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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period $ 2,014 $ 2,086 $ 2,061 $ 2,098
Charge-offs (201) (223) (435) (454)
Recoveries 34 39 68 89
Net charge-offs (167) (184) (367) (365)
Provision expense (benefit) for loans and leases 161 223 314 392
Allowance for loan and lease losses, end of period 2,008 2,125 2,008 2,125
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 198 222 198 220
Provision expense (benefit) for unfunded lending commitments 3 (41) 3 (39)
Allowance for unfunded lending commitments, end of period 201 181 201 181
Total allowance for credit losses, end of period 2,209 2,306 2,209 2,306
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 1,148 1,234 1,140 1,250
Charge-offs (93) (100) (178) (202)
Recoveries 1 4 5 21
Net charge-offs (92) (96) (173) (181)
Provision expense (benefit) for loans and leases 50 144 139 213
Allowance for loan and lease losses, end of period 1,106 1,282 1,106 1,282
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 164 191 155 175
Provision expense (benefit) for unfunded lending commitments (1) (44) 8 (28)
Allowance for unfunded lending commitments, end of period 163 147 163 147
Total allowance for credit losses, end of period 1,269 1,429 1,269 1,429
Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 866 852 921 848
Charge-offs (108) (123) (257) (252)
Recoveries 33 35 63 68
Net charge-offs (75) (88) (194) (184)
Provision expense (benefit) for loans and leases 111 79 175 179
Allowance for loan and lease losses, end of period 902 843 902 843
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 34 31 43 45
Provision expense (benefit) for unfunded lending commitments 4 3 (5) (11)
Allowance for unfunded lending commitments, end of period 38 34 38 34
Total allowance for credit losses, end of period $ 940 $ 877 $ 940 $ 877