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Loans And Leases (Tables)

6 Months Ended

Jun. 30, 2011

Loans And Leases

Loans And Leases Outstanding

Covered loans		$	2,399,738			$	2,007,452			$	2,367,090
Noncovered loans and leases:
Commercial:
Construction and land development			407,134				338,929				492,805
Commercial mortgage			4,861,457				4,737,862				4,625,351
Other commercial real estate			148,977				149,710				157,333
Commercial and industrial			1,805,812				1,869,490				1,801,465
Lease financing			303,104				301,289				300,047
Other			170,758				182,015				186,067
Total commercial loans			7,697,242				7,579,295				7,563,068
Non-commercial:
Residential mortgage			825,610				878,792				921,346
Revolving mortgage			2,303,687				2,233,853				2,187,978
Construction and land development			145,445				192,954				135,094
Consumer			556,870				595,683				815,008
Total non-commercial loans			3,831,612				3,901,282				4,059,426
Total noncovered loans and leases			11,528,854				11,480,577				11,622,494
Total loans and leases		$	13,928,592			$	13,488,029			$	13,989,584

		June 30, 2011												December 31, 2010												June 30, 2010
		Impaired at acquisition date				All other acquired loans				Total				Impaired at acquisition date				All other acquired loans				Total				Impaired at acquisition date				All other acquired loans				Total
Covered loans:
Commercial:
Construction and land development		$	83,844			$	254,806			$	338,650			$	102,988			$	265,432			$	368,420			$	146,418			$	429,190			$	575,608
Commercial mortgage			120,916				1,186,859				1,307,775				120,240				968,824				1,089,064				121,134				947,197				1,068,331
Other commercial real estate			35,347				138,259				173,606				34,704				175,957				210,661				35,346				197,740				233,086
Commercial and industrial			7,990				117,502				125,492				9,087				123,390				132,477				9,195				211,669				220,864
Lease financing			6				218				224				—				—				—				—				—				—
Other			—				1,675				1,675				—				1,510				1,510				72				4,739				4,811
Total commercial loans			248,103				1,699,319				1,947,422				267,019				1,535,113				1,802,132				312,165				1,790,535				2,102,700
Non-commercial:
Residential mortgage			19,635				334,398				354,033				11,026				63,469				74,495				33,853				40,144				73,997
Revolving mortgage			483				11,450				11,933				8,400				9,466				17,866				128				25,041				25,169
Construction and land development			42,056				40,121				82,177				44,260				61,545				105,805				25,838				131,812				157,650
Consumer			122				4,051				4,173				—				7,154				7,154				133				7,441				7,574
Total non-commercial loans			62,296				390,020				452,316				63,686				141,634				205,320				59,952				204,438				264,390
Total covered loans		$	310,399			$	2,089,339			$	2,399,738			$	330,705			$	1,676,747			$	2,007,452			$	372,117			$	1,994,973			$	2,367,090

Composition Of The Loans And Leases Outstanding By Credit Quality Indicator

		Commercial noncovered loans and leases
Grade:		Construction and Land Development				Commercial Mortgage				Other Commercial Real Estate				Commercial and Industrial				Lease Financing				Other				Total Commercial Loans Not Covered by Loss Share
June 30, 2011
Pass		$	362,202			$	4,505,768			$	134,686			$	1,590,496			$	294,134			$	170,133			$	7,057,419
Special mention			11,923				229,564				8,352				38,466				5,619				602				294,526
Substandard			32,494				116,267				5,398				27,881				3,124				—				185,164
Doubtful			515				6,435				401				804				182				—				8,337
Ungraded			—				3,423				140				148,165				45				23				151,796
Total		$	407,134			$	4,861,457			$	148,977			$	1,805,812			$	303,104			$	170,758			$	7,697,242
December 31, 2010
Pass		$	285,988			$	4,390,634			$	137,570			$	1,633,775			$	291,476			$	181,044			$	6,920,487
Special mention			20,957				229,581				6,531				42,639				6,888				846				307,442
Substandard			29,714				108,239				5,103				24,686				2,496				90				170,328
Doubtful			2,270				7,928				401				748				414				—				11,761
Ungraded			—				1,480				105				167,642				15				35				169,277
Total		$	338,929			$	4,737,862			$	149,710			$	1,869,490			$	301,289			$	182,015			$	7,579,295

		Non-commercial noncovered loans and leases
		Residential Mortgage				Revolving Mortgage				Construction and Land Development				Consumer				Total  Non- commercial Noncovered Loans
June 30, 2011
Current		$	806,439			$	2,291,153			$	143,376			$	551,606			$	3,792,574
31-60 days past due			3,376				3,500				381				2,633				9,890
61-90 days past due			2,897				1,732				1,120				1,128				6,877
Over 90 days past due			12,898				7,302				568				1,503				22,271
Total		$	825,610			$	2,303,687			$	145,445			$	556,870			$	3,831,612
December 31, 2010
Current		$	840,328			$	2,226,427			$	187,918				579,227			$	3,833,900
31-60 days past due			13,051				3,682				1,445				12,798				30,976
61-90 days past due			4,762				1,424				548				2,611				9,345
Over 90 days past due			20,651				2,320				3,043				1,047				27,061
Total		$	878,792			$	2,233,853			$	192,954			$	595,683			$	3,901,282

		Covered loans
Grade:		Construction and Land Development - Commercial				Commercial Mortgage				Other Commercial Real Estate				Commercial and Industrial				Lease Financing				Residential Mortgage				Revolving Mortgage				Construction and Land Development Non-commercial				Consumer and Other				Total Covered Loans
June 30, 2011
Pass		$	57,074			$	561,871			$	60,738			$	51,519			$	218			$	266,349			$	11,307			$	5,883			$	3,987			$	1,018,946
Special mention			99,051				304,731				41,616				46,944				—				25,153				143				21,654				251				539,543
Substandard			91,247				377,263				47,081				20,832				—				45,439				483				42,395				144				624,884
Doubtful			89,761				63,775				24,171				6,197				6				8,648				—				12,245				872				205,675
Ungraded			1,517				135				—				—				—				8,444				—				—				594				10,690
Total		$	338,650			$	1,307,775			$	173,606			$	125,492			$	224			$	354,033			$	11,933			$	82,177			$	5,848			$	2,399,738
December 31, 2010
Pass		$	98,449			$	430,526			$	77,162			$	46,450			$	—			$	39,492			$	5,051			$	—			$	6,296			$	703,426
Special mention			90,203				261,273				40,756				36,566				—				17,041				3,630				3,549				1,231				454,249
Substandard			79,631				326,036				65,896				41,936				—				11,609				3,462				67,594				691				596,855
Doubtful			100,137				71,175				26,847				7,525				—				6,353				1,837				34,662				438				248,974
Ungraded			—				54				—				—				—				—				3,886				—				8				3,948
Total		$	368,420			$	1,089,064			$	210,661			$	132,477			$	—			$	74,495			$	17,866			$	105,805			$	8,664			$	2,007,452

Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date

		31-60 Days Past Due				61-90 Days Past Due				Greater Than 90 Days				Total Past Due				Current				Total Loans and Leases
June 30, 2011
Noncovered loans and leases:
Construction and land development - commercial		$	876			$	763			$	3,150			$	4,789			$	402,345			$	407,134
Commercial mortgage			12,985				5,580				21,467				40,032				4,821,425				4,861,457
Other commercial real estate			270				54				586				910				148,067				148,977
Commercial and industrial			3,102				909				2,402				6,413				1,799,399				1,805,812
Lease financing			337				82				359				778				302,326				303,104
Other			—				—				—				—				170,758				170,758
Residential mortgage			3,376				2,897				12,898				19,171				806,439				825,610
Revolving mortgage			3,500				1,732				7,302				12,534				2,291,153				2,303,687
Construction and land development - non-commercial			381				1,120				568				2,069				143,376				145,445
Consumer			2,633				1,128				1,503				5,264				551,606				556,870
Total noncovered loans and leases			27,460				14,265				50,235				91,960				11,436,894				11,528,854
Covered loans:
Construction and land development - commercial			8,087				17,421				46,356				71,864				182,942				254,806
Commercial mortgage			36,054				25,562				108,136				169,752				1,017,107				1,186,859
Other commercial real estate			5,306				9,265				7,918				22,489				115,770				138,259
Commercial and industrial			4,369				3,093				11,824				19,286				98,216				117,502
Lease financing			—				—				—				—				218				218
Residential mortgage			10,148				2,952				26,961				40,061				294,337				334,398
Revolving mortgage			—				—				—				—				11,450				11,450
Construction and land development - non-commercial			—				741				16,777				17,518				22,603				40,121
Consumer and other			27				279				972				1,278				4,448				5,726
Total covered loans			63,991				59,313				218,944				342,248				1,747,091				2,089,339
Total loans and leases		$	91,451			$	73,578			$	269,179			$	434,208			$	13,183,985			$	13,618,193
December 31, 2010
Noncovered loans and leases:
Construction and land development - commercial		$	3,047			$	6,092			$	4,208			$	13,347			$	325,582			$	338,929
Commercial mortgage			22,913				7,521				20,425				50,859				4,687,003				4,737,862
Other commercial real estate			35				290				621				946				148,764				149,710
Commercial and industrial			4,434				1,473				3,744				9,651				1,859,839				1,869,490
Lease financing			2,266				141				630				3,037				298,252				301,289
Other			40				75				—				115				181,900				182,015
Residential mortgage			13,051				4,762				20,651				38,464				840,328				878,792
Revolving mortgage			3,682				1,424				2,320				7,426				2,226,427				2,233,853
Construction and land development - non-commercial			1,445				548				3,043				5,036				187,918				192,954
Consumer			12,798				2,611				1,047				16,456				579,227				595,683
Total noncovered loans and leases			63,711				24,937				56,689				145,337				11,335,240				11,480,577
Covered loans:
Construction and land development - commercial			64,372				8,985				73,997				147,354				118,078				265,432
Commercial mortgage			43,570				20,308				88,525				152,403				816,421				968,824
Other commercial real estate			15,008				2,477				20,453				37,938				138,019				175,957
Commercial and industrial			9,267				5,899				28,780				43,946				79,444				123,390
Residential mortgage			4,459				1,352				3,979				9,790				53,679				63,469
Revolving mortgage			382				—				337				719				8,747				9,466
Construction and land development - non-commercial			7,701				—				36,412				44,113				17,432				61,545
Consumer and other			430				1,649				978				3,057				5,607				8,664
Total covered loans			145,189				40,670				253,461				439,320				1,237,427				1,676,747
Total loans and leases		$	208,900			$	65,607			$	310,150			$	584,657			$	12,572,667			$	13,157,324

Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing

		June 30, 2011								December 31, 2010
		Nonaccrual loans and leases				Loans and leases > 90 days and accruing				Nonaccrual loans and leases				Loans and leases > 90 days and accruing
Noncovered loans and leases:
Construction and land development - commercial		$	24,675			$	78			$	26,796			$	68
Commercial mortgage			30,960				2,757				32,723				4,347
Commercial and industrial			2,408				588				3,320				1,850
Lease financing			605				28				806				298
Other commercial real estate			847				1				777				80
Construction and land development - non-commercial			49				519				1,330				1,122
Residential mortgage			13,897				2,462				13,062				6,640
Revolving mortgage			—				7,282				—				2,301
Consumer			—				1,493				—				1,795
Total noncovered loans and leases		$	73,441			$	15,208			$	78,814			$	18,501
Covered loans and leases:
Construction and land development - commercial		$	69,621			$	21,309			$	20,609			$	55,503
Commercial mortgage			108,853				57,467				75,633				37,819
Other commercial real estate			22,986				6,754				7,299				15,068
Commercial and industrial			3,774				9,390				8,488				22,829
Residential mortgage			27,351				6,333				3,594				2,010
Revolving mortgage			—				—				403				190
Construction and land development - non-commercial			14,104				1,966				43,836				7,460
Consumer and other			879				649				162				824
Total covered loans and leases		$	247,568			$	103,868			$	160,024			$	141,703
Total loans and leases		$	321,231			$	119,075			$	238,838			$	160,204

Changes In Carrying Value Of Acquired Impaired Loans

		2011								2010
		Impaired at acquisition date				All other acquired loans				Impaired as acquisition date				All other acquired loans
Balance, January 1		$	330,705			$	1,676,747			$	75,368			$	1,097,652
Fair value of acquired loans covered by loss share agreements			99,344				660,007				412,627				1,152,134
Reductions for repayments, foreclosures and decreases in fair value			(119,650	)			(247,415	)			(115,878	)			(254,813	)
Balance, June 30		$	310,399			$	2,089,339			$	372,117			$	1,994,973
Outstanding principal balance at June 30		$	1,100,257			$	2,937,273			$	807,288			$	2,726,588

Changes In The Amount Of Accretable Yield

		2011				2010
Balance, January 1		$	164,586			$	—
Additions			53,426				45,523
Accretion			(122,755	)			(12,170	)
Reclassifications from nonaccretable difference			60,452				2,795
Disposals			—				(1,070	)
Balance, June 30		$	155,709			$	35,078

Loans Acquired From United Western, The Contractually Required Payments Including Principal And Interest, Expected Cash Flows To Be Collected And Fair Values

		Impaired at Acquisition Date				All Other Acquired Loans
Contractually required payments		$	304,001			$	789,083
Cash flows expected to be collected			167,291				673,499
Fair value at acquisition date			99,344				660,007

Loans Acquired By Loan Class

		January 21, 2011
Commercial:
Construction and land development		$	52,889
Commercial mortgage			304,769
Other commercial real estate			8,434
Commercial and industrial			75,523
Lease financing			316
Total commercial loans			441,931
Non-commercial:
Residential mortgage			260,389
Revolving mortgage			12,073
Construction and land development			39,827
Consumer			5,131
Total non-commercial loans			317,420
Total covered loans acquired		$	759,351

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