XML 72 R54.htm IDEA: XBRL DOCUMENT
v3.20.2

ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Narrative (Details) - USD ($) $ in Millions |  | 3 Months Ended | 9 Months Ended |
--- | --- | --- | --- | ---
Jan. 01, 2020 | Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Dec. 31, 2019
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Allowance for credit loss, reserve build | $ 451 |  |  | $ 989 |  |
ACL Balance | 1,747 | $ 2,736 |  | 2,736 |  | $ 1,296
Loans and leases |  | 124,071 |  | 124,071 |  | 119,088
Mortgage loans collateralized by OREO |  | 129 |  | 129 |  | 152
Net change to ALLL from modification |  | (30) | $ 3 | (21) | $ 7 |
Charge-offs from modification of loans |  | 43 | 1 | $ 49 | 3 |
High loan to value criteria (exceeds) |  |  |  | 90.00% |  |
Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Allowance for credit losses, individually evaluated for impairment |  | 5 |  | $ 5 |  |
Accrued interest receivable reversed against interest income |  | 4 |  | 7 |  |
ACL Balance | 539 | 1,441 |  | 1,441 |  | 718
Loans and leases |  | 62,362 |  | 62,362 |  | 57,538
TDR's that defaulted within 12 months of modification date |  | 14 | 0 | 53 | 1 |
Retail |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Accrued interest receivable reversed against interest income |  | 4 |  | 13 |  |
ACL Balance | 1,208 | 1,295 |  | 1,295 |  | 578
Loans and leases |  | 61,709 |  | 61,709 |  | 61,550
TDR's that defaulted within 12 months of modification date |  | 22 | $ 9 | 47 | $ 28 |
Commercial | Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
ACL Balance | $ 376 | 826 |  | 826 |  | 575
Loans and leases |  | 45,185 |  | $ 45,185 |  | 41,479
Collateral Dependent | Home Equity Loan And Residential Mortgages | Retail |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Collateral value, valuation frequency period |  |  |  | 90 days |  |
Loans and leases |  | 489 |  | $ 489 |  | 227
Collateral Dependent | Commercial | Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loans and leases |  | 144 |  | 144 |  | $ 85
Payment Deferral | Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loan restructuring, modification, amount |  | $ 795 |  | $ 795 |  |
Loan restructuring, modification, percentage of total portfolio |  | 1.40% |  | 1.40% |  |
Payment Deferral | Retail |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loan restructuring, modification, amount |  | $ 2,400 |  | $ 2,400 |  |
Loan restructuring, modification, percentage of total portfolio |  | 3.80% |  | 3.80% |  |
Payment Deferral | Business Banking Portfolio |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loan restructuring, modification, amount |  | $ 464 |  | $ 464 |  |
Loan restructuring, modification, percentage of total portfolio |  | 8.10% |  | 8.10% |  |

X
- Definition An entity's internal risk assessment as having high risk defined as certain loans with outstanding balances exceeding a percentage of the value of underlying collateral. + References No definition available. + Details
Name: | cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral
Namespace Prefix: | cfg_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Allowance For Credit Loss Including Unfunded Lending Commitments + References No definition available. + Details
Name: | cfg_FinancingReceivableAllowanceForCreditLossIncludingUnfundedLendingCommitments
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Loan Restructuring, Modification, Amount + References No definition available. + Details
Name: | cfg_LoanRestructuringModificationAmount
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Loan Restructuring, Modification, Percentage Of Total Portfolio + References No definition available. + Details
Name: | cfg_LoanRestructuringModificationPercentageOfTotalPortfolio
Namespace Prefix: | cfg_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Loans And Leases Receivable, Collateral Value, Valuation Frequency Period + References No definition available. + Details
Name: | cfg_LoansAndLeasesReceivableCollateralValueValuationFrequencyPeriod
Namespace Prefix: | cfg_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Recorded investment in financing receivables that are on nonaccrual status and are collateralized by land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement as of the balance sheet date. + References No definition available. + Details
Name: | cfg_MortgageLoansCollateralizedByOREO
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The effect of a change in method or methods for calculating the allowance for credit losses on the current period provision. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase (decrease) in allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable modified as troubled debt restructuring within previous 12 months, with subsequent payment default. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Reflects the amount of the write-down related to a troubled debt restructuring. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554 + Details
Name: | us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Reflects the amount of additional interest income that would have been recorded if impaired or nonperforming loans were instead current, in compliance with their original terms, and outstanding throughout the reporting period or since origination (if held for part of the period). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121585226&loc=d3e18794-111554 + Details
Name: | us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, before allowance for credit loss, of financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 + Details
Name: | us-gaap_NotesReceivableGross
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=cfg_CollateralDependentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanAndResidentialMortgagesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cfg_BusinessBankingPortfolioMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |