XML 80 R62.htm IDEA: XBRL DOCUMENT v3.21.2
MORTGAGE BANKING AND OTHER - Economic Assumptions Used to Estimate Value of MSRs (Details) - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2021
Dec. 31, 2020
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
MSR portfolio fair value $ 978 $ 658
Weighted average life (in years) 6 years 4 years 2 months 12 days
Weighted average constant prepayment rate 11.30% 17.30%
Weighted average option adjusted spread 5.82% 5.95%
Minimum    
Servicing Assets at Fair Value [Line Items]    
Sensitivity analysis, basis spread 0.50% 0.50%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
Decline in fair value due to 50 bps decrease in prepayment rate $ 125 $ 122
Decline in fair value due to 50 bps decrease in option adjusted spread $ 20 $ 12
Maximum    
Servicing Assets at Fair Value [Line Items]    
Sensitivity analysis, basis spread 1.00% 1.00%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
Decline in fair value due to 100 bps decrease in prepayment rate $ 275 $ 202
Decline in fair value due to 100 bps decrease in option adjusted spread $ 39 $ 24