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BASIS OF PRESENTATION - Narrative (Details) - USD ($)
$ in Millions
12 Months Ended
Jan. 01, 2020
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Retained earnings   $ (6,445) $ (6,498)  
Income tax expense   (241) (460) $ (462)
Allowance for credit losses   $ 2,443 $ 1,252  
Accounting Standards Update 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Retained earnings $ 337      
Income tax expense 114      
Allowance for credit losses $ 451