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Business Segment Information (Tables) | 9 Months Ended
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Sep. 30, 2025
Segment Reporting [Abstract] |
Schedule Of Financial Information By Reportable Segment | The following tables present financial information, including non-interest income disaggregated by major product category, for each reportable segment:
| Three Months Ended September 30, 2025
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  | Consolidated |  |  |  |
| (In millions) |  |  |  |
Net interest income | $ | 475 |  |  | $ | 738 |  |  | $ | 44 |  |  | $ | — |  |  | $ | 1,257 |  |  |  |  |
Provision for (benefit from) credit losses | 84 |  |  | 69 |  |  | 2 |  |  | (50) |  |  | 105 |  |  |  |  |
Non-interest income: |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 61 |  |  | 99 |  |  | — |  |  | — |  |  | 160 |  |  |  |  |
Card and ATM fees | 10 |  |  | 112 |  |  | — |  |  | — |  |  | 122 |  |  |  |  |
Investment management and trust fee income | — |  |  | — |  |  | 91 |  |  | — |  |  | 91 |  |  |  |  |
Capital markets income | 104 |  |  | — |  |  | — |  |  | — |  |  | 104 |  |  |  |  |
Mortgage income | — |  |  | 38 |  |  | — |  |  | — |  |  | 38 |  |  |  |  |
Investment services fee income | — |  |  | — |  |  | 48 |  |  | — |  |  | 48 |  |  |  |  |
Commercial credit fee income | 28 |  |  | — |  |  | — |  |  | — |  |  | 28 |  |  |  |  |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 25 |  |  | 25 |  |  |  |  |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (27) |  |  | (27) |  |  |  |  |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 12 |  |  | 12 |  |  |  |  |
Other miscellaneous income (loss) | 61 |  |  | 19 |  |  | 2 |  |  | (24) |  |  | 58 |  |  |  |  |
Total non-interest income | 264 |  |  | 268 |  |  | 141 |  |  | (14) |  |  | 659 |  |  |  |  |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 143 |  |  | 184 |  |  | 70 |  |  | 274 |  |  | 671 |  |  |  |  |
Equipment and software expense | 6 |  |  | 25 |  |  | — |  |  | 75 |  |  | 106 |  |  |  |  |
Net occupancy expense | 6 |  |  | 56 |  |  | 3 |  |  | 7 |  |  | 72 |  |  |  |  |
Other expenses (benefits) (1) | 165 |  |  | 385 |  |  | 49 |  |  | (345) |  |  | 254 |  |  |  |  |
Total non-interest expense | 320 |  |  | 650 |  |  | 122 |  |  | 11 |  |  | 1,103 |  |  |  |  |
Income before income taxes | 335 |  |  | 287 |  |  | 61 |  |  | 25 |  |  | 708 |  |  |  |  |
Income tax expense (benefit) | 84 |  |  | 72 |  |  | 15 |  |  | (32) |  |  | 139 |  |  |  |  |
Net income | $ | 251 |  |  | $ | 215 |  |  | $ | 46 |  |  | $ | 57 |  |  | $ | 569 |  |  |  |  |
Average assets | $ | 70,567 |  |  | $ | 37,360 |  |  | $ | 2,130 |  |  | $ | 49,032 |  |  | $ | 159,089 |  |  |  |  |
| Three Months Ended September 30, 2024
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 459 |  |  | $ | 718 |  |  | $ | 41 |  |  | $ | — |  |  |  |  |  |  | $ | 1,218 |
Provision for (benefit from) credit losses | 91 |  |  | 67 |  |  | 2 |  |  | (47) |  |  |  |  |  |  | $ | 113 |
Non-interest income (loss): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 58 |  |  | 100 |  |  | — |  |  | — |  |  |  |  |  |  | 158 |
Card and ATM fees | 11 |  |  | 108 |  |  | — |  |  | (1) |  |  |  |  |  |  | 118 |
Investment management and trust fee income | — |  |  | — |  |  | 85 |  |  | — |  |  |  |  |  |  | 85 |
Capital markets income | 92 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 92 |
Mortgage income | — |  |  | 36 |  |  | — |  |  | — |  |  |  |  |  |  | 36 |
Investment services fee income | — |  |  | — |  |  | 43 |  |  | — |  |  |  |  |  |  | 43 |
Commercial credit fee income | 28 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 28 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 28 |  |  |  |  |  |  | 28 |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (78) |  |  |  |  |  |  | (78) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 13 |  |  |  |  |  |  | 13 |
Other miscellaneous income (loss) | 51 |  |  | 20 |  |  | 2 |  |  | (24) |  |  |  |  |  |  | 49 |
Total non-interest income (loss) | 240 |  |  | 264 |  |  | 130 |  |  | (62) |  |  |  |  |  |  | 572 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 141 |  |  | 178 |  |  | 66 |  |  | 260 |  |  |  |  |  |  | 645 |
Equipment and software expense | 5 |  |  | 25 |  |  | — |  |  | 71 |  |  |  |  |  |  | 101 |
Net occupancy expense | 7 |  |  | 51 |  |  | 3 |  |  | 8 |  |  |  |  |  |  | 69 |
Other expenses (benefits) (1) | 166 |  |  | 349 |  |  | 45 |  |  | (306) |  |  |  |  |  |  | 254 |
Total non-interest expense | 319 |  |  | 603 |  |  | 114 |  |  | 33 |  |  |  |  |  |  | 1,069 |
Income before income taxes (loss) | 289 |  |  | 312 |  |  | 55 |  |  | (48) |  |  |  |  |  |  | 608 |
Income tax expense (benefit) | 73 |  |  | 78 |  |  | 13 |  |  | (46) |  |  |  |  |  |  | 118 |
Net income (loss) | $ | 216 |  |  | $ | 234 |  |  | $ | 42 |  |  | $ | (2) |  |  |  |  |  |  | $ | 490 |
Average assets | $ | 69,364 |  |  | $ | 37,882 |  |  | $ | 2,088 |  |  | $ | 45,333 |  |  |  |  |  |  | $ | 154,667 |
| Nine Months Ended September 30, 2025
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 1,391 |  |  | $ | 2,189 |  |  | $ | 130 |  |  | $ | — |  |  |  |  |  |  | $ | 3,710 |
Provision for (benefit from) credit losses | 259 |  |  | 203 |  |  | 5 |  |  | (112) |  |  |  |  |  |  | 355 |
Non-interest income (loss): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 185 |  |  | 285 |  |  | 2 |  |  | — |  |  |  |  |  |  | 472 |
Card and ATM fees | 32 |  |  | 331 |  |  | — |  |  | 1 |  |  |  |  |  |  | 364 |
Investment management and trust fee income | — |  |  | — |  |  | 267 |  |  | — |  |  |  |  |  |  | 267 |
Capital markets income | 265 |  |  | 1 |  |  | 1 |  |  | — |  |  |  |  |  |  | 267 |
Mortgage income | — |  |  | 126 |  |  | — |  |  | — |  |  |  |  |  |  | 126 |
Investment services fee income | — |  |  | — |  |  | 134 |  |  | — |  |  |  |  |  |  | 134 |
Commercial credit fee income | 84 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 84 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 72 |  |  |  |  |  |  | 72 |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (53) |  |  |  |  |  |  | (53) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 25 |  |  |  |  |  |  | 25 |
Other miscellaneous income (loss) | 145 |  |  | 59 |  |  | 3 |  |  | (70) |  |  |  |  |  |  | 137 |
Total non-interest income (loss) | 711 |  |  | 802 |  |  | 407 |  |  | (25) |  |  |  |  |  |  | 1,895 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 425 |  |  | 543 |  |  | 206 |  |  | 780 |  |  |  |  |  |  | 1,954 |
Equipment and software expense | 15 |  |  | 73 |  |  | 2 |  |  | 219 |  |  |  |  |  |  | 309 |
Net occupancy expense | 20 |  |  | 164 |  |  | 9 |  |  | 21 |  |  |  |  |  |  | 214 |
Other expenses (benefits) (1) | 480 |  |  | 1,093 |  |  | 143 |  |  | (978) |  |  |  |  |  |  | 738 |
Total non-interest expense | 940 |  |  | 1,873 |  |  | 360 |  |  | 42 |  |  |  |  |  |  | 3,215 |
Income before income taxes | 903 |  |  | 915 |  |  | 172 |  |  | 45 |  |  |  |  |  |  | 2,035 |
Income (loss) before income taxes | 226 |  |  | 229 |  |  | 43 |  |  | (85) |  |  |  |  |  |  | 413 |
Net income | $ | 677 |  |  | $ | 686 |  |  | $ | 129 |  |  | $ | 130 |  |  |  |  |  |  | $ | 1,622 |
Average assets | $ | 69,879 |  |  | $ | 37,502 |  |  | $ | 2,125 |  |  | $ | 48,482 |  |  |  |  |  |  | $ | 157,988 |
| Nine Months Ended September 30, 2024
| Corporate Bank |  | Consumer Bank |  | Wealth Management |  | Other |  |  |  |  |  | Consolidated
| (In millions)
Net interest income | $ | 1,359 |  |  | $ | 2,107 |  |  | $ | 122 |  |  | $ | — |  |  |  |  |  |  | $ | 3,588 |
Provision for (benefit from) credit losses | 272 |  |  | 202 |  |  | 6 |  |  | (113) |  |  |  |  |  |  | 367 |
Non-interest income (loss): |  |  |  |  |  |  |  |  |  |  |  |  |
Service charges on deposit accounts | 167 |  |  | 287 |  |  | 2 |  |  | 1 |  |  |  |  |  |  | 457 |
Card and ATM fees | 32 |  |  | 322 |  |  | 1 |  |  | (1) |  |  |  |  |  |  | 354 |
Investment management and trust fee income | — |  |  | — |  |  | 249 |  |  | — |  |  |  |  |  |  | 249 |
Capital markets income | 249 |  |  | 1 |  |  | 1 |  |  | — |  |  |  |  |  |  | 251 |
Mortgage income | — |  |  | 111 |  |  | — |  |  | — |  |  |  |  |  |  | 111 |
Investment services fee income | — |  |  | — |  |  | 120 |  |  | — |  |  |  |  |  |  | 120 |
Commercial credit fee income | 83 |  |  | — |  |  | — |  |  | — |  |  |  |  |  |  | 83 |
Bank-owned life insurance | — |  |  | — |  |  | — |  |  | 81 |  |  |  |  |  |  | 81 |
Securities gains (losses), net | — |  |  | — |  |  | — |  |  | (178) |  |  |  |  |  |  | (178) |
Market value adjustments on employee benefit assets | — |  |  | — |  |  | — |  |  | 30 |  |  |  |  |  |  | 30 |
Other miscellaneous income (loss) | 126 |  |  | 59 |  |  | 1 |  |  | (64) |  |  |  |  |  |  | 122 |
Total non-interest income (loss) | 657 |  |  | 780 |  |  | 374 |  |  | (131) |  |  |  |  |  |  | 1,680 |
Non-interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |
Salaries and employee benefits | 424 |  |  | 539 |  |  | 194 |  |  | 755 |  |  |  |  |  |  | 1,912 |
Equipment and software expense | 14 |  |  | 76 |  |  | 2 |  |  | 210 |  |  |  |  |  |  | 302 |
Net occupancy expense | 20 |  |  | 159 |  |  | 9 |  |  | 23 |  |  |  |  |  |  | 211 |
Other expenses (benefit) (1) | 492 |  |  | 1,026 |  |  | 128 |  |  | (867) |  |  |  |  |  |  | 779 |
Total non-interest expense | 950 |  |  | 1,800 |  |  | 333 |  |  | 121 |  |  |  |  |  |  | 3,204 |
Income (loss) before income taxes | 794 |  |  | 885 |  |  | 157 |  |  | (139) |  |  |  |  |  |  | 1,697 |
Income tax expense (benefit) | 199 |  |  | 221 |  |  | 40 |  |  | (122) |  |  |  |  |  |  | 338 |
Net income (loss) | $ | 595 |  |  | $ | 664 |  |  | $ | 117 |  |  | $ | (17) |  |  |  |  |  |  | $ | 1,359 |
Average assets | $ | 69,081 |  |  | $ | 37,974 |  |  | $ | 2,059 |  |  | $ | 43,884 |  |  |  |  |  |  | $ | 152,998 |
___ (1) Other expenses are primarily comprised of outside services, marketing, professional, legal and regulatory expenses, credit and checkcard expenses, and FDIC insurance assessment fees.

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