XML 97 R76.htm IDEA: XBRL DOCUMENT
v3.10.0.1

ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | $ 1,236 |  |  |
Provision charged to income | 326 | $ 321 |  | $ 369
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,242 | 1,236 |  |
Allowance for loan and lease losses |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 1,236 | 1,236 |  | 1,216
Charge-offs | (494) | (512) |  | (536)
Recoveries | 177 | 207 |  | 201
Net charge-offs | (317) | (305) |  | (335)
Provision charged to income | 323 | 305 | [1] | 355
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,242 | 1,236 |  | 1,236
Reserve for unfunded lending commitments |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 88 | 72 |  | 58
Provision for unfunded lending commitments | 3 | 16 |  | 14
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 91 | 88 |  | 72
Allowance for loan and lease losses and reserve for off-balance sheet activities, total |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 1,324 | 1,308 |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,333 | 1,324 |  | 1,308
Commercial | Allowance for loan and lease losses |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 685 | 663 |  | 596
Charge-offs | (52) | (75) |  | (79)
Recoveries | 19 | 40 |  | 33
Net charge-offs | (33) | (35) |  | (46)
Provision charged to income | 38 | 57 | [1] | 113
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 690 | 685 |  | 663
Commercial | Reserve for unfunded lending commitments |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 88 | 72 |  | 58
Provision for unfunded lending commitments | 3 | 16 |  | 14
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 91 | 88 |  | 72
Commercial | Allowance for loan and lease losses and reserve for off-balance sheet activities, total |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 773 | 735 |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 781 | 773 |  | 735
Retail | Allowance for loan and lease losses |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 551 | 573 |  | 620
Charge-offs | (442) | (437) |  | (457)
Recoveries | 158 | 167 |  | 168
Net charge-offs | (284) | (270) |  | (289)
Provision charged to income | 285 | 248 | [1] | 242
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 552 | 551 |  | 573
Retail | Reserve for unfunded lending commitments |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 0 | 0 |  | 0
Provision for unfunded lending commitments | 0 | 0 |  | 0
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 0 | 0 |  | 0
Retail | Allowance for loan and lease losses and reserve for off-balance sheet activities, total |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 551 | 573 |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | $ 552 | 551 |  | $ 573
Scenario, Adjustment | Commercial | Allowance for loan and lease losses |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Provision charged to income |  | $ 50 |  |
[1] | Includes an increase of approximately $50 million to commercial and corresponding decrease to retail for the impact of the enhancement to the assessment of qualitative risks, factors and events that may not be measured in the modeled results.

X
- Definition Amount of provision (credit) for unfunded lending commitments recorded during the reporting period. + References No definition available. + Details
Name: | cfg_ProvisionCreditforOtherCreditLosses
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=82894903&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementScenarioAxis=us-gaap_ScenarioAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |