<SEC-DOCUMENT>0001281761-24-000088.txt : 20240906
<SEC-HEADER>0001281761-24-000088.hdr.sgml : 20240906
<ACCEPTANCE-DATETIME>20240906164837
ACCESSION NUMBER:		0001281761-24-000088
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		20
CONFORMED PERIOD OF REPORT:	20240906
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240906
DATE AS OF CHANGE:		20240906

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			REGIONS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001281761
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				630589368
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34034
		FILM NUMBER:		241285048

	BUSINESS ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203
		BUSINESS PHONE:		800-734-4667

	MAIL ADDRESS:	
		STREET 1:		1900 FIFTH AVENUE NORTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW REGIONS FINANCIAL CORP
		DATE OF NAME CHANGE:	20040225
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>rf-20240906.htm
<DESCRIPTION>8-K
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<title>rf-20240906</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-33">0001281761</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" format="ixt:fixed-false" id="f-34">False</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="rf-20240906.xsd"/></ix:references><ix:resources><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-06</xbrli:startDate><xbrli:endDate>2024-09-06</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier><xbrli:segment><xbrldi:explicitMember 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dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-06</xbrli:startDate><xbrli:endDate>2024-09-06</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-5"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-06</xbrli:startDate><xbrli:endDate>2024-09-06</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-6"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001281761</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesFPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-09-06</xbrli:startDate><xbrli:endDate>2024-09-06</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="if14e4fb98400490e945df2b2ab884ca6_1"></div><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Washington, DC 20549</span></div><div style="margin-bottom:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:18.472%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">8-K</ix:nonNumeric></span></div><div style="margin-bottom:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:18.472%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:121%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">PURSUANT TO SECTION 13 OR 15(D)</span></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">OF THE SECURITIES EXCHANGE ACT OF 1934</span></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-2">September 6, 2024</ix:nonNumeric></span></div><div style="margin-bottom:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:18.472%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:21pt;font-weight:700;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">REGIONS FINANCIAL CORPORATION</ix:nonNumeric></span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span></div><div style="margin-bottom:3pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:18.472%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.861%"><tr><td style="width:1.0%"/><td style="width:31.862%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:31.862%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:31.864%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="f-4">Delaware</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityFileNumber" id="f-5">001-34034</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityTaxIdentificationNumber" id="f-6">63-0589368</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(State or other jurisdiction of incorporation)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(Commission File Number)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:107%">(IRS Employer Identification No.)</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-7">1900 Fifth Avenue North</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:107%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" id="f-8">Birmingham</ix:nonNumeric>, <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="f-9">Alabama</ix:nonNumeric> <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressPostalZipCode" id="f-10">35203</ix:nonNumeric></span></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(Address, including zip code, of principal executive office)</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: (<ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-11">800</ix:nonNumeric>) <ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-12">734-4667</ix:nonNumeric></span></div><div style="margin-bottom:3pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:18.472%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.666%"><tr><td style="width:0.1%"/><td style="width:2.242%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:96.458%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="f-13">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="f-14">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="f-15">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="f-16">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr></table></div><div style="margin-bottom:4.5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.705%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.234%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading Symbol(s)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:Security12bTitle" id="f-17">Common Stock, $.01 par value</ix:nonNumeric></span></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:TradingSymbol" id="f-18">RF</ix:nonNumeric></span></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-19">New York Stock Exchange</ix:nonNumeric></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-3" name="dei:Security12bTitle" id="f-20">Depositary Shares, each representing a 1/40th Interest in a Share of 6.375% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-3" name="dei:TradingSymbol" id="f-21">RF PRB</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-22">New York Stock Exchange</ix:nonNumeric></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:Security12bTitle" id="f-23">Depositary Shares, each representing a 1/40th Interest in a Share of 5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-4" name="dei:TradingSymbol" id="f-24">RF PRC</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-25">New York Stock Exchange</ix:nonNumeric></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:Security12bTitle" id="f-26">Depositary Shares, each representing a 1/40th Interest in a Share of 4.45% Non-Cumulative Perpetual Preferred Stock, Series E</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:TradingSymbol" id="f-27">RF PRE</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-28">New York Stock Exchange</ix:nonNumeric></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:Security12bTitle" id="f-29">Depositary Shares, each representing a 1/40th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:TradingSymbol" id="f-30">RF PRF</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-31">New York Stock Exchange</ix:nonNumeric></span></div></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Emerging growth company </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="f-32">&#9744;</ix:nonNumeric></span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"/></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="if14e4fb98400490e945df2b2ab884ca6_7"></div><hr style="page-break-after:always"/><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;margin-bottom:9pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Item 8.01. Other Events.</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">On September 6, 2024, the Company issued and sold $1,000,000,000 aggregate principal amount of 5.502% Fixed Rate / Floating Rate Senior Notes due 2035 (the &#8220;2035 Notes&#8221;) of the Company. The 2035 Notes were sold pursuant to an underwriting agreement (the &#8220;Underwriting Agreement&#8221;) with Barclays Capital Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc., UBS Securities LLC, and Regions Securities LLC, as representatives of the several underwriters listed therein, dated September 3, 2024. The Underwriting Agreement is attached hereto as Exhibit 1.1 and is incorporated herein by reference. The Company received $996,000,000 in proceeds, before offering expenses, from the sale of the 2035 Notes.</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">The 2035 Notes were issued pursuant to the terms of the Indenture, dated as of August 8, 2005, as supplemented by the Fourteenth Supplemental Indenture, dated September 6, 2024, between the Company and Deutsche Bank Trust Company Americas, as trustee, a copy of which is filed as Exhibit 4.1 to this Current Report on Form 8-K and is incorporated herein by reference. The form of certificate representing the 2035 Notes is filed as Exhibit 4.2 to this Current Report on Form 8-K and is incorporated herein by reference. This Current Report on Form 8-K is being filed for the purpose of filing Exhibits 1.1, 4.1, and 4.2 as exhibits to the Company&#8217;s registration statement on Form S-3 (File No. 333-262964) (the &#8220;Registration Statement&#8221;), and such exhibits are incorporated into the Registration Statement by reference herein.</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">A copy of the opinions of Sullivan &amp; Cromwell LLP, counsel to the Company, are attached as Exhibit 5.1 and Exhibit 8.1 to this Current Report on Form 8-K. Exhibits 5.1, 8.1, 23.1 and 23.2 of this Current Report on Form 8-K are incorporated into the Registration Statement by reference herein.</span></div><div style="margin-bottom:9pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Item 9.01. Financial Statements and Exhibits.</span></div><div style="margin-bottom:9pt;text-indent:18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(d) Exhibits </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:86.666%"><tr><td style="width:1.0%"/><td style="width:9.156%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.441%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:88.003%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Exhibit&#160;No.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Description</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit11-underwritingagre.htm">Underwriting Agreement, dated September 3, 2024, by and among Barclays Capital Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc., UBS Securities LLC, and Regions Securities LLC, as representatives of the several underwriters listed therein.</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit41-fourteenthsupple.htm">Fourteenth Supplemental Indenture, dated September 6, 2024, between Regions Financial Corporation and Deutsche Bank Trust Company Americas, as trustee.</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit41-fourteenthsupple.htm">Form of 5.502% Senior Notes due 2035 (included in Exhibit 4.1).</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit51-scconsent8xksept.htm">Opinion of Sullivan &amp; Cromwell LLP.</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">8.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit81-scconsent8xksept.htm">Opinion of Sullivan &amp; Cromwell LLP.</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit51-scconsent8xksept.htm">Consent of Sullivan &amp; Cromwell LLP (included in Exhibit 5.1).</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit81-scconsent8xksept.htm">Consent of Sullivan &amp; Cromwell LLP (included in Exhibit 8.1).</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data (embedded within the Inline XBRL document).</span></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="if14e4fb98400490e945df2b2ab884ca6_10"></div><hr style="page-break-after:always"/><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:9pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="margin-bottom:9pt;text-indent:23pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-bottom:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.844%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.316%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.872%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:30.568%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Regions Financial Corporation</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Date: September 6, 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">By:</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">/s/ Karin K. Allen</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Name:</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Karin K. Allen</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Executive Vice President, Assistant Controller and Chief Accounting Officer</span></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
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<DESCRIPTION>EX-1.1
<TEXT>
<html><head><title>Exhibit 1.1 -Underwriting Agreement 8-K September 2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"><div style="line-height: 6.77pt; position: absolute; top: 13.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 493.35pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 1.1<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_1" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 97.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 215.88pt; position: absolute; text-decoration: none; white-space: pre;">UNDERWRITING AGREEMENT<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 121.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 202.06pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 147.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 127.42pt; position: absolute; white-space: pre;">$1,000,000,000 5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 174.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 396pt; position: absolute; white-space: pre;">September 3, 2024<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 187.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 201.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">745 Seventh Avenue<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 214.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">New York, New York 10019<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Citigroup Global Markets Inc.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 255.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">388 Greenwich Street<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 268.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">New York, New York 10013<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 296.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Deutsche Bank Securities Inc.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">1 Columbus Circle<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 323.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">New York, New York 10019<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 363.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">1285 Avenue of the Americas<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 377.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">New York, New York 10019<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 404.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Regions Securities LLC&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 417.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">615 South College Street, Suite 600<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 431.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Charlotte, North Carolina 28202<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 458.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">As representatives of the several Underwriters<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 472.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">named in Schedule I hereto (&#8220;you&#8221; or the &#8220;Representatives&#8221;)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 498.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ladies and Gentlemen&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 525.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Regions Financial Corporation, a Delaware corporation (the &#8220;Company&#8221;), proposes, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 539.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">subject to the terms and conditions stated herein, to issue and sell to the Underwriters named in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 552.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Schedule I hereto (the &#8220;Underwriters&#8221;) $1,000,000,000 aggregate principal amount of 5.502% <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 566.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Fixed Rate &#47; Floating Rate Senior Notes due 2035 (the &#8220;Securities&#8221;) of the Company.&#160; The <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 580.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities are to be issued pursuant to an indenture dated as of August 8, 2005 (the &#8220;Original <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 594.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Indenture&#8221;), as supplemented by the Fourteenth Supplemental Indenture to be dated the Closing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 608.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Date (as defined in Section 4 hereof) (the &#8220;Fourteenth Supplemental Indenture&#8221; and, together <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 621.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with the Original Indenture, the &#8220;Indenture&#8221;), between the Company and Deutsche Bank Trust <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 635.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company Americas, as trustee (the &#8220;Trustee&#8221;).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 661.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 9pt;">1.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 395.95pt;">The Company represents and warrants to, and agrees with, each of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 675.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 87.56pt;">Underwriters that&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">2<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(a)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">An &#8220;automatic shelf registration statement&#8221; as defined under Rule 405 <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">under the Securities Act of 1933, as amended (the &#8220;Act&#8221;), on Form S-3 (File No. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">333-262964) in respect of the Securities has been filed with the Securities and Exchange <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Commission (the &#8220;Commission&#8221;) not earlier than three years prior to the date hereof&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">such registration statement, and any post-effective amendment thereto, became effective <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">on filing&#59; and no stop order suspending the effectiveness of such registration statement or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any part thereof has been issued, no proceeding for that purpose has been initiated or, to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Company&#8217;s knowledge, threatened by the Commission, and no notice of objection of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Commission to the use of such registration statement or any post-effective <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">amendment thereto pursuant to Rule 401(g)(2) under the Act has been received by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 210pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company&#59; the base prospectus filed as part of such registration statement, in the form in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">which it has most recently been filed with the Commission on or prior to the date of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Agreement, is hereinafter called the &#8220;Basic Prospectus&#8221;&#59; any preliminary prospectus <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 251.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(including any preliminary prospectus supplement) relating to the Securities filed with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 265.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Commission pursuant to Rule 424(b) under the Act is hereinafter called a &#8220;Preliminary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 279pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus&#8221;&#59; the various parts of such registration statement, including all exhibits thereto <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">but excluding any Form T&#8209;1 and including any prospectus supplement relating to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 306.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities that is filed with the Commission and deemed by virtue of Rule 430B to be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 320.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">part of such registration statement, each as amended at the time such part of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 334.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">registration statement became effective, are hereinafter collectively called the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">&#8220;Registration Statement&#8221;&#59; the Basic Prospectus, as amended and supplemented <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 361.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">immediately prior to the &#8220;Applicable Time&#8221; (as defined in Section 1(c) hereof), is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 375.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">hereinafter called the &#8220;Pricing Prospectus&#8221;&#59; the form of the final prospectus relating to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 389.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities filed with the Commission pursuant to Rule 424(b) under the Act in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 403.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">accordance with Section 5(a) hereof is hereinafter called the &#8220;Prospectus&#8221;&#59; any reference <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 417pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">herein to the Basic Prospectus, the Pricing Prospectus, any Preliminary Prospectus or the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 430.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus shall be deemed to refer to and include the documents incorporated by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 444.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reference therein pursuant to Item 12 of Form S&#8209;3 under the Act, as of the date of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 458.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">prospectus&#59; any reference to any amendment or supplement to the Basic Prospectus, any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 472.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Preliminary Prospectus or the Prospectus shall be deemed to refer to and include any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 486pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">post-effective amendment to the Registration Statement, any prospectus supplement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 499.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">relating to the Securities filed with the Commission pursuant to Rule 424(b) under the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 513.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Act and any documents filed under the Securities Exchange Act of 1934, as amended (the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 527.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">&#8220;Exchange Act&#8221;), and incorporated therein, in each case after the date of the Basic <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 541.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus, such Preliminary Prospectus, or the Prospectus, as the case may be&#59; any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 555pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reference to any amendment to the Registration Statement shall be deemed to refer to and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 568.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">include any annual report of the Company filed pursuant to Section 13(a) or 15(d) of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 582.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Exchange Act after the effective date of the Registration Statement that is incorporated by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 596.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reference in the Registration Statement&#59; and any &#8220;issuer free writing prospectus&#8221; as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 610.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">defined in Rule 433 under the Act relating to the Securities is hereinafter called an &#8220;Issuer <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 624pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Free Writing Prospectus&#8221;&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 649.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">No order preventing or suspending the use of any Preliminary Prospectus <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 663.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or any Issuer Free Writing Prospectus has been issued by the Commission, and each <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 677.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Preliminary Prospectus, at the time of filing thereof, conformed in all material respects to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 691.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the requirements of the Act and the rules and regulations of the Commission thereunder, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 705pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and did not contain an untrue statement of a material fact or omit to state a material fact <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">3<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">required to be stated therein or necessary to make the statements therein, in the light of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the circumstances under which they were made, not misleading&#59; provided, however, that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">this representation and warranty shall not apply to any statements or omissions made in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reliance upon and in conformity with information furnished in writing to the Company by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">an Underwriter through the Representatives expressly for use therein&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">For the purposes of this Agreement, the &#8220;Applicable Time&#8221; is 4&#58;00 p.m. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(New York City time) on the date of this Agreement.&#160; The Pricing Prospectus, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">supplemented by the final term sheet prepared and filed pursuant to Section 5(a) hereof <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(collectively, the &#8220;Pricing Disclosure Package&#8221;) as of the Applicable Time,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 468.6pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 471.6pt; position: absolute; white-space: pre;">did not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">include any untrue statement of a material fact or omit to state any material fact necessary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">in order to make the statements therein, in the light of the circumstances under which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">they were made, not misleading&#59; and each Issuer Free Writing Prospectus listed on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Schedule II(a) hereto does not conflict with the information contained in the Registration <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Statement, the Pricing Prospectus or the Prospectus and each such Issuer Free Writing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus, as supplemented by and taken together with the Pricing Disclosure Package <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">as of the Applicable Time, did not include any untrue statement of a material fact or omit <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to state any material fact necessary in order to make the statements therein, in the light of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the circumstances under which they were made, not misleading&#59; provided, however, that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">this representation and warranty shall not apply to statements or omissions made in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Pricing Disclosure Package or an Issuer Free Writing Prospectus in reliance upon and in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">conformity with information furnished in writing to the Company by an Underwriter <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">through the Representatives expressly for use therein&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(d)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The documents incorporated by reference in the Pricing Prospectus and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 413.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Prospectus, when they became effective or were filed with the Commission, as the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 427.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">case may be, conformed in all material respects to the requirements of the Act or the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Exchange Act, as applicable, and the rules and regulations of the Commission thereunder, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 454.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and none of such documents contained an untrue statement of a material fact or omitted <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 468.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to state a material fact required to be stated therein or necessary to make the statements <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 482.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">therein, in light of the circumstances in which they were made, not misleading&#59; any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 496.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">further documents so filed and incorporated by reference in the Prospectus or any further <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 510pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">amendment or supplement thereto, when such documents become effective or are filed <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 523.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">with the Commission, as the case may be, will conform in all material respects to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 537.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">requirements of the Act or the Exchange Act, as applicable, and the rules and regulations <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the Commission thereunder and will not contain an untrue statement of a material fact <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 565.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or omit to state a material fact required to be stated therein or necessary to make the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 579pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">statements therein, in light of the circumstances in which they were made, not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 592.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">misleading&#59; provided, however, that this representation and warranty shall not apply to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 606.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any statements or omissions made in reliance upon and in conformity with information <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 620.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">furnished in writing to the Company by an Underwriter through the Representatives <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 634.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">expressly for use therein&#59; and no such documents were filed with the Commission since <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 648pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Commission&#8217;s close of business on the business day immediately prior to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 661.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">execution of this Agreement, except as set forth on Schedule II(b) hereto&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 687.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(e)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Registration Statement conforms, and the Prospectus and any further <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 701.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">amendments or supplements to the Registration Statement and the Prospectus will <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">4<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">conform, in all material respects to the requirements of the Act and the rules and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">regulations of the Commission thereunder&#59; as of the applicable effective date as to each <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">part of the Registration Statement and any post-effective amendment thereto, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Registration Statement and any post-effective amendment thereto did not and will not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">contain an untrue statement of a material fact or omit to state a material fact required to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">be stated therein or necessary to make the statements therein not misleading&#59; and as of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">applicable filing date of the Prospectus and any amendment or supplement thereto and as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the Time of Delivery (as defined in Section 4 hereof), the Prospectus and any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">amendment or supplement thereto will not contain an untrue statement of a material fact <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or omit to state a material fact required to be stated therein or necessary to make the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 210pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">statements therein, in the light of the circumstances under which they were made, not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">misleading&#59; provided, however, that this representation and warranty shall not apply to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any statements or omissions made in reliance upon and in conformity with information <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 251.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">furnished in writing to the Company by an Underwriter through the Representatives <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 265.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">expressly for use in the Registration Statement, the Prospectus, or any amendment or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 279pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">supplement thereto&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(f)<font style="display: inline-block; height: 8.32pt; width: 24.03pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Each of the Company and Regions Bank has been duly formed or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">incorporated and is validly existing as a corporation or a bank, as applicable, in good <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">standing under the laws of the jurisdiction in which it is formed, incorporated, chartered <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or organized with full corporate power and authority to own or lease, as the case may be, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and to operate its properties and conduct its business as described in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus, and is duly qualified to do business as a foreign corporation and is in good <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 387.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">standing under the laws of each jurisdiction in which its ownership or lease of property or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 401.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the conduct of its business requires such qualification (except in any case in which the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 415.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">failure to so qualify would not reasonably be expected to have a Material Adverse Effect <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 429pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(as defined herein))&#59; and Regions Bank is the only &#8220;significant subsidiary&#8221; (as such term <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 442.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">is defined in Rule 1-02(w) or Regulation S-X under the Act).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 468.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(g)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company is duly registered as a bank holding company and has <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 482.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">elected to be treated as a financial holding company under the Bank Holding Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 496.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Act of 1956, as amended&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(h)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">&#91;Reserved&#93;&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(i)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Neither the Company nor Regions Bank has sustained since the date of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">latest audited financial statements included or incorporated by reference in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 575.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus any material loss or interference with its business from fire, explosion, flood <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 588.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or other calamity, whether or not covered by insurance, or from any labor dispute or court <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 602.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or governmental action, order or decree, otherwise than as set forth or contemplated in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Pricing Prospectus&#59; and, since June 30, 2024, there has not been (x) any change in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 630.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">capital stock of the Company or Regions Bank (other than issuances or other transfers of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 644.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">capital stock in the ordinary course of business pursuant to the Company&#8217;s employee <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 657.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">benefit plans or repurchases of common stock by the Company pursuant to a share <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 671.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">repurchase program disclosed in the Pricing Prospectus and, to avoid doubt, dividends on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 685.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">preferred and common stock or on any capital stock of Regions Bank), (y) any material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 699.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">increase in the long-term debt of the Company and Regions Bank or (z) any material <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">5<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">adverse change, or any development involving a prospective material adverse change, in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or affecting the condition (financial or otherwise), results of operations, business, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">properties or prospects of the Company and its subsidiaries taken as a whole, otherwise <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">than as set forth or contemplated in the Pricing Prospectus&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(j)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">At the end of the most recently completed quarter or fiscal year, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company had an authorized and outstanding capitalization as set forth in the consolidated <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">balance sheet as of June 30, 2024, as set forth in the Quarterly Report on Form 10-Q filed <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">on August 6, 2024, and except as otherwise disclosed in the Pricing Disclosure Package, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Registration Statement and the Prospectus, there has been no material change in such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">information since the end of such quarter or fiscal year (subject to the issuance of shares <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of common stock upon exercise of stock options, warrants and convertible securities <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">disclosed as outstanding in the Registration Statement (excluding the exhibits thereto), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Pricing Prospectus and the Prospectus, the grant of options under existing stock <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">option plans described in the Registration Statement (excluding the exhibits thereto), the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Pricing Prospectus and the Prospectus and the repurchase of shares of common stock <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">pursuant to a share repurchase program disclosed in the Pricing Prospectus)&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(k)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">All the outstanding shares of capital stock of Regions Bank have been <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">duly and validly authorized and issued and are fully paid and non-assessable (except as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">provided in statutes pursuant to which depository institution subsidiaries are subject), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and, except as otherwise set forth in the Pricing Prospectus, the Company owns all of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">voting capital stock of Regions Bank (except for directors&#8217; qualifying shares, if any), free <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and clear of any perfected security interest or any other security interests, claims, liens or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">encumbrances&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(l)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Securities have been duly authorized and, when issued and delivered <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">against payment therefor as provided herein, as of the Closing Date, will be validly <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">executed and delivered by the Company, and, when authenticated in the manner provided <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">for in the Indenture, will constitute valid and binding obligations of the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">enforceable against the Company in accordance with their terms, subject to bankruptcy, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">insolvency, fraudulent transfer, reorganization, moratorium and similar laws of general <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">applicability relating to or affecting creditors&#8217; rights and to general equity principles, and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">will be in the form contemplated by, and entitled to the benefits of, the Indenture&#59; and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 535.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities will conform in all material respects to the description thereof contained in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 549.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Registration Statement, the Pricing Prospectus and the Prospectus&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 575.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 17.31pt;">(m)<font style="display: inline-block; height: 8.32pt; width: 18.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.95pt;">The statements made in the Registration Statement, Pricing Disclosure<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 589.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">Package and Prospectus under the caption &#8220;Description of Notes&#8221; insofar as they purport<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 603pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.93pt;">to constitute summaries of the terms of the Securities and the Indenture, constitute<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 616.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 362.57pt;">accurate summaries of the terms of such documents in all material respects&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 642.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 13.98pt;">(n)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font><font style="left: 180pt; position: absolute; width: 359.94pt;">This Agreement has been duly authorized, executed and delivered by the<font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 656.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 49.98pt;">Company&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 682.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 13.98pt;">(o)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.91pt;">The Indenture has been duly authorized, validly executed and delivered by<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 696pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">the Company and duly qualified under the Trust Indenture Act of 1939 (the &#8220;Trust<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">6<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">Indenture Act&#8221;), and, assuming that the Indenture is a legal, valid and binding obligation<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">of the Trustee, the Indenture will constitute a legal, valid and binding agreement of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">Company, enforceable against the Company in accordance with its terms, subject to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.93pt;">bankruptcy, insolvency, fraudulent transfer, reorganization, moratorium and similar laws<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.9pt;">of general applicability relating to or affecting creditors&#8217; rights and to general equity<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.94pt;">principles&#59; and such Indenture will conform in all material respects to the description<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.92pt;">thereof contained in the Registration Statement, the Pricing Prospectus and the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 55.28pt;">Prospectus&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(p)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company is not and, after giving effect to the offering and sale of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities and the application of the proceeds thereof, will not be, an &#8220;investment <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">company&#8221; as such term is defined in the Investment Company Act of 1940, as amended&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 247.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(q)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">No consent, approval, authorization, filing with or order of any court or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">governmental agency or body is required for the execution, delivery and performance by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Company of this Agreement or the Indenture or in connection with the transactions <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">contemplated by this Agreement or the Indenture, except such as have been obtained or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">such as may be required under the blue sky laws of any jurisdiction in connection with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the purchase and distribution of the Securities by the Underwriters in the manner <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">contemplated herein and in the Prospectus&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 356.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(r)<font style="display: inline-block; height: 8.32pt; width: 24.03pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The issue and sale of the Securities by the Company, the execution, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 370.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">delivery or performance by the Company of this Agreement and the Indenture and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">consummation of the transactions contemplated herein and under the Indenture will not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 397.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">conflict with or result in a breach or violation pursuant to (i) the certificate of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 411.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">incorporation or other charter document or by-laws of the Company or Regions Bank, (ii) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the terms of any indenture, contract, lease, mortgage, deed of trust, note agreement, loan <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">agreement or other agreement, obligation, condition, covenant or instrument to which the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company or Regions Bank is a party or by which the Company or Regions Bank is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">bound or to which any of the property or assets of the Company or Regions Bank is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">subject, or (iii) any statute, law, rule, regulation, judgment, order or decree applicable to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Company or Regions Bank of any court, regulatory body, administrative agency, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">governmental body, arbitrator or other authority having jurisdiction over the Company or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Regions Bank or any of its or their properties which violation or default would, in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 535.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">case of clauses (ii) and (iii) above, either individually or in the aggregate with all other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 549.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">violations and defaults referred to in this paragraph, reasonably be expected to result in a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 563.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">material adverse effect on the condition (financial or otherwise), results of operations or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 577.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">business of the Company and its subsidiaries, taken as a whole, except as set forth in or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 591pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">contemplated by the Pricing Prospectus and the Prospectus, or a material adverse effect <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">on the consummation of the transactions contemplated hereby (collectively, a &#8220;Material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Adverse Effect&#8221;)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 644.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(s)<font style="display: inline-block; height: 8.32pt; width: 23.36pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The consolidated historical financial statements and schedules of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 658.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company and its consolidated subsidiaries incorporated by reference in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus and the Registration Statement present fairly in all material respects the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 685.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">financial condition, results of operations and cash flows of the Company and its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 699.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">consolidated subsidiaries as of the dates and for the periods indicated, comply as to form <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">7<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">in all material respects with the applicable accounting requirements of the Act and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">rules and regulations of the Commission thereunder and have been prepared in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">conformity with United States generally accepted accounting principles applied on a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">consistent basis throughout the periods involved (except as otherwise noted therein)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(t)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Except as disclosed in the Pricing Prospectus, no action, suit or proceeding <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">by or before any court or governmental agency, authority or body or any arbitrator <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">involving the Company or Regions Bank or its or their property is pending or, to the best <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">knowledge of the Company, threatened that would reasonably be expected to have a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Material Adverse Effect&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 220.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(u)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Neither the Company nor Regions Bank is in (i) violation of any provision <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 234pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of its respective charter or by-laws&#59; (ii) default under the terms of any indenture, contract, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 247.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">lease, mortgage, deed of trust, note agreement, loan agreement or other agreement, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">obligation, condition, covenant or instrument to which it is a party or bound or to which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">its property is subject&#59; or (iii) violation of any statute, law, rule regulation, judgment, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">order or decree of any court, regulatory body, administrative agency, governmental body, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">arbitrator or other authority having jurisdiction over the Company or any of its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">subsidiaries or any of their properties, as applicable, which violation or default would, in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the case of clauses (ii) and (iii) above, either individually or in the aggregate along with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">all other violations and defaults referred to in this paragraph (u), reasonably be expected <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to result in a Material Adverse Effect&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(v)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company has filed all foreign, federal, state and local tax returns that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 397.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">are required to be filed or has requested extensions thereof (except in any case in which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 411.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the failure to so file would not reasonably be expected to have a Material Adverse Effect) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and has paid all taxes required to be paid by it and any other assessment, fine or penalty <font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Material Adverse Effect<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 223.82999999999998pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(w)<font style="display: inline-block; height: 8.32pt; width: 19.36pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">No subsidiary of the Company is currently prohibited, directly or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">indirectly, from paying any dividends to the Company, from making any other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 520.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">distribution on such subsidiary&#8217;s capital stock, from repaying to the Company any loans <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 534pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or advances to such subsidiary from the Company or from transferring any of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">subsidiary&#8217;s property or assets to the Company or any other subsidiary of the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">except as described in or contemplated by the Pricing Prospectus and applicable banking <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 575.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">laws and regulations&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 601.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(x)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company and Regions Bank possess all licenses, certificates, permits <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 615pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and other authorizations issued by the appropriate federal, state or foreign regulatory <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">authorities necessary to conduct their respective businesses except those the failure of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 642.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">which to possess would not reasonably be expected to result in a Material Adverse Effect, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 656.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and neither the Company nor any such subsidiary has received any notice of proceedings <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 670.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">relating to the revocation or modification of any such certificate, authorization or permit <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 684pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">which, singly or in the aggregate, if the subject of an unfavorable decision, ruling or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 697.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">finding, would reasonably be expected to result in a Material Adverse Effect<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 474.95pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">8<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(y)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 157.98pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">(A) (i) <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 213.95pt; position: absolute; white-space: pre;">At the time of filing the Registration Statement, (ii) at the time of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the most recent amendment thereto for the purposes of complying with Section 10(a)(3) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the Act (whether such amendment was by post-effective amendment, incorporated <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">report filed pursuant to Section 13 or 15(d) of the Exchange Act or form of prospectus), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and (iii) at the time the Company or any person acting on its behalf (within the meaning, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">for this clause only, of Rule 163(c) under the Act) made any offer relating to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities in reliance on the exemption of Rule 163 under the Act, the Company was a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">&#8220;well-known seasoned issuer&#8221; as defined in Rule 405 under the Act&#59; and (B) at the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">earliest time after the filing of the Registration Statement that the Company or another <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">offering participant made a bona fide offer (within the meaning of Rule 164(h)(2) under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 210pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Act) of the Securities, the Company was not an &#8220;ineligible issuer&#8221; as defined in Rule <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">405 under the Act&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(z)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 157.3pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Ernst &#38; Young LLP, which has audited the consolidated financial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">statements of the Company and its consolidated subsidiaries, and delivered its report with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">respect to audited consolidated financial statements included in the Prospectus, is an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">independent registered public accounting firm as required by the Act and the rules and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">regulations of the Commission thereunder&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(aa)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 162.62pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 17.38pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company maintains a system of internal control over financial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reporting (as such term is defined in Rule 13a-15(f) under the Exchange Act) that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">complies with the requirements of the Exchange Act and has been designed by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company&#8217;s principal executive officer and principal financial officer, or under their <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">supervision, to provide reasonable assurance regarding the reliability of financial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reporting and the preparation of financial statements for external purposes in accordance <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 413.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">with generally accepted accounting principles.&#160; The Company&#8217;s internal control over <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 427.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">financial reporting is effective and the Company is not aware of any material weaknesses <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">in its internal control over financial reporting&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(bb)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 163.98pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 16.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Since the date of the latest audited financial statements included or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">incorporated by reference in the Pricing Prospectus, there has been no change in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company&#8217;s internal control over financial reporting that has materially affected, or is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reasonably likely to materially affect, the Company&#8217;s internal control over financial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reporting&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(cc)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 162.62pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 17.38pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The interactive data in eXtensible Business Reporting Language included <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or incorporated by reference in the Registration Statement fairly presents the information <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 575.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">called for in all material respects and has been prepared in accordance with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 589.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Commission&#8217;s rules and guidelines applicable thereto.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 615pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(dd)<font style="display: inline-block; height: 8.32pt; width: 16.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company maintains disclosure controls and procedures (as such term <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">is defined in Rule 13a-15(e) under the Exchange Act) that comply with the requirements <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 642.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the Exchange Act&#59; such disclosure controls and procedures have been designed to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 656.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">ensure that material information relating to the Company and its subsidiaries is made <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 670.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">known to the Company&#8217;s principal executive officer and principal financial officer by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 684pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">others within those entities&#59; and such disclosure controls and procedures are effective&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">9<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(ee)<font style="display: inline-block; height: 8.32pt; width: 17.38pt;"></font></font><font style="left: 180pt; position: absolute;"> <font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 183pt; position: absolute; white-space: pre;"> (i) The Company and Regions Bank are in compliance with all laws and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">regulations administered by the Board of Governors of the Federal Reserve System, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;), the State Banking Department of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the State of Alabama and any other federal or state bank regulatory authorities with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">jurisdiction over the Company and its subsidiaries, except for such failures to be in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">compliance as would not reasonably be expected to result in a Material Adverse Effect&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and (ii) the deposit accounts of Regions Bank are insured up to applicable limits by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">FDIC and no proceedings for the termination or revocation of such insurance are pending <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or, to the knowledge of the Company, threatened&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(ff)<font style="display: inline-block; height: 8.32pt; width: 20.04pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">Neither the Company nor any of its subsidiaries nor, to the knowledge of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Company, any director, officer, agent, employee or affiliate of the Company or any of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">its subsidiaries has taken any action, directly or indirectly, that would result in a violation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">material to the Company by such persons of the Foreign Corrupt Practices Act of 1977, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">as amended (the &#8220;FCPA&#8221;) and the rules and regulations thereunder, including, without <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">limitation, making use of the mails or any means or instrumentality of interstate <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">commerce corruptly in furtherance of an offer, payment, promise to pay or authorization <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the payment of any money, or other property, gift, promise to give, or authorization of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the giving of anything of value to any &#8220;foreign official&#8221; (as such term is defined in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">FCPA) or any foreign political party or official thereof or any candidate for foreign <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">political office, in contravention of the FCPA or any applicable anti-bribery and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">anticorruption laws or regulations to which the Company or any of its subsidiaries or any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">director, officer, agent, employee or affiliate is subject. The Company, its subsidiaries <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 387.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and their affiliates have each conducted their businesses in compliance with the FCPA in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 401.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">all material respects&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 427.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(gg)<font style="display: inline-block; height: 8.32pt; width: 16.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">To the Company&#8217;s knowledge, the operations of the Company and its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">subsidiaries are currently in material compliance with applicable financial record keeping <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 454.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and reporting requirements of the Currency and Foreign Transactions Reporting Act of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 468.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">1970, as amended, the money laundering statutes of all United States jurisdictions, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 482.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">rules and regulations thereunder and any related or similar rules, regulations or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 496.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">guidelines, issued, administered or enforced by any governmental agency in the United <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 510pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">States (collectively, the &#8220;Money Laundering Laws&#8221;)&#59; and no formal action, suit or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 523.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">proceeding by or before any court or governmental agency, authority or body or any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 537.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">arbitrator involving the Company or any of its subsidiaries with respect to the Money <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Laundering Laws is pending or, to the knowledge of the Company, threatened, in each <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 565.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">case, that is material to the Company and its subsidiaries, taken as a whole&#59; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 471.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 591pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 19.98pt;">(hh)<font style="display: inline-block; height: 8.32pt; width: 16.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.9pt;">Neither the Company nor any of its subsidiaries, nor, to the knowledge of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.95pt;">the Company, any director, officer, agent, employee or affiliate of the Company or any of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">its subsidiaries, is an individual or entity (&#8220;Person&#8221;) that is, or is owned or controlled by a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 632.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">Person that is (i) the subject or target of any sanctions administered or enforced by the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 646.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.93pt;">U.S. Department of Treasury&#8217;s Office of Foreign Assets Control (&#8220;OFAC&#8221;), the U.S.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.98pt;">Department of State (including, without limitation, through designation as a &#8220;specially<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 673.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">designated national&#8221; or &#8220;blocked person&#8221;), the United Nations Security Council<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 687.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">(&#8220;UNSC&#8221;), the European Union (&#8220;EU&#8221;), or His Majesty&#8217;s Treasury (&#8220;HMT&#8221;)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 701.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">(collectively, &#8220;Sanctions&#8221;), or (ii) located, organized or resident in a country or territory<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">10<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.92pt;">that is the subject or target of Sanctions (currently, Cuba, Iran, North Korea, Syria,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.97pt;">Crimea, the so-called Donetsk People&#8217;s Republic, the so-called Luhansk People&#8217;s<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">Republic, the nongovernment-controlled regions of Zaporizhzhia and Kherson, except to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 376.97pt;">the extent authorized by OFAC or otherwise authorized under applicable law)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 484.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 14.64pt;">(ii)<font style="display: inline-block; height: 8.32pt; width: 21.36pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.96pt;">The Company will not, directly or indirectly, use the proceeds of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">offering, or lend, contribute or otherwise make available such proceeds to any subsidiary,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.91pt;">joint venture partner or other Person (i) to fund or facilitate any activities or business of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">or with any Person or in any country or territory that, at the time of such funding or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">facilitation, is the subject or target of Sanctions (currently, Cuba, Iran, North Korea,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">Syria, Crimea, the so-called Donetsk People&#8217;s Republic, the so-called Luhansk People&#8217;s<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 432pt;">Republic, the nongovernment-controlled regions of Zaporizhzhia and Kherson, except to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.91pt;">the extent authorized by OFAC or otherwise authorized under U.S. law)&#59; or (ii) in any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.87pt;">other manner that will result in a violation of Sanctions by any Person (including any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.87pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">Person participating in the offering, whether as underwriter, advisor, investor or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 53.93pt;">otherwise)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 161.93pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 14.64pt;">(jj)<font style="display: inline-block; height: 8.32pt; width: 21.36pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.9pt;">For the past 10 years, the Company and its subsidiaries have not<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.95pt;">knowingly engaged in and are not now knowingly engaged in any dealings or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.94pt;">transactions with any Person, or in any country or territory, that at the time of the dealing<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 295.37pt;">or transaction is or was the subject or target of Sanctions&#59; and<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 403.37pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 19.98pt;">(kk)<font style="display: inline-block; height: 8.32pt; width: 16.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre; width: 359.98pt;">Neither the Company, nor, to the Company&#8217;s knowledge, any of its<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.99pt;">affiliates, has taken or may take, directly or indirectly, any action designed to cause or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 397.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.88pt;">result in, or which has constituted or which might reasonably be expected to constitute,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 411.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.93pt;">the stabilization or manipulation of the price of any security of the Company to facilitate<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 425.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 164.12pt;">the sale or resale of the Securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">2.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 144pt; position: absolute;">(a) <font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 160.3pt; position: absolute; white-space: pre;">Subject to the terms and conditions herein set forth,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 407.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 410.75pt; position: absolute; white-space: pre;">the Company agrees to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 465pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">issue and sell to each of the Underwriters, and each of the Underwriters agrees, severally and not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 478.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">jointly, to purchase from the Company, at a purchase price of 99.600% of the principal amount <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of the Securities, plus accrued interest, if any, from September 6, 2024 to but excluding the date <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of issuance, the principal amount of Securities set forth opposite the name of such Underwriter in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 520.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Schedule I hereto. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 546pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">(b) &#91;Reserved&#93;.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">3.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Upon the authorization by you of the release of the Securities, the several <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 585.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriters propose to offer the Securities for sale upon the terms and conditions set forth in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 599.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Prospectus.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 625.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">4.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 144pt; position: absolute;">(a) <font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 160.3pt; position: absolute; white-space: pre;">The Company will deliver the Securities to one or more of the Representatives <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 639pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">for the account of each Underwriter, against payment by or on behalf of such Underwriter of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 652.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">purchase price therefor by wire transfer of Federal (same-day) funds to the account specified by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 666.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Company to the Representatives at least twenty-four hours in advance, by causing the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 680.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities to be represented by one or more definitive global Securities in book entry form which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 694.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">will be deposited by or on behalf of the Company with The Depository Trust Company (&#8220;DTC&#8221;) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 708pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or its designated custodian, and shall cause DTC to credit the Securities to the account of one or <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">11<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">more of the Representatives at DTC.&#160; The time and date of such delivery and payment shall be, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with respect to the Securities, 9&#58;30 a.m., New York City time, on September 6, 2024 or such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">other time and date as the Representatives and the Company may agree upon in writing.&#160; Such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">date for delivery of the Securities is herein called the &#8220;Closing Date,&#8221; and such time and date for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">delivery of the Securities is herein called the &#8220;Time of Delivery&#8221;.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 391.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute; width: 13.98pt;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre; width: 395.96pt;">The documents to be delivered at the Time of Delivery by or on behalf of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">parties hereto pursuant to Section 8 hereof, including the cross-receipt for the Securities and any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">additional documents reasonably requested by the Underwriters pursuant to Section 8(j) hereof,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">will be delivered via electronic exchange, and the Securities will be credited to the account of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">Representatives at DTC, all at the Time of Delivery.&#160; The final drafts of the documents to be<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.89pt;">delivered pursuant to the preceding sentence will be available for review by the parties hereto on<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">the New York Business Day immediately preceding the Time of Delivery.&#160; For the purposes of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.95pt;">this Section 4, &#8220;New York Business Day&#8221; shall mean each Monday, Tuesday, Wednesday,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 468pt;">Thursday and Friday that is not a day on which banking institutions in New York City are<font style="display: inline-block; 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white-space: pre;"><font style="left: 108pt; position: absolute; width: 9pt;">5.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 144pt; position: absolute; width: 68.3pt;">The Company<font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 212.3pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 215.3pt; position: absolute; text-decoration: none; white-space: pre; width: 180.11pt;">agrees with each of the Underwriters&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 328.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; 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white-space: pre;">Prospectus (other than an amendment or supplement as a result of filings required to be made by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 397.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Company under the Exchange Act) prior to the Time of Delivery that shall be disapproved by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 411.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">you promptly after reasonable notice thereof&#59; to advise you, promptly after it receives notice <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; 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position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">required by such Rule&#59; to file promptly all material required to be filed by the Company with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Commission pursuant to Rule 433(d) under the Act&#59; to timely file all reports and any definitive <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">proxy or information statements required to be filed by the Company with the Commission <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 535.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">pursuant to Section 13(a), 13(c), 14 or 15(d) of the Exchange Act subsequent to the date of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 549.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus and for so long as the delivery of a prospectus (or in lieu thereof, the notice referred <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 563.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to in Rule 173(a) under the Act) is required in connection with the offering or sale of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 577.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities&#59; to advise you, promptly after it receives notice thereof, of the time when any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 591pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">amendment to the Registration Statement has been filed or becomes effective or any supplement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to the Prospectus or any amended Prospectus has been filed with the Commission (other than an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">amendment or supplement as a result of filings required to be made by the Company under the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 632.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Exchange Act), of the issuance by the Commission of any stop order suspending the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 646.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">effectiveness of the Registration Statement or any part thereof or any stop order or of any order <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">preventing or suspending the use of any Preliminary Prospectus or other prospectus in respect of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 673.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Securities, of any notice of objection of the Commission to the use of the Registration <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 687.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Statement or any post-effective amendment thereto pursuant to Rule 401(g)(2) under the Act, of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 701.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the suspension of the qualification of the Securities for offering or sale in any jurisdiction, of the <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">12<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">initiation or threatening of any proceeding for any such purpose, or of any request by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Commission for the amending or supplementing of the Registration Statement or the Prospectus <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or for additional information&#59; and, in the event of the issuance of any stop order or of any order <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">preventing or suspending the use of any Preliminary Prospectus or other prospectus with respect <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to the Securities or suspending any such qualification, to promptly use its best efforts to obtain <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the withdrawal of such order&#59; and in the event of any such issuance of a notice of objection, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">promptly to take such steps including, without limitation, amending the Registration Statement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or filing a new registration statement, at its own expense, as may be necessary to permit offers <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and sales of the Securities by the Underwriters (references herein to the Registration Statement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">shall include any such amendment or new registration statement)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">If required by Rule 430B(h) under the Act, to prepare a form of prospectus in a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">form approved by you and to file such form of prospectus pursuant to Rule 424(b) under the Act <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">not later than may be required by Rule 424(b) under the Act&#59; and to make no further amendment <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or supplement to such form of prospectus which shall be disapproved by you promptly after <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reasonable notice thereof&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Promptly from time to time to take such action as the Representatives may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reasonably request to qualify the Securities<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 278.78pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 281.78pt; position: absolute; white-space: pre;">for offering and sale under the securities laws of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">jurisdictions as the Representatives may request and to comply with such laws so as to permit the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">continuance of sales and dealings therein in such jurisdictions for as long as may be necessary to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">complete the distribution of the Securities, provided that in connection therewith the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">shall not be required (i) to qualify as a foreign corporation where it is not now qualified, (ii) to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">file a general consent to service of process in any jurisdiction where it is not now so subject or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">(iii) to take any action that would subject itself to taxation in any jurisdiction if it is not otherwise <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 413.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">so subject&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(d)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Prior to 12&#58;00 p.m., New York City time, on the New York business day next <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">succeeding the date of this Agreement and from time to time, to furnish the Underwriters with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">written and electronic copies of the Prospectus in New York City in such quantities as they may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reasonably request, and, if the delivery of a prospectus (or in lieu thereof, the notice referred to in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Rule 173(a) under the Act) is required at any time prior to the expiration of nine months after the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">time of issue of the Prospectus in connection with the offering or sale of the Securities and if at <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such time any event shall have occurred as a result of which the Prospectus as then amended or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 535.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">supplemented would include an untrue statement of a material fact or omit to state any material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 549.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">fact necessary in order to make the statements therein, in the light of the circumstances under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 563.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">which they were made when such Prospectus (or in lieu thereof, the notice referred to in Rule <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 577.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">173(a) under the Act) is delivered, not misleading, or, if for any other reason it shall be necessary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 591pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">during such same period to amend or supplement the Prospectus or to file under the Exchange <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Act any document incorporated by reference in the Prospectus in order to comply with the Act or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Exchange Act, to notify you and upon your request to file such document and to prepare and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 632.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">furnish without charge to each Underwriter and to any dealer in securities as many written and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 646.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">electronic copies as you may from time to time reasonably request of an amended Prospectus or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">a supplement to the Prospectus that will correct such statement or omission or effect such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 673.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">compliance&#59; and in case any Underwriter is required to deliver a prospectus (or in lieu thereof, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 687.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the notice referred to in Rule 173(a) under the Act) in connection with sales of any of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 701.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities at any time nine months or more after the time of issue of the Prospectus, upon your <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">13<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">request but at the expense of such Underwriter, to prepare and deliver to such Underwriter as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">many written and electronic copies as you may request of an amended or supplemented <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus complying with Section 10(a)(3) of the Act&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 125.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(e)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">To make generally available to its security holders and to the Underwriters as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">soon as practicable, but in any event not later than sixteen months after the effective date of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Registration Statement (as such date is defined in Rule 158(c) under the Act), an earnings <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statement of the Company and its subsidiaries (which need not be audited) complying with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section 11(a) of the Act and the rules and regulations of the Commission thereunder (including, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">at the option of the Company, Rule 158)&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 220.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute; width: 11.97pt;">(f)<font style="display: inline-block; height: 8.32pt; width: 24.03pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre; width: 395.99pt;">During the period beginning from the date hereof and continuing to and including<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 234pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">the later of the Time of Delivery and such time as you may notify the Company, not to, issue,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 247.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">offer, sell, contract to sell, pledge, grant any option to purchase, or otherwise dispose of any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">senior debt securities of the Company that are substantially similar to the Securities without the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 186.12pt;">Representatives&#8217; prior written consent&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 301.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(g)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">To pay the required Commission filing fees relating to the Securities within the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 315pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">time required by Rule 456(b)(1) under the Act without regard to the proviso therein and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 328.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">otherwise in accordance with Rules 456(b) and 457(r) under the Act&#59; and<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 354.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(h)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">To use the net proceeds received by it from the sale of the Securities pursuant to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 368.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">this Agreement in the manner specified in the Pricing Prospectus under the caption &#8220;Use of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 382.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Proceeds&#8221;.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">6.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 144pt; position: absolute;">(a)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company represents and agrees that, other than the final term sheet <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 421.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">prepared and filed pursuant to Section 5(a) hereof, without the prior consent of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 435.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Representatives, it has not made and will not make any offer relating to the Securities that would <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 449.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">constitute a &#8220;free writing prospectus&#8221; as defined in Rule 405 under the Act&#59; each Underwriter <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 463.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">represents and agrees that, without the prior consent of the Company and the Representatives, it <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">has not made and will not make any offer relating to the Securities that would constitute a free <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 490.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">writing prospectus required to be filed with the Commission&#59; any such free writing prospectus <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the use of which has been consented to by the Company and the Representatives (including the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 518.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">final term sheet prepared and filed pursuant to Section 5(a) hereof) is listed on Schedule II(a) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 532.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">hereto&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 558pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company has complied and will comply with the requirements of Rule 433 <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">under the Act applicable to any Issuer Free Writing Prospectus, including timely filing with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 585.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Commission or retention where required and legending&#59; and<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 611.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company agrees that if at any time following the issuance of an Issuer Free <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 625.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Writing Prospectus any event occurred or occurs as a result of which such Issuer Free Writing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 639pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus (i) would conflict with the information in the Registration Statement, the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 652.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus or the Prospectus or (ii) would include an untrue statement of a material fact or omit <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 666.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to state any material fact necessary in order to make the statements therein, in the light of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 680.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">circumstances then prevailing, not misleading, the Company will give prompt notice thereof to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 694.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Representatives and, if requested by the Representatives, will prepare and furnish without <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 708pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">charge to each Underwriter an Issuer Free Writing Prospectus or other document that will correct <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">14<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such conflict, statement or omission&#59; provided, however, that this representation and warranty <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">shall not apply to any statements or omissions in an Issuer Free Writing Prospectus made in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reliance upon and in conformity with information furnished in writing to the Company by an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter through the Representatives expressly for use therein.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">7.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company covenants and agrees with the several Underwriters that the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company will pay all expenses incident to the performance of each of its obligations under this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Agreement and will pay or cause to be paid the following&#58; (i) the fees, disbursements and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">expenses of the Company&#8217;s counsel and accountants in connection with the registration of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities under the Act and all other expenses in connection with the preparation, printing, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reproduction and filing of the Registration Statement, the Basic Prospectus, any Preliminary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus, any Issuer Free Writing Prospectus and the Prospectus and amendments and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">supplements thereto and the mailing and delivering of copies thereof to the Underwriters and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">dealers&#59; (ii) the cost of printing or producing any Agreement among Underwriters, this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Agreement, the Indenture, any Blue Sky memorandum, closing documents (including any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">compilations thereof) and any other documents in connection with the offering, purchase, sale <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and delivery of the Securities&#59; (iii) all expenses in connection with the qualification of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities for offering and sale under state securities laws, including the fees and disbursements <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of counsel for the Underwriters in connection with such qualification and in connection with any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Blue Sky survey and&#47;or memorandum&#59; (iv) all fees and expenses in connection with the rating of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Securities&#59; (v) the filing fees incident to, and the reasonable fees and disbursements of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">counsel for the Underwriters in connection with, any required review by the Financial Industry <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Regulatory Authority, Inc. of the terms of the sale of the Securities&#59; (vi) the cost of preparing the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 387.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities&#59; (vii) all fees and expenses of the Trustee, including the fees and disbursements of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 401.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">counsel for the Trustee in connection with the Indenture and the Securities&#59; (viii) any transfer <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 415.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">taxes and stamp or similar duties and (ix) all other costs and expenses incident to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 429pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">performance of its obligations hereunder which are not otherwise specifically provided for in this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 442.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section.&#160; It is understood, however, that, except as provided in this Section, and Sections 9 and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 456.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">11 hereof, the Underwriters will pay all of their own costs and expenses, including the fees of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 470.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">their counsel, transfer taxes on resale of any of the Securities by them, the cost of preparing and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 484.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">distributing any term sheet prepared by any Underwriter, and any advertising expenses connected <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 498pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with any offers they may make<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 523.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">8.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The obligations of the Underwriters hereunder, as to the Securities to be delivered <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 537.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">at the Time of Delivery, shall be subject to the condition that all representations and warranties <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and other statements of the Company herein are, at and as of the Time of Delivery, true and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 565.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">correct, the condition that the Company shall have performed all of its obligations hereunder <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 579pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">theretofore to be performed and the following additional conditions&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(a)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Prospectus shall have been filed with the Commission pursuant to Rule <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">424(b) under the Act within the applicable time period prescribed for such filing by the rules and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 632.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">regulations under the Act and in accordance with Section 5(a) hereof&#59; the final term sheet <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 646.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">contemplated by Section 5(a) hereof&#59; and all other material required to be filed by the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">pursuant to Rule 433(d) under the Act shall have been filed with the Commission within the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 673.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">applicable time period prescribed for such filings by Rule 433&#59; no stop order suspending the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 687.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">effectiveness of the Registration Statement or any part thereof shall have been issued and no <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 701.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">proceeding for that purpose shall have been initiated or threatened by the Commission and no <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">15<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">notice of objection of the Commission to the use of the Registration Statement or any post-<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">effective amendment thereto pursuant to Rule 401(g)(2) under the Act shall have been received&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">no stop order suspending or preventing the use of the Prospectus or any Issuer Free Writing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus shall have been initiated or threatened by the Commission&#59; and all requests for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">additional information on the part of the Commission shall have been complied with to your <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reasonable satisfaction&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Cleary Gottlieb Steen &#38; Hamilton LLP, counsel for the Underwriters, shall have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">furnished to the Underwriters such opinion or opinions, dated as of the Closing Date, with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">respect to such matters as you may require, and the Company shall have furnished to such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">counsel such documents as they reasonably request for the purpose of enabling them to pass <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">upon such matters&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 247.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company shall have furnished to the Underwriters an opinion, dated as of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Closing Date, of Andrew S. Nix, Executive Vice President, Assistant Corporate Secretary, Chief <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Governance Officer, and Deputy General Counsel of the Company, in form and substance <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">satisfactory to you, substantially to the effect set forth in Exhibit A hereto&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 315pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(d)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Sullivan &#38; Cromwell LLP, counsel for the Company, shall have furnished to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 328.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriters an opinion and letter, each dated as of the Closing Date, in form and substance <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 342.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">satisfactory to you, substantially to the effect set forth in Exhibits B-1 and B-2 hereto&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 368.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(e)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">On the date of the Prospectus at a time concurrent with the execution of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 382.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Agreement, on the effective date of any post-effective amendment to the Registration Statement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 396pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">filed subsequent to the date of this Agreement but prior to the Closing Date (other than the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 409.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus) and also prior to 9&#58;30 a.m., New York City time on the Closing Date, Ernst &#38; Young <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 423.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">LLP shall have furnished to you a letter or letters, dated the respective dates of delivery thereof, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 437.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">in form and substance satisfactory to you, containing statements and information of the type <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">ordinarily included in accountants&#8217; comfort letters with respect to the financial statements and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 465pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">certain financial information contained, or incorporated by reference, in the Prospectus&#59; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 495.21pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 490.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(f)<font style="display: inline-block; height: 8.32pt; width: 24.03pt;"></font></font><font style="left: 144pt; position: absolute;">(i) Neither the Company nor any of its subsidiaries shall have sustained since the <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">date of the latest audited financial statements included or incorporated by reference in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 518.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus any loss or interference with its business from fire, explosion, flood or other calamity, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 532.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">whether or not covered by insurance, or from any labor dispute or court or governmental action, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 546pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">order or decree, otherwise than as set forth or contemplated in the Pricing Prospectus, and (ii) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 559.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">since June 30, 2024, there shall not have been any change in the capital stock or long term debt <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 573.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of the Company or any of its subsidiaries, or any change, or any development involving a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 587.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">prospective change, in or affecting the condition (financial or otherwise), results of operations, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 601.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">business, properties or prospects of the Company and its subsidiaries, otherwise than as set forth <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 615pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or contemplated in the Pricing Prospectus, the effect of which, in any such case described in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">clause (i) or (ii), is in the judgment of the Representatives so material and adverse as to make it <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 642.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">impracticable or inadvisable to proceed with the public offering or the delivery of the Securities<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 531.53pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 656.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the terms and in the manner contemplated in the Prospectus&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">16<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(g)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company shall have complied with the provisions of the first sentence of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section 5(d) hereof with respect to the furnishing of prospectuses on the business day next <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">succeeding the date of this Agreement&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 125.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(h)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">On or after the Applicable Time (i) no downgrading shall have occurred in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">rating accorded the Company&#8217;s debt securities or preferred stock by any &#8220;nationally recognized <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statistical rating organization&#8221;, as that term is defined by the Commission for purposes of Section <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">3(a)(62) of the Exchange Act, and (ii) no such organization shall have publicly announced that it <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">has under surveillance or review, with possible negative implications, its rating of any of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company&#8217;s debt securities or preferred stock&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 220.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(i)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">On or after the Applicable Time there shall not have occurred any of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 234pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">following&#58; (i) a suspension or material limitation in trading in securities generally on the New <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 247.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">York Stock Exchange&#59; (ii) a suspension or material limitation in trading in the Company&#8217;s <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">securities on the New York Stock Exchange&#59; (iii) a general moratorium on commercial banking <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">activities declared by either Federal, New York or Alabama authorities or a material disruption in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">commercial banking or securities settlement or clearance services in the United States&#59; (iv) the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">outbreak or escalation of hostilities involving the United States or the declaration by the United <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">States of a national emergency or war or (v) the occurrence of any other calamity or crisis or any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">change in financial, political or economic conditions in the United States or elsewhere, if the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">effect of any such event specified in clause (iv) or (v) in the judgment of the Representatives <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">makes it impracticable or inadvisable to proceed with the public offering or the delivery of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities on the terms and in the manner contemplated in the Prospectus&#59; and<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 397.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(j)<font style="display: inline-block; height: 8.32pt; width: 24.69pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company shall have furnished or caused to be furnished to you at the Time of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 411.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Delivery certificates of officers of the Company satisfactory to you that the representations and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">warranties of the Company are true and correct on and as of such date&#59; certifying the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">performance by the Company in all material respects of all its obligations required to be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">performed at or prior to such time&#59; and as to the matters set forth in subsections (a) and (f) of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section and as to such other matters as you may reasonably request.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">9.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 144pt; position: absolute;">(a)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company will indemnify and hold harmless each Underwriter, its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">directors and officers, and each person, if any, who controls any Underwriter within the meaning <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 520.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of Section 15 of the Act or Section 20 of the Exchange Act, against any losses, claims, damages <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 534pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or liabilities, joint or several, to which such Underwriter or any such director, officer or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">controlling person may become subject, under the Act or otherwise, insofar as such losses, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 575.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">untrue statement or alleged untrue statement of a material fact contained in the Registration <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 589.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Statement, the Basic Prospectus, any Preliminary Prospectus, the Pricing Prospectus or the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 603pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus, or any amendment or supplement thereto, any Issuer Free Writing Prospectus or any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">&#8220;issuer information&#8221; filed or required to be filed pursuant to Rule 433(d) or any Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 630.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Disclosure Package under the Act, or arise out of or are based upon the omission or alleged <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 644.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">omission to state therein a material fact required to be stated therein or necessary to make the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 658.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statements therein not misleading, and will reimburse each Underwriter and its directors, officers <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such action or claim as such expenses are incurred&#59; provided, however, that the Company shall <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">17<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">not be liable in any such case to the extent that any such loss, claim, damage or liability arises <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">out of or is based upon an untrue statement or alleged untrue statement or omission or alleged <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">omission made in the Registration Statement, the Basic Prospectus, any Preliminary Prospectus, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Pricing Prospectus or the Prospectus, or any amendment or supplement thereto, or any Issuer <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Free Writing Prospectus, or any Pricing Disclosure Package in reliance upon and in conformity <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with written information furnished to the Company by any Underwriter through the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Representatives expressly for use therein.&#160; The Company and the Underwriters acknowledge and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">agree that the only information furnished or to be furnished by any Underwriter to the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">for inclusion in the Pricing Disclosure Package and the Prospectus consists of the names of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriters, the information set forth in the first and second sentences of the third paragraph <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 210pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and the seventh and eighth paragraphs under the caption &#8220;Underwriting (Conflicts of Interest)&#8221; in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Preliminary Prospectus and the corresponding paragraphs in the Prospectus.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Each Underwriter severally and not jointly will indemnify and hold harmless the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company, its directors and officers and each person, if any, who controls the Company within <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the meaning of Section 15 of the Act or Section 20 of the Exchange Act, against any losses, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">claims, damages or liabilities to which the Company or any such director, officer or controlling <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">person may become subject, under the Act or otherwise, insofar as such losses, claims, damages <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or liabilities (or actions in respect thereof) arise out of or are based upon an untrue statement or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">alleged untrue statement of a material fact contained in the Registration Statement, the Basic <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus, any Preliminary Prospectus, the Pricing Prospectus or the Prospectus, or any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">amendment or supplement thereto, or any Issuer Free Writing Prospectus or any Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Disclosure Package or arise out of or are based upon the omission or alleged omission to state <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 387.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">therein a material fact required to be stated therein or necessary to make the statements therein <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 401.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">not misleading, in each case to the extent, but only to the extent, that such untrue statement or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 415.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">alleged untrue statement or omission or alleged omission was made in the Registration <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 429pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Statement, the Basic Prospectus, any Preliminary Prospectus, the Pricing Prospectus or the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 442.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus or any such amendment or supplement thereto, or any Issuer Free Writing Prospectus, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 456.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or any Pricing Disclosure Package in reliance upon and in conformity with written information <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 470.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">furnished to the Company by such Underwriter through the Representatives expressly for use <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 484.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">therein&#59; and will reimburse the Company, its directors, officers and controlling persons upon <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 498pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">demand for any legal or other expenses reasonably incurred by the Company or any such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 511.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">director, officer or controlling person in connection with investigating or defending any action, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 525.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">proceeding, claim as such expenses are incurred.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Promptly after receipt by any person in respect of which an indemnity may be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 565.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">sought under subsection (a) or (b) above (the &#8220;indemnified party&#8221;) of notice of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 579pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">commencement of any action, proceeding or investigation, such indemnified party shall, if a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 592.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">claim in respect thereof is to be made against the person against whom such indemnity may be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 606.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">sought (the &#8220;indemnifying party&#8221;) under such subsection, notify the indemnifying party in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 620.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">writing of the commencement thereof and provide sufficient information in such notification as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 634.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to the nature and basis of such indemnified party&#8217;s involvement in such action, proceeding or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 648pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">investigation&#59; but the omission to so notify the indemnifying party shall not relieve it from any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 661.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">liability that it may have to any indemnified party pursuant to such subsection unless and to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 675.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">extent it did not otherwise learn of such action.&#160; In case any such action, proceeding or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 689.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">investigation shall be brought against any indemnified party and it shall notify the indemnifying <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 703.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">party of the commencement thereof, the indemnifying party shall be entitled to participate <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">18<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">therein and, to the extent that it shall wish, jointly with any other indemnifying party similarly <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">notified, to assume the defense thereof, with counsel satisfactory to such indemnified party (who <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">shall not, except with the consent of the indemnified party, be counsel to the indemnifying <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">party), and, after notice from the indemnifying party to such indemnified party of its election to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">so assume the defense thereof, the indemnifying party shall not be liable to such indemnified <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">party under such subsection for any legal expenses of other counsel or any other expenses, in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">each case subsequently incurred by such indemnified party, in connection with the defense <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">thereof other than reasonable costs of investigation.&#160; No indemnifying party shall, without the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">written consent of the indemnified party, effect the settlement or compromise of, or consent to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the entry of any judgment with respect to, any pending or threatened action or claim in respect of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 210pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">which indemnification or contribution may be sought hereunder (whether or not the indemnified <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">party is an actual or potential party to such action or claim) unless such settlement, compromise <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or judgment (i) includes an unconditional release of the indemnified party from all liability <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 251.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">arising out of such action or claim and (ii) does not include a statement as to or an admission of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 265.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">fault, culpability or a failure to act, by or on behalf of any indemnified party.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(d)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">If the indemnification provided for in this Section 9 is unavailable to or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">insufficient to hold harmless an indemnified party under subsection (a) or (b) above in respect of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">any losses, claims, damages or liabilities (or actions in respect thereof) referred to therein, then <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 332.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">each indemnifying party shall contribute to the amount paid or payable by such indemnified <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 346.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">party as a result of such losses, claims, damages or liabilities (or actions in respect thereof) in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 360pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such proportion as is appropriate to reflect the relative benefits received by the Company on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">one hand and the Underwriters on the other from the offering of the Securities.&#160; If, however, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 387.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">allocation provided by the immediately preceding sentence is not permitted by applicable law or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 401.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">if the indemnified party failed to give the notice required under subsection (c) above, then each <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 415.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">indemnifying party shall contribute to such amount paid or payable by such indemnified party in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 429pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such proportion as is appropriate to reflect not only such relative benefits but also the relative <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 442.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">fault of the Company on the one hand and the Underwriters on the other in connection with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 456.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statements or omissions which resulted in such losses, claims, damages or liabilities (or actions <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 470.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">in respect thereof), as well as any other relevant equitable considerations.&#160; The relative benefits <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 484.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">received by the Company on the one hand and the Underwriters on the other shall be deemed to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 498pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">be in the same proportion as the total net proceeds from the offering (before deducting expenses <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 511.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">but excluding accrued interest) received by the Company bear to the total underwriting discounts <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 525.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and commissions received by the Underwriters, in each case as set forth in the table on the cover <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 539.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">page of the Prospectus.&#160; The relative fault shall be determined by reference to, among other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 553.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">things, whether the untrue or alleged untrue statement of a material fact or the omission or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 567pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">alleged omission to state a material fact relates to information supplied by the Company on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 580.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">one hand or the Underwriters on the other and the parties&#8217; relative intent, knowledge, access to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 594.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">information and opportunity to correct or prevent such statement or omission.&#160; The Company and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 608.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Underwriters agree that it would not be just and equitable if contribution pursuant to this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 622.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">subsection (d) were determined by pro rata allocation (even if the Underwriters were treated as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 636pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">one entity for such purpose) or by any other method of allocation which does not take account of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 649.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the equitable considerations referred to above in this subsection (d).&#160; The amount paid or payable <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 663.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">by an indemnified party as a result of the losses, claims, damages or liabilities (or actions in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 677.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">respect thereof) referred to above in this subsection (d) shall be deemed to include any legal or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 691.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">other expenses reasonably incurred by such indemnified party in connection with investigating or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 705pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">defending any such action or claim.&#160; Notwithstanding the provisions of this subsection (d), no <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">19<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter shall be required to contribute any amount in excess of the amount by which the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">total price at which the Securities underwritten by it and distributed to the public were offered to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the public exceeds the amount of any damages which such Underwriter has otherwise been <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">required to pay by reason of such untrue or alleged untrue statement or omission or alleged <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">omission.&#160; No person guilty of fraudulent misrepresentation (within the meaning of Section 11(f) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of the Act) shall be entitled to contribution from any person who was not guilty of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">fraudulent misrepresentation.&#160; The Underwriters&#8217; obligations in this subsection (d) to contribute <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">are several in proportion to their respective underwriting obligations and not joint.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(e)<font style="display: inline-block; height: 8.32pt; width: 22.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The obligations of the Company under this Section 9 shall be in addition to any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">liability which the Company may otherwise have&#59; and the obligations of the Underwriters under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">this Section 9 shall be in addition to any liability which the respective Underwriters may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">otherwise have.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">10.<font style="display: inline-block; height: 8.32pt; width: 21pt;"></font></font><font style="left: 144pt; position: absolute;">(a) <font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 160.3pt; position: absolute; white-space: pre;">If any Underwriter shall default in its obligation to purchase the Securities <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">which it has agreed to purchase hereunder at the Time of Delivery, you may in your discretion <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">arrange for you or another party or other parties to purchase such Securities on the terms <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">contained herein.&#160; If within thirty-six hours after such default by any Underwriter you do not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">arrange for the purchase of such Securities, then the Company shall be entitled to a further period <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of thirty-six hours within which to procure another party or other parties satisfactory to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Representatives to purchase such Securities on such terms.&#160; In the event that, within the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">respective prescribed periods, you notify the Company that you have so arranged for the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">purchase of such Securities, or the Company notifies you that it has so arranged for the purchase <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of such Securities, you or the Company shall have the right to postpone the Time of Delivery for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">a period of not more than seven days, in order to effect whatever changes may thereby be made <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 413.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">necessary in the Registration Statement or the Prospectus, or in any other documents or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 427.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">arrangements, and the Company agrees to file promptly any amendments or supplements to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Registration Statement or the Prospectus that in your opinion may thereby be made necessary.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 454.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">The term &#8220;Underwriter&#8221; as used in this Agreement shall include any person substituted under this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 468.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section with like effect as if such person had originally been a party to this Agreement with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 482.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">respect to such Securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(b)<font style="display: inline-block; height: 8.32pt; width: 13.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; white-space: pre;">If, after giving effect to any arrangements for the purchase of the Securities of a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 522pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">defaulting Underwriter or Underwriters by you and the Company as provided in subsection 10(a) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 535.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">above, the aggregate principal amount of such Securities which remains unpurchased does not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 549.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">exceed one ninth of the aggregate principal amount of all the Securities, then the Company shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 563.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">have the right to require each non-defaulting Underwriter to purchase the principal amount of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 577.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities which such Underwriter agreed to purchase hereunder and, in addition, to require each <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 591pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">non-defaulting Underwriter to purchase its pro rata share (based on the principal amount of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities which such Underwriter agreed to purchase hereunder) of the Securities of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 618.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">defaulting Underwriter or Underwriters for which such arrangements have not been made&#59; but <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 632.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">nothing herein shall relieve a defaulting Underwriter from liability for its default.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 658.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">(c)<font style="display: inline-block; height: 8.32pt; width: 13.7pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; white-space: pre;">If, after giving effect to any arrangements for the purchase of the Securities of a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">defaulting Underwriter or Underwriters by you and the Company as provided in subsection 10(a) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 685.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">above, the aggregate principal amount of such Securities which remains unpurchased exceeds <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 699.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">one ninth of the aggregate principal amount of all the Securities to be purchased at the Time of <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">20<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Delivery, or if the Company shall not exercise the right described in subsection 10(b) above to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">require non-defaulting Underwriters to purchase Securities of a defaulting Underwriter or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriters, then this Agreement shall thereupon terminate, without liability on the part of any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">non-defaulting Underwriter or the Company, except for the expenses to be borne by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company and the Underwriters as provided in Section 7 hereof and the indemnity and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">contribution agreements in Section 9 hereof&#59; but nothing herein shall relieve a defaulting <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter from liability for its default.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">11.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The respective indemnities, agreements, representations, warranties and other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statements of the Company and the several Underwriters, as set forth in this Agreement or made <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">by or on behalf of them, respectively, pursuant to this Agreement, shall remain in full force and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">effect, regardless of any investigation (or any statement as to the results thereof) made by or on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">behalf of any Underwriter, or any of its directors, officers or any person controlling any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter, the Company, or any of its directors, officers or any controlling person of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company, and shall survive delivery of and payment for the Securities.&#160; The provisions of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Section 7 and Section 9 hereof shall survive the termination or cancellation of this Agreement.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 303pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">12.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">If for any reason any Securities are not delivered by or on behalf of the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">as provided herein other than because of a termination of this Agreement pursuant to Section 10, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 330.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Company will reimburse the Underwriters through you for all reasonable out-of-pocket <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 344.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">expenses approved in writing by you, including reasonable fees and disbursements of counsel, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reasonably incurred by the Underwriters in making preparations for the purchase, sale and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">delivery of the Securities but the Company shall then be under no further liability to any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter except as provided in Sections 7 and 9 hereof.&#160; If this Agreement shall be terminated <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 399.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">pursuant to Section 10 hereof, the Company shall not then be under any liability to any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 413.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Underwriter with respect to the Securities, except as provided in Sections 7 and 9 hereof.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">13.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Time shall be of the essence of this Agreement.&#160; As used herein, the term <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">&#8220;business day&#8221; shall mean any day when the Commission&#8217;s office in Washington, D.C. is open <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">for business.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">14.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The Company acknowledges and agrees that (i) the purchase and sale of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities pursuant to this Agreement is an arm&#8217;s-length commercial transaction between the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 520.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company, on the one hand, and the several Underwriters, on the other, (ii) in connection <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 534pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">therewith and with the process leading to such transaction each Underwriter is acting solely as a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">principal and not the agent or fiduciary of the Company, (iii) no Underwriter has assumed an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">advisory or fiduciary responsibility in favor of the Company with respect to the offering <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 575.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">contemplated hereby or the process leading thereto (irrespective of whether such Underwriter has <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 589.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">advised or is currently advising the Company on other matters) or any other obligation to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 603pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company except the obligations expressly set forth in this Agreement and (iv) the Company has <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">consulted its own legal and financial advisors to the extent it deemed appropriate.&#160; The Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 630.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">agrees that it will not claim that the Underwriters, or any of them, has rendered advisory services <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 644.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of any nature or respect, or owes a fiduciary or similar duty to the Company, in connection with <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 658.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">such transaction or the process leading thereto.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 20.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300pt; position: absolute; text-decoration: none; white-space: pre;">21<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">15.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">This Agreement supersedes all prior agreements and understandings (whether <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">written or oral) between the Company and the Underwriters, or any of them, with respect to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">subject matter hereof.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 125.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">16.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">This Agreement will inure to the benefit of and be binding upon the parties hereto <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and their respective successors, heirs, executors, and administrators, and the directors, officers <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and controlling persons referred to in Section 9 hereof, and no other person shall have any right <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">or obligation hereunder.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 192.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 15pt;">17.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 396pt;">This Agreement will be governed by and construed in accordance with the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 540pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 206.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 154.87pt;">laws of the State of New York.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 232.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 15pt;">18.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 396pt;">THE COMPANY AND EACH OF THE UNDERWRITERS HEREBY<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 246pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 467.99pt;">IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 259.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 467.91pt;">LAW, ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, CLAIM, SUIT OR<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 273.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 467.96pt;">LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 287.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 271.21pt;">THE TRANSACTIONS CONTEMPLATED HEREBY.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 313.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">19.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">This Agreement may be signed in any number of counterparts, each of which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 327pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">shall be deemed an original, which taken together shall constitute one and the same instrument.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 528.9100000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 352.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">20.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Counterparts may be delivered via facsimile, electronic mail (including any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 366.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">electronic signature covered by the U.S. federal ESIGN Act of 2000, Uniform Electronic <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 380.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Transactions Act, the Electronic Signatures and Records Act or other applicable law, e.g., <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 394.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">www.docusign.com) or other transmission method and any counterpart so delivered shall be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">deemed to have been duly and validly delivered and be valid and effective for all purposes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 433.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">21.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Recognition of the U.S. Special Resolution Regimes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 459.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">(a)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">In the event that any Underwriter that is a Covered Entity becomes subject <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 473.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to a proceeding under a U.S. Special Resolution Regime, the transfer from such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 487.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Underwriter of this Agreement, and any interest and obligation in or under this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 501pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Agreement, will be effective to the same extent as the transfer would be effective under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 514.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the U.S. Special Resolution Regime if this Agreement, and any such interest and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 528.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">obligation, were governed by the laws of the United States or a state of the United States.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 554.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">(b)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">In the event that any Underwriter that is a Covered Entity or a BHC Act <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 568.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Affiliate of such Underwriter becomes subject to a proceeding under a U.S. Special <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 582pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Resolution Regime, Default Rights under this Agreement that may be exercised against <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 595.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">such Underwriter are permitted to be exercised to no greater extent than such Default <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 609.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Rights could be exercised under the U.S. Special Resolution Regime if this Agreement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 623.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">were governed by the laws of the United States or a state of the United States.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; 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height: 8.32pt;"></font></font></div><div style="position: absolute; top: 204.96pt; width: 612pt;"><div style="font-size: 0pt; left: 288pt; position: absolute; top: 0pt; width: 252pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 177pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 0pt; position: absolute; top: 0pt; width: 214.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 214.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Very truly yours,<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 214.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 214.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; 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text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 103.5pt; width: 177pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 177pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">&#47;s&#47; David J. Turner, Jr,<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 119.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 119.25pt; width: 177pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 177pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">David J. Turner, Jr.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 27.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 135pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 2.63pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="height: 27.75pt; left: 37.5pt; overflow: hidden; position: absolute; top: 135pt; width: 214.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 214.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Senior Executive Vice President and&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 214.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Chief Financial Officer<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 7.63pt; position: absolute; top: 21.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 207.05pt; position: absolute; white-space: pre;">&#91;Signature Page &#8211; Underwriting Agreement&#93;<font style="display: inline-block; height: 7.63pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 230.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 155.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 0pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Accepted as of the date hereof&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">BARCLAYS CAPITAL INC.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 89.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Jake Hartmann<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 105pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 105pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Jake Hartmann<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 120.75pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 120.75pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 7.63pt; position: absolute; top: 21.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 207.05pt; position: absolute; white-space: pre;">&#91;Signature Page &#8211; Underwriting Agreement&#93;<font style="display: inline-block; height: 7.63pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 230.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 155.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 0pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Accepted as of the date hereof&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CITIGROUP GLOBAL MARKETS INC.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93.75pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 93.75pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Adam D. Bordner<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 109.5pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 109.5pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Adam D. 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top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Managing Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 7.63pt; position: absolute; top: 21.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 207.05pt; position: absolute; white-space: pre;">&#91;Signature Page &#8211; Underwriting Agreement&#93;<font style="display: inline-block; height: 7.63pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 230.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 155.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 0pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Accepted as of the date hereof&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">DEUTSCHE BANK SECURITIES INC.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93.75pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 93.75pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Josh Warren<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 109.5pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 109.5pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Josh Warren<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 125.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 125.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Managing Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; 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top: 188.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 188.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Shamit Saha<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; 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left: 2.63pt; position: absolute; white-space: pre;">Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 7.63pt; position: absolute; top: 21.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 207.05pt; position: absolute; white-space: pre;">&#91;Signature Page &#8211; Underwriting Agreement&#93;<font style="display: inline-block; height: 7.63pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 230.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 155.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 0pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Accepted as of the date hereof&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS SECURITIES LLC<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93.75pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 93.75pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Dominic Hills<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 109.5pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 109.5pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Dominic Hills<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 125.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 125.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Associate Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 172.5pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Jay Anderson<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 188.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Jay Anderson<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 204pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 204pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Managing Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 7.63pt; position: absolute; top: 21.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 207.05pt; position: absolute; white-space: pre;">&#91;Signature Page &#8211; Underwriting Agreement&#93;<font style="display: inline-block; height: 7.63pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 230.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 23.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 14.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 155.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 0pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Accepted as of the date hereof&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 230.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 230.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS SECURITIES LLC<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93.75pt; width: 23.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 23.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 93.75pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#47;s&#47; Nicole Black<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 109.5pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Name&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 109.5pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Nicole Black<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 125.25pt; width: 37.5pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 37.5pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 37.5pt; position: absolute; top: 125.25pt; width: 155.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 155.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Managing Director<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_7" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 269.18pt; position: absolute; white-space: pre;">SCHEDULE I<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="position: absolute; top: 134.4pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 468pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 354pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 114pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 59.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 354pt;"><div><div style="line-height: 8.12pt; position: absolute; top: 47.05pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 144.71pt; position: absolute; text-decoration: underline; white-space: pre;">Underwriter<font style="display: inline-block; height: 8.12pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 0pt; width: 114pt;"><div><div style="line-height: 8.12pt; position: absolute; top: 3.85pt; width: 114pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 10.86pt; position: absolute; text-decoration: underline; white-space: pre;">Principal Amount <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 18.25pt; width: 114pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 52pt; position: absolute; text-decoration: underline; white-space: pre;">of <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 32.65pt; width: 114pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 32.03pt; position: absolute; text-decoration: underline; white-space: pre;">Securities <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 47.05pt; width: 114pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 16.03pt; position: absolute; text-decoration: underline; white-space: pre;">to be Purchased<font style="display: inline-block; height: 8.12pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 103.50999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 104.67pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 104.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 105.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 105.19pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 105.21pt; position: absolute; text-decoration: none; white-space: pre;">..................................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 75pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 8.32pt; width: 40.63pt;"></font></font><font style="left: 49.260000000000005pt; position: absolute;">200,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90.75pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup Global Markets Inc. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 150.84pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 152pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 152.57999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 152.87pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 153.01999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 153.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 153.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 153.15pt; position: absolute; text-decoration: none; white-space: pre;">..................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 90.75pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 46.63pt;"></font></font><font style="left: 49.260000000000005pt; position: absolute;">190,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities Inc. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 150.14pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 150.29pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 150.32999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 150.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 150.35999999999999pt; position: absolute; text-decoration: none; white-space: pre;">...................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 106.5pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 46.63pt;"></font></font><font style="left: 49.260000000000005pt; position: absolute;">190,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 122.25pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 101.89pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 102.17999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 102.33pt; position: absolute; text-decoration: none; white-space: pre;">...................................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 122.25pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 46.63pt;"></font></font><font style="left: 49.260000000000005pt; position: absolute;">190,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 138pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 120.86999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 122.03pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 122.61pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 122.89999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 123.05pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 123.13pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 123.14999999999999pt; position: absolute; text-decoration: none; white-space: pre;">............................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 138pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 46.63pt;"></font></font><font style="left: 49.260000000000005pt; position: absolute;">190,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 354pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Academy Securities, Inc. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 126.16pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 126.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 126.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126.36pt; position: absolute; text-decoration: none; white-space: pre;">...........................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 153.75pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 52.63pt;"></font></font><font style="left: 55.260000000000005pt; position: absolute;">20,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 169.5pt; width: 354pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 5.6pt; width: 354pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MFR Securities, Inc. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 105.53999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 107.85pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 108.08pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 108.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108.11pt; position: absolute; text-decoration: none; white-space: pre;">.................................................................................<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 169.5pt; width: 114pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 5.6pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 52.63pt;"></font></font><font style="left: 55.260000000000005pt; position: absolute;">20,000,000<font style="display: inline-block; height: 8.32pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 203.25pt; width: 354pt;"><div><div style="line-height: 8.12pt; position: absolute; top: 2.8pt; width: 354pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 32.95pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 33.24pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 33.32pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.12pt;"></font></font><font style="color: #b4b4b4; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 33.34pt; position: absolute; text-decoration: none; white-space: pre;">..........................................................................................................<font style="display: inline-block; height: 8.12pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 203.25pt; width: 114pt;"><div><div style="line-height: 8.12pt; position: absolute; top: 2.8pt; width: 114pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 8.12pt; width: 31.63pt;"></font></font><font style="left: 40.260000000000005pt; position: absolute;">1,000,000,000<font style="display: inline-block; height: 8.12pt; width: 3.99pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_10" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 266.85pt; position: absolute; text-decoration: none; white-space: pre;">SCHEDULE II<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 122.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(a) Free Writing Prospectus listed pursuant to Section 6(a)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 148.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">(i) Pricing Term Sheet, a form of which is included in Schedule III hereto<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 175.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(b) Additional Documents Incorporated by Reference&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 201.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">None.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_13" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 264.52pt; position: absolute; text-decoration: none; white-space: pre;">SCHEDULE III<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="position: absolute; top: 86.4pt; width: 612pt;"><div style="left: 200pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 36pt; width: 212pt;" src="regionslogoa.jpg" alt="regionslogoa.jpg"></div></div></div><div style="line-height: 6.77pt; position: absolute; top: 139.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 274.75pt; position: absolute; white-space: pre;">$1,000,000,000 <font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 155.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 183.85pt; position: absolute; white-space: pre;">5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 171.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">This pricing term sheet supplements the information set forth under &#8220;Description of Notes&#8221; in the Preliminary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 183pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus Supplement, subject to completion, dated September 3, 2024 (the &#8220;Preliminary Prospectus Supplement&#8221;) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 194.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">to the Prospectus dated February 24, 2022.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="position: absolute; top: 205.4pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 468pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 171.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 293.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Issuer&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 0pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation (the &#8220;Issuer&#8221;)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 17.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Title of Security&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 17.25pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035 (the <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Expected Rating (Moody&#8217;s&#47;S&#38;P&#47;Fitch)*<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 34.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#91;intentionally omitted&#93;<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Currency<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 51.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">USD<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Principal Amount<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 69pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$1,000,000,000<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 86.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Securities Type<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 86.25pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">SEC Registered Senior Notes<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Trade Date<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 103.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 3, 2024<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Settlement Date**<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 120.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2024 (T+3)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Maturity Date<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 139.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Fixed Rate Period<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12.75pt; left: 174.75pt; overflow: hidden; position: absolute; top: 156.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including, September 6, 2024 to, but excluding, September <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">6, 2034<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Floating Rate Period<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 172.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">From, and including, September 6, 2034 to, but excluding, September <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">6, 2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 44.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 198.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Coupon<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 198.75pt; width: 293.25pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> 5.502%<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> Compounded SOFR, determined as set forth <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">under &#8220;Description of&#160; Notes&#8212;Compounded SOFR&#8221; in the Preliminary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Prospectus Supplement, plus 2.060%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Payment Frequency<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 246pt; width: 293.25pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> Semi-Annually<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58; <font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.36pt; position: absolute; white-space: pre;">Quarterly <font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 44.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 272.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Interest Payment Dates<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 272.25pt; width: 293.25pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> March 6 and September 6 of each year, <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">commencing March 6, 2025<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 22.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> December 6, 2034, March 6, 2035, June 6, 2035 <font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">and September 6, 2035<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 319.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Day Count Convention<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 319.5pt; width: 293.25pt;"><div><div style="line-height: 6.94pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Fixed Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.17999999999999pt; position: absolute; white-space: pre;"> 30&#47;360<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Floating Rate Period&#58;<font style="display: inline-block; height: 6.94pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 90.86pt; position: absolute; white-space: pre;"> Actual&#47;360<font style="display: inline-block; height: 6.94pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 468pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 171.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 293.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 233.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Optional Redemption<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 0pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">On and after March 6, 2025 (the date that is 181 days after the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Settlement Date) (or, if additional notes are issued after the Settlement <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Date, on or after the date that is 181 days after the issue date of such <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">additional notes) and prior to September 6, 2034, the Issuer may, at its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">option, and from time to time, upon not less than 10 or more than 60 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 52.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">days&#8217; prior notice, redeem all or any portion of the Notes at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 62.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">redemption price equal to 100% of the aggregate principal amount of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 72.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">the Notes to be redeemed, plus a &#8220;make-whole&#8221; premium (as described <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 82.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">under &#8220;Description of the Notes&#8212;Redemption&#8221; in the Preliminary <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Prospectus Supplement).&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 112.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">On September 6, 2034, the Issuer may, at its option, upon not less than <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 122.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">10 nor more than 60 days&#8217; prior notice, redeem all of the Notes at a <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 132.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">redemption price equal to 100% of the principal amount of the Notes to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 142.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">be redeemed. <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 162.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At any time on or after June 6, 2035, the Issuer may, at its option, upon <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 172.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">not less than 10 nor more than 60 days&#8217; prior notice, redeem all or any <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 182.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">portion of the Notes at a redemption price equal to 100% of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 192.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">principal amount of the Notes to be redeemed.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Holders of any Notes redeemed will also receive accrued and unpaid <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 222.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">interest thereon, if any, to, but excluding, the date of redemption.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 236.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Make-whole Spread<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 236.25pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">T+25 basis points<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 253.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Treasury<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 253.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">3.875% US Treasury due August 15, 2034<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 270.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Spread to Benchmark Treasury<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 270.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">+165 basis points<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Treasury Spot and Yield<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 288pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">100-06&#59;3.852%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 305.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Yield to Maturity<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 305.25pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5.502%<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 322.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Price to Public<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 322.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">100.000% of Principal Amount<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 33.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 339.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net Proceeds to Issuer (after the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">underwriting discount, before offering <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">expenses)<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 339.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$996,000,000<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 376.5pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Denominations<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 376.5pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$2,000 x $1,000<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 393.75pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CUSIP &#47; ISIN<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 393.75pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">7591EP AV2&#47; US7591EPAV24<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 53.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 411pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Joint Book-Running Managers<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 411pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Barclays Capital Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Citigroup Global Markets Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 22.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Securities Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 32.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UBS Securities LLC<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 42.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regions Securities LLC<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr><tr style="height: 3pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 467.25pt; width: 171.75pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.63pt; width: 171.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Co-Managers<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174.75pt; position: absolute; top: 467.25pt; width: 293.25pt;"><div><div style="line-height: 6.93pt; position: absolute; top: 2.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Academy Securities, Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 12.67pt; width: 293.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MFR Securities, Inc.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.24pt; position: absolute; top: 579.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">*<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 589.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">suspension, reduction or withdrawal at any time by the assigning rating agency. <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 599.66pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">**<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">It is expected that delivery of the Notes will be made in book-entry form only through the facilities of The Depository <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 609.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">Trust Company against payment in New York, New York on or about the third business day following the date of this <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 619.82pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">pricing term sheet. Under Rule 15c6-1 of the Securities Exchange Act of 1934, trades of securities in the secondary <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 629.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">market generally are required to settle in one business day, referred to as T+1, unless the parties to a trade agree <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 639.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">otherwise. Accordingly, by virtue of the fact that the initial delivery of the Notes will not be made on a T+1 basis, <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 650.06pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">investors who wish to trade the Notes more than one business day before the Settlement Date will be required to specify <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 660.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99pt; position: absolute; white-space: pre;">an alternative settlement cycle at the time of any such trade to prevent a failed settlement.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 680.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">The issuer has filed a registration statement (including a prospectus, as supplemented by a prospectus supplement) <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 691.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">with the Securities and Exchange Commission, or SEC, for the offering to which this communication relates.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 702.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Before you invest, you should read the prospectus supplement and the accompanying prospectus in that registration <font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 6.93pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statement and other documents the issuer has filed with the SEC for more complete information about the issuer and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 83.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">this offering.&#160; You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov.&#160; <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 94.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 105.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">prospectus if you request it by calling Barclays Capital Inc. at 1-888-603-5847, Citigroup Global Markets Inc. at <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 116.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">1-800-831-9146, Deutsche Bank Securities Inc. at 1-800-503-4611, UBS Securities LLC at 1-888-827-7275 and <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 128pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Regions Securities LLC at (800) 734-4667.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 150.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">ANY DISCLAIMERS OR OTHER NOTICES THAT MAY APPEAR BELOW ARE NOT APPLICABLE TO <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">THIS COMMUNICATION AND SHOULD BE DISREGARDED. SUCH DISCLAIMERS OR OTHER NOTICES <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 173.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">WERE AUTOMATICALLY GENERATED AS A RESULT OF THIS COMMUNICATION BEING SENT VIA <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 184.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">BLOOMBERG OR ANOTHER E-MAIL SYSTEM.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_16" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 441.03pt; position: absolute; text-decoration: none; white-space: pre;">EXHIBIT A<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 103.55pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Matters to be Addressed in the Opinion of Andrew S. Nix, Executive Vice President, Assistant <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 117.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Secretary, Chief Governance Officer, and Deputy General Counsel for the Company&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 142.65pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">1.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 81pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">The Company has been duly incorporated and is validly existing as a corporation in good <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156.09pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">standing under the laws of the State of Delaware, with the corporate power and authority <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 169.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to own or lease its properties and conduct its business as described in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.97pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus and the Prospectus<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 252.87pt; position: absolute; white-space: pre;">.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">2.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">The Company is duly registered as a bank holding company and has elected to be treated <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222.17pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">as a financial holding company under the Bank Holding Company Act of 1956, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">amended.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 262.49pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">3.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">The Company has been duly qualified as a foreign corporation for the transaction of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">business and is in good standing under the laws of each other jurisdiction in which it <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 289.37pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">owns or leases properties or conducts any business so as to require such qualification or is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 302.81pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">subject to no material liability or disability by reason of the failure to be so qualified in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.25pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any such jurisdiction (except in any case in which the failure to so file would not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 329.69pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">reasonably be expected to have a Material Adverse Effect).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 356.57pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">4.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Regions Bank has been duly organized and is validly existing as a bank and is validly <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 370.01pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">existing in good standing under the laws of the State of Alabama&#59; and all of the issued <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 383.45pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">shares of capital stock of Regions Bank have been duly and validly authorized and issued, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 396.89pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">are fully paid and non-assessable, and (except for directors&#8217; qualifying shares and as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 410.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">otherwise set forth in the Pricing Prospectus and the Prospectus), are owned directly or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 423.77pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">indirectly by the Company free and clear of all liens, encumbrances, equities or claims.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 450.65pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">5.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">To the best of such counsel&#8217;s knowledge and other than as set forth in the Pricing <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 464.09pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Prospectus and the Prospectus, there are no legal or governmental proceedings pending to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">which the Company or Regions Bank is a party or of which any property of the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 490.97pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">or Regions Bank is the subject which is reasonably likely to be adversely determined <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504.41pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">against the Company or any of its subsidiaries and, if determined adversely to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 517.85pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company or Regions Bank, would individually or in the aggregate have a Material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 531.29pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Adverse Effect on the current or future consolidated financial position, stockholders&#8217; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 544.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">equity or results of operations of the Company and Regions Bank, taken as a whole&#59; and, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 558.17pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to the best of such counsel&#8217;s knowledge, no such proceedings are threatened by <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.61pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">governmental authorities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 598.49pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">6.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 108pt; position: absolute;">The documents incorporated by reference in the Pricing Prospectus and the Prospectus or <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 612.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">any further amendment or supplement thereto made by the Company prior to the date of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 625.59pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">such opinion (other than the financial statements and related schedules therein, as to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 639.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">which such counsel may express no opinion), when they became effective or were filed <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 652.69pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">with the Commission, as the case may be, complied as to form in all material respects <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 666.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">with the requirements of the Act or the Exchange Act, as applicable, and the rules and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 679.79pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">regulations of the Commission thereunder&#59; and such counsel has no reason to believe that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 693.34pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">any of such documents, when such documents became effective or were so filed, as the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 706.89pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">case may be, contained, in the case of a registration statement which became effective <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">under the Act, an untrue statement of a material fact or omitted to state a material fact <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 85.55pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">required to be stated therein or necessary to make the statements therein not misleading, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 99.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">or, in the case of other documents which were filed under the Act or the Exchange Act <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 112.65pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">with the Commission, an untrue statement of a material fact or omitted to state a material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 126.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">fact necessary in order to make the statements therein, in the light of the circumstances <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.75pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">under which they were made when such documents were so filed, not misleading.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 165.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">7.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font><font style="left: 108pt; position: absolute;">To the best of such counsel&#8217;s knowledge, there is no amendment to the Registration <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 179.46pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Statement required to be filed or of any contracts or other documents of a character <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 193.62pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">required to be filed as an exhibit to the Registration Statement or required to be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 207.78pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">incorporated by reference into the Pricing Prospectus and the Prospectus or required to be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 221.94pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">described in the Registration Statement, the Pricing Prospectus or the Prospectus which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 236.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">are not filed or incorporated by reference or described as required&#59; to the best of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 250.26pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">counsel&#8217;s knowledge, the statements in the Registration Statement, the Pricing Prospectus <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 264.42pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">and the Prospectus relating to legal matters, agreements, documents or proceedings are <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">accurate and fair summaries thereof and present the information required to be shown.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 304.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">8.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">The issue and sale of the Securities, the execution, delivery, filing or performance (as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 318.18pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">applicable) by the Company of this Agreement and the Indenture, and the consummation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 331.62pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">of the transactions contemplated herein and in the Indenture will not conflict with or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 345.06pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">result in a breach or violation pursuant to (i) the certificate of incorporation or other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 358.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">charter document or by-laws of the Company or Regions Bank, (ii) the terms of any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 371.94pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">indenture, contract, lease, mortgage, deed of trust, note agreement, loan agreement or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.38pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">other agreement, obligation, condition, covenant or instrument to which the Company or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.82pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Regions Bank is a party or by which the Company or Regions Bank is bound or to which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 412.26pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any of the property or assets of the Company or Regions Bank is subject, or (iii) any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.7pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">statute, law, rule, regulation, judgment, order or decree applicable to the Company or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Regions Bank of any court, regulatory body, administrative agency, governmental body, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 452.58pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">arbitrator or other authority having jurisdiction over the Company or Regions Bank or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 466.02pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">any of its or their properties which violation or default would, in the case of clauses (ii) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 479.46pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and (iii) above, either individually or in the aggregate with all other violations and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492.9pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">defaults referred to in this paragraph, reasonably be expected to result in a Material <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.34pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Adverse Effect.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 533.22pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">9.<font style="display: inline-block; height: 8.32pt; width: 27pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">No consent, approval, authorization, filing with or order of any court or governmental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 546.66pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">agency or body is required for the execution, delivery or performance by the Company of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 560.1pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">this Agreement or the Indenture, the issuance and sale by the Company of the Securities <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 573.54pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">and compliance with the terms and provisions hereof and under the Indenture, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 586.98pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">qualification of the Indenture under the Trust Indenture Act or the consummation by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 600.42pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company of the transactions contemplated by this Agreement and the Indenture, except <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 613.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">such as have been obtained or such as may be required under state securities or the blue <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 627.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">sky laws of any jurisdiction in connection with the purchase and distribution of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 640.74pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities by the Underwriters.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_19" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 431.7pt; position: absolute; text-decoration: none; white-space: pre;">EXHIBIT B-1<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 98.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Matters to be Addressed in the Opinion of Sullivan &#38; Cromwell LLP, Counsel for the Company&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 124.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">In connection with the several purchases today by you and the other Underwriters named <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 138.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">in Schedule I to the Underwriting Agreement, dated September 3, 2024 (the &#8220;Underwriting <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 151.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Agreement&#8221;), between Regions Financial Corporation, a Delaware corporation (the &#8220;Company&#8221;), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 165.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and you, as Representatives of the several Underwriters named therein (the &#8220;Underwriters&#8221;), of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 178.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">$1,000,000,000 aggregate principal amount of 5.502% Fixed Rate &#47; Floating Rate Senior Notes <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 192pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">due 2035 of the Company (the &#8220;Securities&#8221;), issued pursuant to the indenture dated as of August <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 205.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">8, 2005 (the &#8220;Original Indenture&#8221;) as supplemented by the Fourteenth Supplemental Indenture <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 218.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">dated September 6, 2024 (the &#8220;Fourteenth Supplemental Indenture&#8221; and, together with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 232.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Original Indenture, the &#8220;Indenture&#8221;) between the Company and Deutsche Bank Trust Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 245.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Americas, as trustee (the &#8220;Trustee&#8221;), we, as counsel for the Company, have examined such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 259.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">corporate records, certificates and other documents, and such questions of law, as we have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 272.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">considered necessary or appropriate for the purposes of this opinion.&#160; Upon the basis of such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 286.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">examination, it is our opinion that<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 312.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute; width: 13.98pt;">(1)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font><font style="left: 180pt; position: absolute; width: 359.93pt;">The Company has been duly incorporated and is an existing corporation in<font style="display: inline-block; height: 8.32pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 327.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 263.09pt;">good standing under the laws of the State of Delaware.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 353.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(2)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Indenture has been duly authorized, executed and delivered by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 367.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company and duly qualified under the Trust Indenture Act of 1939&#59; the Securities have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 381.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">been duly authorized, executed, authenticated, issued and delivered by the Company&#59; and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 395.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Indenture and the Securities constitute valid and legally binding obligations of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Company enforceable in accordance with their terms, subject to bankruptcy, insolvency, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 422.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">fraudulent transfer, reorganization, moratorium and similar laws of general applicability <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 436.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">relating to or affecting creditors&#8217; rights and to general equity principles.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 462.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(3) <font style="display: inline-block; height: 8.32pt; width: 19.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">All regulatory consents, authorizations, approvals and filings required to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 476.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">be obtained or made by the Company under the Covered Laws for the execution and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 489.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">delivery by the Company of, and the performance by the Company of its obligations <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 503.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">under, the Underwriting Agreement have been obtained or made.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 529.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(4)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Company is not and, after giving effect to the offering and sale of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 543.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">Securities and the application of the proceeds thereof, will not be, an &#8220;investment <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 557.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">company&#8221; as such term is defined in the Investment Company Act of 1940, as amended. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 582.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 144pt; position: absolute;">(5)<font style="display: inline-block; height: 8.32pt; width: 22.02pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; white-space: pre;">The Underwriting Agreement has been duly authorized, executed and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 596.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">delivered by the Company. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 622.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.97pt;">The foregoing opinion is limited to the Federal laws of the United States, the laws of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 636.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">State of New York and the General Corporation Law of the State of Delaware, and we are<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 650.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">expressing no opinion as to the effect of the laws of any other jurisdiction.&#160; We are expressing no<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 663.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">opinion in paragraph (3) above, insofar as performance by the Company of its obligations under<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 677.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 468pt;">the Underwriting Agreement is concerned, as to bankruptcy, insolvency, fraudulent transfer,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 691.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">reorganization, moratorium and similar laws of general applicability relating to or affecting<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 705.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">creditors&#8217; rights.&#160; Also, for purposes of the opinion in paragraph (3) above, &#8220;Covered Laws&#8221;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.89pt;">means the Federal laws of the United States, the laws of the State of New York and the General<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.95pt;">Corporation Law of the State of Delaware (including the published rules or regulations<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">thereunder) that in our experience normally are applicable to general business corporations and<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 353.99pt;">transactions such as those contemplated by the Underwriting Agreement&#59; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 425.99pt; position: absolute; text-decoration: underline; white-space: pre; width: 42.64pt;">provided<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 468.63pt; position: absolute; white-space: pre; width: 6pt;">, <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 474.63pt; position: absolute; text-decoration: underline; white-space: pre; width: 41.29pt;">however<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 515.9200000000001pt; position: absolute; white-space: pre; width: 23.98pt;">, that<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">such term does not include Federal or state securities laws, antifraud laws and fraudulent transfer<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 141pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">laws, tax laws, the Employee Retirement Income Security Act of 1974, antitrust laws or any law<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.98pt;">that is applicable to the Company, the Underwriting Agreement or the transactions contemplated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 168.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.96pt;">thereby solely as part of a regulatory regime applicable to the Company or its affiliates due to its<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 158.83pt;">or their status, business or assets.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">We have also relied as to certain matters upon information obtained from public officials, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 222pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">officers of the Company and other sources believed by us to be responsible, and we have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">assumed that the Indenture has been duly authorized, executed and delivered by the Trustee, that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Securities conform to the specimen thereof examined by us, that the Trustee&#8217;s certificates of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">authentication of the Securities have been manually signed by one of the Trustee&#8217;s authorized <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">officers, and that the signatures on all documents examined by us are genuine, assumptions <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">which we have not independently verified. <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i12b4bdfd23664994bfe45f7708eba3a7_25" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">EXHIBIT B-2<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 97.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Matters to be Addressed in the Disclosure Letter of Sullivan &#38; Cromwell LLP, Counsel for the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 111.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Company&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 137.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">This is with reference to the registration under the Securities Act of 1933 (the &#8220;Securities <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 150.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Act&#8221;) and offering of $1,000,000,000 aggregate principal amount of 5.502% Fixed Rate &#47;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 164.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Floating Rate Senior Notes due 2035 (the &#8220;Securities&#8221;) of Regions Financial Corporation (the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 177.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">&#8220;Company&#8221;).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 204.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.89pt;">The Registration Statement relating to the Securities (File No. 333-262964) was filed on<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 218.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.98pt;">Form S-3 in accordance with the procedures of the Securities and Exchange Commission (the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 231.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">&#8220;Commission&#8221;) permitting a delayed or continuous offering of securities pursuant thereto and, if<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 244.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">appropriate, a post-effective amendment, document incorporated by reference therein or<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 258.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.99pt;">prospectus supplement that provides information relating to the terms of the securities and the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 271.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">manner of their distribution.&#160; The Securities have been offered by the Prospectus, dated February<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 285.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">24, 2022 (the &#8220;Basic Prospectus&#8221;), as supplemented by the Prospectus Supplement, dated<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 298.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.99pt;">September 3, 2024 (the &#8220;Prospectus Supplement&#8221;), which updates or supplements certain<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 312.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.95pt;">information contained in the Basic Prospectus. The Basic Prospectus, as supplemented by the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 325.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">Prospectus Supplement, does not necessarily contain a current description of the Company&#8217;s<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 339pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">business and affairs since, pursuant to Form S-3, it incorporates by reference certain documents<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 352.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 341.38pt;">filed with the Commission that contain information as of various dates.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 379.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.91pt;">As counsel to the Company, we reviewed the Registration Statement, the Basic<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 393.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.89pt;">Prospectus, the Prospectus Supplement and the documents listed in Schedule A (those listed<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 406.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">documents, taken together with the Basic Prospectus, being referred to herein as the &#8220;Pricing<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 420.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">Disclosure Package&#8221;), and participated in discussions with your representatives and those of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 434.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.87pt;">Company and its accountants.&#160; Between the date of the Prospectus Supplement and the time of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.87pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 448.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">delivery of this letter, we participated in further discussions with your representatives and those<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 462.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.93pt;">of the Company and its accountants, concerning certain matters relating to the Company and<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 475.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.88pt;">reviewed certificates of certain officers of the Company, letters addressed to you from the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.96pt;">Company&#8217;s accountants and an opinion addressed to you from the Company&#8217;s Executive Vice<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 503.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.99pt;">President, Assistant Corporate Secretary, Chief Governance Officer and Deputy General<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 517.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.83pt;">Counsel.&#160; On the basis of the information that we gained in the course of the performance of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.8299999999999pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 531.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.89pt;">services referred to above, considered in the light of our understanding of the applicable law<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.89pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 544.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">(including the requirements of Form S&#8209;3 and the character of prospectus contemplated thereby)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 558.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.93pt;">and the experience we have gained through our practice under the Securities Act, we confirm to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 572.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.95pt;">you that, in our opinion, the Registration Statement, as of the date of the Prospectus Supplement,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.95pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 586.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">and the Basic Prospectus, as supplemented by the Prospectus Supplement, as of the date of the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 600.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">Prospectus Supplement, appeared on their face to be appropriately responsive, in all material<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 613.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.98pt;">respects relevant to the offering of the Securities, to the requirements of the Securities Act and<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 627.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">the applicable rules and regulations of the Commission thereunder.&#160; Also, we confirm to you that<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 641.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">the statements contained in the Prospectus Supplement under the captions &#8220;Description of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 655.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">Notes&#8221;, insofar as they relate to provisions of the Securities and the Indenture under which the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 669.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">Securities are being issued, &#8220;Underwriting (Conflicts of Interest)&#8221;, insofar as they relate to the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 682.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">provisions of the Underwriting Agreement between the Company and the Underwriters therein<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 696.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">described, and under the captions &#8220;Material United States Federal Income Tax Consequences&#8221;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.96pt;">and &#8220;Certain ERISA Considerations&#8221;, insofar as they purport to constitute a summary of matters<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.92pt;">of U.S. federal income tax law or the U.S. Employee Retirement Income Security Act of 1974, as<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9200000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 99.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">amended, and regulations or legal conclusions with respect thereto, constitute a fair and accurate<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 113.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 249.75pt;">summary of such provisions in all material respects.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.88pt;">Further, nothing that came to our attention in the course of such review has caused us to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 153pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 304.99pt;">believe that, insofar as relevant to the offering of the Securities,<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 178.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.93pt;">(a) the Registration Statement, as of the date of the Prospectus Supplement, contained any<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 192.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.94pt;">untrue statement of a material fact or omitted to state any material fact required to be<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 206.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 365.61pt;">stated therein or necessary to make the statements therein not misleading, or<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 232.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(b) the Pricing Disclosure Package, as of 4&#58;00 p.m. on September 3, 2024 (which you <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 245.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">have informed us is prior to the time of the first sale of the Securities by any Underwriter) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 259.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">contained any untrue statement of a material fact or omitted to state any material fact <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 272.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">necessary in order to make the statements therein, in the light of the circumstances under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 285.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">which they were made, not misleading, or<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 312.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">(c) the Basic Prospectus, as supplemented by the Prospectus Supplement, as of the date of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 326.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the Prospectus Supplement, contained any untrue statement of a material fact or omitted <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 340.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">to state any material fact necessary in order to make the statements therein, in the light of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 354.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre;">the circumstances under which they were made, not misleading<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 380.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.88pt;">We also advise you that nothing that came to our attention in the course of the procedures<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.88pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 393.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.99pt;">described in the second sentence of the preceding paragraph has caused us to believe that the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 407.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.99pt;">Basic Prospectus, as supplemented by the Prospectus Supplement, as of the time of delivery of<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.99pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 421.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">this letter, contained any untrue statement of a material fact or omitted to state any material fact<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 435.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">necessary in order to make the statements therein, in the light of the circumstances under which<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 155.86pt;">they were made, not misleading.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 474.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; white-space: pre; width: 431.96pt;">The limitations inherent in the independent verification of factual matters and the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.96pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 488.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.98pt;">character of determinations involved in the registration process are such, however, that we do not<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 502.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">assume any responsibility for the accuracy, completeness or fairness of the statements contained<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 516.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">in the Registration Statement, the Basic Prospectus, the Prospectus Supplement or the Pricing<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 530.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.93pt;">Disclosure Package, except to the extent specifically noted in the fourth sentence of the second<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 543.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.85pt;">preceding paragraph.&#160; Also, we do not express any opinion or belief as to the financial statements<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.85pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 557.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">or other financial data derived from accounting records contained in the Registration Statement,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 571.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.93pt;">the Basic Prospectus, the Prospectus Supplement or the Pricing Disclosure Package, or as to<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 585.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.97pt;">management&#8217;s report of its assessment of the effectiveness of the Company&#8217;s internal control<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.97pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 599.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.98pt;">over financial reporting or the auditors&#8217; report as to the Company&#8217;s internal control over<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.98pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 612.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 468pt;">financial reporting, each as included in the Registration Statement, the Basic Prospectus, the<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 540pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 626.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.87pt;">Prospectus Supplement or the Pricing Disclosure Package, or as to the statement of the eligibility<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.87pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 640.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 377.29pt;">of the Trustee under the Indenture under which the Securities are being issued.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 666.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre; width: 395.93pt;">This letter is furnished by us, as counsel to the Company, to you, as<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9300000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 680.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.94pt;">Representatives of the several Underwriters, solely for the benefit of the Underwriters in their<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.94pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 693.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.91pt;">capacity as such, and may not be relied upon by any other person.&#160; This letter may not be quoted,<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9100000000001pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 467.9pt;">referred to or furnished to any purchaser or prospective purchaser of the Securities and may not<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 539.9pt; position: absolute; white-space: pre; width: 3pt;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 85.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre; width: 284.34pt;">be used in furtherance of any offer or sale of the Securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>3
<FILENAME>exhibit41-fourteenthsupple.htm
<DESCRIPTION>EX-4.1
<TEXT>
<html><head><title>Exhibit 4.1 - Fourteenth Supplemental Indenture</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 704.88pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"><div style="line-height: 6.77pt; position: absolute; top: 36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 493.35pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 4.1<font style="display: inline-block; height: 6.77pt;"></font></font></div></div></div><div><div id="i0560292484e54065b59f3bfb8ef26cb3_1" style="position: absolute; top: 72pt;"></div><div style="position: absolute; top: 72pt; width: 612pt;"><div style="font-size: 0pt; left: 84pt; position: absolute; top: 0pt; width: 444pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 444pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3.75pt;"><td style="border-bottom: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 8.32pt; position: absolute; top: 242.75pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 182.72pt; position: absolute; text-decoration: none; white-space: pre;">FOURTEENTH SUPPLEMENTAL INDENTURE<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 254.75pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 286.02pt; position: absolute; text-decoration: none; white-space: pre;">between<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 287.15pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 202.06pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 319.55pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.01pt; position: absolute; text-decoration: none; white-space: pre;">AND<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 351.95pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 171.72pt; position: absolute; text-decoration: none; white-space: pre;">DEUTSCHE BANK TRUST COMPANY AMERICAS<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 425.15pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 211.69pt; position: absolute; text-decoration: none; white-space: pre;">DATED AS OF SEPTEMBER 6, 2024<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 486.35pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 153.43pt; position: absolute; text-decoration: none; white-space: pre;">Fourteenth Supplement to Indenture dated as of August 8, 2005<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 500.75pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 248.06pt; position: absolute; text-decoration: none; white-space: pre;">(Senior Debt Securities)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="position: absolute; top: 695.15pt; width: 612pt;"><div style="font-size: 0pt; left: 83.62pt; position: absolute; top: 0pt; width: 444.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 444.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3.75pt;"><td style="border-bottom: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">1<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i0560292484e54065b59f3bfb8ef26cb3_4" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">FOURTEENTH SUPPLEMENTAL INDENTURE, dated as of September 6, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2024 (this &#8220;Supplemental Indenture&#8221;), between REGIONS FINANCIAL CORPORATION, a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Delaware corporation (the &#8220;Company&#8221;), and DEUTSCHE BANK TRUST COMPANY <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">AMERICAS, a New York banking corporation, as Trustee.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 277.34pt; position: absolute; text-decoration: underline; white-space: pre;">RECITALS<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the Company and the Trustee have entered into an Indenture dated as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of August 8, 2005 (the &#8220;Base Indenture&#8221; and, as supplemented by this Supplemental Indenture, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the &#8220;Indenture&#8221;), providing for the issuance by the Company from time to time of its senior debt <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">securities&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the Base Indenture has been amended and supplemented by that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">certain Supplemental Indenture, dated as of August 8, 2005, that certain Second Supplemental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 266.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture, dated as of June 26, 2007, that certain Third Supplemental Indenture, dated as of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 280.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">November 10, 2009, that certain Fourth Supplemental Indenture, dated as of April 26, 2010, that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 295.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">certain Fifth Supplemental Indenture, dated as of April 26, 2010, that certain Sixth Supplemental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture, dated as of April 30, 2013, that certain Seventh Supplemental Indenture, dated as of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 324pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">February 8, 2016, that certain Eighth Supplemental Indenture, dated as of August 14, 2017, that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 338.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">certain Ninth Supplemental Indenture, dated as of August 13, 2018, that certain Tenth <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 352.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Supplemental Indenture, dated as of January 28, 2019, that certain Eleventh Supplemental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 367.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture, dated as of May 18, 2020, that certain Twelfth Supplemental Indenture, dated as of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 381.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">August 12, 2021 and that certain Thirteenth Supplemental Indenture, dated as of June 6, 2024&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, Section 901(7) of the Base Indenture provides that the Company and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 422.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Trustee may, without the consent of any Holder, enter into a supplemental indenture to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 436.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">establish the form or terms of Securities of any series as permitted by Section 201 and 301 <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">thereof&#59;&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the Company desires to provide for the establishment of a new series <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of Securities pursuant to Sections 201 and 301 of the Base Indenture, the form and substance of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such Securities and terms, provisions and conditions thereof to be set forth as provided in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 520.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the Company deems it advisable to enter into this Supplemental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture for the purposes of establishing the terms of such Securities and providing for the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 576pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">rights, obligations and duties of the Trustee with respect to such Securities&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 602.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the execution and delivery of this Supplemental Indenture has been <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and Officers&#8217; Certificate pursuant to Sections 102 and 903 of the Base Indenture&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 684pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">WHEREAS, the Company has requested that the Trustee execute and deliver this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 698.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Supplemental Indenture and satisfy all requirements necessary to make this Supplemental <font style="display: inline-block; 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text-decoration: none; white-space: pre;">2<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture a valid, legal and binding instrument in accordance with its terms, and to make the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Notes (as defined herein), when executed by the Company and authenticated and delivered by <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">this Supplemental Indenture enforceable in accordance with its terms, and the execution and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">delivery of this Supplemental Indenture has been duly authorized in all respects.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">NOW, THEREFORE, THIS SUPPLEMENTAL INDENTURE WITNESSETH&#58;&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">For and in consideration of the premises and the purchase of the Notes by the Holders thereof, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Company and the Trustee covenant and agree, for the equal and proportionate benefit of all <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 225.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Holders of the Notes, as follows&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 258pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 266.85pt; position: absolute; text-decoration: none; white-space: pre;">ARTICLE ONE<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 285.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 232.53pt; position: absolute; text-decoration: none; white-space: pre;">CREATION OF THE NOTES<font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in Exhibit A attached hereto, which is incorporated herein and made part hereof.&#160; The Notes shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 450.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">bear interest and have such other terms as are stated in the form of definitive Notes or in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 464.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture.&#160; 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white-space: pre;">themselves and with all of the Company&#8217;s other unsecured and unsubordinated indebtedness.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; 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font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">March&#160;6,&#160;2025. The Company may, at its option, redeem the Notes, in whole or in part, at any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">time or from time to time on or after March 6, 2025 (or, if additional Notes are issued, beginning <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">181 days after the issue date of such additional Notes) and prior to September 6, 2034, at a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption Price (expressed as a percentage of principal amount and rounded to three decimal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">places) equal to the greater of&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">(i) (1) the sum of the present values of the remaining scheduled payments <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">of principal and interest thereon discounted to the Redemption Date (assuming the Notes <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 225.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">to be redeemed matured on September 6, 2034) on a semi-annual basis (assuming a 360-<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 240pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">day year consisting of twelve 30-day months) at the Treasury Rate plus 25 basis points, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 254.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">less (2) interest accrued to the Redemption Date&#894; and<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 280.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">(ii) 100% of the principal amount of the Notes to be redeemed&#894;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">plus, in either case, accrued and unpaid interest thereon to, but excluding, the Redemption Date. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, Deutsche Bank Trust Company Americas (in any capacity in which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">it may act hereunder) shall not be responsible for determining or calculating the Redemption <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Price.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be redeemable, in whole, but not in part, at the Company&#8217;s <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">option on September 6, 2034 at a redemption price equal to 100% of the aggregate principal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 405.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Notes, plus accrued and unpaid interest thereon, if any, to but excluding, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 420pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption Date.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 446.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre;">(c)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">On and after June 6, 2035, the Notes will be redeemable, in whole or in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 460.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">part, at any time and from time to time, at the Company&#8217;s option at a redemption price equal to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 475.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">100% of the aggregate principal amount of the Notes being redeemed, plus accrued and unpaid <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 489.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interest thereon, if any, to, but excluding, the Redemption Date.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 516pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre;">(d)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">Section 1102 of the Base Indenture is hereby amended to require that the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 530.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">written notice to be delivered to the Trustee pursuant to Section 1102 of the Base Indenture be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 544.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">delivered at least 5 days prior to the giving of the notice of redemption in Section 1104 (unless a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 559.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shorter notice shall be satisfactory to the Trustee), rather than at least 45 days prior to the giving <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 573.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of the notice of redemption in Section 1104.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 600pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre;">(e)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">Section 1104 of the Base Indenture is hereby amended to require that the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 614.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">notice to be delivered to each Holder of Notes to be redeemed shall be given at least 10 days <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">prior to the Redemption Date in the manner provided in Section 106 of the Base Indenture (or, if <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 643.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes are held in book-entry form through DTC, in any such manner as may be then <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 657.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">permitted by DTC).&#160; Any notice given to a Holder with respect to the Notes in the matter set <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">forth in this Section 1.5(c) shall be conclusively deemed to have been received by such Holder, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 686.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">whether or not such Holder actually receives such notice.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">4<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 1.6&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">No Repayment or Sinking Fund<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 369.27pt; position: absolute; text-decoration: none; white-space: pre;">. The Notes will not be subject to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">redemption or repayment at the option of any Holder at any time prior to the Stated Maturity.&#160; No <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">sinking fund will be provided with respect to the Notes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 1.7&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Notes Not Convertible or Exchangeable<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 407.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; The Notes will not be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">convertible or exchangeable for other securities or property.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 1.8&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Issuance of Notes&#59; Selection of Depository<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 421.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; The Notes shall be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">issued as Registered Securities in permanent global form, without coupons.&#160; The initial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Depository for the Notes shall be DTC.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 1.9&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">No Additional Amounts&#59; No Make-Whole Amounts.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 469.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 472.17pt; position: absolute; text-decoration: none; white-space: pre;"> Except in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">connection with the certain optional redemption circumstances set forth in Section 1.5, no <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Additional Amounts or Make-Whole Amounts shall be payable with respect to the Notes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 1.10&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Further Issuances<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300.23pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; The Company may, without consent of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; 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white-space: pre;">(a)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 180pt; position: absolute; text-decoration: none; white-space: pre;">Notwithstanding Section 501(4) and 502 of the Base Indenture, an Event <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 489.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of Default with respect to the Notes under Section 501(4) related to a breach of the covenant <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">contained in clause (x) of the second paragraph of Section 1009 of the Base Indenture shall not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 518.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">permit acceleration of the Notes under Section 502.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 544.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; 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font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">(C) consents to the appointment of a Custodian of it or for all or substantially all <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 679.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of its property&#894; or<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">5<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; 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white-space: pre;">terms of the Notes or the Indenture with the description set forth in the prospectus supplement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">relating to the Notes, as evidenced by an Officer&#8217;s Certificate. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="font-size: 12pt; line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 265.52pt; position: absolute; text-decoration: none; white-space: pre;">ARTICLE TWO<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="font-size: 12pt; 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font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">avoidance of doubt, (i) Deutsche Bank Trust Company Americas (in any capacity in which it <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 630pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may act hereunder) shall not be responsible for determining or calculating any payments for a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 644.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Floating Rate Period (as defined in Exhibit A) or in connection with a Floating Interest Payment <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determination or calculation made, and any instruction, notice, officer certificate, or other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 702pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">instrument or information provided, by the Company, the Company&#8217;s designee (as referenced in <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">6<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit A) or the Calculation Agent (as defined in Exhibit A), without independent verification, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">investigation or inquiry of any kind by Deutsche Bank Trust Company Americas (in any capacity <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in which it may act hereunder).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 2.4&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Security Registrar&#59; Paying Agent<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 374.86pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; The Company appoints <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas as Security Registrar and Paying Agent with respect to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, and the Trustee hereby accepts such appointment. For the avoidance of doubt, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Deutsche Bank Trust Company Americas shall not act as Calculation Agent (as defined in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 184.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit A) or the Company&#8217;s designee (as referenced in Exhibit A). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">defined in Exhibit A). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 324pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 276.18pt; position: absolute; white-space: pre;">ARTICLE 3<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 267.01pt; position: absolute; text-decoration: underline; white-space: pre;">DEFEASANCE<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 378pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; 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text-decoration: none; white-space: pre;">7<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 4.3&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Modification of the Base Indenture<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 384.5pt; 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position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Section 4.4&#160; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216pt; position: absolute; text-decoration: underline; white-space: pre;">Defined Terms<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 288.25pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">(i)&#160; &#8220;Business Day&#8221; means any day, other than a Saturday or Sunday, that is neither a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">legal holiday nor a day on which banking institutions in The City of New York are authorized or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">required by law, regulation or executive order to close. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">(ii)&#160; &#8220;Treasury Rate&#8221; means with respect to any Redemption Date, the yield determined <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">by the Company in accordance with the following two paragraphs. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The Treasury Rate shall be determined by the Company after 4&#58;15 p.m., New <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 264pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">York City time (or after such time as yields on U.S. government securities are posted <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">daily by the Board of Governors of the Federal Reserve System), on the third Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Day preceding the Redemption Date based upon the yield or yields for the most recent <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">day that appear after such time on such day in the most recent statistical release published <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">by the Board of Governors of the Federal Reserve System designated as &#8220;Selected <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Interest Rates (Daily) &#8211; H.15&#8221; (or any successor designation or publication) (&#8220;H.15&#8221;) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">under the caption &#8220;U.S. government securities&#8212;Treasury constant maturities&#8212;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 364.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Nominal&#8221; (or any successor caption or heading) (&#8220;H.15 TCM&#8221;). In determining the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 379.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Treasury Rate, the Company shall select, as applicable&#58; (1) the yield for the Treasury <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 393.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity on H.15 exactly equal to the period from the Redemption Date to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2034 (the &#8220;reset date&#8221;) (the &#8220;remaining life&#8221;)&#59; or (2) if there is no such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 422.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Treasury constant maturity on H.15 exactly equal to the remaining life, the two yields&#8212;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 436.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">one yield corresponding to the Treasury constant maturity on H.15 immediately shorter <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">than and one yield corresponding to the Treasury constant maturity on H.15 immediately <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 465.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">longer than the remaining life&#8212;and shall interpolate to the reset date on a straight-line <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">basis (using the actual number of days) using such yields and rounding the result to three <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">decimal places&#59; or (3) if there is no such Treasury constant maturity on H.15 shorter than <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">or longer than the remaining life, the yield for the single Treasury constant maturity on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 523.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">H.15 closest to the remaining life. For purposes of this paragraph, the applicable Treasury <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 537.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 552pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">the relevant number of months or years, as applicable, of such Treasury constant maturity <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 566.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">from the Redemption Date. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 592.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">If on the third Business Day preceding the Redemption Date H.15 TCM is no <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 607.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">longer published, the Company shall calculate the treasury rate based on the rate per <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 621.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">annum equal to the semi-annual equivalent yield to maturity at 11&#58;00 a.m., New York <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 636pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">City time, on the second Business Day preceding such Redemption Date of the United <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 650.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">States Treasury security maturing on, or with a maturity that is closest to, the reset date, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 664.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">as applicable. If there is no United States Treasury security maturing on the reset date but <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 679.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">there are two or more United States Treasury securities with a maturity date equally <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 693.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">distant from the reset date, one with a maturity date preceding the reset date and one with <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: -41.14pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 216pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 30.86pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 303pt; position: absolute; text-decoration: none; white-space: pre;">8<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">a maturity date following the reset date, the Company shall select the United States <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Treasury security with a maturity date preceding the reset date. If there are two or more <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">United States Treasury securities maturing on the reset date or two or more United States <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Treasury securities meeting the criteria of the preceding sentence, the Company shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 129.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">select from among these two or more United States Treasury securities the United States <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 144pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Treasury security that is trading closest to par based upon the average of the bid and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 158.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">asked prices for such United States Treasury securities at 11&#58;00 a.m., New York City <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 172.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">time. In determining the treasury rate in accordance with the terms of this paragraph, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 187.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">semi-annual yield to maturity of the applicable United States Treasury security shall be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 201.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">based upon the average of the bid and asked prices (expressed as a percentage of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; 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Nix<font style="display: inline-block; height: 8.32pt; width: 111.39pt;"></font></font><font style="left: 306pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 18pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 326.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">Name&#58;<font style="display: inline-block; height: 8.32pt; width: 4.04pt;"></font></font><font style="left: 144pt; position: absolute;">Andrew S. Nix<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 340.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">Title&#58;<font style="display: inline-block; height: 8.32pt; width: 10.03pt;"></font></font><font style="left: 144pt; position: absolute;">Executive Vice President,<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 355.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">Chief Governance Officer and <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 369.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">Deputy General Counsel<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 474pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 288pt; position: absolute; text-decoration: none; white-space: pre;">DEUTSCHE BANK TRUST COMPANY<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 488.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 311.75pt; position: absolute; text-decoration: none; white-space: pre;">AMERICAS, as Trustee<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 517.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 311.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 543.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 288pt; position: absolute;">By&#58;<font style="display: inline-block; height: 8.32pt; width: 6.42pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 311.75pt; position: absolute;">&#47;s&#47; Sebastian Hidalgo<font style="display: inline-block; height: 8.32pt; width: 90.34pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 558pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 311.75pt; position: absolute;">Name&#58;&#160; <font style="display: inline-block; height: 8.32pt; width: 10.29pt;"></font></font><font style="left: 360pt; position: absolute;">Sebastian Hidalgo<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 572.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 311.75pt; position: absolute;">Title&#58;&#160; <font style="display: inline-block; height: 8.32pt; width: 16.28pt;"></font></font><font style="left: 360pt; position: absolute;">Assistant Vice President<font style="display: inline-block; height: 8.32pt;"></font></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-1<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i0560292484e54065b59f3bfb8ef26cb3_10" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 276.19pt; position: absolute; text-decoration: underline; white-space: pre;">EXHIBIT A<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 98.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 74.42pt; position: absolute; text-decoration: underline; white-space: pre;">FORM OF FACE OF 5.502% FIXED RATE &#47; FLOATING RATE SENIOR NOTES DUE 2035<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 124.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">THE FOLLOWING LEGEND SHALL APPEAR ON THE FACE OF EACH GLOBAL <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SECURITY&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 165.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">THIS NOTE IS AN UNSECURED DEBT OBLIGATION OF THE COMPANY.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">THIS SECURITY IS NOT A DEPOSIT OR SAVINGS ACCOUNT AND IS NOT INSURED <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENTAL AGENCY OR INSTRUMENTALITY.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">THIS NOTE IS A SECURITY IN GLOBAL FORM (&#8220;GLOBAL SECURITY&#8221;) <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 249.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">WITHIN THE MEANING OF SECTION 203 OF THE BASE INDENTURE HEREINAFTER <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 264pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY OR A <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">NOMINEE OF THE DEPOSITORY, WHICH MAY BE TREATED BY THE COMPANY, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">THE TRUSTEE AND ANY AGENT THEREOF AS OWNER AND HOLDER OF THIS NOTE <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">FOR ALL PURPOSES.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 333.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 362.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CORPORATION (&#8220;DTC&#8221;), TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">REGISTERED IN THE NAME OF CEDE &#38; CO. OR IN SUCH OTHER NAME AS IS <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 405.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 420pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">IS MADE TO CEDE &#38; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 434.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 448.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 463.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE &#38; CO., HAS AN INTEREST <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">HEREIN. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 518.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">NOTES IN DEFINITIVE REGISTERED FORM IN THE LIMITED CIRCUMSTANCES <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 532.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">REFERRED TO IN THE BASE INDENTURE, THIS GLOBAL SECURITY MAY NOT BE <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TO A NOMINEE OF THE <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITORY OR BY A NOMINEE OF THE DEPOSITORY TO THE DEPOSITORY OR <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 576pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ANOTHER NOMINEE OF THE DEPOSITORY OR BY THE DEPOSITORY OR ANY SUCH <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 590.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">NOMINEE TO A SUCCESSOR DEPOSITORY OR A NOMINEE OF SUCH SUCCESSOR <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">DEPOSITORY.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-2<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 202.06pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 128.08pt; position: absolute; text-decoration: none; white-space: pre;">5.502% FIXED RATE &#47; FLOATING RATE SENIOR NOTES DUE 2035<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">No.<font style="display: inline-block; height: 8.32pt; width: 387.01pt;"></font></font><font style="left: 476.67pt; position: absolute;">U.S.$<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CUSIP NO. 7591EP AV2<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ISIN NO. US7591EPAV24<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION, a corporation duly organized and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">existing under the laws of the State of Delaware (herein called the &#8220;Company&#8221;, which term <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">includes any successor Person under the Indenture referred to on the reverse hereof), for value <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">received, hereby promises to pay to Cede &#38; Co., or its registered assigns, the principal sum of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#91;&#9679;&#93; (U.S. $&#91;&#9679;&#93;), as revised by the Schedule of Adjustments attached hereto, on September 6, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2035 or if such date is not a Business Day, the following Business Day (the &#8220;Maturity Date&#8221;).<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, September 6, 2024, to, but excluding, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2034 (the &#8220;Fixed Rate Period&#8221;), the Company promises to pay interest at the rate of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">5.502% per annum. Such interest will be payable semi-annually in arrears on September 6 and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">March 6 of each year, beginning on March 6, 2025 and ending on September 6, 2034 (each such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">date, a &#8220;Fixed Interest Payment Date&#8221;). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 362.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">During the period from, and including, September 6, 2034, to, but excluding, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Maturity Date (the &#8220;Floating Rate Period&#8221;), the Company promises to pay interest at a floating <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">rate per annum equal to Compounded SOFR plus 2.060%, as determined by the Calculation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 405.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Agent in the manner described below. Such interest will be payable quarterly in arrears on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 420pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">December 6, 2034, March 6, 2035, June 6, 2035 and at the Maturity Date (each such date, a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 434.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Floating Interest Payment Date&#8221;). Compounded SOFR for each interest period in the Floating <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 448.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Rate Period will be calculated by the Calculation Agent in accordance with the formula set forth <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 463.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">below with respect to the Observation Period relating to such interest period.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 489.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">For the Fixed Rate Period, interest will be computed on the basis of a 360-day <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">year consisting of twelve 30 day months. For the Fixed Rate Period, if any Fixed Interest <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 518.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Payment Date or Redemption Date of the Notes falls on a day that is not a Business Day, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 532.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">related payment of interest will be made on the next day that is a Business Day with the same <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">force and effect as if made on the applicable interest payment date, and no interest shall accrue <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the amount payable for the period from and after such applicable interest payment date.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 588pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">For the Floating Rate Period, interest will be computed on the basis of the actual <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 602.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">number of days in each interest period (or any other relevant period) and a 360-day year. The <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">amount of accrued interest payable on the Notes for each interest period during the Floating Rate <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 631.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Period will be computed by multiplying (i) the outstanding principal amount of the Notes by (ii) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 645.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the product of (a) the interest rate for the relevant interest period multiplied by (b) the quotient of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the actual number of days in the applicable interest period divided by 360. The interest rate on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 674.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes will in no event be higher than the maximum rate permitted by New York law as the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 688.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">same may be modified by United States law of general application and will in no event be lower <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 703.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">than zero. For the Floating Rate Period, if any Floating Interest Payment Date of the Notes (other <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-3<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">than the Maturity Date) falls on a day which is not a Business Day, that Floating Interest <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Payment Date will be postponed and the related payment of interest on the Notes will be made <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the next day which is a Business Day, except that if the next succeeding Business Day falls in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the next calendar month, then such Floating Interest Payment Date will be advanced to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 129.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">immediately preceding day that is a Business Day, and in each case, the related interest periods <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 144pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">will also be adjusted for such non-Business Days. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The Calculation Agent will determine Compounded SOFR, the interest rate and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 184.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">accrued interest for each interest period in the Floating Rate Period in arrears as soon as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 199.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reasonably practicable on or after the Interest Payment Determination Date for such interest <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 213.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">period and prior to the relevant Floating Interest Payment Date and will notify the Company (if <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 228pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Company is not the Calculation Agent) and the Trustee in writing of Compounded SOFR, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such interest rate and accrued interest for each interest period in the Floating Rate Period as soon <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 256.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as reasonably practicable after such determination, but in any event by the Business Day <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 271.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">immediately prior to the relevant Floating Interest Payment Date. At the request of a Holder of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 285.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes, the Company will provide Compounded SOFR, the interest rate and the amount of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 300pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interest accrued with respect to any interest period in the Floating Rate Period, after <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 314.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR, such interest rate and accrued interest have been determined. The <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 328.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Calculation Agent&#8217;s determination of any interest rate, and its calculation of interest payments <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 343.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">for any interest period in the Floating Rate Period, will be maintained on file at the Calculation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 357.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Agent&#8217;s principal offices and will be provided in writing to the trustee. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Business Day&#8221; means any day, other than a Saturday or Sunday, that is neither a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">legal holiday nor a day on which banking institutions in The City of New York are authorized or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 412.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">required by law, regulation or executive order to close.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The interest so payable, and punctually paid or duly provided for, on any Interest <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Payment Date will, as provided in the Indenture, be paid to the Person in whose name this Note <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 468pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(or one or more Predecessor Securities) is registered at the close of business on the record date <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 482.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">for such interest period, which, in the case of Notes in definitive form, shall be 15 days, whether <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 496.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or not a Business Day, immediately preceding such Interest Payment Date or, if this Note is in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 511.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the form of a Global Note, the close of business on the Business Day preceding the related <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 525.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Interest Payment Date, except that interest payable on the Maturity Date or any Redemption Date <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 540pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">will be paid to the Person to whom principal is paid. Any such interest not so punctually paid or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 554.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">duly provided for will forthwith cease to be payable to the Holder on such record date and may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 568.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">either be paid to the Person in whose name this Note (or one or more Predecessor Securities) is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 583.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">registered at the close of business on a record date for the payment of such Defaulted Interest to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 597.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">be fixed by the Trustee, notice whereof shall be given to Holders of Securities of this series not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 612pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">less than 10 days prior to such record date, or be paid at any time in any other lawful manner not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 626.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">inconsistent with the requirements of any securities exchange on which the Notes may be listed, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 640.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and upon such notice as may be required by such exchange, all as more fully provided in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 655.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 681.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR<font style="display: inline-block; height: 8.33pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-4<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">With respect to any interest period during the Floating Rate Period, &#8220;Compounded <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR&#8221; will be determined by the Calculation Agent in accordance with the following formula <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(and the resulting percentage will be rounded, if necessary, to the nearest one hundred-<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">thousandth of a percentage point)&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 32.25pt;"></font></font><div style="left: 147pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 32.25pt; width: 134.25pt;" src="image_0a.jpg" alt="image_0a.jpg"></div></div></div><div style="line-height: 8.32pt; position: absolute; top: 191.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">where&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 218.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexStart&#8221; means, for periods other than the initial interest period during <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 232.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Floating Rate Period, the SOFR Index value on the preceding Interest Payment <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 247.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Determination Date, and, for the initial interest period during the Floating Rate Period, the SOFR <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Index value on September 6, 2034 (the date that is two U.S. Government Securities Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 275.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Days before the first day of such initial interest period)&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 302.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR IndexEnd&#8221; means the SOFR Index value on the Interest Payment <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Determination Date relating to the applicable Floating Interest Payment Date (or in the final <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 331.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interest period, relating to the Maturity Date, or, in the case of the redemption of the Notes, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 345.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">relating to the applicable Redemption Date)&#59; and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 371.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;d&#8221; is the number of days in the relevant Observation Period. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">For purposes of determining Compounded SOFR, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 424.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Interest Payment Determination Date&#8221; means the date two U.S. Government <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Securities Business Days before each Floating Interest Payment Date (or, in the case of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">redemption of the Notes, preceding the applicable Redemption Date). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 479.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Observation Period&#8221; means, in respect of each interest period during the Floating <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Rate Period, the period from, and including, the date two U.S. Government Securities Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Days preceding the first date in such interest period to, but excluding, the date two U.S. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 523.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Government Securities Business Days preceding the Floating Interest Payment Date for such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 537.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interest period (or in the final interest period during the Floating Rate Period, preceding the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 551.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Maturity Date or, in the case of the redemption of the Notes, preceding the applicable <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 566.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption Date). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 592.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Index&#8221; means, with respect to any U.S. Government Securities Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 607.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Day&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 633.53pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;"> 1. the SOFR Index value as published by the SOFR Administrator as such index <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 647.93pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">appears on the SOFR Administrator&#8217;s Website at 3&#58;00 p.m. (New York time) on such U.S. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 662.33pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Government Securities Business Day (the &#8220;SOFR Index Determination Time&#8221;)&#59; or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 688.73pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;"> 2. if a SOFR Index value does not so appear as specified in (1) above at the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 703.13pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Index Determination Time, then&#58; (i) if a Benchmark Transition Event and its related <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-5<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have not occurred with respect to SOFR, Compounded SOFR <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shall be the rate determined pursuant to the &#8220;SOFR Index unavailable provisions&#8221; described <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">below&#59; or (ii) if a Benchmark Transition Event and its related Benchmark Replacement Date <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">have occurred with respect to SOFR, Compounded SOFR shall be the rate determined pursuant <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 129.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to the &#8220;Effect of Benchmark Transition Event&#8221; provisions described below. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR&#8221; means the daily secured overnight financing rate as provided by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Administrator on the SOFR Administrator&#8217;s Website. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8221; means the Federal Reserve Bank of New York (the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;FRBNY&#8221;) (or a successor administrator of SOFR). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;SOFR Administrator&#8217;s Website&#8221; means the website of the FRBNY, currently at <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">http&#58;&#47;&#47;apps.newyorkfed.org&#47;markets&#47;autorates&#47;sofr-avg-ind, or any successor source. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 278.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;U.S. Government Securities Business Day&#8221; means any day except for a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Saturday, a Sunday or a day on which the Securities Industry and Financial Markets Association <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or any successor organization recommends that the fixed income departments of its members be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">closed for the entire day for purposes of trading in U.S. government securities. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Notwithstanding anything to the contrary in the Indenture or the Notes, if the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 362.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company or its designee determines on or prior to the relevant Reference Time that a Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Transition Event and its related Benchmark Replacement Date have occurred with respect to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determining SOFR, then the benchmark replacement provisions set forth below will thereafter <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 405.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">apply to all determinations of the rate of interest payable on the Notes. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 432pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, in accordance with the benchmark replacement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 446.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provisions, after a Benchmark Transition Event and its related Benchmark Replacement Date <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 460.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">have occurred, the Company promises to pay an annual interest rate for each interest period <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 475.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">during the Floating Rate Period equal to the sum of the Benchmark Replacement plus 2.060% for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 489.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 516pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Index Unavailable Provisions <font style="display: inline-block; height: 8.33pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 542.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">If a SOFR IndexStart or SOFR IndexEnd is not published on the associated <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 556.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Interest Payment Determination Date and a Benchmark Transition Event and its related <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement Date have not occurred with respect to SOFR, &#8220;Compounded SOFR&#8221; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 585.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">means, for the applicable interest period in the Floating Rate Period for which such index is not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 600pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">available, the rate of return on a daily compounded interest investment calculated in accordance <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 614.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">with the formula for SOFR Averages, and definitions required for such formula, published on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Administrator&#8217;s Website at https&#58;&#47;&#47;www.newyorkfed.org&#47;markets&#47;reference-rates&#47;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 643.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">additional-information-about-reference-rates, or any successor source. For the purposes of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 657.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provision, references in the SOFR Averages compounding formula and related definitions to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;calculation period&#8221; shall be replaced with &#8220;Observation Period&#8221; and the words &#8220;that is, 30-, 90-, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 686.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or 180- calendar days&#8221; shall be removed. If SOFR (&#8220;SOFRi&#8221;) does not so appear for any day, &#8220;i&#8221; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 700.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in the Observation Period, SOFRi for such day &#8220;i&#8221; shall be SOFR published in respect of the first <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-6<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">preceding U.S. Government Securities Business Day for which SOFR was published on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR Administrator&#8217;s Website. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Effect of Benchmark Transition Event<font style="display: inline-block; height: 8.33pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 139.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">1. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 156pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 276.87pt; position: absolute; text-decoration: none; white-space: pre;">. If the Company or its designee determines that a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 153.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Transition Event and its related Benchmark Replacement Date have occurred on or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">prior to the Reference Time in respect of any determination of the Benchmark on any date, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement will replace the then-current Benchmark for all purposes relating to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Notes in respect of such determination on such date and all determinations on all subsequent <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dates. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">2. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 156pt; position: absolute; text-decoration: underline; white-space: pre;">Benchmark Replacement Conforming Changes<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 382.81pt; position: absolute; text-decoration: none; white-space: pre;">. In connection with the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">implementation of a Benchmark Replacement, the Company or its designee will have the right to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 266.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">make Benchmark Replacement Conforming Changes from time to time. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">3. <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 156pt; position: absolute; text-decoration: underline; white-space: pre;">Decisions and Determinations<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 300.52pt; position: absolute; text-decoration: none; white-space: pre;">. Any determination, decision or election that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may be made by the Company or its designee pursuant to the benchmark replacement provisions <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">described herein, including any determination with respect to tenor, rate or adjustment, or the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">occurrence or non-occurrence of an event, circumstance or date and any decision to take or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">refrain from taking any action or any selection&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; will be conclusive and binding on the beneficial owners and Holders of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Notes and the Trustee absent manifest error&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 417.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; if made by the Company as Calculation Agent, will be made in the Company&#8217;s <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 432pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">sole discretion&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 458.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; if made by a Calculation Agent other than the Company or its designee (which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 472.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may be the Company&#8217;s affiliate), will be made after consultation with the Company, and such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 487.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Calculation Agent or designee (which may be the Company&#8217;s affiliate) will not make any such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 501.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determination, decision or election to which the Company reasonably object&#59; and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 528pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8226; notwithstanding anything to the contrary in the Indenture or the Notes, shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="font-size: 12pt; line-height: 8.32pt; position: absolute; top: 542.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">become effective without consent from the Holders of the Notes, the Trustee or any other <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 503.57pt; position: absolute; text-decoration: none; white-space: pre;">party.<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 531.21pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 568.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Any determination, decision or election pursuant to the benchmark replacement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 583.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provisions shall be made by the Company or its designee (which may be the Company&#8217;s affiliate) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 597.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the basis as described above, and in no event shall the Calculation Agent be responsible for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 612pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">making any such determination, decision or election. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 638.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Under no circumstances will the Trustee (in any capacity in which it may act, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 652.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including, without limitation, if relevant, as Calculation Agent) be responsible for selecting or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 667.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determining any Benchmark Replacement if the Benchmark will no longer be available <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 681.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">following a Benchmark Transaction Event and its related Benchmark Replacement Date. In the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 696pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">case of a Benchmark Transition Event, the Company will select the Benchmark Replacement <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-7<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">prior to the Benchmark Replacement Date and in consultation with the Calculation Agent, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ensuring that the Calculation Agent will be able to meet its obligations and requirements under <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Indenture with respect to the Benchmark Replacement. No such replacement (including any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">conforming changes to the Indenture) shall affect the Trustee&#8217;s or the Calculation Agent&#8217;s own <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 129.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">rights, duties or immunities under the indenture or otherwise. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">For the avoidance of doubt, the Trustee (in any capacity in which it may act, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including, without limitation, if relevant, as Calculation Agent) shall be under no obligation (i) to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 184.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">monitor, determine or verify the unavailability or cessation of any index or interest rate, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 199.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR or SOFR Index or SOFR, (ii) to select, determine or designate any successor <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 213.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or replacement index, or whether the conditions to the designation of such an index or rate for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 228pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Notes have been satisfied, or (iii) to determine whether or what changes are necessary or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">advisable, if any, in connection with any of the foregoing. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 268.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The Trustee (in any capacity in which it may act, including, without limitation, if <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 283.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">relevant, as Calculation Agent) shall not be liable for any inability, failure or delay on the part of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 297.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Trustee (or Calculation Agent) in performing any of its duties set forth in the Indenture as a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 312pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">result of the unavailability of SOFR or any index and designation of a replacement rate or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 326.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">replacement index, including as a result of any inability, delay, error or inaccuracy on the part of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 340.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Company or the part of its designee in providing any direction, instruction, notice, or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 355.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">information required or contemplated by the terms of the Indenture and reasonably required for <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 369.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the performance of such duties. The Trustee (in any capacity in which it may act, including, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">without limitation, if relevant, as Calculation Agent) shall not have any duty to succeed to, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">assume or otherwise perform any of the Company&#8217;s duties or the duties of its designee in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 412.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">event of a default, breach or failure of performance on the Company&#8217;s part or the part of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 427.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s designee, as applicable. The Trustee (in any capacity in which it may act, including, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 441.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">without limitation, if relevant, as Calculation Agent (unless specifically agreed otherwise in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 456pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">writing in its capacity as Calculation Agent)) will not be responsible for (i) determining the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 470.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SOFR, SOFR rate, any rate related to, or based on, SOFR or any other rate or any successor or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 484.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">replacement rate or any changes related to SOFR in connection with any of the foregoing, (ii) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 499.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">monitoring, determining or verifying the unavailability or cessation of SOFR, the SOFR rate, any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 513.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">rate related to, or based on, SOFR and shall not have any liability for the failure of any party to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 528pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">set such rate or provide notice related thereto. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 554.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark&#8221; means, initially, Compounded SOFR&#59; provided that if a Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 568.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Transition Event and its related Benchmark Replacement Date have occurred with respect to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 583.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Compounded SOFR (or the published SOFR Index used in the calculation thereof) or the then-<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 597.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">current Benchmark, then &#8220;Benchmark&#8221; means the applicable Benchmark Replacement. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 624pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement&#8221; means the first alternative set forth in the order below <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 638.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that can be determined by the Company or its designee as of the Benchmark Replacement Date&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 652.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provided that if the Benchmark Replacement cannot be determined in accordance with clause (1) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 667.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">below as of the Benchmark Replacement Date and the Company or its designee shall have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 681.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determined that the ISDA Fallback Rate determined in accordance with clause (2) below is not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 696pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">an industry-accepted rate of interest as a replacement for the then-current Benchmark for U.S. <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-8<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dollar-denominated floating rate notes at such time, then clause (2) below shall be disregarded, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and the Benchmark Replacement shall be determined in accordance with clause (3) below&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">1. the sum of&#58; (a) an alternate rate of interest that has been selected or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recommended by the Relevant Governmental Body as the replacement for the then-current <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark and (b) the Benchmark Replacement Adjustment&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">2. the sum of&#58; (a) the ISDA Fallback Rate and (b) the Benchmark Replacement <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Adjustment&#59; or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">3. the sum of&#58; (a) the alternate rate of interest that has been selected by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 223.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company or its designee as the replacement for the then-current Benchmark giving due <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">consideration to any industry-accepted rate of interest as a replacement for the then-current <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark for U.S. dollar-denominated floating rate notes at such time and (b) the Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 266.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Adjustment. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 292.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Adjustment&#8221; means the first alternative set forth in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">order below that can be determined by the Company or its designee as of the Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Date&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">1. the spread adjustment (which may be a positive or negative value or zero), or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 362.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">method for calculating or determining such spread adjustment, that has been selected or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 376.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recommended by the Relevant Governmental Body for the applicable Unadjusted Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 391.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement&#59; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 417.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">2. if the applicable Unadjusted Benchmark Replacement is equivalent to the ISDA <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 432pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Fallback Rate, the ISDA Fallback Adjustment&#59; or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 458.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">3. the spread adjustment (which may be a positive or negative value or zero) that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 472.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">has been selected by the Company or its designee giving due consideration to any industry-<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 487.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">accepted spread adjustment, or method for calculating or determining such spread adjustment, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 501.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">for the replacement of the then-current Benchmark with the applicable Unadjusted Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 516pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement for U.S. dollar denominated floating rate notes at such time. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 542.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;"> &#8220;Benchmark Replacement Conforming Changes&#8221; means, with respect to any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 556.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Benchmark Replacement, any technical, administrative or operational changes (including <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">changes to the definitions or interpretations of interest period, the timing and frequency of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 585.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determining rates and making payments of interest, the rounding of amounts or tenors, and other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 600pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">administrative matters) that the Company or its designee decides may be appropriate to reflect <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 614.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the adoption of such Benchmark Replacement in a manner substantially consistent with market <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 628.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">practice (or, if the Company or its designee decides that adoption of any portion of such market <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 643.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">practice is not administratively feasible or if the Company or its designee determines that no <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 657.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">market practice for use of the Benchmark Replacement exists, in such other manner as the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company or its designee determines is reasonably practicable). <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 296.67pt; position: absolute; text-decoration: none; white-space: pre;">A-9<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Replacement Date&#8221; means the earliest to occur of the following <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">events with respect to the then-current Benchmark (including any daily published component <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">used in the calculation thereof)&#58; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">1. in the case of clause (1) or (2) of the definition of &#8220;Benchmark Transition <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Event,&#8221; the later of (a) the date of the public statement or publication of information referenced <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">therein and (b) the date on which the administrator of the Benchmark permanently or indefinitely <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ceases to provide the Benchmark (or such component)&#59; or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">2. in the case of clause (3) of the definition of &#8220;Benchmark Transition Event,&#8221; the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">date of the public statement or publication of information referenced therein. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 237.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;"> For the avoidance of doubt, if the event giving rise to the Benchmark <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Replacement Date occurs on the same day as, but earlier than, the Reference Time in respect of <font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Benchmark Transition Event&#8221; means the occurrence of one or more of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">following events with respect to the then-current Benchmark (including the daily published <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">component used in the calculation thereof)&#58; 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left: 72pt; position: absolute; text-decoration: none; white-space: pre;">commencement of the Floating Rate Period. 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white-space: pre;">successor thereto, as amended or supplemented from time to time, or any successor definitional <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">booklet for interest rate derivatives published from time to time. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;ISDA Fallback Adjustment&#8221; means the spread adjustment (which may be a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; 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height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company or its designee in accordance with the Benchmark Replacement Conforming Changes.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 336pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Relevant Governmental Body&#8221; means the Board of Governors of the Federal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Trust Office of the Trustee, or at such other office or agency of the Company as may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 460.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">be designated by the Company for such purpose in the Borough of Manhattan, The City of New <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 475.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">York or in the City of Birmingham, Alabama, in such coin or currency of the United States of <font style="display: inline-block; 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font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">not be required to make any payment with respect to any tax, assessment or other governmental <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">charge imposed by any government or any political subdivision or taxing authority thereof or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 631.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">therein. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 657.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Reference is hereby made to the further provisions of this Note set forth on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 672pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reverse hereof, which further provisions shall for all purposes have the same effect as if set forth <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 686.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">at this place. <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-11<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">Unless the certificate of authentication hereon has been executed by the Trustee <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">referred to on the reverse hereof or an Authenticating Agent by the signature of one of their <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">respective authorized signatories, this Note shall not be entitled to any benefit under the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture or be valid or obligatory for any purpose.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">IN WITNESS WHEREOF, the Company has caused this Note to be duly <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">executed and delivered. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 243.37pt; position: absolute; text-decoration: none; white-space: pre;">&#91;Signature Page Follows&#93; <font style="display: inline-block; height: 8.33pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-12<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 288pt; position: absolute; text-decoration: none; white-space: pre;">REGIONS FINANCIAL CORPORATION<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="font-size: 12pt; line-height: 8.32pt; position: absolute; top: 118.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 264.25pt; position: absolute; text-decoration: none; white-space: pre;">By&#58;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 281.58pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 6.42pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 288pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 63pt;"></font></font><font style="left: 351pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 18pt;"></font></font><font style="left: 369pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 135pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 133.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 288pt; position: absolute;">Name&#58;<font style="display: inline-block; height: 8.32pt; width: 31.04pt;"></font></font><font style="left: 351pt; position: absolute;">Michael D. Smithy<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 147.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 288pt; position: absolute;">Title&#58;<font style="display: inline-block; height: 8.32pt; width: 37.03pt;"></font></font><font style="left: 351pt; position: absolute;">Executive Vice President<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 162pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 288pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 63pt;"></font></font><font style="left: 351pt; position: absolute;">and Treasurer<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 214.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">Attest&#58;<font style="display: inline-block; height: 8.32pt; width: 4.04pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 126pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 229.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">Name&#58;<font style="display: inline-block; height: 8.32pt; width: 4.04pt;"></font></font><font style="left: 144pt; position: absolute;">Andrew S. Nix<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 243.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;">Title&#58;<font style="display: inline-block; height: 8.32pt; width: 10.03pt;"></font></font><font style="left: 144pt; position: absolute;">Executive Vice President,<font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 258pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">Chief Governance Officer and <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 272.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;">Deputy General Counsel<font style="display: inline-block; height: 8.32pt; width: 7.44pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 327.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">Dated&#58; <font style="display: inline-block; height: 8.32pt; width: 1.04pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">September 6, 2024<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 404.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 209.29pt; position: absolute; text-decoration: none; white-space: pre;">(Trustee&#8217;s Certificate of Authentication)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 430.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">This is one of the Securities of the series designated therein referred to in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 445.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">within-mentioned Indenture.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 288pt; position: absolute; text-decoration: none; white-space: pre;">DEUTSCHE BANK TRUST COMPANY <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 311.75pt; position: absolute; text-decoration: none; white-space: pre;">AMERICAS, as Trustee <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 556.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">Dated&#58; <font style="display: inline-block; height: 8.32pt; width: 1.04pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">September 6, 2024<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 198.28pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 54.39pt;"></font></font><font style="left: 252.67pt; position: absolute;">By&#58;<font style="display: inline-block; height: 8.32pt; width: 18pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 288pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 324pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 360pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 396pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 571.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 126pt;"></font></font><font style="left: 270pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 18pt;"></font></font><font style="left: 288pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 324pt; position: absolute;">Authorized Signatory <font style="display: inline-block; height: 8.32pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 636pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 108pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 36pt;"></font></font><font style="left: 144pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 123pt;"></font></font><font style="left: 267pt; position: absolute;"> <font style="display: inline-block; height: 8.32pt;"></font></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-13<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 237.86pt; position: absolute; text-decoration: none; white-space: pre;">REVERSE SIDE OF NOTE <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 98.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">This Note is one of a duly authorized issue of senior debt securities of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company designated as its &#8220;5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035&#8221; (the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Notes&#8221;), initially limited in aggregate principal amount to U.S. $1,000,000,000 issued and to be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">issued under an Indenture, dated as of August 8, 2005 (herein called the &#8220;Base Indenture&#8221;), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">between the Company and Deutsche Bank Trust Company Americas, as Trustee (the &#8220;Trustee&#8221;, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">which term includes any successor trustee under the Base Indenture), as amended and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 184.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">supplemented by the Fourteenth Supplemental Indenture, dated as of September 6, 2024 between <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 199.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Company and the Trustee (the &#8220;Supplemental Indenture&#8221;&#59; the Base Indenture, as amended <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 213.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and supplemented by the Supplemental Indenture, the &#8220;Indenture&#8221;), to which Indenture and all <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 228pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">indentures supplemental thereto reference is hereby made for a statement of the respective rights, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">limitations of rights, duties and immunities thereunder of the Company, the Trustee and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 256.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Holders of the Notes and of the terms upon which the Notes are, and are to be, authenticated and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 271.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">delivered.&#160; As provided in the Indenture and subject to certain limitations therein set forth, Notes <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 285.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">are exchangeable for a like aggregate principal amount of Notes of any authorized denominations <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 300pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as requested by the Holder surrendering the same upon surrender of the Note or Notes to be <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">part, on September 6, 2034 at a Redemption Price equal to 100% of the aggregate principal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 645.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">amount of the Securities, plus accrued and unpaid interest thereon, if any, to but excluding, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Redemption Date. <font style="display: inline-block; 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content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-14<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the aggregate principal amount of the Notes being redeemed, plus accrued and unpaid interest <font style="display: inline-block; 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position: absolute; top: 129.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">payment.&#160; The Notes will not be subject to redemption or repayment at the option of any Holder <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 144pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">at any time prior to the Maturity Date. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 170.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; 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position: absolute; top: 225.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of $2,000<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 117.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 120.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">and integral multiples of $1,000<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 274.55pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 277.55pt; position: absolute; text-decoration: none; white-space: pre;">in excess thereof.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 252pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The Company may, without consent of the Holders of the Notes, increase the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 266.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">principal amount of the Notes by issuing additional securities in the future on the same terms and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 280.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">conditions as the Notes, except for any difference in the issue price and interest accrued prior to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 295.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the date of issuance of the additional securities, and with the same CUSIP number as the Notes.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes and any additional Notes issued by the Company would rank equally and ratably and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 324pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">would be treated as a single series for all purposes under the Indenture.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 350.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">If the Maturity Date or a Redemption Date falls on a day that is not a Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 364.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Day, any payment in relation to such date will be postponed to the next day that is a Business <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 379.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Day, and no interest shall accrue on the amount payable for the period from and after such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 393.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Maturity Date or Redemption Date. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 420pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">If an Event of Default with respect to this series (other than an Event of Default <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 434.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">under Section 501(4) of the Base Indenture relating to a breach of the covenant contained in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 448.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">clause (x) of the second paragraph of Section 1009 of the Base Indenture) shall occur and be <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 463.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">continuing, the principal of all the Notes, together with accrued interest to the date of declaration, <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Holders of all the Notes, to waive compliance by the Company with certain provisions of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture and certain past defaults under the Indenture and their consequences.&#160; Any such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 619.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">consent or waiver by the Holder of this Note shall be conclusive and binding upon such Holder <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Note.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 688.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">As provided in and subject to the provisions of the Indenture, the Holder of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 703.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Note shall not have the right to institute any proceeding with respect to the Indenture or for the <font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">appointment of a receiver or trustee or for any other remedy thereunder, unless such Holder shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">have previously given the Trustee written notice of a continuing Event of Default, the Holders of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">not less than 25% in principal amount of the Outstanding Notes shall have made written request <font style="display: inline-block; 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top: 228pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">No reference herein to the Indenture and no provision of this Note or of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indenture shall alter or impair the obligation of the Company, which is absolute and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 256.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">unconditional, to pay the principal of and interest on this Note at the times, places and rate, and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 271.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in the coin or currency, herein prescribed. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 297.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">The Notes will be subject to defeasance and covenant defeasance pursuant to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 312pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Sections 1402 and 1403 of the Base Indenture.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 338.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">As provided in the Indenture and subject to certain limitations therein set forth, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 352.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">designate, duly endorsed by, or accompanied by a written instrument of transfer in form <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 439.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">satisfactory to the Company and the Security Registrar duly executed by, the Holder thereof or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 453.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">his attorney duly authorized in writing, and thereupon one or more new Securities, of authorized <font style="display: inline-block; 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font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">overdue, and neither the Company, the Trustee nor any such agent shall be affected by notice to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 595.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the contrary.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 621.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">No recourse for the payment of the principal of or interest on this Note and no <font style="display: inline-block; 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<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">THE INDENTURE AND THIS NOTE SHALL BE GOVERNED BY, AND <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">YORK.<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">All capitalized terms used in this Note which are defined in the Indenture, and not <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">otherwise defined herein, shall have the meanings assigned to them in the Indenture.&#160; <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-17<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 248.86pt; position: absolute; text-decoration: none; white-space: pre;">ASSIGNMENT FORM<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 98.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">To assign this Note, fill in the form below&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 124.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre;">I or we assign and transfer this Security to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 151.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 467.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 165.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 205.45pt; position: absolute; text-decoration: none; white-space: pre;">(Insert assignee&#8217;s soc. sec. or tax I.D. no.)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 192pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 467.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 206.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 467.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 220.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 467.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 235.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 178.63pt; position: absolute; text-decoration: none; white-space: pre;">(Print or type assignee&#8217;s name, address and zip code)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 261.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and irrevocably appoint<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 288pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 467.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 302.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as agent to transfer this Note on the books of the Company.&#160; The agent may substitute another to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">act for him or her.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 343.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 324pt; position: absolute; text-decoration: none; white-space: pre;">Your Signature<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 369.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Date&#58; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 100.96000000000001pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 115.04pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 216pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 108pt;"></font></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 324pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 215.99pt;"></font></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 384pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 324pt; position: absolute; text-decoration: none; white-space: pre;">(Sign exactly as your name appears on the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 324pt; position: absolute; text-decoration: none; white-space: pre;">other side of this Note)<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 424.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">* Signature guaranteed by&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">By&#58; <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; text-decoration: underline; white-space: pre;"><font style="left: 92.33pt; position: absolute;"><font style="display: inline-block; height: 8.32pt; width: 159.67pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;">*<font style="display: inline-block; height: 6.93pt; width: 31pt;"></font></font><font style="left: 108pt; position: absolute;">The signature must be guaranteed by an institution which is a member of one of the following recognized <font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">signature guaranty programs&#58;&#160; (i)&#160;the Securities Transfer Agent Medallion Program (STAMP)&#59; (ii)&#160;the New <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">York Stock Exchange Medallion Program (MSP)&#59; (iii)&#160;the Stock Exchange Medallion Program (SEMP)&#59; or <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 537.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">(iv)&#160;such other guaranty program acceptable to the Trustee.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 714.24pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 21.3pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.67pt; position: absolute; text-decoration: none; white-space: pre;">A-18<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 7.62pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 489.01pt; position: absolute; text-decoration: none; white-space: pre;">Schedule A<font style="display: inline-block; height: 7.62pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 97.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 221.37pt; position: absolute; text-decoration: none; white-space: pre;">SCHEDULE OF ADJUSTMENTS<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 123.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Initial Principal Amount&#58; U.S. $<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="position: absolute; top: 150pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 456pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 93pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 96.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 99pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 98.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 39.75pt;"><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 93pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 93pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 35.18pt; position: absolute; text-decoration: none; white-space: pre;">Date<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 93pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 20.19pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 27.35pt; width: 93pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 33.51pt; position: absolute; text-decoration: none; white-space: pre;">made<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 96pt; position: absolute; top: 0pt; width: 96.75pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 96.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 26.73pt; position: absolute; text-decoration: none; white-space: pre;">Principal<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 96.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 30.38pt; position: absolute; text-decoration: none; white-space: pre;">amount<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 27.35pt; width: 96.75pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 28.74pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 195.75pt; position: absolute; top: 0pt; width: 57pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 57pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Principal <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 57pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 10.51pt; position: absolute; text-decoration: none; white-space: pre;">amount <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 27.35pt; width: 57pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 7.87pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 99pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 99pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 8.36pt; position: absolute; text-decoration: none; white-space: pre;">Principal amount <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 99pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 26.18pt; position: absolute; text-decoration: none; white-space: pre;">following <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 27.35pt; width: 99pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 23.19pt; position: absolute; text-decoration: none; white-space: pre;">adjustment<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 0pt; width: 98.25pt;"><div><div style="line-height: 8.32pt; position: absolute; top: 3.35pt; width: 98.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 6.15pt; position: absolute; text-decoration: none; white-space: pre;">Notation made on <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 15.35pt; width: 98.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 18.82pt; position: absolute; text-decoration: none; white-space: pre;">behalf of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 27.35pt; width: 98.25pt;"><font style="color: #000000; font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 5.67pt; position: absolute; text-decoration: none; white-space: pre;">Security Registrar<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000000; 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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>4
<FILENAME>exhibit51-scconsent8xksept.htm
<DESCRIPTION>EX-5.1
<TEXT>
<html><head><title>Exhibit 5.1 - S&amp;C Consent 8-K September 2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"><div style="line-height: 6.77pt; position: absolute; top: 13.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 493.35pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 5.1<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 37.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 204.58pt; position: absolute; text-decoration: none; white-space: pre;">&#91;Letterhead of Sullivan &#38; Cromwell LLP&#93;<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div><div id="ic4d1fd675ecd4e8d9457a85f322cea6b_1" style="position: absolute; top: 108pt;"></div><div style="line-height: 8.32pt; position: absolute; top: 108pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 449.72pt; position: absolute; text-decoration: none; white-space: pre;">September 6, 2024<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 140.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Regions Financial Corporation,<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">1900 Fifth Avenue North,<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 166.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Birmingham, Alabama 35203.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 190.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ladies and Gentlemen&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 217.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">In connection with the registration under the Securities Act of 1933 (the &#8220;Act&#8221;) of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 230.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">$1,000,000,000 principal amount of 5.502% Fixed Rate &#47; Floating Rate Senior Notes due 2035 <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 244.08pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">(the &#8220;Securities&#8221;) of Regions Financial Corporation, a Delaware corporation (the &#8220;Company&#8221;), <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 257.52pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">we, as your counsel, have examined such corporate records, certificates and other documents, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 270.96pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and such questions of law, as we have considered necessary or appropriate for the purposes of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 284.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">this opinion.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 307.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Upon the basis of such examination, we advise you that, in our opinion, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 321.28pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Securities constitute valid and legally binding obligations of the Company, subject to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 334.72pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">bankruptcy, insolvency, fraudulent transfer, reorganization, moratorium and similar laws of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 348.16pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">general applicability relating to or affecting creditors' rights and to general equity principles.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 371.6pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">In rendering the foregoing opinion, we are expressing no opinion as to Federal or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 385.04pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">state laws relating to fraudulent transfers and we are not passing upon, and assume no <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 398.48pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">responsibility for, any disclosure in any registration statement or any related prospectus or other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 411.92pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">offering material relating to the offer and sale of the Securities.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 435.36pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">The foregoing opinion is limited to the Federal laws of the United States, the laws <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 448.8pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">of the State of New York and the General Corporation Law of the State of Delaware, and we are <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 462.24pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">expressing no opinion as to the effect of the laws of any other jurisdiction. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 485.68pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">We have relied as to certain factual matters on information obtained from public <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 499.12pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">officials, officers of the Company and other sources believed by us to be responsible, and we <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 512.56pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">have assumed that the Indenture and the Supplemental Indenture under which the Securities were <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 526pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">issued have been duly authorized, executed and delivered by the Trustee thereunder, an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 539.44pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">assumption which we have not independently verified.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 562.88pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">We hereby consent to the filing of this opinion as an exhibit to a Current Report <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 576.32pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">on Form 8-K to be incorporated by reference into the Registration Statement relating to the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 589.76pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; 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<html><head><title>Exhibit 8.1 - S&amp;C Consent 8-K September 2024</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"><div style="line-height: 6.77pt; position: absolute; top: 13.5pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 493.35pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 8.1<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 8.32pt; 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white-space: pre;">Notes are as set forth in the Prospectus Supplement under the caption &#8220;Material United States <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 317.2pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Federal Income Tax Consequences&#8221;.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 340.64pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">Our opinion set forth above is based on the Internal Revenue Code of 1986, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; 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white-space: pre;">or modified, and any such change may have retroactive effect.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 404.4pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; white-space: pre;">We express no opinion with respect to the transactions referred to herein or in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 417.84pt; width: 612pt;"><font style="font-family: Times New Roman, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Prospectus Supplement other than as expressly set forth herein, nor do we express any opinion <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; 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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>8
<FILENAME>rf-20240906_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

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    <link:label id="lab_dei_SecurityExchangeName_e3d07f59-ead8-4786-9e4f-cbfe30a98bbf_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_a3bcf6fd-90a3-41da-968d-1c68c6e25519_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_af6619df-8663-4d07-af16-a65fb61f817b_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_ee9b1de1-a6b0-40ed-90a1-9735ff84891c_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_fd8269e0-e8a2-40b1-91fd-9cd38e3c0d14_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_b3b3223a-2346-42bf-b20d-1e96b6586115_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_1c7ce33f-1b88-4ed6-a2ed-dc14018d6eb6_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_cbdb58d4-fbd6-4ffa-9fca-5f494e3ee164_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_8ed4644a-ee41-46f8-b13b-6957ea60ba71_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_a7f98aab-e631-41fe-9ff7-534964a61b39_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesFPreferredStockMember_eb35acd4-0633-4ded-a3c1-fe564864b3b9_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesFPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series F Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesFPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesFPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series F Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesFPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesFPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesFPreferredStockMember" xlink:to="lab_us-gaap_SeriesFPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_27073266-dad9-4adf-b355-a92a97bc9bee_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_fc193b59-f430-492e-b0a3-9f421ffe4efe_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_cc7da4e2-10fe-428b-b8c3-4c91aba1eabd_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_6e99acb8-a7c6-45e7-8813-3ffec7605e49_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_4dd3a1e7-1373-4f2e-a7a8-5dd980ce691c_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_3b8b94ca-736e-409c-b8d1-731cb0ee04a6_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_e56160f0-ca7c-42e0-a8e9-752922175d30_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series B Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series B Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesBPreferredStockMember" xlink:to="lab_us-gaap_SeriesBPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_93a5a065-d341-4ae6-acf5-41d4586465f7_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationLineItems_5548a5e2-3dcf-46bd-9f08-50ab6e68110d_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:label id="lab_dei_DocumentInformationLineItems_label_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems" xlink:to="lab_dei_DocumentInformationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationTable_cb3d3243-1c1d-4dad-9234-082093b7de53_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:label id="lab_dei_DocumentInformationTable_label_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationTable" xlink:to="lab_dei_DocumentInformationTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_b5fb0ccc-7df9-4a49-a454-5b13d52e48fb_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
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    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series C Preferred Stock [Member]</link:label>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>9
<FILENAME>rf-20240906_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm139728714423872">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Sep. 06, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep.  06,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">REGIONS FINANCIAL CORPORATION<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-34034<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">63-0589368<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1900 Fifth Avenue North<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Birmingham<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">AL<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">35203<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">800<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">734-4667<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
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</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001281761<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $.01 par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RF<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th Interest in a Share of 6.375% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RF PRB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th Interest in a Share of 5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RF PRC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th Interest in a Share of 4.45% Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RF PRE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember', window );">Series F Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RF PRF<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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