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v3.25.1

CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Narrative (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended |
--- | --- | --- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Jun. 30, 2024 | Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Net charge-offs | $ 200 | $ 181 |  |  |  |
Credit provision | 153 | 171 |  |  |  |
Decrease to ACL | (47) |  |  |  |  |
Loans held for sale | 2,820 |  |  | $ 2,820 |  | $ 858
Loans and leases | 137,635 |  |  | 137,635 |  | 139,203
Mortgage loans collateralized by OREO | 302 |  |  | 302 |  | 295
Amortized cost basis | 491 | 769 |  | 1,322 | $ 1,463 |
Non-Core |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Net charge-offs | 25 |  |  |  |  |
Loans held for sale | 1,900 |  |  | 1,900 |  |
Proceeds from sale of loans held for sale | 200 |  |  |  |  |
Retail |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Net charge-offs | 119 | 96 |  |  |  |
Loans held for sale | 922 |  |  | 922 |  | 633
Loans and leases | 67,127 |  |  | 67,127 |  | 69,427
Amortized cost basis | 35 | 78 |  | 142 | 211 |
Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Net charge-offs | 81 | 85 |  |  |  |
Loans held for sale | 254 |  |  | 254 |  | 225
Loans and leases | 70,508 |  |  | 70,508 |  | 69,776
Amortized cost basis | 456 | 691 |  | 1,180 | 1,252 |
Commercial and industrial | Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loans and leases | 43,781 |  |  | 43,781 |  | 42,551
Amortized cost basis | 176 | $ 183 |  | 382 | $ 373 |
Unfunded loan commitment |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Amortized cost basis | 157 |  | $ 206 |  |  |
Collateral Dependent | Home Equity Loan and Residential Mortgages | Retail |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loans and leases | 397 |  |  | 397 |  | 372
Collateral Dependent | Commercial and industrial | Commercial |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |
Loans and leases | $ 513 |  |  | $ 513 |  | $ 607

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