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Business Segment Information | 3 Months Ended
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Mar. 31, 2025
Segment Reporting [Abstract] |
Business Segment Information | NOTE 11. BUSINESS SEGMENT INFORMATION Each of Regions’ reportable segments is a strategic business unit that serves specific needs of Regions’ customers based on the products and services provided. The Company has three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with the remainder in Other. The segments are based on the manner in which the CODM reviews the Company's performance. The Company's CODM is the CEO, President and Chair of the Board. As a part of the CODM review, pre-tax income is utilized to allocate resources amongst segments. Additional information about the Company's reportable segments is included in Regions' Annual Report on Form 10-K for the year ended December 31, 2024. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable segment may be periodically revised and the prior periods updated to reflect these enhancements. Accordingly, the prior periods were updated to reflect these enhancements. The following tables present financial information, including non-interest income disaggregated by major product category, for each reportable segment:
| Three Months Ended March 31, 2025
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  | Consolidated |  |  |  |
| (In millions) |  |  |  |
Net interest income | $ | 441 |  |  | $ | 710 |  |  | $ | 43 |  |  | $ | — |  |  | $ | 1,194 |  |  |  |  |
Provision for credit losses | 86 |  |  | 67 |  |  | 2 |  |  | (31) |  |  | 124 |  |  |  |  |
Non-interest income (loss): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 64 |  |  | 96 |  |  | 1 |  |  | — |  |  | 161 |  |  |  |  |
Card and ATM fees | 11 |  |  | 106 |  |  | — |  |  | — |  |  | 117 |  |  |  |  |
Investment management and trust fee income | — |  |  | — |  |  | 86 |  |  | — |  |  | 86 |  |  |  |  |
Capital markets income | 79 |  |  | — |  |  | 1 |  |  | — |  |  | 80 |  |  |  |  |
Mortgage income | — |  |  | 40 |  |  | — |  |  | — |  |  | 40 |  |  |  |  |
Investment services fee income | — |  |  | — |  |  | 43 |  |  | — |  |  | 43 |  |  |  |  |
Commercial credit fee income | 27 |  |  | — |  |  | — |  |  | — |  |  | 27 |  |  |  |  |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 23 |  |  | 23 |  |  |  |  |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (25) |  |  | (25) |  |  |  |  |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | (3) |  |  | (3) |  |  |  |  |
Other miscellaneous income | 42 |  |  | 19 |  |  | 1 |  |  | (21) |  |  | 41 |  |  |  |  |
Total non-interest income (loss) | 223 |  |  | 261 |  |  | 132 |  |  | (26) |  |  | 590 |  |  |  |  |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 145 |  |  | 179 |  |  | 70 |  |  | 231 |  |  | 625 |  |  |  |  |
Equipment and software expense | 4 |  |  | 24 |  |  | 1 |  |  | 70 |  |  | 99 |  |  |  |  |
Net occupancy expense | 7 |  |  | 53 |  |  | 3 |  |  | 7 |  |  | 70 |  |  |  |  |
Other expenses (1) | 154 |  |  | 340 |  |  | 45 |  |  | (294) |  |  | 245 |  |  |  |  |
Total non-interest expense | 310 |  |  | 596 |  |  | 119 |  |  | 14 |  |  | 1,039 |  |  |  |  |
Income (loss) before income taxes | 268 |  |  | 308 |  |  | 54 |  |  | (9) |  |  | 621 |  |  |  |  |
Income tax expense (benefit) | 67 |  |  | 77 |  |  | 13 |  |  | (26) |  |  | 131 |  |  |  |  |
Net income | $ | 201 |  |  | $ | 231 |  |  | $ | 41 |  |  | $ | 17 |  |  | $ | 490 |  |  |  |  |
Average assets | $ | 69,289 |  |  | $ | 37,667 |  |  | $ | 2,133 |  |  | $ | 47,787 |  |  | $ | 156,876 |  |  |  |  |
| Three Months Ended March 31, 2024
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 452 |  |  | $ | 692 |  |  | $ | 40 |  |  | $ | — |  |  |  |  |  |  | $ | 1,184 |
Provision for (benefit from) credit losses | 91 |  |  | 68 |  |  | 2 |  |  | (9) |  |  |  |  |  |  | $ | 152 |
Non-interest income (loss): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 55 |  |  | 92 |  |  | 1 |  |  | — |  |  |  |  |  |  | 148 |
Card and ATM fees | 11 |  |  | 105 |  |  | — |  |  | — |  |  |  |  |  |  | 116 |
Investment management and trust fee income | — |  |  | — |  |  | 81 |  |  | — |  |  |  |  |  |  | 81 |
Capital markets income | 91 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 91 |
Mortgage income | — |  |  | 41 |  |  | — |  |  | — |  |  |  |  |  |  | 41 |
Investment services fee income | — |  |  | — |  |  | 38 |  |  | — |  |  |  |  |  |  | 38 |
Commercial credit fee income | 27 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 27 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 23 |  |  |  |  |  |  | 23 |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (50) |  |  |  |  |  |  | (50) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 15 |  |  |  |  |  |  | 15 |
Other miscellaneous income | 35 |  |  | 19 |  |  | — |  |  | (21) |  |  |  |  |  |  | 33 |
Total non-interest income (loss) | 219 |  |  | 257 |  |  | 120 |  |  | (33) |  |  |  |  |  |  | 563 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 150 |  |  | 184 |  |  | 66 |  |  | 258 |  |  |  |  |  |  | 658 |
Equipment and software expense | 4 |  |  | 26 |  |  | 1 |  |  | 70 |  |  |  |  |  |  | 101 |
Net occupancy expense | 7 |  |  | 56 |  |  | 3 |  |  | 8 |  |  |  |  |  |  | 74 |
Other expenses (1) | 163 |  |  | 361 |  |  | 42 |  |  | (268) |  |  |  |  |  |  | 298 |
Total non-interest expense | 324 |  |  | 627 |  |  | 112 |  |  | 68 |  |  |  |  |  |  | 1,131 |
Income (loss) before income taxes | 256 |  |  | 254 |  |  | 46 |  |  | (92) |  |  |  |  |  |  | 464 |
Income tax expense (benefit) | 64 |  |  | 64 |  |  | 11 |  |  | (43) |  |  |  |  |  |  | 96 |
Net income (loss) | $ | 192 |  |  | $ | 190 |  |  | $ | 35 |  |  | $ | (49) |  |  |  |  |  |  | $ | 368 |
Average assets | $ | 68,941 |  |  | $ | 38,035 |  |  | $ | 2,035 |  |  | $ | 42,433 |  |  |  |  |  |  | $ | 151,444 |
___ (1) Other miscellaneous expenses are primarily comprised of outside services, marketing, professional, legal and regulatory expenses, credit and checkcard expenses, and FDIC insurance assessment fees.

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