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Business Segment Information (Tables) | 12 Months Ended
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Dec. 31, 2024
Segment Reporting [Abstract] |
Schedule Of Financial Information By Reportable Segment | The following tables present financial information, including non-interest income disaggregated by major product category, for each reportable segment for the years ended December 31:
| 2024
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  | Consolidated |  |  |  |
| (In millions) |  |  |  |
Net interest income | $ | 1,821 |  |  | $ | 2,834 |  |  | $ | 163 |  |  | $ | — |  |  | $ | 4,818 |  |  |  |  |
Provision for (benefit from) credit losses | 362 |  |  | 270 |  |  | 8 |  |  | (153) |  |  | 487 |  |  |  |  |
Non-interest income (loss) (1): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 223 |  |  | 385 |  |  | 3 |  |  | 1 |  |  | 612 |  |  |  |  |
Card and ATM fees | 43 |  |  | 424 |  |  | 1 |  |  | (1) |  |  | 467 |  |  |  |  |
Capital markets income | 346 |  |  | 1 |  |  | 1 |  |  | — |  |  | 348 |  |  |  |  |
Investment management and trust fee income | — |  |  | — |  |  | 338 |  |  | — |  |  | 338 |  |  |  |  |
Mortgage income | — |  |  | 146 |  |  | — |  |  | — |  |  | 146 |  |  |  |  |
Investment services fee income | — |  |  | — |  |  | 157 |  |  | — |  |  | 157 |  |  |  |  |
Commercial credit fee income | 111 |  |  | — |  |  | — |  |  | — |  |  | 111 |  |  |  |  |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 102 |  |  | 102 |  |  |  |  |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (208) |  |  | (208) |  |  |  |  |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 25 |  |  | 25 |  |  |  |  |
Other miscellaneous income | 174 |  |  | 81 |  |  | 2 |  |  | (90) |  |  | 167 |  |  |  |  |
Total non-interest income (loss) | 897 |  |  | 1,037 |  |  | 502 |  |  | (171) |  |  | 2,265 |  |  |  |  |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 558 |  |  | 721 |  |  | 260 |  |  | 990 |  |  | 2,529 |  |  |  |  |
Equipment and software expense | 19 |  |  | 101 |  |  | 3 |  |  | 283 |  |  | 406 |  |  |  |  |
Net occupancy expense | 27 |  |  | 210 |  |  | 12 |  |  | 29 |  |  | 278 |  |  |  |  |
Other expenses (2) | 666 |  |  | 1,369 |  |  | 178 |  |  | (1,184) |  |  | 1,029 |  |  |  |  |
Total non-interest expense | 1,270 |  |  | 2,401 |  |  | 453 |  |  | 118 |  |  | 4,242 |  |  |  |  |
Income (loss) before income taxes | 1,086 |  |  | 1,200 |  |  | 204 |  |  | (136) |  |  | 2,354 |  |  |  |  |
Income tax expense (benefit) | 271 |  |  | 300 |  |  | 51 |  |  | (161) |  |  | 461 |  |  |  |  |
Net income | $ | 815 |  |  | $ | 900 |  |  | $ | 153 |  |  | $ | 25 |  |  | $ | 1,893 |  |  |  |  |
Average assets | $ | 69,207 |  |  | $ | 37,947 |  |  | $ | 2,063 |  |  | $ | 44,664 |  |  | $ | 153,881 |  |  |  |  |
| 2023
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 2,007 |  |  | $ | 3,123 |  |  | $ | 190 |  |  | $ | — |  |  |  |  |  |  | $ | 5,320 |
Provision for (benefit from) credit losses | 343 |  |  | 279 |  |  | 8 |  |  | (77) |  |  |  |  |  |  | 553 |
Non-interest income (1): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 193 |  |  | 396 |  |  | 3 |  |  | — |  |  |  |  |  |  | 592 |
Card and ATM fees | 45 |  |  | 458 |  |  | — |  |  | 1 |  |  |  |  |  |  | 504 |
Capital markets income | 219 |  |  | 1 |  |  | 1 |  |  | 1 |  |  |  |  |  |  | 222 |
Investment management and trust fee income | — |  |  | — |  |  | 313 |  |  | — |  |  |  |  |  |  | 313 |
Mortgage income | — |  |  | 109 |  |  | — |  |  | — |  |  |  |  |  |  | 109 |
Investment services fee income | — |  |  | — |  |  | 138 |  |  | — |  |  |  |  |  |  | 138 |
Commercial credit fee income | 105 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 105 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 78 |  |  |  |  |  |  | 78 |
Securities gains (losses), net | (1) |  |  | — |  |  | — |  |  | (4) |  |  |  |  |  |  | (5) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 15 |  |  |  |  |  |  | 15 |
Other miscellaneous income | 151 |  |  | 80 |  |  | 2 |  |  | (48) |  |  |  |  |  |  | 185 |
Total non-interest income | 712 |  |  | 1,044 |  |  | 457 |  |  | 43 |  |  |  |  |  |  | 2,256 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 546 |  |  | 732 |  |  | 254 |  |  | 884 |  |  |  |  |  |  | 2,416 |
Equipment and software expense | 20 |  |  | 110 |  |  | 3 |  |  | 279 |  |  |  |  |  |  | 412 |
Net occupancy expense | 27 |  |  | 222 |  |  | 12 |  |  | 28 |  |  |  |  |  |  | 289 |
Other expenses (2) | 635 |  |  | 1,509 |  |  | 158 |  |  | (1,003) |  |  |  |  |  |  | 1,299 |
Total non-interest expense | 1,228 |  |  | 2,573 |  |  | 427 |  |  | 188 |  |  |  |  |  |  | 4,416 |
Income (loss) before income taxes | 1,148 |  |  | 1,315 |  |  | 212 |  |  | (68) |  |  |  |  |  |  | 2,607 |
Income tax expense (benefit) | 287 |  |  | 330 |  |  | 52 |  |  | (136) |  |  |  |  |  |  | 533 |
Net income | $ | 861 |  |  | $ | 985 |  |  | $ | 160 |  |  | $ | 68 |  |  |  |  |  |  | $ | 2,074 |
Average assets | $ | 69,520 |  |  | $ | 37,762 |  |  | $ | 2,044 |  |  | $ | 43,691 |  |  |  |  |  |  | $ | 153,017 |
| 2022
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 1,961 |  |  | $ | 2,641 |  |  | $ | 184 |  |  | $ | — |  |  |  |  |  |  | $ | 4,786 |
Provision for (benefit from) credit losses | 287 |  |  | 280 |  |  | 9 |  |  | (305) |  |  |  |  |  |  | 271 |
Non-interest income (1): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 177 |  |  | 459 |  |  | 3 |  |  | 2 |  |  |  |  |  |  | 641 |
Card and ATM fees | 44 |  |  | 468 |  |  | 1 |  |  | — |  |  |  |  |  |  | 513 |
Capital markets income | 339 |  |  | 1 |  |  | 1 |  |  | (2) |  |  |  |  |  |  | 339 |
Investment management and trust fee income | — |  |  | — |  |  | 297 |  |  | — |  |  |  |  |  |  | 297 |
Mortgage income | — |  |  | 156 |  |  | — |  |  | — |  |  |  |  |  |  | 156 |
Investment services fee income | — |  |  | — |  |  | 122 |  |  | — |  |  |  |  |  |  | 122 |
Commercial credit fee income | 96 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 96 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 62 |  |  |  |  |  |  | 62 |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (1) |  |  |  |  |  |  | (1) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | (45) |  |  |  |  |  |  | (45) |
Insurance proceeds (3) | — |  |  | — |  |  | — |  |  | 50 |  |  |  |  |  |  | 50 |
Other miscellaneous income | 147 |  |  | 81 |  |  | 2 |  |  | (31) |  |  |  |  |  |  | 199 |
Total non-interest income | 803 |  |  | 1,165 |  |  | 426 |  |  | 35 |  |  |  |  |  |  | 2,429 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 557 |  |  | 733 |  |  | 236 |  |  | 792 |  |  |  |  |  |  | 2,318 |
Equipment and software expense | 23 |  |  | 115 |  |  | 3 |  |  | 251 |  |  |  |  |  |  | 392 |
Net occupancy expense | 27 |  |  | 222 |  |  | 13 |  |  | 38 |  |  |  |  |  |  | 300 |
Other expenses (2) | 577 |  |  | 1,226 |  |  | 152 |  |  | (897) |  |  |  |  |  |  | 1,058 |
Total non-interest expense | 1,184 |  |  | 2,296 |  |  | 404 |  |  | 184 |  |  |  |  |  |  | 4,068 |
Income before income taxes | 1,293 |  |  | 1,230 |  |  | 197 |  |  | 156 |  |  |  |  |  |  | 2,876 |
Income tax expense (benefit) | 323 |  |  | 308 |  |  | 50 |  |  | (50) |  |  |  |  |  |  | 631 |
Net income | $ | 970 |  |  | $ | 922 |  |  | $ | 147 |  |  | $ | 206 |  |  |  |  |  |  | $ | 2,245 |
Average assets | $ | 64,532 |  |  | $ | 36,623 |  |  | $ | 2,116 |  |  | $ | 56,121 |  |  |  |  |  |  | $ | 159,392 |
_____ (1) Non-interest income includes $473 million, $534 million, and $663 million of revenue that is not from a contract with a customer for the years ended December 31, 2024, 2023 and 2022, respectively. (2) See Note 18 for a detail of expenses comprising other expenses. (3) In 2022, the Company settled a previously disclosed matter with the CFPB and received an insurance reimbursement related to the settlement

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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