XML 69 R51.htm IDEA: XBRL DOCUMENT
v3.21.1

ALLOWANCE FOR CREDIT LOSSES, NONACCRUING LOANS AND LEASES, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($) $ in Millions | 3 Months Ended
--- | ---
Mar. 31, 2021 | Mar. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | $ 2,443 |
Charge-offs | (158) |
Provision charged to income | (140) | $ 600
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 2,194 |
Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 2,443 | 1,252
Charge-offs | (227) | (174)
Recoveries | 69 | 37
Net charge-offs | (158) | (137)
Provision charged to income | (91) | 603
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 2,194 | 2,171
Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 227 | 44
Provision for unfunded lending commitments | (49) | (3)
Allowance, Credit Loss |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 178 | 39
Commercial |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Charge-offs | (60) |
Commercial | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 1,233 | 674
Charge-offs | (134) | (47)
Recoveries | 30 | 3
Net charge-offs | (104) | (44)
Provision charged to income | 17 | 298
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,146 | 752
Commercial | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 186 | 44
Provision for unfunded lending commitments | (21) | (3)
Commercial | Allowance, Credit Loss |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 165 | 38
Retail | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 1,210 | 578
Charge-offs | (93) | (127)
Recoveries | 39 | 34
Net charge-offs | (54) | (93)
Provision charged to income | (108) | 305
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1,048 | 1,419
Retail | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance | 41 | 0
Provision for unfunded lending commitments | (28) | 0
Retail | Allowance, Credit Loss |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 13 | 1
Cumulative Effect, Period Of Adoption, Adjustment | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | 453
Cumulative Effect, Period Of Adoption, Adjustment | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | (2) |
Cumulative Effect, Period Of Adoption, Adjustment | Commercial | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | (176)
Cumulative Effect, Period Of Adoption, Adjustment | Commercial | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | (3) |
Cumulative Effect, Period Of Adoption, Adjustment | Retail | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | 629
Cumulative Effect, Period Of Adoption, Adjustment | Retail | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 1 |
Cumulative Effect, Period Of Adoption, Adjusted Balance | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | 1,705
Cumulative Effect, Period Of Adoption, Adjusted Balance | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 42 |
Cumulative Effect, Period Of Adoption, Adjusted Balance | Commercial | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | 498
Cumulative Effect, Period Of Adoption, Adjusted Balance | Commercial | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | 41 |
Cumulative Effect, Period Of Adoption, Adjusted Balance | Retail | Allowance for loan and lease losses |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance |  | $ 1,207
Cumulative Effect, Period Of Adoption, Adjusted Balance | Retail | Reserve for unfunded lending commitments |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance | $ 1 |

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after recovery, of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related to credit loss from transactions other than loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForOtherCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForCreditLossMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |