NONINTEREST INCOME (Tables)

6 Months Ended

Jun. 30, 2025

Other Income and Expenses [Abstract]

Components of revenue from contracts with customers

The following tables present noninterest income segregated by revenue from contracts with customers and revenue from other sources, disaggregated by business segment. Revenue from other sources primarily includes income from letter of credit and loan fees, foreign exchange and derivative products, and mortgage banking fees.


	Three Months Ended June 30, 2025
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$77	$34	$—	$—	$111
Card fees	74	13	—	—	87
Capital markets fees	—	95	—	—	95
Wealth fees	88	—	—	—	88
Other banking fees	—	2	—	—	2
Total revenue from contracts with customers	$239	$144	$—	$—	$383
Total revenue from other sources(1)	90	88	3	36	217
Total noninterest income	$329	$232	$3	$36	$600


	Three Months Ended June 30, 2024
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$75	$30	$—	$—	$105
Card fees	74	13	—	4	91
Capital markets fees	—	126	—	—	126
Wealth fees	75	—	—	—	75
Other banking fees	—	4	—	1	5
Total revenue from contracts with customers	$224	$173	$—	$5	$402
Total revenue from other sources(1)	53	69	—	29	151
Total noninterest income	$277	$242	$—	$34	$553


	Six Months Ended June 30, 2025
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$151	$68	$—	$—	$219
Card fees	141	26	—	—	167
Capital markets fees	—	190	—	—	190
Wealth fees	169	—	—	—	169
Other banking fees	1	4	—	—	5
Total revenue from contracts with customers	$462	$288	$—	$—	$750
Total revenue from other sources(1)	164	159	3	68	394
Total noninterest income	$626	$447	$3	$68	$1,144


	Six Months Ended June 30, 2024
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$138	$63	$—	$—	$201
Card fees	140	28	—	7	175
Capital markets fees	—	242	—	—	242
Wealth fees	143	—	—	—	143
Other banking fees	1	6	—	1	8
Total revenue from contracts with customers	$422	$339	$—	$8	$769
Total revenue from other sources(1)	113	130	—	58	301
Total noninterest income	$535	$469	$—	$66	$1,070

(1) Includes bank-owned life insurance income of $28 million and $30 million for the three months ended June 30, 2025 and 2024, respectively, and $55 million and $54 million for the six months ended June 30, 2025 and 2024, respectively.