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REGULATORY MATTERS (Tables) | 12 Months Ended
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Dec. 31, 2023
Mortgage Banking [Abstract] |
Schedule of compliance with regulatory capital requirements under banking regulations | The following table presents the regulatory capital ratios for the Company and CBNA under the U.S. Basel III Standardized rules. The Company and CBNA have both declared as an “AOCI opt-out” institution, which means they are not required to recognize the AOCI impact of net unrealized gains and losses on debt securities and accumulated net gains and losses on cash flow hedges and certain defined benefit pension plan assets in regulatory capital. In addition, both entities elected to delay the estimated impact of CECL on regulatory capital for a two-year period ending December 31, 2021, followed by a three-year transition period ending December 31, 2024, to phase-in the aggregate amount of the capital benefit provided during the initial two-year delay.
| Actual |  | Required Minimum Capital
(dollars in millions) | Amount | Ratio |  | Amount | Ratio(1)
As of December 31, 2023 |  |  |  |  |
CET1 capital |  |  |  |  |
CFG | $18,358 |  | 10.6 | % |  | $14,671 |  | 8.5 | %
CBNA | 19,411 |  | 11.3 |  |  | 12,047 |  | 7.0 |
Tier 1 capital |  |  |  |  |
CFG | 20,372 |  | 11.8 |  |  | 17,260 |  | 10.0 |
CBNA | 19,411 |  | 11.3 |  |  | 14,628 |  | 8.5 |
Total capital |  |  |  |  |
CFG | 23,608 |  | 13.7 |  |  | 20,712 |  | 12.0 |
CBNA | 22,453 |  | 13.0 |  |  | 18,070 |  | 10.5 |
Tier 1 leverage |  |  |  |  |
CFG | 20,372 |  | 9.3 |  |  | 8,784 |  | 4.0 |
CBNA | 19,411 |  | 8.9 |  |  | 8,759 |  | 4.0 |
As of December 31, 2022 |  |  |  |  |
CET1 capital |  |  |  |  |
CFG | $18,574 |  | 10.0 | % |  | $14,633 |  | 7.9 | %
CBNA | 20,669 |  | 11.2 |  |  | 12,935 |  | 7.0 |
Tier 1 capital |  |  |  |  |
CFG | 20,588 |  | 11.1 |  |  | 17,411 |  | 9.4 |
CBNA | 20,669 |  | 11.2 |  |  | 15,706 |  | 8.5 |
Total capital |  |  |  |  |
CFG | 23,755 |  | 12.8 |  |  | 21,116 |  | 11.4 |
CBNA | 23,534 |  | 12.7 |  |  | 19,402 |  | 10.5 |
Tier 1 leverage |  |  |  |  |
CFG | 20,588 |  | 9.3 |  |  | 8,831 |  | 4.0 |
CBNA | 20,669 |  | 9.4 |  |  | 8,807 |  | 4.0 |
(1) Represents minimum requirement under the current capital framework plus the SCB of 4.0% and CCB of 2.5% for CFG and CBNA, respectively. The SCB and CCB are not applicable to the Tier 1 leverage ratio.

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
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