XML 74 R56.htm IDEA: XBRL DOCUMENT
v3.20.2

ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Schedule of Additional Detail on the Cumulative Effect of Change in Accounting Principle (Details) - USD ($) $ in Millions | Sep. 30, 2020 | Jan. 01, 2020 | Dec. 31, 2019
--- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 124,071 |  | $ 119,088
ACL Balance | $ 2,736 | $ 1,747 | $ 1,296
Coverage | 2.20% | 1.50% | 1.10%
Commercial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 62,362 |  | $ 57,538
ACL Balance | $ 1,441 | $ 539 | $ 718
Coverage | 2.30% | 0.90% | 1.20%
Commercial | Commercial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 45,185 |  | $ 41,479
ACL Balance | $ 826 | $ 376 | $ 575
Coverage | 1.80% | 0.90% | 1.40%
Commercial | Commercial real estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 14,889 |  | $ 13,522
ACL Balance | $ 548 | $ 67 | $ 124
Coverage | 3.70% | 0.50% | 0.90%
Commercial | Leases |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 2,288 |  | $ 2,537
ACL Balance | $ 67 | $ 96 | $ 19
Coverage | 2.90% | 3.80% | 0.70%
Commercial | SBA Guaranteed PPP Loans |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 4,700 |  |
Coverage reduction, basis points | 0.21% |  |
Retail |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 61,709 |  | $ 61,550
ACL Balance | $ 1,295 | $ 1,208 | $ 578
Coverage | 2.10% | 2.00% | 0.90%
Retail | Residential mortgages |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 19,633 |  | $ 19,083
ACL Balance | $ 133 | $ 130 | $ 35
Coverage | 0.70% | 0.70% | 0.20%
Retail | Home equity |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 12,322 |  | $ 13,154
ACL Balance | $ 156 | $ 156 | $ 83
Coverage | 1.30% | 1.20% | 0.60%
Retail | Automobile |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 12,035 |  | $ 12,120
ACL Balance | $ 221 | $ 206 | $ 123
Coverage | 1.80% | 1.70% | 1.00%
Retail | Education |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 11,631 |  | $ 10,347
ACL Balance | $ 386 | $ 414 | $ 116
Coverage | 3.30% | 4.00% | 1.10%
Retail | Other retail |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans and leases | $ 6,088 |  | $ 6,846
ACL Balance | $ 399 | $ 302 | $ 221
Coverage | 6.60% | 4.40% | 3.20%
Accounting Standards Update 2016-13 |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | $ 451 |
Accounting Standards Update 2016-13 | Commercial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | (179) |
Accounting Standards Update 2016-13 | Commercial | Commercial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | (199) |
Accounting Standards Update 2016-13 | Commercial | Commercial real estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | (57) |
Accounting Standards Update 2016-13 | Commercial | Leases |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 77 |
Accounting Standards Update 2016-13 | Retail |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 630 |
Accounting Standards Update 2016-13 | Retail | Residential mortgages |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 95 |
Accounting Standards Update 2016-13 | Retail | Home equity |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 73 |
Accounting Standards Update 2016-13 | Retail | Automobile |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 83 |
Accounting Standards Update 2016-13 | Retail | Education |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | 298 |
Accounting Standards Update 2016-13 | Retail | Other retail |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
ACL Balance |  | $ 81 |

X
- Definition Financing Receivable, Allowance For Credit Loss Including Unfunded Lending Commitments + References No definition available. + Details
Name: | cfg_FinancingReceivableAllowanceForCreditLossIncludingUnfundedLendingCommitments
Namespace Prefix: | cfg_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Loans and Leases Receivable, Allowance, Coverage, Percent + References No definition available. + Details
Name: | cfg_LoansandLeasesReceivableAllowanceCoveragePercent
Namespace Prefix: | cfg_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Loans and Leases Receivable, Allowance, Coverage Ratio Reduction, Percent + References No definition available. + Details
Name: | cfg_LoansandLeasesReceivableAllowanceCoverageRatioReductionPercent
Namespace Prefix: | cfg_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, before allowance for credit loss, of financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 + Details
Name: | us-gaap_NotesReceivableGross
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_SBAGuaranteedPPPLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanAndLineOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerOtherRetailMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |