XML 16 R4.htm IDEA: XBRL DOCUMENT v3.25.2
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income on:        
Loans, including fees $ 1,377 $ 1,432 $ 2,719 $ 2,853
Debt securities 286 219 552 428
Loans held for sale 9 9 17 17
Other earning assets 112 102 221 188
Total interest income 1,784 1,762 3,509 3,486
Interest expense on:        
Deposits 447 502 889 997
Short-term borrowings 1 13 5 14
Long-term borrowings 77 61 162 105
Total interest expense 525 576 1,056 1,116
Net interest income 1,259 1,186 2,453 2,370
Provision for credit losses 126 102 250 254
Net interest income after provision for credit losses 1,133 1,084 2,203 2,116
Non-interest income:        
Total Noninterest Income 646 545 1,236 1,108
Non-interest expense:        
Salaries and employee benefits 658 609 1,283 1,267
Equipment and software expense 104 100 203 201
Net occupancy expense 72 68 $ 142 142
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]     Other  
Other 239 227 $ 484 525
Total non-interest expense 1,073 1,004 2,112 2,135
Income before income taxes 706 625 $ 1,327 $ 1,089
Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Income or Comprehensive Income [Extensible Enumeration]     Income tax expense Income tax expense
Income tax expense 143 124 $ 274 $ 220
Net income 563 501 1,053 869
Net income available to common shareholders $ 534 $ 477 $ 999 $ 820
Weighted Average Number of Shares Outstanding, Diluted [Abstract]        
Basic 898 917 902 919
Diluted 900 918 905 920
Earnings Per Share [Abstract]        
Basic $ 0.59 $ 0.52 $ 1.11 $ 0.89
Diluted $ 0.59 $ 0.52 $ 1.10 $ 0.89
Service charges on deposit accounts        
Non-interest income:        
Total Noninterest Income $ 151 $ 151 $ 312 $ 299
Card and ATM fees        
Non-interest income:        
Total Noninterest Income 125 120 242 236
Investment management and trust fee income        
Non-interest income:        
Total Noninterest Income 90 83 176 164
Capital Markets [Member]        
Non-interest income:        
Total Noninterest Income 83 68 163 159
Mortgage income        
Non-interest income:        
Total Noninterest Income 48 34 88 75
Securities gains, net [Member]        
Non-interest income:        
Total Noninterest Income (1) (50) (26) (100)
Other [Member]        
Non-interest income:        
Total Noninterest Income $ 150 $ 139 $ 281 $ 275