<SEC-DOCUMENT>0001281761-24-000076.txt : 20240903
<SEC-HEADER>0001281761-24-000076.hdr.sgml : 20240903
<ACCEPTANCE-DATETIME>20240903163954
ACCESSION NUMBER:		0001281761-24-000076
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20240903
DATE AS OF CHANGE:		20240903

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			REGIONS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001281761
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				630589368
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-262964
		FILM NUMBER:		241274644

	BUSINESS ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203
		BUSINESS PHONE:		800-734-4667

	MAIL ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW REGIONS FINANCIAL CORP
		DATE OF NAME CHANGE:	20040225

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			REGIONS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001281761
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				630589368
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203
		BUSINESS PHONE:		800-734-4667

	MAIL ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW REGIONS FINANCIAL CORP
		DATE OF NAME CHANGE:	20040225
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>regionsfinancialcorporatio.htm
<DESCRIPTION>FWP
<TEXT>
<html><head><title>Regions Financial Corporation FWP September 2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i0022f9070b494be29acb81b37532eb7b_1" style="position: absolute; top: 72pt;"></div><div style="line-height: 6.77pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 435.13pt; position: absolute; text-decoration: none; white-space: pre;">Free Writing Prospectus<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 425.63pt; position: absolute; text-decoration: none; white-space: pre;">Filed Pursuant to Rule 433<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 419.22pt; position: absolute; text-decoration: none; white-space: pre;">Registration No. 333-262964<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="position: absolute; top: 108pt; width: 612pt;"><div style="left: 186.84pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 39.55pt; width: 238.32pt;" src="regionsa.jpg" alt="regionsa.jpg"></div></div></div><div style="line-height: 6.77pt; position: absolute; top: 178.15pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 274.75pt; position: absolute; white-space: pre;">$1,000,000,000 <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 194.35pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 183.85pt; position: absolute; white-space: pre;">5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 210.55pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">This pricing term sheet supplements the information set forth under &#8220;Description of Notes&#8221; in the Preliminary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.75pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus Supplement, subject to completion, dated September 3, 2024 (the &#8220;Preliminary Prospectus Supplement&#8221;) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 232.95pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to the Prospectus dated February 24, 2022.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 249.15pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 468pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 165pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 300pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Issuer&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 0pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation (the &#8220;Issuer&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 17.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title of Security&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 17.25pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035 (the &#8220;Notes&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Expected Rating (Moody&#8217;s&#47;S&#38;P&#47;Fitch)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 34.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Baa1 (negative) &#47; BBB+ (stable) &#47; A- (stable) (Moody&#8217;s &#47; S&#38;P &#47; Fitch) <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Currency<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 51.75pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">USD<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Principal Amount<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 69pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$1,000,000,000<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 86.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Securities Type<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 86.25pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">SEC Registered Senior Notes<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Trade Date<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 103.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 3, 2024<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Settlement Date<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 120.75pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2024 (T+3)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Maturity Date<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 139.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Fixed Rate Period<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 156.75pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including, September 6, 2024 to, but excluding, September 6, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2034<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 183pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Rate Period<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 183pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including, September 6, 2034 to, but excluding, September 6, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 44.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Coupon<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 209.25pt; width: 300pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> 5.502%<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> Compounded SOFR, determined as set forth under <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#8220;Description of&#160; Notes&#8212;Compounded SOFR&#8221; in the Preliminary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Prospectus Supplement, plus 2.060%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Payment Frequency<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 256.5pt; width: 300pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> Semi-Annually<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.36pt; position: absolute; white-space: pre;">Quarterly <font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 44.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 282.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Interest Payment Dates<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 282.75pt; width: 300pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> March 6 and September 6 of each year, commencing <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">March 6, 2025<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 22.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> December 6, 2034, March 6, 2035, June 6, 2035 <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">and September 6, 2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 330pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Day Count Convention<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 330pt; width: 300pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> 30&#47;360<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> Actual&#47;360<font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 468pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 165pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 300pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 224.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Optional Redemption<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 0pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">On and after March 6, 2025 (the date that is 181 days after the Settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Date) (or, if additional notes are issued after the Settlement Date, on or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">after the date that is 181 days after the issue date of such additional <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">notes) and prior to September 6, 2034, the Issuer may, at its option, and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">from time to time, upon not less than 10 or more than 60 days&#8217; prior <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 52.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">notice, redeem all or any portion of the Notes at a redemption price equal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 62.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">to 100% of the aggregate principal amount of the Notes to be redeemed, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 72.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">plus a &#8220;make-whole&#8221; premium (as described under &#8220;Description of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Notes&#8212;Redemption&#8221; in the Preliminary Prospectus Supplement).&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 102.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">On September 6, 2034, the Issuer may, at its option, upon not less than <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 112.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">10 nor more than 60 days&#8217; prior notice, redeem all of the Notes at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">redemption price equal to 100% of the principal amount of the Notes to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">be redeemed. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At any time on or after June 6, 2035, the Issuer may, at its option, upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">not less than 10 nor more than 60 days&#8217; prior notice, redeem all or any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 172.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">portion of the Notes at a redemption price equal to 100% of the principal <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes to be redeemed.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 202.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Holders of any Notes redeemed will also receive accrued and unpaid <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">interest thereon, if any, to, but excluding, the date of redemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 227.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Make-whole Spread<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 227.25pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">T+25 basis points<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 244.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Treasury<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 244.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">3.875% US Treasury due August 15, 2034<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 261.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Spread to Benchmark Treasury<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 261.75pt; width: 300pt;"><div><div style="line-height: 7.7pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="font-family: Wingdings 2, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#187;<font style="display: inline-block; height: 7.7pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 11.54pt; position: absolute; white-space: pre;">165 basis points<font style="display: inline-block; height: 7.7pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Treasury Spot and Yield<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 279pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">100-06&#59;3.852%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 296.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Yield to Maturity <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 296.25pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5.502%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 313.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Price to Public<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 313.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">100.000% of Principal Amount<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 33.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 330.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net Proceeds to Issuer (after the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">underwriting discount, before offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">expenses)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 330.75pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$996,000,000<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 367.5pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Denominations<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 367.5pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$2,000 x $1,000 <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CUSIP &#47; ISIN<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 384.75pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">7591EP AV2&#47; US7591EPAV24<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 53.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Joint Book-Running Managers<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 402pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup Global Markets Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 458.25pt; width: 165pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 165pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Co-Managers<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 168pt; position: absolute; top: 458.25pt; width: 300pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Academy Securities, Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.67pt; width: 300pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MFR Securities, Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.24pt; position: absolute; top: 570.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">*<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 580.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">suspension, reduction or withdrawal at any time by the assigning rating agency. <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 590.66pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">**<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">It is expected that delivery of the Notes will be made in book-entry form only through the facilities of The Depository <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 600.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">Trust Company against payment in New York, New York on or about the third business day following the date of this <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 610.82pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">pricing term sheet. Under Rule 15c6-1 of the Securities Exchange Act of 1934, trades of securities in the secondary <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 620.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">market generally are required to settle in one business day, referred to as T+1, unless the parties to a trade agree <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 630.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">otherwise. Accordingly, by virtue of the fact that the initial delivery of the Notes will not be made on a T+1 basis, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 641.06pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">investors who wish to trade the Notes more than one business day before the Settlement Date will be required to specify <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 651.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">an alternative settlement cycle at the time of any such trade to prevent a failed settlement.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 671.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">The issuer has filed a registration statement (including a prospectus, as supplemented by a prospectus supplement) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 682.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with the Securities and Exchange Commission, or SEC, for the offering to which this communication relates.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 693.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Before you invest, you should read the prospectus supplement and the accompanying prospectus in that registration <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 704.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statement and other documents the issuer has filed with the SEC for more complete information about the issuer and <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">this offering.&#160; You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 94.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">prospectus if you request it by calling Barclays Capital Inc. at 1-888-603-5847, Citigroup Global Markets Inc. at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 105.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">1-800-831-9146, Deutsche Bank Securities Inc. at 1-800-503-4611, UBS Securities LLC at 1-888-827-7275 and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Regions Securities LLC at (800) 734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 139.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">ANY DISCLAIMERS OR OTHER NOTICES THAT MAY APPEAR BELOW ARE NOT APPLICABLE TO <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 150.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">THIS COMMUNICATION AND SHOULD BE DISREGARDED. SUCH DISCLAIMERS OR OTHER NOTICES <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">WERE AUTOMATICALLY GENERATED AS A RESULT OF THIS COMMUNICATION BEING SENT VIA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">BLOOMBERG OR ANOTHER E-MAIL SYSTEM.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></div></body></html>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
