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Business Segment Information
9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Business Segment Information NOTE 11. BUSINESS SEGMENT INFORMATION
Each of Regions’ reportable segments is a strategic business unit that serves specific needs of Regions’ customers based on the products and services provided. The Company has three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with the remainder in Other. The segments are based on the manner in which the CODM reviews the Company's performance. The Company's CODM is the CEO, President and Chair of the Board. As a part of the CODM review, pre-tax income is utilized to allocate resources amongst segments. Additional information about the Company's reportable segments is included in Regions' Annual Report on Form 10-K for the year ended December 31, 2024.
The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable segment may be periodically revised and the prior periods updated to reflect these enhancements. Accordingly, the prior periods were updated to reflect these enhancements.
The following tables present financial information, including non-interest income disaggregated by major product category, for each reportable segment:
Three Months Ended September 30, 2025
Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income$475 $738 $44 $— $1,257 
Provision for (benefit from) credit losses84 69 (50)105 
Non-interest income:
Service charges on deposit accounts61 99 — — 160 
Card and ATM fees10 112 — — 122 
Investment management and trust fee income— — 91 — 91 
Capital markets income104 — — — 104 
Mortgage income— 38 — — 38 
Investment services fee income— — 48 — 48 
Commercial credit fee income28 — — — 28 
Bank-owned life insurance— — — 25 25 
Securities gains (losses), net— — — (27)(27)
Market value adjustments on employee benefit assets
— — — 12 12 
Other miscellaneous income (loss)61 19 (24)58 
Total non-interest income264 268 141 (14)659 
Non-interest expense:
Salaries and employee benefits143 184 70 274 671 
Equipment and software expense25 — 75 106 
Net occupancy expense56 72 
Other expenses (benefits) (1)
165 385 49 (345)254 
Total non-interest expense
320 650 122 11 1,103 
Income before income taxes335 287 61 25 708 
Income tax expense (benefit)84 72 15 (32)139 
Net income $251 $215 $46 $57 $569 
Average assets$70,567 $37,360 $2,130 $49,032 $159,089 
 Three Months Ended September 30, 2024
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income$459 $718 $41 $— $1,218 
Provision for (benefit from) credit losses91 67 (47)$113 
Non-interest income (loss):
Service charges on deposit accounts58 100 — — 158 
Card and ATM fees11 108 — (1)118 
Investment management and trust fee income— — 85 — 85 
Capital markets income92 — — — 92 
Mortgage income— 36 — — 36 
Investment services fee income— — 43 — 43 
Commercial credit fee income28 — — — 28 
Bank-owned life insurance— — — 28 28 
Securities gains (losses), net— — — (78)(78)
Market value adjustments on employee benefit assets
— — — 13 13 
Other miscellaneous income (loss)51 20 (24)49 
Total non-interest income (loss)
240 264 130 (62)572 
Non-interest expense:
Salaries and employee benefits141 178 66 260 645 
Equipment and software expense25 — 71 101 
Net occupancy expense51 69 
Other expenses (benefits) (1)
166 349 45 (306)254 
Total non-interest expense
319 603 114 33 1,069 
Income before income taxes (loss)289 312 55 (48)608 
Income tax expense (benefit)73 78 13 (46)118 
Net income (loss)$216 $234 $42 $(2)$490 
Average assets$69,364 $37,882 $2,088 $45,333 $154,667 
 Nine Months Ended September 30, 2025
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income $1,391 $2,189 $130 $— $3,710 
Provision for (benefit from) credit losses 259 203 (112)355 
Non-interest income (loss):
Service charges on deposit accounts185 285 — 472 
Card and ATM fees32 331 — 364 
Investment management and trust fee income— — 267 — 267 
Capital markets income265 — 267 
Mortgage income— 126 — — 126 
Investment services fee income— — 134 — 134 
Commercial credit fee income84 — — — 84 
Bank-owned life insurance— — — 72 72 
Securities gains (losses), net— — — (53)(53)
Market value adjustments on employee benefit assets
— — — 25 25 
Other miscellaneous income (loss)145 59 (70)137 
Total non-interest income (loss)
711 802 407 (25)1,895 
Non-interest expense:
Salaries and employee benefits425 543 206 780 1,954 
Equipment and software expense15 73 219 309 
Net occupancy expense20 164 21 214 
Other expenses (benefits) (1)
480 1,093 143 (978)738 
Total non-interest expense
940 1,873 360 42 3,215 
Income before income taxes903 915 172 45 2,035 
Income (loss) before income taxes
226 229 43 (85)413 
Net income $677 $686 $129 $130 $1,622 
Average assets$69,879 $37,502 $2,125 $48,482 $157,988 
 Nine Months Ended September 30, 2024
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income $1,359 $2,107 $122 $— $3,588 
Provision for (benefit from) credit losses 272 202 (113)367 
Non-interest income (loss):
Service charges on deposit accounts167 287 457 
Card and ATM fees32 322 (1)354 
Investment management and trust fee income— — 249 — 249 
Capital markets income249 — 251 
Mortgage income— 111 — — 111 
Investment services fee income— — 120 — 120 
Commercial credit fee income83 — — — 83 
Bank-owned life insurance— — — 81 81 
Securities gains (losses), net— — — (178)(178)
Market value adjustments on employee benefit assets
— — — 30 30 
Other miscellaneous income (loss)126 59 (64)122 
Total non-interest income (loss)
657 780 374 (131)1,680 
Non-interest expense:
Salaries and employee benefits424 539 194 755 1,912 
Equipment and software expense14 76 210 302 
Net occupancy expense20 159 23 211 
Other expenses (benefit) (1)
492 1,026 128 (867)779 
Total non-interest expense
950 1,800 333 121 3,204 
Income (loss) before income taxes
794 885 157 (139)1,697 
Income tax expense (benefit)199 221 40 (122)338 
Net income (loss)$595 $664 $117 $(17)$1,359 
Average assets$69,081 $37,974 $2,059 $43,884 $152,998 
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(1) Other expenses are primarily comprised of outside services, marketing, professional, legal and regulatory expenses, credit and checkcard expenses, and FDIC insurance assessment fees.