XML 71 R55.htm IDEA: XBRL DOCUMENT
v3.20.1

ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($) $ in Millions | 3 Months Ended |  |  |
--- | --- | --- | --- | ---
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019 | Jan. 02, 2019 | Jan. 01, 2019
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | $ 1,252 |  |  |  |
Cumulative effect of change in accounting principle |  |  |  | $ (331) | $ 17
Provision charged to income | 600 | $ 85 |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 2,171 |  |  |  |
Allowance for loan and lease losses |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 1,252 | 1,242 |  |  |
Cumulative effect of change in accounting principle |  |  | $ 453 |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | 1,705 |  |
Charge-offs | (174) | (138) |  |  |
Recoveries | 37 | 49 |  |  |
Net charge-offs | (137) | (89) |  |  |
Provision charged to income | 603 | 92 |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 2,171 | 1,245 |  |  |
Reserve for unfunded lending commitments |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 44 | 91 |  |  |
Cumulative effect of change in accounting principle |  |  | (2) |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | 42 |  |
Provision for unfunded lending commitments | (3) | (7) |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 39 | 84 |  |  |
Commercial | Allowance for loan and lease losses |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 674 | 690 |  |  |
Cumulative effect of change in accounting principle |  |  | (176) |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | 498 |  |
Charge-offs | (47) | (26) |  |  |
Recoveries | 3 | 2 |  |  |
Net charge-offs | (44) | (24) |  |  |
Provision charged to income | 298 | 25 |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 752 | 691 |  |  |
Commercial | Reserve for unfunded lending commitments |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 44 | 91 |  |  |
Cumulative effect of change in accounting principle |  |  | (3) |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | 41 |  |
Provision for unfunded lending commitments | (3) | (7) |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 38 | 84 |  |  |
Retail | Allowance for loan and lease losses |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 578 | 552 |  |  |
Cumulative effect of change in accounting principle |  |  | 629 |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | 1,207 |  |
Charge-offs | (127) | (112) |  |  |
Recoveries | 34 | 47 |  |  |
Net charge-offs | (93) | (65) |  |  |
Provision charged to income | 305 | 67 |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,419 | 554 |  |  |
Retail | Reserve for unfunded lending commitments |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 0 | 0 |  |  |
Cumulative effect of change in accounting principle |  |  | 1 |  |
Allowance for loan and lease losses, beginning of period, adjusted |  |  | $ 1 |  |
Provision for unfunded lending commitments | 0 | 0 |  |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | $ 1 | $ 0 |  |  |

X
- Definition Loans and Leases Receivable, Allowance, Adjusted + References No definition available. + Details
Name: | cfg_LoansandLeasesReceivableAllowanceAdjusted
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount after tax of increase (decrease) to equity or (increase) decrease to net assets, resulting from the cumulative effect adjustment of a new accounting principle applied in the period of adoption. + References No definition available. + Details
Name: | us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related to credit loss from transactions other than loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForOtherCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |