XML 16 R4.htm IDEA: XBRL DOCUMENT v3.25.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income on:    
Loans, including fees $ 1,342 $ 1,421
Debt securities 266 209
Loans held for sale 8 8
Other earning assets 109 86
Total interest income 1,725 1,724
Interest expense on:    
Deposits 442 495
Short-term borrowings 4 1
Long-term borrowings 85 44
Total interest expense 531 540
Net interest income 1,194 1,184
Provision for credit losses 124 152
Net interest income after provision for credit losses 1,070 1,032
Non-interest income:    
Total Noninterest Income 590 563
Non-interest expense:    
Salaries and employee benefits 625 658
Equipment and software expense 99 101
Net occupancy expense $ 70 74
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration] Other  
Other $ 245 298
Total non-interest expense 1,039 1,131
Income before income taxes $ 621 $ 464
Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Income or Comprehensive Income [Extensible Enumeration] Income tax expense Income tax expense
Income tax expense $ 131 $ 96
Net income 490 368
Net income available to common shareholders $ 465 $ 343
Weighted Average Number of Shares Outstanding, Diluted [Abstract]    
Basic 906 921
Diluted 910 923
Earnings Per Share [Abstract]    
Basic $ 0.51 $ 0.37
Diluted $ 0.51 $ 0.37
Service charges on deposit accounts    
Non-interest income:    
Total Noninterest Income $ 161 $ 148
Card and ATM fees    
Non-interest income:    
Total Noninterest Income 117 116
Investment management and trust fee income    
Non-interest income:    
Total Noninterest Income 86 81
Capital Markets [Member]    
Non-interest income:    
Total Noninterest Income 80 91
Mortgage income    
Non-interest income:    
Total Noninterest Income 40 41
Securities gains, net [Member]    
Non-interest income:    
Total Noninterest Income (25) (50)
Other [Member]    
Non-interest income:    
Total Noninterest Income $ 131 $ 136