XML 105 R93.htm IDEA: XBRL DOCUMENT v3.24.3
BUSINESS OPERATING SEGMENTS - Assets by Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Segment Reporting Information [Line Items]        
Net interest income $ 1,369 $ 1,522 $ 4,221 $ 4,753
Noninterest income 532 492 1,602 1,483
Total revenue 1,901 2,014 5,823 6,236
Noninterest expense 1,259 1,293 3,918 3,895
Profit (loss) before provision (benefit) for credit losses 642 721 1,905 2,341
Provision (benefit) for credit losses 172 172 525 516
Income before income tax expense 470 549 1,380 1,825
Income tax expense (benefit) 88 119 272 406
NET INCOME 382 430 1,108 1,419
Total average assets 218,578 220,162 219,520 221,739
Operating Segments | Consumer Banking        
Segment Reporting Information [Line Items]        
Net interest income 1,156 1,067 3,369 3,101
Noninterest income 285 278 820 802
Total revenue 1,441 1,345 4,189 3,903
Noninterest expense 916 905 2,734 2,637
Profit (loss) before provision (benefit) for credit losses 525 440 1,455 1,266
Provision (benefit) for credit losses 84 67 249 198
Income before income tax expense 441 373 1,206 1,068
Income tax expense (benefit) 114 97 311 278
NET INCOME 327 276 895 790
Total average assets 75,392 72,964 74,510 72,477
Operating Segments | Commercial Banking        
Segment Reporting Information [Line Items]        
Net interest income 478 560 1,486 1,741
Noninterest income 207 180 676 588
Total revenue 685 740 2,162 2,329
Noninterest expense 300 325 928 971
Profit (loss) before provision (benefit) for credit losses 385 415 1,234 1,358
Provision (benefit) for credit losses 91 67 262 185
Income before income tax expense 294 348 972 1,173
Income tax expense (benefit) 63 88 223 289
NET INCOME 231 260 749 884
Total average assets 68,092 74,997 69,046 77,130
Operating Segments | Non-Core        
Segment Reporting Information [Line Items]        
Net interest income (28) (41) (96) (84)
Noninterest income 0 0 0 0
Total revenue (28) (41) (96) (84)
Noninterest expense 23 30 74 95
Profit (loss) before provision (benefit) for credit losses (51) (71) (170) (179)
Provision (benefit) for credit losses 17 20 46 54
Income before income tax expense (68) (91) (216) (233)
Income tax expense (benefit) (17) (24) (55) (61)
NET INCOME (51) (67) (161) (172)
Total average assets 8,389 13,113 9,450 14,409
Other        
Segment Reporting Information [Line Items]        
Net interest income (237) (64) (538) (5)
Noninterest income 40 34 106 93
Total revenue (197) (30) (432) 88
Noninterest expense 20 33 182 192
Profit (loss) before provision (benefit) for credit losses (217) (63) (614) (104)
Provision (benefit) for credit losses (20) 18 (32) 79
Income before income tax expense (197) (81) (582) (183)
Income tax expense (benefit) (72) (42) (207) (100)
NET INCOME (125) (39) (375) (83)
Total average assets $ 66,705 $ 59,088 $ 66,514 $ 57,723