_28" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.66pt; position: absolute; text-decoration: none; white-space: pre;">USE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.1pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">OF PROCEEDS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The net proceeds to us from the sale of the Notes, after deduction of estimated underwriting discount and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">estimated expenses payable by us, will be approximately $<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.15999999999997pt; position: absolute; white-space: pre;">993,300,000<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">, and will be used by us for general corporate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-14<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_31" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 244.25pt; position: absolute; text-decoration: none; white-space: pre;">DESCRIPTION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 313.65999999999997pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.06pt; position: absolute; text-decoration: none; white-space: pre;">OF NOTES <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 93.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.08pt; position: absolute; text-decoration: none; white-space: pre;">General<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be a series of our senior debt securities issued under a senior indenture, dated as of August 8, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">2005, as amended and supplemented by a supplemental indenture, to be dated as of September 6, 2024, between us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Deutsche Bank Trust Company Americas, a New York banking corporation, as trustee. The senior indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">has been filed as an exhibit to the registration statement and as an exhibit to our Current Report on Form 8-K filed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on August 9, 2005. Throughout this summary, we refer to both the senior indenture and supplemental indenture for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes together as the indenture. The trustee&#8217;s main role is to enforce your rights against us if we default. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">following description of the Notes may not be complete and is subject to and qualified in its entirety by reference to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the indenture. Wherever we refer to particular sections or defined terms of the indenture, it is our intent that those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sections or defined terms will be incorporated by reference in this prospectus supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will mature at 100% of their principal amount on September 6, 2035 (the &#8220;maturity date&#8221;), unless <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">earlier redeemed. The Notes will be issued in fully registered book-entry form without coupons and in minimum <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">denominations of $2,000 and integral multiples of $1,000 in excess thereof. We do not intend to apply for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">listing of the Notes on any securities exchange. The Notes will be unsecured and will rank equally among <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">themselves and with all of our other unsecured and unsubordinated indebtedness. The Notes will not be guaranteed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by any of our subsidiaries. Our subsidiaries may, without notice or consent of the holders of the Notes, incur <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">additional debt or liabilities in the future, all of which would rank structurally senior to the Notes. Regions may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from time to time, without notice or consent of the holders of the Notes, incur additional senior indebtedness <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ranking equally with the Notes, as well as additional subordinated indebtedness ranking junior to the Notes. As of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024, the aggregate amount of all debt and other liabilities of our subsidiaries, including deposits, was <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 353.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because we are a holding company, our rights and the rights of our creditors, including holders of the Notes, to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participate in the assets of any of our subsidiaries upon the liquidation or reorganization of any of our subsidiaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be subject to prior claims of the creditors of any such subsidiary, including, in the case of Regions Bank, its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depositors, except to the extent that we are a creditor of such subsidiary with recognized claims against the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary. Claims on our subsidiaries by creditors other than us may include claims with respect to long-term debt <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and substantial obligations with respect to deposit liabilities, federal funds purchased, securities sold under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">repurchase agreements, other short-term borrowings and various other financial obligations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be subject to defeasance under the conditions described below in &#8220;&#8212;Discharge, Defeasance and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Covenant Defeasance.&#8221; Except in connection with certain optional redemption circumstances for the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">described under &#8220;&#8212;Redemption,&#8221; no additional amounts or make-whole amounts, as those terms are defined in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indenture, will be payable with respect to the Notes. The Notes are not savings accounts, deposits or other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 515.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">obligations of any of our bank or non-bank subsidiaries and are not insured by the Federal Deposit Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation, the FRB or any other governmental agency or instrumentality.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will initially be limited to an aggregate principal amount of $1,000,000,000. We may, without the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consent of the holders of the Notes, increase the principal amount of the Notes by issuing additional notes in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future on the same terms and conditions, except for any differences in the issue date, the issue price and interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accrued prior to the date of issuance of the additional notes, and with the same CUSIP number as the Notes offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by this prospectus supplement&#59; provided that if any additional notes are not fungible with the Notes offered by this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 608.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement for U.S. federal income tax purposes, such additional notes will be issued under a separate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 620.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">CUSIP number. The series of Notes offered by this prospectus supplement and any additional notes of such series <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 632.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">would rank equally and ratably and would be treated as a single series for all purposes under the indenture for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">series of Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The principal of the Notes will be payable on the maturity date or such earlier date set for redemption of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 677.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes (together with any interest then payable), as applicable. If the maturity date or such earlier redemption date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">falls on a day that is not a &#8220;business day&#8221; (as defined below), any payment in relation to such date will be postponed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the next day that is a business day, and no interest shall accrue on the amount payable for the period from and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-15<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">after such maturity date or earlier redemption date. Payments of principal and interest to owners of the book-entry <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests described below are expected to be made in accordance with the procedures of The Depository Trust <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Company (&#8220;DTC&#8221;) and its participants, including Clearstream Banking, S.A., and Euroclear Bank SA&#47;NV, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">operator of the Euroclear System. When we refer to a &#8220;business day&#8221; with respect to the Notes, we mean any day, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other than a Saturday or Sunday, that is neither a legal holiday nor a day on which banking institutions in The City <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of New York are authorized or required by law, regulation or executive order to close.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.96pt; position: absolute; text-decoration: none; white-space: pre;">Interest<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 294.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the Notes<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Interest on the Notes will accrue from, and including, September 6, 2024 (the issue date) to, but excluding, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">first interest payment date and then from, and including, the immediately preceding interest payment date to which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest has been paid or duly provided for to, but excluding, the next interest payment date (or if the Notes are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redeemed during the period, the redemption date) or the maturity date, as the case may be. Each of these periods is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">referred to as an &#8220;interest period&#8221; for the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, September 6, 2024, to, but excluding, September 6, 2034 (the &#8220;fixed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rate period&#8221;), the Notes will bear interest at the rate of 5.502% per annum. Such interest will be payable semi-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">annually in arrears on March 6 and September 6 of each year, beginning on March 6, 2025 and ending on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2034 (each such date, a &#8220;fixed interest payment date&#8221;). During the period from, and including, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2034, to, but excluding, the maturity date (the &#8220;floating rate period&#8221;), the Notes will bear interest at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating rate per annum equal to Compounded SOFR plus 2.060%, as determined by the Calculation Agent in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">manner described below. Such interest will be payable quarterly in arrears on December 6, 2034, March 6, 2035, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">June 6, 2035 and at the maturity date (each such date, a &#8220;floating interest payment date&#8221;). Compounded SOFR for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">each interest period in the floating rate period will be calculated by the Calculation Agent in accordance with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">formula set forth below with respect to the Observation Period relating to such interest period.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Interest will be paid to the person in whose name such note is registered at the close of business 15 days <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding the related interest payment date (whether or not a business day), provided that if the Notes are global <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes held by DTC, the record date for such Notes will be the close of business on the business day preceding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable interest payment date, and provided further that interest payable at the maturity date or upon earlier <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption will be paid to the person to whom principal is payable. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the fixed rate period, interest will be computed on the basis of a 360-day year consisting of twelve 30 day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">months. For the fixed rate period, if any fixed interest payment date or redemption date of the Notes falls on a day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that is not a business day, the related payment of interest will be made on the next day that is a business day with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the same force and effect as if made on the applicable interest payment date, and no interest shall accrue on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount payable for the period from and after such applicable interest payment date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the floating rate period, interest will be computed on the basis of the actual number of days in each interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period (or any other relevant period) and a 360-day year. The amount of accrued interest payable on the Notes for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">each interest period during the floating rate period will be computed by multiplying (i) the outstanding principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes by (ii) the product of (a) the interest rate for the relevant interest period multiplied by (b) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">quotient of the actual number of days in the applicable interest period divided by 360. The interest rate on the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will in no event be higher than the maximum rate permitted by New York law as the same may be modified by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States law of general application and will in no event be lower than zero. For the floating rate period, if any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 593.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating interest payment date of the Notes (other than the maturity date) falls on a day which is not a business day, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 605.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that floating interest payment date will be postponed and the related payment of interest on the Notes will be made <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the next day which is a business day, except that if the next succeeding business day falls in the next calendar <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">month, then such floating interest payment date will be advanced to the immediately preceding day that is a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day, and in each case, the related interest periods will also be adjusted for such non-business days. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Calculation Agent will determine Compounded SOFR, the interest rate and accrued interest for each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest period in the floating rate period in arrears as soon as reasonably practicable on or after the Interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment Determination Date (as defined below) for such interest period and prior to the relevant floating interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment date and will notify us (if we are not the Calculation Agent) of Compounded SOFR, such interest rate and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-16<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accrued interest for each interest period in the floating rate period as soon as reasonably practicable after such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determination, but in any event by the business day immediately prior to the relevant floating interest payment date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">At the request of a holder of the Notes, we will provide Compounded SOFR, the interest rate and the amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest accrued with respect to any interest period in the floating rate period, after Compounded SOFR, such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest rate and accrued interest have been determined. The Calculation Agent&#8217;s determination of any interest rate, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and its calculation of interest payments for any interest period in the floating rate period, will be maintained on file <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">at the Calculation Agent&#8217;s principal offices and will be provided in writing to the trustee. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 185.75pt; position: absolute; text-decoration: none; white-space: pre;">Secured Overnight<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 266.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 269.05pt; position: absolute; text-decoration: none; white-space: pre;">Financing Rate and the SOFR Index<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR is published by the FRBNY and is intended to be a broad measure of the cost of borrowing cash <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">overnight collateralized by U.S. Treasury securities. The FRBNY reports that SOFR includes all trades in the Broad <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">General Collateral Rate and bilateral Treasury repurchase agreement (repo) transactions cleared through the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">delivery-versus-payment service offered by the Fixed Income Clearing Corporation, a subsidiary of The Depository <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Trust and Clearing Corporation (&#8220;DTCC&#8221;), and SOFR is filtered by the FRBNY to remove some (but not all) of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">foregoing transactions considered to be &#8220;specials.&#8221; According to the FRBNY, &#8220;specials&#8221; are repos for specific-issue <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">collateral, which take place at cash-lending rates below those for general collateral repos because cash providers are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">willing to accept a lesser return on their cash in order to obtain a particular security.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The SOFR Index is published by the FRBNY and measures the cumulative impact of compounding SOFR on a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unit of investment over time, with the initial value set to 1.00000000 on April 2, 2018, the first value date of SOFR. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The SOFR Index value reflects the effect of compounding SOFR each business day and allows the calculation of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounded SOFR averages over custom time periods. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The FRBNY notes on its publication page for the SOFR Index that use of the SOFR Index is subject to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">important limitations, indemnification obligations and disclaimers, including that the FRBNY may alter the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">methods of calculation, publication schedule, rate revision practices or availability of the SOFR Index at any time <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">without notice. The interest rate for any interest period during the floating rate period will not be adjusted for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">modifications or amendments to the SOFR Index or SOFR data that the FRBNY may publish after the interest rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for that interest period has been determined. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because SOFR is published by the FRBNY based on data received from other sources, we have no control over <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">its determination, calculation or publication. The information contained in this section is based upon the New York <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Federal Reserve&#8217;s Website and other U.S. government sources.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 473.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 261.84pt; position: absolute; text-decoration: none; white-space: pre;">Compounded<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 319.62pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 322.07pt; position: absolute; text-decoration: none; white-space: pre;">SOFR<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">With respect to any interest period during the floating rate period, &#8220;Compounded SOFR&#8221; will be determined by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Calculation Agent in accordance with the following formula (and the resulting percentage will be rounded, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">necessary, to the nearest one hundred-thousandth of a percentage point)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 548.28pt; width: 612pt;"><div style="left: 97.72pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 33.5pt; width: 132.3pt;" src="image_1.jpg" alt="image_1.jpg"></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 599.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">where&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 620.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexStart&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#61; For periods other than the initial interest period during the floating rate period, the SOFR <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 632.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Index value on the preceding Interest Payment Determination Date, and, for the initial interest period during the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating rate period, the SOFR Index value on the date that is two U.S. Government Securities Business Days before <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the first day of such initial interest period (such first day expected for the Notes to be September 6, 2034)&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 677.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexEnd&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.55pt; position: absolute; text-decoration: none; white-space: pre;">&#61; The SOFR Index value on the Interest Payment Determination Date relating to the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 689.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable floating interest payment date (or in the final interest period, relating to the maturity date, or, in the case <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 701.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the redemption of the Notes, relating to the applicable redemption date)&#59; and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-17<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;d&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.84pt; position: absolute; text-decoration: none; white-space: pre;"> is the number of days in the relevant Observation Period. <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For purposes of determining Compounded SOFR, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 113.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Interest Payment Determination Date&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.49pt; position: absolute; text-decoration: none; white-space: pre;"> means the date two U.S. Government Securities Business Days before <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">each floating interest payment date (or, in the case of the redemption of the Notes, preceding the applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption date). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 158.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Observation Period&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.43pt; position: absolute; text-decoration: none; white-space: pre;">means, in respect of each interest period during the floating rate period, the period from, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 170.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and including, the date two U.S. Government Securities Business Days preceding the first date in such interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period to, but excluding, the date two U.S. Government Securities Business Days preceding the floating interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment date for such interest period (or in the final interest period during the floating rate period, preceding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date or, in the case of the redemption of the Notes, preceding the applicable redemption date). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 95.15pt; position: absolute; text-decoration: none; white-space: pre;">SOFR<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 119.57pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 122.02pt; position: absolute; text-decoration: none; white-space: pre;">Inde<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 139.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;">x<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.26pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.76pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.9pt; position: absolute; text-decoration: none; white-space: pre;">to any U.S.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Government<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Business<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.89pt; position: absolute; text-decoration: none; white-space: pre;">Day&#58;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 98.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">the SOFR Index value as published by the SOFR Administrator as such index appears on the SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.43pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Administrator&#8217;s Website at 3&#58;00 p.m. (New York time) on such U.S. Government Securities Business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 267.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Day (the &#8220;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 160.32999999999998pt; position: absolute; white-space: pre;">SOFR Index Determination Time<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.69pt; position: absolute; white-space: pre;">&#8221;)&#59; or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 98.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">if a SOFR Index value does not so appear as specified in (1) above at the SOFR Index Determination <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 295.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Time, then&#58; (i) if a Benchmark Transition Event and its related Benchmark Replacement Date have not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 306.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">occurred with respect to SOFR, Compounded SOFR shall be the rate determined pursuant to the &#8220;SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Index unavailable provisions&#8221; described below&#59; or (ii) if a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">Benchmark Replacement Date have occurred with respect to SOFR, Compounded SOFR shall be the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 340.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; white-space: pre;">rate determined pursuant to the &#8220;&#8212;Effect of Benchmark Transition Event&#8221; provisions described below. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 360.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> means the daily secured overnight financing rate as provided by the SOFR Administrator on the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 372.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Administrator&#8217;s Website. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 393.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> means the FRBNY (or a successor administrator of SOFR). <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 414.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8217;s Website&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.67pt; position: absolute; text-decoration: none; white-space: pre;">means the website of the FRBNY, currently at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 416.51pt; position: absolute; text-decoration: none; white-space: pre;">http&#58;&#47;&#47;apps.newyorkfed.org&#47;<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 426.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">marets&#47;autorates&#47;sofr-avg-ind,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.12pt; position: absolute; text-decoration: none; white-space: pre;"> or any successor source. The information contained on such website is not part of <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement and is not incorporated in this prospectus supplement by reference. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 459.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;U.S. Government Securities Business Day&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.45pt; position: absolute; text-decoration: none; white-space: pre;"> means any day except for a Saturday, a Sunday or a day on which <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 471.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities Industry and Financial Markets Association or any successor organization recommends that the fixed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 483.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">income departments of its members be closed for the entire day for purposes of trading in U.S. government <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 516.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Notwithstanding anything to the contrary in the indenture or the Notes, if we or our designee determines on or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 528.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prior to the relevant Reference Time (as defined below) that a Benchmark Transition Event and its related <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have occurred with respect to determining SOFR, then the benchmark replacement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 552.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provisions set forth below under &#8220;&#8212;Effect of Benchmark Transition Event&#8221; will thereafter apply to all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 564.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determinations of the rate of interest payable on the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 585.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, in accordance with the benchmark replacement provisions, after a Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 597.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Transition Event and its related Benchmark Replacement Date have occurred, the interest rate for each interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 609.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period during the floating rate period will be an annual rate equal to the sum of the Benchmark Replacement plus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 621.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">2.060% for the Notes. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 642.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 228.57pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Index Unavailable<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 335.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 338.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Provisions<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 663.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If a SOFR IndexStart or SOFR IndexEnd is not published on the associated Interest Payment Determination <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 675.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Date and a Benchmark Transition Event and its related Benchmark Replacement Date have not occurred with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 687.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">respect to SOFR, &#8220;Compounded SOFR&#8221; means, for the applicable interest period in the floating rate period for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 699.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which such index is not available, the rate of return on a daily compounded interest investment calculated in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-18<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the formula for SOFR Averages, and definitions required for such formula, published on the SOFR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Administrator&#8217;s Website at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 183.41pt; position: absolute; text-decoration: none; white-space: pre;">https&#58;&#47;&#47;www.newyorkfed.org&#47;markets&#47;reference-rates&#47;additional-information-about-<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference-rates<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.73pt; position: absolute; text-decoration: none; white-space: pre;">, or any successor source. For the purposes of this provision, references in the SOFR Averages <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">compounding formula and related definitions to &#8220;calculation period&#8221; shall be replaced with &#8220;Observation Period&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and the words &#8220;that is, 30-, 90-, or 180- calendar days&#8221; shall be removed. If SOFR (&#8220;SOFRi&#8221;) does not so appear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for any day, &#8220;i&#8221; in the Observation Period, SOFRi for such day &#8220;i&#8221; shall be SOFR published in respect of the first <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding U.S. Government Securities Business Day for which SOFR was published on the SOFR Administrator&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Website.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 223.72pt; position: absolute; text-decoration: none; white-space: pre;">Effect<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 249.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 251.78pt; position: absolute; text-decoration: none; white-space: pre;">of Benchmark Transition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 360.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 362.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Event<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.39pt; position: absolute; white-space: pre;">. If we or our designee determines that a Benchmark Transition Event and its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 213.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">related Benchmark Replacement Date have occurred on or prior to the Reference Time in respect of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination of the Benchmark (as defined below) on any date, the Benchmark Replacement will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 235.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">replace the then-current Benchmark for all purposes relating to the Notes in respect of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 247.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination on such date and all determinations on all subsequent dates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement Conforming Changes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.65999999999997pt; position: absolute; white-space: pre;">. In connection with the implementation of a Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 276.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">Replacement, we or our designee will have the right to make Benchmark Replacement Conforming <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.43pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">Changes from time to time. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: underline; white-space: pre;">Decisions and Determinations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.13pt; position: absolute; white-space: pre;">. Any determination, decision or election that may be made by us or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">designee pursuant to the benchmark replacement provisions described herein, including any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 327.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">determination with respect to tenor, rate or adjustment, or the occurrence or non-occurrence of an event, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; white-space: pre;">circumstance or date and any decision to take or refrain from taking any action or any selection&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.8pt; position: absolute; text-decoration: none; white-space: pre;">be conclusive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.05pt; position: absolute; text-decoration: none; white-space: pre;">and binding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.32pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; position: absolute; text-decoration: none; white-space: pre;">owners and holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.13pt; position: absolute; text-decoration: none; white-space: pre;">Notes and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.62pt; position: absolute; text-decoration: none; white-space: pre;">trustee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">absent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.79pt; position: absolute; text-decoration: none; white-space: pre;">manifest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.78pt; position: absolute; text-decoration: none; white-space: pre;">error&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.37pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">by us as Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.89pt; position: absolute; text-decoration: none; white-space: pre;">Agent, will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.39pt; position: absolute; text-decoration: none; white-space: pre;">be made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.5pt; position: absolute; text-decoration: none; white-space: pre;">in our sole<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.24pt; position: absolute; text-decoration: none; white-space: pre;">discretion&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 406.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.37pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">by a Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.61pt; position: absolute; text-decoration: none; white-space: pre;">Agent other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.61pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; text-decoration: none; white-space: pre;">us or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be our affiliate),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.58000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.23pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.31pt; position: absolute; text-decoration: none; white-space: pre;">be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.9pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.79pt; position: absolute; text-decoration: none; white-space: pre;">consultation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.22pt; position: absolute; text-decoration: none; white-space: pre;">with us, and such Calculation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.75pt; position: absolute; text-decoration: none; white-space: pre;">Agent or designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">be our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">affiliate)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.07999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.73pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.81pt; position: absolute; text-decoration: none; white-space: pre;">not make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; position: absolute; text-decoration: none; white-space: pre;">any such determination,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.63pt; position: absolute; text-decoration: none; white-space: pre;">decision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.47pt; position: absolute; text-decoration: none; white-space: pre;">or election<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.5pt; position: absolute; text-decoration: none; white-space: pre;">to which we reasonably <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">object&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.49pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">notwithstanding<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">anything<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.25pt; position: absolute; text-decoration: none; white-space: pre;">contrary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.14pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.49pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Notes, shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.4pt; position: absolute; text-decoration: none; white-space: pre;">effective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.8pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.87pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.6pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.15pt; position: absolute; text-decoration: none; white-space: pre;">Notes, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.43pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.27pt; position: absolute; text-decoration: none; white-space: pre;">party.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any determination, decision or election pursuant to the benchmark replacement provisions shall be made by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee (which may be our affiliate) on the basis as described above, and in no event shall the Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent be responsible for making any such determination, decision or election. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Under no circumstances will the trustee (in any capacity in which it may act, including, without limitation, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 552.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant, as Calculation Agent) be responsible for selecting or determining any Benchmark Replacement if the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 564.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark will no longer be available following a Benchmark Transaction Event and its related Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 576.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Date. In the case of a Benchmark Transition Event, we will select the Benchmark Replacement prior <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 588.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the Benchmark Replacement Date and in consultation with the Calculation Agent, ensuring that the Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 600.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent will be able to meet its obligations and requirements under the indenture with respect to the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 612.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement. No such replacement (including any conforming changes to the indenture) shall affect the trustee&#8217;s or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the calculation agent&#8217;s own rights, duties or immunities under the indenture or otherwise. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 645.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, the Trustee (in any capacity in which it may act, including, without limitation, if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 657.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant, as Calculation Agent) shall be under no obligation (i) to monitor, determine or verify the unavailability or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 669.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cessation of any index or interest rate, Compounded SOFR or SOFR Index or SOFR, (ii) to select, determine or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 681.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designate any successor or replacement index, or whether the conditions to the designation of such an index or rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 693.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for the Notes have been satisfied, or (iii) to determine whether or what changes are necessary or advisable, if any, in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-19<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connection with any of the foregoing. The Trustee (in any capacity in which it may act, including, without <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">limitation, if relevant, as Calculation Agent) shall not be liable for any inability, failure or delay on the part of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Trustee (or Calculation Agent) in performing any of its duties set forth in the Indenture as a result of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unavailability of SOFR or any index and designation of a replacement rate or replacement index, including as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">result of any inability, delay, error or inaccuracy on our part or the part of our designee in providing any direction, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">instruction, notice, or information required or contemplated by the terms of the Indenture and reasonably required <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for the performance of such duties. The Trustee (in any capacity in which it may act, including, without limitation, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">if relevant, as Calculation Agent) shall not have any duty to succeed to, assume or otherwise perform any of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">duties or the duties of our designee in the event of a default, breach or failure of performance on our part or the part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of our designee, as applicable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Trustee (in any capacity in which it may act, including, without limitation, if relevant, as Calculation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Agent (unless specifically agreed otherwise in writing in its capacity as Calculation Agent)) will not be responsible <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for (i) determining SOFR, the SOFR rate, any rate related to, or based on, SOFR or any other rate or any successor <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or replacement rate or any changes related to SOFR in connection with any of the foregoing, (ii) monitoring, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determining or verifying the unavailability or cessation of SOFR, the SOFR rate, any rate related to, or based on, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR and shall not have any liability for the failure of any party to set such rate or provide notice related thereto.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 123.46000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 126.00999999999999pt; position: absolute; text-decoration: none; white-space: pre;">defined<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 157.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 160.2pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As used herein&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.34pt; position: absolute; text-decoration: none; white-space: pre;"> means, initially, Compounded SOFR, as such term is defined above&#59; provided that if a <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR (or the published SOFR Index used in the calculation thereof) or the then-current Benchmark, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">then &#8220;Benchmark&#8221; means the applicable Benchmark Replacement. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 383.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> means the first alternative set forth in the order below that can be determined by us <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee as of the Benchmark Replacement Date&#59; provided that if the Benchmark Replacement cannot be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined in accordance with clause (1) below as of the Benchmark Replacement Date and we or our designee <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">shall have determined that the ISDA Fallback Rate determined in accordance with clause (2) below is not an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">industry-accepted rate of interest as a replacement for the then-current Benchmark for U.S. dollar-denominated <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">floating rate notes at such time, then clause (2) below shall be disregarded, and the Benchmark Replacement shall <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be determined in accordance with clause (3) below&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">an alternate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.19pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.64pt; position: absolute; text-decoration: none; white-space: pre;">or recommended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.47pt; position: absolute; text-decoration: none; white-space: pre;">Body as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.2pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.99pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.64pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.85pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.6pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.07pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.44pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 517.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.72pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.05pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.5pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.44pt; position: absolute; text-decoration: none; white-space: pre;">Rate and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.12pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 534.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.68pt; position: absolute; text-decoration: none; white-space: pre;">of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.72pt; position: absolute; text-decoration: none; white-space: pre;">alternate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.68pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.19pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.01pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.53pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by us or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.51pt; position: absolute; text-decoration: none; white-space: pre;">as the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.16pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.12pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.94pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.59pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.19pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.28pt; position: absolute; text-decoration: none; white-space: pre;">due consideration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.63pt; position: absolute; text-decoration: none; white-space: pre;">to any industry-accepted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.49pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.71pt; position: absolute; text-decoration: none; white-space: pre;">as a replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.25pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.9pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.11pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.68pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.93pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.14pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.91999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.37pt; position: absolute; text-decoration: none; white-space: pre;">dollar-denominated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.6pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">floating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.97pt; position: absolute; text-decoration: none; white-space: pre;">rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">notes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.36pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.11pt; position: absolute; text-decoration: none; white-space: pre;">such time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.22pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.36pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.11pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.43pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 591.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Adjustment&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.87pt; position: absolute; text-decoration: none; white-space: pre;"> means the first alternative set forth in the order below that can be <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined by us or our designee as of the Benchmark Replacement Date&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be a positive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.88pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or zero),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.02pt; position: absolute; text-decoration: none; white-space: pre;">calculating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.42pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 636.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">determining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.59pt; position: absolute; text-decoration: none; white-space: pre;">such spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.04pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.97pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.49pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or recommended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Relevant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 648.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.47pt; position: absolute; text-decoration: none; white-space: pre;">Body for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.84pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.59pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.22pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.28pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.88pt; position: absolute; text-decoration: none; white-space: pre;">Replacement&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 664.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.12pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.75pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.81pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.13pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">equivalent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.89pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.28pt; position: absolute; text-decoration: none; white-space: pre;">Rate, the<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 676.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">ISDA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.05pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.5pt; position: absolute; text-decoration: none; white-space: pre;">Fallback<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.44pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.43pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-20<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; position: absolute; text-decoration: none; white-space: pre;">(which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.83pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be a positive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or negative<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.88pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or zero)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.48pt; position: absolute; text-decoration: none; white-space: pre;">has been selected<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.80999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or our designee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.88pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.97pt; position: absolute; text-decoration: none; white-space: pre;">due consideration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.32pt; position: absolute; text-decoration: none; white-space: pre;">to any industry-accepted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.53pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; position: absolute; text-decoration: none; white-space: pre;">or method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">calculating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.12pt; position: absolute; text-decoration: none; white-space: pre;">or determining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.82pt; position: absolute; text-decoration: none; white-space: pre;">such spread<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.27pt; position: absolute; text-decoration: none; white-space: pre;">adjustment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.2pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.95000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.6pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">then-current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.65pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.73pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.36pt; position: absolute; text-decoration: none; white-space: pre;">Unadjusted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; position: absolute; text-decoration: none; white-space: pre;">Replacement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.74pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.95pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.73pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">dollar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.03pt; position: absolute; text-decoration: none; white-space: pre;">denominated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.23pt; position: absolute; text-decoration: none; white-space: pre;">floating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.9pt; position: absolute; text-decoration: none; white-space: pre;">rate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">notes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.36pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.11pt; position: absolute; text-decoration: none; white-space: pre;">such time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 140.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Conforming Changes&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> means, with respect to any Benchmark Replacement, any <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">technical, administrative or operational changes (including changes to the definitions or interpretations of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">period, the timing and frequency of determining rates and making payments of interest, the rounding of amounts or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tenors, and other administrative matters) that we or our designee decides may be appropriate to reflect the adoption <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of such Benchmark Replacement in a manner substantially consistent with market practice (or, if we or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee decides that adoption of any portion of such market practice is not administratively feasible or if we or our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">designee determines that no market practice for use of the Benchmark Replacement exists, in such other manner as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we or our designee determines is reasonably practicable).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 245.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Date&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.34pt; position: absolute; text-decoration: none; white-space: pre;"> means the earliest to occur of the following events with respect to the then- <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">current Benchmark (including any daily published component used in the calculation thereof)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.47pt; position: absolute; text-decoration: none; white-space: pre;">of clause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.8pt; position: absolute; text-decoration: none; white-space: pre;">(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01pt; position: absolute; text-decoration: none; white-space: pre;">or (2)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.05pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.63pt; position: absolute; text-decoration: none; white-space: pre;">definition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.07pt; position: absolute; text-decoration: none; white-space: pre;">of &#8220;Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Transition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Event,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.37pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.57000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.12pt; position: absolute; text-decoration: none; white-space: pre;">later<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of (a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.9pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.48pt; position: absolute; text-decoration: none; white-space: pre;">public<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.86pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.23pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.23pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.88pt; position: absolute; text-decoration: none; white-space: pre;">referenced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.62pt; position: absolute; text-decoration: none; white-space: pre;">therein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and (b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.02pt; position: absolute; text-decoration: none; white-space: pre;">on which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.73000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.38pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.56pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.96000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.61pt; position: absolute; text-decoration: none; white-space: pre;">ceases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.76pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.36pt; position: absolute; text-decoration: none; white-space: pre;">(or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.64pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 330.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">in the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.47pt; position: absolute; text-decoration: none; white-space: pre;">of clause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.8pt; position: absolute; text-decoration: none; white-space: pre;">(3)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.01pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.59pt; position: absolute; text-decoration: none; white-space: pre;">definition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.03pt; position: absolute; text-decoration: none; white-space: pre;">of &#8220;Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.89pt; position: absolute; text-decoration: none; white-space: pre;">Transition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Event,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.26pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">public <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 342.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.95pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.6pt; position: absolute; text-decoration: none; white-space: pre;">referenced<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">therein.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 363.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, if the event giving rise to the Benchmark Replacement Date occurs on the same <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 375.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">day as, but earlier than, the Reference Time in respect of any determination, the Benchmark Replacement Date will <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be deemed to have occurred prior to the Reference Time for such determination.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 408.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Transition Event&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.72pt; position: absolute; text-decoration: none; white-space: pre;"> means the occurrence of one or more of the following events with respect to <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 420.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the then-current Benchmark (including the daily published component used in the calculation thereof)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 441.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">1.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by or on behalf<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.39pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.97pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.23pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.88pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 453.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.18pt; position: absolute; text-decoration: none; white-space: pre;">such component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">announcing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.51pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.03pt; position: absolute; text-decoration: none; white-space: pre;">such administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.76pt; position: absolute; text-decoration: none; white-space: pre;">has ceased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.74pt; position: absolute; text-decoration: none; white-space: pre;">or will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.65pt; position: absolute; text-decoration: none; white-space: pre;">cease<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.57pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.78pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.83pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.43pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.33000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.98pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">that,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.87pt; position: absolute; text-decoration: none; white-space: pre;">of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 477.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or publication,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.7pt; position: absolute; text-decoration: none; white-space: pre;">there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.42pt; position: absolute; text-decoration: none; white-space: pre;">no successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.07pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.72pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.24pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.27pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.62pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 489.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.57pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.78pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">2.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.3pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">supervisor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.07pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.07pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.28pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.93pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.68pt; position: absolute; text-decoration: none; white-space: pre;">central<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.44pt; position: absolute; text-decoration: none; white-space: pre;">bank for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.01pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.22pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 531.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">an insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.32pt; position: absolute; text-decoration: none; white-space: pre;">official<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.75pt; position: absolute; text-decoration: none; white-space: pre;">with jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.47pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.22pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.48pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.13pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.9pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 543.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.55pt; position: absolute; text-decoration: none; white-space: pre;">a resolution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.04pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.47pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.12pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.43pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.18pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.44000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.65pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.86pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 555.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">or a court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.89pt; position: absolute; text-decoration: none; white-space: pre;">or an entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.94pt; position: absolute; text-decoration: none; white-space: pre;">with similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.53pt; position: absolute; text-decoration: none; white-space: pre;">insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.37pt; position: absolute; text-decoration: none; white-space: pre;">or resolution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.76pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.74pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.63pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.84pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.59pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.19pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.4pt; position: absolute; text-decoration: none; white-space: pre;">such component),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.05pt; position: absolute; text-decoration: none; white-space: pre;">which states<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.75pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.02pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.28pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 579.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.32pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.53pt; position: absolute; text-decoration: none; white-space: pre;">such component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.68pt; position: absolute; text-decoration: none; white-space: pre;">has ceased<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.57pt; position: absolute; text-decoration: none; white-space: pre;">cease<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.73pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.64pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">component)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">permanently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or indefinitely,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.95pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.6pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.68pt; position: absolute; text-decoration: none; white-space: pre;">that,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.7pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.45pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.2pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.49pt; position: absolute; text-decoration: none; white-space: pre;">of such statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458pt; position: absolute; text-decoration: none; white-space: pre;">or publication, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.23pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.44pt; position: absolute; text-decoration: none; white-space: pre;">no successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.23000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.74pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.26pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">continue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.39pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.99pt; position: absolute; text-decoration: none; white-space: pre;">(or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">such component)&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 615.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 633.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 97.72pt; position: absolute;">3.<font style="display: inline-block; height: 6.93pt; width: 12.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a public<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">or publication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.4pt; position: absolute; text-decoration: none; white-space: pre;">of information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.05pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.3pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">supervisor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">administrator<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.41999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.07pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 645.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.07pt; position: absolute; text-decoration: none; white-space: pre;">announcing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.25pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.77pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.52pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.12pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">no longer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">representative.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 669.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Calculation Agent&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.81pt; position: absolute; text-decoration: none; white-space: pre;"> means the firm appointed by us prior to the commencement of the floating rate period. <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 681.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">We or an affiliate of ours may assume the duties of the Calculation Agent.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-21<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Definitions&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.38pt; position: absolute; text-decoration: none; white-space: pre;"> means the 2006 ISDA Definitions published by ISDA, or any successor thereto, as <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">published from time to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Fallback Adjustment&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.44pt; position: absolute; text-decoration: none; white-space: pre;">means the spread adjustment (which may be a positive or negative value or zero) <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that would apply for derivatives transactions referencing the ISDA Definitions to be determined upon the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">occurrence of an index cessation event with respect to the Benchmark for the applicable tenor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Fallback Rate&#8221; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.79pt; position: absolute; text-decoration: none; white-space: pre;">means the rate that would apply for derivatives transactions referencing the ISDA <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Definitions to be effective upon the occurrence of an index cessation date with respect to the Benchmark for the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable tenor excluding the applicable ISDA Fallback Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Reference Time&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> with respect to any determination of the Benchmark means (1) if the Benchmark is <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 218.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR, the SOFR Index Determination Time, as such time is defined above, and (2) if the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 230.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is not Compounded SOFR, the time determined by us or our designee in accordance with the Benchmark <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 242.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Conforming Changes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 263.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Relevant Governmental Body&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.46pt; position: absolute; text-decoration: none; white-space: pre;"> means the FRB and&#47;or the FRBNY, or a committee officially endorsed or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">convened by the FRB and&#47;or the FRBNY or any successor thereto.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 296.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Unadjusted Benchmark Replacement&#8221;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250pt; position: absolute; text-decoration: none; white-space: pre;"> means the Benchmark Replacement excluding the Benchmark <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Adjustment.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.94pt; position: absolute; text-decoration: none; white-space: pre;">Ranking<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be senior unsecured obligations and will rank equally with all of our other unsecured and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unsubordinated indebtedness and will be effectively subordinated to our existing and future secured indebtedness, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the extent of the value of the collateral securing such indebtedness, and structurally subordinated to the existing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and future indebtedness of our subsidiaries. Because we are a holding company, our right to participate in any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distribution of the assets of our banking or nonbanking subsidiaries upon a subsidiary&#8217;s dissolution, winding-up, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">liquidation or reorganization or otherwise, and thus the ability of a holder of Notes to benefit indirectly from such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distribution, is subject to prior claims of creditors of any such subsidiary, except to the extent that we may be a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">creditor of that subsidiary and our claims are recognized. There are legal limitations on the extent to which some of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">our subsidiaries, including Regions Bank, may extend credit, pay dividends or otherwise supply funds to, or engage <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in transactions with, us or some of our other subsidiaries. Our subsidiaries are separate and distinct legal entities and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have no obligation, contingent or otherwise, to pay amounts due under our contracts or otherwise to make any funds <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to us. Our subsidiaries may, without notice or consent of the holders of the Notes, incur additional debt <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 497.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and liabilities in the future, all of which would rank structurally senior to the Notes. As of June 30, 2024, our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries had, in the aggregate, outstanding debt and other liabilities, including deposits, of approximately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 521.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">$133.9 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.8pt; position: absolute; text-decoration: none; white-space: pre;">. All of such debt and other liabilities would rank structurally senior to the Notes in case of liquidation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise. As of June 30, 2024, Regions Financial Corporation (parent company only) had an aggregate of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 545.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179pt; position: absolute; text-decoration: none; white-space: pre;"> of outstanding senior debt and approximately <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">$549 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;"> of outstanding subordinated <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and junior subordinated debt.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 578.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.18pt; position: absolute; text-decoration: none; white-space: pre;">Redemption<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On or after March 6, 2025 (or, if additional Notes are issued after the original issue date, on or after the date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that is 181 days after the issue date of such additional Notes) and prior to September 6, 2034, we may redeem the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes at our option, in whole or in part, at any time or from time to time, at a redemption price (expressed as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">percentage of principal amount and rounded to three decimal places) equal to the greater of&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 647.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">1. (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">discounted to the redemption date (assuming the Notes to be redeemed matured on September 6, 2034) on a semi- <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">annual basis (assuming a 360-day year consisting of twelve 30-day months) at the treasury rate plus 25 basis points, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 683.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">less (b) interest accrued to the redemption date&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-22<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">2. 100% of the principal amount of the Notes to be redeemed&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">plus, in either case, accrued and unpaid interest thereon to, but excluding, the redemption date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 113.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, we may redeem the Notes at our option , in whole, but not in part, on September 6, 2034 at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption price equal to 100% of the aggregate principal amount of the Notes, plus accrued and unpaid interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereon, if any, to but excluding, the redemption date. Additionally, we may redeem the Notes at our option, in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">whole or in part, at any time or from time to time on or after June 6, 2035 at a redemption price equal to 100% of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the aggregate principal amount of the Notes being redeemed, plus accrued and unpaid interest thereon, if any, to, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">but excluding, the redemption date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Treasury rate&#8221; means, with respect to any redemption date, the yield determined by us in accordance with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">following two paragraphs. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The treasury rate shall be determined by us after 4&#58;15 p.m., New York City time (or after such time as yields on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 239.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day preceding the redemption date based upon the yield or yields for the most recent day that appear after <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such time on such day in the most recent statistical release published by the Board of Governors of the Federal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Reserve System designated as &#8220;Selected Interest Rates (Daily) &#8211; H.15&#8221; (or any successor designation or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">publication) (&#8220;H.15&#8221;) under the caption &#8220;U.S. government securities&#8212;Treasury constant maturities&#8212;Nominal&#8221; (or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any successor caption or heading) (&#8220;H.15 TCM&#8221;). In determining the treasury rate, we shall select, as applicable&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(1) the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2034 (the &#8220;reset date&#8221;) (the &#8220;remaining life&#8221;)&#59; or (2) if there is no such Treasury constant maturity on <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">H.15 exactly equal to the remaining life, the two yields&#8212;one yield corresponding to the Treasury constant maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on H.15 immediately shorter than and one yield corresponding to the Treasury constant maturity on H.15 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">immediately longer than the remaining life&#8212;and shall interpolate to the reset date on a straight-line basis (using the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">actual number of days) using such yields and rounding the result to three decimal places&#59; or (3) if there is no such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Treasury constant maturity on H.15 shorter than or longer than the remaining life, the yield for the single Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity on H.15 closest to the remaining life. For purposes of this paragraph, the applicable Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">months or years, as applicable, of such Treasury constant maturity from the redemption date. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If on the third business day preceding the redemption date H.15 TCM is no longer published, we shall calculate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the treasury rate based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11&#58;00 a.m., <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">New York City time, on the second business day preceding such redemption date of the United States Treasury <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">security maturing on, or with a maturity that is closest to, the reset date, as applicable. If there is no United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Treasury security maturing on the reset date but there are two or more United States Treasury securities with a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date equally distant from the reset date, one with a maturity date preceding the reset date and one with a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date following the reset date, we shall select the United States Treasury security with a maturity date <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">preceding the reset date. If there are two or more United States Treasury securities maturing on the reset date or two <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or more United States Treasury securities meeting the criteria of the preceding sentence, we shall select from among <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">these two or more United States Treasury securities the United States Treasury security that is trading closest to par <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">based upon the average of the bid and asked prices for such United States Treasury securities at 11&#58;00 a.m., New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York City time. In determining the treasury rate in accordance with the terms of this paragraph, the semi-annual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">asked prices (expressed as a percentage of principal amount) at 11&#58;00 a.m., New York City time, of such United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 608.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States Treasury security, and rounded to three decimal places. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Our actions and determinations in determining the redemption price shall be conclusive and binding for all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purposes absent manifest error. Calculations and selections in the foregoing will be made by us or on our behalf by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">a person designated by us. The trustee shall have no obligation to confirm or verify any such calculation. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Notice of redemption will be sent by us or at our request in an officer&#8217;s certificate delivered to the trustee at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">least five business days before the requested date of delivery (or such shorter period of time as is satisfactory to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 698.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trustee) by the trustee by first class mail, by electronic transmission or, with respect to any global note, in <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-23<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the applicable procedures of DTC, in the name and at the expense of Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation, to holders whose Notes are to be redeemed, at least 10 days, but not more than 60 days, before the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redemption date. The principal amount of any note remaining outstanding after redemption in part shall be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">minimum denominations of $2,000 or any integral multiple of $1,000 in excess thereof. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">On and after the applicable redemption date, interest will cease to accrue on the Notes or any portion of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes called for redemption unless we default in the payment of the redemption price. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, we may at any time purchase Notes by tender, in the open market or by private agreement, subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to applicable law. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will not be subject to repayment at the option of the holder at any time prior to maturity and will not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be entitled to any sinking fund.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 227.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 221.17pt; position: absolute; text-decoration: none; white-space: pre;">Merger,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 255.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 258.37pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 317.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 320.35pt; position: absolute; text-decoration: none; white-space: pre;">or Sale of Assets<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may consolidate with, or sell, lease or otherwise transfer all or substantially all of our assets to, or merge <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with or into, any other corporation, trust or other entity provided that&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">we are<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.36pt; position: absolute; text-decoration: none; white-space: pre;">survivor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.25pt; position: absolute; text-decoration: none; white-space: pre;">merger,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.64pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.22pt; position: absolute; text-decoration: none; white-space: pre;">survivor,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.24pt; position: absolute; text-decoration: none; white-space: pre;">not us, is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">an entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">organized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.77pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">laws of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.46pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.86pt; position: absolute; text-decoration: none; white-space: pre;">or a state<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.04pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.78pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.18pt; position: absolute; text-decoration: none; white-space: pre;">and expressly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.45pt; position: absolute; text-decoration: none; white-space: pre;">assumes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">by supplemental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.99pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.74pt; position: absolute; text-decoration: none; white-space: pre;">due <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and punctual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.6pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.13pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.23pt; position: absolute; text-decoration: none; white-space: pre;">of and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.98pt; position: absolute; text-decoration: none; white-space: pre;">on all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">punctual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">performance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.75pt; position: absolute; text-decoration: none; white-space: pre;">and observance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.52pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.1pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.6pt; position: absolute; text-decoration: none; white-space: pre;">and conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.76pt; position: absolute; text-decoration: none; white-space: pre;">to be performed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.1pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">immediately<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.26pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.58pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.6pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.02pt; position: absolute; text-decoration: none; white-space: pre;">and treating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">any indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">becomes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of ours<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.43pt; position: absolute; text-decoration: none; white-space: pre;">or one of our subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as having<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.28pt; position: absolute; text-decoration: none; white-space: pre;">been incurred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.92999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.53pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.3pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.35pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.27pt; position: absolute; text-decoration: none; white-space: pre;">no event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.95pt; position: absolute; text-decoration: none; white-space: pre;">of default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.11pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467pt; position: absolute; text-decoration: none; white-space: pre;">and no event <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">which, after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.03pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.56pt; position: absolute; text-decoration: none; white-space: pre;">lapse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.63pt; position: absolute; text-decoration: none; white-space: pre;">of time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.25pt; position: absolute; text-decoration: none; white-space: pre;">or both, would become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.95pt; position: absolute; text-decoration: none; white-space: pre;">an event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.72pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.13pt; position: absolute; text-decoration: none; white-space: pre;">have occurred <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and be continuing&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.87pt; position: absolute; text-decoration: none; white-space: pre;">as a result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.41pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.99pt; position: absolute; text-decoration: none; white-space: pre;">transaction,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.91pt; position: absolute; text-decoration: none; white-space: pre;">our property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.15pt; position: absolute; text-decoration: none; white-space: pre;">or assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">would be subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to a mortgage,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.12pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">lien, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.94pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.93pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.84pt; position: absolute; text-decoration: none; white-space: pre;">encumbrance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.69pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">would not be permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.77pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">we or such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.61pt; position: absolute; text-decoration: none; white-space: pre;">person,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.31pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.88pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.61pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">be, shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.2pt; position: absolute; text-decoration: none; white-space: pre;">take<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.38pt; position: absolute; text-decoration: none; white-space: pre;">steps<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.24pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.99pt; position: absolute; text-decoration: none; white-space: pre;">Notes equally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.75pt; position: absolute; text-decoration: none; white-space: pre;">and ratably<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.01pt; position: absolute; text-decoration: none; white-space: pre;">with all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.93pt; position: absolute; text-decoration: none; white-space: pre;">secured<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.99pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.01pt; position: absolute; text-decoration: none; white-space: pre;">transaction&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.6pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.25pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 469.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">certain<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.56pt; position: absolute; text-decoration: none; white-space: pre;">conditions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.79pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.31pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.05pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.93pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.95pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.28pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.02pt; position: absolute; text-decoration: none; white-space: pre;">met.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 490.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Upon any such consolidation, merger, or sale, the successor corporation formed, or into which we are merged <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 502.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or to which we are sold, shall succeed to, and be substituted for, us under the indenture.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 523.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This covenant would not apply to any recapitalization transaction, change of control of us or a transaction in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 535.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which we incur a large amount of additional debt unless the transactions or change of control included a merger or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 547.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consolidation or transfer of all or substantially all of our assets. There are no covenants or other provisions in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 559.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indenture providing for a put or increased interest or that would otherwise afford holders of the Notes additional <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 571.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">protection in the event of a recapitalization transaction, a change of control of us or a transaction in which we incur <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 583.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or acquire a large amount of additional debt.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 604.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Although there is a limited body of case law interpreting the phrase &#8220;substantially all,&#8221; there is no precise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 616.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">established definition of the phrase under applicable law. Accordingly, in certain circumstances there may be a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">degree of uncertainty as to whether a particular transaction would involve &#8220;all or substantially all&#8221; of the property or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets of a person.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 661.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.14pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 300.43pt; position: absolute; text-decoration: none; white-space: pre;">Covenants<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 682.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Existence.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.47pt; position: absolute; text-decoration: none; white-space: pre;"> Except as permitted under &#8220;&#8212;Merger, Consolidation or Sale of Assets&#8221; above, we will do or cause <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 694.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to be done all things necessary to preserve and keep our and our subsidiaries&#8217; legal existence, rights and franchises <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-24<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in full force and effect&#59; provided, however, that we will not be required to preserve any right or franchise if we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determine that the preservation of that right or franchise is no longer desirable in the conduct of our and our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries&#8217; business as a whole and that its loss is not disadvantageous in any material respect to the holders of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Maintenance of Properties. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.82pt; position: absolute; text-decoration: none; white-space: pre;">We will cause all of our material properties used or useful in the conduct of our <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business or the business of any of our subsidiaries to be maintained and kept in good condition, repair and working <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">order and supplied with all necessary equipment and we will cause to be made all necessary repairs, renewals, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">replacements, betterments and improvements for those properties, as we in our judgment believe is necessary so <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that we may carry on the business related to those properties properly and advantageously at all times&#59; provided, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">however, that we will not be prevented from selling or otherwise disposing of our properties or the properties of our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries in the ordinary course of business.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment of Taxes and Other Claims. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.87pt; position: absolute; text-decoration: none; white-space: pre;">We will pay or discharge, or cause to be paid or discharged, before they <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">become delinquent&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 259.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">taxes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.81pt; position: absolute; text-decoration: none; white-space: pre;">assessments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.69pt; position: absolute; text-decoration: none; white-space: pre;">and governmental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15pt; position: absolute; text-decoration: none; white-space: pre;">charges<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">levied<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.4pt; position: absolute; text-decoration: none; white-space: pre;">upon us or any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.73pt; position: absolute; text-decoration: none; white-space: pre;">of ours<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.33pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 271.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">upon our income,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.5pt; position: absolute; text-decoration: none; white-space: pre;">profits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.59pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.19pt; position: absolute; text-decoration: none; white-space: pre;">or property<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.43pt; position: absolute; text-decoration: none; white-space: pre;">or that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.78pt; position: absolute; text-decoration: none; white-space: pre;">of any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.22pt; position: absolute; text-decoration: none; white-space: pre;">of ours&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 288.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">lawful<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.31pt; position: absolute; text-decoration: none; white-space: pre;">claims<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.97pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.18pt; position: absolute; text-decoration: none; white-space: pre;">labor,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.76pt; position: absolute; text-decoration: none; white-space: pre;">materials<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266pt; position: absolute; text-decoration: none; white-space: pre;">and supplies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.23pt; position: absolute; text-decoration: none; white-space: pre;">which, if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.3pt; position: absolute; text-decoration: none; white-space: pre;">unpaid,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">might<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by law become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">a lien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.89pt; position: absolute; text-decoration: none; white-space: pre;">upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 300.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">our property<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.96pt; position: absolute; text-decoration: none; white-space: pre;">or any subsidiary<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.4pt; position: absolute; text-decoration: none; white-space: pre;">of ours&#59;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 274.77pt; position: absolute; text-decoration: none; white-space: pre;">provided,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 312.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">however, <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.18pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.7pt; position: absolute; text-decoration: none; white-space: pre;">we will<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">not be required<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.02pt; position: absolute; text-decoration: none; white-space: pre;">to pay or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 312.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">or cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.16pt; position: absolute; text-decoration: none; white-space: pre;">to be paid<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.11pt; position: absolute; text-decoration: none; white-space: pre;">or discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.82pt; position: absolute; text-decoration: none; white-space: pre;">any tax,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327pt; position: absolute; text-decoration: none; white-space: pre;">assessment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.49pt; position: absolute; text-decoration: none; white-space: pre;">charge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or claim<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.26pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.01pt; position: absolute; text-decoration: none; white-space: pre;">amount, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 324.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">applicability<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.28pt; position: absolute; text-decoration: none; white-space: pre;">or validity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.22pt; position: absolute; text-decoration: none; white-space: pre;">of which is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.18pt; position: absolute; text-decoration: none; white-space: pre;">being<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.93pt; position: absolute; text-decoration: none; white-space: pre;">contested<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.25pt; position: absolute; text-decoration: none; white-space: pre;">in good faith<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.87pt; position: absolute; text-decoration: none; white-space: pre;">by appropriate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">proceedings.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 351.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Provision of Financial Information.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.93pt; position: absolute; text-decoration: none; white-space: pre;"> Whether or not we are subject to Section 13 or 15(d) of the Exchange Act, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 363.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we will cause to be filed with the SEC the annual reports, quarterly reports and other documents which we would be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 375.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">required to file pursuant to Section 13 or 15(d) of the Exchange Act on or prior to the respective dates by which we <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 387.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are or would be required to file such documents if we were so subject. We will also&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 408.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">file<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.57pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.8pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.87pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.45pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.63pt; position: absolute; text-decoration: none; white-space: pre;">reports,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.48pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.14pt; position: absolute; text-decoration: none; white-space: pre;">reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.49pt; position: absolute; text-decoration: none; white-space: pre;">and other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.5pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.86pt; position: absolute; text-decoration: none; white-space: pre;">we are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.75pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 420.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">would be required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.03pt; position: absolute; text-decoration: none; white-space: pre;">to file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.15pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.60999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.16pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.93pt; position: absolute; text-decoration: none; white-space: pre;">pursuant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.9pt; position: absolute; text-decoration: none; white-space: pre;">to Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.68pt; position: absolute; text-decoration: none; white-space: pre;">13 or 15(d)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.22pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Act within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.69pt; position: absolute; text-decoration: none; white-space: pre;">15 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 432.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">days of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.12pt; position: absolute; text-decoration: none; white-space: pre;">date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.3pt; position: absolute; text-decoration: none; white-space: pre;">by which such documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.38pt; position: absolute; text-decoration: none; white-space: pre;">would have been required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.48pt; position: absolute; text-decoration: none; white-space: pre;">to be filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.53pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">SEC&#59; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 444.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">provided,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 155.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 158.29pt; position: absolute; text-decoration: none; white-space: pre;">however, <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.13pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.65pt; position: absolute; text-decoration: none; white-space: pre;">a failure<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.24pt; position: absolute; text-decoration: none; white-space: pre;">to file<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.36pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.43pt; position: absolute; text-decoration: none; white-space: pre;">of any such reports<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.36pt; position: absolute; text-decoration: none; white-space: pre;">or documents<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.03pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.26pt; position: absolute; text-decoration: none; white-space: pre;">shall <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 456.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">not give<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.74pt; position: absolute; text-decoration: none; white-space: pre;">rise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.71pt; position: absolute; text-decoration: none; white-space: pre;">to any right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to accelerate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.48pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.13pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.88pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.76pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.80999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes as described <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 468.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">in &#8220;&#8212;Events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.16pt; position: absolute; text-decoration: none; white-space: pre;">of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.99pt; position: absolute; text-decoration: none; white-space: pre;">Notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.16pt; position: absolute; text-decoration: none; white-space: pre;">and Waiver&#59;&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.28pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 486.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">if<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.37pt; position: absolute; text-decoration: none; white-space: pre;">filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.61pt; position: absolute; text-decoration: none; white-space: pre;">such documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.28pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.05pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.26pt; position: absolute; text-decoration: none; white-space: pre;">not permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.4pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Act, promptly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.01pt; position: absolute; text-decoration: none; white-space: pre;">upon written <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 498.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.12pt; position: absolute; text-decoration: none; white-space: pre;">and payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">reasonable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.89pt; position: absolute; text-decoration: none; white-space: pre;">cost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.53pt; position: absolute; text-decoration: none; white-space: pre;">of duplication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.9pt; position: absolute; text-decoration: none; white-space: pre;">and delivery,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">supply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.87pt; position: absolute; text-decoration: none; white-space: pre;">copies<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.56pt; position: absolute; text-decoration: none; white-space: pre;">to any holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.84pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 534.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Waiver of Certain Covenants.<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.04pt; position: absolute; text-decoration: none; white-space: pre;"> We may choose not to comply with any term, provision or condition of the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">foregoing covenants, or with certain other terms, provisions or conditions with respect to the Notes (except any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such term, provision or condition which could not be amended without the consent of all holders of the Notes), if <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">before or after the time for compliance with the covenant, term, provision or condition, the holders of at least a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 582.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">majority in principal amount of the Notes either waive compliance in that instance or generally waive compliance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with that covenant or condition. Unless the holders of the Notes expressly waive compliance with a covenant and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 606.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the waiver has become effective, our obligations and the duties of the trustee in respect of the term, provision, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 618.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">condition will remain in full force and effect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 639.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Sale or Issuance of Capital Stock in Principal Subsidiary Bank. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">We will not be permitted, pursuant to the <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 651.21pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">covenants in the indenture, directly or indirectly, to do any of the following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 77.22pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 95.22pt; position: absolute;">sell,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.13pt; position: absolute; text-decoration: none; white-space: pre;">assign,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.16pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.84pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.95pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">dispose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.7pt; position: absolute; text-decoration: none; white-space: pre;">of or permit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.03pt; position: absolute; text-decoration: none; white-space: pre;">to be issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.76pt; position: absolute; text-decoration: none; white-space: pre;">any shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.24pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.88pt; position: absolute; text-decoration: none; white-space: pre;">of a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.32pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177pt; position: absolute; text-decoration: none; white-space: pre;">bank or any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.4pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.05pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to such capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">stock, unless,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 702.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.50999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.11pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.2pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.31pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.73pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.93pt; position: absolute; text-decoration: none; white-space: pre;">to be issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">upon conversion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of such securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.91999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-25<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">exercise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.53pt; position: absolute; text-decoration: none; white-space: pre;">of such rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.49pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.1pt; position: absolute; text-decoration: none; white-space: pre;">capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.3pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.44pt; position: absolute; text-decoration: none; white-space: pre;">we will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.99pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">least 80% of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.45pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.97pt; position: absolute; text-decoration: none; white-space: pre;">of capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.64pt; position: absolute; text-decoration: none; white-space: pre;">of each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.31pt; position: absolute; text-decoration: none; white-space: pre;">class<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.27pt; position: absolute; text-decoration: none; white-space: pre;">of that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.62pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.4pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.15pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 101.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 77.22pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 14.5pt;"></font></font><font style="left: 95.22pt; position: absolute; width: 70.17pt;">pay any dividend<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.61pt; position: absolute; text-decoration: none; white-space: pre; width: 33.13pt;">or make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 38.13pt;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.31pt; position: absolute; text-decoration: none; white-space: pre; width: 46.07pt;">distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 3.32pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.7pt; position: absolute; text-decoration: none; white-space: pre; width: 37.54pt;">in capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.51pt; position: absolute; text-decoration: none; white-space: pre; width: 21.09pt;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.22pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.82000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 54.6pt;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.69000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.27pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.03999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 65.45pt;">bank, unless the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.61pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.57999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 81.19pt;">bank to which the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 5.84pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.61pt; position: absolute; text-decoration: none; white-space: pre; width: 43.82pt;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.32pt; position: absolute; text-decoration: none; white-space: pre; width: 28.55pt;">relates,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.76pt; position: absolute; text-decoration: none; white-space: pre; width: 18.29pt;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.94000000000005pt; position: absolute; text-decoration: none; white-space: pre; width: 37.74pt;">obtaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 5.84pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.52pt; position: absolute; text-decoration: none; white-space: pre; width: 59.05pt;">any necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 5.89pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.46000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 41.06pt;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.52pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 125.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.22pt; position: absolute; text-decoration: none; white-space: pre; width: 41.35pt;">approvals,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.12pt; position: absolute; text-decoration: none; white-space: pre; width: 62.71pt;">unconditionally<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.43pt; position: absolute; text-decoration: none; white-space: pre; width: 42.71pt;">guarantees<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.74pt; position: absolute; text-decoration: none; white-space: pre; width: 34.4pt;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.69pt; position: absolute; text-decoration: none; white-space: pre; width: 23.03pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.27pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.37pt; position: absolute; text-decoration: none; white-space: pre; width: 46.32pt;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.6pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.28999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 24.7pt;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.53999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 25.81pt;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The term &#8220;principal subsidiary bank&#8221; means any subsidiary bank, the consolidated assets of which constitute <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">50% or more of our consolidated assets. As of the date of this prospectus supplement, our principal subsidiary bank <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is Regions Bank. The indenture does not restrict the ability of the principal subsidiary bank to sell or dispose of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">assets.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 206.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.16pt; position: absolute; text-decoration: none; white-space: pre;">covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.79pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; position: absolute; text-decoration: none; white-space: pre;">however, does not prohibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.36pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.87pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 225.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">any dispositions<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185pt; position: absolute; text-decoration: none; white-space: pre;">or dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.24pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.85pt; position: absolute; text-decoration: none; white-space: pre;">bank acting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.73pt; position: absolute; text-decoration: none; white-space: pre;">in a fiduciary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">capacity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.93pt; position: absolute; text-decoration: none; white-space: pre;">any person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.06pt; position: absolute; text-decoration: none; white-space: pre;">or entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.18pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.26pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.01pt; position: absolute; text-decoration: none; white-space: pre;">us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.26pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">bank or to us or any of our wholly- <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 249.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">owned subsidiaries&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 267.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">merger<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.36pt; position: absolute; text-decoration: none; white-space: pre;">or consolidation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.62pt; position: absolute; text-decoration: none; white-space: pre;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.48pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">bank with and into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.37pt; position: absolute; text-decoration: none; white-space: pre;">another<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.88pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.98pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 279.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">of shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.6pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.52pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of a principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.4pt; position: absolute; text-decoration: none; white-space: pre;">bank made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.51pt; position: absolute; text-decoration: none; white-space: pre;">by us or any subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">where&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 324.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">made,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.14pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">minimum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.61pt; position: absolute; text-decoration: none; white-space: pre;">amount <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 336.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.61pt; position: absolute; text-decoration: none; white-space: pre;">by law, to any person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.14pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.89pt; position: absolute; text-decoration: none; white-space: pre;">purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">qualification<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of such person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.64pt; position: absolute; text-decoration: none; white-space: pre;">to serve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 348.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">director&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 367.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.64pt; position: absolute; text-decoration: none; white-space: pre;">in compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">with an order<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.37pt; position: absolute; text-decoration: none; white-space: pre;">of a court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 534.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 379.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.21pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.88pt; position: absolute; text-decoration: none; white-space: pre;">of competent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.40999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.06pt; position: absolute; text-decoration: none; white-space: pre;">or as a condition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">imposed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by any such court or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.38pt; position: absolute; text-decoration: none; white-space: pre;">authority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.05pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.07pt; position: absolute; text-decoration: none; white-space: pre;">acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.5pt; position: absolute; text-decoration: none; white-space: pre;">by us or any principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.25pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.33000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">bank, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.06pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.66pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.73pt; position: absolute; text-decoration: none; white-space: pre;">corporation,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.89pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.2pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.11pt; position: absolute; text-decoration: none; white-space: pre;">entity&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 421.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.04pt; position: absolute; text-decoration: none; white-space: pre;">assignment,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.09pt; position: absolute; text-decoration: none; white-space: pre;">pledge,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.77pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.88pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">disposition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.65pt; position: absolute; text-decoration: none; white-space: pre;">securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.25pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.34pt; position: absolute; text-decoration: none; white-space: pre;">or rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.45pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.63pt; position: absolute; text-decoration: none; white-space: pre;">bank, so long as&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 451.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute; width: 3.5pt;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute; width: 83.43pt;">any such transaction<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.18pt; position: absolute; text-decoration: none; white-space: pre; width: 6.66pt;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.32pt; position: absolute; text-decoration: none; white-space: pre; width: 21.63pt;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.43pt; position: absolute; text-decoration: none; white-space: pre; width: 11.66pt;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.57pt; position: absolute; text-decoration: none; white-space: pre; width: 13.86pt;">fair<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.90999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 27.73pt;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.16999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 21.63pt;">value<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.28pt; position: absolute; text-decoration: none; white-space: pre; width: 56.68pt;">as determined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.49pt; position: absolute; text-decoration: none; white-space: pre; width: 52.95pt;">by our board<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 3.48pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.91999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 46.71pt;">of directors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 3.53pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.15999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 23.96pt;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 463.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre; width: 22.76pt;">board<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.74pt; position: absolute; text-decoration: none; white-space: pre; width: 45.99pt;">of directors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.54pt; position: absolute; text-decoration: none; white-space: pre; width: 23.24pt;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.54pt; position: absolute; text-decoration: none; white-space: pre; width: 35.5pt;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.85pt; position: absolute; text-decoration: none; white-space: pre; width: 41.08pt;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 2.81pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.74pt; position: absolute; text-decoration: none; white-space: pre; width: 60.46pt;">bank disposing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.96000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 57.61pt;">of such voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.57000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 21.09pt;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.76pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.17999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 71.99pt;">or other securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 533.17pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 2.65pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 475.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre; width: 36.09pt;">or rights,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.86pt; position: absolute; text-decoration: none; white-space: pre; width: 14.43pt;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">after<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.11pt; position: absolute; text-decoration: none; white-space: pre;">giving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.2pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to such transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.03pt; position: absolute; text-decoration: none; white-space: pre;">and to any potential<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.7pt; position: absolute; text-decoration: none; white-space: pre;">dilution,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.88pt; position: absolute; text-decoration: none; white-space: pre;">we and our directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.89pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">indirectly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.09pt; position: absolute; text-decoration: none; white-space: pre;">wholly-owned<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.38pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.2pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.28pt; position: absolute; text-decoration: none; white-space: pre;">own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.6pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.39pt; position: absolute; text-decoration: none; white-space: pre;">80% of the voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.86pt; position: absolute; text-decoration: none; white-space: pre;">of such principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.61pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">bank&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 536.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">any of our principal<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.91pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">banks selling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.03999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.64pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.18pt; position: absolute; text-decoration: none; white-space: pre;">shares<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.62pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.26pt; position: absolute; text-decoration: none; white-space: pre;">to its shareholders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.96pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.97pt; position: absolute; text-decoration: none; white-space: pre;">any price,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.91pt; position: absolute; text-decoration: none; white-space: pre;">so long as immediately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.95pt; position: absolute; text-decoration: none; white-space: pre;">after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">such sale,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; position: absolute; text-decoration: none; white-space: pre;">we own, directly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or indirectly,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.9pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.65pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.49pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 560.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">great<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.73pt; position: absolute; text-decoration: none; white-space: pre;">a percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.51pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.09pt; position: absolute; text-decoration: none; white-space: pre;">voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.18pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.82pt; position: absolute; text-decoration: none; white-space: pre;">of such subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.15pt; position: absolute; text-decoration: none; white-space: pre;">bank as we owned prior<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to such sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.76pt; position: absolute; text-decoration: none; white-space: pre;">shares&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.1pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 10pt;"></font></font><font style="left: 131.22pt; position: absolute;">a pledge<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.51pt; position: absolute; text-decoration: none; white-space: pre;">or a lien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.79pt; position: absolute; text-decoration: none; white-space: pre;">created<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.60999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">loans<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.18pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">extensions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.87pt; position: absolute; text-decoration: none; white-space: pre;">of credit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.03pt; position: absolute; text-decoration: none; white-space: pre;">by a principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.22pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.3pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.9pt; position: absolute; text-decoration: none; white-space: pre;">bank subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.45pt; position: absolute; text-decoration: none; white-space: pre;">23A of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.75pt; position: absolute; text-decoration: none; white-space: pre;">Federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.25pt; position: absolute; text-decoration: none; white-space: pre;">Reserve<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.97pt; position: absolute; text-decoration: none; white-space: pre;">Act.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 627.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 226.22pt; position: absolute; text-decoration: none; white-space: pre;">Events of Default,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 302.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.11pt; position: absolute; text-decoration: none; white-space: pre;">Notice<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 332.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 334.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and Waiver<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Each of the following &#8220;Events of Default&#8221; set forth in the indenture will be applicable to the Notes&#58; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 673.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(1)&#160;  we fail for 30 days to pay any installment of interest payable on the Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 694.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(2)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">we fail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.73pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.68pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.78pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">Notes when due&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-26<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 77.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(3)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">we default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">performance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.31pt; position: absolute; text-decoration: none; white-space: pre;">of or breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.14pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.15pt; position: absolute; text-decoration: none; white-space: pre;">covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.76pt; position: absolute; text-decoration: none; white-space: pre;">or agreement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.78pt; position: absolute; text-decoration: none; white-space: pre;">we made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.11pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.13pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 89.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.86pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.88pt; position: absolute; text-decoration: none; white-space: pre;">Notes, which has continued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.88pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">60 days after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.14pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">as provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.99pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 101.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.23pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.24pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.57pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.82pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.62pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.01pt; position: absolute; text-decoration: none; white-space: pre;">25% in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.73pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 113.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 88.72pt; position: absolute; text-decoration: none; white-space: pre;">(4)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 105.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.73pt; position: absolute; text-decoration: none; white-space: pre;">we default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">a bond, debenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.89pt; position: absolute; text-decoration: none; white-space: pre;">note<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.64pt; position: absolute; text-decoration: none; white-space: pre;">or other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.55pt; position: absolute; text-decoration: none; white-space: pre;">evidence<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.63pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">money<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">borrowed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">by us <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.24pt; position: absolute; text-decoration: none; white-space: pre;">has a principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.09pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.61pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.36pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.57pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.65pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.4pt; position: absolute; text-decoration: none; white-space: pre;">$50 million<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.35pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.76pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.51pt; position: absolute; text-decoration: none; white-space: pre;">non-recourse <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 156.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.26pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.57pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.11pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.69pt; position: absolute; text-decoration: none; white-space: pre;">instrument<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.02pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">which the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or secured, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 168.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">which default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.97pt; position: absolute; text-decoration: none; white-space: pre;">has caused<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.48pt; position: absolute; text-decoration: none; white-space: pre;">to become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.36pt; position: absolute; text-decoration: none; white-space: pre;">due and payable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">earlier<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.76pt; position: absolute; text-decoration: none; white-space: pre;">would otherwise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 180.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">have become<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.69pt; position: absolute; text-decoration: none; white-space: pre;">due and payable,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.66pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">acceleration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has not been rescinded<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or annulled,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 192.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.93pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.14pt; position: absolute; text-decoration: none; white-space: pre;">discharged,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.07pt; position: absolute; text-decoration: none; white-space: pre;">deposited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.49pt; position: absolute; text-decoration: none; white-space: pre;">enough money<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">indebtedness, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.8pt; position: absolute; text-decoration: none; white-space: pre;">30 days after<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.01pt; position: absolute; text-decoration: none; white-space: pre;">written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.85pt; position: absolute; text-decoration: none; white-space: pre;">notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.8pt; position: absolute; text-decoration: none; white-space: pre;">was provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to us by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.63pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.6pt; position: absolute; text-decoration: none; white-space: pre;">of at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">least<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.02pt; position: absolute; text-decoration: none; white-space: pre;">25% in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.72pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.82pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.34pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes in accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.51pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.52pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.62pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 234.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">(5)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.73pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.49pt; position: absolute; text-decoration: none; white-space: pre;">events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.56pt; position: absolute; text-decoration: none; white-space: pre;">of bankruptcy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.4pt; position: absolute; text-decoration: none; white-space: pre;">insolvency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.24pt; position: absolute; text-decoration: none; white-space: pre;">or reorganization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of us or our principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.39pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.47pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.07000000000005pt; position: absolute; text-decoration: none; white-space: pre;">bank occur.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 259.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.93pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.7pt; position: absolute; text-decoration: none; white-space: pre;">ere is a continuing Event of Default under the indenture with respect to the Notes (except for an Event of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 271.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Default described in clause (3) above triggered by a failure on our part to file with the trustee copies of the annual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 283.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reports, quarterly reports and other documents that we are or would be required to file with the SEC pursuant to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 295.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Section 13 or 15(d) of the Exchange Act), then the trustee or the holders of not less than 25% of the total principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 307.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes may declare immediately due and payable the principal amount of the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 328.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">However, at any time after a declaration of acceleration with respect to the Notes then outstanding has been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 340.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">made, but before a judgment or decree for payment of the money due has been obtained by the trustee, the holders <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 352.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of a majority in principal amount of the Notes may rescind and annul such declaration and its consequences if&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 379.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">we deposit<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.28pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.29pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.51pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.03pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">payments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; 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text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.06pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">lawful,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.99pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">on overdue<font style="display: inline-block; 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font-size: 10pt; font-style: normal; font-weight: normal; left: 320.13pt; position: absolute; text-decoration: none; white-space: pre;">of interest)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.68pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">plus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.70000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">fees,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">expenses, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">disbursements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.54pt; position: absolute; text-decoration: none; white-space: pre;">and advances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.63pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 421.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">all<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.24pt; position: absolute; text-decoration: none; white-space: pre;">Events<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.98pt; position: absolute; text-decoration: none; white-space: pre;">of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.81pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.89pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.64pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.39pt; position: absolute; text-decoration: none; white-space: pre;">nonpayment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of accelerated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.04999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.38pt; position: absolute; text-decoration: none; white-space: pre;">Notes, have been cured <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">or waived as provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.8pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.82pt; position: absolute; text-decoration: none; white-space: pre;">indenture.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 454.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture also provides that the holders of not less than a majority in principal amount of the Notes may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 466.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">waive any past default with respect to the Notes and its consequences, except a default consisting of&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 487.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">our failure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.21pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.16pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.26pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a default<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.98pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.48000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">to a covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.89pt; position: absolute; text-decoration: none; white-space: pre;">or provision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.03pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.76pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; position: absolute; text-decoration: none; white-space: pre;">cannot<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be modified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">amended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.41pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.16pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.81pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.78pt; position: absolute; text-decoration: none; white-space: pre;">of each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.45pt; position: absolute; text-decoration: none; white-space: pre;">outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Note.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The trustee is generally required to give notice to the holders of the Notes within 90 days of a default of which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the trustee has actual knowledge under the indenture unless the default has been cured or waived.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 572.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture provides that no holder of the Notes may institute a proceeding with respect to the indenture or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 584.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for any remedy under the indenture, unless such holder has previously given notice to the trustee of an Event of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 596.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Default and the trustee fails to act for 60 days after&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 617.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">it<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.81pt; position: absolute; text-decoration: none; white-space: pre;">has received<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.05pt; position: absolute; text-decoration: none; white-space: pre;">a written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.82pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.22pt; position: absolute; text-decoration: none; white-space: pre;">to institute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.65999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; position: absolute; text-decoration: none; white-space: pre;">proceedings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.14pt; position: absolute; text-decoration: none; white-space: pre;">in respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of an Event of Default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.69pt; position: absolute; text-decoration: none; white-space: pre;">of not less<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07pt; position: absolute; text-decoration: none; white-space: pre;">25% in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.27pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.37pt; position: absolute; text-decoration: none; white-space: pre;">Notes, as well<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.24pt; position: absolute; text-decoration: none; white-space: pre;">as an offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of indemnity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">satisfactory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.41pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.43pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">no direction<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.32pt; position: absolute; text-decoration: none; white-space: pre;">inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.64pt; position: absolute; text-decoration: none; white-space: pre;">with such written<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.56pt; position: absolute; text-decoration: none; white-space: pre;">request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">has been given<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.89pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.13pt; position: absolute; text-decoration: none; white-space: pre;">during<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.78pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">60-day <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">period<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.8pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.05pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of a majority<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.22pt; position: absolute; text-decoration: none; white-space: pre;">in principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.11pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.69pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-27<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Subject to provisions in the indenture relating to the trustee&#8217;s duties in case of default, the trustee is not under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an obligation to exercise any of its rights or powers under the indenture at the request or direction of any holders of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, unless the holders of the Notes have offered to the trustee security or indemnity satisfactory to it. Subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to these provisions for the indemnification of the trustee, the holders of not less than a majority in principal amount <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the Notes will have the right to direct the time, method and place of conducting any proceeding for any remedy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to the trustee, or of exercising any trust or power conferred upon the trustee. However, the trustee may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">refuse to follow any direction which is in conflict with any law or the indenture, which may involve the trustee in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">personal liability or which may be unduly prejudicial to the holders of the Notes not joining in the direction.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Within 120 days after the close of each fiscal year, we must deliver to the trustee a certificate, signed by one of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">several specified officers, stating such officer&#8217;s knowledge of our compliance with all the conditions and covenants <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under the indenture and, in the event of any noncompliance, specifying such noncompliance and the nature and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">status of the noncompliance.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 241.8pt; position: absolute; text-decoration: none; white-space: pre;">Modification<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 299.35pt; position: absolute; text-decoration: none; white-space: pre;">of the Indenture<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Modification and amendment of the indenture may be made only with the consent of the holders of not less <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">than a majority in principal amount of the Notes. However, no modification or amendment may, without the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consent of each holder affected thereby, do any of the following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 304.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">change<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.31pt; position: absolute; text-decoration: none; white-space: pre;">stated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">maturity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.59pt; position: absolute; text-decoration: none; white-space: pre;">or due date<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.53pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.11pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.86pt; position: absolute; text-decoration: none; white-space: pre;">payable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.47pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes or change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.2pt; position: absolute; text-decoration: none; white-space: pre;">any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">place<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.11pt; position: absolute; text-decoration: none; white-space: pre;">where or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.6pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.1pt; position: absolute; text-decoration: none; white-space: pre;">in which such principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.13pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">payable&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.74pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.26pt; position: absolute; text-decoration: none; white-space: pre;">of or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.18pt; position: absolute; text-decoration: none; white-space: pre;">or amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.53pt; position: absolute; text-decoration: none; white-space: pre;">of interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.35pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.6pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">impair<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.14pt; position: absolute; text-decoration: none; white-space: pre;">right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.56pt; position: absolute; text-decoration: none; white-space: pre;">to institute<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.6pt; position: absolute; text-decoration: none; white-space: pre;">suit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.58pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">enforcement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.06pt; position: absolute; text-decoration: none; white-space: pre;">of any payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.77pt; position: absolute; text-decoration: none; white-space: pre;">on or with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.24pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.26pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.49pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.07pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.62pt; position: absolute; text-decoration: none; white-space: pre;">Notes necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.86pt; position: absolute; text-decoration: none; white-space: pre;">to modify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or amend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.14pt; position: absolute; text-decoration: none; white-space: pre;">to waive <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">compliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.35pt; position: absolute; text-decoration: none; white-space: pre;">with certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.37pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.62pt; position: absolute; text-decoration: none; white-space: pre;">thereof<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.51pt; position: absolute; text-decoration: none; white-space: pre;">or certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.1pt; position: absolute; text-decoration: none; white-space: pre;">defaults<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.32pt; position: absolute; text-decoration: none; white-space: pre;">and consequences<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.73pt; position: absolute; text-decoration: none; white-space: pre;">thereunder,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 393.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">reduce<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.64pt; position: absolute; text-decoration: none; white-space: pre;">quorum<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.29pt; position: absolute; text-decoration: none; white-space: pre;">or voting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">requirements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.36pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.01pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.39pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.51pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">modify<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.14pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.65pt; position: absolute; text-decoration: none; white-space: pre;">foregoing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.31pt; position: absolute; text-decoration: none; white-space: pre;">or any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.65pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.29999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.9pt; position: absolute; text-decoration: none; white-space: pre;">relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.02pt; position: absolute; text-decoration: none; white-space: pre;">waiver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.75pt; position: absolute; text-decoration: none; white-space: pre;">of certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.74pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">past <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">defaults<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.34pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.94pt; position: absolute; text-decoration: none; white-space: pre;">or certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.53pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.03pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.57pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.19pt; position: absolute; text-decoration: none; white-space: pre;">Notes, except<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.11pt; position: absolute; text-decoration: none; white-space: pre;">to increase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">required<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">percentage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre;">such action<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.81pt; position: absolute; text-decoration: none; white-space: pre;">or to provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.99pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.51pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.27pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.35pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.6pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.35pt; position: absolute; text-decoration: none; white-space: pre;">not be modified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.22pt; position: absolute; text-decoration: none; white-space: pre;">or waived without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.48pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">consent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.79pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.37pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.34pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 470.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We and the trustee may modify or amend the indenture, without the consent of any holder of the Notes for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of the following purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to evidence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.78pt; position: absolute; text-decoration: none; white-space: pre;">succession<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.11pt; position: absolute; text-decoration: none; white-space: pre;">of another<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.45pt; position: absolute; text-decoration: none; white-space: pre;">person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.65pt; position: absolute; text-decoration: none; white-space: pre;">to us as obligor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.86pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.61pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 528.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add to the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.94pt; position: absolute; text-decoration: none; white-space: pre;">covenants<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.44pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.4pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.73pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.31pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.28pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.86pt; position: absolute; text-decoration: none; white-space: pre;">Notes or to surrender<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.11pt; position: absolute; text-decoration: none; white-space: pre;">any right<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or power <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 540.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">conferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">upon us in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.51pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add Events<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.66pt; position: absolute; text-decoration: none; white-space: pre;">of Default<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.99pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.2pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.95pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.86pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 577.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add or change<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.59pt; position: absolute; text-decoration: none; white-space: pre;">any provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.77pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.35pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.68pt; position: absolute; text-decoration: none; white-space: pre;">to facilitate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.85pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.5pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.25pt; position: absolute; text-decoration: none; white-space: pre;">issuance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.64pt; position: absolute; text-decoration: none; white-space: pre;">of Notes in bearer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">form,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.53pt; position: absolute; text-decoration: none; white-space: pre;">or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 589.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">permit<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.39pt; position: absolute; text-decoration: none; white-space: pre;">or facilitate<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.12pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">issuance<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.91pt; position: absolute; text-decoration: none; white-space: pre;">of Notes in uncertificated<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.71000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.36pt; position: absolute; text-decoration: none; white-space: pre;">form,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 374.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 410.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">such action<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.61pt; position: absolute; text-decoration: none; white-space: pre;">not <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 601.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.6pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.55pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.13pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.1pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.68pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">respect.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.82000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">For the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">avoidance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.6pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 613.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">doubt, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.24pt; position: absolute; text-decoration: none; white-space: pre;">Notes will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.13pt; position: absolute; text-decoration: none; white-space: pre;">not be exchangeable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.28pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.49pt; position: absolute; text-decoration: none; white-space: pre;">any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.13pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.78pt; position: absolute; text-decoration: none; white-space: pre;">in bearer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.53pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.75pt; position: absolute; text-decoration: none; white-space: pre;">not registered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 625.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">as to principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.91pt; position: absolute; text-decoration: none; white-space: pre;">or interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.94pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.72pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.17pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">purposes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 644.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.94pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to add, change<font style="display: inline-block; height: 6.94pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.26pt; position: absolute; text-decoration: none; white-space: pre;">or eliminate<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.23000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.88pt; position: absolute; text-decoration: none; white-space: pre;">any provisions<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.06pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 358.47pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 393.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">any such addition,<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.6pt; position: absolute; text-decoration: none; white-space: pre;">change<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.44pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">elimination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.2pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.85pt; position: absolute; text-decoration: none; white-space: pre;">shall&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">neither<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.05pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.69pt; position: absolute; text-decoration: none; white-space: pre;">apply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.44pt; position: absolute; text-decoration: none; white-space: pre;">to any Note created<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.98pt; position: absolute; text-decoration: none; white-space: pre;">prior<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.98pt; position: absolute; text-decoration: none; white-space: pre;">execution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.36pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">supplemental<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">effectuating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.06pt; position: absolute; text-decoration: none; white-space: pre;">such addition,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.51pt; position: absolute; text-decoration: none; white-space: pre;">or elimination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.47pt; position: absolute; text-decoration: none; white-space: pre;">and entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.94pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">benefit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.69000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of such provision,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.75pt; position: absolute; text-decoration: none; white-space: pre;">nor <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-28<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.93pt; position: absolute; text-decoration: none; white-space: pre;">modify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.35pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.1pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.41pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.99pt; position: absolute; text-decoration: none; white-space: pre;">holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.07pt; position: absolute; text-decoration: none; white-space: pre;">of such Note with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.78pt; position: absolute; text-decoration: none; white-space: pre;">to such provision,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or become <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">effective<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.24pt; position: absolute; text-decoration: none; white-space: pre;">only when there<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">no Notes outstanding<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.45pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.51pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 101.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to secure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.05pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.8pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 120.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to evidence<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.03pt; position: absolute; text-decoration: none; white-space: pre;">and provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.04pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.25pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265pt; position: absolute; text-decoration: none; white-space: pre;">acceptance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.38pt; position: absolute; text-decoration: none; white-space: pre;">or appointment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.75pt; position: absolute; text-decoration: none; white-space: pre;">of a successor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.4pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.62pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.76pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes or facilitate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.66pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.41pt; position: absolute; text-decoration: none; white-space: pre;">administration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.11pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.76pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">trusts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.9pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.65pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.98pt; position: absolute; text-decoration: none; white-space: pre;">by more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">than<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">one <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">trustee&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to cure<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.73pt; position: absolute; text-decoration: none; white-space: pre;">any ambiguity,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">defect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or inconsistency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.02pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 181.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to make<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.18pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.83pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.43pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.57pt; position: absolute; text-decoration: none; white-space: pre;">to matters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or questions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">arising<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.75pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 193.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">which shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.05pt; position: absolute; text-decoration: none; white-space: pre;">not be inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.57pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.74pt; position: absolute; text-decoration: none; white-space: pre;">or to make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.02pt; position: absolute; text-decoration: none; white-space: pre;">any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.03pt; position: absolute; text-decoration: none; white-space: pre;">changes, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 205.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.8pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.32pt; position: absolute; text-decoration: none; white-space: pre;">in each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.43pt; position: absolute; text-decoration: none; white-space: pre;">case,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.66pt; position: absolute; text-decoration: none; white-space: pre;">such provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.14pt; position: absolute; text-decoration: none; white-space: pre;">not adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.36pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.24pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.79pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 217.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.18pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">respect&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 235.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.74pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.69pt; position: absolute; text-decoration: none; white-space: pre;">not otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.35pt; position: absolute; text-decoration: none; white-space: pre;">inconsistent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.68pt; position: absolute; text-decoration: none; white-space: pre;">indenture,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.51pt; position: absolute; text-decoration: none; white-space: pre;">to conform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.73pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 247.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.47pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.8pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.81pt; position: absolute; text-decoration: none; white-space: pre;">description<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.8pt; position: absolute; text-decoration: none; white-space: pre;">set<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.44pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.01pt; position: absolute; text-decoration: none; white-space: pre;">supplement&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to close<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.81pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.14pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.3pt; position: absolute; text-decoration: none; white-space: pre;">authentication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.87pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.52pt; position: absolute; text-decoration: none; white-space: pre;">and delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.78pt; position: absolute; text-decoration: none; white-space: pre;">of additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.54999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.15pt; position: absolute; text-decoration: none; white-space: pre;">Notes or to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">qualify,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07pt; position: absolute; text-decoration: none; white-space: pre;">or maintain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.44pt; position: absolute; text-decoration: none; white-space: pre;">qualification<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.90999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.56pt; position: absolute; text-decoration: none; white-space: pre;">of, the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.64pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.97pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.28pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.03pt; position: absolute; text-decoration: none; white-space: pre;">Trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Act of 1939, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">amended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.41pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.37pt; position: absolute; text-decoration: none; white-space: pre;">Act&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.87pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 307.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to supplement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.65pt; position: absolute; text-decoration: none; white-space: pre;">any of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.16pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.99pt; position: absolute; text-decoration: none; white-space: pre;">indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.32pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">necessary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.72pt; position: absolute; text-decoration: none; white-space: pre;">to permit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.05999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">or facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 319.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">and discharge<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.93pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.51pt; position: absolute; text-decoration: none; white-space: pre;">Notes pursuant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.31pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.1pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.78pt; position: absolute; text-decoration: none; white-space: pre;">provided<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.86pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.38pt; position: absolute; text-decoration: none; white-space: pre;">in each <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 331.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.45pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.97pt; position: absolute; text-decoration: none; white-space: pre;">any such action<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">shall<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.08pt; position: absolute; text-decoration: none; white-space: pre;">not adversely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.23pt; position: absolute; text-decoration: none; white-space: pre;">affect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.55pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.3pt; position: absolute; text-decoration: none; white-space: pre;">holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.27pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.85pt; position: absolute; text-decoration: none; white-space: pre;">Notes in any material<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 343.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">respect.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 359.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 201.67pt; position: absolute; text-decoration: none; white-space: pre;">Discharge,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 246.89999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 249.45pt; position: absolute; text-decoration: none; white-space: pre;">Defeasance<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 299.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and Covenant Defeasance<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Under the indenture, we may discharge certain obligations to holders of the Notes that have not already been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 392.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">delivered to the trustee for cancellation and that either have become due and payable or will become due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 404.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payable within one year. We can discharge these obligations by irrevocably depositing with the trustee funds in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States dollars in an amount sufficient to pay the entire indebtedness on the Notes, including the principal of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and interest payable on the notes to the date of the deposit, if the Notes have become due and payable, or to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.23pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maturity date, if the Notes have not yet become due and payable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.83pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.47pt; position: absolute; text-decoration: none; white-space: pre;">elect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.85pt; position: absolute; text-decoration: none; white-space: pre;">either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.18pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.20999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.76pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 480.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to be defeased<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.41pt; position: absolute; text-decoration: none; white-space: pre;">and discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.22pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.2pt; position: absolute; text-decoration: none; white-space: pre;">any and all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.72pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.19000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.74pt; position: absolute; text-decoration: none; white-space: pre;">Notes (&#8220;legal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 492.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">defeasance&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.05pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.7pt; position: absolute; text-decoration: none; white-space: pre;">except<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.31pt; position: absolute; text-decoration: none; white-space: pre;">our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.14pt; position: absolute; text-decoration: none; white-space: pre;">to&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">register<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">transfer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.13pt; position: absolute; text-decoration: none; white-space: pre;">or exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.23pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 529.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">replace<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.14pt; position: absolute; text-decoration: none; white-space: pre;">temporary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.8pt; position: absolute; text-decoration: none; white-space: pre;">or mutilated,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.44pt; position: absolute; text-decoration: none; white-space: pre;">destroyed,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">lost<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.32pt; position: absolute; text-decoration: none; white-space: pre;">or stolen<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.56pt; position: absolute; text-decoration: none; white-space: pre;">Notes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 548.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">maintain<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.26pt; position: absolute; text-decoration: none; white-space: pre;">an office<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.48000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">or agency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.75pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Notes, and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 122.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 137.72pt; position: absolute;">to hold moneys<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.9pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.11pt; position: absolute; text-decoration: none; white-space: pre;">payment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.06pt; position: absolute; text-decoration: none; white-space: pre;">in trust&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 586.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">to be defeased<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.41pt; position: absolute; text-decoration: none; white-space: pre;">and discharged<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.22pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.2pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.62pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Covenants,&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.09pt; position: absolute; text-decoration: none; white-space: pre;">Covenants&#8212;Sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.01pt; position: absolute; text-decoration: none; white-space: pre;">or Issuance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Capital<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326pt; position: absolute; text-decoration: none; white-space: pre;">Stock in Principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Subsidiary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.49pt; position: absolute; text-decoration: none; white-space: pre;">Bank,&#8221; with respect<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.74pt; position: absolute; text-decoration: none; white-space: pre;">Notes and our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.70999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.31pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.59000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.19pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;&#8212;Merger,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.44pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.1pt; position: absolute; text-decoration: none; white-space: pre;">or Sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Assets&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or, to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">extent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.67pt; position: absolute; text-decoration: none; white-space: pre;">permitted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.54pt; position: absolute; text-decoration: none; white-space: pre;">by the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Notes, our obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.3pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.72pt; position: absolute; text-decoration: none; white-space: pre;">covenant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.14pt; position: absolute; text-decoration: none; white-space: pre;">defeasance&#8221;).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 659.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If we choose to defease and discharge our obligations under the covenants with respect to the Notes, any failure <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to comply with the obligations imposed on us by the covenants will not constitute a default or an Event of Default <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 683.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to the Notes. However, to make either election, we must irrevocably deposit with the trustee, in trust, <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-29<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an amount, in United States dollars, in United States government obligations or both, that will provide sufficient <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">funds to pay the principal of (and premium, if any) and interest on the Notes on the relevant scheduled due dates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We may defease and discharge our obligations as described in the preceding paragraphs only if, among other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">things&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">we have delivered<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.99pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.01pt; position: absolute; text-decoration: none; white-space: pre;">trustee<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.23pt; position: absolute; text-decoration: none; white-space: pre;">an opinion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.25pt; position: absolute; text-decoration: none; white-space: pre;">of counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.15pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.49pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.46000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.76pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.72pt; position: absolute; text-decoration: none; white-space: pre;">owners of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.61pt; position: absolute; text-decoration: none; white-space: pre;">not recognize<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.3pt; position: absolute; text-decoration: none; white-space: pre;">income,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.75pt; position: absolute; text-decoration: none; white-space: pre;">gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.5pt; position: absolute; text-decoration: none; white-space: pre;">or loss<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.43pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.64pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.38pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.78pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.1pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.89pt; position: absolute; text-decoration: none; white-space: pre;">as a result <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.3pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.25pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.65pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.49pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.37pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.39pt; position: absolute; text-decoration: none; white-space: pre;">previous<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.36pt; position: absolute; text-decoration: none; white-space: pre;">paragraphs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.20000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">be subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">to United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.73pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.13pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.45pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.4pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.15pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.4pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.47pt; position: absolute; text-decoration: none; white-space: pre;">amounts,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.38pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.4pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.47pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 428.42999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.98pt; position: absolute; text-decoration: none; white-space: pre;">and at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.48pt; position: absolute; text-decoration: none; white-space: pre;">times<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 519.71pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">would have been the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.68pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.41pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.81pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.65pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.45000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">had not occurred.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.25pt; position: absolute; text-decoration: none; white-space: pre;">In the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.67pt; position: absolute; text-decoration: none; white-space: pre;">defeasance,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.57pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.32pt; position: absolute; text-decoration: none; white-space: pre;">opinion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.41pt; position: absolute; text-decoration: none; white-space: pre;">of counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.31pt; position: absolute; text-decoration: none; white-space: pre;">must<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 323.74pt; position: absolute; text-decoration: none; white-space: pre;">to and be based<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">upon a ruling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.02pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;IRS&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.29pt; position: absolute; text-decoration: none; white-space: pre;">or a change<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.89pt; position: absolute; text-decoration: none; white-space: pre;">in applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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font-weight: normal; left: 377.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.25pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.54pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.12pt; position: absolute; text-decoration: none; white-space: pre;">indenture&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 239.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">after<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.36pt; position: absolute; text-decoration: none; white-space: pre;">91st<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57pt; position: absolute; text-decoration: none; white-space: pre;">day following<font style="display: inline-block; 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height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.32pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.63pt; position: absolute; text-decoration: none; white-space: pre;">funds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.4pt; position: absolute; text-decoration: none; white-space: pre;">deposited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.24pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 444.47pt; position: absolute; text-decoration: none; white-space: pre;">to pay the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.92pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.52pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 251.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.64pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.89pt; position: absolute; text-decoration: none; white-space: pre;">Notes on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.95pt; position: absolute; text-decoration: none; white-space: pre;">relevant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">scheduled<font style="display: inline-block; 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font-size: 10pt; font-style: normal; font-weight: normal; left: 364.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">not be subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.35pt; position: absolute; text-decoration: none; white-space: pre;">effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.07000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.35pt; position: absolute; text-decoration: none; white-space: pre;">bankruptcy,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.36pt; position: absolute; text-decoration: none; white-space: pre;">insolvency,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.7pt; position: absolute; text-decoration: none; white-space: pre;">reorganization<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or similar<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.2pt; position: absolute; text-decoration: none; white-space: pre;">laws affecting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.1pt; position: absolute; text-decoration: none; white-space: pre;">creditors&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.03pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">generally <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 275.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">and general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.59pt; position: absolute; text-decoration: none; white-space: pre;">principles<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of equity&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 292.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">any such legal<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">defeasance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.82pt; position: absolute; text-decoration: none; white-space: pre;">or covenant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.26pt; position: absolute; text-decoration: none; white-space: pre;">defeasance,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">as the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.73pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">be, does not result<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.52pt; position: absolute; text-decoration: none; white-space: pre;">in, or constitute, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 304.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">a breach<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.82pt; position: absolute; text-decoration: none; white-space: pre;">or violation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.16pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.76pt; position: absolute; text-decoration: none; white-space: pre;">of an indenture<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.25pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.85pt; position: absolute; text-decoration: none; white-space: pre;">or any other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.69pt; position: absolute; text-decoration: none; white-space: pre;">material<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.39pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">agreement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.23pt; position: absolute; text-decoration: none; white-space: pre;">which we are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">a party<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">to or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 316.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.49pt; position: absolute; text-decoration: none; white-space: pre;">under&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.57pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 334.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">no Event of Default,<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.85pt; position: absolute; text-decoration: none; white-space: pre;">or event<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.85999999999999pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.38pt; position: absolute; text-decoration: none; white-space: pre;">with notice<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">or lapse<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.49pt; position: absolute; text-decoration: none; white-space: pre;">of time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">or both will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">be an Event of Default,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.28pt; position: absolute; text-decoration: none; white-space: pre;">has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 346.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">occurred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.22pt; position: absolute; text-decoration: none; white-space: pre;">and is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.36pt; position: absolute; text-decoration: none; white-space: pre;">continuing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.65pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 367.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the event we effect covenant defeasance with respect to the Notes and the Notes are declared due and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 379.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payable because of the occurrence of any Event of Default, the amount on deposit with the trustee will still be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 391.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">sufficient to pay amounts due on the Notes on the maturity date but may not be sufficient to pay amounts due on the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 403.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes at the time of the acceleration resulting from the Event of Default. In this case, we would remain liable to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 415.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">make payment of such amounts due at the time of acceleration.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 436.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 229.86pt; position: absolute; text-decoration: none; white-space: pre;">Same-Day Settlement<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 321.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 324.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and Payment<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 457.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Initial settlement for the Notes will be made in immediately available funds. Secondary market trading between <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 469.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC participants will occur in the ordinary way in accordance with DTC rules and will be settled in immediately <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 481.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available funds using DTC&#8217;s Same-Day Funds Settlement System.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 502.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.91pt; position: absolute; text-decoration: none; white-space: pre;">Trustee<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 523.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas will act as trustee for the Notes. Deutsche Bank Securities Inc., an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 535.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">affiliate of Deutsche Bank Trust Company Americas, is one of the underwriters in the offering. From time to time, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 547.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">we and some of our subsidiaries may maintain deposit accounts and conduct other banking transactions, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 559.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">lending transactions, with Deutsche Bank Trust Company Americas in the ordinary course of business. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 571.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, we maintain banking relationships with Deutsche Bank Trust Company Americas and its affiliates in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 583.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the ordinary course of business. These banking relationships include Deutsche Bank Trust Company Americas <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 595.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">serving as trustee under the indenture involving our existing debt securities, serving as trustee in connection with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 607.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trust preferred securities that were issued by our financing trusts, and providing us with general banking services. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 619.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Upon the occurrence of an Event of Default or an event which, after notice or lapse of time or both, would become <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 631.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">an Event of Default under the Notes, or upon the occurrence of a default under another indenture under which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 643.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas serves as trustee, the trustee may be deemed to have a conflicting interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 655.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to the other debt securities as to which we are not in default for purposes of the Trust Indenture Act <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 667.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and, accordingly, may be required to resign as trustee under the indenture. In that event, we would be required to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 679.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">appoint a successor trustee.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-30<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.31pt; position: absolute; text-decoration: none; white-space: pre;">Miscellaneous<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We, or our affiliates, may from time to time purchase any of the Notes that are then outstanding, by tender in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the open market or by private agreement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 128.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 289.74pt; position: absolute; text-decoration: none; white-space: pre;">Notices<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 153.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any notices required to be given to the holders of the Notes will be given to DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 174.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 271.8pt; position: absolute; text-decoration: none; white-space: pre;">Governing<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 317.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 319.87pt; position: absolute; text-decoration: none; white-space: pre;">Law<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 198.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The indenture and the Notes are governed by and will be construed in accordance with the laws of the State of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 210.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-31<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_34" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 214.17pt; position: absolute; text-decoration: none; white-space: pre;">BOOK-ENTRY,<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 284.95pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 287.4pt; position: absolute; text-decoration: none; white-space: pre;">DELIVERY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 340.15pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 342.5pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 364.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">FORM<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Depository Trust Company, which we refer to along with its successors in this capacity as &#8220;DTC&#8221;, will act <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as securities depository for the Notes. The Notes will be issued only as fully registered securities registered in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">name of Cede &#38; Co. (DTC&#8217;s partnership nominee) or such other name as may be requested by an authorized <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representative of DTC. One or more fully registered global security certificates, representing the total aggregate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">number of Notes, will be issued for the Notes and will be deposited with DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Investors may elect to hold beneficial interests in the global security certificates representing the Notes through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">either DTC, in the United States, Clearstream Banking, S.A. (&#8220;Clearstream&#8221;), and Euroclear Bank SA&#47;NV, as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">operator of the Euroclear System (&#8220;Euroclear&#8221;), if they are participants in these systems, or indirectly through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">organizations that are participants in these systems.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;banking organization&#8221; within the meaning of the New York Banking Law, a member of the Federal Reserve <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">System, a &#8220;clearing corporation&#8221; within the meaning of the New York Uniform Commercial Code and a &#8220;clearing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">agency&#8221; registered pursuant to the provisions of Section 17A of the Exchange Act. DTC holds securities that DTC&#8217;s <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">participants (&#8220;Direct Participants&#8221;) deposit with DTC. DTC also facilitates the post-trade settlement among Direct <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants of sales and other securities transactions in deposited securities, through electronic computerized book-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">entry transfers and pledges between Direct Participants&#8217; accounts. This eliminates the need for physical movement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTCC. DTCC, in turn, is owned by a number of Direct Participants of DTC and members of the National Securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 353.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearing Corporation, Fixed Income Clearing Corporation and Emerging Markets Clearing Corporation (also <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 365.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange LLC, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 377.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Financial Industry Regulatory Authority (&#8220;FINRA&#8221;). Access to the depository system is also available to others, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 389.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 401.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Indirect Participants&#8221;). The DTC rules applicable to DTC&#8217;s participants are on file with the SEC. More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 425.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information about DTC can be found at <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 233.39pt; position: absolute; text-decoration: none; white-space: pre;">www.dtcc.com<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.65pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 446.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; white-space: pre;">P<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 96.28pt; position: absolute; text-decoration: none; white-space: pre;">urchase of Notes under the DTC system must be made by or through Direct Participants, which will receive a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 458.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">credit for the Notes on DTC&#8217;s records. The ownership interest of each actual purchaser (which we refer to as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 470.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;beneficial owners&#8221;) of the Notes will be recorded on the Direct or Indirect Participants&#8217; records. Beneficial owners <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will not receive written confirmation from DTC of their purchase. Beneficial owners are, however, expected to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from the Direct or Indirect Participant through which the beneficial owner entered into the transaction. Transfers of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 518.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ownership interests in the Notes are to be accomplished by entries made on the books of Direct and Indirect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 530.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants acting on behalf of beneficial owners. Beneficial owners will not receive certificates representing their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 542.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ownership interests in the Notes except in the event that use of the book-entry system for the Notes is discontinued.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">To facilitate subsequent transfers, all global security certificates deposited by Direct Participants with DTC are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">registered in the name of DTC&#8217;s partnership nominee, Cede &#38; Co., or such other name as may be requested by an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">authorized representative of DTC. The deposit of the Notes with DTC and their registration in the name of Cede &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">actual beneficial owners of the Notes&#59; DTC&#8217;s records reflect only the identity of the Direct Participants to whose <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accounts the Notes are credited, which may or may not be the beneficial owners. The Direct and Indirect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants will remain responsible for keeping account of their holdings on behalf of their customers.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Indirect Participants, and by Direct and Indirect Participants to beneficial owners will be governed by arrangements <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">among them, subject to any statutory or regulatory requirements as may be in effect from time to time.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-32<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption notices shall be sent to DTC. If less than all of the securities within an issue are being redeemed, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC&#8217;s practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">redeemed.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither DTC nor Cede &#38; Co. (nor any other DTC nominee) will consent or vote with respect to any securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unless authorized by a Direct Participant in accordance with DTC&#8217;s procedures. Under its usual procedures, DTC <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">mails an omnibus proxy to the issuer as soon as possible after the record date. The omnibus proxy assigns Cede &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Co.&#8217;s consenting or voting rights to those Direct Participants to whose accounts the Notes are credited on the record <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">date (identified in a listing attached to the omnibus proxy).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If DTC notifies us that it is unwilling or unable to continue as depository for the global securities relating to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes or if at any time DTC ceases to be a clearing agency registered under the Securities Exchange Act, if so <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">required by applicable law or regulation, we will appoint a successor depository. If we do not appoint such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">successor depository within 90 days after we receive such notice or become aware of such unwillingness, inability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or ineligibility, or an event of default under the indenture with respect to the Notes has occurred and is continuing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and the beneficial owners representing a majority in principal amount of the Notes advise DTC to cease acting as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depository for the Notes, we will issue Notes in certificated form (the &#8220;Certificated Notes&#8221;) in exchange for that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global security. In addition, we may at any time and in our sole discretion decide not to have the Notes represented <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by global securities. In such event, we will issue Certificated Notes in exchange for all of the Notes represented by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 293.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global securities. The Certificated Notes issued in exchange for those global securities will be in the same minimum <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 305.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">denominations and be of the same aggregate principal amount and tenor as the portion of each global security to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exchanged. Except as provided above, owners of beneficial interests in a global security will not be entitled to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">receive physical delivery of Certificated Notes and will not be considered the registered holders of the Notes for any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purpose, including receiving payments of principal or interest.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">As long as DTC or its nominee is the registered owner of the global security certificates, DTC or its nominee, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">as the case may be, will be considered the sole owner and holder of the global security certificates and all Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">represented by these certificates for all purposes under the instruments governing the rights and obligations of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holders of such Notes. Except in the limited circumstances referred to above, owners of beneficial interests in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">global security certificates&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not be entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.54pt; position: absolute; text-decoration: none; white-space: pre;">to have such global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.51pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.73pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.51pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Notes represented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.64pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.24pt; position: absolute; text-decoration: none; white-space: pre;">by these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.5pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.2pt; position: absolute; text-decoration: none; white-space: pre;">registered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.18pt; position: absolute; text-decoration: none; white-space: pre;">in their<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.3pt; position: absolute; text-decoration: none; white-space: pre;">names&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 470.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.49pt; position: absolute; text-decoration: none; white-space: pre;">or be entitled<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.79pt; position: absolute; text-decoration: none; white-space: pre;">to receive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.48pt; position: absolute; text-decoration: none; white-space: pre;">physical<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.32pt; position: absolute; text-decoration: none; white-space: pre;">delivery<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.65pt; position: absolute; text-decoration: none; white-space: pre;">of securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.19000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.62pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">in exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.30999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.86pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.68pt; position: absolute; text-decoration: none; white-space: pre;">interests<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.95999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.56pt; position: absolute; text-decoration: none; white-space: pre;">in global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.35pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.57pt; position: absolute; text-decoration: none; white-space: pre;">certificates&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.12pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.82pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">will<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.8pt; position: absolute; text-decoration: none; white-space: pre;">not be considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.88pt; position: absolute; text-decoration: none; white-space: pre;">to be owners or holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.25pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">global<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.35pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.35pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">or any Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">represented<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.36pt; position: absolute; text-decoration: none; white-space: pre;">by these<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.93pt; position: absolute; text-decoration: none; white-space: pre;">certificates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.70999999999998pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.41pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.62pt; position: absolute; text-decoration: none; white-space: pre;">any purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.75pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.81pt; position: absolute; text-decoration: none; white-space: pre;">instruments<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.42999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">governing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">rights<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.22pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">obligations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.72pt; position: absolute; text-decoration: none; white-space: pre;">of holders<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of such Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 546.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">All redemption proceeds, distributions and interest payments on the Notes and all transfers and deliveries of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 558.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such Notes will be made to Cede &#38; Co., or such other nominee, as may be requested by an authorized <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 570.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representative of DTC. DTC&#8217;s practice is to credit Direct Participants&#8217; accounts upon DTC&#8217;s receipt of funds and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 582.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">corresponding detail information from the issuer or its agent, on the payable date in accordance with their respective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holdings shown on DTC&#8217;s records. Payments by participants to beneficial owners will be governed by standing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 606.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 618.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or registered in &#8220;street name,&#8221; and will be the responsibility of that participant and not of DTC, the trustee, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 630.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">issuer or any affiliate thereof, or any of their agents, subject to any statutory or regulatory requirements as may be in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 642.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">effect from time to time. Payment of principal and interest to Cede &#38; Co. (or such other nominee as may be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">requested by an authorized representative of DTC) is the responsibility of the issuer or its agent, disbursement of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial owners will be the responsibility of Direct and Indirect Participants.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-33<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Ownership of beneficial interests in the global security certificates will be limited to participants or persons that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may hold beneficial interests through institutions that have accounts with DTC or its nominee. Ownership of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial interests in global security certificates will be shown only on, and the transfer of those ownership <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests will be effected only through, records maintained by DTC or its nominee, with respect to participants&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interests, or any participant, with respect to interests of persons held by the participant on their behalf. Payments, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfers, deliveries, exchanges, redemptions and other matters relating to beneficial interests in global security <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certificates may be subject to various policies and procedures adopted by DTC from time to time. Regions will not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have any responsibility or liability for any aspect of DTC&#8217;s or any Direct or Indirect Participant&#8217;s records relating <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to, or for payments made on account of, beneficial interests in global security certificates, or for maintaining, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">supervising or reviewing any of DTC&#8217;s records or any Direct or Indirect Participant&#8217;s records relating to these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">beneficial ownership interests.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither Regions, nor any of the underwriters or the trustee, will have any responsibility for the performance by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">DTC or its Direct Participants or Indirect Participants of their respective obligations under the rules and procedures <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">governing DTC.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The information in this section concerning DTC and its book-entry system has been obtained from sources that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions believes to be accurate, but we assume no responsibility for the accuracy thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream and Euroclear. Clearstream and Euroclear will hold interests on behalf of their participants through <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">customers&#8217; securities accounts in Clearstream&#8217;s and Euroclear&#8217;s names on the books of their respective depositaries, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">which in turn will hold interests in customers&#8217; securities accounts in the depositaries&#8217; names on the books of DTC. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Beneficial interests in the global securities representing the Notes will be held in denominations of $2,000 and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">integral multiples of $1,000 in excess thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream holds securities for its participating organizations (&#8220;Clearstream Participants&#8221;) and facilitates the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">clearance and settlement of securities transactions between Clearstream Participants through electronic book-entry <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">changes in accounts of Clearstream Participants, thereby eliminating the need for physical movement of certificates. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream provides to Clearstream Participants, among other things, services for safekeeping, administration, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">clearance and settlement of internationally traded securities and securities lending and borrowing. Clearstream <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interfaces with domestic markets in several countries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream is registered as a bank in Luxembourg, and as such is subject to regulation by the Commission de <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Surveillance du Secteur Financier and the Banque Centrale du Luxembourg, which supervise and oversee the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">activities of Luxembourg banks. Clearstream Participants are world-wide financial institutions including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters, securities brokers and dealers, banks, trust companies and clearing corporations, and may include the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters or their affiliates. Indirect access to Clearstream is available to other institutions that clear through or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">maintain a custodial relationship with a Clearstream Participant. Clearstream has established an electronic bridge <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with Euroclear as the operator of the Euroclear System (the &#8220;Euroclear Operator&#8221;) in Brussels to facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 524.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">settlement of trades between Clearstream and the Euroclear Operator.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Distributions with respect to the Notes held beneficially through Clearstream will be credited to cash accounts <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Clearstream Participants in accordance with its rules and procedures, to the extent received by the U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">depositary for Clearstream.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear holds securities and book-entry interests in securities for participating organizations (&#8220;Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 602.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants&#8221;) and facilitates the clearance and settlement of securities transactions between Euroclear Participants, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 614.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and between Euroclear Participants and participants of certain other securities intermediaries through electronic <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">book-entry changes in accounts of such participants or other securities intermediaries. Euroclear provides Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 638.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Participants, among other things, with safekeeping, administration, clearance and settlement, securities lending and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 650.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">borrowing, and related services. Euroclear Participants are investment banks, securities brokers and dealers, banks, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 662.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">central banks, supranationals, custodians, investment managers, corporations, trust companies and certain other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 674.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">organizations, and may include the underwriters or their affiliates. Non-participants in Euroclear may hold and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 686.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfer beneficial interests in a global security through accounts with a Euroclear Participant or any other securities <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-34<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 465pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">intermediary that holds a book-entry interest in a global security through one or more securities intermediaries <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">standing between such other securities intermediary and Euroclear.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities clearance accounts and cash accounts with the Euroclear Operator are governed by the Terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conditions Governing Use of Euroclear and the related Operating Procedures of the Euroclear System, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable Belgian law (collectively, the &#8220;Terms and Conditions&#8221;). The Terms and Conditions govern transfers of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities and cash within Euroclear, withdrawals of securities and cash from Euroclear and receipts of payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with respect to securities in Euroclear. All securities in Euroclear are held on a fungible basis without attribution of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">specific certificates to specific securities clearance accounts. The Euroclear Operator acts under the Terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Conditions only on behalf of Euroclear Participants, and has no record of or relationship with persons holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">through Euroclear Participants.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Distributions with respect to Notes held beneficially through Euroclear will be credited to the cash accounts of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Participants in accordance with the Terms and Conditions, to the extent received by the U.S. depositary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for Euroclear.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Transfers between Euroclear Participants and Clearstream Participants will be effected in the ordinary way in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 266.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with their respective rules and operating procedures.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 287.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Cross-market transfers between DTC&#8217;s participating organizations (&#8220;DTC Participants&#8221;), on the one hand, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Euroclear Participants or Clearstream Participants, on the other hand, will be effected through DTC in accordance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with DTC&#8217;s rules on behalf of Euroclear or Clearstream, as the case may be, by its U.S. depositary&#59; however, such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cross-market transactions will require delivery of instructions to Euroclear or Clearstream, as the case may be, by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the counterparty in such system in accordance with the rules and procedures and within the established deadlines <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 347.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(European time) of such system. Euroclear or Clearstream, as the case may be, will, if the transaction meets its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 359.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">settlement requirements, deliver instructions to its U.S. depositary to take action to effect final settlement on its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 371.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">behalf by delivering or receiving interests in the global security in DTC, and making or receiving payment in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with normal procedures for same-day fund settlement applicable to DTC. Euroclear Participants and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Clearstream Participants may not deliver instructions directly to their respective U.S. depositaries.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 416.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Due to time zone differences, the securities accounts of a Euroclear Participant or Clearstream Participant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 428.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasing an interest in a global security from a DTC Participant in DTC will be credited, and any such crediting <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 440.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be reported to the relevant Euroclear Participant or Clearstream Participant, during the securities settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 452.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">processing day (which must be a business day for Euroclear or Clearstream) immediately following the settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 464.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">date of DTC. Cash received in Euroclear or Clearstream as a result of sales of interests in a global security related to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 476.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes by or through a Euroclear Participant or Clearstream Participant to a DTC Participant will be received <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 488.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with value on the settlement date of DTC but will be available in the relevant Euroclear or Clearstream cash <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 500.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">account only as of the business day for Euroclear or Clearstream following the DTC&#8217;s settlement date.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The information in this section concerning Euroclear and Clearstream and their book-entry systems has been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">obtained from sources that we believe to be reliable, but we take no responsibility for the accuracy of that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">information.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">None of us, any of the underwriters or the trustee will have any responsibility for the performance by Euroclear <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 578.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or Clearstream or their respective participants of their respective obligations under the rules and procedures <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 590.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">governing their operations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Although DTC, Clearstream and Euroclear have agreed to the foregoing procedures in order to facilitate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transfers of securities among participants of DTC, Clearstream and Euroclear, they are under no obligation to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">perform or continue to perform such procedures and they may discontinue the procedures at any time.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-35<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_37" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 135.79pt; position: absolute; text-decoration: none; white-space: pre;">MATERIAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 190.75pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">UNITED<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.01999999999998pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.42pt; position: absolute; text-decoration: none; white-space: pre;">STATES<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 272.74pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.14pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 322.88pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 325.23pt; position: absolute; text-decoration: none; white-space: pre;">INCOME TAX<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 391.02pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 393.47pt; position: absolute; text-decoration: none; white-space: pre;">CONSEQUENCES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This section describes the material United States federal income tax consequences of owning the Notes we are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">offering. It applies to you only if you acquire Notes in the initial offering at the offering price and you hold your <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes as capital assets for tax purposes. This section addresses only United States federal income taxation and does <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">not discuss all of the tax consequences that may be relevant to you in light of your individual circumstances, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">including foreign, state or local tax consequences, and tax consequences arising under any alternative minimum tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or the Medicare contribution tax on net investment income. This section does not apply to you if you are a member <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of a class of holders subject to special rules, such as&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 190.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a dealer<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.59pt; position: absolute; text-decoration: none; white-space: pre;">in securities,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 208.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a trader<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.94pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.54pt; position: absolute; text-decoration: none; white-space: pre;">in securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.51999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.69pt; position: absolute; text-decoration: none; white-space: pre;">elects<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01pt; position: absolute; text-decoration: none; white-space: pre;">to use a mark-to-market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.72pt; letter-spacing: 0.02em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">method<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.15pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.36pt; position: absolute; text-decoration: none; white-space: pre;">your securities <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 220.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">holdings,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 237.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a bank,<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an insurance<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.53pt; position: absolute; text-decoration: none; white-space: pre;">company,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 273.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a tax-exempt<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.57999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.18pt; position: absolute; text-decoration: none; white-space: pre;">organization,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a person<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">owns Notes that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.31pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.05pt; position: absolute; text-decoration: none; white-space: pre;">a hedge or that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.69pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.43pt; position: absolute; text-decoration: none; white-space: pre;">hedged against<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.63pt; position: absolute; text-decoration: none; white-space: pre;">interest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.62pt; position: absolute; text-decoration: none; white-space: pre;">rate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.13pt; position: absolute; text-decoration: none; white-space: pre;">risks,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a person<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">owns Notes as part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.69pt; position: absolute; text-decoration: none; white-space: pre;">of a straddle<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or conversion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.9pt; position: absolute; text-decoration: none; white-space: pre;">transaction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.53pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.28pt; position: absolute; text-decoration: none; white-space: pre;">purposes,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a person<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.85pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">purchases<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.32pt; position: absolute; text-decoration: none; white-space: pre;">or sells<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.45pt; position: absolute; text-decoration: none; white-space: pre;">Notes as part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of a wash sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.03pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.24pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.99pt; position: absolute; text-decoration: none; white-space: pre;">purposes,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 344.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a United<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.39pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.79pt; position: absolute; text-decoration: none; white-space: pre;">holder<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.87pt; position: absolute; text-decoration: none; white-space: pre;">(as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.51999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.07pt; position: absolute; text-decoration: none; white-space: pre;">defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.58pt; position: absolute; text-decoration: none; white-space: pre;">below)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.88pt; position: absolute; text-decoration: none; white-space: pre;">whose functional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.02pt; position: absolute; text-decoration: none; white-space: pre;">currency<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.52pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.73pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.48pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.78pt; position: absolute; text-decoration: none; white-space: pre;">not the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.12pt; position: absolute; text-decoration: none; white-space: pre;">dollar.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This section is based on the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), its legislative history, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 392.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">existing and proposed regulations under the Code, published rulings and court decisions, all as currently in effect. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 404.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">These authorities are subject to change, possibly on a retroactive basis.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If an entity or arrangement that is treated as a partnership for United States federal income tax purposes holds <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, the United States federal income tax treatment of a partner will generally depend on the status of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">partner and the tax treatment of the partnership. A partner in a partnership holding the Notes should consult its tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">advisor with regard to the United States federal income tax treatment of an investment in the Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Please consult your own tax advisor concerning the consequences of owning these Notes in your particular <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 494.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">circumstances under the Code and the laws of any other taxing jurisdiction.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 515.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.34pt; position: absolute; text-decoration: none; white-space: pre;">United States<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 318.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Holders<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 538.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This subsection describes the tax consequences to a United States holder. You are a United States holder if you <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 550.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are a beneficial owner of a Note and you are for United States federal income tax purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 576.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a citizen<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 207.79pt; position: absolute; text-decoration: none; white-space: pre;">resident<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.41pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.01pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a domestic<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.31pt; position: absolute; text-decoration: none; white-space: pre;">corporation,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an estate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">whose income<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 224.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.01pt; position: absolute; text-decoration: none; white-space: pre;">to United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.02pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.74pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">regardless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.94000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.35pt; position: absolute; text-decoration: none; white-space: pre;">source,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.48pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 629.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a trust<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.96pt; position: absolute; text-decoration: none; white-space: pre;">(A) if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.99pt; position: absolute; text-decoration: none; white-space: pre;">a United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.66pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.06pt; position: absolute; text-decoration: none; white-space: pre;">court<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.14pt; position: absolute; text-decoration: none; white-space: pre;">can exercise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.81pt; position: absolute; text-decoration: none; white-space: pre;">primary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">supervision<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.72pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.78pt; position: absolute; text-decoration: none; white-space: pre;">trust&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.36pt; position: absolute; text-decoration: none; white-space: pre;">administration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.05999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.71pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 641.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">one or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.56pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.3pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.7pt; position: absolute; text-decoration: none; white-space: pre;">persons<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.53pt; position: absolute; text-decoration: none; white-space: pre;">authorized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">to control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.93pt; position: absolute; text-decoration: none; white-space: pre;">substantial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.25pt; position: absolute; text-decoration: none; white-space: pre;">decisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.42999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.03pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.61pt; position: absolute; text-decoration: none; white-space: pre;">trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 653.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(B) that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.06pt; position: absolute; text-decoration: none; white-space: pre;">has a valid<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">election<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.53pt; position: absolute; text-decoration: none; white-space: pre;">in effect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.52pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.12pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.43pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.06pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.84000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Treasury<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.35pt; position: absolute; text-decoration: none; white-space: pre;">Regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.62pt; position: absolute; text-decoration: none; white-space: pre;">to be treated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as a U.S. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 665.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">person.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 688.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are not a United States holder, this subsection does not apply to you and you should refer to &#8220;Non-United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 700.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States Holders&#8221; below.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-36<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.94pt; position: absolute; top: 85.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of Interest. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.84pt; position: absolute; text-decoration: none; white-space: pre;">You will be taxed on interest on your Note as ordinary income at the time you actually or <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 97.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">constructively receive the interest or when it accrues, depending on your method of accounting for tax purposes. It <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 109.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is expected, and this discussion assumes, that the Notes will be issued without original issue discount (&#8220;OID&#8221;) for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 121.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. federal income tax purposes. In general, however, if the Notes are issued with OID at or above a de minimis <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 133.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">threshold, you will be required to include OID in gross income, as ordinary income, under a &#8220;constant-yield <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 145.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">method&#8221; before the receipt of cash attributable to such income, regardless of your regular method of accounting for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 157.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. federal income tax purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 178.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Purchase, Sale and Retirement of the Notes. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.69pt; position: absolute; text-decoration: none; white-space: pre;">Your tax basis in your Note generally will be its cost. You will <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 190.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">generally recognize capital gain or loss on the sale or retirement of your Note equal to the difference between the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">amount you realize on the sale or retirement, excluding any amounts attributable to accrued but unpaid interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 214.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(which will be treated as interest payments), and your tax basis in your Note. Capital gain of a non-corporate United <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 226.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">States holder is generally taxed at preferential rates where the property is held for more than one year. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 238.91pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">deduction of capital losses is subject to limitations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 259.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 248.79pt; position: absolute; text-decoration: none; white-space: pre;">Non-United States<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 326.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 329.36pt; position: absolute; text-decoration: none; white-space: pre;">Holders<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This subsection describes the tax consequences to a non-United States holder. You are a non-United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder if you are the beneficial owner of a Note and are, for United States federal income tax purposes&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 317.41pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a non-resident<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.2pt; position: absolute; text-decoration: none; white-space: pre;">alien<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.15pt; position: absolute; text-decoration: none; white-space: pre;">individual,<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 335.91pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">a foreign<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.06pt; position: absolute; text-decoration: none; white-space: pre;">corporation,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.22pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 354.41pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">an estate<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">or trust<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.11pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.63pt; position: absolute; text-decoration: none; white-space: pre;">in either<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.23pt; position: absolute; text-decoration: none; white-space: pre;">case<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">not subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.28pt; position: absolute; text-decoration: none; white-space: pre;">to United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.01pt; position: absolute; text-decoration: none; white-space: pre;">income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.40999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">tax<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on a net<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.89pt; position: absolute; text-decoration: none; white-space: pre;">income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 366.51pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.25pt; position: absolute; text-decoration: none; white-space: pre;">on income<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.7pt; position: absolute; text-decoration: none; white-space: pre;">or gain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.73000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.28pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.70999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.26pt; position: absolute; text-decoration: none; white-space: pre;">a Note.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 390.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are a United States holder, this subsection does not apply to you.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 411.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of Interest. <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.84pt; position: absolute; text-decoration: none; white-space: pre;">Subject to the discussions bellow under &#8220;FATCA withholding&#8221; and &#8220;Backup Withholding <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 423.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Information Reporting&#8221;, interest on a Note that is not effectively connected with your conduct of a trade or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 435.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business in the United States will generally be exempt from United States federal income and withholding tax under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 447.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the &#8220;portfolio interest exemption,&#8221; provided that (i) you do not, actually or constructively, own stock possessing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 459.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">10% or more of the total voting power of our outstanding stock, (ii) you are not a controlled foreign corporation that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 471.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is related to us, actually or constructively and (iii) either (a) you provide to the applicable withholding agent an IRS <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 483.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Form W-8BEN or W-8BEN-E (or other applicable form), signed under penalties of perjury, that includes your name <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and address and that certifies your non-United States status in compliance with applicable law and regulations, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 507.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(b) a securities clearing organization, bank or other financial institution that holds customers&#8217; securities in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 519.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ordinary course of its trade or business provides a statement to the applicable withholding agent under penalties of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 531.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">perjury on which it certifies that an applicable IRS Form W-8BEN or W-8BEN-E (or other applicable form) has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 543.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">been received by it from you or a qualifying intermediary and furnishes a copy to the applicable withholding agent. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 555.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">This certification requirement may be satisfied with other documentary evidence in the case of a Note held in an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 567.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">offshore account or through certain foreign intermediaries. The applicable withholding agent for purposes of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 579.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certification requirement described above is generally the last U.S. payor (or a non-U.S. payor that is a qualified <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 591.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">intermediary or a U.S. branch of a foreign person) in the chain of payment before payment to you.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 612.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you cannot satisfy the requirements of the portfolio interest exemption described above, payments of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 624.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the Notes made to you generally will be subject to United States federal withholding tax at the rate of 30%, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 636.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">unless either (i) you provide your withholding agent with a properly executed IRS Form W-8BEN or W-8BEN-E <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 648.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">establishing an exemption from or reduction of withholding under the benefit of an applicable income tax treaty&#59; or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 660.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii) the interest is effectively connected with your conduct of a trade or business in the United States and you satisfy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 672.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the certification requirements described below.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-37<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are engaged in a trade or business in the United States and the interest on the Notes is effectively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connected with the conduct of that trade or business, you will be subject to United States federal income tax on such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">interest on a net income basis in generally the same manner as a United States holder, unless an applicable income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tax treaty provides otherwise. Unless exempt from net income tax under an applicable income tax treaty, effectively <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">connected interest income generally will not be subject to United States federal withholding tax if you satisfy certain <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certification requirements by providing the applicable withholding agent with a properly executed IRS Form <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">W-8ECI or applicable successor form. If you are a non-United States holder that is treated as a foreign corporation <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">for United States federal income tax purposes, you may be subject to a branch profits tax at a 30% rate (or lower <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable treaty rate) on your effectively connected earnings and profits, subject to adjustments.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Purchase, Sale and Retirement of the Notes<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.69pt; position: absolute; text-decoration: none; white-space: pre;">. Subject to the discussion below under &#8220;Backup Withholding and <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Information Reporting,&#8221; you generally will not be subject to United States federal income or withholding tax on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">gain realized on a sale, exchange, redemption, retirement or other taxable disposition of a Note unless&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">you are<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.96pt; position: absolute; text-decoration: none; white-space: pre;">an individual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205pt; position: absolute; text-decoration: none; white-space: pre;">who is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.93pt; position: absolute; text-decoration: none; white-space: pre;">present<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.35pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">States<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.49pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">183 days or more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 278.18pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">met&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 263.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 102.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 117.72pt; position: absolute;">the<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; 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white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of a trade<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.79999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.35pt; position: absolute; text-decoration: none; white-space: pre;">or business<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.6pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.07000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.62pt; position: absolute; text-decoration: none; white-space: pre;">United<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.36pt; position: absolute; text-decoration: none; white-space: pre;">States.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are described in the first bullet point above, you generally will be subject to United States federal income <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">tax at a flat rate of 30% (unless a lower treaty rate applies) on your gain from the disposition, which may be offset <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by certain United States-source capital losses. If you are described in the second bullet point above, you will be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 320.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subject to United States federal income tax on such gain on a net income basis in generally the same manner as a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 332.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States holder, unless an applicable income tax treaty provides otherwise. If you are a non-United States <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 344.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">holder that is treated as a foreign corporation for United States federal income tax purposes, you may also be subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 356.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to a branch profits tax at a 30% rate (or lower applicable treaty rate) on your effectively connected earnings and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">profits, subject to adjustments.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 389.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.65pt; position: absolute; text-decoration: none; white-space: pre;">FATCA<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 295.07pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 297.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Withholding<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 413.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to sections 1471 through 1474 of the Code, commonly known as the Foreign Account Tax <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 425.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Compliance Act (&#8220;FATCA&#8221;), a 30% withholding tax (&#8220;FATCA withholding&#8221;) may be imposed on certain payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 437.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to you or to certain foreign financial institutions, investment funds and other non-United States persons receiving <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 449.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payments on your behalf if you or such persons fail to comply with certain information reporting requirements. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 461.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Payments of interest that you receive in respect of the Notes could be affected by this withholding if you are subject <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 473.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the FATCA information reporting requirements and fail to comply with them or if you hold Notes through a non-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 485.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">United States person (e.g., a foreign bank or broker) that fails to comply with these requirements (even if payments <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 497.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to you would not otherwise have been subject to FATCA withholding). These requirements may be modified by the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 509.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">adoption or implementation of an intergovernmental agreement between the United States and another country or by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 521.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">future U.S. Treasury Regulations. Documentation that you provide in order to be treated as FATCA compliant may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be reported to the IRS and other tax authorities including information about a holder&#8217;s identity, its FATCA status, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and if applicable, its direct and indirect U.S. owners. You should consult your own tax advisors regarding the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relevant U.S. law and other official guidance on FATCA withholding.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 578.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 201.81pt; position: absolute; text-decoration: none; white-space: pre;">Backup<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.58pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">Withholding<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 290.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 293.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and Information<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 364.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 366.88pt; position: absolute; text-decoration: none; white-space: pre;">Reporting<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 603.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In general, if you are a United States holder, the applicable withholding agent will be required to report to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 615.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">IRS all payments of principal, premium, if any, and interest on your Note (unless you are an exempt recipient). In <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 627.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">addition, the applicable withholding agent will be required to report to the IRS any payment of proceeds from the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 639.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">disposition of a Note by you before maturity within the United States (unless you are an exempt recipient). <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 651.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, backup withholding may apply to any such payments if you fail to provide an accurate taxpayer <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 663.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">identification number, or (in the case of interest payments) you are notified by the IRS that you have failed to report <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 675.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">all interest and dividends required to be shown on your United States federal income tax returns.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-38<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">If you are a Non-United States holder, you are generally exempt from backup withholding and information <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting requirements with respect to payments of principal and interest made to you outside the United States by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">us or another non-United States payor. You are also generally exempt from backup withholding and information <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting requirements in respect of payments of principal and interest made within the United States and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">payment of the proceeds from the sale of a Note effected at a United States office of a broker, as long as either (i) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">you have furnished a valid IRS Form W-8 or other documentation upon which the payor or broker may rely to treat <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the payments as made to a non-United States person, or (ii) you otherwise establish an exemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Payment of the proceeds from the sale of a Note effected at a foreign office of a broker generally will not be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">subject to information reporting or backup withholding. However, a sale effected at a foreign office of a broker <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">could be subject to information reporting in the same manner as a sale within the United States (and in certain cases <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may be subject to backup withholding as well) if (i) the broker has certain connections to the United States, (ii) the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">proceeds or confirmation are sent to the United States or (iii) the sale has certain other specified connections with <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the United States.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">You generally may obtain a refund of any amounts withheld under the backup withholding rules that exceed <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">your income tax liability by filing a refund claim with the IRS.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-39<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_40" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 219.47pt; position: absolute; text-decoration: none; white-space: pre;">CERTAIN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.56pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 267.96pt; position: absolute; text-decoration: none; white-space: pre;">ERISA<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 298.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 300.96pt; position: absolute; text-decoration: none; white-space: pre;">CONSIDERATIONS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 104.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain considerations associated with the purchase of our Notes by employee <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 116.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benefit plans (as defined in Section 3(3) of ERISA) that are subject to Title I of the U.S. Employee Retirement <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 128.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Income Security Act of 1974, as amended (&#8220;ERISA&#8221;), plans described in Section 4975 of the Code, including <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 140.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">individual retirement accounts (each, an &#8220;IRA&#8221;) or Keogh Plans, plans subject to any other federal, state, local, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 152.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">non-U.S. or other laws or regulations that are similar to such provisions of the Code or ERISA (collectively, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 164.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Similar Laws&#8221;), and entities whose underlying assets are considered to be &#8220;plan assets&#8221; of any such plan, account <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 176.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or arrangement.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA and the Code impose certain duties on persons who are fiduciaries of a Plan subject to Title I of ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or Section 4975 of the Code (an &#8220;ERISA Plan&#8221;) and prohibit certain transactions involving the assets of an ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan and its fiduciaries or other interested parties. A fiduciary of a Plan should consider the fiduciary standards of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA or other applicable Similar Laws in the context of the Plan&#8217;s particular circumstances before authorizing an <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 245.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment in our Notes. Among other factors, the fiduciary should consider whether the investment would satisfy <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 257.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the prudence and diversification requirements of ERISA, if applicable, and any applicable Similar Laws and would <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 269.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">be consistent with the documents and instruments governing the Plan, and whether the investment would involve a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 281.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prohibited transaction under ERISA, the Code or any applicable Similar Laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Section 406 of ERISA and Section 4975 of the Code prohibit ERISA Plans, as well as IRAs or Keogh Plans <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Plans&#8221;), from engaging in certain transactions involving &#8220;plan assets&#8221; with persons who are &#8220;parties in interest&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">under ERISA or &#8220;disqualified persons&#8221; under the Code with respect to the Plan, unless an exemption is available. A <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">party in interest or disqualified person who engages in a non-exempt prohibited transaction may be subject to excise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">taxes and other penalties and liabilities under ERISA or Section 4975 of the Code for those persons, unless <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exemptive relief is available under an applicable statutory, regulatory or administrative exemption. In addition, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 374.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">fiduciary of the Plan that engaged in such non-exempt prohibited transaction may be subject to penalties under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 386.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA and the Code. Employee benefit plans that are governmental plans (as defined in Section 3(32) of ERISA), <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 398.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">certain church plans (as defined in Section 3(33) of ERISA) and non-U.S. plans (as described in Section 4(b)(4) of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">ERISA) (&#8220;Non-ERISA Arrangements&#8221;) are not subject to the requirements of Section 406 of ERISA or Section <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">4975 of the Code, but may be subject to Similar Laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The acquisition or holding of our Notes by an Plan or any entity whose underlying assets include &#8220;plan assets&#8221; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by reason of any Plan&#8217;s investment in the entity (a &#8220;Plan Asset Entity&#8221;) with respect to which we, the underwriters, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">dealers or agents or any of our or their respective affiliates is a party in interest or disqualified person may result in a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prohibited transaction under Section 406 of ERISA or Section 4975 of the Code, unless our Notes are acquired and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">held (and to the extent applicable, disposed of) pursuant to an applicable statutory, class or prohibited transaction <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 503.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">exemption. In this regard, the U.S. Department of Labor has issued prohibited transaction class exemptions, or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 515.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;PTCEs,&#8221; that may provide exemptive relief if required for direct or indirect prohibited transactions that may arise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">from the purchase or holding of our Notes. These exemptions include PTCE 84-14 (for certain transactions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined by independent qualified professional asset managers), PTCE 90-1 (for certain transactions involving <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 551.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">insurance company pooled separate accounts), PTCE 91-38 (for certain transactions involving bank collective <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 563.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment funds), PTCE 95-60 (for transactions involving certain insurance company general accounts), and PTCE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 575.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">96-23 (for transactions managed by in-house asset managers). In addition, Section 408(b)(17) of ERISA and Section <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">4975(d)(20) of the Code provide an exemption for the purchase and sale of certain securities like our Notes, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provided that neither we nor any of our affiliates (directly or indirectly) have or exercise any discretionary authority <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 611.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or control or render any investment advice with respect to the assets of the Plan involved in the transaction, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 623.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">provided further that the Plan pays no more than, and receives no less than &#8220;adequate consideration&#8221; in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 635.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with the transaction. There can be no assurance that all of the conditions of any such exemptions will be satisfied.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Because of the foregoing, our Notes should not be acquired or held by any person investing &#8220;plan assets&#8221; of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, unless such acquisition and holding will not constitute (i) a non-exempt prohibited transaction under ERISA or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Section 4975 of the Code or (ii) a similar violation of any applicable Similar Laws for which there is no applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 692.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">statutory, regulatory or administrative exemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-40<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Any purchaser, holder or subsequent transferee of our Notes or any interest therein will be deemed to have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">represented by its purchase and holding of our Notes or any interest therein that either (1) it is not a Plan, a Plan <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Asset Entity or a Non-ERISA Arrangement and is not purchasing our Notes on behalf of or with the assets of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, Plan Asset Entity or Non-ERISA Arrangement or (2) the purchase and holding of our Notes will not constitute <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or result in a non-exempt prohibited transaction under ERISA or the Code or a similar violation under any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable Similar Laws. Neither this discussion nor anything in this prospectus supplement is or is intended to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investment advice directed at any potential purchaser that is a Plan, Plan Asset Entity, or Non-ERISA Arrangement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or at such purchasers and holders generally, and such purchasers and holders should consult and rely on their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">counsel and advisors as to whether an investment in our Notes is suitable and consistent with ERISA, the Code and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any Similar Laws, as applicable.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 200.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing discussion is general in nature and is not intended to be all-inclusive. Due to the complexity of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">these rules and the penalties that may be imposed upon persons involved in non-exempt prohibited transactions, it is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">important that fiduciaries or other persons considering purchasing our Notes on behalf of or with the assets of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 236.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Plan, Plan Asset Entity or Non-ERISA Arrangement consult with their counsel regarding the potential applicability <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of ERISA and Section 4975 of the Code and the availability of exemptive relief under any of the PTCEs described <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">above, or the potential consequences of any purchase under Similar Laws, as applicable. The acquisition, holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 272.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and, to the extent relevant, disposition of our Notes by or to a Plan, Plan Asset Entity or Non-ERISA Arrangement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 284.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">is in no respect a representation by us, the underwriters, dealers or agents or any of our or their affiliates or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">representatives that such an investment meets all relevant legal requirements with respect to investments by any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 308.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such Plan, Plan Asset Entity or Non-ERISA Arrangement generally or any particular Plan, Plan Asset Entity or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 320.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Non-ERISA Arrangement or that such investment is appropriate for any such Plan, Plan Asset Entity or Non-ERISA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 332.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Arrangement generally or any particular Plan, Plan Asset Entity or Non-ERISA Arrangement.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-41<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_43" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 196.27pt; position: absolute; text-decoration: none; white-space: pre;">UNDERWRITING<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 278.46000000000004pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.86pt; position: absolute; text-decoration: none; white-space: pre;">(CONFLICTS<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 342.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 344.94pt; position: absolute; text-decoration: none; white-space: pre;">OF INTEREST)<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We are offering the Notes described in this prospectus supplement through a number of underwriters. We have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">entered into an underwriting agreement with the underwriters listed below for whom Barclays Capital Inc., <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup Global Markets Inc., Deutsche Bank Securities Inc., UBS Securities LLC and Regions Securities LLC&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are acting as representatives of the several underwriters named in Schedule I thereto. Subject to the terms and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">conditions of the underwriting agreement, we have agreed to sell to the underwriters, and each underwriter has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">severally agreed to purchase, at the public offering price less the underwriting discounts and commissions set forth <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on the cover page of this prospectus supplement, the principal amount of Notes listed next to its name below&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 176.28pt; width: 612pt;"><div style="font-size: 0pt; left: 132pt; position: absolute; top: 0pt; width: 348pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 273pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 273pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 14.62pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">Underwriters<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 23.25pt; left: 273pt; overflow: hidden; position: absolute; top: 0pt; width: 75pt;"><div><div style="line-height: 5.41pt; position: absolute; top: 3.98pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.36pt; position: absolute; text-decoration: none; white-space: pre;">Principal Amount of <font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 14.62pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 28.89pt; position: absolute; text-decoration: none; white-space: pre;">Notes<font style="display: inline-block; height: 5.41pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 23.25pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 23.25pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 7.62pt; width: 7.46pt;"></font></font><font style="left: 15.59pt; position: absolute;">200,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 37.5pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Citigroup Global Markets Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 37.5pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 12.96pt;"></font></font><font style="left: 15.59pt; position: absolute;">190,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Deutsche Bank Securities Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 51.75pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 12.96pt;"></font></font><font style="left: 15.59pt; position: absolute;">190,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 66pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 12.96pt;"></font></font><font style="left: 15.59pt; position: absolute;">190,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 80.25pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 12.96pt;"></font></font><font style="left: 15.59pt; position: absolute;">190,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Academy Securities, Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 94.5pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 18.46pt;"></font></font><font style="left: 21.09pt; position: absolute;">20,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 108.75pt; width: 273pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 273pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">MFR Securities, Inc.<font style="display: inline-block; height: 7.62pt;"></font></font></div></div></div></td><td style="background-color: #cceeff; border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 273pt; position: absolute; top: 108.75pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 7.62pt; width: 18.46pt;"></font></font><font style="left: 21.09pt; position: absolute;">20,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 123pt; width: 273pt;"><div><div style="line-height: 7.44pt; position: absolute; top: 2.94pt; width: 273pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 7.44pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 3pt double #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 14.25pt; left: 273pt; overflow: hidden; position: absolute; top: 123pt; width: 75pt;"><div><div style="line-height: 7.62pt; position: absolute; top: 2.76pt; width: 75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 7.62pt;"></font></font><font style="left: 8.129999999999999pt; position: absolute;">1,000,000,000<font style="display: inline-block; height: 7.62pt; width: 3.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 328.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriting agreement provides that the underwriters are obligated to purchase all of the Notes if any are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 340.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchased.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 361.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters propose to offer the Notes initially at the public offering price on the cover page of this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 373.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and to selling group members at that price less a selling concession of 0.300% of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 385.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">principal amount of the Notes. The underwriters and the selling group members may allow a discount of 0.250% of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 397.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the principal amount of the Notes on sales to other brokers&#47;dealers. After the initial offering of the Notes, the price <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 409.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to public and other selling terms may from time to time be varied by the underwriters. The offering of the Notes by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 421.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the underwriters is subject to receipt and acceptance and subject to the underwriters&#8217; right to reject, cancel or modify <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 433.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">any order in whole or in part.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 454.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The aggregate proceeds to us are set forth on the cover page of this prospectus supplement before deducting our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 466.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">expenses in offering the Notes. We estimate that we will spend approximately $2.7 million for expenses, excluding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 478.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the underwriting discount, allocable to the offering.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 499.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">We have agreed to indemnify the several underwriters against certain liabilities, including liabilities under the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 511.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities Act of 1933, or to contribute to payments that the underwriters may be required to make in respect <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 523.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereof.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 544.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters have informed us that they expect that delivery of the Notes will be made against payment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 556.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therefor on or about the date specified on the cover page of this prospectus supplement, which will be the third <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 568.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">business day following the date of pricing of the Notes (this settlement cycle being referred to as &#8220;T+3&#8221;). Under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 580.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Rule 15c6-1 of the Exchange Act, trades in the secondary market generally are required to settle in one business <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 592.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 604.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes on the date of this prospectus supplement or the next business day will be required, by virtue of the fact that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 616.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes initially will settle in T+3 to specify an alternate settlement cycle at the time of any such trade to prevent a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">failed settlement. Purchasers of the Notes who wish to make such trades should consult their own advisor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 649.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are new issues of securities with no established trading market. One or more underwriters have <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 661.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">indicated that they intend to make a secondary market for the Notes. However, they are not obligated to do so and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 673.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">may discontinue making a secondary market for the Notes at any time without notice. No assurance can be given as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 685.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to how liquid the trading market for the Notes will be.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-42<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In connection with the offering, the underwriters may engage in transactions that stabilize the market price of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes. Such transactions consist of bids or purchases to peg, fix or maintain the price of the Notes. If the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters create a short position in the Notes in connection with the offering, i.e., if they sell more Notes than are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">listed on the cover page of this prospectus supplement, the underwriters may reduce that short position by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasing Notes in the open market. Purchases of a security to stabilize the price or to reduce a short position may <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">cause the price of the security to be higher than it might be in the absence of these purchases.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters also may impose a penalty bid. This occurs when a particular underwriter repays to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters a portion of the underwriting discount received by it because the representatives have repurchased <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes sold by or for the account of such underwriter in stabilizing or short covering transactions.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Neither we nor the underwriters make any representation or prediction as to the direction or magnitude of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 209.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">effect that the transactions described above may have on the price of the Notes. In addition, neither we nor the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters make any representation that the underwriters will engage in these transactions or that these <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">transactions, once commenced, will not be discontinued without notice.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 254.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 263.09pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.60999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 291.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Relationships<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 276.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The underwriters and their respective affiliates are full service financial institutions engaged in various <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 288.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">activities, which may include securities trading, commercial and investment banking, financial advisory, investment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 300.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">management, investment research, principal investment, hedging, financing and brokerage activities. Certain of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 312.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">underwriters and their respective affiliates have provided, and may in the future provide, a variety of these services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 324.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to the issuer and to persons and entities with relationships with the issuer, for which they received or will receive <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 336.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">customary fees and expenses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the ordinary course of their various business activities, the underwriters and their respective affiliates, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">officers, directors and employees may purchase, sell or hold a broad array of investments and actively trade <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities, derivatives, loans, commodities, currencies, credit default swaps and other financial instruments for their <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 393.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">own account and for the accounts of their customers, and such investment and trading activities may involve or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 405.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">relate to assets, securities and&#47;or instruments of the issuer (directly, as collateral securing other obligations or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 417.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise) and&#47;or persons and entities with relationships with the issuer. If any of the underwriters or their affiliates <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 429.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have a lending relationship with us, certain of those underwriters or their affiliates routinely hedge, and certain other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 441.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of those underwriters may hedge, their credit exposure to us consistent with their customary risk management <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 453.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">policies.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 474.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Typically, these underwriters and their affiliates would hedge such exposure by entering into transactions which <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 486.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">consist of either the purchase of credit default swaps or the creation of short positions in our securities, including <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 498.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">potentially the Notes offered hereby. The underwriters and their respective affiliates may also communicate <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 510.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">independent investment recommendations, market color or trading ideas and&#47;or publish or express independent <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 522.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">research views in respect of such assets, securities or instruments and may at any time hold, or recommend.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 543.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 263.51pt; position: absolute; text-decoration: none; white-space: pre;">Conflicts<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 301.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 304.36pt; position: absolute; text-decoration: none; white-space: pre;">of Interest<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 564.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC, our subsidiary, is participating in this offering of Notes as an underwriter. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 576.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Accordingly, this offering is being conducted in compliance with the provisions of FINRA Rule 5121. Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 588.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities LLC is not permitted to sell the Notes in this offering to an account over which it exercises discretionary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 600.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">authority without the prior specific written approval of the customer to which the account relates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 621.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the future, Regions Securities LLC or our other affiliates may repurchase and resell the Notes in market-<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 633.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">making transactions, with resales being made at prices related to prevailing market prices at the time of the resale or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 645.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">at negotiated prices.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-43<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 264.77pt; position: absolute; text-decoration: none; white-space: pre;">Selling<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 293.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296.18pt; position: absolute; text-decoration: none; white-space: pre;">Restrictions<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 94.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 115.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes may be sold in Canada only to purchasers purchasing, or deemed to be purchasing, as principal that <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 127.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are accredited investors, as defined in National Instrument 45-106 Prospectus Exemptions or subsection 73.3(1) of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 139.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities Act (Ontario), and are permitted clients, as defined in National Instrument 31-103 Registration <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 151.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Requirements, Exemptions and Ongoing Registrant Obligations. Any resale of the Notes must be made in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 163.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with an exemption from, or in a transaction not subject to, the prospectus requirements of applicable <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 175.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">securities laws.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 196.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities legislation in certain provinces or territories of Canada may provide a purchaser with remedies for <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 208.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">rescission or damages if this prospectus supplement and the accompanying prospectus (including any amendment <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 220.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">thereto) contains a misrepresentation, provided that the remedies for rescission or damages are exercised by the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 232.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchaser within the time limit prescribed by the securities legislation of the purchaser&#8217;s province or territory. The <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">purchaser should refer to any applicable provisions of the securities legislation of the purchaser&#8217;s province or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">territory for particulars of these rights or consult with a legal advisor.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to section 3A.3 of National Instrument 33-105 Underwriting Conflicts (NI 33-105), the underwriters <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 289.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">are not required to comply with the disclosure requirements of NI 33-105 regarding underwriter conflicts of interest <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in connection with this offering.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 322.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Prohibition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 124.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 127.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">of Sales<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 159.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 162.49pt; position: absolute; text-decoration: none; white-space: pre;">to EEA<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 192.74pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 195.19pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 219.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 222.14pt; position: absolute; text-decoration: none; white-space: pre;">Investors<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 339.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In relation to each member state of the European Economic Area (&#8220;EEA&#8221;), no Notes have been offered, sold or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 351.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise made available or will be offered, sold or otherwise made available to any retail investor in the EEA. For <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 363.63pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the purposes of this provision&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 394.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(a)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.81pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.46pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.8pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;retail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">investor&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.55pt; position: absolute; text-decoration: none; white-space: pre;">means<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.62pt; position: absolute; text-decoration: none; white-space: pre;">a person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.75pt; position: absolute; text-decoration: none; white-space: pre;">who is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.68pt; position: absolute; text-decoration: none; white-space: pre;">one (or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">more)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.23pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">(i)<font style="display: inline-block; height: 6.93pt; width: 10.57pt;"></font></font><font style="left: 137.72pt; position: absolute;">a retail<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.75pt; position: absolute; text-decoration: none; white-space: pre;">client<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.85pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">(11)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.57pt; position: absolute; text-decoration: none; white-space: pre;">4(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.78pt; position: absolute; text-decoration: none; white-space: pre;">of Directive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.36pt; position: absolute; text-decoration: none; white-space: pre;">2014&#47;65&#47;EU (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">amended, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;MiFID<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.47pt; position: absolute; text-decoration: none; white-space: pre;">II&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.66pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.26pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 441.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.92pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">a customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.26999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.87pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.95pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.7pt; position: absolute; text-decoration: none; white-space: pre;">meaning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.65pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.23pt; position: absolute; text-decoration: none; white-space: pre;">Directive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.98pt; position: absolute; text-decoration: none; white-space: pre;">(EU) 2016&#47;97 (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 453.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">Distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; position: absolute; text-decoration: none; white-space: pre;">Directive&#8221;,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.29pt; position: absolute; text-decoration: none; white-space: pre;">where that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.72pt; position: absolute; text-decoration: none; white-space: pre;">customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.94pt; position: absolute; text-decoration: none; white-space: pre;">would not qualify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.55pt; position: absolute; text-decoration: none; white-space: pre;">as a professional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; position: absolute; text-decoration: none; white-space: pre;">client<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.51pt; position: absolute; text-decoration: none; white-space: pre;">as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 465.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(10)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.29pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.44pt; position: absolute; text-decoration: none; white-space: pre;">4(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.65pt; position: absolute; text-decoration: none; white-space: pre;">of MiFID II&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.73pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 482.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(iii)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.69pt; letter-spacing: 0.25em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.69pt; position: absolute; text-decoration: none; white-space: pre;">not a qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.99pt; position: absolute; text-decoration: none; white-space: pre;">investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.78pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.11pt; position: absolute; text-decoration: none; white-space: pre;">in Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.76pt; position: absolute; text-decoration: none; white-space: pre;">(EU) 2017&#47;1129 (the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.32000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Regulation&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 495.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.73pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.48pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.82pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;offer&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.7pt; position: absolute; text-decoration: none; white-space: pre;">includes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">communication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in any form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.26pt; position: absolute; text-decoration: none; white-space: pre;">and by any means<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of sufficient <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.54pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.13pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes to be offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">so as to enable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.36pt; position: absolute; text-decoration: none; white-space: pre;">an investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to decide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.96pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.78pt; position: absolute; text-decoration: none; white-space: pre;">or subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.16pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.91pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 568.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Consequently, no key information document required by Regulation (EU) No 1286&#47;2014 (as amended, the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 580.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;PRIIPs Regulation&#8221;) for offering or selling the Notes or otherwise making them available to retail investors in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 592.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">EEA has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 604.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">investor in the EEA may be unlawful under the PRIIPs Regulation. This prospectus supplement and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 616.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus have been prepared on the basis that any offer of the Notes in any Member State of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 628.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">EEA will be made pursuant to an exemption under the Prospectus Regulation from the requirement to publish a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus or supplement a prospectus for offers of the Notes. This prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus are not a prospectus for the purposes of the Prospectus Regulation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 673.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Prohibition<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 124.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 127.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">of Sales<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 159.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 162.49pt; position: absolute; text-decoration: none; white-space: pre;">to United Kingdom Retail<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 267.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 270.22pt; position: absolute; text-decoration: none; white-space: pre;">Investors<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In relation to the United Kingdom (&#8220;UK&#8221;), no Notes have been offered, sold or otherwise made available or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 702.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will be offered, sold or otherwise made available to any retail investor in the UK. For the purposes of this provision&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-44<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 80.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(a)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.81pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.46pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.8pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;retail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">investor&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.55pt; position: absolute; text-decoration: none; white-space: pre;">means<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.62pt; position: absolute; text-decoration: none; white-space: pre;">a person<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.75pt; position: absolute; text-decoration: none; white-space: pre;">who is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.68pt; position: absolute; text-decoration: none; white-space: pre;">one (or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">more)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.23pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">following&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 98.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 117.72pt; position: absolute;">(i)<font style="display: inline-block; height: 6.93pt; width: 10.57pt;"></font></font><font style="left: 137.72pt; position: absolute;">a retail<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.15pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.75pt; position: absolute; text-decoration: none; white-space: pre;">client<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.85pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.57pt; position: absolute; text-decoration: none; white-space: pre;">2 of Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.28pt; position: absolute; text-decoration: none; white-space: pre;">(EU) No 2017&#47;565 as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.53pt; position: absolute; text-decoration: none; white-space: pre;">part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 110.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.21pt; position: absolute; text-decoration: none; white-space: pre;">law by virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.06pt; position: absolute; text-decoration: none; white-space: pre;">European<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.9pt; position: absolute; text-decoration: none; white-space: pre;">Union (Withdrawal)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.2pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.85pt; position: absolute; text-decoration: none; white-space: pre;">Act 2018 (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.47pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;EUWA&#8221;)&#59; or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 138.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(ii)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.92pt; letter-spacing: 0.03em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">a customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.26999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.87pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.95pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.7pt; position: absolute; text-decoration: none; white-space: pre;">meaning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.65pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.23pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.99pt; position: absolute; text-decoration: none; white-space: pre;">Services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.38pt; position: absolute; text-decoration: none; white-space: pre;">and Markets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.04999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.65pt; position: absolute; text-decoration: none; white-space: pre;">Act 2000 (as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.27pt; position: absolute; text-decoration: none; white-space: pre;">amended,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 509.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.38pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 150.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;FSMA&#8221;) and any rules<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.47pt; position: absolute; text-decoration: none; white-space: pre;">or regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.47pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.78pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.53pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.76pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to implement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.19000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Insurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">Distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; position: absolute; text-decoration: none; white-space: pre;">Directive,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.86pt; position: absolute; text-decoration: none; white-space: pre;">where that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">customer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.90999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.51pt; position: absolute; text-decoration: none; white-space: pre;">would not qualify<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.12pt; position: absolute; text-decoration: none; white-space: pre;">as a professional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">client,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">as defined <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 174.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">in point<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.29pt; position: absolute; text-decoration: none; white-space: pre;">of Article<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.44pt; position: absolute; text-decoration: none; white-space: pre;">2(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.65pt; position: absolute; text-decoration: none; white-space: pre;">of Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.86pt; position: absolute; text-decoration: none; white-space: pre;">(EU) No 600&#47;2014 as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.24pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.11pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.19000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.08000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">law by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 186.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">EUWA&#59; or<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 203.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">(iii)&#160; not a qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.99pt; position: absolute; text-decoration: none; white-space: pre;">investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.78pt; position: absolute; text-decoration: none; white-space: pre;">as defined<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.11pt; position: absolute; text-decoration: none; white-space: pre;">in Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.23pt; position: absolute; text-decoration: none; white-space: pre;">Regulation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.61pt; position: absolute; text-decoration: none; white-space: pre;">as it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.52pt; position: absolute; text-decoration: none; white-space: pre;">forms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.39pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.47pt; position: absolute; text-decoration: none; white-space: pre;">of domestic<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">law by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 215.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.72pt; position: absolute; text-decoration: none; white-space: pre;">virtue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.57pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.15pt; position: absolute; text-decoration: none; white-space: pre;">EUWA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.12pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.57pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.1pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.65pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;UK<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.52pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.97pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.82pt; position: absolute; text-decoration: none; white-space: pre;">Regulation&#8221;)&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.78pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 232.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.73pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.48pt; position: absolute; text-decoration: none; white-space: pre;">expression<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.82pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;offer&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.1pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.7pt; position: absolute; text-decoration: none; white-space: pre;">includes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">communication<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in any form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.26pt; position: absolute; text-decoration: none; white-space: pre;">and by any means<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of sufficient <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 244.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.54pt; position: absolute; text-decoration: none; white-space: pre;">on the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.79pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.98000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.58000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.13pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.81pt; position: absolute; text-decoration: none; white-space: pre;">Notes to be offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.66999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.27pt; position: absolute; text-decoration: none; white-space: pre;">so as to enable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.36pt; position: absolute; text-decoration: none; white-space: pre;">an investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to decide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.96pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 256.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.78pt; position: absolute; text-decoration: none; white-space: pre;">or subscribe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.35pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.95pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.16pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.91pt; position: absolute; text-decoration: none; white-space: pre;">Notes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 278.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Consequently, no key information document required by the PRIIPs Regulation as it forms part of domestic law <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 290.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">by virtue of the EUWA (the &#8220;UK PRIIPs Regulation&#8221;) for offering or selling the Notes or otherwise making them <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 302.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">available to retail investors in the UK has been prepared and therefore offering or selling the Notes or otherwise <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 314.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">making them available to any retail investor in the UK may be unlawful under the UK PRIIPs Regulation. This <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 326.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of the Notes <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 338.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">in the UK will be made pursuant to an exemption under the UK Prospectus Regulation from the requirement to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">publish a prospectus or supplement a prospectus for offers of the Notes. This prospectus supplement and the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 362.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accompanying prospectus are not a prospectus for the purposes of the UK Prospectus Regulation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 383.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">In the UK, this prospectus supplement and the accompanying prospectus are only being distributed to, and are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 395.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">only directed at persons (a) who are &#8220;qualified investors&#8221; (as defined in the UK Prospectus Regulation), (b) who <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 407.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and Markets Act 2000 (Financial Promotion) Order 2005 (the &#8220;Order&#8221;), or (c) who are high net worth companies (or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 431.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">persons to whom it may otherwise be lawfully communicated) falling within Article 49(2)(a) to (d) of the Order (all <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 443.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">such persons together being referred to as &#8220;relevant persons&#8221;). Accordingly, such documents and&#47;or materials are <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 455.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">not being distributed to, and must not be passed on to, the general public in the UK. This prospectus supplement and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 467.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the accompanying prospectus must not be acted on or relied on in the UK by persons who are not relevant persons. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 479.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">In the UK, any investment or investment activity to which this prospectus supplement and the accompanying <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 491.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus relates is only available to, and will be engaged in with, relevant persons only.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 512.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Each underwriter has represented and agreed that&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(a)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.81pt; letter-spacing: 0.14em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.71pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.8pt; position: absolute; text-decoration: none; white-space: pre;">has only communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.29pt; position: absolute; text-decoration: none; white-space: pre;">or caused<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.85pt; position: absolute; text-decoration: none; white-space: pre;">to be communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.85pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.45pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">only communicate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.13pt; position: absolute; text-decoration: none; white-space: pre;">or cause<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">to be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">communicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.12pt; position: absolute; text-decoration: none; white-space: pre;">an invitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.93pt; position: absolute; text-decoration: none; white-space: pre;">or inducement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to engage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.07pt; position: absolute; text-decoration: none; white-space: pre;">in investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.77pt; position: absolute; text-decoration: none; white-space: pre;">activity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">(within<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.72pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.47pt; position: absolute; text-decoration: none; white-space: pre;">meaning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.23pt; position: absolute; text-decoration: none; white-space: pre;">21 of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.31pt; position: absolute; text-decoration: none; white-space: pre;">FSMA) received<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.38pt; position: absolute; text-decoration: none; white-space: pre;">in connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.03pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">issue<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or sale<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.47pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Notes which are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 511.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.52pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">subject<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.14pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.93pt; position: absolute; text-decoration: none; white-space: pre;">contemplated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.81pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.15pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.21000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.49pt; position: absolute; text-decoration: none; white-space: pre;">accompanying<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.35pt; position: absolute; text-decoration: none; white-space: pre;">prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">in circumstances<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in which Section<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.35999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">21(1)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.12pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.7pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.93pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.38pt; position: absolute; text-decoration: none; white-space: pre;">does not apply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.22pt; position: absolute; text-decoration: none; white-space: pre;">to us&#59;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 598.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">(b)&#160; <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.38pt; letter-spacing: 0.085em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.73pt; position: absolute; text-decoration: none; white-space: pre;">it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.82pt; position: absolute; text-decoration: none; white-space: pre;">has complied<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41pt; position: absolute; text-decoration: none; white-space: pre;">and will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">comply<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.94pt; position: absolute; text-decoration: none; white-space: pre;">with all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.16999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.35pt; position: absolute; text-decoration: none; white-space: pre;">provisions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.6pt; position: absolute; text-decoration: none; white-space: pre;">of the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">FSMA<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.40999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.86pt; position: absolute; text-decoration: none; white-space: pre;">with respect<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476pt; position: absolute; text-decoration: none; white-space: pre;">to anything <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 610.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.72pt; position: absolute; text-decoration: none; white-space: pre;">done by it<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.24pt; position: absolute; text-decoration: none; white-space: pre;">in relation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.61pt; position: absolute; text-decoration: none; white-space: pre;">to the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes in, from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.19pt; position: absolute; text-decoration: none; white-space: pre;">or otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">involving<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.27pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.02pt; position: absolute; text-decoration: none; white-space: pre;">UK.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 625.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 644.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes have not been and will not be registered under the Financial Instruments and Exchange Act of Japan <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 656.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">(Act No. 25 of 1948 as amended, the &#8220;FIEA&#8221;). Each underwriter has represented and agreed that it has not offered <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 668.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">or sold, and will not offer or sell, any Notes, directly or indirectly, in Japan or to, or for the benefit of, any resident <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">of Japan (as defined under Item 5, Paragraph 1, Article 6 of the Foreign Exchange and Foreign Trade Act (Act No. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 692.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">228 of 1949, as amended)), or to others for re-offering or resale, directly or indirectly, in Japan or to, or for the <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-45<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">benefit of, a resident of Japan, except in each case pursuant to an exemption from the registration requirements of, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">and otherwise in compliance with, the FIEA and any other applicable laws, regulations and ministerial guidelines of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Japan.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes (i) have not been offered or sold and will not be offered or sold in Hong Kong, by means of any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 147.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">document, other than (a) to &#8220;professional investors&#8221; as defined in the Securities and Futures Ordinance (Cap. 571 of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 159.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the laws of Hong Kong) (the &#8220;SFO&#8221;) and any rules made thereunder&#59; or (b) in other circumstances which do not <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">result in the document being a &#8220;prospectus&#8221; as defined in the Companies (Winding Up and Miscellaneous <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Provisions) Ordinance (Cap. 32 of the Laws of Hong Kong) (the &#8220;CO&#8221;) or which do not constitute an offer to the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 195.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">public within the meaning of the CO&#59; and (ii) has not issued or had in its possession for the purposes of issue, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 207.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">will not issue or have in its possession for the purposes of issue, whether in Hong Kong or elsewhere, any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">advertisement, invitation or document relating to the Notes, which is directed at, or the contents of which are likely <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 231.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to be accessed or read by, the public of Hong Kong (except if permitted to do so under the securities laws of Hong <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 243.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Kong) other than with respect to the Notes which are or are intended to be disposed of only to persons outside Hong <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Kong or only to &#8220;professional investors&#8221; as defined in the SFO and any rules made thereunder.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 276.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 297.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus supplement and the accompanying prospectus have not been registered as a prospectus with the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 309.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Monetary Authority of Singapore. Accordingly, this prospectus and any other document or material in connection <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 321.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">with the offer or sale, or invitation for subscription or purchase, of the Notes may not be circulated or distributed, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 333.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">nor may the Notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 345.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">directly or indirectly, to persons in Singapore other than (i) to an institutional investor (as defined in Section 4A of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 357.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the Securities and Futures Act 2001 of Singapore, as modified or amended from time to time (the &#8220;SFA&#8221;)) pursuant <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 369.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">to Section 274 of the SFA, (ii) to an accredited investor (as defined in Section 4A of the SFA) pursuant to and in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 381.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">accordance with the conditions specified in Section 275 of the SFA.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 402.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">Singapore SFA Product Classification &#8211; Solely for the purposes of its obligations pursuant to sections 309B of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 414.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">the SFA and the Securities and Futures (Capital Markets Products) Regulations 2018 (&#8220;CMP&#8221;), the Issuer has <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 426.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">determined, and hereby notifies all relevant persons (as defined in Section 309A(1) of the SFA), that the senior <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 438.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">notes are &#8220;prescribed capital markets products&#8221; (as defined in the CMP) and Excluded Investment Products (as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 450.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">defined in MAS Notice SFA 04-N12&#58; Notice on the Sale of Investment Products and MAS Notice FAA-N16&#58; Notice <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 462.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">on Recommendations on Investment Products).<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 483.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: bold; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Switzerland<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 502.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus supplement is not intended to constitute an offer or solicitation to purchase or invest in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 514.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Notes. The Notes may not be publicly offered, directly or indirectly, in Switzerland within the meaning of the Swiss <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 526.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Services Act (&#8220;FinSA&#8221;) and no application has or will be made to admit the Notes to trading on any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 538.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">trading venue (exchange or multilateral trading facility) in Switzerland. Neither this prospectus supplement nor any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 550.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">other offering or marketing material relating to the Notes constitutes a prospectus pursuant to the FinSA, and neither <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 562.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus supplement nor any other offering or marketing material relating to the Notes may be publicly <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 574.03pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">distributed or otherwise made publicly available in Switzerland.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 395pt;"><div style="line-height: 6.93pt; position: absolute; top: 20.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.22pt; position: absolute; text-decoration: none; white-space: pre;">S-46<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_46" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 242.89pt; position: absolute; text-decoration: none; white-space: pre;">VALIDITY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 292.87pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 295.27pt; position: absolute; text-decoration: none; white-space: pre;">OF THE NOTES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The validity of the Notes offered hereby will be passed upon for Regions by Sullivan &#38; Cromwell LLP, New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">York, New York, and certain legal matters will be passed upon on behalf of Regions by Andrew S. Nix, Regions&#8217; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Executive Vice President, Assistant Corporate Secretary, Chief Governance Officer and Deputy General Counsel. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">The validity of the Notes offered hereby will be passed upon for the underwriters by Cleary Gottlieb Steen &#38; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 140.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Hamilton LLP, New York, New York. Sullivan &#38; Cromwell LLP has performed, and may in the future perform, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">legal services for Regions and its affiliates.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_49" style="position: absolute; top: 183.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 196.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.96pt; position: absolute; text-decoration: none; white-space: pre;">EXPERTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 217.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.72pt; position: absolute; text-decoration: none; white-space: pre;">The consolidated financial statements of Regions Financial Corporation appearing in Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 229.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s Annual Report (Form 10-K) for the year ended December 31, 2023, and the effectiveness of Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 241.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation&#8217;s internal control over financial reporting as of December 31, 2023, have been audited by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 253.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">Ernst &#38; Young LLP, independent registered public accounting firm, as set forth in their reports thereon, included <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">therein, and incorporated herein by reference. Such consolidated financial statements are incorporated herein by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72.72pt; position: absolute; text-decoration: none; white-space: pre;">reference in reliance upon such reports given on the authority of such firm as experts in accounting and auditing.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_52" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 88.23pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 12.19pt; position: absolute; top: 96.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 18pt; font-style: normal; font-weight: bold; left: 140.56pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 12.19pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 120.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 246.63pt; position: absolute; text-decoration: none; white-space: pre;">Senior<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 281.33pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 284.5pt; position: absolute; text-decoration: none; white-space: pre;">Debt<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 310.17pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 313.34pt; position: absolute; text-decoration: none; white-space: pre;">Securities <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 132.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 227.53pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 300.44pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 303.61pt; position: absolute; text-decoration: none; white-space: pre;">Debt<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 329.28pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 332.45pt; position: absolute; text-decoration: none; white-space: pre;">Securities <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 145.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 263.52pt; position: absolute; text-decoration: none; white-space: pre;">Preferred Stock<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 157.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 257.22pt; position: absolute; text-decoration: none; white-space: pre;">Depositary<font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 315.51000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.46pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 318.68pt; position: absolute; text-decoration: none; white-space: pre;">Shares <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 170.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 264.87pt; position: absolute; text-decoration: none; white-space: pre;">Common Stock <font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 182.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 279.97pt; position: absolute; text-decoration: none; white-space: pre;">Warrants<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 195.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 236.96pt; position: absolute; text-decoration: none; white-space: pre;">Stock Purchase Contracts<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="line-height: 8.46pt; position: absolute; top: 207.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12.5pt; font-style: normal; font-weight: bold; left: 291.77pt; position: absolute; text-decoration: none; white-space: pre;">Units<font style="display: inline-block; height: 8.46pt;"></font></font></div><div style="position: absolute; top: 220.28pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.58pt; position: absolute; top: 230.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The securities listed above may be offered<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 258.41999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 260.75pt; position: absolute; text-decoration: none; white-space: pre;">by us and&#47;or may be offered<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 367.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 369.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and sold,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 404.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 406.5pt; position: absolute; text-decoration: none; white-space: pre;">from time to time,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 475.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 477.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by one or <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 241.62pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">more selling security holders to be identified in the future. We will provide the specific terms of these securities in <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 253.21pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">supplements<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 126.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 128.57pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 135.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 138.36pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 152.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 154.47pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 197.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 199.84pt; position: absolute; text-decoration: none; white-space: pre;">You<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 216.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 218.60999999999999pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 243.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 246.34pt; position: absolute; text-decoration: none; white-space: pre;">read this<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 278.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 281.15pt; position: absolute; text-decoration: none; white-space: pre;">prospectus and<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 337.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 340.23pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 351.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 354.23pt; position: absolute; text-decoration: none; white-space: pre;">applicable prospectus supplement<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 482.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 484.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">carefully <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 264.8pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">before<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 102.96pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 105.28999999999999pt; position: absolute; text-decoration: none; white-space: pre;">you invest in the securities described<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 245.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 247.52pt; position: absolute; text-decoration: none; white-space: pre;">in the applicable prospectus supplement. Our common stock, depositary <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 276.39pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">shares representing a 1&#47;40th interest in a share of our 6.375% Non-Cumulative Perpetual Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 452.9pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 455.23pt; position: absolute; text-decoration: none; white-space: pre;">Stock,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 479.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 481.63pt; position: absolute; text-decoration: none; white-space: pre;">Series B, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 287.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">depositary shares representing a 1&#47;40<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 219.43pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 224.09pt; letter-spacing: 0.166em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 226.58pt; position: absolute; text-decoration: none; white-space: pre;">interest in a share of our 5.700% Non-Cumulative Perpetual Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 492.20000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 494.53pt; position: absolute; text-decoration: none; white-space: pre;">Stock, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 299.57pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Series C and depositary shares representing a 1&#47;40<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 269.76pt; position: absolute; text-decoration: none; white-space: pre;">th<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 6pt; font-style: normal; font-weight: normal; left: 274.41999999999996pt; letter-spacing: 0.166em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 276.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">interest in a share of our 4.45% Non-Cumulative Perpetual <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 311.16pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Preferred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 114.02pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 116.35pt; position: absolute; text-decoration: none; white-space: pre;">Stock,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 140.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 142.75pt; position: absolute; text-decoration: none; white-space: pre;">Series E, are listed on The New York Stock Exchange and trade under the ticker symbols<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 481.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 484.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;RF&#8221;, <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 322.75pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;RFPrB&#8221;,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 115.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 118.3pt; position: absolute; text-decoration: none; white-space: pre;">RFPrC<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 144.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 147.09pt; position: absolute; text-decoration: none; white-space: pre;">and &#8220;RFPrE&#8221;,<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 199.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 202.22pt; position: absolute; text-decoration: none; white-space: pre;">respectively.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 337.54pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">We may offer and sell these securities to or through one or more underwriters, dealers and agents, directly to <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 349.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">purchasers<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 119.3pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 121.63pt; position: absolute; text-decoration: none; white-space: pre;">or through a combination of these methods, on a continuous or delayed basis from time to time. Regions <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 360.72pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Securities LLC (&#8220;Regions Securities&#8221;) is a member of the Financial Industry Regulatory Authority, Inc. (&#8220;FINRA&#8221;) and <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 372.31pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">may participate in distributions of the securities referred<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 291.82pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 294.1pt; position: absolute; text-decoration: none; white-space: pre;">to above. Accordingly, because<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 413.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 415.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities has a <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 383.9pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">conflict of interest pursuant to FINRA Rule 5121, such participation in the offerings of such securities will conform<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 395.49pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">with the requirements addressing conflicts of interest when distributing<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 349.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 351.47pt; position: absolute; text-decoration: none; white-space: pre;">the securities of an affiliate set forth in FINRA <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 407.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Rule<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 96.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 99.05pt; position: absolute; text-decoration: none; white-space: pre;">5121.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 421.87pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">This prospectus may not be used to sell securities unless accompanied<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 363.84000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 366.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">by the applicable prospectus supplement. <font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 433.27pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">Unless the context requires otherwise, references<font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 283.71000000000004pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.58pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 285.99pt; position: absolute; text-decoration: none; white-space: pre;">to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our,&#8221; &#8220;Regions&#8221; or similar terms are to Regions<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="line-height: 6.58pt; position: absolute; top: 444.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: normal; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Corporation and its subsidiaries.<font style="display: inline-block; height: 6.58pt;"></font></font></div><div style="position: absolute; top: 456.07pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 7.78pt; position: absolute; top: 467.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 98.72pt; position: absolute; text-decoration: none; white-space: pre;">Investing in the securities involves certain risks. See &#8220;Risk Factors&#8221; beginning on page 2 <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 478.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 88.28999999999999pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 91.2pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 109.07pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 111.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 164.95999999999998pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 167.87pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 186.4pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 189.31pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 237.19pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 240.1pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 249.68pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 252.59pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 269.83000000000004pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 272.74pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 306.6pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 309.51pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 340.77pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 343.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 355.82000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 358.73pt; position: absolute; text-decoration: none; white-space: pre;">Form<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 386.16999999999996pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 389.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">10-K<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 413.34000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 416.25pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 430.91999999999996pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 433.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 449.14pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 452.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 473.75pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 476.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">ended <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 490.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2021, which is incorporated herein by reference, as well as any risk factors <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 501.67pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 120.86pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 123.77pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 136.22pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 139.13pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 149.98000000000002pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 152.89pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 216.72pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 219.63pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 231.77pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 234.68pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 280.59000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 283.5pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 305.52pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 308.43pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 323.74pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 326.65pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 377.09000000000003pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 380pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 432.98pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 435.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 495.57000000000005pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 498.48pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 508.04999999999995pt; letter-spacing: 0.004em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.78pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 510.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">read <font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="line-height: 7.78pt; position: absolute; top: 513.17pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 11.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">about factors you should consider before buying any securities issued by us.<font style="display: inline-block; height: 7.78pt;"></font></font></div><div style="position: absolute; top: 524.67pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.43pt; position: absolute; top: 534.47pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 117.75999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 120.17pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 177.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 180.09pt; position: absolute; text-decoration: none; white-space: pre;">WILL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 205.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 208.35pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 221.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 223.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">EQUITY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 260.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 263.28pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 323.2pt; position: absolute; text-decoration: none; white-space: pre;">IN OR UNSECURED OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 481.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 484.12pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 497.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 499.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">THE <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 546.06pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY AND WILL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 179.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 181.88pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 202.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 204.86pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 217.52pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 219.93pt; position: absolute; text-decoration: none; white-space: pre;">SAVINGS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 262.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 264.55pt; position: absolute; text-decoration: none; white-space: pre;">ACCOUNTS,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 322.62pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 369.57000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 372.03pt; position: absolute; text-decoration: none; white-space: pre;">OR OTHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 422.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 425.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 492.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 495.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 508.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 510.89pt; position: absolute; text-decoration: none; white-space: pre;">ANY <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 557.65pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">BANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 106.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 108.56pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 122.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 125.21000000000001pt; position: absolute; text-decoration: none; white-space: pre;">NONBANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 173.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 176.15pt; position: absolute; text-decoration: none; white-space: pre;">SUBSIDIARY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 234.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 237.13pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 250.31pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 252.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 272.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 275.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY AND<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 347.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 350.11pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 370.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 372.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 393.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 395.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">INSURED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 438.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 440.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 453.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 456.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 476.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 478.75pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 569.24pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 120.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 122.8pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE CORPORATION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 258.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 278.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 281.12pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 322.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 325.2pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE FUND OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 427.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 429.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ANY OTHER <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 580.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENTAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">AGENCY.<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 210.4pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 230.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 232.85pt; position: absolute; text-decoration: none; white-space: pre;">DEBT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 258.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 261.11pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 318.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 321.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 341.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 343.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 364.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 366.52pt; position: absolute; text-decoration: none; white-space: pre;">BANK<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 393.95000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 396.36pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 443.30999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 445.77pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 466.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 468.76pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 488.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 491.22pt; position: absolute; text-decoration: none; white-space: pre;">NOT <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 592.42pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">INSURED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 121.46000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 123.87pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 137.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 139.47pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 159.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 209.7pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 251.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.78pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 310.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 312.65pt; position: absolute; text-decoration: none; white-space: pre;">CORPORATION<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 384.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 387.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 401.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 403.97pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 424.54999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 426.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OTHER <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 604.01pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENTAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">AGENCY,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 207.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 210.4pt; position: absolute; text-decoration: none; white-space: pre;">NOR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 231.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 233.91pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.37pt; position: absolute; text-decoration: none; white-space: pre;">THEY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 283.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 285.68pt; position: absolute; text-decoration: none; white-space: pre;">OBLIGATIONS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 353.19000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 355.65pt; position: absolute; text-decoration: none; white-space: pre;">OF,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 371.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 373.61pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 387.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 390.26pt; position: absolute; text-decoration: none; white-space: pre;">GUARANTEED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 457.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 460.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BY,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 475.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 478.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 485.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 487.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">BANK.<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 618.8pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">NEITHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 141.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 143.91pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 163.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 166.36pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 223.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 226.28pt; position: absolute; text-decoration: none; white-space: pre;">AND EXCHANGE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 304.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 306.5pt; position: absolute; text-decoration: none; white-space: pre;">COMMISSION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 373.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 375.62pt; position: absolute; text-decoration: none; white-space: pre;">ANY STATE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 429.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 432.11pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 630.39pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">COMMISSION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 145.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 147.84pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 167.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 170.29pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 215.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 218.07pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSIT<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 259.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 262.15pt; position: absolute; text-decoration: none; white-space: pre;">INSURANCE CORPORATION,<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 395.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 398.02pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 418.05999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 420.47pt; position: absolute; text-decoration: none; white-space: pre;">BOARD<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 454.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 457.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 470.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 472.76pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNORS <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 641.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 91.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 94.31pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 114.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 116.75999999999999pt; position: absolute; text-decoration: none; white-space: pre;">FEDERAL<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 164.54pt; position: absolute; text-decoration: none; white-space: pre;">RESERVE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 209.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 211.8pt; position: absolute; text-decoration: none; white-space: pre;">SYSTEM<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 250.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 253.25pt; position: absolute; text-decoration: none; white-space: pre;">NOR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 274.35pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 276.76pt; position: absolute; text-decoration: none; white-space: pre;">ANY OTHER<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 333.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 336.4pt; position: absolute; text-decoration: none; white-space: pre;">REGULATORY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 404.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 406.86pt; position: absolute; text-decoration: none; white-space: pre;">BODY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 434.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 436.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">HAS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 456.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 458.63pt; position: absolute; text-decoration: none; white-space: pre;">APPROVED OR <font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 653.57pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">DISAPPROVED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 147.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 149.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 162.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 165.3pt; position: absolute; text-decoration: none; white-space: pre;">THESE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 196.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 199.41pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 256.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 259.38pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 273.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 276.03pt; position: absolute; text-decoration: none; white-space: pre;">PASSED<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 312.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 314.85pt; position: absolute; text-decoration: none; white-space: pre;">UPON<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 341.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 344.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 364.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 366.61pt; position: absolute; text-decoration: none; white-space: pre;">ADEQUACY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 421.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 423.89pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 438.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 440.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ACCURACY<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 495.41999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 497.75pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="line-height: 6.43pt; position: absolute; top: 665.16pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 78.72pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 101.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 103.81pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS.<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 168.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 171.37pt; position: absolute; text-decoration: none; white-space: pre;">ANY REPRESENTATION<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 282.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 284.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 298.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 300.95pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 320.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 323.4pt; position: absolute; text-decoration: none; white-space: pre;">CONTRARY IS<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 389.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 392.02pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 398.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.43pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 9.5pt; font-style: normal; font-weight: bold; left: 401.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">CRIMINAL OFFENSE.<font style="display: inline-block; height: 6.43pt;"></font></font></div><div style="position: absolute; top: 675.81pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 685.51pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.17pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.46999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.02pt; position: absolute; text-decoration: none; white-space: pre;">dated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.2pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.83pt; position: absolute; text-decoration: none; white-space: pre;">24, 2022<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 697.51pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 719.28pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_55" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 252.2pt; position: absolute; text-decoration: none; white-space: pre;">TABLE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 286.06pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 288.46pt; position: absolute; text-decoration: none; white-space: pre;">OF CONTENTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 5.41pt; position: absolute; top: 93.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 518.85pt; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.41pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_58">About This Prospectus</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.67000000000002pt; letter-spacing: 0.09em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 178.07pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.3pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61">Where</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.74000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.29pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61">You Can Find</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.48000000000002pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61">More</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.68pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_61">Information </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.91pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 248.16pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.21pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 129.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64">Incorporation</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.51pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.16pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64">of Certain</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.93pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64">Information</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.66pt; letter-spacing: 0.015em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.31pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_64">by Reference</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.28pt; letter-spacing: 0.12em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 287.98pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.39pt;"></font></font><font style="left: 525.87pt; position: absolute;">1<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 141.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_67">The Company</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.01pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 143.11pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.26pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 154.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_70">Risk Factors</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.85pt; letter-spacing: 0.17500000000000002em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 138.1pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.27pt;"></font></font><font style="left: 525.87pt; position: absolute;">2<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 166.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_73">Use of Proceeds</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.56pt; letter-spacing: 0.2em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 153.06pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.31pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.13pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">Validity</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.4pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">of</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.28pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">the</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.48000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76"> </a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.03pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_76">Securities</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.91000000000003pt; letter-spacing: 0.165em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 188.06pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.31pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.63pt; width: 612pt;"><font style="color: #0000ff; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 81.12pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#id225e80f24e446c0bd048fab71cbec05_79">Experts</a><font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.14000000000001pt; letter-spacing: 0.145em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 118.09pt; position: absolute;">. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 6.93pt; width: 15.28pt;"></font></font><font style="left: 525.87pt; position: absolute;">3<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="position: absolute; top: 212.93pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.93pt; position: absolute; top: 230.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">WE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.25pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.7pt; position: absolute; text-decoration: none; white-space: pre;">ARE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.68pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.13pt; position: absolute; text-decoration: none; white-space: pre;">RESPONSIBLE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.2pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.6pt; position: absolute; text-decoration: none; white-space: pre;">FOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.04pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.49pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.91pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.33000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.78pt; position: absolute; text-decoration: none; white-space: pre;">CONTAINED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.07000000000005pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.47pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.13pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.75pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.1pt; position: absolute; text-decoration: none; white-space: pre;">BY <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 243.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">REFERENCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.88pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.23pt; position: absolute; text-decoration: none; white-space: pre;">IN THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.94pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.14pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.49pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.15pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.6pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.26pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">ACCOMPANYING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.35pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.9pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.25pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.61pt; position: absolute; text-decoration: none; white-space: pre;">AND <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 255.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">IN ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.43pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.88pt; position: absolute; text-decoration: none; white-space: pre;">FREE WRITING PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.79pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.14pt; position: absolute; text-decoration: none; white-space: pre;">THAT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.78pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.23pt; position: absolute; text-decoration: none; white-space: pre;">WE PREPARE.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.62pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.02pt; position: absolute; text-decoration: none; white-space: pre;">WE HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.80999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.26pt; position: absolute; text-decoration: none; white-space: pre;">NOT AUTHORIZED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.69000000000005pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ANYONE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 267.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 91.03999999999999pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.49pt; position: absolute; text-decoration: none; white-space: pre;">GIVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.81pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.47pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.57999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.03pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.78pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.25pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.7pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.81pt; position: absolute; text-decoration: none; white-space: pre;">WE TAKE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">NO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.37pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">RESPONSIBILITY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.77pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.22pt; position: absolute; text-decoration: none; white-space: pre;">FOR,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.61pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.27pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.72pt; position: absolute; text-decoration: none; white-space: pre;">CAN <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 279.33pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">PROVIDE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.03pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">NO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.92000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.37pt; position: absolute; text-decoration: none; white-space: pre;">ASSURANCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.79pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.14pt; position: absolute; text-decoration: none; white-space: pre;">AS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.92pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.37pt; position: absolute; text-decoration: none; white-space: pre;">TO<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.69pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.14pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.56pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.01pt; position: absolute; text-decoration: none; white-space: pre;">RELIABILITY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.61pt; position: absolute; text-decoration: none; white-space: pre;">OF,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.89pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.75pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.16999999999996pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THAT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 291.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">OTHERS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.58pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.76pt; position: absolute; text-decoration: none; white-space: pre;">GIVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.63pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">YOU.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.69pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.9pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.35pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.05pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.4pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.06pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 313.51pt; position: absolute; text-decoration: none; white-space: pre;">ACCOMPANYING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.15pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.5pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.70000000000005pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.04999999999995pt; position: absolute; text-decoration: none; white-space: pre;">SUPPLEMENT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 303.53pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.38pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.83pt; position: absolute; text-decoration: none; white-space: pre;">ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.49000000000001pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.94pt; position: absolute; text-decoration: none; white-space: pre;">SUCH<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.05pt; position: absolute; text-decoration: none; white-space: pre;">FREE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.47pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">WRITING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.21pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.66pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.86pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.53999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.99pt; position: absolute; text-decoration: none; white-space: pre;">BE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.75pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.2pt; position: absolute; text-decoration: none; white-space: pre;">USED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 359.29999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 361.75pt; position: absolute; text-decoration: none; white-space: pre;">ONLY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">FOR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.4pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.85pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.27pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.72pt; position: absolute; text-decoration: none; white-space: pre;">PURPOSES<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.15999999999997pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.61pt; position: absolute; text-decoration: none; white-space: pre;">FOR <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 315.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">WHICH<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.03pt; position: absolute; text-decoration: none; white-space: pre;">THEY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.67000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.12pt; position: absolute; text-decoration: none; white-space: pre;">HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">BEEN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.41pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.86pt; position: absolute; text-decoration: none; white-space: pre;">PREPARED.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.44pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.5pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.95pt; position: absolute; text-decoration: none; white-space: pre;">SHOULD<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.49pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.94pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">ASSUME<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.48pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">THAT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.57000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.02pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.44000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.89pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 327.73pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">CONTAINED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.01pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.41pt; position: absolute; text-decoration: none; white-space: pre;">OR INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.96pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.31pt; position: absolute; text-decoration: none; white-space: pre;">BY REFERENCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.85pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.2pt; position: absolute; text-decoration: none; white-space: pre;">IN THIS PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.15999999999997pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.51pt; position: absolute; text-decoration: none; white-space: pre;">IS ACCURATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.74pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">AS OF ANY <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 339.83pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.36pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.81pt; position: absolute; text-decoration: none; white-space: pre;">OTHER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.11pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.56pt; position: absolute; text-decoration: none; white-space: pre;">THAN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.32pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.64pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.28pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.73pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.96pt; position: absolute; text-decoration: none; white-space: pre;">THIS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.16999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.62pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTUS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.82pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.04999999999995pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.5pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.91999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.37pt; position: absolute; text-decoration: none; white-space: pre;">DATE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.01pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.11pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">RELEVANT <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 351.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.89pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.24pt; position: absolute; text-decoration: none; white-space: pre;">DOCUMENT,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.37pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.77pt; position: absolute; text-decoration: none; white-space: pre;">AS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.55pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234pt; position: absolute; text-decoration: none; white-space: pre;">APPLICABLE.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.01pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.83000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.28pt; position: absolute; text-decoration: none; white-space: pre;">FINANCIAL<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.14pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">CONDITION,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.55999999999995pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">RESULTS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.26pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">OF <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">OPERATIONS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.91pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.31pt; position: absolute; text-decoration: none; white-space: pre;">OR<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.19pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.64pt; position: absolute; text-decoration: none; white-space: pre;">BUSINESS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.85pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.3pt; position: absolute; text-decoration: none; white-space: pre;">PROSPECTS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.28pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.46000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.33000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.78pt; position: absolute; text-decoration: none; white-space: pre;">COMPANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.77pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">MAY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.5pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">HAVE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.71000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">CHANGED<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.02pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.37pt; position: absolute; text-decoration: none; white-space: pre;">SINCE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.24pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.69000000000005pt; position: absolute; text-decoration: none; white-space: pre;">THOSE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.13pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">DATES.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.87pt; position: absolute; text-decoration: none; white-space: pre;">WE ARE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.87pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.32pt; position: absolute; text-decoration: none; white-space: pre;">MAKING<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.87pt; position: absolute; text-decoration: none; white-space: pre;">AN<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.76pt; position: absolute; text-decoration: none; white-space: pre;">OFFER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.86pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.31pt; position: absolute; text-decoration: none; white-space: pre;">OF<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.09000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">THESE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.62pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.07pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.69000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.14pt; position: absolute; text-decoration: none; white-space: pre;">IN ANY<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.85pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">JURISDICTION<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.03999999999996pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.49pt; position: absolute; text-decoration: none; white-space: pre;">WHERE <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">THE<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.14pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.59pt; position: absolute; text-decoration: none; white-space: pre;">OFFER<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.69pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.14pt; position: absolute; text-decoration: none; white-space: pre;">IS<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.03pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">NOT<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.01999999999998pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.47pt; position: absolute; text-decoration: none; white-space: pre;">PERMITTED.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 410.33pt; width: 612pt;"><div style="font-size: 0pt; left: 256.12pt; position: absolute; top: 0pt; width: 99.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 99.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div id="id225e80f24e446c0bd048fab71cbec05_58" style="position: absolute; top: 71.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.78pt; position: absolute; text-decoration: none; white-space: pre;">ABOUT<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 276.31pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 278.76pt; position: absolute; text-decoration: none; white-space: pre;">THIS PROSPECTUS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.03pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.37pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.66pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.54pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.52pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.24pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.4pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.15pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.53pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.13pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.55999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.11pt; position: absolute; text-decoration: none; white-space: pre;">Exchange <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Commission<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.84pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;SEC&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;">using<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.44pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;shelf&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.3pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.78999999999996pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.44pt; position: absolute; text-decoration: none; white-space: pre;">process.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.90999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.99pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.97pt; position: absolute; text-decoration: none; white-space: pre;">shelf<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.42999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">statement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 470.44000000000005pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.64pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.39pt; position: absolute; text-decoration: none; white-space: pre;">offer <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.7pt; position: absolute; text-decoration: none; white-space: pre;">sell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.11pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.09pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.38pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.7pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.99pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.97pt; position: absolute; text-decoration: none; white-space: pre;">combination<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.51pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.39pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.14pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.85pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.5pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.38pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.41999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.02pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">one<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.32000000000005pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.28pt; position: absolute; text-decoration: none; white-space: pre;">offerings. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.8pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.55pt; position: absolute; text-decoration: none; white-space: pre;">securities,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.41pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.01999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.62pt; position: absolute; text-decoration: none; white-space: pre;">stock,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.76pt; position: absolute; text-decoration: none; white-space: pre;">warrants,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.85pt; position: absolute; text-decoration: none; white-space: pre;">purchase<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">contracts<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.96000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.55999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">units<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.52pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.27pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.25pt; position: absolute; text-decoration: none; white-space: pre;">convertible<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.17999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.78pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.87pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 144.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">exercisable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.22999999999999pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.11pt; position: absolute; text-decoration: none; white-space: pre;">exchangeable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.45999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.06pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.27pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.79pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.67pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.88pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.52pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.4pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.48pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.19000000000005pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.82000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.37pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.80999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.36pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.69000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.24pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.44000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.99pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.32000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.87pt; position: absolute; text-decoration: none; white-space: pre;">equity <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 156.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">issued<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.61pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.16pt; position: absolute; text-decoration: none; white-space: pre;">one<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.59pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.14pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">more<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.1pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.18pt; position: absolute; text-decoration: none; white-space: pre;">entities.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.11pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.76pt; position: absolute; text-decoration: none; white-space: pre;">provides<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.17999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.73pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.28pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.03999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.96000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.51pt; position: absolute; text-decoration: none; white-space: pre;">description<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.5pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.38pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 168.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">we or any selling<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.22pt; position: absolute; text-decoration: none; white-space: pre;">security<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.44pt; position: absolute; text-decoration: none; white-space: pre;">holders to be named in a prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.23pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.89pt; position: absolute; text-decoration: none; white-space: pre;">may offer.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 192.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">Each<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.23pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.72pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.69pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">sell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">securities,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.29pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.94pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.14pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.22pt; position: absolute; text-decoration: none; white-space: pre;">provide<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.3pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.28pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.62pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.28pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.79999999999995pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.88pt; position: absolute; text-decoration: none; white-space: pre;">contain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">specific <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 204.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53999999999999pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.29pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.04pt; position: absolute; text-decoration: none; white-space: pre;">terms<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.78pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.66pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.18pt; position: absolute; text-decoration: none; white-space: pre;">offering.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.47pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.55pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.28999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.95000000000005pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 386.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.29999999999995pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">add,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.6pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.92999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 467.48pt; position: absolute; text-decoration: none; white-space: pre;">change <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 216.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53999999999999pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.24pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.22pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.01pt; position: absolute; text-decoration: none; white-space: pre;">You should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.94pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.68pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.95000000000005pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.92999999999995pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.71000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.30999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 228.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.78pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.38pt; position: absolute; text-decoration: none; white-space: pre;">together<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.11pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.60999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.21pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.03pt; position: absolute; text-decoration: none; white-space: pre;">described<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">under the heading &#8220;Where You Can Find More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 240.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.03pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.44pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.19pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">prepare<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.33pt; position: absolute; text-decoration: none; white-space: pre;">free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.4pt; position: absolute; text-decoration: none; white-space: pre;">writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.81pt; position: absolute; text-decoration: none; white-space: pre;">prospectuses<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">describe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.77pt; position: absolute; text-decoration: none; white-space: pre;">particular<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">securities.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.89pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">Any free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">writing <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 252.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.46000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.91pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.89pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.63pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.95pt; position: absolute; text-decoration: none; white-space: pre;">connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.64pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.62pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.94000000000005pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.25pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.67999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.23pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.57000000000005pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.63pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.23pt; position: absolute; text-decoration: none; white-space: pre;">referred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 524.44pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">therein.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.55pt; position: absolute; text-decoration: none; white-space: pre;">For<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.41pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 175.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.94pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.78pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.76pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.5pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.82pt; position: absolute; text-decoration: none; white-space: pre;">an<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.8pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.16999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.77pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.83000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.42999999999995pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.17999999999995pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 514.67pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.27pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 525.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 527.59pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">free<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 95.78999999999999pt; position: absolute; text-decoration: none; white-space: pre;">writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.19999999999999pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.99pt; position: absolute; text-decoration: none; white-space: pre;">unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.27pt; position: absolute; text-decoration: none; white-space: pre;">context<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249.22pt; position: absolute; text-decoration: none; white-space: pre;">otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.61pt; position: absolute; text-decoration: none; white-space: pre;">requires.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.8pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.29pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.94pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.8pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.32pt; position: absolute; text-decoration: none; white-space: pre;">contains<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.60999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.14pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.93pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.22pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.97pt; position: absolute; text-decoration: none; white-space: pre;">exhibits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.15pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.91999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.47pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.22pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.71000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.36pt; position: absolute; text-decoration: none; white-space: pre;">statement, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 313.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">contains<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.00999999999999pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.56pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.1pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.26999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.92pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.67pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.10999999999999pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.28999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.55pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.2pt; position: absolute; text-decoration: none; white-space: pre;">offered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.04999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.6pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.89pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.13pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.73pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">registration <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 325.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.97999999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.58pt; position: absolute; text-decoration: none; white-space: pre;">can be read at the SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.28pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.73pt; position: absolute; text-decoration: none; white-space: pre;">web site mentioned<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.40999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.01pt; position: absolute; text-decoration: none; white-space: pre;">under the heading &#8220;Where You Can Find More <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 337.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 361.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.72pt; position: absolute; text-decoration: none; white-space: pre;">The distribution<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.82pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.47pt; position: absolute; text-decoration: none; white-space: pre;">of this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.57pt; position: absolute; text-decoration: none; white-space: pre;">and any applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.06pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.79999999999995pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.4pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.46000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.05999999999995pt; position: absolute; text-decoration: none; white-space: pre;">and the offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.48pt; position: absolute; text-decoration: none; white-space: pre;">of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 373.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.08pt; position: absolute; text-decoration: none; white-space: pre;">in certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.51pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.11pt; position: absolute; text-decoration: none; white-space: pre;">jurisdictions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.15pt; position: absolute; text-decoration: none; white-space: pre;">may be restricted<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.93pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">by law. Persons into whose possession<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.94000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.49pt; position: absolute; text-decoration: none; white-space: pre;">this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.15999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.76pt; position: absolute; text-decoration: none; white-space: pre;">and any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 385.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.35pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.09pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.69pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.75pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.35pt; position: absolute; text-decoration: none; white-space: pre;">come<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.74pt; position: absolute; text-decoration: none; white-space: pre;">inform<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 298.49pt; position: absolute; text-decoration: none; white-space: pre;">themselves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.87pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.47pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.22pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 384.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">observe<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.80999999999995pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.67999999999995pt; position: absolute; text-decoration: none; white-space: pre;">restrictions.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.55999999999995pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">This <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 397.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.46000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.06pt; position: absolute; text-decoration: none; white-space: pre;">and any applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.55pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.29pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.89pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.95pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.55pt; position: absolute; text-decoration: none; white-space: pre;">do not constitute,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.25pt; position: absolute; text-decoration: none; white-space: pre;">and may not be used in connection<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 507.54999999999995pt; position: absolute; text-decoration: none; white-space: pre;">with, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 410.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">an offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.76999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">by anyone in any jurisdiction<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.98pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.63pt; position: absolute; text-decoration: none; white-space: pre;">in which such offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 423.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">is not authorized<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.6pt; position: absolute; text-decoration: none; white-space: pre;">or in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 422.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">which the person making such offer or solicitation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.9pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">is not qualified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">to do so or to any person to whom it is<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 434.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">unlawful<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.24000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.78999999999999pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.11pt; position: absolute; text-decoration: none; white-space: pre;">make<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.29pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.16pt; position: absolute; text-decoration: none; white-space: pre;">offer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.13pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.45999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.01pt; position: absolute; text-decoration: none; white-space: pre;">solicitation.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_61" style="position: absolute; top: 446.28pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 470.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 193.83pt; position: absolute; text-decoration: none; white-space: pre;">WHERE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 232.14000000000001pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 234.59pt; position: absolute; text-decoration: none; white-space: pre;">YOU<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 256.8pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.25pt; position: absolute; text-decoration: none; white-space: pre;">CAN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 280.91pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 283.36pt; position: absolute; text-decoration: none; white-space: pre;">FIND<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 307.79pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 310.24pt; position: absolute; text-decoration: none; white-space: pre;">MORE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 341.32000000000005pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 343.77pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 496.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.12pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.53pt; position: absolute; text-decoration: none; white-space: pre;">file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.83000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 129.38pt; position: absolute; text-decoration: none; white-space: pre;">annual,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 158.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.06pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.72pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.7pt; position: absolute; text-decoration: none; white-space: pre;">current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.59pt; position: absolute; text-decoration: none; white-space: pre;">reports,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.44pt; position: absolute; text-decoration: none; white-space: pre;">proxy<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.32pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.47pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.12pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.55pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.1pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.18pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.35pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.31pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.06pt; position: absolute; text-decoration: none; white-space: pre;">SEC.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.88pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.33pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 509.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.72pt; position: absolute; text-decoration: none; white-space: pre;">SEC<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 96.03999999999999pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.49pt; position: absolute; text-decoration: none; white-space: pre;">filings<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.02pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.62pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.36pt; position: absolute; text-decoration: none; white-space: pre;">available<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.99pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; 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text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">SEC&#8217;s<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;">web<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.37pt; position: absolute; text-decoration: none; white-space: pre;">site<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.78pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 330.53pt; position: absolute; text-decoration: none; white-space: pre;">http&#58;&#47;&#47;www.sec.gov<font style="display: inline-block; height: 6.94pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.1pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 533.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">We have filed with the SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.56pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.01pt; position: absolute; text-decoration: none; white-space: pre;">a registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.43pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.08pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.94pt; position: absolute; text-decoration: none; white-space: pre;">on Form S-3 relating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.09pt; position: absolute; text-decoration: none; white-space: pre;">to the securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.77pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.42pt; position: absolute; text-decoration: none; white-space: pre;">covered by this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 545.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.60000000000001pt; position: absolute; text-decoration: none; white-space: pre;">This<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.65pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.25pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.91000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.46pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 204.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.44pt; position: absolute; text-decoration: none; white-space: pre;">part<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.97000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.85000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.39999999999998pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.60000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.14999999999998pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.64pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.29pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.55pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.15pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.13pt; position: absolute; text-decoration: none; white-space: pre;">does<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.45pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378pt; position: absolute; text-decoration: none; white-space: pre;">not<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.77pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.32pt; position: absolute; text-decoration: none; white-space: pre;">contain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.71999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.27pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.67pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.42pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 510.59pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 513.24pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 557.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.96000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.51pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.65pt; position: absolute; text-decoration: none; white-space: pre;">statement.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.41000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.01pt; position: absolute; text-decoration: none; white-space: pre;">Whenever<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.61pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.73pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.33pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.54pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.72pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.04pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.02pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.36pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.68pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">contract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.42pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.3pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.38pt; position: absolute; text-decoration: none; white-space: pre;">document<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.33pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 569.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">ours,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 100.03pt; position: absolute; text-decoration: none; white-space: pre;">please<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.53pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.51pt; position: absolute; text-decoration: none; white-space: pre;">aware<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.9pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.12pt; position: absolute; text-decoration: none; white-space: pre;">only<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.44pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.42pt; position: absolute; text-decoration: none; white-space: pre;">summary<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.61pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.21pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.19pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.15999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.71pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.26pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">refer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.87pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.19pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.39pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.94pt; position: absolute; text-decoration: none; white-space: pre;">exhibits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.12pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 493.64pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.38pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 512.8100000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 515.36pt; position: absolute; text-decoration: none; white-space: pre;">part <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 581.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">of the registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.78pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.43pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.29000000000002pt; position: absolute; text-decoration: none; white-space: pre;">for a copy of the contract<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.6pt; position: absolute; text-decoration: none; white-space: pre;">or other document.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">You may review a copy of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 594.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">registration<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.25pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 125.9pt; position: absolute; text-decoration: none; white-space: pre;">statement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.16000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.76pt; position: absolute; text-decoration: none; white-space: pre;">through the SEC&#8217;s web site.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_64" style="position: absolute; top: 606.18pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 630.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 151.34pt; position: absolute; text-decoration: none; white-space: pre;">INCORPORATION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 238.51pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 240.96pt; position: absolute; text-decoration: none; white-space: pre;">OF CERTAIN<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 303.42pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 305.87pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 380.26pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 382.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">BY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 396.59000000000003pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 399.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">REFERENCE<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 654.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.92pt; position: absolute; text-decoration: none; white-space: pre;">The SEC allows us to &#8220;incorporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 236.93pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 239.53000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by reference&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.2pt; position: absolute; text-decoration: none; white-space: pre;">into this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.91pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.51pt; position: absolute; text-decoration: none; white-space: pre;">the information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.38pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 497.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">we file <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 666.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.54000000000002pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.99pt; position: absolute; text-decoration: none; white-space: pre;">which means that we can disclose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.69pt; position: absolute; text-decoration: none; white-space: pre;">important<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.13pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 362.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 364.95pt; position: absolute; text-decoration: none; white-space: pre;">to you by referring<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.77pt; position: absolute; text-decoration: none; white-space: pre;">you to those <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 678.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">documents.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.55000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.10000000000001pt; position: absolute; text-decoration: none; white-space: pre;">The information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.3pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.95pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.04000000000002pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.71999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.32pt; position: absolute; text-decoration: none; white-space: pre;">to be a part of this prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.58pt; position: absolute; text-decoration: none; white-space: pre;">and should be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 690.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">read<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.5pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.81pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.56pt; position: absolute; text-decoration: none; white-space: pre;">same<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.63pt; position: absolute; text-decoration: none; white-space: pre;">care.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.3pt; position: absolute; text-decoration: none; white-space: pre;">When<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.16000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.71pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">update<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.66pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 350.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.36pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.65pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.2pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.17pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 426.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">have<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.13pt; position: absolute; text-decoration: none; white-space: pre;">been<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.63pt; position: absolute; text-decoration: none; white-space: pre;">by <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">reference,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.72pt; position: absolute; text-decoration: none; white-space: pre;">by making<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 163.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.74pt; position: absolute; text-decoration: none; white-space: pre;">future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.60000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.2pt; position: absolute; text-decoration: none; white-space: pre;">filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.73000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">with the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.79000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.16pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.61pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.36pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.13pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.22pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 521.05pt; position: absolute; text-decoration: none; white-space: pre;">is <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">considered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.36000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 132.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.68pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 146.66000000000003pt; position: absolute; text-decoration: none; white-space: pre;">automatically<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.65pt; position: absolute; text-decoration: none; white-space: pre;">updated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.28000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 252.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.81pt; position: absolute; text-decoration: none; white-space: pre;">superseded.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.26pt; position: absolute; text-decoration: none; white-space: pre;">In<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.14pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.67pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.22pt; position: absolute; text-decoration: none; white-space: pre;">words,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">all<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390.55pt; position: absolute; text-decoration: none; white-space: pre;">cases,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.67pt; position: absolute; text-decoration: none; white-space: pre;">if<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.77000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 425.32pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.87pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.61pt; position: absolute; text-decoration: none; white-space: pre;">considering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 95.48pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">whether<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.21000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.53pt; position: absolute; text-decoration: none; white-space: pre;">rely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.61pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.32999999999998pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.36pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.68pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.66pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 315.4pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.88pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.05pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 378.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.19pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 431.79pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.08000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 502.17pt; position: absolute; text-decoration: none; white-space: pre;">this <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 107.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.72pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.32000000000001pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.87pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">rely<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.16000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.71pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.91000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.63pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.66pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.98pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.73pt; position: absolute; text-decoration: none; white-space: pre;">document<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.68pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.65000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.20000000000005pt; position: absolute; text-decoration: none; white-space: pre;">was<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.29pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 430.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">later.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.92pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.78000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">incorporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 517.8199999999999pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 520.42pt; position: absolute; text-decoration: none; white-space: pre;">by <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 119.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.62pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.22pt; position: absolute; text-decoration: none; white-space: pre;">the documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.76pt; position: absolute; text-decoration: none; white-space: pre;">listed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 200.39pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.99pt; position: absolute; text-decoration: none; white-space: pre;">below and any additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.31pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">we file<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC in the future<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 486.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 489.31pt; position: absolute; text-decoration: none; white-space: pre;">under <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 131.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Sections<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.33000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.88pt; position: absolute; text-decoration: none; white-space: pre;">13(a),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.02pt; position: absolute; text-decoration: none; white-space: pre;">13(c),<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">14,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.66000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.21pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.09pt; position: absolute; text-decoration: none; white-space: pre;">15(d)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.3pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.18pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.38pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.93pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.91pt; position: absolute; text-decoration: none; white-space: pre;">Exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.85pt; position: absolute; text-decoration: none; white-space: pre;">Act<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.27000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.82pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.15000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">1934<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.25pt; position: absolute; text-decoration: none; white-space: pre;">(the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.78000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Exchange<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.15000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 441.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">Act&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.43pt; position: absolute; text-decoration: none; white-space: pre;">until<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.29pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.88pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">offering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.67pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.27000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.48pt; position: absolute; text-decoration: none; white-space: pre;">completed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.68pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; 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left: 212.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.01pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.66pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 270.43pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.98pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.85pt; position: absolute; text-decoration: none; white-space: pre;">additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.79pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.39000000000004pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.23pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.20000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.75pt; position: absolute; text-decoration: none; white-space: pre;">are<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 411.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.49pt; position: absolute; text-decoration: none; white-space: pre;">deemed,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.6pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.91pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 490.66pt; position: absolute; text-decoration: none; white-space: pre;">Exchange <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.98pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Act, in accordance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.68pt; position: absolute; text-decoration: none; white-space: pre;">with the Exchange Act and SEC<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.7pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.15pt; position: absolute; text-decoration: none; white-space: pre;">rules, not to have been filed)&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 172.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Annual Report on Form 10-K for the year ended December 31, 2021&#59;<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 189.93pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">Proxy Statement<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.64pt; position: absolute; text-decoration: none; white-space: pre;">on Schedule 14A filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 279.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">March 5, 2021&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 207.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 103.72pt; position: absolute;">&#8226;<font style="display: inline-block; height: 6.93pt; width: 11.5pt;"></font></font><font style="left: 118.72pt; position: absolute;">The description<font style="display: inline-block; height: 6.93pt;"></font></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.14pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.74pt; position: absolute; text-decoration: none; white-space: pre;">of our common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 245.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.92pt; position: absolute; text-decoration: none; white-space: pre;">stock contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.34000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.89pt; position: absolute; text-decoration: none; white-space: pre;">in our current<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.88pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">on Form 8-K filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.29999999999995pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.85pt; position: absolute; text-decoration: none; white-space: pre;">on July 1, 2004 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 219.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.72pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.03pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.23pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.78pt; position: absolute; text-decoration: none; white-space: pre;">SEC,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.6pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.05pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 214.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 217.34pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.76999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.32pt; position: absolute; text-decoration: none; white-space: pre;">amendment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.91999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.52pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.85pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.4pt; position: absolute; text-decoration: none; white-space: pre;">report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 318.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 320.81pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.87pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.62pt; position: absolute; text-decoration: none; white-space: pre;">purpose<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.82000000000005pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.70000000000005pt; position: absolute; text-decoration: none; white-space: pre;">updating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.66999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.22pt; position: absolute; text-decoration: none; white-space: pre;">such<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.53999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">description.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 240.68pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">You may request<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.3pt; position: absolute; text-decoration: none; white-space: pre;">a copy of these filings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.14pt; position: absolute; text-decoration: none; white-space: pre;">(other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.55pt; position: absolute; text-decoration: none; white-space: pre;">than an exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.47pt; position: absolute; text-decoration: none; white-space: pre;">to a filing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.91pt; position: absolute; text-decoration: none; white-space: pre;">unless that exhibit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.6pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.15000000000003pt; position: absolute; text-decoration: none; white-space: pre;">is specifically <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 252.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.57pt; position: absolute; text-decoration: none; white-space: pre;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.81pt; position: absolute; text-decoration: none; white-space: pre;">into that filing)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.29000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.89pt; position: absolute; text-decoration: none; white-space: pre;">at no cost, by writing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 331.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">to or telephoning<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.36pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;">us at the following<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.16pt; position: absolute; text-decoration: none; white-space: pre;">address&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 274.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.35pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 286.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.46pt; position: absolute; text-decoration: none; white-space: pre;">Investor<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.21pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.81pt; position: absolute; text-decoration: none; white-space: pre;">Relations<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 299.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.33pt; position: absolute; text-decoration: none; white-space: pre;">1900 Fifth Avenue North<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 311.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.42pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.41999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 301.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.57pt; position: absolute; text-decoration: none; white-space: pre;">35203<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 323.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.67pt; position: absolute; text-decoration: none; white-space: pre;">205-264-7040<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_67" style="position: absolute; top: 335.78pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 354.78pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.11pt; position: absolute; text-decoration: none; white-space: pre;">THE COMPANY<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.49pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.32999999999998pt; position: absolute; text-decoration: none; white-space: pre;">is a Delaware corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">(NYSE symbol&#58;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.52000000000004pt; position: absolute; text-decoration: none; white-space: pre;">RF) and financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">holding <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">company<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.11000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 117.66pt; position: absolute; text-decoration: none; white-space: pre;">headquartered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.84pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.16000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.76pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.36pt; position: absolute; text-decoration: none; white-space: pre;">operating<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.09000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.69pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.21000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.76pt; position: absolute; text-decoration: none; white-space: pre;">South,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 372.59000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Midwest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.66pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.09000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.64000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Texas.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.99pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 458.54pt; position: absolute; text-decoration: none; white-space: pre;">In<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 466.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.42pt; position: absolute; text-decoration: none; white-space: pre;">addition, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 400.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions operates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.61pt; position: absolute; text-decoration: none; white-space: pre;">several<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.49pt; position: absolute; text-decoration: none; white-space: pre;">offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">delivering<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.76999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.37pt; position: absolute; text-decoration: none; white-space: pre;">specialty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.86pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.46pt; position: absolute; text-decoration: none; white-space: pre;">capabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.92pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.57pt; position: absolute; text-decoration: none; white-space: pre;">in New<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.71000000000004pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.16pt; position: absolute; text-decoration: none; white-space: pre;">York, Washington<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 447.6pt; position: absolute; text-decoration: none; white-space: pre;">D.C.,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.98pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.43pt; position: absolute; text-decoration: none; white-space: pre;">Chicago and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.56pt; position: absolute; text-decoration: none; white-space: pre;">locations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">nationwide.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.61pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 224.91000000000003pt; position: absolute; text-decoration: none; white-space: pre;">provides<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.88pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 296.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.36pt; position: absolute; text-decoration: none; white-space: pre;">solutions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.45000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">a wide range<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 403.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.8pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 414.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 416.68pt; position: absolute; text-decoration: none; white-space: pre;">clients<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.29pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 483.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">retail<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.08000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.63pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">mortgage<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.21000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.76pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.51pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.78pt; position: absolute; text-decoration: none; white-space: pre;">commercial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.91000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.56pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.31pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 307.48pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 310.08pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.06pt; position: absolute; text-decoration: none; white-space: pre;">wealth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 353.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 356.23pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.66pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;">investment<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.04pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.64000000000004pt; position: absolute; text-decoration: none; white-space: pre;">services.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.31pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.91pt; position: absolute; text-decoration: none; white-space: pre;">Further,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 488.83000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 491.38pt; position: absolute; text-decoration: none; white-space: pre;">Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">and its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 104.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.44pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.61pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.26pt; position: absolute; text-decoration: none; white-space: pre;">deliver<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.99pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 187.59pt; position: absolute; text-decoration: none; white-space: pre;">specialty<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.07999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.68pt; position: absolute; text-decoration: none; white-space: pre;">capabilities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.14pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 273.79pt; position: absolute; text-decoration: none; white-space: pre;">including<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.13pt; position: absolute; text-decoration: none; white-space: pre;">merger<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.42pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.02000000000004pt; position: absolute; text-decoration: none; white-space: pre;">and acquisition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.78000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 408.38pt; position: absolute; text-decoration: none; white-space: pre;">advisory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.8pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 445.40000000000003pt; position: absolute; text-decoration: none; white-space: pre;">services,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.07pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.67pt; position: absolute; text-decoration: none; white-space: pre;">capital <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 448.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">market<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 106.21000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.76pt; position: absolute; text-decoration: none; white-space: pre;">solutions,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.9pt; position: absolute; text-decoration: none; white-space: pre;">home<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.10000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 174.65pt; position: absolute; text-decoration: none; white-space: pre;">improvement<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.92000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">lending<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.04pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.02pt; position: absolute; text-decoration: none; white-space: pre;">others.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.94pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.49pt; position: absolute; text-decoration: none; white-space: pre;">Through<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.92pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 346.47pt; position: absolute; text-decoration: none; white-space: pre;">its<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 355.90000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 358.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.33000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.88pt; position: absolute; text-decoration: none; white-space: pre;">Bank, Regions<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 460.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">operates<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.36000000000001pt; position: absolute; text-decoration: none; white-space: pre;">1,302 banking offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.24pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.84pt; position: absolute; text-decoration: none; white-space: pre;">and 2,068 ATMs (as of December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.39000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.94pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021). At December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.35pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021, Regions <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 472.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">had total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.7pt; position: absolute; text-decoration: none; white-space: pre;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.74pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.59pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.92000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.47pt; position: absolute; text-decoration: none; white-space: pre;">approximately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.17pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.82pt; position: absolute; text-decoration: none; white-space: pre;">$162.9 billion,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.95pt; position: absolute; text-decoration: none; white-space: pre;">total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 344.69pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.24pt; position: absolute; text-decoration: none; white-space: pre;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.73pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 400.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">deposits<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.03000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 435.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.91pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">approximately<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 484.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 60.22pt;">$139.1 billion<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre; width: 38.81pt;">and total<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 6.69pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.94pt; position: absolute; text-decoration: none; white-space: pre; width: 50.49pt;">consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.17000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 53.83pt;">shareholders&#8217;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.74pt; position: absolute; text-decoration: none; white-space: pre; width: 104.28pt;">equity of approximately<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.02000000000004pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre; width: 6.79pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.81pt; position: absolute; text-decoration: none; white-space: pre; width: 57.72pt;">$18.3 billion.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.53000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 6.74pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.27000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 42.73pt;">Additional<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 527pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 496.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 176.84pt;">information about us and our subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 255.32pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre; width: 4.83pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.15pt; position: absolute; text-decoration: none; white-space: pre; width: 178.46pt;">is included in the documents incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 438.61pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 4.78pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.39000000000004pt; position: absolute; text-decoration: none; white-space: pre; width: 51.87pt;">by reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 4.78pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 500.04pt; position: absolute; text-decoration: none; white-space: pre; width: 26.93pt;">in this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 526.97pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 508.63pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre; width: 42.74pt;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.77000000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 71.59pt;">under the heading<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.91000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 31.05pt;">&#8220;Where<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.95999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.51pt; position: absolute; text-decoration: none; white-space: pre; width: 35.81pt;">You Can<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 267.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.87pt; position: absolute; text-decoration: none; white-space: pre; width: 18.33pt;">Find<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 288.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 290.75pt; position: absolute; text-decoration: none; white-space: pre; width: 21.65pt;">More<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 312.4pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre; width: 2.55pt;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 314.95pt; position: absolute; text-decoration: none; white-space: pre; width: 54.66pt;">Information.&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 530.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.23000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.78pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 142.99pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.97pt; position: absolute; text-decoration: none; white-space: pre;">separate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.68pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.28pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 199.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.26pt; position: absolute; text-decoration: none; white-space: pre;">distinct<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 231.66000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 234.26pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.66000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.21pt; position: absolute; text-decoration: none; white-space: pre;">entity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 278.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.5pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 303.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 316.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.36pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 354.11pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 368.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.17pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 443.84000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.49pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.71000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 456.26pt; position: absolute; text-decoration: none; white-space: pre;">significant<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.42pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.07pt; position: absolute; text-decoration: none; white-space: pre;">source <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 542.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 86.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 89.36pt; position: absolute; text-decoration: none; white-space: pre;">funds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.58000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.13pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.45pt; position: absolute; text-decoration: none; white-space: pre;">pay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.43pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.84pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.39pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.72000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">common<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.77pt; position: absolute; text-decoration: none; white-space: pre;">preferred<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.38pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304.98pt; position: absolute; text-decoration: none; white-space: pre;">stock<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.07pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 328.62pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.05pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.6pt; position: absolute; text-decoration: none; white-space: pre;">service<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.36pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.11pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.77000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.32pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.73pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 482.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 554.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.15pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.8pt; position: absolute; text-decoration: none; white-space: pre;">Various<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 164.99pt; position: absolute; text-decoration: none; white-space: pre;">federal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.71pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.31pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.29000000000002pt; position: absolute; text-decoration: none; white-space: pre;">state<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.13pt; position: absolute; text-decoration: none; white-space: pre;">statutes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.08pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.68pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 282.66pt; position: absolute; text-decoration: none; white-space: pre;">regulations<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.05pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.65pt; position: absolute; text-decoration: none; white-space: pre;">limit<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.1pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 363.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.85pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.37pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.70000000000005pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.25pt; position: absolute; text-decoration: none; white-space: pre;">dividends<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.66pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 468.18pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.06pt; position: absolute; text-decoration: none; white-space: pre;">banking<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 516.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 518.81pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 566.03pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.01pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.56pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 148.73000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.38pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.57999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.13pt; position: absolute; text-decoration: none; white-space: pre;">pay<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.56pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 188.11pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.88pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 198.43pt; position: absolute; text-decoration: none; white-space: pre;">us<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.87pt; position: absolute; text-decoration: none; white-space: pre;">without<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 240.39999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.95pt; position: absolute; text-decoration: none; white-space: pre;">regulatory<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.01pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.61pt; position: absolute; text-decoration: none; white-space: pre;">approval.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 587.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.48pt; position: absolute; text-decoration: none; white-space: pre;">Our principal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.03pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 154.63pt; position: absolute; text-decoration: none; white-space: pre;">executive<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.89pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.49pt; position: absolute; text-decoration: none; white-space: pre;">offices<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.27pt; position: absolute; text-decoration: none; white-space: pre;">are located<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 271.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">at 1900 Fifth Avenue North, Birmingham,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.37pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.97pt; position: absolute; text-decoration: none; white-space: pre;">Alabama<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 479.02000000000004pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 481.57pt; position: absolute; text-decoration: none; white-space: pre;">35203, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 599.43pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 91.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.36pt; position: absolute; text-decoration: none; white-space: pre;">telephone<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.74pt; position: absolute; text-decoration: none; white-space: pre;">number<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.82pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 176.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 178.57pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 193.54000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.09pt; position: absolute; text-decoration: none; white-space: pre;">address<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 228.61pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.26999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 237.82pt; position: absolute; text-decoration: none; white-space: pre;">(800)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_70" style="position: absolute; top: 620.23pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 630.23pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 268.65pt; position: absolute; text-decoration: none; white-space: pre;">RISK FACTORS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 98.64pt; position: absolute; text-decoration: none; white-space: pre;">Investing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.82999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;">in securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 186.41pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.06pt; position: absolute; text-decoration: none; white-space: pre;">issued by us involves<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.84pt; position: absolute; text-decoration: none; white-space: pre;">certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 304pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 306.6pt; position: absolute; text-decoration: none; white-space: pre;">risks.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.98pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.53pt; position: absolute; text-decoration: none; white-space: pre;">Before you invest<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 401.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 404.12pt; position: absolute; text-decoration: none; white-space: pre;">in any securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.03pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 471.68pt; position: absolute; text-decoration: none; white-space: pre;">issued by us, in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 664.18pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">addition<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.22pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.77000000000001pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.54pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.09pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.84pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 209.09000000000003pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.74pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.69pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 258.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 261.51pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.84000000000003pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.39pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.88pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.48pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 335.48pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 338.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.17pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 377.77000000000004pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.36pt; position: absolute; text-decoration: none; white-space: pre;">this<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 412.79pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.58000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.18pt; position: absolute; text-decoration: none; white-space: pre;">you<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 480.73pt; position: absolute; text-decoration: none; white-space: pre;">should <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 676.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">carefully<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.97pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.57000000000001pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.42000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.97pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.17000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.72pt; position: absolute; text-decoration: none; white-space: pre;">risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.71pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.26pt; position: absolute; text-decoration: none; white-space: pre;">factors<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.44pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.04000000000002pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.42pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.74pt; position: absolute; text-decoration: none; white-space: pre;">Item<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.04pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 287.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">1A<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.81pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.36pt; position: absolute; text-decoration: none; white-space: pre;">under<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.67pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.42pt; position: absolute; text-decoration: none; white-space: pre;">caption<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.82pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374.37pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Risk<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 397.12pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 399.67pt; position: absolute; text-decoration: none; white-space: pre;">Factors&#8221;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.06pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 453.04pt; position: absolute; text-decoration: none; white-space: pre;">elsewhere<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 492.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 495.52000000000004pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 503.29pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 505.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 688.38pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">annual report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.47pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 134.02pt; position: absolute; text-decoration: none; white-space: pre;">on Form 10-K for the fiscal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.20999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.81pt; position: absolute; text-decoration: none; white-space: pre;">year ended December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.9pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.45000000000005pt; position: absolute; text-decoration: none; white-space: pre;">31, 2021, which is incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.02000000000004pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.62pt; position: absolute; text-decoration: none; white-space: pre;">into this <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 712.08pt;"><div style="width: 466pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 466pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 71.28pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 120.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 123.5pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 133.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.5pt; position: absolute; text-decoration: none; white-space: pre;">reference,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 176.14pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.14pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 187.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 190.46pt; position: absolute; text-decoration: none; white-space: pre;">updated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 222.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 235.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 251.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">annual<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 281.05pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.05pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 292.38pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.38pt; position: absolute; text-decoration: none; white-space: pre;">quarterly<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 331.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.44pt; position: absolute; text-decoration: none; white-space: pre;">reports<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 362.19pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 365.19pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 376.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 379.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">subsequent<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 424.26pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.26pt; position: absolute; text-decoration: none; white-space: pre;">fiscal<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 448.88pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.88pt; position: absolute; text-decoration: none; white-space: pre;">years<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 472.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.96pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 484.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">fiscal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 83.76pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">quarters<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 109.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.94pt; position: absolute; text-decoration: none; white-space: pre;">that we file<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 157.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.86pt; position: absolute; text-decoration: none; white-space: pre;">with the SEC and that are so incorporated.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 330.11pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 333.11pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Where You Can Find More Information&#8221;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 519.03pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 522.03pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 96.24pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 124.93pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.93pt; position: absolute; text-decoration: none; white-space: pre;">about<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 150.13pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.13pt; position: absolute; text-decoration: none; white-space: pre;">how<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 170.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.35000000000002pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 181.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 184.12pt; position: absolute; text-decoration: none; white-space: pre;">obtain<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 209.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 212.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;">a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;">copy<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 238.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.95pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 250.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.28000000000003pt; position: absolute; text-decoration: none; white-space: pre;">these<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 273.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.8pt; position: absolute; text-decoration: none; white-space: pre;">documents.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 322.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 325.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">You<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 342.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 345.81pt; position: absolute; text-decoration: none; white-space: pre;">should<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 372.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">also<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 391.56pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.56pt; position: absolute; text-decoration: none; white-space: pre;">carefully<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 430.05pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 433.05pt; position: absolute; text-decoration: none; white-space: pre;">consider<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 466.9pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 469.9pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 482.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 485.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">risks<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 503.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.98pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 108.72pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">other<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 98.29pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 101.29pt; position: absolute; text-decoration: none; white-space: pre;">information<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 148.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 151.46pt; position: absolute; text-decoration: none; white-space: pre;">that<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 166.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.43pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 186.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 189.63pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 199.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 202.06pt; position: absolute; text-decoration: none; white-space: pre;">contained<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 240.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 243.89pt; position: absolute; text-decoration: none; white-space: pre;">in,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 254.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.16pt; position: absolute; text-decoration: none; white-space: pre;">or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 265.49pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 268.49pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 318.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 321.98pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 331.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.98pt; position: absolute; text-decoration: none; white-space: pre;">reference<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 372.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.12pt; position: absolute; text-decoration: none; white-space: pre;">into,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 393.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 396.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 410.59pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.59pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 456.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 459.33pt; position: absolute; text-decoration: none; white-space: pre;">supplement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 505.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 121.2pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">relating to specific<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 152.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.07999999999998pt; position: absolute; text-decoration: none; white-space: pre;">offerings<font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 191.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">of securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_73" style="position: absolute; top: 144.58pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 154.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 259.66pt; position: absolute; text-decoration: none; white-space: pre;">USE<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.1pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.55pt; position: absolute; text-decoration: none; white-space: pre;">OF PROCEEDS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 179.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 111.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.17pt; position: absolute; text-decoration: none; white-space: pre;">intend<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 141.69pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 149.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.01pt; position: absolute; text-decoration: none; white-space: pre;">use<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.32999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.88pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.07999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.63pt; position: absolute; text-decoration: none; white-space: pre;">net<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.82999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.38pt; position: absolute; text-decoration: none; white-space: pre;">proceeds<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 232.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.44pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.42pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 269.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.17pt; position: absolute; text-decoration: none; white-space: pre;">sales<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 294.13pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.46pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.01pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 317.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.76pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 357.46999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 360.12pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.89pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.44pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.19pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.7pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.68pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 448.89pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.09pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.64pt; position: absolute; text-decoration: none; white-space: pre;">purposes<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 499.18pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.73pt; position: absolute; text-decoration: none; white-space: pre;">set <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 191.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.19pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.74000000000001pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.06pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.26pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.81pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.84pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.44pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.78000000000003pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 262.34000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 264.94pt; position: absolute; text-decoration: none; white-space: pre;">which<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.36pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 291.91pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 309.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 311.66pt; position: absolute; text-decoration: none; white-space: pre;">include<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 341.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 343.61pt; position: absolute; text-decoration: none; white-space: pre;">general<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 375.55pt; position: absolute; text-decoration: none; white-space: pre;">corporate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 413.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 415.87pt; position: absolute; text-decoration: none; white-space: pre;">purposes.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_76" style="position: absolute; top: 203.08pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 217.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 229.56pt; position: absolute; text-decoration: none; white-space: pre;">VALIDITY<font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 279.54pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.77pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.94pt; position: absolute; text-decoration: none; white-space: pre;">OF THE SECURITIES<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 241.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">Unless<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.96000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 127.51pt; position: absolute; text-decoration: none; white-space: pre;">otherwise<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.9pt; position: absolute; text-decoration: none; white-space: pre;">indicated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 205.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.10000000000002pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.87pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 218.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 230.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 276.8pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.54pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.14pt; position: absolute; text-decoration: none; white-space: pre;">supplement,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.7pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.3pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.5pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 388.05pt; position: absolute; text-decoration: none; white-space: pre;">validity<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 418.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.49pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 432.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.24pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 484.5pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 487.15pt; position: absolute; text-decoration: none; white-space: pre;">may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.9pt; position: absolute; text-decoration: none; white-space: pre;">be <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 253.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">passed upon for us by Andrew S. Nix, our Executive Vice President<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 349.49pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 352.09pt; position: absolute; text-decoration: none; white-space: pre;">and Chief Governance Officer,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 475.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 478.42pt; position: absolute; text-decoration: none; white-space: pre;">or such other <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 265.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 99.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">officer<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.33000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.88pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 137.2pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 139.75pt; position: absolute; text-decoration: none; white-space: pre;">we may<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.10000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.65pt; position: absolute; text-decoration: none; white-space: pre;">designate<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.37pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 213.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">from<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 233.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.89999999999998pt; position: absolute; text-decoration: none; white-space: pre;">time<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 253.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.19pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 266.51pt; position: absolute; text-decoration: none; white-space: pre;">time,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 286.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 289.3pt; position: absolute; text-decoration: none; white-space: pre;">and Sullivan<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 342.08pt; position: absolute; text-decoration: none; white-space: pre;">&#38; Cromwell<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 394.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">LLP, New York, New York.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 277.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Mr. Nix beneficially<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 159.60000000000002pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 162.25pt; position: absolute; text-decoration: none; white-space: pre;">owns shares of our common stock and Sullivan &#38; Cromwell LLP regularly<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 462.82pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 465.42pt; position: absolute; text-decoration: none; white-space: pre;">performs<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 501.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 504.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">legal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 289.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">services<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.93pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.48pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.14000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 126.69pt; position: absolute; text-decoration: none; white-space: pre;">us.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 140.63pt; position: absolute; text-decoration: none; white-space: pre;">Certain<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.02pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 172.57pt; position: absolute; text-decoration: none; white-space: pre;">legal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.52pt; position: absolute; text-decoration: none; white-space: pre;">matters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 223.91000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 226.51pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 242.04000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 254.01999999999998pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 256.57pt; position: absolute; text-decoration: none; white-space: pre;">passed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 285.76pt; position: absolute; text-decoration: none; white-space: pre;">upon<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.76pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 308.31pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 319.97pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 322.52pt; position: absolute; text-decoration: none; white-space: pre;">any<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 336.95pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 339.5pt; position: absolute; text-decoration: none; white-space: pre;">underwriters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 390pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 402.59999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 405.15pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 417.34999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 419.9pt; position: absolute; text-decoration: none; white-space: pre;">counsel<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 450.42pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 463.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 301.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">underwriters<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 128.26pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 130.86pt; position: absolute; text-decoration: none; white-space: pre;">specified<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.91000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 169.51pt; position: absolute; text-decoration: none; white-space: pre;">in the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.98000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.53pt; position: absolute; text-decoration: none; white-space: pre;">applicable<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 235.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 238.16000000000003pt; position: absolute; text-decoration: none; white-space: pre;">prospectus<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.9pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 283.5pt; position: absolute; text-decoration: none; white-space: pre;">supplement.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div id="id225e80f24e446c0bd048fab71cbec05_79" style="position: absolute; top: 313.58pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 327.58pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.96pt; position: absolute; text-decoration: none; white-space: pre;">EXPERTS<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 352.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 97.76pt; position: absolute; text-decoration: none; white-space: pre;">The consolidated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 166.28pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 168.88pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 203.81pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 248.56pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of Regions Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 334.45pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 337.05pt; position: absolute; text-decoration: none; white-space: pre;">Corporation<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.34pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 387.89pt; position: absolute; text-decoration: none; white-space: pre;">appearing<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.28pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 429.83pt; position: absolute; text-decoration: none; white-space: pre;">in Regions Financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 364.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 133.27pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 135.87pt; position: absolute; text-decoration: none; white-space: pre;">Annual<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 165.29000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.84pt; position: absolute; text-decoration: none; white-space: pre;">Report<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 195.03pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 197.57999999999998pt; position: absolute; text-decoration: none; white-space: pre;">(Form<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.57pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 225.12pt; position: absolute; text-decoration: none; white-space: pre;">10-K)<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 249pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 251.55pt; position: absolute; text-decoration: none; white-space: pre;">for<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 263.21pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 265.76pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.96pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 280.51pt; position: absolute; text-decoration: none; white-space: pre;">year<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 300.25pt; position: absolute; text-decoration: none; white-space: pre;">ended<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 324.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.66pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 367.7pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 370.25pt; position: absolute; text-decoration: none; white-space: pre;">31,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.75pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 385.3pt; position: absolute; text-decoration: none; white-space: pre;">2021,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 407.8pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 410.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 424.78pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 427.33pt; position: absolute; text-decoration: none; white-space: pre;">the<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 439.53pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.08pt; position: absolute; text-decoration: none; white-space: pre;">effectiveness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 494.21pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.86pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 376.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">Regions<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 113.06pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 150.22pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 152.82pt; position: absolute; text-decoration: none; white-space: pre;">Corporation&#8217;s<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.32999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.93pt; position: absolute; text-decoration: none; white-space: pre;">internal<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 241.43pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 244.03000000000003pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 272.33pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 274.88pt; position: absolute; text-decoration: none; white-space: pre;">over<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 292.64pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 295.19pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.12pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.72pt; position: absolute; text-decoration: none; white-space: pre;">reporting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.34999999999997pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.95pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 380.27pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 382.82pt; position: absolute; text-decoration: none; white-space: pre;">of<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 391.15pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 393.7pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">31,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 449.78999999999996pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.34pt; position: absolute; text-decoration: none; white-space: pre;">2021,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 477.39pt; position: absolute; text-decoration: none; white-space: pre;">have<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 496.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 498.8pt; position: absolute; text-decoration: none; white-space: pre;">been <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">audited<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.16pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 109.71000000000001pt; position: absolute; text-decoration: none; white-space: pre;">by<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 119.71000000000001pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.26pt; position: absolute; text-decoration: none; white-space: pre;">Ernst<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 143.35000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 145.9pt; position: absolute; text-decoration: none; white-space: pre;">&#38;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 153.67000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 156.22pt; position: absolute; text-decoration: none; white-space: pre;">Young<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 183.44pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.99pt; position: absolute; text-decoration: none; white-space: pre;">LLP,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 206.25pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 208.8pt; position: absolute; text-decoration: none; white-space: pre;">independent<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.63pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.18pt; position: absolute; text-decoration: none; white-space: pre;">registered<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 299.56pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.16pt; position: absolute; text-decoration: none; white-space: pre;">public<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 327.13pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.68pt; position: absolute; text-decoration: none; white-space: pre;">accounting<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 373.51pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 376.06pt; position: absolute; text-decoration: none; white-space: pre;">firm,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 395.76pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 398.36pt; position: absolute; text-decoration: none; white-space: pre;">as<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 406.68pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 409.23pt; position: absolute; text-decoration: none; white-space: pre;">set<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 420.32pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 422.87pt; position: absolute; text-decoration: none; white-space: pre;">forth<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 442.3pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 444.84999999999997pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 452.62pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 455.17pt; position: absolute; text-decoration: none; white-space: pre;">their<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 473.46999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 476.02pt; position: absolute; text-decoration: none; white-space: pre;">reports <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 400.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">thereon<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 107.72pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 110.27000000000001pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 144.67000000000002pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 147.27pt; position: absolute; text-decoration: none; white-space: pre;">therein,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 177.5pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.10000000000002pt; position: absolute; text-decoration: none; white-space: pre;">and incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 247.51999999999998pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 250.12pt; position: absolute; text-decoration: none; white-space: pre;">herein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 275.08pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 277.63pt; position: absolute; text-decoration: none; white-space: pre;">by reference.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.77pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332.37pt; position: absolute; text-decoration: none; white-space: pre;">Such financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 389.78999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.39pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.53999999999996pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 437.14pt; position: absolute; text-decoration: none; white-space: pre;">are,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 451.83pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 454.38pt; position: absolute; text-decoration: none; white-space: pre;">and audited <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 412.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 112.69pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 115.29pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 157.44pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 160.09pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 167.86pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 170.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;">be<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 179.84pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 182.39pt; position: absolute; text-decoration: none; white-space: pre;">included<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 216.79000000000002pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 219.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 227.11pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 229.66000000000003pt; position: absolute; text-decoration: none; white-space: pre;">subsequently<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 281.84000000000003pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 284.44pt; position: absolute; text-decoration: none; white-space: pre;">filed<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 302.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 305.29pt; position: absolute; text-decoration: none; white-space: pre;">documents<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 348.58pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 351.13pt; position: absolute; text-decoration: none; white-space: pre;">will<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 366.65999999999997pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 369.21pt; position: absolute; text-decoration: none; white-space: pre;">be,<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 381.14pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 383.69pt; position: absolute; text-decoration: none; white-space: pre;">incorporated<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 434.18pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 436.78pt; position: absolute; text-decoration: none; white-space: pre;">herein<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 461.74pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 464.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 472.06pt; letter-spacing: 0.005em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 474.61pt; position: absolute; text-decoration: none; white-space: pre;">reliance<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 506.2pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 508.8pt; position: absolute; text-decoration: none; white-space: pre;">upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 424.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">the reports<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 120.21000000000001pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 122.81pt; position: absolute; text-decoration: none; white-space: pre;">of Ernst &#38; Young LLP pertaining<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.98pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 260.58pt; position: absolute; text-decoration: none; white-space: pre;">to such financial<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 326.6pt; letter-spacing: 0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 329.2pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 371.34999999999997pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 374pt; position: absolute; text-decoration: none; white-space: pre;">and the effectiveness<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 457.76pt; letter-spacing: 0.015em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 460.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">of our internal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 436.08pt; width: 612pt;"><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 77.76pt; position: absolute; text-decoration: none; white-space: pre;">control<font style="display: inline-block; height: 6.93pt;"></font></font><font style="color: #231f20; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; 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<title>exfilingfees</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-14">0001281761</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ffd:FormTp" id="f-15">S-3</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ffd:FeeExhibitTp" id="f-16">EX-FILING FEES</ix:nonNumeric><ix:nonNumeric contextRef="c-2" name="ffd:PrevslyPdFlg" format="ixt:fixed-false" id="f-17">FALSE</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ffd:RegnFileNb" id="f-18">333-262964</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ffd:SubmissnTp" id="f-19">424B2</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/ffd/2024q2/ffd-2024q2.xsd"/></ix:references><ix:resources><xbrli:unit id="usd"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit><xbrli:unit id="number"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-05</xbrli:startDate><xbrli:endDate>2024-09-05</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier><xbrli:segment><xbrldi:typedMember dimension="ffd:OfferingAxis"><dei:lineNo>1</dei:lineNo></xbrldi:typedMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-05</xbrli:startDate><xbrli:endDate>2024-09-05</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="id1e21ff3a3eb40dfa47c7e5037fb7cbb_35"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exhibit 107</span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:107%">Calculation of Filing Fee Tables</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:112%">424(b)(2)</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">(Form Type)</span></div><div><span><br/></span></div><div style="text-align:center;text-indent:0.05pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:112%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-1">Regions Financial Corporation</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> </span></div><div style="text-align:center;text-indent:0.05pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">(Exact Name of Registrant as Specified in its Charter)</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:107%">Table 1: Newly Registered and Carry Forward Securities</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.908%"><tr><td style="width:1.0%"/><td style="width:5.018%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.015%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.237%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.620%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.428%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.422%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.030%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.817%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.422%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.218%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.620%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.319%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.534%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Security Type</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Title of each Class of <br/>Securities to be Registered</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fee Calculation or Carry Forward Rule</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount <br/>to Be <br/>Registered</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Proposed Maximum Offering Price Per Unit</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Proposed <br/>Maximum Aggregate <br/>Offering Price</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fee Rate</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount of Registration Fee</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carry Forward Form Type</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carry Forward File number</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carry Forward Initial effective date</span></td><td colspan="3" style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Filing Fee<br/>Previously Paid<br/>In Connection<br/>with Unsold<br/>Securities<br/>to be Carried<br/>Forward</span></td></tr><tr><td colspan="39" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Newly Registered Securities</span></td></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Fees to Be Paid</span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="ffd:OfferingSctyTp" id="f-2">Debt</ix:nonNumeric></span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="ffd:OfferingSctyTitl" id="f-3">$1,000,000,000<br/>5.502%<br/>Fixed Rate/Floating Rate<br/>Senior Notes due 2035</ix:nonNumeric></span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="ffd:Rule457rFlg" format="ixt:fixed-true" id="f-4">457(r)</ix:nonNumeric></span></td><td colspan="2" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,000,000,000.00&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">100&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-2" decimals="INF" name="ffd:MaxAggtOfferingPric" format="ixt:num-dot-decimal" scale="0" id="f-5">1,000,000,000.00</ix:nonFraction>&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="INF" name="ffd:FeeRate" scale="0" id="f-6">0.0001476</ix:nonFraction>&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-2" decimals="INF" name="ffd:FeeAmt" format="ixt:num-dot-decimal" scale="0" id="f-7">147,600.00</ix:nonFraction>&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Carry Forward Securities</span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total Offering Amounts</span></td><td style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #b6b6b6;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="ffd:TtlOfferingAmt" format="ixt:num-dot-decimal" scale="0" id="f-8">1,000,000,000.00</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #b6b6b6;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #b6b6b6;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="ffd:TtlFeeAmt" format="ixt:num-dot-decimal" scale="0" id="f-9">147,600.00</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #b6b6b6;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total Fees Previously Paid</span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="ffd:TtlPrevslyPdAmt" format="ixt:fixed-zero" scale="0" id="f-10">&#8212;</ix:nonFraction>&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr><tr><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total Fee Offsets</span></td><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="ffd:TtlOffsetAmt" format="ixt:fixed-zero" scale="0" id="f-11">&#8212;</ix:nonFraction>&#160;</span></td><td style="border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net Fee Due</span></td><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td style="border-bottom:1.5pt solid #000000;border-left:1pt solid #b6b6b6;border-top:1.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1.5pt solid #000000;border-top:1.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="0" name="ffd:NetFeeAmt" format="ixt:num-dot-decimal" scale="0" id="f-12">147,600.00</ix:nonFraction>&#160;</span></td><td style="border-bottom:1.5pt solid #000000;border-top:1.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #b6b6b6;border-left:1pt solid #b6b6b6;border-right:1pt solid #b6b6b6;border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:120%">____</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(1) <ix:nonNumeric contextRef="c-2" name="ffd:OfferingNote" id="f-13" escape="true">Calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.</ix:nonNumeric></span></div><div><span><br/></span></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140578585961904">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Sep. 05, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0001281761<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">Regions Financial Corporation<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-262964<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140578585814272">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Offerings - Offering: 1<br></strong></div></th>
<th class="th">
<div>Sep. 05, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457rFlg', window );">Rule 457(r)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Debt<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">$1,000,000,0005.502%Fixed Rate/Floating RateSenior Notes due 2035<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxAggtOfferingPric', window );">Maximum Aggregate Offering Price</a></td>
<td class="nump">$ 1,000,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeRate', window );">Fee Rate</a></td>
<td class="nump">0.01476%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeAmt', window );">Amount of Registration Fee</a></td>
<td class="nump">$ 147,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingNote', window );">Offering Note</a></td>
<td class="text">Calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total amount of registration fee (amount due after offsets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeAmt</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td>ffd:nonNegative1TMonetary2ItemType</td>
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<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeRate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_MaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum aggregate offering price for the offering that is being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_MaxAggtOfferingPric</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingNote">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingNote</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTitl">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The title of the class of securities being registered (for each class being registered).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTitl</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Type of securities: "Asset-backed Securities", "ADRs/ADSs", "Debt", "Debt Convertible into Equity", "Equity", "Face Amount Certificates", "Limited Partnership Interests", "Mortgage Backed Securities", "Non-Convertible Debt", "Unallocated (Universal) Shelf", "Exchange Traded Vehicle Securities", "Other"</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:securityTypeItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_PrevslyPdFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_PrevslyPdFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_Rule457rFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 457<br> -Subsection r<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_Rule457rFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140578585862160">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
<th class="th">
<div>Sep. 05, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesSummaryLineItems', window );"><strong>Fees Summary [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlOfferingAmt', window );">Total Offering</a></td>
<td class="nump">$ 1,000,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlPrevslyPdAmt', window );">Previously Paid Amount</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlFeeAmt', window );">Total Fee Amount</a></td>
<td class="nump">147,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlOffsetAmt', window );">Total Offset Amount</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NetFeeAmt', window );">Net Fee</a></td>
<td class="nump">$ 147,600<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesSummaryLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesSummaryLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NetFeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NetFeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlFeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlFeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlOfferingAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlOfferingAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlOffsetAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlOffsetAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlPrevslyPdAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlPrevslyPdAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
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end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>exfilingfees_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:ffd="http://xbrl.sec.gov/ffd/2024q2"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef
      xlink:href="https://xbrl.sec.gov/ffd/2024q2/ffd-2024q2.xsd"
      xlink:type="simple"/>
    <context id="c-1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001281761</identifier>
        </entity>
        <period>
            <startDate>2024-09-05</startDate>
            <endDate>2024-09-05</endDate>
        </period>
    </context>
    <context id="c-2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001281761</identifier>
            <segment>
                <xbrldi:typedMember dimension="ffd:OfferingAxis">
                    <dei:lineNo>1</dei:lineNo>
                </xbrldi:typedMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-09-05</startDate>
            <endDate>2024-09-05</endDate>
        </period>
    </context>
    <unit id="usd">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="number">
        <measure>pure</measure>
    </unit>
    <dei:EntityCentralIndexKey contextRef="c-1" id="f-14">0001281761</dei:EntityCentralIndexKey>
    <ffd:FormTp contextRef="c-1" id="f-15">S-3</ffd:FormTp>
    <ffd:FeeExhibitTp contextRef="c-1" id="f-16">EX-FILING FEES</ffd:FeeExhibitTp>
    <ffd:PrevslyPdFlg contextRef="c-2" id="f-17">false</ffd:PrevslyPdFlg>
    <ffd:RegnFileNb contextRef="c-1" id="f-18">333-262964</ffd:RegnFileNb>
    <ffd:SubmissnTp contextRef="c-1" id="f-19">424B2</ffd:SubmissnTp>
    <dei:EntityRegistrantName contextRef="c-1" id="f-1">Regions Financial Corporation</dei:EntityRegistrantName>
    <ffd:OfferingSctyTp contextRef="c-2" id="f-2">Debt</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c-2" id="f-3">$1,000,000,0005.502%Fixed Rate/Floating RateSenior Notes due 2035</ffd:OfferingSctyTitl>
    <ffd:Rule457rFlg contextRef="c-2" id="f-4">true</ffd:Rule457rFlg>
    <ffd:MaxAggtOfferingPric contextRef="c-2" decimals="INF" id="f-5" unitRef="usd">1000000000</ffd:MaxAggtOfferingPric>
    <ffd:FeeRate contextRef="c-2" decimals="INF" id="f-6" unitRef="number">0.0001476</ffd:FeeRate>
    <ffd:FeeAmt contextRef="c-2" decimals="INF" id="f-7" unitRef="usd">147600</ffd:FeeAmt>
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    <ffd:TtlPrevslyPdAmt contextRef="c-1" decimals="INF" id="f-10" unitRef="usd">0</ffd:TtlPrevslyPdAmt>
    <ffd:TtlOffsetAmt contextRef="c-1" decimals="INF" id="f-11" unitRef="usd">0</ffd:TtlOffsetAmt>
    <ffd:NetFeeAmt contextRef="c-1" decimals="0" id="f-12" unitRef="usd">147600</ffd:NetFeeAmt>
    <ffd:OfferingNote contextRef="c-2" id="f-13">Calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.</ffd:OfferingNote>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
