XML 39 R26.htm IDEA: XBRL DOCUMENT
v3.25.3

SECURITIES (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
Investments, Debt and Equity Securities [Abstract] |
Schedule of securities held | The following table presents the major components of securities at amortized cost and fair value:
| September 30, 2025 |  | December 31, 2024
(dollars in millions) | Amortized Cost(1) | Gross Unrealized Gains | Gross Unrealized Losses | Fair Value |  | Amortized Cost(1) | Gross Unrealized Gains | Gross Unrealized Losses | Fair Value
U.S. Treasury and other | $4,563 |  | $23 |  | ($72) |  | $4,514 |  |  | $3,631 |  | $3 |  | ($109) |  | $3,525 |
State and political subdivisions | 1 |  | — |  | — |  | 1 |  |  | 1 |  | — |  | — |  | 1 |
Mortgage-backed securities: |  |  |  |  |  |  |  |  |
Federal agencies and U.S. government sponsored entities | 31,865 |  | 160 |  | (1,474) |  | 30,551 |  |  | 30,897 |  | 33 |  | (2,135) |  | 28,795 |
Other/non-agency | 268 |  | — |  | (5) |  | 263 |  |  | 273 |  | — |  | (13) |  | 260 |
Total mortgage-backed securities | 32,133 |  | 160 |  | (1,479) |  | 30,814 |  |  | 31,170 |  | 33 |  | (2,148) |  | 29,055 |
Collateralized loan obligations | 90 |  | — |  | — |  | 90 |  |  | 184 |  | — |  | — |  | 184 |
Total debt securities available for sale, at fair value | $36,787 |  | $183 |  | ($1,551) |  | $35,419 |  |  | $34,986 |  | $36 |  | ($2,257) |  | $32,765 |
Mortgage-backed securities: |  |  |  |  |  |  |  |  |
Federal agencies and U.S. government sponsored entities | $7,767 |  | $1 |  | ($830) |  | $6,938 |  |  | $8,187 |  | $— |  | ($1,051) |  | $7,136 |
Total mortgage-backed securities | 7,767 |  | 1 |  | (830) |  | 6,938 |  |  | 8,187 |  | — |  | (1,051) |  | 7,136 |
Asset-backed securities | 357 |  | — |  | — |  | 357 |  |  | 412 |  | 1 |  | (9) |  | 404 |
Total debt securities held to maturity | $8,124 |  | $1 |  | ($830) |  | $7,295 |  |  | $8,599 |  | $1 |  | ($1,060) |  | $7,540 |
Equity securities, at cost(2) | $710 |  | $— |  | $— |  | $710 |  |  | $710 |  | $— |  | $— |  | $710 |
Equity securities, at fair value(2) | 286 |  | — |  | — |  | 286 |  |  | 220 |  | — |  | — |  | 220 |
(1) Excludes portfolio level basis adjustments of $37 million and $(75) million, respectively, for securities designated in active fair value hedge relationships under the portfolio layer method at September 30, 2025 and December 31, 2024. (2) Included in Other assets in the Consolidated Balance Sheets.
Schedule of investments classified by maturity date | The following table presents the amortized cost and fair value of debt securities by contractual maturity as of September 30, 2025. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.
| Distribution of Maturities
(dollars in millions) | 1 Year or Less | After 1 Year through 5 Years | After 5 Years through 10 Years | After 10 Years | Total
Amortized cost: |  |  |  |  |
U.S. Treasury and other | $— |  | $3,380 |  | $1,183 |  | $— |  | $4,563 |
State and political subdivisions | — |  | — |  | — |  | 1 |  | 1 |
Mortgage-backed securities: |  |  |  |  |
Federal agencies and U.S. government sponsored entities | 100 |  | 2,274 |  | 1,120 |  | 28,371 |  | 31,865 |
Other/non-agency | — |  | — |  | — |  | 268 |  | 268 |
Collateralized loan obligations | — |  | — |  | 90 |  | — |  | 90 |
Total debt securities available for sale | 100 |  | 5,654 |  | 2,393 |  | 28,640 |  | 36,787 |
Mortgage-backed securities: |  |  |  |  |
Federal agencies and U.S. government sponsored entities | — |  | — |  | — |  | 7,767 |  | 7,767 |
Asset-backed securities | — |  | 357 |  | — |  | — |  | 357 |
Total debt securities held to maturity | — |  | 357 |  | — |  | 7,767 |  | 8,124 |
Total amortized cost of debt securities | $100 |  | $6,011 |  | $2,393 |  | $36,407 |  | $44,911 |
Fair value: |  |  |  |  |
U.S. Treasury and other | $— |  | $3,311 |  | $1,203 |  | $— |  | $4,514 |
State and political subdivisions | — |  | — |  | — |  | 1 |  | 1 |
Mortgage-backed securities: |  |  |  |  |
Federal agencies and U.S. government sponsored entities | 99 |  | 2,235 |  | 1,073 |  | 27,144 |  | 30,551 |
Other/non-agency | — |  | — |  | — |  | 263 |  | 263 |
Collateralized loan obligations | — |  | — |  | 90 |  | — |  | 90 |
Total debt securities available for sale | 99 |  | 5,546 |  | 2,366 |  | 27,408 |  | 35,419 |
Mortgage-backed securities: |  |  |  |  |
Federal agencies and U.S. government sponsored entities | — |  | — |  | — |  | 6,938 |  | 6,938 |
Asset-backed securities | — |  | 357 |  | — |  | — |  | 357 |
Total debt securities held to maturity | — |  | 357 |  | — |  | 6,938 |  | 7,295 |
Total fair value of debt securities | $99 |  | $5,903 |  | $2,366 |  | $34,346 |  | $42,714 |
Schedule of income recognized on investment securities | The following table presents realized gains and losses on the sale of securities:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
(dollars in millions) | 2025 |  | 2024 |  | 2025 |  | 2024
Gains | $2 |  |  | $9 |  |  | $14 |  |  | $14 |
Losses | — |  |  | — |  |  | — |  |  | — |
Securities gains, net | $2 |  |  | $9 |  |  | $14 |  |  | $14 |
Schedule of unrealized loss on investments | The following tables present AFS debt securities with fair values below their respective carrying values, disclosed by the length of time the individual securities have been in a continuous unrealized loss position:
| September 30, 2025
| Less than 12 Months |  | 12 Months or Longer |  | Total
(dollars in millions) | Fair Value | Gross Unrealized Losses |  | Fair Value | Gross Unrealized Losses |  | Fair Value | Gross Unrealized Losses
U.S. Treasury and other | $— |  | $— |  |  | $2,613 |  | ($72) |  |  | $2,613 |  | ($72) |
Mortgage-backed securities: |  |  |  |  |  |  |  |
Federal agencies and U.S. government sponsored entities | 4,760 |  | (171) |  |  | 13,230 |  | (1,303) |  |  | 17,990 |  | (1,474) |
Other/non-agency | — |  | — |  |  | 263 |  | (5) |  |  | 263 |  | (5) |
Total mortgage-backed securities | 4,760 |  | (171) |  |  | 13,493 |  | (1,308) |  |  | 18,253 |  | (1,479) |
Total | $4,760 |  | ($171) |  |  | $16,106 |  | ($1,380) |  |  | $20,866 |  | ($1,551) |
| December 31, 2024
| Less than 12 Months |  | 12 Months or Longer |  | Total
(dollars in millions) | Fair Value | Gross Unrealized Losses |  | Fair Value | Gross Unrealized Losses |  | Fair Value | Gross Unrealized Losses
U.S. Treasury and other | $— |  | $— |  |  | $2,544 |  | ($109) |  |  | $2,544 |  | ($109) |
Mortgage-backed securities: |  |  |  |  |  |  |  |
Federal agencies and U.S. government sponsored entities | 9,560 |  | (265) |  |  | 14,304 |  | (1,870) |  |  | 23,864 |  | (2,135) |
Other/non-agency | — |  | — |  |  | 260 |  | (13) |  |  | 260 |  | (13) |
Total mortgage-backed securities | 9,560 |  | (265) |  |  | 14,564 |  | (1,883) |  |  | 24,124 |  | (2,148) |
Total | $9,560 |  | ($265) |  |  | $17,108 |  | ($1,992) |  |  | $26,668 |  | ($2,257) |

X
- Definition Tabular disclosure of available-for-sale, held to maturity, and other investment securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, and amortized cost basis. + References No definition available. + Details
Name: | cfg_SecuritiesTableTextBlock
Namespace Prefix: | cfg_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 30 -Name Accounting Standards Codification -Section 55 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479081/326-30-55-8 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 320 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481800/320-10-50-6 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479106/326-30-50-4 + Details
Name: | us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of realized and unrealized gain (loss) on investment in security. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 220 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(9)(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 220 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(7)(c)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2 + Details
Name: | us-gaap_GainLossOnInvestmentsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments. + References No definition available. + Details
Name: | us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration