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Loans And The Allowance For Credit Losses (Analysis Of The Allowance For Credit Losses By Portfolio Segment) (Details) - USD ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Allowance for loan losses, beginning of period | $ 1,576 | $ 1,464 | $ 1,479
Cumulative change in accounting guidance |  |  | (38)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance |  |  | 1,426
Provision for loan losses | 495 | 547 | 248
Loan Losses: |  |  |
Charge-offs | 561 | 490 | 375
Recoveries | 103 | 93 | 112
Net loan losses | 458 | 397 | 263
Allowance for loan losses, end of period | 1,613 | 1,576 | 1,464
Reserve For Unfunded Credit Commitments [Roll Forward] |  |  |
Reserve for unfunded credit commitments, beginning of year | 124 | 118 | 95
Provision (credit) for unfunded credit losses | (8) | 6 | 23
Reserve for unfunded credit commitments, end of year | 116 | 124 | 118
Allowance for credit losses | 1,729 | 1,700 | 1,582
Commercial |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Allowance for loan losses, beginning of period | 722 | 665 | 682
Cumulative change in accounting guidance |  |  | (3)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance |  |  | 662
Provision for loan losses | 222 | 205 | 40
Loan Losses: |  |  |
Charge-offs | 261 | 197 | 107
Recoveries | 60 | 52 | 50
Net loan losses | 201 | 145 | 57
Allowance for loan losses, end of period | 743 | 722 | 665
Reserve For Unfunded Credit Commitments [Roll Forward] |  |  |
Reserve for unfunded credit commitments, beginning of year | 92 | 72 | 58
Provision (credit) for unfunded credit losses | (1) | 20 | 14
Reserve for unfunded credit commitments, end of year | 91 | 92 | 72
Allowance for credit losses | 834 | 814 | 737
Investor Real Estate |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Allowance for loan losses, beginning of period | 192 | 121 | 79
Cumulative change in accounting guidance |  |  | (3)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance |  |  | 118
Provision for loan losses | 87 | 74 | 45
Loan Losses: |  |  |
Charge-offs | 42 | 0 | 5
Recoveries | 3 | 0 | 2
Net loan losses | 39 | 0 | 3
Allowance for loan losses, end of period | 240 | 192 | 121
Reserve For Unfunded Credit Commitments [Roll Forward] |  |  |
Reserve for unfunded credit commitments, beginning of year | 13 | 21 | 8
Provision (credit) for unfunded credit losses | (6) | (8) | 13
Reserve for unfunded credit commitments, end of year | 7 | 13 | 21
Allowance for credit losses | 247 | 205 | 142
Consumer |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Allowance for loan losses, beginning of period | 662 | 678 | 718
Cumulative change in accounting guidance |  |  | (32)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance |  |  | 646
Provision for loan losses | 186 | 268 | 163
Loan Losses: |  |  |
Charge-offs | 258 | 293 | 263
Recoveries | 40 | 41 | 60
Net loan losses | 218 | 252 | 203
Allowance for loan losses, end of period | 630 | 662 | 678
Reserve For Unfunded Credit Commitments [Roll Forward] |  |  |
Reserve for unfunded credit commitments, beginning of year | 19 | 25 | 29
Provision (credit) for unfunded credit losses | (1) | (6) | (4)
Reserve for unfunded credit commitments, end of year | 18 | 19 | 25
Allowance for credit losses | $ 648 | $ 681 | $ 703

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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