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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Operating activities:    
Net income $ 490 $ 368
Adjustments to reconcile net income to net cash from operating activities:    
Provision for credit losses 124 152
Depreciation, amortization and accretion, net 22 48
Securities (gains) losses, net 25 50
Deferred income tax expense (benefit) (3) 35
Originations and purchases of loans held for sale (1,189) (1,280)
Proceeds from sales of loans held for sale 1,470 1,265
(Gain) loss on sale of loans, net (9) (13)
Net change in operating assets and liabilities:    
Other earning assets 204 (61)
Interest receivable and other assets 300 (130)
Other liabilities (356) (59)
Other (12) 21
Net cash from operating activities 1,066 396
Investing activities:    
Proceeds from maturities of debt securities held to maturity 98 11
Proceeds from sales of debt securities available for sale 599 1,260
Proceeds from maturities of debt securities available for sale 774 702
Purchases of debt securities available for sale (2,075) (2,077)
Net (payments for) proceeds from bank-owned life insurance 0 1
Proceeds from sales of loans 20 4
Purchases of loans (61) (180)
Net change in loans 913 1,611
Purchases of mortgage servicing rights (5) (119)
Net purchases of other assets (97) (4)
Net cash from investing activities 166 1,209
Financing activities:    
Net change in deposits 3,368 1,194
Net change in short-term borrowings (500) 1,000
Proceeds from long-term borrowings 0 1,000
Cash dividends on common stock (227) (222)
Cash dividends on preferred stock (25) (25)
Repurchases of common stock (242) (102)
Taxes paid related to net share settlement of equity awards (2) (1)
Net cash from financing activities 2,372 2,844
Net change in cash and cash equivalents 3,604 4,449
Cash and cash equivalents at beginning of year 10,712 6,801
Cash and cash equivalents at end of year $ 14,316 $ 11,250
Investment Program, Proportional Amortization Method, Elected, Income Tax Credit and Other Income Tax Benefit, before Amortization, Statement of Cash Flows [Extensible Enumeration] Income tax expense  
Investment Program, Proportional Amortization Method, Elected, Income Tax Credit and Other Income Tax Benefit, before Amortization, Statement of Cash Flows [Extensible Enumeration]   Income tax expense